Platinum Capital Group
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Platinum Capital Group 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Platinum Capital Group 17101 Armstrong Ave. Suite 200 Irvine, CA 92614 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,453 |
| Total Mortgage Loan Application Amount | $1,596,875,000 |
| Average Mortgage Loan Application Amount | $198,388 |
| Highest Mortgage Loan Application Amount | $5,000,000 |
| Average Applicant Income | $99,011 |
| Highest Applicant Income | $6,851,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Platinum Capital Group. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Platinum Capital Group's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Platinum Capital Group's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Platinum Capital Group serves its applicants.
Each category highlights the total number of mortgage applications processed by Platinum Capital Group, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Platinum Capital Group's mortgage activity for 2004.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 1,442 | $ 503,172,000 | $ 348,000 | $ 85,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 702 | $ 123,593,000 | $ 176,000 | $ 55,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 582 | $ 131,273,000 | $ 225,000 | $ 87,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 263 | $ 88,286,000 | $ 335,000 | $ 105,000 |
| STOCKTON, CA | 158 | $ 31,467,000 | $ 199,000 | $ 45,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 142 | $ 48,034,000 | $ 338,000 | $ 108,000 |
| COLUMBUS, OH | 96 | $ 12,272,000 | $ 127,000 | $ 70,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 90 | $ 28,744,000 | $ 319,000 | $ 94,000 |
| MODESTO, CA | 61 | $ 12,396,000 | $ 203,000 | $ 67,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 58 | $ 13,175,000 | $ 227,000 | $ 78,000 |
| PITTSBURGH, PA | 56 | $ 5,972,000 | $ 106,000 | $ 106,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 55 | $ 11,043,000 | $ 200,000 | $ 114,000 |
| BALTIMORE-TOWSON, MD | 55 | $ 12,359,000 | $ 224,000 | $ 83,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 54 | $ 24,579,000 | $ 455,000 | $ 129,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 53 | $ 17,822,000 | $ 336,000 | $ 88,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 51 | $ 11,434,000 | $ 224,000 | $ 68,000 |
| BAKERSFIELD, CA | 47 | $ 5,929,000 | $ 126,000 | $ 72,000 |
| JACKSONVILLE, FL | 47 | $ 7,001,000 | $ 148,000 | $ 104,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 47 | $ 9,992,000 | $ 212,000 | $ 64,000 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 41 | $ 12,485,000 | $ 304,000 | $ 133,000 |
| LAS VEGAS-PARADISE, NV | 41 | $ 7,645,000 | $ 186,000 | $ 54,000 |
