Plainscapital Bank Mortgage Lending & HMDA Data, 2018

In 2018, Plainscapital Bank of Dallas, TX reported 398 mortgage applications totaling $410.0 million, up 45% from 2017. The average application was for $1,030,175, and applicants reported an average income of $518,452. 54% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Dallas-Plano-Irving, TX (75), Fort Worth-Arlington, TX (51) and Austin-Round Rock, TX (34) (applications in parentheses).

Mortgage Company & Address Plainscapital Bank
6565 Hillcrest Ave
Dallas, TX 75205
Tel #: available with data download
Federal Regulator * available with data download
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Total Number of Mortgage Applications 398
Total Mortgage Loan Application Amount $410,010,000
Average Mortgage Loan Application Amount $1,030,175
Highest Mortgage Loan Application Amount $33,535,000
Average Applicant Income $518,452
Highest Applicant Income $6,627,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Plainscapital Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Plainscapital Bank by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Dallas, Texas 45 $ 40,585,000 $ 901,888 $ 1,016,000
Lubbock, Texas 31 $ 12,905,000 $ 416,290 $ 320,000
Travis, Texas 30 $ 89,720,000 $ 2,990,666 $ 1,779,000
Tarrant, Texas 29 $ 12,685,000 $ 437,413 $ 76,000
Nueces, Texas 22 $ 12,930,000 $ 587,727 $ 165,000
Jim Wells, Texas 18 $ 1,340,000 $ 74,444 $ 105,000
Parker, Texas 16 $ 3,690,000 $ 230,625 $ 316,000
Cameron, Texas 15 $ 7,615,000 $ 507,666 $ 229,000
Harris, Texas 14 $ 22,640,000 $ 1,617,142 $ 976,000
Hidalgo, Texas 14 $ 15,470,000 $ 1,105,000 $ 497,000
Collin, Texas 12 $ 6,110,000 $ 509,166 $ 0
Denton, Texas 11 $ 51,495,000 $ 4,681,363 $ 0
Bexar, Texas 10 $ 6,050,000 $ 605,000 $ 643,000
Maricopa, Arizona 6 $ 4,080,000 $ 680,000 $ 0
Orange, California 4 $ 3,160,000 $ 790,000 $ 0
Hood, Texas 4 $ 2,510,000 $ 627,500 $ 87,000
Midland, Texas 4 $ 9,990,000 $ 2,497,500 $ 0
Williamson, Texas 4 $ 1,570,000 $ 392,500 $ 102,000
San Diego, California 3 $ 3,235,000 $ 1,078,333 $ 0
Brazoria, Texas 3 $ 1,325,000 $ 441,666 $ 5,000
Ector, Texas 3 $ 10,965,000 $ 3,655,000 $ 0
Ellis, Texas 3 $ 1,875,000 $ 625,000 $ 0
Llano, Texas 3 $ 2,265,000 $ 755,000 $ 0
King, Washington 3 $ 2,675,000 $ 891,666 $ 0
Monterey, California 2 $ 5,650,000 $ 2,825,000 $ 0
Escambia, Florida 2 $ 12,100,000 $ 6,050,000 $ 0
Ada, Idaho 2 $ 1,470,000 $ 735,000 $ 0
Johnson, Kansas 2 $ 1,080,000 $ 540,000 $ 0
Riley, Kansas 2 $ 820,000 $ 410,000 $ 311,000
St. Louis, Missouri 2 $ 880,000 $ 440,000 $ 0
Clark, Nevada 2 $ 1,580,000 $ 790,000 $ 0
Clackamas, Oregon 2 $ 2,120,000 $ 1,060,000 $ 0
Fort Bend, Texas 2 $ 1,540,000 $ 770,000 $ 0
Johnson, Texas 2 $ 290,000 $ 145,000 $ 0
Montgomery, Texas 2 $ 1,510,000 $ 755,000 $ 92,000
Rockwall, Texas 2 $ 1,120,000 $ 560,000 $ 1,000,000
Loudoun, Virginia 2 $ 990,000 $ 495,000 $ 0
Jefferson, Alabama 1 $ 355,000 $ 355,000 $ 0
Yavapai, Arizona 1 $ 655,000 $ 655,000 $ 0
Garland, Arkansas 1 $ 455,000 $ 455,000 $ 0
El Dorado, California 1 $ 725,000 $ 725,000 $ 0
San Joaquin, California 1 $ 475,000 $ 475,000 $ 0
Stanislaus, California 1 $ 475,000 $ 475,000 $ 0
Arapahoe, Colorado 1 $ 905,000 $ 905,000 $ 0
Douglas, Colorado 1 $ 1,245,000 $ 1,245,000 $ 0
Fairfield, Connecticut 1 $ 1,995,000 $ 1,995,000 $ 0
Collier, Florida 1 $ 1,125,000 $ 1,125,000 $ 731,000
Monroe, Florida 1 $ 565,000 $ 565,000 $ 0
Walton, Florida 1 $ 1,085,000 $ 1,085,000 $ 0
Cobb, Georgia 1 $ 95,000 $ 95,000 $ 148,000
DeKalb, Georgia 1 $ 765,000 $ 765,000 $ 0
Fayette, Georgia 1 $ 575,000 $ 575,000 $ 0
Fulton, Georgia 1 $ 995,000 $ 995,000 $ 0
Oconee, Georgia 1 $ 1,405,000 $ 1,405,000 $ 0
Hawaii, Hawaii 1 $ 1,055,000 $ 1,055,000 $ 1,000,000
DuPage, Illinois 1 $ 455,000 $ 455,000 $ 0
Pottawattamie, Iowa 1 $ 485,000 $ 485,000 $ 0
Baltimore, Maryland 1 $ 1,495,000 $ 1,495,000 $ 0
Baltimore City, Maryland 1 $ 465,000 $ 465,000 $ 0
Howard, Maryland 1 $ 625,000 $ 625,000 $ 0
Montgomery, Maryland 1 $ 745,000 $ 745,000 $ 0
Talbot, Maryland 1 $ 645,000 $ 645,000 $ 0
Middlesex, Massachusetts 1 $ 615,000 $ 615,000 $ 0
Kent, Michigan 1 $ 475,000 $ 475,000 $ 0
Scott, Minnesota 1 $ 675,000 $ 675,000 $ 0
Miller, Missouri 1 $ 235,000 $ 235,000 $ 0
Mercer, New Jersey 1 $ 525,000 $ 525,000 $ 0
Somerset, New Jersey 1 $ 635,000 $ 635,000 $ 0
Ulster, New York 1 $ 775,000 $ 775,000 $ 0
Westchester, New York 1 $ 505,000 $ 505,000 $ 0
Orange, North Carolina 1 $ 505,000 $ 505,000 $ 0
Wake, North Carolina 1 $ 635,000 $ 635,000 $ 0
Hamilton, Ohio 1 $ 805,000 $ 805,000 $ 0
Multnomah, Oregon 1 $ 455,000 $ 455,000 $ 0
Washington, Oregon 1 $ 545,000 $ 545,000 $ 0
Williamson, Tennessee 1 $ 1,075,000 $ 1,075,000 $ 0
Aransas, Texas 1 $ 125,000 $ 125,000 $ 0
Bell, Texas 1 $ 10,015,000 $ 10,015,000 $ 0
Brazos, Texas 1 $ 1,705,000 $ 1,705,000 $ 0
Cooke, Texas 1 $ 195,000 $ 195,000 $ 0
Crosby, Texas 1 $ 45,000 $ 45,000 $ 18,000
Eastland, Texas 1 $ 125,000 $ 125,000 $ 400,000
Gillespie, Texas 1 $ 325,000 $ 325,000 $ 0
Hunt, Texas 1 $ 65,000 $ 65,000 $ 0
Kaufman, Texas 1 $ 145,000 $ 145,000 $ 384,000
Lamar, Texas 1 $ 975,000 $ 975,000 $ 0
Live Oak, Texas 1 $ 45,000 $ 45,000 $ 54,000
Medina, Texas 1 $ 1,575,000 $ 1,575,000 $ 0
Navarro, Texas 1 $ 65,000 $ 65,000 $ 0
Palo Pinto, Texas 1 $ 355,000 $ 355,000 $ 0
San Patricio, Texas 1 $ 1,715,000 $ 1,715,000 $ 0
Smith, Texas 1 $ 75,000 $ 75,000 $ 409,000
Taylor, Texas 1 $ 445,000 $ 445,000 $ 0
Upshur, Texas 1 $ 515,000 $ 515,000 $ 363,000
Victoria, Texas 1 $ 465,000 $ 465,000 $ 0
Wichita, Texas 1 $ 805,000 $ 805,000 $ 0
Alexandria, Virginia 1 $ 465,000 $ 465,000 $ 0
Chesterfield, Virginia 1 $ 515,000 $ 515,000 $ 0
Norfolk, Virginia 1 $ 685,000 $ 685,000 $ 0
Richmond City, Virginia 1 $ 315,000 $ 315,000 $ 0
Pierce, Washington 1 $ 1,365,000 $ 1,365,000 $ 0
Snohomish, Washington 1 $ 525,000 $ 525,000 $ 0

