Pinnacle Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Pinnacle Bank 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Pinnacle Bank 20544 Hwy 370 Lincoln, NE 68028 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 4,457 |
| Total Mortgage Loan Application Amount | $1,098,365,000 |
| Average Mortgage Loan Application Amount | $180,400 |
| Highest Mortgage Loan Application Amount | $32,185,000 |
| Average Applicant Income | $118,200 |
| Highest Applicant Income | $4,180,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Pinnacle Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Pinnacle Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Pinnacle Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Pinnacle Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Pinnacle Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Pinnacle Bank's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lancaster County Nebraska | 1,054 | $ 239,170,000 | $ 226,000 | $ 127,000 |
| Douglas County Nebraska | 578 | $ 255,200,000 | $ 441,000 | $ 179,000 |
| Sarpy County Nebraska | 314 | $ 104,900,000 | $ 334,000 | $ 124,000 |
| Platte County Nebraska | 236 | $ 43,940,000 | $ 186,000 | $ 98,000 |
| Adams County Nebraska | 201 | $ 32,295,000 | $ 160,000 | $ 78,000 |
| Dodge County Nebraska | 196 | $ 32,390,000 | $ 165,000 | $ 107,000 |
| Buffalo County Nebraska | 125 | $ 25,625,000 | $ 205,000 | $ 106,000 |
| Hamilton County Nebraska | 122 | $ 23,740,000 | $ 194,000 | $ 110,000 |
| Cass County Nebraska | 113 | $ 24,665,000 | $ 218,000 | $ 129,000 |
| Jasper County Missouri | 91 | $ 14,735,000 | $ 161,000 | $ 103,000 |
| Holt County Nebraska | 88 | $ 11,960,000 | $ 135,000 | $ 86,000 |
| Hall County Nebraska | 84 | $ 16,840,000 | $ 200,000 | $ 113,000 |
| Colfax County Nebraska | 80 | $ 9,280,000 | $ 116,000 | $ 80,000 |
| Merrick County Nebraska | 65 | $ 10,735,000 | $ 165,000 | $ 104,000 |
| Saunders County Nebraska | 63 | $ 15,785,000 | $ 250,000 | $ 137,000 |
| Dawson County Nebraska | 62 | $ 9,780,000 | $ 157,000 | $ 86,000 |
| Gage County Nebraska | 61 | $ 8,145,000 | $ 133,000 | $ 100,000 |
| Dickinson County Kansas | 45 | $ 4,475,000 | $ 99,000 | $ 81,000 |
| Keith County Nebraska | 45 | $ 8,195,000 | $ 182,000 | $ 114,000 |
| Pottawattamie County Iowa | 44 | $ 7,570,000 | $ 172,000 | $ 139,000 |
| Polk County Nebraska | 38 | $ 5,310,000 | $ 139,000 | $ 93,000 |
| Saline County Nebraska | 33 | $ 4,985,000 | $ 151,000 | $ 116,000 |
| Newton County Missouri | 31 | $ 6,695,000 | $ 215,000 | $ 206,000 |
| Jackson County Missouri | 30 | $ 7,790,000 | $ 259,000 | $ 106,000 |
| Perkins County Nebraska | 29 | $ 3,495,000 | $ 120,000 | $ 89,000 |
| Antelope County Nebraska | 25 | $ 2,815,000 | $ 112,000 | $ 75,000 |
| Butler County Nebraska | 25 | $ 4,215,000 | $ 168,000 | $ 87,000 |
| Madison County Nebraska | 25 | $ 3,875,000 | $ 155,000 | $ 78,000 |
| Red Willow County Nebraska | 25 | $ 2,645,000 | $ 105,000 | $ 58,000 |
