Peoples Home Equity Mortgage Lending & HMDA Data, 2010

In 2010, Peoples Home Equity of Brentwood, TN reported 2,555 mortgage applications totaling $435.1 million, down 2% from 2009. The average application was for $170,293, and applicants reported an average income of $60,379. 87% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Nashville-Davidson--Murfreesboro--Franklin, TN (559), Knoxville, TN (293) and Chicago-Joliet-Naperville, IL (194) (applications in parentheses).

Mortgage Company & Address Peoples Home Equity
5205 Maryland Way Suite 100
Brentwood, TN 37027
Tel #: available with data download
Federal Regulator * available with data download
Years 2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  
Total Number of Mortgage Applications 2,555
Total Mortgage Loan Application Amount $435,100,000
Average Mortgage Loan Application Amount $170,293
Highest Mortgage Loan Application Amount $745,000
Average Applicant Income $60,379
Highest Applicant Income $726,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Peoples Home Equity filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Peoples Home Equity by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Davidson, Tennessee 238 $ 36,048,000 $ 151,462 $ 59,000
Knox, Tennessee 194 $ 28,437,000 $ 146,582 $ 56,000
Hamilton, Tennessee 127 $ 18,226,000 $ 143,511 $ 56,000
Maricopa, Arizona 118 $ 19,245,000 $ 163,093 $ 62,000
Rutherford, Tennessee 106 $ 16,962,000 $ 160,018 $ 63,000
Williamson, Tennessee 67 $ 16,809,000 $ 250,880 $ 98,000
Cook, Illinois 65 $ 15,100,000 $ 232,307 $ 77,000
Blount, Tennessee 61 $ 9,146,000 $ 149,934 $ 44,000
Orange, Florida 59 $ 9,040,000 $ 153,220 $ 60,000
DuPage, Illinois 59 $ 14,351,000 $ 243,237 $ 78,000
Sevier, Tennessee 52 $ 8,669,000 $ 166,711 $ 61,000
Sumner, Tennessee 51 $ 7,885,000 $ 154,607 $ 60,000
Wilson, Tennessee 46 $ 8,701,000 $ 189,152 $ 64,000
Washington, Tennessee 42 $ 5,756,000 $ 137,047 $ 53,000
Will, Illinois 40 $ 8,406,000 $ 210,150 $ 66,000
Jefferson, Kentucky 38 $ 6,409,000 $ 168,657 $ 53,000
Virginia Beach, Virginia 36 $ 7,435,000 $ 206,527 $ 56,000
Sullivan, Tennessee 34 $ 3,927,000 $ 115,500 $ 44,000
Montgomery, Tennessee 28 $ 3,914,000 $ 139,785 $ 54,000
Marion, Indiana 27 $ 3,848,000 $ 142,518 $ 42,000
Guilford, North Carolina 24 $ 2,627,000 $ 109,458 $ 44,000
Robertson, Tennessee 23 $ 3,587,000 $ 155,956 $ 57,000
Milwaukee, Wisconsin 23 $ 3,095,000 $ 134,565 $ 48,000
Anne Arundel, Maryland 22 $ 6,103,000 $ 277,409 $ 69,000
Baltimore, Maryland 21 $ 5,102,000 $ 242,952 $ 97,000
Montgomery, Maryland 20 $ 7,272,000 $ 363,600 $ 109,000
Waukesha, Wisconsin 20 $ 3,405,000 $ 170,250 $ 52,000
Loudon, Tennessee 19 $ 2,938,000 $ 154,631 $ 60,000