Mortgage Loan Application Detail Totals for Plainscapital Bank in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 322 $351,550,000 $1,091,000 $33,535,000 $586,000 $6,627,000
Refinancing 39 $28,225,000 $723,000 $5,005,000 $163,000 $363,000
Cash-out Refinancing 18 $21,560,000 $1,197,000 $11,755,000 $152,000 $205,000
Home Improvement 13 $6,885,000 $529,000 $3,895,000 $495,000 $1,189,000
Other Purpose 6 $1,790,000 $298,000 $1,005,000 $354,000 $1,087,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 314 $370,480,000 $1,179,000 $33,535,000 $0 $0
White 53 $22,755,000 $429,000 $3,015,000 $597,000 $6,627,000
Hispanic 17 $1,465,000 $86,000 $245,000 $197,000 $1,058,000
Not Provided 11 $9,945,000 $904,000 $5,005,000 $331,000 $1,189,000
Asian 1 $205,000 $205,000 $205,000 $0 $0
Black or African American 1 $155,000 $155,000 $155,000 $196,000 $196,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 398 $410,010,000 $1,030,000 $33,535,000 $488,000 $6,627,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 216 $227,340,000 $1,052,000 $28,415,000 $528,000 $6,627,000
Loan Purchased By The Institution 128 $96,790,000 $756,000 $2,155,000 $0 $0
Application Withdrawn By Applicant 39 $38,135,000 $977,000 $11,165,000 $285,000 $1,000,000
Application Approved But Not Accepted 7 $40,885,000 $5,840,000 $33,535,000 $1,410,000 $2,090,000
Application Denied By Financial Institution 7 $6,515,000 $930,000 $5,005,000 $164,000 $433,000
File Closed For Incompleteness 1 $345,000 $345,000 $345,000 $124,000 $124,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 398 $410,010,000 $1,030,000 $33,535,000 $488,000 $6,627,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Plainscapital Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Plainscapital Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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