| PHILADELPHIA, PA | 41 | $ 6,538,000 | $ 159,000 | $ 88,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 40 | $ 6,331,000 | $ 158,000 | $ 63,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 34 | $ 7,852,000 | $ 230,000 | $ 91,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 32 | $ 4,074,000 | $ 127,000 | $ 49,000 |
| ORLANDO, FL | 31 | $ 4,734,000 | $ 152,000 | $ 65,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 31 | $ 11,489,000 | $ 370,000 | $ 78,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 29 | $ 3,582,000 | $ 123,000 | $ 67,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 26 | $ 3,190,000 | $ 122,000 | $ 63,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 26 | $ 7,249,000 | $ 278,000 | $ 97,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 26 | $ 6,235,000 | $ 239,000 | $ 54,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 25 | $ 5,630,000 | $ 225,000 | $ 85,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 25 | $ 4,862,000 | $ 194,000 | $ 132,000 |
| MERCED, CA | 23 | $ 3,478,000 | $ 151,000 | $ 40,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 21 | $ 2,379,000 | $ 113,000 | $ 68,000 |
| FRESNO, CA | 21 | $ 3,916,000 | $ 186,000 | $ 84,000 |
| RICHMOND, VA | 21 | $ 2,963,000 | $ 141,000 | $ 83,000 |
| VALLEJO-FAIRFIELD, CA | 20 | $ 5,427,000 | $ 271,000 | $ 97,000 |
| CAPE CORAL-FORT MYERS, FL | 18 | $ 2,473,000 | $ 137,000 | $ 60,000 |
| WARREN-FARMINGTON HILLS-TROY, MI | 18 | $ 3,476,000 | $ 193,000 | $ 72,000 |
| INDIANAPOLIS, IN | 17 | $ 1,893,000 | $ 111,000 | $ 50,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 17 | $ 1,793,000 | $ 105,000 | $ 51,000 |
| ST. LOUIS, MO-IL | 16 | $ 2,593,000 | $ 162,000 | $ 56,000 |
| SALT LAKE CITY, UT | 14 | $ 12,790,000 | $ 913,000 | $ 297,000 |
| SANTA ROSA-PETALUMA, CA | 13 | $ 4,595,000 | $ 353,000 | $ 79,000 |
| VISALIA-PORTERVILLE, CA | 13 | $ 1,639,000 | $ 126,000 | $ 51,000 |
| DENVER-AURORA, CO | 12 | $ 2,902,000 | $ 241,000 | $ 68,000 |
| OGDEN-CLEARFIELD, UT | 12 | $ 1,050,000 | $ 87,000 | $ 42,000 |
| WILMINGTON, DE-MD-NJ | 11 | $ 1,923,000 | $ 174,000 | $ 54,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 10 | $ 1,163,000 | $ 116,000 | $ 52,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 10 | $ 1,462,000 | $ 146,000 | $ 138,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 10 | $ 2,192,000 | $ 219,000 | $ 128,000 |
| AKRON, OH | 9 | $ 992,000 | $ 110,000 | $ 76,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 9 | $ 4,030,000 | $ 447,000 | $ 80,000 |
| ROCKFORD, IL | 8 | $ 876,000 | $ 109,000 | $ 45,000 |
| SALINAS, CA | 8 | $ 2,447,000 | $ 305,000 | $ 102,000 |
| COLORADO SPRINGS, CO | 7 | $ 1,337,000 | $ 191,000 | $ 69,000 |
| GARY, IN | 7 | $ 897,000 | $ 128,000 | $ 55,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 7 | $ 1,038,000 | $ 148,000 | $ 73,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 7 | $ 1,528,000 | $ 218,000 | $ 95,000 |
| SARASOTA-BRADENTON-VENICE, FL | 7 | $ 1,233,000 | $ 176,000 | $ 69,000 |
| ANN ARBOR, MI | 6 | $ 1,584,000 | $ 264,000 | $ 136,000 |