Hamblen, Tennessee 18 $ 2,408,000 $ 133,777 $ 42,000
Catoosa, Georgia 16 $ 1,907,000 $ 119,187 $ 53,000
Anderson, Tennessee 16 $ 2,710,000 $ 169,375 $ 54,000
Norfolk, Virginia 16 $ 2,732,000 $ 170,750 $ 50,000
Osceola, Florida 15 $ 1,676,000 $ 111,733 $ 35,000
Kane, Illinois 15 $ 3,089,000 $ 205,933 $ 58,000
Knox, Illinois 15 $ 1,901,000 $ 126,733 $ 64,000
Forsyth, North Carolina 14 $ 1,872,000 $ 133,714 $ 47,000
Jefferson, Tennessee 14 $ 1,856,000 $ 132,571 $ 50,000
Maury, Tennessee 14 $ 2,078,000 $ 148,428 $ 54,000
Walker, Georgia 13 $ 1,803,000 $ 138,692 $ 38,000
Prince George's, Maryland 12 $ 2,558,000 $ 213,166 $ 64,000
Campbell, Tennessee 12 $ 1,541,000 $ 128,416 $ 44,000
Pinal, Arizona 11 $ 1,150,000 $ 104,545 $ 46,000
Seminole, Florida 11 $ 1,618,000 $ 147,090 $ 55,000
Baltimore City, Maryland 11 $ 1,887,000 $ 171,545 $ 48,000
Harford, Maryland 11 $ 3,093,000 $ 281,181 $ 91,000
Cheatham, Tennessee 11 $ 1,628,000 $ 148,000 $ 68,000
District of Columbia, District Of Columbia 10 $ 3,780,000 $ 378,000 $ 132,000
Duval, Florida 10 $ 1,592,000 $ 159,200 $ 66,000
Hendricks, Indiana 10 $ 1,773,000 $ 177,300 $ 66,000
Bradley, Tennessee 10 $ 1,811,000 $ 181,100 $ 48,000
Cocke, Tennessee 10 $ 1,211,000 $ 121,100 $ 36,000
Cumberland, Tennessee 10 $ 1,324,000 $ 132,400 $ 42,000
Greene, Tennessee 10 $ 1,122,000 $ 112,200 $ 44,000
Mecklenburg, North Carolina 9 $ 1,351,000 $ 150,111 $ 35,000
Carter, Tennessee 9 $ 983,000 $ 109,222 $ 37,000
Roane, Tennessee 9 $ 1,051,000 $ 116,777 $ 51,000
Fairfax, Virginia 9 $ 2,888,000 $ 320,888 $ 125,000
Shelby, Tennessee 8 $ 1,380,000 $ 172,500 $ 69,000
Chesapeake, Virginia 8 $ 1,704,000 $ 213,000 $ 56,000
Washington, Virginia 8 $ 1,013,000 $ 126,625 $ 46,000
Jefferson, Alabama 7 $ 1,041,000 $ 148,714 $ 61,000
Yavapai, Arizona 7 $ 1,010,000 $ 144,285 $ 52,000
Fulton, Illinois 7 $ 635,000 $ 90,714 $ 45,000
Lake, Illinois 7 $ 1,970,000 $ 281,428 $ 85,000
Fayette, Kentucky 7 $ 1,325,000 $ 189,285 $ 44,000
Dickson, Tennessee 7 $ 856,000 $ 122,285 $ 61,000
Hawkins, Tennessee 7 $ 953,000 $ 136,142 $ 67,000
Hampton, Virginia 7 $ 1,414,000 $ 202,000 $ 22,000
Hamilton, Indiana 6 $ 1,018,000 $ 169,666 $ 68,000
Wake, North Carolina 6 $ 1,221,000 $ 203,500 $ 55,000
Monroe, Tennessee 6 $ 753,000 $ 125,500 $ 39,000
Newport News, Virginia 6 $ 1,067,000 $ 177,833 $ 43,000
Prince William, Virginia 6 $ 2,321,000 $ 386,833 $ 77,000
Pima, Arizona 5 $ 1,147,000 $ 229,400 $ 107,000
Kendall, Illinois 5 $ 821,000 $ 164,200 $ 59,000
Calcasieu, Louisiana 5 $ 912,000 $ 182,400 $ 68,000
Bedford, Tennessee 5 $ 622,000 $ 124,400 $ 54,000
Hickman, Tennessee 5 $ 620,000 $ 124,000 $ 60,000
Unicoi, Tennessee 5 $ 513,000 $ 102,600 $ 49,000
