Pilot Bank 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Pilot Bank 12471 W. Linebaugh Ave Tampa, FL 33626 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 282 |
| Total Mortgage Loan Application Amount | $20,597,000 |
| Average Mortgage Loan Application Amount | $125,666 |
| Highest Mortgage Loan Application Amount | $972,000 |
| Average Applicant Income | $105,666 |
| Highest Applicant Income | $385,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Pilot Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Pilot Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Pilot Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Pilot Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Pilot Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Pilot Bank's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hillsborough County Florida | 23 | $ 3,913,000 | $ 170,000 | $ 104,000 |
| Polk County Florida | 12 | $ 656,000 | $ 54,000 | $ 67,000 |
| Rapides County Louisiana | 8 | $ 455,000 | $ 56,000 | $ 62,000 |
| Pasco County Florida | 6 | $ 958,000 | $ 159,000 | $ 56,000 |
| Calcasieu County Louisiana | 5 | $ 420,000 | $ 84,000 | $ 60,000 |
| Ouachita County Louisiana | 5 | $ 383,000 | $ 76,000 | $ 62,000 |
| Vernon County Louisiana | 5 | $ 375,000 | $ 75,000 | $ 93,000 |
| Mobile County Alabama | 4 | $ 207,000 | $ 51,000 | $ 58,000 |
| Duval County Florida | 4 | $ 330,000 | $ 82,000 | $ 58,000 |
| Hernando County Florida | 4 | $ 598,000 | $ 149,000 | $ 75,000 |
| Caddo County Louisiana | 4 | $ 141,000 | $ 35,000 | $ 32,000 |
| Livingston County Louisiana | 4 | $ 208,000 | $ 52,000 | $ 59,000 |
| Oklahoma County Oklahoma | 4 | $ 172,000 | $ 43,000 | $ 82,000 |
| Tulsa County Oklahoma | 4 | $ 333,000 | $ 83,000 | $ 58,000 |
| Lamar County Alabama | 3 | $ 113,000 | $ 37,000 | $ 44,000 |
| Liberty County Florida | 3 | $ 219,000 | $ 73,000 | $ 47,000 |
| Allen County Louisiana | 3 | $ 195,000 | $ 65,000 | $ 53,000 |
| Ascension County Louisiana | 3 | $ 243,000 | $ 81,000 | $ 67,000 |
| Tangipahoa County Louisiana | 3 | $ 167,000 | $ 55,000 | $ 52,000 |
| Pottawatomie County Oklahoma | 3 | $ 212,000 | $ 70,000 | $ 84,000 |
| Baldwin County Alabama | 2 | $ 104,000 | $ 52,000 | $ 38,000 |
| Blount County Alabama | 2 | $ 83,000 | $ 41,000 | $ 29,000 |
| Calhoun County Alabama | 2 | $ 116,000 | $ 58,000 | $ 61,000 |
| Madison County Alabama | 2 | $ 151,000 | $ 75,000 | $ 44,000 |
| Pike County Alabama | 2 | $ 97,000 | $ 48,000 | $ 70,000 |
| St. Clair County Alabama | 2 | $ 93,000 | $ 46,000 | $ 71,000 |
| Ashley County Arkansas | 2 | $ 115,000 | $ 57,000 | $ 57,000 |
| Calhoun County Arkansas | 2 | $ 189,000 | $ 94,000 | $ 97,000 |
| Faulkner County Arkansas | 2 | $ 105,000 | $ 52,000 | $ 66,000 |
| Jefferson County Arkansas | 2 | $ 70,000 | $ 35,000 | $ 63,000 |
| Sebastian County Arkansas | 2 | $ 125,000 | $ 62,000 | $ 53,000 |
| Citrus County Florida | 2 | $ 135,000 | $ 67,000 | $ 30,000 |
| Collier County Florida | 2 | $ 207,000 | $ 103,000 | $ 162,000 |
| Orange County Florida | 2 | $ 108,000 | $ 54,000 | $ 56,000 |
| Washington County Georgia | 2 | $ 222,000 | $ 111,000 | $ 57,000 |
| Acadia County Louisiana | 2 | $ 76,000 | $ 38,000 | $ 39,000 |
| Cameron County Louisiana | 2 | $ 79,000 | $ 39,000 | $ 41,000 |
| Catahoula County Louisiana | 2 | $ 143,000 | $ 71,000 | $ 107,000 |
