Plains Commerce Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Plains Commerce Bank 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Plains Commerce Bank 220 Main St Sioux Falls, SD 57450 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 3,676 |
| Total Mortgage Loan Application Amount | $640,590,000 |
| Average Mortgage Loan Application Amount | $129,000 |
| Highest Mortgage Loan Application Amount | $2,005,000 |
| Average Applicant Income | $85,800 |
| Highest Applicant Income | $940,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Plains Commerce Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Plains Commerce Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Plains Commerce Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Plains Commerce Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Plains Commerce Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Plains Commerce Bank's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Minnehaha County South Dakota | 1,160 | $ 216,420,000 | $ 186,000 | $ 78,000 |
| Lincoln County South Dakota | 457 | $ 100,285,000 | $ 219,000 | $ 92,000 |
| Brown County South Dakota | 148 | $ 20,460,000 | $ 138,000 | $ 70,000 |
| Codington County South Dakota | 117 | $ 19,015,000 | $ 162,000 | $ 83,000 |
| Burleigh County North Dakota | 83 | $ 18,605,000 | $ 224,000 | $ 79,000 |
| Steele County Minnesota | 80 | $ 12,430,000 | $ 155,000 | $ 69,000 |
| Davison County South Dakota | 66 | $ 10,470,000 | $ 158,000 | $ 87,000 |
| Redwood County Minnesota | 56 | $ 7,640,000 | $ 136,000 | $ 68,000 |
| Turner County South Dakota | 55 | $ 7,045,000 | $ 128,000 | $ 70,000 |
| Pottawattamie County Iowa | 54 | $ 6,890,000 | $ 127,000 | $ 103,000 |
| Nobles County Minnesota | 52 | $ 6,950,000 | $ 133,000 | $ 65,000 |
| Rock County Minnesota | 52 | $ 7,580,000 | $ 145,000 | $ 72,000 |
| Morton County North Dakota | 49 | $ 8,935,000 | $ 182,000 | $ 63,000 |
| Kandiyohi County Minnesota | 48 | $ 7,170,000 | $ 149,000 | $ 76,000 |
| Hamlin County South Dakota | 39 | $ 6,235,000 | $ 159,000 | $ 85,000 |
| Woodbury County Iowa | 37 | $ 7,285,000 | $ 196,000 | $ 77,000 |
| Blue Earth County Minnesota | 29 | $ 4,695,000 | $ 161,000 | $ 81,000 |
| Brookings County South Dakota | 29 | $ 5,875,000 | $ 202,000 | $ 78,000 |
| Cottonwood County Minnesota | 26 | $ 2,300,000 | $ 88,000 | $ 52,000 |
| Clay County South Dakota | 26 | $ 3,340,000 | $ 128,000 | $ 85,000 |
| St. Croix County Wisconsin | 26 | $ 5,770,000 | $ 221,000 | $ 99,000 |
| Harrison County Iowa | 24 | $ 2,550,000 | $ 106,000 | $ 73,000 |
| Jackson County Minnesota | 24 | $ 3,030,000 | $ 126,000 | $ 77,000 |
| Lyon County Minnesota | 24 | $ 3,440,000 | $ 143,000 | $ 90,000 |
| Spink County South Dakota | 24 | $ 2,630,000 | $ 109,000 | $ 67,000 |
| Union County South Dakota | 24 | $ 3,590,000 | $ 149,000 | $ 70,000 |