Williamson, Texas 5 $ 718,000 $ 143,600 $ 67,000
Bristol, Virginia 5 $ 358,000 $ 71,600 $ 37,000
Portsmouth, Virginia 5 $ 693,000 $ 138,600 $ 59,000
Suffolk, Virginia 5 $ 1,387,000 $ 277,400 $ 58,000
Mohave, Arizona 4 $ 597,000 $ 149,250 $ 63,000
Los Angeles, California 4 $ 1,254,000 $ 313,500 $ 88,000
Polk, Florida 4 $ 264,000 $ 66,000 $ 33,000
St. Johns, Florida 4 $ 644,000 $ 161,000 $ 50,000
DeKalb, Georgia 4 $ 1,045,000 $ 261,250 $ 96,000
McHenry, Illinois 4 $ 678,000 $ 169,500 $ 53,000
Peoria, Illinois 4 $ 730,000 $ 182,500 $ 112,000
Frederick, Maryland 4 $ 1,181,000 $ 295,250 $ 52,000
Cabarrus, North Carolina 4 $ 647,000 $ 161,750 $ 47,000
Claiborne, Tennessee 4 $ 336,000 $ 84,000 $ 45,000
Coffee, Tennessee 4 $ 464,000 $ 116,000 $ 50,000
Franklin, Tennessee 4 $ 660,000 $ 165,000 $ 68,000
Johnson, Tennessee 4 $ 785,000 $ 196,250 $ 49,000
Lawrence, Tennessee 4 $ 350,000 $ 87,500 $ 45,000
Lincoln, Tennessee 4 $ 474,000 $ 118,500 $ 56,000
McMinn, Tennessee 4 $ 766,000 $ 191,500 $ 46,000
Putnam, Tennessee 4 $ 601,000 $ 150,250 $ 60,000
Warren, Tennessee 4 $ 365,000 $ 91,250 $ 45,000
Harris, Texas 4 $ 711,000 $ 177,750 $ 97,000
Travis, Texas 4 $ 752,000 $ 188,000 $ 65,000
Washington, Wisconsin 4 $ 685,000 $ 171,250 $ 52,000
Hernando, Florida 3 $ 315,000 $ 105,000 $ 49,000
Lake, Florida 3 $ 397,000 $ 132,333 $ 46,000
Volusia, Florida 3 $ 348,000 $ 116,000 $ 38,000
DeKalb, Illinois 3 $ 544,000 $ 181,333 $ 45,000
Grundy, Illinois 3 $ 464,000 $ 154,666 $ 13,000
Winnebago, Illinois 3 $ 435,000 $ 145,000 $ 10,000
Johnson, Indiana 3 $ 330,000 $ 110,000 $ 46,000
Morgan, Indiana 3 $ 438,000 $ 146,000 $ 35,000
Boone, Kentucky 3 $ 529,000 $ 176,333 $ 60,000
Bullitt, Kentucky 3 $ 539,000 $ 179,666 $ 29,000
Oldham, Kentucky 3 $ 569,000 $ 189,666 $ 50,000
Carroll, Maryland 3 $ 1,034,000 $ 344,666 $ 109,000
Cecil, Maryland 3 $ 770,000 $ 256,666 $ 51,000
Howard, Maryland 3 $ 848,000 $ 282,666 $ 69,000
Johnston, North Carolina 3 $ 508,000 $ 169,333 $ 46,000
Rowan, North Carolina 3 $ 501,000 $ 167,000 $ 67,000
Marion, Tennessee 3 $ 411,000 $ 137,000 $ 64,000
Rhea, Tennessee 3 $ 409,000 $ 136,333 $ 50,000
Stewart, Tennessee 3 $ 446,000 $ 148,666 $ 95,000
Union, Tennessee 3 $ 281,000 $ 93,666 $ 32,000
Chesterfield, Virginia 3 $ 707,000 $ 235,666 $ 38,000
Henrico, Virginia 3 $ 409,000 $ 136,333 $ 78,000
Wise, Virginia 3 $ 381,000 $ 127,000 $ 41,000
Brown, Wisconsin 3 $ 381,000 $ 127,000 $ 33,000
Outagamie, Wisconsin 3 $ 436,000 $ 145,333 $ 24,000
Winnebago, Wisconsin 3 $ 474,000 $ 158,000 $ 44,000
Cochise, Arizona 2 $ 206,000 $ 103,000 $ 75,000
Gila, Arizona 2 $ 350,000 $ 175,000 $ 84,000
Navajo, Arizona 2 $ 315,000 $ 157,500 $ 52,000
