Plains Commerce Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Plains Commerce Bank 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Plains Commerce Bank 220 Main St Sioux Falls, SD 57450 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 5,224 |
| Total Mortgage Loan Application Amount | $1,046,990,000 |
| Average Mortgage Loan Application Amount | $165,600 |
| Highest Mortgage Loan Application Amount | $18,755,000 |
| Average Applicant Income | $90,400 |
| Highest Applicant Income | $1,121,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Plains Commerce Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Plains Commerce Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Plains Commerce Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Plains Commerce Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Plains Commerce Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Plains Commerce Bank's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Minnehaha County South Dakota | 1,587 | $ 330,435,000 | $ 208,000 | $ 85,000 |
| Lincoln County South Dakota | 741 | $ 184,665,000 | $ 249,000 | $ 107,000 |
| Brown County South Dakota | 150 | $ 24,970,000 | $ 166,000 | $ 79,000 |
| Steele County Minnesota | 134 | $ 21,280,000 | $ 158,000 | $ 78,000 |
| Codington County South Dakota | 126 | $ 21,640,000 | $ 171,000 | $ 80,000 |
| Burleigh County North Dakota | 101 | $ 23,865,000 | $ 236,000 | $ 82,000 |
| Cerro Gordo County Iowa | 77 | $ 9,235,000 | $ 119,000 | $ 52,000 |
| Rock County Minnesota | 66 | $ 10,790,000 | $ 163,000 | $ 77,000 |
| Clay County South Dakota | 66 | $ 11,080,000 | $ 167,000 | $ 77,000 |
| Davison County South Dakota | 65 | $ 13,715,000 | $ 211,000 | $ 106,000 |
| Pottawattamie County Iowa | 64 | $ 10,570,000 | $ 165,000 | $ 105,000 |
| Turner County South Dakota | 63 | $ 12,315,000 | $ 195,000 | $ 80,000 |
| Hamlin County South Dakota | 60 | $ 11,320,000 | $ 188,000 | $ 83,000 |
| Nobles County Minnesota | 57 | $ 8,535,000 | $ 149,000 | $ 73,000 |
| Morton County North Dakota | 56 | $ 11,360,000 | $ 202,000 | $ 72,000 |
| Carbon County Wyoming | 55 | $ 10,725,000 | $ 195,000 | $ 114,000 |
| Redwood County Minnesota | 48 | $ 7,530,000 | $ 156,000 | $ 83,000 |
| Woodbury County Iowa | 47 | $ 8,485,000 | $ 180,000 | $ 98,000 |
| Kandiyohi County Minnesota | 45 | $ 8,285,000 | $ 184,000 | $ 91,000 |
| Blue Earth County Minnesota | 41 | $ 6,955,000 | $ 169,000 | $ 87,000 |
| Platte County Missouri | 39 | $ 7,545,000 | $ 193,000 | $ 99,000 |
| Brookings County South Dakota | 38 | $ 9,250,000 | $ 243,000 | $ 94,000 |
| Lake County South Dakota | 38 | $ 8,710,000 | $ 229,000 | $ 134,000 |
| St. Croix County Wisconsin | 37 | $ 8,245,000 | $ 222,000 | $ 101,000 |
| Lyon County Minnesota | 34 | $ 4,390,000 | $ 129,000 | $ 61,000 |
| Union County South Dakota | 33 | $ 6,755,000 | $ 204,000 | $ 91,000 |
| Brown County Minnesota | 32 | $ 4,120,000 | $ 128,000 | $ 91,000 |
| Clinton County Iowa | 27 | $ 2,845,000 | $ 105,000 | $ 60,000 |
| Yankton County South Dakota | 26 | $ 4,770,000 | $ 183,000 | $ 104,000 |
| Harrison County Iowa | 24 | $ 2,830,000 | $ 117,000 | $ 96,000 |