| Platte County Missouri | 23 | $ 5,145,000 | $ 223,000 | $ 93,000 |
| Olmsted County Minnesota | 22 | $ 3,350,000 | $ 152,000 | $ 81,000 |
| Lake County South Dakota | 21 | $ 3,705,000 | $ 176,000 | $ 80,000 |
| Brown County Minnesota | 20 | $ 2,230,000 | $ 111,000 | $ 66,000 |
| Chippewa County Minnesota | 18 | $ 2,440,000 | $ 135,000 | $ 80,000 |
| Murray County Minnesota | 18 | $ 2,920,000 | $ 162,000 | $ 87,000 |
| Waseca County Minnesota | 17 | $ 2,075,000 | $ 122,000 | $ 48,000 |
| Nicollet County Minnesota | 16 | $ 2,650,000 | $ 165,000 | $ 71,000 |
| McCook County South Dakota | 16 | $ 2,520,000 | $ 157,000 | $ 81,000 |
| De Witt County Illinois | 15 | $ 1,675,000 | $ 111,000 | $ 72,000 |
| Douglas County Nebraska | 15 | $ 2,965,000 | $ 197,000 | $ 102,000 |
| Beadle County South Dakota | 15 | $ 2,155,000 | $ 143,000 | $ 99,000 |
| Dawson County Nebraska | 14 | $ 1,550,000 | $ 110,000 | $ 67,000 |
| Hennepin County Minnesota | 13 | $ 5,175,000 | $ 398,000 | $ 196,000 |
| Hanson County South Dakota | 13 | $ 1,715,000 | $ 131,000 | $ 80,000 |
| Yankton County South Dakota | 13 | $ 2,125,000 | $ 163,000 | $ 87,000 |
| Shelby County Iowa | 12 | $ 1,100,000 | $ 91,000 | $ 53,000 |
| Lac qui Parle County Minnesota | 12 | $ 2,210,000 | $ 184,000 | $ 87,000 |
| Martin County Minnesota | 12 | $ 2,180,000 | $ 181,000 | $ 81,000 |
| Edmunds County South Dakota | 12 | $ 1,710,000 | $ 142,000 | $ 59,000 |
| Yellow Medicine County Minnesota | 11 | $ 965,000 | $ 87,000 | $ 48,000 |
| Moody County South Dakota | 11 | $ 1,455,000 | $ 132,000 | $ 80,000 |
| Plymouth County Iowa | 10 | $ 1,670,000 | $ 167,000 | $ 65,000 |
| Big Stone County Minnesota | 10 | $ 760,000 | $ 76,000 | $ 41,000 |
| Rice County Minnesota | 10 | $ 1,740,000 | $ 174,000 | $ 90,000 |
| Deuel County South Dakota | 10 | $ 1,090,000 | $ 109,000 | $ 56,000 |
| Hutchinson County South Dakota | 10 | $ 1,270,000 | $ 127,000 | $ 97,000 |
| Walworth County South Dakota | 10 | $ 2,180,000 | $ 218,000 | $ 79,000 |
| Maricopa County Arizona | 9 | $ 2,375,000 | $ 263,000 | $ 120,000 |
| Pipestone County Minnesota | 9 | $ 755,000 | $ 83,000 | $ 58,000 |
| Renville County Minnesota | 9 | $ 1,075,000 | $ 119,000 | $ 58,000 |
| Grant County South Dakota | 9 | $ 1,475,000 | $ 163,000 | $ 55,000 |
| Lawrence County South Dakota | 9 | $ 2,085,000 | $ 231,000 | $ 136,000 |
| Pennington County South Dakota | 9 | $ 1,855,000 | $ 206,000 | $ 68,000 |
| Roberts County South Dakota | 9 | $ 1,305,000 | $ 145,000 | $ 75,000 |
| Le Sueur County Minnesota | 8 | $ 2,010,000 | $ 251,000 | $ 134,000 |
| Stearns County Minnesota | 8 | $ 1,510,000 | $ 188,000 | $ 70,000 |
| Hyde County South Dakota | 8 | $ 700,000 | $ 87,000 | $ 59,000 |
| Henry County Illinois | 7 | $ 815,000 | $ 116,000 | $ 72,000 |
| Lyon County Iowa | 7 | $ 715,000 | $ 102,000 | $ 48,000 |
| Watonwan County Minnesota | 7 | $ 805,000 | $ 115,000 | $ 66,000 |