Alameda, California 2 $ 886,000 $ 443,000 $ 112,000
Kern, California 2 $ 445,000 $ 222,500 $ 18,000
Orange, California 2 $ 895,000 $ 447,500 $ 134,000
San Bernardino, California 2 $ 754,000 $ 377,000 $ 130,000
San Diego, California 2 $ 725,000 $ 362,500 $ 138,000
Bradford, Florida 2 $ 202,000 $ 101,000 $ 33,000
Pasco, Florida 2 $ 274,000 $ 137,000 $ 41,000
St. Lucie, Florida 2 $ 203,000 $ 101,500 $ 53,000
Dade, Georgia 2 $ 294,000 $ 147,000 $ 44,000
Fulton, Georgia 2 $ 718,000 $ 359,000 $ 115,000
Murray, Georgia 2 $ 186,000 $ 93,000 $ 45,000
Hancock, Illinois 2 $ 220,000 $ 110,000 $ 32,000
Livingston, Illinois 2 $ 147,000 $ 73,500 $ 37,000
Bartholomew, Indiana 2 $ 367,000 $ 183,500 $ 66,000
Boone, Indiana 2 $ 312,000 $ 156,000 $ 78,000
Porter, Indiana 2 $ 331,000 $ 165,500 $ 50,000
Pulaski, Indiana 2 $ 207,000 $ 103,500 $ 51,000
Tippecanoe, Indiana 2 $ 190,000 $ 95,000 $ 59,000
Bell, Kentucky 2 $ 322,000 $ 161,000 $ 52,000
Warren, Kentucky 2 $ 276,000 $ 138,000 $ 17,000
Queen Anne's, Maryland 2 $ 657,000 $ 328,500 $ 95,000
Buncombe, North Carolina 2 $ 260,000 $ 130,000 $ 44,000
Cumberland, North Carolina 2 $ 388,000 $ 194,000 $ 0
Currituck, North Carolina 2 $ 402,000 $ 201,000 $ 50,000
Dare, North Carolina 2 $ 661,000 $ 330,500 $ 92,000
Davidson, North Carolina 2 $ 201,000 $ 100,500 $ 21,000
Davie, North Carolina 2 $ 397,000 $ 198,500 $ 23,000
Lee, North Carolina 2 $ 316,000 $ 158,000 $ 11,000
DeKalb, Tennessee 2 $ 557,000 $ 278,500 $ 110,000
Grainger, Tennessee 2 $ 274,000 $ 137,000 $ 38,000
Henderson, Tennessee 2 $ 219,000 $ 109,500 $ 28,000
Macon, Tennessee 2 $ 251,000 $ 125,500 $ 25,000
Obion, Tennessee 2 $ 247,000 $ 123,500 $ 31,000
Polk, Tennessee 2 $ 166,000 $ 83,000 $ 24,000
Scott, Tennessee 2 $ 161,000 $ 80,500 $ 25,000
Smith, Tennessee 2 $ 297,000 $ 148,500 $ 71,000
Dallas, Texas 2 $ 288,000 $ 144,000 $ 45,000
Tarrant, Texas 2 $ 247,000 $ 123,500 $ 60,000
Buchanan, Virginia 2 $ 158,000 $ 79,000 $ 57,000
Hopewell, Virginia 2 $ 173,000 $ 86,500 $ 38,000
Isle of Wight, Virginia 2 $ 383,000 $ 191,500 $ 78,000
Loudoun, Virginia 2 $ 940,000 $ 470,000 $ 135,000
Dane, Wisconsin 2 $ 380,000 $ 190,000 $ 18,000
Jefferson, Wisconsin 2 $ 330,000 $ 165,000 $ 78,000
Racine, Wisconsin 2 $ 367,000 $ 183,500 $ 100,000
Walworth, Wisconsin 2 $ 354,000 $ 177,000 $ 61,000
Blount, Alabama 1 $ 94,000 $ 94,000 $ 79,000
Dale, Alabama 1 $ 52,000 $ 52,000 $ 14,000
Elmore, Alabama 1 $ 202,000 $ 202,000 $ 54,000
Madison, Alabama 1 $ 261,000 $ 261,000 $ 85,000
Shelby, Alabama 1 $ 294,000 $ 294,000 $ 181,000
Coconino, Arizona 1 $ 260,000 $ 260,000 $ 160,000
Fresno, California 1 $ 121,000 $ 121,000 $ 36,000
Marin, California 1 $ 730,000 $ 730,000 $ 156,000
