Pinnacle Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Pinnacle Bank 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Pinnacle Bank 20544 Hwy 370 Lincoln, NE 68028 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 2,898 |
| Total Mortgage Loan Application Amount | $596,170,000 |
| Average Mortgage Loan Application Amount | $153,200 |
| Highest Mortgage Loan Application Amount | $43,005,000 |
| Average Applicant Income | $153,600 |
| Highest Applicant Income | $6,506,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Pinnacle Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Pinnacle Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Pinnacle Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Pinnacle Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Pinnacle Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Pinnacle Bank's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lancaster County Nebraska | 540 | $ 106,790,000 | $ 197,000 | $ 188,000 |
| Douglas County Nebraska | 310 | $ 89,030,000 | $ 287,000 | $ 205,000 |
| Sarpy County Nebraska | 207 | $ 35,705,000 | $ 172,000 | $ 159,000 |
| Buffalo County Nebraska | 154 | $ 31,630,000 | $ 205,000 | $ 134,000 |
| Platte County Nebraska | 146 | $ 24,870,000 | $ 170,000 | $ 110,000 |
| Dodge County Nebraska | 139 | $ 20,945,000 | $ 150,000 | $ 111,000 |
| Adams County Nebraska | 103 | $ 16,045,000 | $ 155,000 | $ 135,000 |
| Jasper County Missouri | 89 | $ 11,805,000 | $ 132,000 | $ 112,000 |
| Hall County Nebraska | 84 | $ 17,810,000 | $ 212,000 | $ 151,000 |
| Hamilton County Nebraska | 83 | $ 12,465,000 | $ 150,000 | $ 116,000 |
| Gage County Nebraska | 63 | $ 7,485,000 | $ 118,000 | $ 113,000 |
| Colfax County Nebraska | 58 | $ 4,480,000 | $ 77,000 | $ 83,000 |
| Dawson County Nebraska | 58 | $ 10,650,000 | $ 183,000 | $ 143,000 |
| Cass County Nebraska | 54 | $ 10,020,000 | $ 185,000 | $ 196,000 |
| Holt County Nebraska | 50 | $ 5,790,000 | $ 115,000 | $ 98,000 |
| Keith County Nebraska | 46 | $ 6,750,000 | $ 146,000 | $ 113,000 |
| Merrick County Nebraska | 45 | $ 5,605,000 | $ 124,000 | $ 103,000 |
| Saline County Nebraska | 35 | $ 4,705,000 | $ 134,000 | $ 126,000 |
| Perkins County Nebraska | 34 | $ 3,510,000 | $ 103,000 | $ 102,000 |
| Saunders County Nebraska | 31 | $ 8,675,000 | $ 279,000 | $ 185,000 |
| Dickinson County Kansas | 27 | $ 2,955,000 | $ 109,000 | $ 91,000 |
| Kearney County Nebraska | 27 | $ 3,885,000 | $ 143,000 | $ 90,000 |
| Polk County Nebraska | 25 | $ 3,975,000 | $ 159,000 | $ 111,000 |
| Newton County Missouri | 24 | $ 8,940,000 | $ 372,000 | $ 186,000 |
| Red Willow County Nebraska | 24 | $ 2,980,000 | $ 124,000 | $ 109,000 |
| Jackson County Missouri | 23 | $ 47,875,000 | $ 2,081,000 | $ 141,000 |
| Phelps County Nebraska | 22 | $ 2,250,000 | $ 102,000 | $ 68,000 |
| Madison County Nebraska | 20 | $ 3,720,000 | $ 186,000 | $ 91,000 |
| Seward County Nebraska | 20 | $ 4,560,000 | $ 228,000 | $ 129,000 |
| Otoe County Nebraska | 16 | $ 2,630,000 | $ 164,000 | $ 107,000 |
| Washington County Nebraska | 15 | $ 2,595,000 | $ 173,000 | $ 103,000 |
| York County Nebraska | 15 | $ 2,145,000 | $ 143,000 | $ 103,000 |
| Antelope County Nebraska | 14 | $ 2,190,000 | $ 156,000 | $ 157,000 |
| Chase County Nebraska | 14 | $ 1,980,000 | $ 141,000 | $ 101,000 |