| Day County South Dakota | 7 | $ 1,105,000 | $ 157,000 | $ 95,000 |
| Kingsbury County South Dakota | 7 | $ 1,135,000 | $ 162,000 | $ 74,000 |
| McPherson County South Dakota | 7 | $ 365,000 | $ 52,000 | $ 61,000 |
| Rock Island County Illinois | 6 | $ 750,000 | $ 125,000 | $ 62,000 |
| Dickinson County Iowa | 6 | $ 1,080,000 | $ 180,000 | $ 149,000 |
| Sioux County Iowa | 6 | $ 1,030,000 | $ 171,000 | $ 84,000 |
| Dodge County Minnesota | 6 | $ 920,000 | $ 153,000 | $ 67,000 |
| Sherburne County Minnesota | 6 | $ 1,740,000 | $ 290,000 | $ 104,000 |
| Wabasha County Minnesota | 6 | $ 970,000 | $ 161,000 | $ 50,000 |
| Clay County Missouri | 6 | $ 1,320,000 | $ 220,000 | $ 69,000 |
| Bon Homme County South Dakota | 6 | $ 800,000 | $ 133,000 | $ 71,000 |
| Faulk County South Dakota | 6 | $ 880,000 | $ 146,000 | $ 113,000 |
| Cerro Gordo County Iowa | 5 | $ 435,000 | $ 87,000 | $ 42,000 |
| Taylor County Iowa | 5 | $ 365,000 | $ 73,000 | $ 59,000 |
| Winona County Minnesota | 5 | $ 965,000 | $ 193,000 | $ 106,000 |
| Aurora County South Dakota | 5 | $ 465,000 | $ 93,000 | $ 90,000 |
| Charles Mix County South Dakota | 5 | $ 785,000 | $ 157,000 | $ 106,000 |
| Hand County South Dakota | 5 | $ 545,000 | $ 109,000 | $ 59,000 |
| Potter County South Dakota | 5 | $ 355,000 | $ 71,000 | $ 48,000 |
| Tripp County South Dakota | 5 | $ 465,000 | $ 93,000 | $ 40,000 |
| Pierce County Wisconsin | 5 | $ 1,185,000 | $ 237,000 | $ 79,000 |
| Adams County Iowa | 4 | $ 380,000 | $ 95,000 | $ 50,000 |
| Freeborn County Minnesota | 4 | $ 680,000 | $ 170,000 | $ 54,000 |
| Scott County Minnesota | 4 | $ 1,500,000 | $ 375,000 | $ 289,000 |
| Boone County Nebraska | 4 | $ 410,000 | $ 102,000 | $ 54,000 |
| Furnas County Nebraska | 4 | $ 690,000 | $ 172,000 | $ 113,000 |
| Cass County North Dakota | 4 | $ 1,270,000 | $ 317,000 | $ 112,000 |
| Hughes County South Dakota | 4 | $ 970,000 | $ 242,000 | $ 112,000 |
| Polk County Wisconsin | 4 | $ 850,000 | $ 212,000 | $ 125,000 |
| O'Brien County Iowa | 3 | $ 235,000 | $ 78,000 | $ 45,000 |
| Osceola County Iowa | 3 | $ 315,000 | $ 105,000 | $ 58,000 |
| Benton County Minnesota | 3 | $ 395,000 | $ 131,000 | $ 92,000 |
| Dakota County Minnesota | 3 | $ 995,000 | $ 331,000 | $ 169,000 |
| Douglas County Minnesota | 3 | $ 405,000 | $ 135,000 | $ 97,000 |
| Swift County Minnesota | 3 | $ 425,000 | $ 141,000 | $ 66,000 |
| Buchanan County Missouri | 3 | $ 315,000 | $ 105,000 | $ 44,000 |
| Colfax County Nebraska | 3 | $ 385,000 | $ 128,000 | $ 46,000 |
| Dixon County Nebraska | 3 | $ 275,000 | $ 91,000 | $ 48,000 |
| Franklin County Nebraska | 3 | $ 455,000 | $ 151,000 | $ 78,000 |
| Dickey County North Dakota | 3 | $ 315,000 | $ 105,000 | $ 85,000 |
| McLean County North Dakota | 3 | $ 665,000 | $ 221,000 | $ 97,000 |
| Oklahoma County Oklahoma | 3 | $ 385,000 | $ 128,000 | $ 71,000 |
