Plainscapital Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Plainscapital Bank 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Plainscapital Bank 2323 Victory Avenue, Suite 1400 University Park, TX 75219 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 398 |
| Total Mortgage Loan Application Amount | $410,010,000 |
| Average Mortgage Loan Application Amount | $767,600 |
| Highest Mortgage Loan Application Amount | $33,535,000 |
| Average Applicant Income | $350,000 |
| Highest Applicant Income | $6,627,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Plainscapital Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Plainscapital Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Plainscapital Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Plainscapital Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Plainscapital Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Plainscapital Bank's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas County Texas | 45 | $ 40,585,000 | $ 901,000 | $ 1,016,000 |
| Lubbock County Texas | 31 | $ 12,905,000 | $ 416,000 | $ 320,000 |
| Travis County Texas | 30 | $ 89,720,000 | $ 2,990,000 | $ 1,779,000 |
| Tarrant County Texas | 29 | $ 12,685,000 | $ 437,000 | $ 76,000 |
| Nueces County Texas | 22 | $ 12,930,000 | $ 587,000 | $ 165,000 |
| Jim Wells County Texas | 18 | $ 1,340,000 | $ 74,000 | $ 105,000 |
| Parker County Texas | 16 | $ 3,690,000 | $ 230,000 | $ 316,000 |
| Cameron County Texas | 15 | $ 7,615,000 | $ 507,000 | $ 229,000 |
| Harris County Texas | 14 | $ 22,640,000 | $ 1,617,000 | $ 976,000 |
| Hidalgo County Texas | 14 | $ 15,470,000 | $ 1,105,000 | $ 497,000 |
| Collin County Texas | 12 | $ 6,110,000 | $ 509,000 | $ 0 |
| Denton County Texas | 11 | $ 51,495,000 | $ 4,681,000 | $ 0 |
| Bexar County Texas | 10 | $ 6,050,000 | $ 605,000 | $ 643,000 |
| Maricopa County Arizona | 6 | $ 4,080,000 | $ 680,000 | $ 0 |
| Orange County California | 4 | $ 3,160,000 | $ 790,000 | $ 0 |
| Hood County Texas | 4 | $ 2,510,000 | $ 627,000 | $ 87,000 |
| Midland County Texas | 4 | $ 9,990,000 | $ 2,497,000 | $ 0 |
| Williamson County Texas | 4 | $ 1,570,000 | $ 392,000 | $ 102,000 |
| San Diego County California | 3 | $ 3,235,000 | $ 1,078,000 | $ 0 |
| Brazoria County Texas | 3 | $ 1,325,000 | $ 441,000 | $ 5,000 |
| Ector County Texas | 3 | $ 10,965,000 | $ 3,655,000 | $ 0 |
| Ellis County Texas | 3 | $ 1,875,000 | $ 625,000 | $ 0 |
| Llano County Texas | 3 | $ 2,265,000 | $ 755,000 | $ 0 |
| King County Washington | 3 | $ 2,675,000 | $ 891,000 | $ 0 |
| Monterey County California | 2 | $ 5,650,000 | $ 2,825,000 | $ 0 |
| Escambia County Florida | 2 | $ 12,100,000 | $ 6,050,000 | $ 0 |
| Ada County Idaho | 2 | $ 1,470,000 | $ 735,000 | $ 0 |
| Johnson County Kansas | 2 | $ 1,080,000 | $ 540,000 | $ 0 |
| Riley County Kansas | 2 | $ 820,000 | $ 410,000 | $ 311,000 |
| St. Louis County Missouri | 2 | $ 880,000 | $ 440,000 | $ 0 |
| Clark County Nevada | 2 | $ 1,580,000 | $ 790,000 | $ 0 |
| Clackamas County Oregon | 2 | $ 2,120,000 | $ 1,060,000 | $ 0 |
| Fort Bend County Texas | 2 | $ 1,540,000 | $ 770,000 | $ 0 |
| Johnson County Texas | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Montgomery County Texas | 2 | $ 1,510,000 | $ 755,000 | $ 92,000 |
| Rockwall County Texas | 2 | $ 1,120,000 | $ 560,000 | $ 1,000,000 |
| Loudoun County Virginia | 2 | $ 990,000 | $ 495,000 | $ 0 |
| Jefferson County Alabama | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Yavapai County Arizona | 1 | $ 655,000 | $ 655,000 | $ 0 |
| Garland County Arkansas | 1 | $ 455,000 | $ 455,000 | $ 0 |
| El Dorado County California | 1 | $ 725,000 | $ 725,000 | $ 0 |
| San Joaquin County California | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Stanislaus County California | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Arapahoe County Colorado | 1 | $ 905,000 | $ 905,000 | $ 0 |
| Douglas County Colorado | 1 | $ 1,245,000 | $ 1,245,000 | $ 0 |
| Fairfield County Connecticut | 1 | $ 1,995,000 | $ 1,995,000 | $ 0 |
| Collier County Florida | 1 | $ 1,125,000 | $ 1,125,000 | $ 731,000 |
| Monroe County Florida | 1 | $ 565,000 | $ 565,000 | $ 0 |
| Walton County Florida | 1 | $ 1,085,000 | $ 1,085,000 | $ 0 |
| Cobb County Georgia | 1 | $ 95,000 | $ 95,000 | $ 148,000 |
| DeKalb County Georgia | 1 | $ 765,000 | $ 765,000 | $ 0 |
| Fayette County Georgia | 1 | $ 575,000 | $ 575,000 | $ 0 |
| Fulton County Georgia | 1 | $ 995,000 | $ 995,000 | $ 0 |
| Oconee County Georgia | 1 | $ 1,405,000 | $ 1,405,000 | $ 0 |
| Hawaii County Hawaii | 1 | $ 1,055,000 | $ 1,055,000 | $ 1,000,000 |
| DuPage County Illinois | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Pottawattamie County Iowa | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Baltimore County Maryland | 1 | $ 1,495,000 | $ 1,495,000 | $ 0 |
| Baltimore City County Maryland | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Howard County Maryland | 1 | $ 625,000 | $ 625,000 | $ 0 |