| Chase County Nebraska | 22 | $ 3,370,000 | $ 153,000 | $ 92,000 |
| Washington County Nebraska | 22 | $ 5,430,000 | $ 246,000 | $ 105,000 |
| Custer County Nebraska | 18 | $ 1,700,000 | $ 94,000 | $ 104,000 |
| Johnson County Kansas | 17 | $ 4,095,000 | $ 240,000 | $ 179,000 |
| Clay County Nebraska | 15 | $ 1,655,000 | $ 110,000 | $ 93,000 |
| York County Nebraska | 14 | $ 3,360,000 | $ 240,000 | $ 98,000 |
| Otoe County Nebraska | 13 | $ 2,585,000 | $ 198,000 | $ 101,000 |
| Seward County Nebraska | 13 | $ 3,375,000 | $ 259,000 | $ 120,000 |
| Maricopa County Arizona | 12 | $ 4,420,000 | $ 368,000 | $ 170,000 |
| Cuming County Nebraska | 12 | $ 2,170,000 | $ 180,000 | $ 81,000 |
| Howard County Nebraska | 10 | $ 2,120,000 | $ 212,000 | $ 117,000 |
| Nance County Nebraska | 10 | $ 1,360,000 | $ 136,000 | $ 76,000 |
| Phelps County Nebraska | 10 | $ 1,440,000 | $ 144,000 | $ 90,000 |
| Gosper County Nebraska | 9 | $ 1,495,000 | $ 166,000 | $ 110,000 |
| Kearney County Nebraska | 9 | $ 2,295,000 | $ 255,000 | $ 182,000 |
| Knox County Nebraska | 9 | $ 1,065,000 | $ 118,000 | $ 76,000 |
| Camden County Missouri | 8 | $ 2,710,000 | $ 338,000 | $ 161,000 |
| Christian County Missouri | 8 | $ 2,040,000 | $ 255,000 | $ 260,000 |
| Boone County Nebraska | 8 | $ 790,000 | $ 98,000 | $ 103,000 |
| Jefferson County Nebraska | 8 | $ 830,000 | $ 103,000 | $ 80,000 |
| Webster County Nebraska | 7 | $ 1,015,000 | $ 145,000 | $ 79,000 |
| Jefferson County Colorado | 6 | $ 2,680,000 | $ 446,000 | $ 118,000 |
| Cherokee County Kansas | 6 | $ 1,000,000 | $ 166,000 | $ 75,000 |
| Cherry County Nebraska | 6 | $ 1,180,000 | $ 196,000 | $ 151,000 |
| Fillmore County Nebraska | 6 | $ 630,000 | $ 105,000 | $ 70,000 |
| Crawford County Kansas | 5 | $ 3,285,000 | $ 657,000 | $ 82,000 |
| Greene County Missouri | 5 | $ 925,000 | $ 185,000 | $ 0 |
| Burt County Nebraska | 5 | $ 1,595,000 | $ 319,000 | $ 68,000 |
| Hitchcock County Nebraska | 5 | $ 305,000 | $ 61,000 | $ 54,000 |
| Arapahoe County Colorado | 4 | $ 1,680,000 | $ 420,000 | $ 112,000 |
| Saline County Kansas | 4 | $ 340,000 | $ 85,000 | $ 56,000 |
| Stone County Missouri | 4 | $ 1,190,000 | $ 297,000 | $ 108,000 |
| Dundy County Nebraska | 4 | $ 510,000 | $ 127,000 | $ 132,000 |
| Franklin County Nebraska | 4 | $ 800,000 | $ 200,000 | $ 119,000 |
| Furnas County Nebraska | 4 | $ 570,000 | $ 142,000 | $ 93,000 |
| Lincoln County Nebraska | 4 | $ 520,000 | $ 130,000 | $ 59,000 |
| Dallas County Texas | 4 | $ 2,080,000 | $ 520,000 | $ 1,177,000 |
| Pinal County Arizona | 3 | $ 625,000 | $ 208,000 | $ 75,000 |
| Broomfield County Colorado | 3 | $ 26,155,000 | $ 8,718,000 | $ 0 |
| El Paso County Colorado | 3 | $ 915,000 | $ 305,000 | $ 242,000 |
| Larimer County Colorado | 3 | $ 1,595,000 | $ 531,000 | $ 327,000 |
| Routt County Colorado | 3 | $ 1,745,000 | $ 581,000 | $ 411,000 |
| Mills County Iowa | 3 | $ 1,005,000 | $ 335,000 | $ 98,000 |