| Clark County South Dakota | 3 | $ 185,000 | $ 61,000 | $ 36,000 |
| Sanborn County South Dakota | 3 | $ 555,000 | $ 185,000 | $ 69,000 |
| San Diego County California | 2 | $ 1,080,000 | $ 540,000 | $ 296,000 |
| Collier County Florida | 2 | $ 450,000 | $ 225,000 | $ 267,000 |
| Lee County Florida | 2 | $ 390,000 | $ 195,000 | $ 130,000 |
| Mercer County Illinois | 2 | $ 190,000 | $ 95,000 | $ 68,000 |
| Cass County Iowa | 2 | $ 210,000 | $ 105,000 | $ 51,000 |
| Cherokee County Iowa | 2 | $ 290,000 | $ 145,000 | $ 42,000 |
| Floyd County Iowa | 2 | $ 170,000 | $ 85,000 | $ 33,000 |
| Anoka County Minnesota | 2 | $ 360,000 | $ 180,000 | $ 94,000 |
| Crow Wing County Minnesota | 2 | $ 840,000 | $ 420,000 | $ 249,000 |
| Faribault County Minnesota | 2 | $ 120,000 | $ 60,000 | $ 34,000 |
| Grant County Minnesota | 2 | $ 270,000 | $ 135,000 | $ 138,000 |
| Isanti County Minnesota | 2 | $ 240,000 | $ 120,000 | $ 78,000 |
| Meeker County Minnesota | 2 | $ 210,000 | $ 105,000 | $ 92,000 |
| Mille Lacs County Minnesota | 2 | $ 420,000 | $ 210,000 | $ 79,000 |
| Mower County Minnesota | 2 | $ 110,000 | $ 55,000 | $ 61,000 |
| Pope County Minnesota | 2 | $ 170,000 | $ 85,000 | $ 44,000 |
| Sibley County Minnesota | 2 | $ 170,000 | $ 85,000 | $ 71,000 |
| Todd County Minnesota | 2 | $ 190,000 | $ 95,000 | $ 49,000 |
| Traverse County Minnesota | 2 | $ 30,000 | $ 15,000 | $ 20,000 |
| Carroll County Missouri | 2 | $ 70,000 | $ 35,000 | $ 20,000 |
| Richland County Montana | 2 | $ 90,000 | $ 45,000 | $ 43,000 |
| Dakota County Nebraska | 2 | $ 280,000 | $ 140,000 | $ 65,000 |
| Gosper County Nebraska | 2 | $ 140,000 | $ 70,000 | $ 46,000 |
| Harlan County Nebraska | 2 | $ 190,000 | $ 95,000 | $ 37,000 |
| Lincoln County Nebraska | 2 | $ 360,000 | $ 180,000 | $ 97,000 |
| Adams County North Dakota | 2 | $ 710,000 | $ 355,000 | $ 101,000 |
| Eddy County North Dakota | 2 | $ 70,000 | $ 35,000 | $ 47,000 |
| Rolette County North Dakota | 2 | $ 140,000 | $ 70,000 | $ 113,000 |
| Stark County North Dakota | 2 | $ 300,000 | $ 150,000 | $ 46,000 |
| Summit County Ohio | 2 | $ 180,000 | $ 90,000 | $ 68,000 |
| Beaufort County South Carolina | 2 | $ 690,000 | $ 345,000 | $ 524,000 |
| Brule County South Dakota | 2 | $ 250,000 | $ 125,000 | $ 65,000 |
| Campbell County South Dakota | 2 | $ 210,000 | $ 105,000 | $ 94,000 |
| Fall River County South Dakota | 2 | $ 190,000 | $ 95,000 | $ 97,000 |
| Marshall County South Dakota | 2 | $ 230,000 | $ 115,000 | $ 63,000 |
| Sully County South Dakota | 2 | $ 310,000 | $ 155,000 | $ 111,000 |
| Davidson County Tennessee | 2 | $ 390,000 | $ 195,000 | $ 82,000 |
| Wilson County Tennessee | 2 | $ 770,000 | $ 385,000 | $ 110,000 |
| Limestone County Alabama | 1 | $ 155,000 | $ 155,000 | $ 63,000 |
| Pima County Arizona | 1 | $ 235,000 | $ 235,000 | $ 77,000 |
| Pinal County Arizona | 1 | $ 215,000 | $ 215,000 | $ 94,000 |