| De Soto County Louisiana | 2 | $ 156,000 | $ 78,000 | $ 72,000 |
| Iberia County Louisiana | 2 | $ 97,000 | $ 48,000 | $ 47,000 |
| Lafourche County Louisiana | 2 | $ 212,000 | $ 106,000 | $ 78,000 |
| Lincoln County Louisiana | 2 | $ 59,000 | $ 29,000 | $ 24,000 |
| Richland County Louisiana | 2 | $ 178,000 | $ 89,000 | $ 76,000 |
| St. Landry County Louisiana | 2 | $ 75,000 | $ 37,000 | $ 42,000 |
| Terrebonne County Louisiana | 2 | $ 114,000 | $ 57,000 | $ 65,000 |
| Webster County Louisiana | 2 | $ 91,000 | $ 45,000 | $ 46,000 |
| Stone County Mississippi | 2 | $ 100,000 | $ 50,000 | $ 58,000 |
| Canadian County Oklahoma | 2 | $ 206,000 | $ 103,000 | $ 57,000 |
| Kingfisher County Oklahoma | 2 | $ 65,000 | $ 32,000 | $ 26,000 |
| Le Flore County Oklahoma | 2 | $ 134,000 | $ 67,000 | $ 56,000 |
| Marshall County Oklahoma | 2 | $ 220,000 | $ 110,000 | $ 111,000 |
| Osage County Oklahoma | 2 | $ 137,000 | $ 68,000 | $ 37,000 |
| Rogers County Oklahoma | 2 | $ 172,000 | $ 86,000 | $ 59,000 |
| Clay County Alabama | 1 | $ 68,000 | $ 68,000 | $ 59,000 |
| Coffee County Alabama | 1 | $ 23,000 | $ 23,000 | $ 18,000 |
| Coosa County Alabama | 1 | $ 60,000 | $ 60,000 | $ 50,000 |
| Covington County Alabama | 1 | $ 32,000 | $ 32,000 | $ 35,000 |
| Cullman County Alabama | 1 | $ 29,000 | $ 29,000 | $ 75,000 |
| Dale County Alabama | 1 | $ 154,000 | $ 154,000 | $ 97,000 |
| Escambia County Alabama | 1 | $ 39,000 | $ 39,000 | $ 54,000 |
| Hale County Alabama | 1 | $ 20,000 | $ 20,000 | $ 26,000 |
| Henry County Alabama | 1 | $ 81,000 | $ 81,000 | $ 57,000 |
| Jackson County Alabama | 1 | $ 82,000 | $ 82,000 | $ 50,000 |
| Jefferson County Alabama | 1 | $ 91,000 | $ 91,000 | $ 52,000 |
| Lauderdale County Alabama | 1 | $ 26,000 | $ 26,000 | $ 40,000 |
| Lawrence County Alabama | 1 | $ 106,000 | $ 106,000 | $ 60,000 |
| Montgomery County Alabama | 1 | $ 63,000 | $ 63,000 | $ 45,000 |
| Morgan County Alabama | 1 | $ 38,000 | $ 38,000 | $ 37,000 |
| Tuscaloosa County Alabama | 1 | $ 37,000 | $ 37,000 | $ 34,000 |
| Walker County Alabama | 1 | $ 72,000 | $ 72,000 | $ 43,000 |
| Benton County Arkansas | 1 | $ 21,000 | $ 21,000 | $ 60,000 |
| Bradley County Arkansas | 1 | $ 93,000 | $ 93,000 | $ 60,000 |
| Franklin County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 68,000 |
| Grant County Arkansas | 1 | $ 43,000 | $ 43,000 | $ 50,000 |
| Izard County Arkansas | 1 | $ 66,000 | $ 66,000 | $ 43,000 |
| Lincoln County Arkansas | 1 | $ 24,000 | $ 24,000 | $ 104,000 |
| Perry County Arkansas | 1 | $ 13,000 | $ 13,000 | $ 26,000 |
| Poinsett County Arkansas | 1 | $ 59,000 | $ 59,000 | $ 42,000 |
| Pulaski County Arkansas | 1 | $ 25,000 | $ 25,000 | $ 20,000 |
| Sharp County Arkansas | 1 | $ 25,000 | $ 25,000 | $ 45,000 |
| St. Francis County Arkansas | 1 | $ 30,000 | $ 30,000 | $ 35,000 |
| Washington County Arkansas | 1 | $ 38,000 | $ 38,000 | $ 47,000 |
| White County Arkansas | 1 | $ 77,000 | $ 77,000 | $ 77,000 |
| Hartford County Connecticut | 1 | $ 114,000 | $ 114,000 | $ 69,000 |
| Broward County Florida | 1 | $ 32,000 | $ 32,000 | $ 66,000 |
| Charlotte County Florida | 1 | $ 31,000 | $ 31,000 | $ 22,000 |
| Escambia County Florida | 1 | $ 51,000 | $ 51,000 | $ 59,000 |
| Indian River County Florida | 1 | $ 27,000 | $ 27,000 | $ 55,000 |