| Woodbury County Iowa | 3 | $ 335,000 | $ 111,000 | $ 114,000 |
| Cass County Missouri | 3 | $ 955,000 | $ 318,000 | $ 189,000 |
| Clay County Missouri | 3 | $ 665,000 | $ 221,000 | $ 54,000 |
| Deuel County Nebraska | 3 | $ 115,000 | $ 38,000 | $ 60,000 |
| Garden County Nebraska | 3 | $ 185,000 | $ 61,000 | $ 79,000 |
| Hayes County Nebraska | 3 | $ 475,000 | $ 158,000 | $ 157,000 |
| Nemaha County Nebraska | 3 | $ 585,000 | $ 195,000 | $ 140,000 |
| Nuckolls County Nebraska | 3 | $ 195,000 | $ 65,000 | $ 64,000 |
| Sherman County Nebraska | 3 | $ 375,000 | $ 125,000 | $ 42,000 |
| Lawrence County South Dakota | 3 | $ 705,000 | $ 235,000 | $ 69,000 |
| Riverside County California | 2 | $ 1,090,000 | $ 545,000 | $ 194,000 |
| San Bernardino County California | 2 | $ 680,000 | $ 340,000 | $ 399,000 |
| Boulder County Colorado | 2 | $ 720,000 | $ 360,000 | $ 337,000 |
| Douglas County Colorado | 2 | $ 600,000 | $ 300,000 | $ 120,000 |
| Eagle County Colorado | 2 | $ 2,740,000 | $ 1,370,000 | $ 59,000 |
| Weld County Colorado | 2 | $ 570,000 | $ 285,000 | $ 160,000 |
| Palm Beach County Florida | 2 | $ 450,000 | $ 225,000 | $ 194,000 |
| Jerome County Idaho | 2 | $ 580,000 | $ 290,000 | $ 178,000 |
| Boone County Indiana | 2 | $ 620,000 | $ 310,000 | $ 254,000 |
| Cerro Gordo County Iowa | 2 | $ 580,000 | $ 290,000 | $ 188,000 |
| Dickinson County Iowa | 2 | $ 610,000 | $ 305,000 | $ 372,000 |
| Polk County Iowa | 2 | $ 600,000 | $ 300,000 | $ 178,000 |
| Story County Iowa | 2 | $ 3,420,000 | $ 1,710,000 | $ 182,000 |
| Shawnee County Kansas | 2 | $ 340,000 | $ 170,000 | $ 157,000 |
| Crow Wing County Minnesota | 2 | $ 420,000 | $ 210,000 | $ 155,000 |
| Barton County Missouri | 2 | $ 530,000 | $ 265,000 | $ 588,000 |
| Lawrence County Missouri | 2 | $ 360,000 | $ 180,000 | $ 103,000 |
| Platte County Missouri | 2 | $ 1,040,000 | $ 520,000 | $ 234,000 |
| Boyd County Nebraska | 2 | $ 120,000 | $ 60,000 | $ 50,000 |
| Frontier County Nebraska | 2 | $ 240,000 | $ 120,000 | $ 125,000 |
| Garfield County Nebraska | 2 | $ 270,000 | $ 135,000 | $ 121,000 |
| Harlan County Nebraska | 2 | $ 190,000 | $ 95,000 | $ 316,000 |
| Logan County Nebraska | 2 | $ 410,000 | $ 205,000 | $ 142,000 |
| Pierce County Nebraska | 2 | $ 230,000 | $ 115,000 | $ 43,000 |
| Stanton County Nebraska | 2 | $ 350,000 | $ 175,000 | $ 90,000 |
| Valley County Nebraska | 2 | $ 200,000 | $ 100,000 | $ 30,000 |
| Wayne County Nebraska | 2 | $ 150,000 | $ 75,000 | $ 34,000 |
| Brown County South Dakota | 2 | $ 840,000 | $ 420,000 | $ 0 |
| Minnehaha County South Dakota | 2 | $ 890,000 | $ 445,000 | $ 231,000 |
| Pennington County South Dakota | 2 | $ 320,000 | $ 160,000 | $ 39,000 |
| Tarrant County Texas | 2 | $ 380,000 | $ 190,000 | $ 103,000 |
| Teton County Wyoming | 2 | $ 1,880,000 | $ 940,000 | $ 0 |
| Mohave County Arizona | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Los Angeles County California | 1 | $ 555,000 | $ 555,000 | $ 185,000 |