| Boulder County Colorado | 1 | $ 455,000 | $ 455,000 | $ 85,000 |
| El Paso County Colorado | 1 | $ 205,000 | $ 205,000 | $ 66,000 |
| Larimer County Colorado | 1 | $ 485,000 | $ 485,000 | $ 246,000 |
| Marion County Florida | 1 | $ 165,000 | $ 165,000 | $ 85,000 |
| Ada County Idaho | 1 | $ 185,000 | $ 185,000 | $ 65,000 |
| Knox County Illinois | 1 | $ 135,000 | $ 135,000 | $ 70,000 |
| McLean County Illinois | 1 | $ 105,000 | $ 105,000 | $ 164,000 |
| Audubon County Iowa | 1 | $ 65,000 | $ 65,000 | $ 29,000 |
| Buena Vista County Iowa | 1 | $ 85,000 | $ 85,000 | $ 60,000 |
| Carroll County Iowa | 1 | $ 125,000 | $ 125,000 | $ 52,000 |
| Clay County Iowa | 1 | $ 305,000 | $ 305,000 | $ 166,000 |
| Emmet County Iowa | 1 | $ 385,000 | $ 385,000 | $ 162,000 |
| Hancock County Iowa | 1 | $ 245,000 | $ 245,000 | $ 104,000 |
| Kossuth County Iowa | 1 | $ 215,000 | $ 215,000 | $ 38,000 |
| Mills County Iowa | 1 | $ 215,000 | $ 215,000 | $ 77,000 |
| Montgomery County Iowa | 1 | $ 55,000 | $ 55,000 | $ 31,000 |
| Palo Alto County Iowa | 1 | $ 135,000 | $ 135,000 | $ 69,000 |
| Polk County Iowa | 1 | $ 275,000 | $ 275,000 | $ 66,000 |
| Ringgold County Iowa | 1 | $ 165,000 | $ 165,000 | $ 95,000 |
| Scott County Iowa | 1 | $ 125,000 | $ 125,000 | $ 66,000 |
| Union County Iowa | 1 | $ 75,000 | $ 75,000 | $ 46,000 |
| Wapello County Iowa | 1 | $ 135,000 | $ 135,000 | $ 79,000 |
| Worth County Iowa | 1 | $ 145,000 | $ 145,000 | $ 35,000 |
| Saline County Kansas | 1 | $ 205,000 | $ 205,000 | $ 101,000 |
| Norfolk County Massachusetts | 1 | $ 175,000 | $ 175,000 | $ 168,000 |
| Aitkin County Minnesota | 1 | $ 915,000 | $ 915,000 | $ 806,000 |
| Carlton County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 154,000 |
| Cass County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 182,000 |
| Clay County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 40,000 |
| Cook County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 63,000 |
| Fillmore County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 52,000 |
| Itasca County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 25,000 |
| Lincoln County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 82,000 |
| McLeod County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 25,000 |
| Otter Tail County Minnesota | 1 | $ 305,000 | $ 305,000 | $ 225,000 |
| Ramsey County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 56,000 |
| Jackson County Missouri | 1 | $ 305,000 | $ 305,000 | $ 192,000 |
| Gallatin County Montana | 1 | $ 885,000 | $ 885,000 | $ 281,000 |
| Antelope County Nebraska | 1 | $ 65,000 | $ 65,000 | $ 29,000 |
| Buffalo County Nebraska | 1 | $ 225,000 | $ 225,000 | $ 87,000 |
| Cedar County Nebraska | 1 | $ 85,000 | $ 85,000 | $ 89,000 |
| Frontier County Nebraska | 1 | $ 35,000 | $ 35,000 | $ 91,000 |
| Howard County Nebraska | 1 | $ 285,000 | $ 285,000 | $ 46,000 |