| Shelby County Iowa | 23 | $ 2,915,000 | $ 126,000 | $ 71,000 |
| McCook County South Dakota | 23 | $ 4,165,000 | $ 181,000 | $ 75,000 |
| Plymouth County Iowa | 22 | $ 3,750,000 | $ 170,000 | $ 76,000 |
| Platte County Nebraska | 21 | $ 4,085,000 | $ 194,000 | $ 83,000 |
| Chippewa County Minnesota | 20 | $ 2,920,000 | $ 146,000 | $ 65,000 |
| Cottonwood County Minnesota | 20 | $ 2,110,000 | $ 105,000 | $ 53,000 |
| Chippewa County Wisconsin | 20 | $ 4,090,000 | $ 204,000 | $ 99,000 |
| Polk County Wisconsin | 20 | $ 4,350,000 | $ 217,000 | $ 123,000 |
| Murray County Minnesota | 19 | $ 3,185,000 | $ 167,000 | $ 107,000 |
| Big Stone County Minnesota | 18 | $ 1,940,000 | $ 107,000 | $ 94,000 |
| Nicollet County Minnesota | 18 | $ 2,850,000 | $ 158,000 | $ 68,000 |
| Pennington County South Dakota | 18 | $ 5,210,000 | $ 289,000 | $ 122,000 |
| Jackson County Minnesota | 17 | $ 1,915,000 | $ 112,000 | $ 69,000 |
| Waseca County Minnesota | 17 | $ 2,535,000 | $ 149,000 | $ 76,000 |
| Spink County South Dakota | 17 | $ 2,355,000 | $ 138,000 | $ 84,000 |
| Pierce County Wisconsin | 17 | $ 3,205,000 | $ 188,000 | $ 118,000 |
| Dawson County Nebraska | 16 | $ 2,250,000 | $ 140,000 | $ 79,000 |
| Moody County South Dakota | 16 | $ 3,390,000 | $ 211,000 | $ 100,000 |
| Cass County Iowa | 15 | $ 1,525,000 | $ 101,000 | $ 64,000 |
| Lac qui Parle County Minnesota | 15 | $ 2,635,000 | $ 175,000 | $ 77,000 |
| Martin County Minnesota | 15 | $ 2,685,000 | $ 179,000 | $ 77,000 |
| Douglas County Nebraska | 15 | $ 4,685,000 | $ 312,000 | $ 126,000 |
| Maricopa County Arizona | 14 | $ 3,730,000 | $ 266,000 | $ 125,000 |
| Hennepin County Minnesota | 14 | $ 4,210,000 | $ 300,000 | $ 105,000 |
| Olmsted County Minnesota | 14 | $ 2,620,000 | $ 187,000 | $ 121,000 |
| Beadle County South Dakota | 14 | $ 2,270,000 | $ 162,000 | $ 79,000 |
| Hanson County South Dakota | 14 | $ 2,430,000 | $ 173,000 | $ 59,000 |
| Roberts County South Dakota | 14 | $ 1,540,000 | $ 110,000 | $ 64,000 |
| Fillmore County Minnesota | 13 | $ 2,305,000 | $ 177,000 | $ 84,000 |
| Lyon County Iowa | 12 | $ 1,600,000 | $ 133,000 | $ 77,000 |
| Dickinson County Iowa | 11 | $ 2,905,000 | $ 264,000 | $ 192,000 |
| Le Sueur County Minnesota | 11 | $ 3,155,000 | $ 286,000 | $ 107,000 |
| Pipestone County Minnesota | 11 | $ 1,765,000 | $ 160,000 | $ 62,000 |
| Boone County Nebraska | 11 | $ 1,505,000 | $ 136,000 | $ 68,000 |
| Day County South Dakota | 11 | $ 1,895,000 | $ 172,000 | $ 111,000 |
| Edmunds County South Dakota | 11 | $ 1,865,000 | $ 169,000 | $ 136,000 |
| Grant County South Dakota | 11 | $ 2,445,000 | $ 222,000 | $ 129,000 |
| Yellow Medicine County Minnesota | 10 | $ 860,000 | $ 86,000 | $ 73,000 |
| Harlan County Nebraska | 10 | $ 1,630,000 | $ 163,000 | $ 79,000 |
| McLean County North Dakota | 10 | $ 1,900,000 | $ 190,000 | $ 90,000 |
| Hancock County Iowa | 9 | $ 1,085,000 | $ 120,000 | $ 64,000 |
| Worth County Iowa | 9 | $ 1,235,000 | $ 137,000 | $ 58,000 |
| Freeborn County Minnesota | 9 | $ 1,025,000 | $ 113,000 | $ 50,000 |
| Rice County Minnesota | 9 | $ 2,485,000 | $ 276,000 | $ 114,000 |
| Butler County Nebraska | 9 | $ 1,175,000 | $ 130,000 | $ 71,000 |