| Johnson County Kansas | 13 | $ 4,585,000 | $ 352,000 | $ 205,000 |
| Butler County Nebraska | 13 | $ 1,605,000 | $ 123,000 | $ 78,000 |
| Jefferson County Nebraska | 13 | $ 3,775,000 | $ 290,000 | $ 316,000 |
| Pottawattamie County Iowa | 12 | $ 1,770,000 | $ 147,000 | $ 194,000 |
| Knox County Nebraska | 12 | $ 1,450,000 | $ 120,000 | $ 78,000 |
| Custer County Nebraska | 11 | $ 785,000 | $ 71,000 | $ 107,000 |
| Clay County Nebraska | 10 | $ 540,000 | $ 54,000 | $ 286,000 |
| Cuming County Nebraska | 10 | $ 1,280,000 | $ 128,000 | $ 109,000 |
| Howard County Nebraska | 9 | $ 2,165,000 | $ 240,000 | $ 113,000 |
| Nance County Nebraska | 7 | $ 795,000 | $ 113,000 | $ 84,000 |
| Webster County Nebraska | 7 | $ 665,000 | $ 95,000 | $ 82,000 |
| Dundy County Nebraska | 6 | $ 440,000 | $ 73,000 | $ 81,000 |
| Franklin County Nebraska | 6 | $ 1,620,000 | $ 270,000 | $ 138,000 |
| Gosper County Nebraska | 6 | $ 1,420,000 | $ 236,000 | $ 89,000 |
| Maricopa County Arizona | 5 | $ 5,455,000 | $ 1,091,000 | $ 1,185,000 |
| Cherry County Nebraska | 5 | $ 975,000 | $ 195,000 | $ 134,000 |
| Cherokee County Kansas | 4 | $ 510,000 | $ 127,000 | $ 382,000 |
| Crawford County Kansas | 4 | $ 1,560,000 | $ 390,000 | $ 157,000 |
| McDonald County Missouri | 4 | $ 640,000 | $ 160,000 | $ 273,000 |
| Harlan County Nebraska | 4 | $ 470,000 | $ 117,000 | $ 126,000 |
| Camden County Missouri | 3 | $ 1,245,000 | $ 415,000 | $ 201,000 |
| Lawrence County Missouri | 3 | $ 125,000 | $ 41,000 | $ 71,000 |
| Burt County Nebraska | 3 | $ 185,000 | $ 61,000 | $ 74,000 |
| Hitchcock County Nebraska | 3 | $ 225,000 | $ 75,000 | $ 62,000 |
| Lincoln County Nebraska | 3 | $ 645,000 | $ 215,000 | $ 119,000 |
| Scotts Bluff County Nebraska | 3 | $ 225,000 | $ 75,000 | $ 150,000 |
| Ottawa County Oklahoma | 3 | $ 245,000 | $ 81,000 | $ 86,000 |
| Hutchinson County South Dakota | 3 | $ 135,000 | $ 45,000 | $ 0 |
| Lee County Florida | 2 | $ 310,000 | $ 155,000 | $ 105,000 |
| Polk County Florida | 2 | $ 760,000 | $ 380,000 | $ 301,000 |
| Mills County Iowa | 2 | $ 540,000 | $ 270,000 | $ 73,000 |
| Sedgwick County Kansas | 2 | $ 550,000 | $ 275,000 | $ 91,000 |
| Thomas County Kansas | 2 | $ 690,000 | $ 345,000 | $ 67,000 |
| Christian County Missouri | 2 | $ 490,000 | $ 245,000 | $ 53,000 |
| Platte County Missouri | 2 | $ 1,070,000 | $ 535,000 | $ 175,000 |
| Stone County Missouri | 2 | $ 330,000 | $ 165,000 | $ 104,000 |
| Taney County Missouri | 2 | $ 1,360,000 | $ 680,000 | $ 480,000 |
| Boyd County Nebraska | 2 | $ 140,000 | $ 70,000 | $ 62,000 |
| Cheyenne County Nebraska | 2 | $ 450,000 | $ 225,000 | $ 131,000 |
| Dakota County Nebraska | 2 | $ 350,000 | $ 175,000 | $ 162,000 |
| Frontier County Nebraska | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Garfield County Nebraska | 2 | $ 760,000 | $ 380,000 | $ 105,000 |
| Hayes County Nebraska | 2 | $ 90,000 | $ 45,000 | $ 34,000 |
| Richardson County Nebraska | 2 | $ 110,000 | $ 55,000 | $ 76,000 |
| Sherman County Nebraska | 2 | $ 110,000 | $ 55,000 | $ 529,000 |
| Stanton County Nebraska | 2 | $ 250,000 | $ 125,000 | $ 79,000 |
| Valley County Nebraska | 2 | $ 300,000 | $ 150,000 | $ 98,000 |
| Wayne County Nebraska | 2 | $ 380,000 | $ 190,000 | $ 145,000 |
| Clark County Nevada | 2 | $ 5,480,000 | $ 2,740,000 | $ 1,111,000 |
