Plains Commerce Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Plains Commerce Bank 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Plains Commerce Bank 220 Main St Sioux Falls, SD 57450 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 1,772 |
| Total Mortgage Loan Application Amount | $302,323,000 |
| Average Mortgage Loan Application Amount | $150,666 |
| Highest Mortgage Loan Application Amount | $5,237,000 |
| Average Applicant Income | $76,666 |
| Highest Applicant Income | $997,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Plains Commerce Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Plains Commerce Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Plains Commerce Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Plains Commerce Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Plains Commerce Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Plains Commerce Bank's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Minnehaha County South Dakota | 682 | $ 121,467,000 | $ 178,000 | $ 70,000 |
| Lincoln County South Dakota | 330 | $ 65,929,000 | $ 199,000 | $ 91,000 |
| Brown County South Dakota | 188 | $ 25,234,000 | $ 134,000 | $ 67,000 |
| Codington County South Dakota | 65 | $ 8,512,000 | $ 130,000 | $ 68,000 |
| Burleigh County North Dakota | 51 | $ 11,211,000 | $ 219,000 | $ 86,000 |
| Davison County South Dakota | 48 | $ 7,274,000 | $ 151,000 | $ 96,000 |
| Turner County South Dakota | 33 | $ 4,245,000 | $ 128,000 | $ 55,000 |
| Morton County North Dakota | 21 | $ 4,384,000 | $ 208,000 | $ 83,000 |
| Rock County Minnesota | 20 | $ 2,420,000 | $ 121,000 | $ 54,000 |
| Edmunds County South Dakota | 18 | $ 2,794,000 | $ 155,000 | $ 98,000 |
| Lake County South Dakota | 16 | $ 2,801,000 | $ 175,000 | $ 97,000 |
| Potter County South Dakota | 16 | $ 1,449,000 | $ 90,000 | $ 60,000 |
| Spink County South Dakota | 15 | $ 1,860,000 | $ 124,000 | $ 135,000 |
| McCook County South Dakota | 14 | $ 1,649,000 | $ 117,000 | $ 52,000 |
| Brookings County South Dakota | 13 | $ 3,431,000 | $ 263,000 | $ 73,000 |
| Faulk County South Dakota | 13 | $ 901,000 | $ 69,000 | $ 61,000 |
| Hand County South Dakota | 11 | $ 1,850,000 | $ 168,000 | $ 70,000 |
| Hanson County South Dakota | 11 | $ 1,281,000 | $ 116,000 | $ 70,000 |
| Yankton County South Dakota | 10 | $ 1,773,000 | $ 177,000 | $ 71,000 |
| Lyon County Iowa | 8 | $ 1,209,000 | $ 151,000 | $ 91,000 |
| Sioux County Iowa | 8 | $ 1,010,000 | $ 126,000 | $ 45,000 |
| Clay County South Dakota | 8 | $ 1,331,000 | $ 166,000 | $ 49,000 |
| Hyde County South Dakota | 7 | $ 1,451,000 | $ 207,000 | $ 86,000 |
| Hamlin County South Dakota | 6 | $ 659,000 | $ 109,000 | $ 60,000 |
| Hutchinson County South Dakota | 6 | $ 612,000 | $ 102,000 | $ 85,000 |
| Maricopa County Arizona | 5 | $ 974,000 | $ 194,000 | $ 122,000 |
| Dickey County North Dakota | 5 | $ 1,031,000 | $ 206,000 | $ 46,000 |
| Beadle County South Dakota | 5 | $ 396,000 | $ 79,000 | $ 52,000 |
| Douglas County South Dakota | 5 | $ 388,000 | $ 77,000 | $ 77,000 |
| Lawrence County South Dakota | 5 | $ 1,556,000 | $ 311,000 | $ 160,000 |
| Miner County South Dakota | 5 | $ 1,152,000 | $ 230,000 | $ 314,000 |
| Moody County South Dakota | 5 | $ 897,000 | $ 179,000 | $ 85,000 |
| Dickinson County Iowa | 4 | $ 466,000 | $ 116,000 | $ 79,000 |
| Woodbury County Iowa | 4 | $ 638,000 | $ 159,000 | $ 59,000 |
| Clark County South Dakota | 4 | $ 364,000 | $ 91,000 | $ 92,000 |
| Day County South Dakota | 4 | $ 337,000 | $ 84,000 | $ 105,000 |
| Hughes County South Dakota | 4 | $ 739,000 | $ 184,000 | $ 113,000 |