| Dunn County Wisconsin | 9 | $ 1,695,000 | $ 188,000 | $ 93,000 |
| De Witt County Illinois | 8 | $ 1,090,000 | $ 136,000 | $ 73,000 |
| Dakota County Minnesota | 8 | $ 2,310,000 | $ 288,000 | $ 198,000 |
| Sibley County Minnesota | 8 | $ 1,540,000 | $ 192,000 | $ 93,000 |
| Stark County North Dakota | 8 | $ 1,580,000 | $ 197,000 | $ 82,000 |
| Kingsbury County South Dakota | 8 | $ 1,300,000 | $ 162,000 | $ 57,000 |
| Lawrence County South Dakota | 8 | $ 2,230,000 | $ 278,000 | $ 176,000 |
| Whiteside County Illinois | 7 | $ 855,000 | $ 122,000 | $ 64,000 |
| Adams County Iowa | 7 | $ 815,000 | $ 116,000 | $ 64,000 |
| Henry County Iowa | 7 | $ 855,000 | $ 122,000 | $ 47,000 |
| Dodge County Minnesota | 7 | $ 1,085,000 | $ 155,000 | $ 89,000 |
| Otter Tail County Minnesota | 7 | $ 1,115,000 | $ 159,000 | $ 69,000 |
| Sherburne County Minnesota | 7 | $ 2,395,000 | $ 342,000 | $ 188,000 |
| Winona County Minnesota | 7 | $ 815,000 | $ 116,000 | $ 45,000 |
| Furnas County Nebraska | 7 | $ 675,000 | $ 96,000 | $ 81,000 |
| Charles Mix County South Dakota | 7 | $ 1,065,000 | $ 152,000 | $ 84,000 |
| Hughes County South Dakota | 7 | $ 1,065,000 | $ 152,000 | $ 58,000 |
| Hutchinson County South Dakota | 7 | $ 895,000 | $ 127,000 | $ 105,000 |
| Potter County South Dakota | 7 | $ 685,000 | $ 97,000 | $ 110,000 |
| Floyd County Iowa | 6 | $ 520,000 | $ 86,000 | $ 50,000 |
| Lincoln County Minnesota | 6 | $ 810,000 | $ 135,000 | $ 53,000 |
| Renville County Minnesota | 6 | $ 850,000 | $ 141,000 | $ 71,000 |
| Scott County Minnesota | 6 | $ 1,980,000 | $ 330,000 | $ 133,000 |
| Swift County Minnesota | 6 | $ 240,000 | $ 40,000 | $ 42,000 |
| Clay County Missouri | 6 | $ 1,010,000 | $ 168,000 | $ 188,000 |
| Aurora County South Dakota | 6 | $ 1,010,000 | $ 168,000 | $ 61,000 |
| Bon Homme County South Dakota | 6 | $ 920,000 | $ 153,000 | $ 57,000 |
| Deuel County South Dakota | 6 | $ 710,000 | $ 118,000 | $ 65,000 |
| Sanborn County South Dakota | 6 | $ 930,000 | $ 155,000 | $ 69,000 |
| Lee County Florida | 5 | $ 1,305,000 | $ 261,000 | $ 212,000 |
| Dallas County Iowa | 5 | $ 725,000 | $ 145,000 | $ 80,000 |
| Union County Iowa | 5 | $ 505,000 | $ 101,000 | $ 48,000 |
| Stearns County Minnesota | 5 | $ 1,305,000 | $ 261,000 | $ 72,000 |
| Colfax County Nebraska | 5 | $ 515,000 | $ 103,000 | $ 44,000 |
| Dakota County Nebraska | 5 | $ 1,045,000 | $ 209,000 | $ 80,000 |
| Dunn County North Dakota | 5 | $ 925,000 | $ 185,000 | $ 83,000 |
| Brule County South Dakota | 5 | $ 835,000 | $ 167,000 | $ 110,000 |
| Hand County South Dakota | 5 | $ 815,000 | $ 163,000 | $ 55,000 |
| Franklin County Iowa | 4 | $ 400,000 | $ 100,000 | $ 63,000 |
| Republic County Kansas | 4 | $ 960,000 | $ 240,000 | $ 73,000 |
| Ramsey County Minnesota | 4 | $ 700,000 | $ 175,000 | $ 45,000 |
| Wright County Minnesota | 4 | $ 1,220,000 | $ 305,000 | $ 114,000 |
| Jackson County Missouri | 4 | $ 1,220,000 | $ 305,000 | $ 193,000 |
| Cass County North Dakota | 4 | $ 960,000 | $ 240,000 | $ 107,000 |
| Douglas County South Dakota | 4 | $ 640,000 | $ 160,000 | $ 180,000 |
| Gregory County South Dakota | 4 | $ 650,000 | $ 162,000 | $ 87,000 |