| Lancaster County Nebraska | 1 | $ 165,000 | $ 165,000 | $ 45,000 |
| Madison County Nebraska | 1 | $ 105,000 | $ 105,000 | $ 37,000 |
| Platte County Nebraska | 1 | $ 195,000 | $ 195,000 | $ 64,000 |
| Sarpy County Nebraska | 1 | $ 255,000 | $ 255,000 | $ 131,000 |
| Saunders County Nebraska | 1 | $ 505,000 | $ 505,000 | $ 80,000 |
| Sherman County Nebraska | 1 | $ 195,000 | $ 195,000 | $ 112,000 |
| Bernalillo County New Mexico | 1 | $ 135,000 | $ 135,000 | $ 161,000 |
| Dunn County North Dakota | 1 | $ 165,000 | $ 165,000 | $ 87,000 |
| Grand Forks County North Dakota | 1 | $ 5,000 | $ 5,000 | $ 105,000 |
| Kidder County North Dakota | 1 | $ 55,000 | $ 55,000 | $ 71,000 |
| McHenry County North Dakota | 1 | $ 195,000 | $ 195,000 | $ 93,000 |
| Mercer County North Dakota | 1 | $ 155,000 | $ 155,000 | $ 129,000 |
| Mountrail County North Dakota | 1 | $ 145,000 | $ 145,000 | $ 42,000 |
| Oliver County North Dakota | 1 | $ 215,000 | $ 215,000 | $ 67,000 |
| Ransom County North Dakota | 1 | $ 255,000 | $ 255,000 | $ 43,000 |
| Richland County North Dakota | 1 | $ 305,000 | $ 305,000 | $ 110,000 |
| Stutsman County North Dakota | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Williams County North Dakota | 1 | $ 245,000 | $ 245,000 | $ 61,000 |
| Multnomah County Oregon | 1 | $ 185,000 | $ 185,000 | $ 95,000 |
| Yamhill County Oregon | 1 | $ 365,000 | $ 365,000 | $ 160,000 |
| Custer County South Dakota | 1 | $ 185,000 | $ 185,000 | $ 493,000 |
| Gregory County South Dakota | 1 | $ 75,000 | $ 75,000 | $ 63,000 |
| Jerauld County South Dakota | 1 | $ 85,000 | $ 85,000 | $ 45,000 |
| Jones County South Dakota | 1 | $ 95,000 | $ 95,000 | $ 60,000 |
| Lyman County South Dakota | 1 | $ 155,000 | $ 155,000 | $ 104,000 |
| Meade County South Dakota | 1 | $ 175,000 | $ 175,000 | $ 410,000 |
| Miner County South Dakota | 1 | $ 95,000 | $ 95,000 | $ 34,000 |
| Bell County Texas | 1 | $ 145,000 | $ 145,000 | $ 53,000 |
| Johnson County Texas | 1 | $ 175,000 | $ 175,000 | $ 40,000 |
| Montgomery County Texas | 1 | $ 335,000 | $ 335,000 | $ 160,000 |
| Williamson County Texas | 1 | $ 175,000 | $ 175,000 | $ 84,000 |
| Spokane County Washington | 1 | $ 505,000 | $ 505,000 | $ 231,000 |
| Barron County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 216,000 |
| Bayfield County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 145,000 |
| Burnett County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 106,000 |
| Douglas County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 42,000 |
| Dunn County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 29,000 |
| Monroe County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 57,000 |
| Washburn County Wisconsin | 1 | $ 255,000 | $ 255,000 | $ 137,000 |
| Washington County Wisconsin | 1 | $ 535,000 | $ 535,000 | $ 411,000 |
| Crook County Wyoming | 1 | $ 115,000 | $ 115,000 | $ 67,000 |