| Jackson County Florida | 1 | $ 36,000 | $ 36,000 | $ 19,000 |
| Lee County Florida | 1 | $ 36,000 | $ 36,000 | $ 31,000 |
| Levy County Florida | 1 | $ 58,000 | $ 58,000 | $ 70,000 |
| Marion County Florida | 1 | $ 85,000 | $ 85,000 | $ 50,000 |
| Pinellas County Florida | 1 | $ 417,000 | $ 417,000 | $ 231,000 |
| Putnam County Florida | 1 | $ 54,000 | $ 54,000 | $ 84,000 |
| Sarasota County Florida | 1 | $ 125,000 | $ 125,000 | $ 44,000 |
| St. Lucie County Florida | 1 | $ 92,000 | $ 92,000 | $ 42,000 |
| Suwannee County Florida | 1 | $ 34,000 | $ 34,000 | $ 37,000 |
| Volusia County Florida | 1 | $ 68,000 | $ 68,000 | $ 48,000 |
| Bacon County Georgia | 1 | $ 34,000 | $ 34,000 | $ 75,000 |
| Berrien County Georgia | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| Burke County Georgia | 1 | $ 15,000 | $ 15,000 | $ 27,000 |
| Coffee County Georgia | 1 | $ 50,000 | $ 50,000 | $ 46,000 |
| Dougherty County Georgia | 1 | $ 63,000 | $ 63,000 | $ 62,000 |
| Lanier County Georgia | 1 | $ 50,000 | $ 50,000 | $ 14,000 |
| Murray County Georgia | 1 | $ 56,000 | $ 56,000 | $ 64,000 |
| Screven County Georgia | 1 | $ 42,000 | $ 42,000 | $ 29,000 |
| Stephens County Georgia | 1 | $ 64,000 | $ 64,000 | $ 26,000 |
| Union County Georgia | 1 | $ 58,000 | $ 58,000 | $ 55,000 |
| White County Georgia | 1 | $ 85,000 | $ 85,000 | $ 25,000 |
| Clark County Indiana | 1 | $ 52,000 | $ 52,000 | $ 72,000 |
| Assumption County Louisiana | 1 | $ 85,000 | $ 85,000 | $ 252,000 |
| Claiborne County Louisiana | 1 | $ 54,000 | $ 54,000 | $ 48,000 |
| Concordia County Louisiana | 1 | $ 58,000 | $ 58,000 | $ 150,000 |
| East Baton Rouge County Louisiana | 1 | $ 41,000 | $ 41,000 | $ 85,000 |
| Evangeline County Louisiana | 1 | $ 36,000 | $ 36,000 | $ 42,000 |
| Iberville County Louisiana | 1 | $ 52,000 | $ 52,000 | $ 31,000 |
| Jefferson County Louisiana | 1 | $ 20,000 | $ 20,000 | $ 72,000 |
| Lafayette County Louisiana | 1 | $ 63,000 | $ 63,000 | $ 83,000 |
| Natchitoches County Louisiana | 1 | $ 99,000 | $ 99,000 | $ 84,000 |
| Pointe Coupee County Louisiana | 1 | $ 42,000 | $ 42,000 | $ 53,000 |
| St. Bernard County Louisiana | 1 | $ 35,000 | $ 35,000 | $ 72,000 |
| St. Helena County Louisiana | 1 | $ 23,000 | $ 23,000 | $ 18,000 |
| St. John the Baptist County Louisiana | 1 | $ 44,000 | $ 44,000 | $ 34,000 |
| St. Tammany County Louisiana | 1 | $ 36,000 | $ 36,000 | $ 108,000 |
| Union County Louisiana | 1 | $ 47,000 | $ 47,000 | $ 64,000 |
| West Carroll County Louisiana | 1 | $ 33,000 | $ 33,000 | $ 48,000 |
| Amite County Mississippi | 1 | $ 69,000 | $ 69,000 | $ 57,000 |
| Attala County Mississippi | 1 | $ 37,000 | $ 37,000 | $ 70,000 |
| Carroll County Mississippi | 1 | $ 30,000 | $ 30,000 | $ 54,000 |
| Hancock County Mississippi | 1 | $ 56,000 | $ 56,000 | $ 32,000 |
| Itawamba County Mississippi | 1 | $ 98,000 | $ 98,000 | $ 35,000 |
| Jones County Mississippi | 1 | $ 81,000 | $ 81,000 | $ 75,000 |
| Lincoln County Mississippi | 1 | $ 40,000 | $ 40,000 | $ 69,000 |
| Madison County Mississippi | 1 | $ 48,000 | $ 48,000 | $ 34,000 |
| Neshoba County Mississippi | 1 | $ 83,000 | $ 83,000 | $ 69,000 |
| Oktibbeha County Mississippi | 1 | $ 25,000 | $ 25,000 | $ 140,000 |
| Panola County Mississippi | 1 | $ 82,000 | $ 82,000 | $ 42,000 |
| Pearl River County Mississippi | 1 | $ 32,000 | $ 32,000 | $ 85,000 |