| Marshall County South Dakota | 4 | $ 550,000 | $ 137,000 | $ 58,000 |
| Walworth County South Dakota | 4 | $ 870,000 | $ 217,000 | $ 110,000 |
| Barron County Wisconsin | 4 | $ 540,000 | $ 135,000 | $ 90,000 |
| Pima County Arizona | 3 | $ 595,000 | $ 198,000 | $ 44,000 |
| San Diego County California | 3 | $ 1,145,000 | $ 381,000 | $ 128,000 |
| Ogle County Illinois | 3 | $ 395,000 | $ 131,000 | $ 69,000 |
| Stephenson County Illinois | 3 | $ 345,000 | $ 115,000 | $ 49,000 |
| Audubon County Iowa | 3 | $ 355,000 | $ 118,000 | $ 48,000 |
| Monona County Iowa | 3 | $ 635,000 | $ 211,000 | $ 394,000 |
| Polk County Iowa | 3 | $ 515,000 | $ 171,000 | $ 62,000 |
| Winnebago County Iowa | 3 | $ 285,000 | $ 95,000 | $ 39,000 |
| Ottawa County Michigan | 3 | $ 765,000 | $ 255,000 | $ 141,000 |
| Clay County Minnesota | 3 | $ 645,000 | $ 215,000 | $ 59,000 |
| Goodhue County Minnesota | 3 | $ 505,000 | $ 168,000 | $ 80,000 |
| Meeker County Minnesota | 3 | $ 495,000 | $ 165,000 | $ 84,000 |
| Morrison County Minnesota | 3 | $ 435,000 | $ 145,000 | $ 75,000 |
| Wabasha County Minnesota | 3 | $ 535,000 | $ 178,000 | $ 121,000 |
| Watonwan County Minnesota | 3 | $ 265,000 | $ 88,000 | $ 62,000 |
| Buchanan County Missouri | 3 | $ 265,000 | $ 88,000 | $ 42,000 |
| Frontier County Nebraska | 3 | $ 335,000 | $ 111,000 | $ 59,000 |
| Madison County Nebraska | 3 | $ 435,000 | $ 145,000 | $ 48,000 |
| Wayne County Nebraska | 3 | $ 515,000 | $ 171,000 | $ 51,000 |
| Emmons County North Dakota | 3 | $ 495,000 | $ 165,000 | $ 60,000 |
| Grand Forks County North Dakota | 3 | $ 595,000 | $ 198,000 | $ 90,000 |
| Mercer County North Dakota | 3 | $ 485,000 | $ 161,000 | $ 120,000 |
| Williams County North Dakota | 3 | $ 505,000 | $ 168,000 | $ 83,000 |
| Campbell County South Dakota | 3 | $ 425,000 | $ 141,000 | $ 66,000 |
| Clark County South Dakota | 3 | $ 695,000 | $ 231,000 | $ 112,000 |
| McPherson County South Dakota | 3 | $ 365,000 | $ 121,000 | $ 84,000 |
| Eau Claire County Wisconsin | 3 | $ 355,000 | $ 118,000 | $ 72,000 |
| Pepin County Wisconsin | 3 | $ 345,000 | $ 115,000 | $ 54,000 |
| Washburn County Wisconsin | 3 | $ 665,000 | $ 221,000 | $ 177,000 |
| Fremont County Wyoming | 3 | $ 935,000 | $ 311,000 | $ 79,000 |
| Mohave County Arizona | 2 | $ 360,000 | $ 180,000 | $ 80,000 |
| Henry County Illinois | 2 | $ 350,000 | $ 175,000 | $ 76,000 |
| Jo Daviess County Illinois | 2 | $ 350,000 | $ 175,000 | $ 103,000 |
| Mercer County Illinois | 2 | $ 190,000 | $ 95,000 | $ 87,000 |
| Greene County Iowa | 2 | $ 320,000 | $ 160,000 | $ 120,000 |
| Kossuth County Iowa | 2 | $ 280,000 | $ 140,000 | $ 52,000 |
| Sioux County Iowa | 2 | $ 240,000 | $ 120,000 | $ 40,000 |
| Story County Iowa | 2 | $ 370,000 | $ 185,000 | $ 98,000 |
| Wayne County Iowa | 2 | $ 110,000 | $ 55,000 | $ 33,000 |
| Wright County Iowa | 2 | $ 140,000 | $ 70,000 | $ 41,000 |
| Douglas County Kansas | 2 | $ 210,000 | $ 105,000 | $ 71,000 |
| Ellis County Kansas | 2 | $ 590,000 | $ 295,000 | $ 78,000 |
| Wyandotte County Kansas | 2 | $ 440,000 | $ 220,000 | $ 78,000 |
| Carver County Minnesota | 2 | $ 460,000 | $ 230,000 | $ 83,000 |
| Cass County Minnesota | 2 | $ 830,000 | $ 415,000 | $ 346,000 |