Mortgage Loan Application Detail Totals for Plains Commerce Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,564 | $453,390,000 | $176,000 | $1,555,000 | $76,000 | $892,000 |
| Cash-out Refinancing | 543 | $88,105,000 | $162,000 | $635,000 | $85,000 | $900,000 |
| Refinancing | 500 | $94,550,000 | $189,000 | $2,005,000 | $97,000 | $940,000 |
| Other Purpose | 46 | $3,580,000 | $77,000 | $545,000 | $96,000 | $456,000 |
| Home Improvement | 23 | $965,000 | $41,000 | $205,000 | $75,000 | $137,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,352 | $589,380,000 | $175,000 | $2,005,000 | $82,000 | $940,000 |
| Hispanic | 133 | $19,865,000 | $149,000 | $425,000 | $62,000 | $401,000 |
| Not Provided | 58 | $9,970,000 | $171,000 | $455,000 | $82,000 | $631,000 |
| Asian | 36 | $6,040,000 | $167,000 | $395,000 | $76,000 | $312,000 |
| Black or African American | 36 | $5,780,000 | $160,000 | $305,000 | $67,000 | $192,000 |
| American Indian or Alaskan Native | 32 | $4,620,000 | $144,000 | $265,000 | $86,000 | $410,000 |
| Not applicable | 21 | $3,215,000 | $153,000 | $835,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 4 | $780,000 | $195,000 | $265,000 | $61,000 | $90,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,316 | $419,170,000 | $180,000 | $2,005,000 | $93,000 | $940,000 |
| FHA-insured (Federal Housing Administration) | 937 | $148,945,000 | $158,000 | $395,000 | $60,000 | $231,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 244 | $33,110,000 | $135,000 | $395,000 | $54,000 | $125,000 |
| VA-guaranteed (Veterans Administration) | 179 | $39,365,000 | $219,000 | $535,000 | $78,000 | $186,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,505 | $435,665,000 | $173,000 | $1,495,000 | $80,000 | $809,000 |
| Application Withdrawn By Applicant | 956 | $172,830,000 | $180,000 | $1,555,000 | $84,000 | $940,000 |
| Application Denied By Financial Institution | 215 | $32,095,000 | $149,000 | $2,005,000 | $72,000 | $900,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,461 | $608,495,000 | $175,000 | $1,555,000 | $81,000 | $940,000 |
| Credit History | 121 | $18,395,000 | $152,000 | $2,005,000 | $84,000 | $900,000 |
| Debt-To-Income Ratio | 60 | $9,540,000 | $159,000 | $505,000 | $50,000 | $204,000 |
| Collateral | 23 | $2,665,000 | $115,000 | $225,000 | $77,000 | $228,000 |
| Employment History | 7 | $1,015,000 | $145,000 | $215,000 | $40,000 | $83,000 |
| Unverifiable Information | 3 | $395,000 | $131,000 | $175,000 | $46,000 | $75,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $85,000 | $85,000 | $85,000 | $28,000 | $28,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Plains Commerce Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Plains Commerce Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Dakota, download the full spreadsheet
with aggregated HMDA statistics today.