| Jerauld County South Dakota | 4 | $ 499,000 | $ 124,000 | $ 109,000 |
| Pennington County South Dakota | 4 | $ 597,000 | $ 149,000 | $ 57,000 |
| Roberts County South Dakota | 4 | $ 419,000 | $ 104,000 | $ 39,000 |
| Hennepin County Minnesota | 3 | $ 591,000 | $ 197,000 | $ 230,000 |
| Brule County South Dakota | 3 | $ 455,000 | $ 151,000 | $ 74,000 |
| Charles Mix County South Dakota | 3 | $ 529,000 | $ 176,000 | $ 84,000 |
| Grant County South Dakota | 3 | $ 206,000 | $ 68,000 | $ 31,000 |
| McPherson County South Dakota | 3 | $ 714,000 | $ 238,000 | $ 25,000 |
| Union County South Dakota | 3 | $ 219,000 | $ 73,000 | $ 78,000 |
| Walworth County South Dakota | 3 | $ 228,000 | $ 76,000 | $ 42,000 |
| Kossuth County Iowa | 2 | $ 228,000 | $ 114,000 | $ 45,000 |
| Nobles County Minnesota | 2 | $ 319,000 | $ 159,000 | $ 65,000 |
| Pipestone County Minnesota | 2 | $ 56,000 | $ 28,000 | $ 48,000 |
| Stearns County Minnesota | 2 | $ 376,000 | $ 188,000 | $ 64,000 |
| Dunn County North Dakota | 2 | $ 561,000 | $ 280,000 | $ 87,000 |
| Aurora County South Dakota | 2 | $ 244,000 | $ 122,000 | $ 65,000 |
| Kingsbury County South Dakota | 2 | $ 191,000 | $ 95,000 | $ 42,000 |
| Marshall County South Dakota | 2 | $ 367,000 | $ 183,000 | $ 102,000 |
| Sanborn County South Dakota | 2 | $ 257,000 | $ 128,000 | $ 76,000 |
| Racine County Wisconsin | 2 | $ 350,000 | $ 175,000 | $ 160,000 |
| Campbell County Wyoming | 2 | $ 336,000 | $ 168,000 | $ 185,000 |
| San Bernardino County California | 1 | $ 114,000 | $ 114,000 | $ 65,000 |
| Arapahoe County Colorado | 1 | $ 125,000 | $ 125,000 | $ 29,000 |
| Grand County Colorado | 1 | $ 417,000 | $ 417,000 | $ 233,000 |
| Rio Grande County Colorado | 1 | $ 242,000 | $ 242,000 | $ 51,000 |
| Hernando County Florida | 1 | $ 104,000 | $ 104,000 | $ 147,000 |
| Suwannee County Florida | 1 | $ 195,000 | $ 195,000 | $ 115,000 |
| Clay County Iowa | 1 | $ 100,000 | $ 100,000 | $ 6,000 |
| Crawford County Iowa | 1 | $ 8,000 | $ 8,000 | $ 34,000 |
| O'Brien County Iowa | 1 | $ 94,000 | $ 94,000 | $ 48,000 |
| Osceola County Iowa | 1 | $ 150,000 | $ 150,000 | $ 110,000 |
| Plymouth County Iowa | 1 | $ 68,000 | $ 68,000 | $ 53,000 |
| Pottawattamie County Iowa | 1 | $ 170,000 | $ 170,000 | $ 89,000 |
| Carver County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 102,000 |
| Crow Wing County Minnesota | 1 | $ 228,000 | $ 228,000 | $ 35,000 |
| Goodhue County Minnesota | 1 | $ 159,000 | $ 159,000 | $ 122,000 |
| Lincoln County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 74,000 |
| Lyon County Minnesota | 1 | $ 90,000 | $ 90,000 | $ 57,000 |
| Olmsted County Minnesota | 1 | $ 119,000 | $ 119,000 | $ 42,000 |
| Otter Tail County Minnesota | 1 | $ 153,000 | $ 153,000 | $ 146,000 |
| Wright County Minnesota | 1 | $ 271,000 | $ 271,000 | $ 139,000 |
| Yellow Medicine County Minnesota | 1 | $ 34,000 | $ 34,000 | $ 18,000 |
| St. Louis County Missouri | 1 | $ 209,000 | $ 209,000 | $ 100,000 |
| Dakota County Nebraska | 1 | $ 180,000 | $ 180,000 | $ 38,000 |
| Douglas County Nebraska | 1 | $ 139,000 | $ 139,000 | $ 48,000 |
| Knox County Nebraska | 1 | $ 219,000 | $ 219,000 | $ 87,000 |
| Lancaster County Nebraska | 1 | $ 134,000 | $ 134,000 | $ 57,000 |
| Cass County North Dakota | 1 | $ 242,000 | $ 242,000 | $ 88,000 |
| Grant County North Dakota | 1 | $ 206,000 | $ 206,000 | $ 69,000 |
| McHenry County North Dakota | 1 | $ 270,000 | $ 270,000 | $ 88,000 |
| McLean County North Dakota | 1 | $ 160,000 | $ 160,000 | $ 74,000 |
| Mercer County North Dakota | 1 | $ 119,000 | $ 119,000 | $ 35,000 |
| Pembina County North Dakota | 1 | $ 113,000 | $ 113,000 | $ 60,000 |