| Minnehaha County South Dakota | 2 | $ 620,000 | $ 310,000 | $ 90,000 |
| Mobile County Alabama | 1 | $ 525,000 | $ 525,000 | $ 1,300,000 |
| Pinal County Arizona | 1 | $ 205,000 | $ 205,000 | $ 114,000 |
| Benton County Arkansas | 1 | $ 185,000 | $ 185,000 | $ 137,000 |
| Chaffee County Colorado | 1 | $ 615,000 | $ 615,000 | $ 228,000 |
| Eagle County Colorado | 1 | $ 3,305,000 | $ 3,305,000 | $ 0 |
| Elbert County Colorado | 1 | $ 625,000 | $ 625,000 | $ 177,000 |
| Garfield County Colorado | 1 | $ 555,000 | $ 555,000 | $ 120,000 |
| Routt County Colorado | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Weld County Colorado | 1 | $ 725,000 | $ 725,000 | $ 460,000 |
| Monroe County Florida | 1 | $ 755,000 | $ 755,000 | $ 0 |
| Osceola County Florida | 1 | $ 285,000 | $ 285,000 | $ 181,000 |
| Maui County Hawaii | 1 | $ 215,000 | $ 215,000 | $ 315,000 |
| St. Clair County Illinois | 1 | $ 75,000 | $ 75,000 | $ 48,000 |
| Cass County Iowa | 1 | $ 155,000 | $ 155,000 | $ 35,000 |
| Polk County Iowa | 1 | $ 375,000 | $ 375,000 | $ 150,000 |
| Woodbury County Iowa | 1 | $ 365,000 | $ 365,000 | $ 656,000 |
| Wright County Iowa | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Decatur County Kansas | 1 | $ 45,000 | $ 45,000 | $ 33,000 |
| Labette County Kansas | 1 | $ 125,000 | $ 125,000 | $ 119,000 |
| Leavenworth County Kansas | 1 | $ 195,000 | $ 195,000 | $ 48,000 |
| Marshall County Kansas | 1 | $ 245,000 | $ 245,000 | $ 76,000 |
| Pottawatomie County Kansas | 1 | $ 405,000 | $ 405,000 | $ 144,000 |
| Rawlins County Kansas | 1 | $ 45,000 | $ 45,000 | $ 78,000 |
| Smith County Kansas | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Anoka County Minnesota | 1 | $ 295,000 | $ 295,000 | $ 103,000 |
| Hennepin County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Olmsted County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 400,000 |
| Andrew County Missouri | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Buchanan County Missouri | 1 | $ 1,205,000 | $ 1,205,000 | $ 0 |
| Cass County Missouri | 1 | $ 255,000 | $ 255,000 | $ 119,000 |
| Harrison County Missouri | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Miller County Missouri | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Ray County Missouri | 1 | $ 405,000 | $ 405,000 | $ 164,000 |
| Shannon County Missouri | 1 | $ 85,000 | $ 85,000 | $ 43,000 |
| Boone County Nebraska | 1 | $ 185,000 | $ 185,000 | $ 93,000 |
| Brown County Nebraska | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| Deuel County Nebraska | 1 | $ 75,000 | $ 75,000 | $ 191,000 |
| Fillmore County Nebraska | 1 | $ 395,000 | $ 395,000 | $ 173,000 |
| Furnas County Nebraska | 1 | $ 195,000 | $ 195,000 | $ 90,000 |
| Greeley County Nebraska | 1 | $ 165,000 | $ 165,000 | $ 53,000 |
| Johnson County Nebraska | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| Morrill County Nebraska | 1 | $ 185,000 | $ 185,000 | $ 74,000 |
| Thayer County Nebraska | 1 | $ 105,000 | $ 105,000 | $ 49,000 |
| Thomas County Nebraska | 1 | $ 15,000 | $ 15,000 | $ 102,000 |
| Wheeler County Nebraska | 1 | $ 115,000 | $ 115,000 | $ 122,000 |
| Iredell County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 161,000 |
| Charleston County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 100,000 |
| Bon Homme County South Dakota | 1 | $ 205,000 | $ 205,000 | $ 123,000 |