Nevada, California 1 $ 492,000 $ 492,000 $ 165,000
San Francisco, California 1 $ 675,000 $ 675,000 $ 169,000
San Joaquin, California 1 $ 417,000 $ 417,000 $ 204,000
San Mateo, California 1 $ 662,000 $ 662,000 $ 198,000
Santa Clara, California 1 $ 228,000 $ 228,000 $ 52,000
Ventura, California 1 $ 721,000 $ 721,000 $ 147,000
Yolo, California 1 $ 316,000 $ 316,000 $ 108,000
Bay, Florida 1 $ 403,000 $ 403,000 $ 259,000
Brevard, Florida 1 $ 126,000 $ 126,000 $ 41,000
Broward, Florida 1 $ 187,000 $ 187,000 $ 58,000
Clay, Florida 1 $ 146,000 $ 146,000 $ 55,000
Escambia, Florida 1 $ 65,000 $ 65,000 $ 72,000
Hillsborough, Florida 1 $ 66,000 $ 66,000 $ 27,000
Miami-Dade, Florida 1 $ 197,000 $ 197,000 $ 110,000
Palm Beach, Florida 1 $ 128,000 $ 128,000 $ 62,000
Sarasota, Florida 1 $ 167,000 $ 167,000 $ 66,000
Walton, Florida 1 $ 278,000 $ 278,000 $ 122,000
Chatham, Georgia 1 $ 165,000 $ 165,000 $ 68,000
Cobb, Georgia 1 $ 238,000 $ 238,000 $ 122,000
Forsyth, Georgia 1 $ 97,000 $ 97,000 $ 50,000
Gwinnett, Georgia 1 $ 123,000 $ 123,000 $ 96,000
Haralson, Georgia 1 $ 354,000 $ 354,000 $ 85,000
Houston, Georgia 1 $ 143,000 $ 143,000 $ 94,000
Whitfield, Georgia 1 $ 69,000 $ 69,000 $ 23,000
LaSalle, Illinois 1 $ 192,000 $ 192,000 $ 82,000
Rock Island, Illinois 1 $ 93,000 $ 93,000 $ 60,000
St. Clair, Illinois 1 $ 67,000 $ 67,000 $ 26,000
Tazewell, Illinois 1 $ 124,000 $ 124,000 $ 71,000
Warren, Illinois 1 $ 113,000 $ 113,000 $ 31,000
Clinton, Indiana 1 $ 131,000 $ 131,000 $ 0
Floyd, Indiana 1 $ 85,000 $ 85,000 $ 77,000
Lake, Indiana 1 $ 144,000 $ 144,000 $ 50,000
Noble, Indiana 1 $ 182,000 $ 182,000 $ 45,000
Randolph, Indiana 1 $ 88,000 $ 88,000 $ 0
Shelby, Indiana 1 $ 102,000 $ 102,000 $ 50,000
St. Joseph, Indiana 1 $ 132,000 $ 132,000 $ 52,000
Warrick, Indiana 1 $ 56,000 $ 56,000 $ 28,000
Whitley, Indiana 1 $ 101,000 $ 101,000 $ 19,000
Campbell, Kentucky 1 $ 134,000 $ 134,000 $ 0
Christian, Kentucky 1 $ 127,000 $ 127,000 $ 0
Franklin, Kentucky 1 $ 104,000 $ 104,000 $ 26,000
Larue, Kentucky 1 $ 85,000 $ 85,000 $ 28,000
Magoffin, Kentucky 1 $ 100,000 $ 100,000 $ 49,000
Pike, Kentucky 1 $ 80,000 $ 80,000 $ 37,000
Spencer, Kentucky 1 $ 155,000 $ 155,000 $ 0
Woodford, Kentucky 1 $ 266,000 $ 266,000 $ 85,000
Ascension, Louisiana 1 $ 265,000 $ 265,000 $ 122,000
Calvert, Maryland 1 $ 283,000 $ 283,000 $ 55,000
Caroline, Maryland 1 $ 258,000 $ 258,000 $ 0
Charles, Maryland 1 $ 237,000 $ 237,000 $ 57,000
Garrett, Maryland 1 $ 233,000 $ 233,000 $ 77,000
Kent, Maryland 1 $ 66,000 $ 66,000 $ 82,000
St. Mary's, Maryland 1 $ 199,000 $ 199,000 $ 89,000
Lee, Mississippi 1 $ 119,000 $ 119,000 $ 58,000
Durham, North Carolina 1 $ 90,000 $ 90,000 $ 32,000
Franklin, North Carolina 1 $ 138,000 $ 138,000 $ 62,000