| Montgomery County Maryland | 1 | $ 745,000 | $ 745,000 | $ 0 |
| Talbot County Maryland | 1 | $ 645,000 | $ 645,000 | $ 0 |
| Middlesex County Massachusetts | 1 | $ 615,000 | $ 615,000 | $ 0 |
| Kent County Michigan | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Scott County Minnesota | 1 | $ 675,000 | $ 675,000 | $ 0 |
| Miller County Missouri | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Mercer County New Jersey | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Somerset County New Jersey | 1 | $ 635,000 | $ 635,000 | $ 0 |
| Ulster County New York | 1 | $ 775,000 | $ 775,000 | $ 0 |
| Westchester County New York | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Orange County North Carolina | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Wake County North Carolina | 1 | $ 635,000 | $ 635,000 | $ 0 |
| Hamilton County Ohio | 1 | $ 805,000 | $ 805,000 | $ 0 |
| Multnomah County Oregon | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Washington County Oregon | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Williamson County Tennessee | 1 | $ 1,075,000 | $ 1,075,000 | $ 0 |
| Aransas County Texas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Bell County Texas | 1 | $ 10,015,000 | $ 10,015,000 | $ 0 |
| Brazos County Texas | 1 | $ 1,705,000 | $ 1,705,000 | $ 0 |
| Cooke County Texas | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Crosby County Texas | 1 | $ 45,000 | $ 45,000 | $ 18,000 |
| Eastland County Texas | 1 | $ 125,000 | $ 125,000 | $ 400,000 |
| Gillespie County Texas | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Hunt County Texas | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Kaufman County Texas | 1 | $ 145,000 | $ 145,000 | $ 384,000 |
| Lamar County Texas | 1 | $ 975,000 | $ 975,000 | $ 0 |
| Live Oak County Texas | 1 | $ 45,000 | $ 45,000 | $ 54,000 |
| Medina County Texas | 1 | $ 1,575,000 | $ 1,575,000 | $ 0 |
| Navarro County Texas | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Palo Pinto County Texas | 1 | $ 355,000 | $ 355,000 | $ 0 |
| San Patricio County Texas | 1 | $ 1,715,000 | $ 1,715,000 | $ 0 |
| Smith County Texas | 1 | $ 75,000 | $ 75,000 | $ 409,000 |
| Taylor County Texas | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Upshur County Texas | 1 | $ 515,000 | $ 515,000 | $ 363,000 |
| Victoria County Texas | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Wichita County Texas | 1 | $ 805,000 | $ 805,000 | $ 0 |
| Alexandria County Virginia | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Chesterfield County Virginia | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Norfolk County Virginia | 1 | $ 685,000 | $ 685,000 | $ 0 |
| Richmond City County Virginia | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Pierce County Washington | 1 | $ 1,365,000 | $ 1,365,000 | $ 0 |
| Snohomish County Washington | 1 | $ 525,000 | $ 525,000 | $ 0 |
Mortgage Loan Application Detail Totals for Plainscapital Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 322 | $351,550,000 | $1,091,000 | $33,535,000 | $586,000 | $6,627,000 |
| Refinancing | 39 | $28,225,000 | $723,000 | $5,005,000 | $163,000 | $363,000 |
| Cash-out Refinancing | 18 | $21,560,000 | $1,197,000 | $11,755,000 | $152,000 | $205,000 |
| Home Improvement | 13 | $6,885,000 | $529,000 | $3,895,000 | $495,000 | $1,189,000 |
| Other Purpose | 6 | $1,790,000 | $298,000 | $1,005,000 | $354,000 | $1,087,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 314 | $370,480,000 | $1,179,000 | $33,535,000 | $0 | $0 |
| White | 53 | $22,755,000 | $429,000 | $3,015,000 | $597,000 | $6,627,000 |
| Hispanic | 17 | $1,465,000 | $86,000 | $245,000 | $197,000 | $1,058,000 |
| Not Provided | 11 | $9,945,000 | $904,000 | $5,005,000 | $331,000 | $1,189,000 |
| Asian | 1 | $205,000 | $205,000 | $205,000 | $0 | $0 |
| Black or African American | 1 | $155,000 | $155,000 | $155,000 | $196,000 | $196,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 398 | $410,010,000 | $1,030,000 | $33,535,000 | $488,000 | $6,627,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 216 | $227,340,000 | $1,052,000 | $28,415,000 | $528,000 | $6,627,000 |
| Loan Purchased By The Institution | 128 | $96,790,000 | $756,000 | $2,155,000 | $0 | $0 |
| Application Withdrawn By Applicant | 39 | $38,135,000 | $977,000 | $11,165,000 | $285,000 | $1,000,000 |
| Application Approved But Not Accepted | 7 | $40,885,000 | $5,840,000 | $33,535,000 | $1,410,000 | $2,090,000 |
| Application Denied By Financial Institution | 7 | $6,515,000 | $930,000 | $5,005,000 | $164,000 | $433,000 |
| File Closed For Incompleteness | 1 | $345,000 | $345,000 | $345,000 | $124,000 | $124,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 398 | $410,010,000 | $1,030,000 | $33,535,000 | $488,000 | $6,627,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Plainscapital Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Plainscapital Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.