| BOISE CITY-NAMPA, ID | 6 | $ 549,000 | $ 91,000 | $ 63,000 |
| DAYTON, OH | 6 | $ 859,000 | $ 143,000 | $ 68,000 |
| JACKSON, MI | 6 | $ 568,000 | $ 94,000 | $ 40,000 |
| JANESVILLE, WI | 6 | $ 585,000 | $ 97,000 | $ 64,000 |
| KANSAS CITY, MO-KS | 6 | $ 1,089,000 | $ 181,000 | $ 45,000 |
| MADERA, CA | 6 | $ 980,000 | $ 163,000 | $ 94,000 |
| OKLAHOMA CITY, OK | 6 | $ 943,000 | $ 157,000 | $ 58,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 6 | $ 1,402,000 | $ 233,000 | $ 150,000 |
| YORK-HANOVER, PA | 6 | $ 1,224,000 | $ 204,000 | $ 73,000 |
| BLOOMINGTON, IN | 5 | $ 1,273,000 | $ 254,000 | $ 174,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 5 | $ 828,000 | $ 165,000 | $ 47,000 |
| GREENVILLE, SC | 5 | $ 699,000 | $ 139,000 | $ 32,000 |
| LAKELAND, FL | 5 | $ 732,000 | $ 146,000 | $ 67,000 |
| LANSING-EAST LANSING, MI | 5 | $ 626,000 | $ 125,000 | $ 35,000 |
| NAPLES-MARCO ISLAND, FL | 5 | $ 1,181,000 | $ 236,000 | $ 124,000 |
| NEW HAVEN-MILFORD, CT | 5 | $ 705,000 | $ 141,000 | $ 81,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 5 | $ 1,429,000 | $ 285,000 | $ 92,000 |
| PROVO-OREM, UT | 5 | $ 1,062,000 | $ 212,000 | $ 84,000 |
| REDDING, CA | 5 | $ 1,058,000 | $ 211,000 | $ 61,000 |
| TOLEDO, OH | 5 | $ 1,014,000 | $ 202,000 | $ 80,000 |
| TULSA, OK | 5 | $ 752,000 | $ 150,000 | $ 64,000 |
| ALBUQUERQUE, NM | 4 | $ 565,000 | $ 141,000 | $ 102,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 4 | $ 722,000 | $ 180,000 | $ 73,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 4 | $ 757,000 | $ 189,000 | $ 79,000 |
| CHICO, CA | 4 | $ 854,000 | $ 213,000 | $ 5,000 |
| EAU CLAIRE, WI | 4 | $ 436,000 | $ 109,000 | $ 64,000 |
| FLINT, MI | 4 | $ 457,000 | $ 114,000 | $ 52,000 |
| GRAND RAPIDS-WYOMING, MI | 4 | $ 558,000 | $ 139,000 | $ 78,000 |
| HARRISBURG-CARLISLE, PA | 4 | $ 587,000 | $ 146,000 | $ 87,000 |
| LANCASTER, PA | 4 | $ 575,000 | $ 143,000 | $ 32,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 4 | $ 517,000 | $ 129,000 | $ 71,000 |
| SALEM, OR | 4 | $ 540,000 | $ 135,000 | $ 54,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 4 | $ 1,230,000 | $ 307,000 | $ 75,000 |
| SANTA CRUZ-WATSONVILLE, CA | 4 | $ 1,834,000 | $ 458,000 | $ 125,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 4 | $ 842,000 | $ 210,000 | $ 114,000 |
| EL CENTRO, CA | 3 | $ 591,000 | $ 197,000 | $ 32,000 |
| FORT COLLINS-LOVELAND, CO | 3 | $ 538,000 | $ 179,000 | $ 94,000 |
| HANFORD-CORCORAN, CA | 3 | $ 375,000 | $ 125,000 | $ 84,000 |
| LEXINGTON-FAYETTE, KY | 3 | $ 539,000 | $ 179,000 | $ 47,000 |
| LINCOLN, NE | 3 | $ 371,000 | $ 123,000 | $ 49,000 |
| MEMPHIS, TN-MS-AR | 3 | $ 238,000 | $ 79,000 | $ 51,000 |
| MOBILE, AL | 3 | $ 250,000 | $ 83,000 | $ 11,000 |
| MUSKEGON-NORTON SHORES, MI | 3 | $ 219,000 | $ 73,000 | $ 49,000 |
| NAPA, CA | 3 | $ 983,000 | $ 327,000 | $ 113,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 3 | $ 316,000 | $ 105,000 | $ 110,000 |