| Crow Wing County Minnesota | 2 | $ 420,000 | $ 210,000 | $ 134,000 |
| Mower County Minnesota | 2 | $ 220,000 | $ 110,000 | $ 38,000 |
| Washington County Minnesota | 2 | $ 640,000 | $ 320,000 | $ 151,000 |
| Andrew County Missouri | 2 | $ 510,000 | $ 255,000 | $ 78,000 |
| Boyd County Nebraska | 2 | $ 500,000 | $ 250,000 | $ 76,000 |
| Buffalo County Nebraska | 2 | $ 490,000 | $ 245,000 | $ 98,000 |
| Cass County Nebraska | 2 | $ 280,000 | $ 140,000 | $ 93,000 |
| Dixon County Nebraska | 2 | $ 180,000 | $ 90,000 | $ 41,000 |
| Dodge County Nebraska | 2 | $ 460,000 | $ 230,000 | $ 101,000 |
| Holt County Nebraska | 2 | $ 380,000 | $ 190,000 | $ 52,000 |
| Knox County Nebraska | 2 | $ 570,000 | $ 285,000 | $ 151,000 |
| Sarpy County Nebraska | 2 | $ 710,000 | $ 355,000 | $ 115,000 |
| Rolette County North Dakota | 2 | $ 180,000 | $ 90,000 | $ 79,000 |
| Stutsman County North Dakota | 2 | $ 260,000 | $ 130,000 | $ 66,000 |
| Ward County North Dakota | 2 | $ 290,000 | $ 145,000 | $ 103,000 |
| Tulsa County Oklahoma | 2 | $ 530,000 | $ 265,000 | $ 148,000 |
| Wagoner County Oklahoma | 2 | $ 600,000 | $ 300,000 | $ 108,000 |
| Faulk County South Dakota | 2 | $ 120,000 | $ 60,000 | $ 31,000 |
| Meade County South Dakota | 2 | $ 490,000 | $ 245,000 | $ 138,000 |
| Tripp County South Dakota | 2 | $ 230,000 | $ 115,000 | $ 192,000 |
| Midland County Texas | 2 | $ 980,000 | $ 490,000 | $ 149,000 |
| Green County Wisconsin | 2 | $ 530,000 | $ 265,000 | $ 93,000 |
| Rusk County Wisconsin | 2 | $ 130,000 | $ 65,000 | $ 58,000 |
| Sawyer County Wisconsin | 2 | $ 350,000 | $ 175,000 | $ 183,000 |
| Limestone County Alabama | 1 | $ 155,000 | $ 155,000 | $ 65,000 |
| Pinal County Arizona | 1 | $ 175,000 | $ 175,000 | $ 124,000 |
| Yavapai County Arizona | 1 | $ 755,000 | $ 755,000 | $ 685,000 |
| Los Angeles County California | 1 | $ 395,000 | $ 395,000 | $ 197,000 |
| Marin County California | 1 | $ 585,000 | $ 585,000 | $ 202,000 |
| Adams County Colorado | 1 | $ 175,000 | $ 175,000 | $ 1,000 |
| Douglas County Colorado | 1 | $ 335,000 | $ 335,000 | $ 170,000 |
| El Paso County Colorado | 1 | $ 475,000 | $ 475,000 | $ 175,000 |
| Garfield County Colorado | 1 | $ 205,000 | $ 205,000 | $ 71,000 |
| Rio Grande County Colorado | 1 | $ 305,000 | $ 305,000 | $ 84,000 |
| Teller County Colorado | 1 | $ 175,000 | $ 175,000 | $ 75,000 |
| Weld County Colorado | 1 | $ 445,000 | $ 445,000 | $ 293,000 |
| Charlotte County Florida | 1 | $ 35,000 | $ 35,000 | $ 55,000 |
| Collier County Florida | 1 | $ 225,000 | $ 225,000 | $ 204,000 |
| Martin County Florida | 1 | $ 125,000 | $ 125,000 | $ 41,000 |
| Okaloosa County Florida | 1 | $ 215,000 | $ 215,000 | $ 73,000 |
| Gwinnett County Georgia | 1 | $ 205,000 | $ 205,000 | $ 48,000 |
| Hawaii County Hawaii | 1 | $ 405,000 | $ 405,000 | $ 143,000 |
| Jerome County Idaho | 1 | $ 205,000 | $ 205,000 | $ 72,000 |
| Carroll County Illinois | 1 | $ 125,000 | $ 125,000 | $ 81,000 |
| Macon County Illinois | 1 | $ 95,000 | $ 95,000 | $ 50,000 |
| Rock Island County Illinois | 1 | $ 105,000 | $ 105,000 | $ 69,000 |
| Adair County Iowa | 1 | $ 65,000 | $ 65,000 | $ 54,000 |