Gaston, North Carolina 1 $ 97,000 $ 97,000 $ 43,000
Gates, North Carolina 1 $ 168,000 $ 168,000 $ 37,000
Henderson, North Carolina 1 $ 112,000 $ 112,000 $ 37,000
Moore, North Carolina 1 $ 146,000 $ 146,000 $ 62,000
New Hanover, North Carolina 1 $ 349,000 $ 349,000 $ 124,000
Pitt, North Carolina 1 $ 238,000 $ 238,000 $ 105,000
Rockingham, North Carolina 1 $ 61,000 $ 61,000 $ 34,000
Watauga, North Carolina 1 $ 287,000 $ 287,000 $ 166,000
Charleston, South Carolina 1 $ 61,000 $ 61,000 $ 47,000
Georgetown, South Carolina 1 $ 70,000 $ 70,000 $ 30,000
Kershaw, South Carolina 1 $ 276,000 $ 276,000 $ 53,000
Bledsoe, Tennessee 1 $ 103,000 $ 103,000 $ 59,000
Cannon, Tennessee 1 $ 104,000 $ 104,000 $ 17,000
Carroll, Tennessee 1 $ 104,000 $ 104,000 $ 28,000
Clay, Tennessee 1 $ 91,000 $ 91,000 $ 55,000
Decatur, Tennessee 1 $ 80,000 $ 80,000 $ 17,000
Henry, Tennessee 1 $ 101,000 $ 101,000 $ 0
Humphreys, Tennessee 1 $ 167,000 $ 167,000 $ 74,000
Lauderdale, Tennessee 1 $ 130,000 $ 130,000 $ 42,000
Lewis, Tennessee 1 $ 124,000 $ 124,000 $ 64,000
Marshall, Tennessee 1 $ 139,000 $ 139,000 $ 34,000
Moore, Tennessee 1 $ 99,000 $ 99,000 $ 45,000
Morgan, Tennessee 1 $ 224,000 $ 224,000 $ 72,000
Overton, Tennessee 1 $ 340,000 $ 340,000 $ 70,000
Sequatchie, Tennessee 1 $ 118,000 $ 118,000 $ 45,000
Tipton, Tennessee 1 $ 74,000 $ 74,000 $ 31,000
Bexar, Texas 1 $ 170,000 $ 170,000 $ 68,000
Collin, Texas 1 $ 277,000 $ 277,000 $ 120,000
Denton, Texas 1 $ 372,000 $ 372,000 $ 511,000
Ector, Texas 1 $ 125,000 $ 125,000 $ 102,000
Fort Bend, Texas 1 $ 238,000 $ 238,000 $ 112,000
Hood, Texas 1 $ 117,000 $ 117,000 $ 37,000
Montgomery, Texas 1 $ 126,000 $ 126,000 $ 64,000
Wharton, Texas 1 $ 60,000 $ 60,000 $ 27,000
Arlington, Virginia 1 $ 730,000 $ 730,000 $ 367,000
Bland, Virginia 1 $ 128,000 $ 128,000 $ 51,000
Emporia, Virginia 1 $ 232,000 $ 232,000 $ 80,000
Fairfax City, Virginia 1 $ 350,000 $ 350,000 $ 82,000
Falls Church, Virginia 1 $ 459,000 $ 459,000 $ 105,000
James City, Virginia 1 $ 125,000 $ 125,000 $ 71,000
Lee, Virginia 1 $ 92,000 $ 92,000 $ 27,000
Manassas, Virginia 1 $ 334,000 $ 334,000 $ 144,000
Montgomery, Virginia 1 $ 186,000 $ 186,000 $ 59,000
Northumberland, Virginia 1 $ 293,000 $ 293,000 $ 281,000
Pulaski, Virginia 1 $ 158,000 $ 158,000 $ 72,000
Roanoke, Virginia 1 $ 233,000 $ 233,000 $ 82,000
Rockingham, Virginia 1 $ 315,000 $ 315,000 $ 72,000
Salem, Virginia 1 $ 119,000 $ 119,000 $ 23,000
Scott, Virginia 1 $ 164,000 $ 164,000 $ 167,000
Stafford, Virginia 1 $ 179,000 $ 179,000 $ 41,000
Calumet, Wisconsin 1 $ 192,000 $ 192,000 $ 75,000
Dodge, Wisconsin 1 $ 100,000 $ 100,000 $ 60,000
Kenosha, Wisconsin 1 $ 174,000 $ 174,000 $ 0