| PUNTA GORDA, FL | 3 | $ 923,000 | $ 307,000 | $ 99,000 |
| SAN ANTONIO, TX | 3 | $ 1,428,000 | $ 476,000 | $ 438,000 |
| SCRANTON--WILKES-BARRE, PA | 3 | $ 366,000 | $ 122,000 | $ 73,000 |
| ST. CLOUD, MN | 3 | $ 704,000 | $ 234,000 | $ 62,000 |
| WINCHESTER, VA-WV | 3 | $ 449,000 | $ 149,000 | $ 71,000 |
| ATHENS-CLARKE COUNTY, GA | 2 | $ 215,000 | $ 107,000 | $ 71,000 |
| BELLINGHAM, WA | 2 | $ 513,000 | $ 256,000 | $ 102,000 |
| BEND, OR | 2 | $ 297,000 | $ 148,000 | $ 153,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 2 | $ 324,000 | $ 162,000 | $ 104,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 2 | $ 177,000 | $ 88,000 | $ 24,000 |
| DES MOINES, IA | 2 | $ 307,000 | $ 153,000 | $ 18,000 |
| DUBUQUE, IA | 2 | $ 233,000 | $ 116,000 | $ 43,000 |
| DURHAM, NC | 2 | $ 259,000 | $ 129,000 | $ 76,000 |
| FARMINGTON, NM | 2 | $ 119,000 | $ 59,000 | $ 58,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 2 | $ 228,000 | $ 114,000 | $ 43,000 |
| FORT WAYNE, IN | 2 | $ 165,000 | $ 82,000 | $ 48,000 |
| GREENVILLE, NC | 2 | $ 223,000 | $ 111,000 | $ 44,000 |
| HOUSTON-BAYTOWN-SUGAR LAND, TX | 2 | $ 199,000 | $ 99,000 | $ 38,000 |
| IDAHO FALLS, ID | 2 | $ 131,000 | $ 65,000 | $ 25,000 |
| KALAMAZOO-PORTAGE, MI | 2 | $ 194,000 | $ 97,000 | $ 62,000 |
| KANKAKEE-BRADLEY, IL | 2 | $ 183,000 | $ 91,000 | $ 69,000 |
| LAWRENCE, KS | 2 | $ 430,000 | $ 215,000 | $ 200,000 |
| LOUISVILLE, KY-IN | 2 | $ 640,000 | $ 320,000 | $ 62,000 |
| MORGANTOWN, WV | 2 | $ 93,000 | $ 46,000 | $ 46,000 |
| MUNCIE, IN | 2 | $ 120,000 | $ 60,000 | $ 84,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 2 | $ 395,000 | $ 197,000 | $ 151,000 |
| OSHKOSH-NEENAH, WI | 2 | $ 510,000 | $ 255,000 | $ 82,000 |
| PARKERSBURG-MARIETTA, WV-OH | 2 | $ 161,000 | $ 80,000 | $ 32,000 |
| PUEBLO, CO | 2 | $ 191,000 | $ 95,000 | $ 45,000 |
| RAPID CITY, SD | 2 | $ 112,000 | $ 56,000 | $ 70,000 |
| RENO-SPARKS, NV | 2 | $ 366,000 | $ 183,000 | $ 57,000 |
| SHEBOYGAN, WI | 2 | $ 107,000 | $ 53,000 | $ 55,000 |
| STATE COLLEGE, PA | 2 | $ 239,000 | $ 119,000 | $ 68,000 |
| TACOMA, WA | 2 | $ 275,000 | $ 137,000 | $ 250,000 |
| TUCSON, AZ | 2 | $ 249,000 | $ 124,000 | $ 42,000 |
| WHEELING, WV-OH | 2 | $ 241,000 | $ 120,000 | $ 51,000 |
| WILMINGTON, NC | 2 | $ 300,000 | $ 150,000 | $ 0 |
| WINSTON-SALEM, NC | 2 | $ 211,000 | $ 105,000 | $ 31,000 |
| YAKIMA, WA | 2 | $ 79,000 | $ 39,000 | $ 36,000 |
| ALTOONA, PA | 1 | $ 129,000 | $ 129,000 | $ 35,000 |
| BANGOR, ME | 1 | $ 42,000 | $ 42,000 | $ 26,000 |
| BAY CITY, MI | 1 | $ 192,000 | $ 192,000 | $ 72,000 |
| BEAUMONT-PORT ARTHUR, TX | 1 | $ 80,000 | $ 80,000 | $ 282,000 |
| BLOOMINGTON-NORMAL, IL | 1 | $ 150,000 | $ 150,000 | $ 62,000 |
| BOULDER, CO | 1 | $ 238,000 | $ 238,000 | $ 76,000 |
| BURLINGTON, NC | 1 | $ 159,000 | $ 159,000 | $ 72,000 |
| CHARLESTON, WV | 1 | $ 91,000 | $ 91,000 | $ 29,000 |
| CHATTANOOGA, TN-GA | 1 | $ 55,000 | $ 55,000 | $ 0 |