| San Diego County California | 1 | $ 385,000 | $ 385,000 | $ 240,000 |
| Adams County Colorado | 1 | $ 405,000 | $ 405,000 | $ 342,000 |
| Denver County Colorado | 1 | $ 355,000 | $ 355,000 | $ 77,000 |
| Fremont County Colorado | 1 | $ 805,000 | $ 805,000 | $ 540,000 |
| Summit County Colorado | 1 | $ 485,000 | $ 485,000 | $ 399,000 |
| Bay County Florida | 1 | $ 375,000 | $ 375,000 | $ 540,000 |
| Broward County Florida | 1 | $ 285,000 | $ 285,000 | $ 110,000 |
| Hillsborough County Florida | 1 | $ 125,000 | $ 125,000 | $ 64,000 |
| Lee County Florida | 1 | $ 445,000 | $ 445,000 | $ 255,000 |
| Okaloosa County Florida | 1 | $ 705,000 | $ 705,000 | $ 0 |
| Orange County Florida | 1 | $ 215,000 | $ 215,000 | $ 79,000 |
| Pinellas County Florida | 1 | $ 645,000 | $ 645,000 | $ 0 |
| Sumter County Florida | 1 | $ 325,000 | $ 325,000 | $ 143,000 |
| Muscogee County Georgia | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Maui County Hawaii | 1 | $ 725,000 | $ 725,000 | $ 0 |
| Carroll County Indiana | 1 | $ 265,000 | $ 265,000 | $ 400,000 |
| Bremer County Iowa | 1 | $ 215,000 | $ 215,000 | $ 60,000 |
| Carroll County Iowa | 1 | $ 85,000 | $ 85,000 | $ 98,000 |
| Dallas County Iowa | 1 | $ 105,000 | $ 105,000 | $ 96,000 |
| Dubuque County Iowa | 1 | $ 275,000 | $ 275,000 | $ 85,000 |
| Iowa County Iowa | 1 | $ 425,000 | $ 425,000 | $ 105,000 |
| Linn County Iowa | 1 | $ 225,000 | $ 225,000 | $ 183,000 |
| Montgomery County Iowa | 1 | $ 205,000 | $ 205,000 | $ 91,000 |
| Page County Iowa | 1 | $ 165,000 | $ 165,000 | $ 400,000 |
| Webster County Iowa | 1 | $ 655,000 | $ 655,000 | $ 0 |
| Wright County Iowa | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Atchison County Kansas | 1 | $ 115,000 | $ 115,000 | $ 57,000 |
| Butler County Kansas | 1 | $ 225,000 | $ 225,000 | $ 81,000 |
| Douglas County Kansas | 1 | $ 165,000 | $ 165,000 | $ 177,000 |
| Marion County Kansas | 1 | $ 225,000 | $ 225,000 | $ 142,000 |
| Marshall County Kansas | 1 | $ 115,000 | $ 115,000 | $ 75,000 |
| Neosho County Kansas | 1 | $ 115,000 | $ 115,000 | $ 55,000 |
| Norton County Kansas | 1 | $ 485,000 | $ 485,000 | $ 148,000 |
| Rawlins County Kansas | 1 | $ 505,000 | $ 505,000 | $ 524,000 |
| Sedgwick County Kansas | 1 | $ 1,755,000 | $ 1,755,000 | $ 0 |
| Smith County Kansas | 1 | $ 55,000 | $ 55,000 | $ 38,000 |
| Jefferson County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 256,000 |
| Madison County Kentucky | 1 | $ 215,000 | $ 215,000 | $ 70,000 |
| Hancock County Maine | 1 | $ 365,000 | $ 365,000 | $ 199,000 |
| Chippewa County Michigan | 1 | $ 225,000 | $ 225,000 | $ 152,000 |
| Clay County Minnesota | 1 | $ 3,505,000 | $ 3,505,000 | $ 0 |
| Andrew County Missouri | 1 | $ 245,000 | $ 245,000 | $ 180,000 |
| Barry County Missouri | 1 | $ 195,000 | $ 195,000 | $ 68,000 |
| Benton County Missouri | 1 | $ 615,000 | $ 615,000 | $ 0 |
| McDonald County Missouri | 1 | $ 95,000 | $ 95,000 | $ 136,000 |