| Black Hawk County Iowa | 1 | $ 115,000 | $ 115,000 | $ 139,000 |
| Cherokee County Iowa | 1 | $ 285,000 | $ 285,000 | $ 165,000 |
| Clay County Iowa | 1 | $ 245,000 | $ 245,000 | $ 101,000 |
| Clayton County Iowa | 1 | $ 175,000 | $ 175,000 | $ 52,000 |
| Crawford County Iowa | 1 | $ 125,000 | $ 125,000 | $ 108,000 |
| Hardin County Iowa | 1 | $ 105,000 | $ 105,000 | $ 128,000 |
| Ida County Iowa | 1 | $ 65,000 | $ 65,000 | $ 35,000 |
| Jackson County Iowa | 1 | $ 75,000 | $ 75,000 | $ 48,000 |
| Johnson County Iowa | 1 | $ 145,000 | $ 145,000 | $ 70,000 |
| Marshall County Iowa | 1 | $ 185,000 | $ 185,000 | $ 59,000 |
| Mitchell County Iowa | 1 | $ 65,000 | $ 65,000 | $ 34,000 |
| Montgomery County Iowa | 1 | $ 125,000 | $ 125,000 | $ 81,000 |
| Muscatine County Iowa | 1 | $ 115,000 | $ 115,000 | $ 44,000 |
| Page County Iowa | 1 | $ 35,000 | $ 35,000 | $ 42,000 |
| Palo Alto County Iowa | 1 | $ 135,000 | $ 135,000 | $ 69,000 |
| Ringgold County Iowa | 1 | $ 155,000 | $ 155,000 | $ 98,000 |
| Taylor County Iowa | 1 | $ 355,000 | $ 355,000 | $ 220,000 |
| McPherson County Kansas | 1 | $ 385,000 | $ 385,000 | $ 213,000 |
| Russell County Kansas | 1 | $ 65,000 | $ 65,000 | $ 49,000 |
| Graves County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 25,000 |
| Henderson County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 57,000 |
| Kenton County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 72,000 |
| Barry County Michigan | 1 | $ 355,000 | $ 355,000 | $ 446,000 |
| Midland County Michigan | 1 | $ 195,000 | $ 195,000 | $ 35,000 |
| Ontonagon County Michigan | 1 | $ 75,000 | $ 75,000 | $ 140,000 |
| Aitkin County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 180,000 |
| Anoka County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 91,000 |
| Benton County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 46,000 |
| Chisago County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 389,000 |
| Douglas County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 45,000 |
| Hubbard County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 0 |
| McLeod County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
| Mille Lacs County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 59,000 |
| Pine County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 76,000 |
| Pope County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 315,000 |
| Todd County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 98,000 |
| Wadena County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| Atchison County Missouri | 1 | $ 55,000 | $ 55,000 | $ 36,000 |
| Butler County Missouri | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
| Chariton County Missouri | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Franklin County Missouri | 1 | $ 275,000 | $ 275,000 | $ 192,000 |
| Taney County Missouri | 1 | $ 75,000 | $ 75,000 | $ 94,000 |
| Hill County Montana | 1 | $ 165,000 | $ 165,000 | $ 197,000 |
| Burt County Nebraska | 1 | $ 85,000 | $ 85,000 | $ 84,000 |
| Custer County Nebraska | 1 | $ 325,000 | $ 325,000 | $ 68,000 |
| Franklin County Nebraska | 1 | $ 155,000 | $ 155,000 | $ 76,000 |