| COLUMBIA, MO | 1 | $ 133,000 | $ 133,000 | $ 64,000 |
| COLUMBIA, SC | 1 | $ 103,000 | $ 103,000 | $ 40,000 |
| CORVALLIS, OR | 1 | $ 104,000 | $ 104,000 | $ 0 |
| CUMBERLAND, MD-WV | 1 | $ 135,000 | $ 135,000 | $ 78,000 |
| DALLAS-PLANO-IRVING, TX | 1 | $ 293,000 | $ 293,000 | $ 170,000 |
| DANVILLE, VA | 1 | $ 103,000 | $ 103,000 | $ 31,000 |
| EL PASO, TX | 1 | $ 29,000 | $ 29,000 | $ 37,000 |
| FORT WORTH-ARLINGTON, TX | 1 | $ 44,000 | $ 44,000 | $ 0 |
| GADSDEN, AL | 1 | $ 108,000 | $ 108,000 | $ 25,000 |
| GAINESVILLE, FL | 1 | $ 67,000 | $ 67,000 | $ 92,000 |
| GRAND JUNCTION, CO | 1 | $ 128,000 | $ 128,000 | $ 125,000 |
| GREELEY, CO | 1 | $ 175,000 | $ 175,000 | $ 64,000 |
| GREEN BAY, WI | 1 | $ 250,000 | $ 250,000 | $ 0 |
| GREENSBORO-HIGH POINT, NC | 1 | $ 91,000 | $ 91,000 | $ 26,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 1 | $ 94,000 | $ 94,000 | $ 74,000 |
| HUNTSVILLE, AL | 1 | $ 3,450,000 | $ 3,450,000 | $ 644,000 |
| IOWA CITY, IA | 1 | $ 125,000 | $ 125,000 | $ 72,000 |
| LAFAYETTE, LA | 1 | $ 495,000 | $ 495,000 | $ 120,000 |
| LIMA, OH | 1 | $ 51,000 | $ 51,000 | $ 21,000 |
| LUBBOCK, TX | 1 | $ 80,000 | $ 80,000 | $ 29,000 |
| LYNCHBURG, VA | 1 | $ 270,000 | $ 270,000 | $ 180,000 |
| MACON, GA | 1 | $ 261,000 | $ 261,000 | $ 84,000 |
| MEDFORD, OR | 1 | $ 194,000 | $ 194,000 | $ 42,000 |
| MICHIGAN CITY-LA PORTE, IN | 1 | $ 135,000 | $ 135,000 | $ 82,000 |
| MONROE, MI | 1 | $ 70,000 | $ 70,000 | $ 15,000 |
| MONTGOMERY, AL | 1 | $ 56,000 | $ 56,000 | $ 26,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 1 | $ 364,000 | $ 364,000 | $ 326,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 1 | $ 500,000 | $ 500,000 | $ 1,140,000 |
| NORWICH-NEW LONDON, CT | 1 | $ 198,000 | $ 198,000 | $ 56,000 |
| OLYMPIA, WA | 1 | $ 185,000 | $ 185,000 | $ 44,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 1 | $ 110,000 | $ 110,000 | $ 25,000 |
| PANAMA CITY-LYNN HAVEN, FL | 1 | $ 154,000 | $ 154,000 | $ 68,000 |
| PEORIA, IL | 1 | $ 101,000 | $ 101,000 | $ 57,000 |
| PRESCOTT, AZ | 1 | $ 515,000 | $ 515,000 | $ 104,000 |
| READING, PA | 1 | $ 150,000 | $ 150,000 | $ 62,000 |
| ROANOKE, VA | 1 | $ 190,000 | $ 190,000 | $ 28,000 |
| SALISBURY, MD | 1 | $ 155,000 | $ 155,000 | $ 95,000 |
| SANTA FE, NM | 1 | $ 204,000 | $ 204,000 | $ 0 |
| SAVANNAH, GA | 1 | $ 236,000 | $ 236,000 | $ 125,000 |
| SIOUX FALLS, SD | 1 | $ 105,000 | $ 105,000 | $ 36,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 1 | $ 216,000 | $ 216,000 | $ 93,000 |
| SPRINGFIELD, IL | 1 | $ 114,000 | $ 114,000 | $ 58,000 |
| SPRINGFIELD, OH | 1 | $ 75,000 | $ 75,000 | $ 51,000 |
| TALLAHASSEE, FL | 1 | $ 164,000 | $ 164,000 | $ 58,000 |
| TOPEKA, KS | 1 | $ 545,000 | $ 545,000 | $ 300,000 |
| VALDOSTA, GA | 1 | $ 162,000 | $ 162,000 | $ 78,000 |
| VERO BEACH, FL | 1 | $ 96,000 | $ 96,000 | $ 18,000 |
| WENATCHEE, WA | 1 | $ 176,000 | $ 176,000 | $ 74,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 1 | $ 130,000 | $ 130,000 | $ 59,000 |