| Webster County Mississippi | 1 | $ 31,000 | $ 31,000 | $ 25,000 |
| Carter County Oklahoma | 1 | $ 39,000 | $ 39,000 | $ 136,000 |
| Cherokee County Oklahoma | 1 | $ 26,000 | $ 26,000 | $ 15,000 |
| Garvin County Oklahoma | 1 | $ 78,000 | $ 78,000 | $ 119,000 |
| Grady County Oklahoma | 1 | $ 29,000 | $ 29,000 | $ 34,000 |
| Jefferson County Oklahoma | 1 | $ 36,000 | $ 36,000 | $ 47,000 |
| Lincoln County Oklahoma | 1 | $ 29,000 | $ 29,000 | $ 31,000 |
| Mayes County Oklahoma | 1 | $ 83,000 | $ 83,000 | $ 27,000 |
| McCurtain County Oklahoma | 1 | $ 52,000 | $ 52,000 | $ 28,000 |
| McIntosh County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 51,000 |
| Pittsburg County Oklahoma | 1 | $ 29,000 | $ 29,000 | $ 20,000 |
| Wagoner County Oklahoma | 1 | $ 99,000 | $ 99,000 | $ 66,000 |
| Washington County Oklahoma | 1 | $ 20,000 | $ 20,000 | $ 26,000 |
| Blount County Tennessee | 1 | $ 102,000 | $ 102,000 | $ 36,000 |
| Davidson County Tennessee | 1 | $ 38,000 | $ 38,000 | $ 16,000 |
| Dyer County Tennessee | 1 | $ 16,000 | $ 16,000 | $ 34,000 |
| Lincoln County Tennessee | 1 | $ 96,000 | $ 96,000 | $ 68,000 |
| Loudon County Tennessee | 1 | $ 53,000 | $ 53,000 | $ 32,000 |
| Monroe County Tennessee | 1 | $ 68,000 | $ 68,000 | $ 45,000 |
| Roane County Tennessee | 1 | $ 99,000 | $ 99,000 | $ 50,000 |
| Franklin County Washington | 1 | $ 34,000 | $ 34,000 | $ 19,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 266 | $16,495,000 | $62,000 | $417,000 | $59,000 | $385,000 |
| Refinancing | 14 | $4,049,000 | $289,000 | $972,000 | $111,000 | $363,000 |
| Home Improvement | 2 | $53,000 | $26,000 | $28,000 | $147,000 | $263,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 256 | $19,165,000 | $74,000 | $972,000 | $65,000 | $385,000 |
| Black or African American | 13 | $757,000 | $58,000 | $108,000 | $45,000 | $70,000 |
| Hispanic | 5 | $284,000 | $56,000 | $85,000 | $30,000 | $68,000 |
| American Indian or Alaskan Native | 4 | $201,000 | $50,000 | $75,000 | $38,000 | $60,000 |
| Asian | 2 | $60,000 | $30,000 | $40,000 | $96,000 | $157,000 |
| Not Provided | 2 | $130,000 | $65,000 | $99,000 | $12,000 | $14,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 282 | $20,597,000 | $73,000 | $972,000 | $63,000 | $385,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Approved But Not Accepted | 194 | $11,473,000 | $59,000 | $170,000 | $57,000 | $265,000 |
| Application Denied By Financial Institution | 35 | $2,542,000 | $72,000 | $417,000 | $62,000 | $231,000 |
| Loan Purchased By The Institution | 25 | $1,778,000 | $71,000 | $185,000 | $64,000 | $162,000 |
| Loan Originated | 20 | $3,922,000 | $196,000 | $972,000 | $105,000 | $385,000 |
| Application Withdrawn By Applicant | 8 | $882,000 | $110,000 | $400,000 | $94,000 | $250,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 25 | $1,298,000 | $51,000 | $98,000 | $57,000 | $150,000 |
| Debt-To-Income Ratio | 6 | $361,000 | $60,000 | $125,000 | $56,000 | $132,000 |
| Employment History | 2 | $111,000 | $55,000 | $73,000 | $40,000 | $66,000 |
| Collateral | 2 | $772,000 | $386,000 | $417,000 | $175,000 | $231,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Pilot Bank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Pilot Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.