| Miller County Missouri | 1 | $ 165,000 | $ 165,000 | $ 250,000 |
| St. Charles County Missouri | 1 | $ 445,000 | $ 445,000 | $ 163,000 |
| Taney County Missouri | 1 | $ 205,000 | $ 205,000 | $ 117,000 |
| Arthur County Nebraska | 1 | $ 105,000 | $ 105,000 | $ 71,000 |
| Dakota County Nebraska | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Greeley County Nebraska | 1 | $ 135,000 | $ 135,000 | $ 42,000 |
| Keya Paha County Nebraska | 1 | $ 205,000 | $ 205,000 | $ 131,000 |
| Richardson County Nebraska | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Rock County Nebraska | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Thayer County Nebraska | 1 | $ 135,000 | $ 135,000 | $ 81,000 |
| Thurston County Nebraska | 1 | $ 385,000 | $ 385,000 | $ 98,000 |
| Clark County Nevada | 1 | $ 345,000 | $ 345,000 | $ 85,000 |
| Orange County New York | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Burleigh County North Dakota | 1 | $ 75,000 | $ 75,000 | $ 114,000 |
| Comanche County Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 26,000 |
| Grady County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 339,000 |
| Oklahoma County Oklahoma | 1 | $ 245,000 | $ 245,000 | $ 100,000 |
| Rogers County Oklahoma | 1 | $ 405,000 | $ 405,000 | $ 230,000 |
| Tulsa County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 58,000 |
| Charleston County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 45,000 |
| Charles Mix County South Dakota | 1 | $ 235,000 | $ 235,000 | $ 125,000 |
| Gregory County South Dakota | 1 | $ 185,000 | $ 185,000 | $ 49,000 |
| Meade County South Dakota | 1 | $ 155,000 | $ 155,000 | $ 88,000 |
| Yankton County South Dakota | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Cumberland County Tennessee | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 218,000 |
| Henry County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 260,000 |
| Williamson County Tennessee | 1 | $ 405,000 | $ 405,000 | $ 191,000 |
| Brazos County Texas | 1 | $ 195,000 | $ 195,000 | $ 59,000 |
| Denton County Texas | 1 | $ 445,000 | $ 445,000 | $ 173,000 |
| Harris County Texas | 1 | $ 465,000 | $ 465,000 | $ 167,000 |
| Hood County Texas | 1 | $ 505,000 | $ 505,000 | $ 133,000 |
| Johnson County Texas | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Salt Lake County Utah | 1 | $ 195,000 | $ 195,000 | $ 155,000 |
| Franklin City County Virginia | 1 | $ 315,000 | $ 315,000 | $ 70,000 |
| Kitsap County Washington | 1 | $ 325,000 | $ 325,000 | $ 475,000 |
| Spokane County Washington | 1 | $ 325,000 | $ 325,000 | $ 88,000 |
| Fremont County Wyoming | 1 | $ 215,000 | $ 215,000 | $ 57,000 |
Mortgage Loan Application Detail Totals for Pinnacle Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,089 | $622,645,000 | $298,000 | $32,185,000 | $119,000 | $4,180,000 |
| Refinancing | 1,469 | $303,175,000 | $206,000 | $7,005,000 | $128,000 | $2,687,000 |