| YUBA CITY, CA | 1 | $ 243,000 | $ 243,000 | $ 75,000 |
Mortgage Loan Application Detail Totals for Platinum Capital Group in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,859 | $975,912,000 | $227,404 | $5,000,000 | $113,829 | $3,322,000 |
| Home Purchase | 2,593 | $620,813,000 | $167,071 | $4,000,000 | $79,642 | $6,851,000 |
| Home Improvement | 1 | $150,000 | $150,000 | $150,000 | $216,000 | $216,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 3,051 | $788,528,000 | $204,425 | $5,000,000 | $78,382 | $3,827,000 |
| White | 1,330 | $371,254,000 | $217,128 | $4,000,000 | $127,487 | $6,851,000 |
| Hispanic | 1,260 | $253,457,000 | $160,300 | $752,000 | $74,466 | $1,519,000 |
| Not applicable | 410 | $94,446,000 | $169,423 | $2,695,000 | $57,153 | $300,000 |
| Black or African American | 199 | $36,893,000 | $165,700 | $990,000 | $65,050 | $1,035,000 |
| Asian | 154 | $41,387,000 | $168,857 | $974,000 | $118,642 | $1,513,000 |
| Native Hawaiian or Other Pacific Islander | 34 | $8,176,000 | $201,750 | $548,000 | $48,250 | $336,000 |
| American Indian or Alaskan Native | 15 | $2,734,000 | $164,800 | $585,000 | $65,000 | $155,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,119 | $1,542,240,000 | $202,276 | $5,000,000 | $97,212 | $6,851,000 |
| FHA-insured (Federal Housing Administration) | 332 | $54,237,000 | $115,500 | $345,000 | $35,083 | $391,000 |
| VA-guaranteed (Veterans Administration) | 2 | $398,000 | $199,000 | $223,000 | $98,000 | $127,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,298 | $846,143,000 | $209,116 | $4,000,000 | $148,511 | $6,851,000 |
| Application Approved But Not Accepted | 1,667 | $392,577,000 | $183,075 | $5,000,000 | $76,800 | $3,322,000 |
| Application Denied By Financial Institution | 809 | $181,872,000 | $166,000 | $2,800,000 | $46,525 | $1,017,000 |
| Application Withdrawn By Applicant | 530 | $137,670,000 | $189,500 | $2,695,000 | $56,781 | $654,000 |
| File Closed For Incompleteness | 149 | $38,613,000 | $373,411 | $3,360,000 | $37,529 | $1,440,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 146 | $31,389,000 | $168,875 | $584,000 | $44,791 | $391,000 |
| Credit History | 114 | $23,097,000 | $178,045 | $960,000 | $40,227 | $242,000 |
| Other | 64 | $15,317,000 | $286,882 | $2,800,000 | $34,117 | $278,000 |
| Collateral | 49 | $9,551,000 | $151,133 | $600,000 | $82,866 | $282,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 29 | $6,749,000 | $162,909 | $636,000 | $66,090 | $360,000 |
| Unverifiable Information | 8 | $1,203,000 | $134,250 | $284,000 | $66,750 | $144,000 |
| Employment History | 8 | $1,495,000 | $171,000 | $360,000 | $73,000 | $240,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Platinum Capital Group's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Platinum Capital Group's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.