| Brookings County South Dakota | 1 | $ 335,000 | $ 335,000 | $ 100,000 |
| Charles Mix County South Dakota | 1 | $ 255,000 | $ 255,000 | $ 85,000 |
| Blount County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 170,000 |
| McMinn County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 169,000 |
| Dallas County Texas | 1 | $ 415,000 | $ 415,000 | $ 315,000 |
| Laramie County Wyoming | 1 | $ 485,000 | $ 485,000 | $ 133,000 |
Mortgage Loan Application Detail Totals for Pinnacle Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,687 | $478,105,000 | $283,000 | $43,005,000 | $154,000 | $6,506,000 |
| Refinancing | 446 | $59,550,000 | $133,000 | $1,405,000 | $154,000 | $2,671,000 |
| Home Improvement | 429 | $29,555,000 | $68,000 | $1,005,000 | $147,000 | $2,139,000 |
| Other Purpose | 294 | $19,910,000 | $67,000 | $655,000 | $122,000 | $769,000 |
| Cash-out Refinancing | 42 | $9,050,000 | $215,000 | $505,000 | $191,000 | $1,850,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,137 | $391,825,000 | $183,000 | $4,755,000 | $156,000 | $6,506,000 |
| Not applicable | 339 | $137,005,000 | $404,000 | $43,005,000 | $0 | $0 |
| Hispanic | 229 | $28,195,000 | $123,000 | $415,000 | $90,000 | $562,000 |
| Not Provided | 126 | $25,500,000 | $202,000 | $1,425,000 | $173,000 | $1,248,000 |
| Asian | 40 | $8,010,000 | $200,000 | $455,000 | $118,000 | $376,000 |
| American Indian or Alaskan Native | 13 | $1,365,000 | $105,000 | $405,000 | $75,000 | $201,000 |
| Black or African American | 10 | $2,690,000 | $269,000 | $425,000 | $143,000 | $289,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,712 | $552,870,000 | $203,000 | $43,005,000 | $154,000 | $6,506,000 |
| FHA-insured (Federal Housing Administration) | 115 | $25,015,000 | $217,000 | $465,000 | $86,000 | $214,000 |
| VA-guaranteed (Veterans Administration) | 40 | $14,230,000 | $355,000 | $855,000 | $153,000 | $1,313,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 31 | $4,055,000 | $130,000 | $265,000 | $62,000 | $106,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,425 | $499,985,000 | $206,000 | $43,005,000 | $151,000 | $6,506,000 |
| Application Withdrawn By Applicant | 275 | $66,075,000 | $240,000 | $1,955,000 | $174,000 | $2,028,000 |
| Application Denied By Financial Institution | 159 | $19,415,000 | $122,000 | $1,205,000 | $92,000 | $656,000 |
| Application Approved But Not Accepted | 39 | $10,695,000 | $274,000 | $3,305,000 | $128,000 | $469,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,739 | $576,755,000 | $210,000 | $43,005,000 | $154,000 | $6,506,000 |
| Debt-To-Income Ratio | 83 | $10,935,000 | $131,000 | $725,000 | $76,000 | $214,000 |
| Credit History | 51 | $4,655,000 | $91,000 | $475,000 | $87,000 | $420,000 |
| Collateral | 17 | $2,755,000 | $162,000 | $1,205,000 | $177,000 | $656,000 |
| Other | 5 | $905,000 | $181,000 | $325,000 | $129,000 | $228,000 |
| Credit Application Incomplete | 2 | $100,000 | $50,000 | $75,000 | $66,000 | $114,000 |
| Employment History | 1 | $65,000 | $65,000 | $65,000 | $243,000 | $243,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Pinnacle Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Pinnacle Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nebraska, download the full spreadsheet
with aggregated HMDA statistics today.