| Howard County Nebraska | 1 | $ 175,000 | $ 175,000 | $ 142,000 |
| Merrick County Nebraska | 1 | $ 195,000 | $ 195,000 | $ 54,000 |
| Phelps County Nebraska | 1 | $ 85,000 | $ 85,000 | $ 49,000 |
| Polk County Nebraska | 1 | $ 125,000 | $ 125,000 | $ 113,000 |
| Red Willow County Nebraska | 1 | $ 65,000 | $ 65,000 | $ 34,000 |
| Saunders County Nebraska | 1 | $ 155,000 | $ 155,000 | $ 76,000 |
| York County Nebraska | 1 | $ 345,000 | $ 345,000 | $ 126,000 |
| Union County New Jersey | 1 | $ 15,000 | $ 15,000 | $ 26,000 |
| Suffolk County New York | 1 | $ 275,000 | $ 275,000 | $ 78,000 |
| Craven County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 57,000 |
| Gaston County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 55,000 |
| Adams County North Dakota | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Bowman County North Dakota | 1 | $ 285,000 | $ 285,000 | $ 158,000 |
| Dickey County North Dakota | 1 | $ 135,000 | $ 135,000 | $ 43,000 |
| Divide County North Dakota | 1 | $ 255,000 | $ 255,000 | $ 140,000 |
| Mountrail County North Dakota | 1 | $ 165,000 | $ 165,000 | $ 83,000 |
| Oliver County North Dakota | 1 | $ 195,000 | $ 195,000 | $ 55,000 |
| Pierce County North Dakota | 1 | $ 45,000 | $ 45,000 | $ 108,000 |
| Ransom County North Dakota | 1 | $ 335,000 | $ 335,000 | $ 67,000 |
| Sheridan County North Dakota | 1 | $ 135,000 | $ 135,000 | $ 62,000 |
| Wells County North Dakota | 1 | $ 185,000 | $ 185,000 | $ 67,000 |
| Craig County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| Creek County Oklahoma | 1 | $ 215,000 | $ 215,000 | $ 83,000 |
| Muskogee County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 73,000 |
| Oklahoma County Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 35,000 |
| Beaufort County South Carolina | 1 | $ 305,000 | $ 305,000 | $ 108,000 |
| Dewey County South Dakota | 1 | $ 155,000 | $ 155,000 | $ 58,000 |
| Hyde County South Dakota | 1 | $ 75,000 | $ 75,000 | $ 61,000 |
| Miner County South Dakota | 1 | $ 85,000 | $ 85,000 | $ 25,000 |
| Perkins County South Dakota | 1 | $ 55,000 | $ 55,000 | $ 45,000 |
| Stanley County South Dakota | 1 | $ 165,000 | $ 165,000 | $ 68,000 |
| Sully County South Dakota | 1 | $ 115,000 | $ 115,000 | $ 105,000 |
| Sevier County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 245,000 |
| Wilson County Tennessee | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Harris County Texas | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
| McLennan County Texas | 1 | $ 135,000 | $ 135,000 | $ 75,000 |
| Montgomery County Texas | 1 | $ 345,000 | $ 345,000 | $ 180,000 |
| Parker County Texas | 1 | $ 445,000 | $ 445,000 | $ 149,000 |
| Travis County Texas | 1 | $ 175,000 | $ 175,000 | $ 76,000 |
| Washington County Utah | 1 | $ 18,755,000 | $ 18,755,000 | $ 0 |
| Ashland County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Bayfield County Wisconsin | 1 | $ 485,000 | $ 485,000 | $ 504,000 |
| La Crosse County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 59,000 |
| Walworth County Wisconsin | 1 | $ 305,000 | $ 305,000 | $ 185,000 |
| Albany County Wyoming | 1 | $ 195,000 | $ 195,000 | $ 48,000 |