| Cash-out Refinancing | 677 | $152,535,000 | $225,000 | $575,000 | $125,000 | $898,000 |
| Other Purpose | 122 | $14,370,000 | $117,000 | $545,000 | $136,000 | $866,000 |
| Home Improvement | 100 | $5,640,000 | $56,000 | $405,000 | $83,000 | $222,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,417 | $688,615,000 | $201,000 | $3,005,000 | $122,000 | $3,239,000 |
| Not applicable | 464 | $297,480,000 | $641,000 | $32,185,000 | $0 | $0 |
| Hispanic | 250 | $34,290,000 | $137,000 | $485,000 | $73,000 | $344,000 |
| Not Provided | 230 | $56,430,000 | $245,000 | $1,065,000 | $184,000 | $4,180,000 |
| Asian | 44 | $10,950,000 | $248,000 | $605,000 | $112,000 | $332,000 |
| Black or African American | 21 | $4,555,000 | $216,000 | $535,000 | $117,000 | $385,000 |
| American Indian or Alaskan Native | 18 | $2,460,000 | $136,000 | $325,000 | $65,000 | $165,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $165,000 | $165,000 | $165,000 | $44,000 | $44,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,164 | $1,040,830,000 | $249,000 | $32,185,000 | $127,000 | $4,180,000 |
| FHA-insured (Federal Housing Administration) | 99 | $17,195,000 | $173,000 | $365,000 | $63,000 | $194,000 |
| VA-guaranteed (Veterans Administration) | 98 | $26,820,000 | $273,000 | $805,000 | $107,000 | $540,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 96 | $13,520,000 | $140,000 | $345,000 | $52,000 | $104,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,813 | $969,545,000 | $254,000 | $32,185,000 | $123,000 | $4,180,000 |
| Application Withdrawn By Applicant | 445 | $96,815,000 | $217,000 | $3,005,000 | $139,000 | $3,239,000 |
| Application Denied By Financial Institution | 166 | $25,790,000 | $155,000 | $815,000 | $76,000 | $780,000 |
| Application Approved But Not Accepted | 32 | $6,130,000 | $191,000 | $745,000 | $132,000 | $315,000 |
| File Closed For Incompleteness | 1 | $85,000 | $85,000 | $85,000 | $27,000 | $27,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,291 | $1,072,575,000 | $249,000 | $32,185,000 | $125,000 | $4,180,000 |
| Debt-To-Income Ratio | 75 | $13,645,000 | $181,000 | $815,000 | $72,000 | $780,000 |
| Credit History | 46 | $4,800,000 | $104,000 | $565,000 | $71,000 | $306,000 |
| Collateral | 22 | $3,410,000 | $155,000 | $545,000 | $96,000 | $531,000 |
| Other | 6 | $1,040,000 | $173,000 | $345,000 | $40,000 | $88,000 |
| Employment History | 6 | $890,000 | $148,000 | $325,000 | $51,000 | $117,000 |
| Unverifiable Information | 5 | $1,055,000 | $211,000 | $515,000 | $134,000 | $396,000 |
| Credit Application Incomplete | 5 | $785,000 | $157,000 | $255,000 | $119,000 | $285,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $165,000 | $165,000 | $165,000 | $151,000 | $151,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Pinnacle Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Pinnacle Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nebraska, download the full spreadsheet
with aggregated HMDA statistics today.