| Ransom County North Dakota | 1 | $ 162,000 | $ 162,000 | $ 89,000 |
| Stark County North Dakota | 1 | $ 127,000 | $ 127,000 | $ 199,000 |
| Ward County North Dakota | 1 | $ 272,000 | $ 272,000 | $ 80,000 |
| Canadian County Oklahoma | 1 | $ 101,000 | $ 101,000 | $ 38,000 |
| Bon Homme County South Dakota | 1 | $ 169,000 | $ 169,000 | $ 96,000 |
| Custer County South Dakota | 1 | $ 232,000 | $ 232,000 | $ 258,000 |
| Deuel County South Dakota | 1 | $ 225,000 | $ 225,000 | $ 64,000 |
| Jones County South Dakota | 1 | $ 68,000 | $ 68,000 | $ 50,000 |
| Lyman County South Dakota | 1 | $ 1,498,000 | $ 1,498,000 | $ 0 |
| Stanley County South Dakota | 1 | $ 118,000 | $ 118,000 | $ 85,000 |
| Erath County Texas | 1 | $ 180,000 | $ 180,000 | $ 133,000 |
| Loudoun County Virginia | 1 | $ 532,000 | $ 532,000 | $ 0 |
Mortgage Loan Application Detail Totals for Plains Commerce Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,027 | $183,251,000 | $178,000 | $5,237,000 | $75,000 | $990,000 |
| Refinancing | 668 | $110,616,000 | $165,000 | $3,450,000 | $79,000 | $997,000 |
| Home Improvement | 77 | $8,456,000 | $109,000 | $397,000 | $76,000 | $234,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,683 | $275,776,000 | $163,000 | $1,550,000 | $79,000 | $997,000 |
| Not applicable | 34 | $18,901,000 | $555,000 | $5,237,000 | $0 | $0 |
| Hispanic | 21 | $3,430,000 | $163,000 | $360,000 | $54,000 | $132,000 |
| Asian | 10 | $1,471,000 | $147,000 | $401,000 | $87,000 | $240,000 |
| Black or African American | 10 | $1,381,000 | $138,000 | $169,000 | $49,000 | $96,000 |
| Not Provided | 9 | $789,000 | $87,000 | $300,000 | $67,000 | $157,000 |
| American Indian or Alaskan Native | 4 | $386,000 | $96,000 | $141,000 | $47,000 | $77,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $189,000 | $189,000 | $189,000 | $71,000 | $71,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,096 | $200,964,000 | $183,000 | $5,237,000 | $91,000 | $997,000 |
| FHA-insured (Federal Housing Administration) | 323 | $46,977,000 | $145,000 | $532,000 | $52,000 | $300,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 240 | $32,400,000 | $135,000 | $306,000 | $48,000 | $100,000 |
| VA-guaranteed (Veterans Administration) | 113 | $21,982,000 | $194,000 | $417,000 | $73,000 | $360,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,280 | $229,664,000 | $179,000 | $5,237,000 | $80,000 | $997,000 |
| Application Denied By Financial Institution | 189 | $26,872,000 | $142,000 | $1,000,000 | $61,000 | $312,000 |
| Application Approved But Not Accepted | 176 | $26,919,000 | $152,000 | $417,000 | $72,000 | $392,000 |
| Application Withdrawn By Applicant | 127 | $18,868,000 | $148,000 | $417,000 | $78,000 | $287,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 89 | $11,204,000 | $125,000 | $470,000 | $64,000 | $259,000 |
| Debt-To-Income Ratio | 52 | $8,561,000 | $164,000 | $1,000,000 | $48,000 | $177,000 |
| Collateral | 27 | $4,074,000 | $150,000 | $417,000 | $85,000 | $312,000 |
| Other | 7 | $1,166,000 | $166,000 | $270,000 | $66,000 | $133,000 |
| Unverifiable Information | 3 | $455,000 | $151,000 | $167,000 | $40,000 | $77,000 |
| Employment History | 3 | $392,000 | $130,000 | $192,000 | $44,000 | $58,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $346,000 | $173,000 | $254,000 | $72,000 | $119,000 |
| Credit Application Incomplete | 1 | $1,000 | $1,000 | $1,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Plains Commerce Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Plains Commerce Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.