| Laramie County Wyoming | 1 | $ 355,000 | $ 355,000 | $ 61,000 |
| Natrona County Wyoming | 1 | $ 215,000 | $ 215,000 | $ 128,000 |
Mortgage Loan Application Detail Totals for Plains Commerce Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,959 | $569,635,000 | $192,000 | $18,755,000 | $83,000 | $1,121,000 |
| Refinancing | 1,373 | $306,535,000 | $223,000 | $1,685,000 | $103,000 | $816,000 |
| Cash-out Refinancing | 761 | $153,995,000 | $202,000 | $1,505,000 | $95,000 | $850,000 |
| Other Purpose | 105 | $15,045,000 | $143,000 | $535,000 | $83,000 | $576,000 |
| Home Improvement | 26 | $1,780,000 | $68,000 | $345,000 | $88,000 | $270,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,790 | $949,300,000 | $198,000 | $1,715,000 | $91,000 | $1,121,000 |
| Hispanic | 143 | $22,395,000 | $156,000 | $485,000 | $58,000 | $226,000 |
| Not Provided | 115 | $21,485,000 | $186,000 | $465,000 | $99,000 | $816,000 |
| Black or African American | 60 | $10,900,000 | $181,000 | $635,000 | $64,000 | $327,000 |
| Asian | 47 | $10,015,000 | $213,000 | $825,000 | $99,000 | $490,000 |
| Not applicable | 31 | $26,295,000 | $848,000 | $18,755,000 | $0 | $0 |
| American Indian or Alaskan Native | 29 | $4,955,000 | $170,000 | $335,000 | $64,000 | $131,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $550,000 | $137,000 | $185,000 | $69,000 | $128,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,483 | $746,405,000 | $214,000 | $18,755,000 | $102,000 | $1,121,000 |
| FHA-insured (Federal Housing Administration) | 1,188 | $191,960,000 | $161,000 | $565,000 | $60,000 | $334,000 |
| VA-guaranteed (Veterans Administration) | 303 | $72,745,000 | $240,000 | $575,000 | $82,000 | $241,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 250 | $35,880,000 | $143,000 | $375,000 | $51,000 | $116,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,375 | $687,815,000 | $203,000 | $18,755,000 | $91,000 | $1,121,000 |
| Application Withdrawn By Applicant | 1,545 | $309,645,000 | $200,000 | $1,715,000 | $92,000 | $850,000 |
| Application Denied By Financial Institution | 282 | $45,530,000 | $161,000 | $785,000 | $67,000 | $816,000 |
| Preapproval Approved but not Accepted | 16 | $3,110,000 | $194,000 | $355,000 | $87,000 | $220,000 |
| Application Approved But Not Accepted | 6 | $890,000 | $148,000 | $265,000 | $78,000 | $140,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,942 | $1,001,460,000 | $202,000 | $18,755,000 | $91,000 | $1,121,000 |
| Credit History | 138 | $22,170,000 | $160,000 | $635,000 | $75,000 | $816,000 |
| Debt-To-Income Ratio | 104 | $17,950,000 | $172,000 | $785,000 | $55,000 | $194,000 |
| Collateral | 25 | $3,705,000 | $148,000 | $485,000 | $86,000 | $407,000 |
| Unverifiable Information | 9 | $925,000 | $102,000 | $245,000 | $59,000 | $142,000 |
| Employment History | 5 | $685,000 | $137,000 | $175,000 | $48,000 | $86,000 |
| Other | 1 | $95,000 | $95,000 | $95,000 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Plains Commerce Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Plains Commerce Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Dakota, download the full spreadsheet
with aggregated HMDA statistics today.