Marathon, Wisconsin 1 $ 158,000 $ 158,000 $ 70,000
Oconto, Wisconsin 1 $ 164,000 $ 164,000 $ 85,000
Ozaukee, Wisconsin 1 $ 215,000 $ 215,000 $ 92,000
Sauk, Wisconsin 1 $ 166,000 $ 166,000 $ 48,000
Shawano, Wisconsin 1 $ 77,000 $ 77,000 $ 27,000
St. Croix, Wisconsin 1 $ 146,000 $ 146,000 $ 0
Wood, Wisconsin 1 $ 137,000 $ 137,000 $ 32,000

Mortgage Loan Application Detail Totals for Peoples Home Equity in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,439 $264,022,000 $183,000 $743,000 $63,000 $726,000
Home Purchase 1,116 $171,078,000 $153,000 $745,000 $57,000 $380,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,023 $352,136,000 $174,000 $743,000 $64,000 $726,000
Black or African American 305 $47,471,000 $155,000 $745,000 $47,000 $268,000
Hispanic 169 $24,556,000 $145,000 $417,000 $48,000 $511,000
Asian 36 $7,171,000 $199,000 $431,000 $56,000 $190,000
Not Provided 12 $1,747,000 $145,000 $277,000 $47,000 $96,000
American Indian or Alaskan Native 5 $936,000 $187,000 $459,000 $58,000 $105,000
Native Hawaiian or Other Pacific Islander 5 $1,083,000 $216,000 $417,000 $63,000 $106,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 1,703 $277,167,000 $162,000 $745,000 $52,000 $674,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 708 $133,471,000 $188,000 $730,000 $82,000 $726,000
VA-guaranteed (Veterans Administration) 113 $20,627,000 $182,000 $460,000 $57,000 $260,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 31 $3,835,000 $123,000 $194,000 $41,000 $70,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,218 $381,259,000 $171,000 $745,000 $62,000 $726,000
Application Withdrawn By Applicant 190 $31,427,000 $165,000 $460,000 $54,000 $150,000
Application Denied By Financial Institution 77 $11,272,000 $146,000 $416,000 $51,000 $225,000
Application Approved But Not Accepted 69 $10,984,000 $159,000 $560,000 $51,000 $177,000
File Closed For Incompleteness 1 $158,000 $158,000 $158,000 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 27 $3,517,000 $130,000 $291,000 $44,000 $124,000
Debt-To-Income Ratio 18 $3,540,000 $196,000 $416,000 $58,000 $225,000
Other 11 $1,377,000 $125,000 $236,000 $57,000 $127,000
Collateral 9 $1,200,000 $133,000 $199,000 $51,000 $75,000
Unverifiable Information 1 $79,000 $79,000 $79,000 $35,000 $35,000
Employment History 1 $237,000 $237,000 $237,000 $30,000 $30,000
Insufficient Cash (Downpayment, Closing Cost) 1 $90,000 $90,000 $90,000 $21,000 $21,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Peoples Home Equity's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Peoples Home Equity's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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