Platinum Capital Group Mortgage Lending & HMDA Data, 2004

In 2004, Platinum Capital Group of Irvine, CA reported 6,453 mortgage applications totaling $1.6 billion, down 5% from 2003. The average application was for $247,462, and applicants reported an average income of $80,033. 51% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (1,442), Chicago-Naperville-Joliet, IL (702) and Riverside-San Bernardino-Ontario, CA (582) (applications in parentheses).

Mortgage Company & Address Platinum Capital Group
17101 Armstrong Ave. Suite 200
Irvine, CA 92614
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  2004  2003  
Total Number of Mortgage Applications 6,453
Total Mortgage Loan Application Amount $1,596,875,000
Average Mortgage Loan Application Amount $247,462
Highest Mortgage Loan Application Amount $5,000,000
Average Applicant Income $80,033
Highest Applicant Income $6,851,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Platinum Capital Group filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Platinum Capital Group by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 1,442 $ 503,172,000 $ 348,940 $ 85,000
Cook, Illinois 501 $ 89,341,000 $ 178,325 $ 54,000
San Bernardino, California 298 $ 59,669,000 $ 200,231 $ 65,000
Riverside, California 284 $ 71,604,000 $ 252,126 $ 107,000
Orange, California 263 $ 88,286,000 $ 335,688 $ 105,000
San Joaquin, California 158 $ 31,467,000 $ 199,158 $ 45,000
San Diego, California 142 $ 48,034,000 $ 338,267 $ 108,000
Fairfax, Virginia 113 $ 29,095,000 $ 257,477 $ 90,000
Franklin, Ohio 75 $ 9,217,000 $ 122,893 $ 68,000
Prince William, Virginia 74 $ 18,397,000 $ 248,608 $ 72,000
DuPage, Illinois 71 $ 13,149,000 $ 185,197 $ 48,000
Stanislaus, California 61 $ 12,396,000 $ 203,213 $ 67,000
Kane, Illinois 58 $ 8,787,000 $ 151,500 $ 45,000
Prince George's, Maryland 57 $ 10,876,000 $ 190,807 $ 64,000
Alameda, California 54 $ 17,377,000 $ 321,796 $ 91,000
Ventura, California 53 $ 17,822,000 $ 336,264 $ 88,000
Loudoun, Virginia 52 $ 14,228,000 $ 273,615 $ 86,000
District of Columbia, District Of Columbia 51 $ 11,434,000 $ 224,196 $ 68,000
Kern, California 47 $ 5,929,000 $ 126,148 $ 72,000
Sacramento, California 45 $ 10,154,000 $ 225,644 $ 78,000
Will, Illinois 45 $ 7,990,000 $ 177,555 $ 62,000
Allegheny, Pennsylvania 43 $ 4,360,000 $ 101,395 $ 56,000
Duval, Florida 42 $ 6,327,000 $ 150,642 $ 114,000
Clark, Nevada 41 $ 7,645,000 $ 186,463 $ 54,000
Contra Costa, California 36 $ 11,367,000 $ 315,750 $ 99,000
Broward, Florida 34 $ 7,852,000 $ 230,941 $ 91,000
Montgomery, Maryland 33 $ 10,581,000 $ 320,636 $ 144,000
Maricopa, Arizona 32 $ 4,074,000 $ 127,312 $ 49,000
Santa Clara, California 30 $ 11,086,000 $ 369,533 $ 77,000
San Mateo, California 29 $ 13,988,000 $ 482,344 $ 120,000
Miami-Dade, Florida 26 $ 7,249,000 $ 278,807 $ 97,000
Palm Beach, Florida 26 $ 6,235,000 $ 239,807 $ 54,000
Lake, Illinois 25 $ 5,630,000 $ 225,200 $ 85,000
Merced, California 23 $ 3,478,000 $ 151,217 $ 40,000
Fulton, Georgia 22 $ 4,629,000 $ 210,409 $ 116,000
Hennepin, Minnesota 22 $ 4,651,000 $ 211,409 $ 63,000
Fresno, California 21 $ 3,916,000 $ 186,476 $ 84,000
Wayne, Michigan 21 $ 2,379,000 $ 113,285 $ 68,000
Solano, California 20 $ 5,427,000 $ 271,350 $ 97,000
San Francisco, California 19 $ 7,725,000 $ 406,578 $ 137,000
Baltimore, Maryland 19 $ 3,632,000 $ 191,157 $ 67,000
Lee, Florida 18 $ 2,473,000 $ 137,388 $ 60,000
Cuyahoga, Ohio 18 $ 1,904,000 $ 105,777 $ 63,000
Brevard, Florida 17 $ 1,793,000 $ 105,470 $ 51,000
Orange, Florida 15 $ 2,201,000 $ 146,733 $ 73,000
McHenry, Illinois 15 $ 2,561,000 $ 170,733 $ 84,000
Stafford, Virginia 15 $ 4,188,000 $ 279,200 $ 94,000
Virginia Beach, Virginia 14 $ 2,377,000 $ 169,785 $ 70,000
Sonoma, California 13 $ 4,595,000 $ 353,461 $ 79,000
Tulare, California 13 $ 1,639,000 $ 126,076 $ 51,000
DeKalb, Georgia 13 $ 3,001,000 $ 230,846 $ 251,000
Anne Arundel, Maryland 13 $ 3,811,000 $ 293,153 $ 84,000
Charles, Maryland 12 $ 2,442,000 $ 203,500 $ 72,000
Hamilton, Ohio 12 $ 1,199,000 $ 99,916 $ 45,000
Montgomery, Pennsylvania 12 $ 1,683,000 $ 140,250 $ 134,000
New Castle, Delaware 11 $ 1,923,000 $ 174,818 $ 54,000
Pinellas, Florida 11 $ 2,445,000 $ 222,272 $ 83,000
Philadelphia, Pennsylvania 11 $ 1,849,000 $ 168,090 $ 65,000
Arlington, Virginia 11 $ 2,511,000 $ 228,272 $ 112,000
Volusia, Florida 10 $ 1,462,000 $ 146,200 $ 138,000
Gwinnett, Georgia 10 $ 2,025,000 $ 202,500 $ 34,000
Marion, Indiana 10 $ 1,101,000 $ 110,100 $ 57,000
Howard, Maryland 10 $ 2,509,000 $ 250,900 $ 96,000
Oakland, Michigan 10 $ 2,138,000 $ 213,800 $ 67,000
Salt Lake, Utah 10 $ 1,656,000 $ 165,600 $ 62,000
Manassas, Virginia 10 $ 1,834,000 $ 183,400 $ 43,000
Calaveras, California 9 $ 1,284,000 $ 142,666 $ 53,000
San Luis Obispo, California 9 $ 4,030,000 $ 447,777 $ 80,000
Hillsborough, Florida 9 $ 1,373,000 $ 152,555 $ 184,000
Chester, Pennsylvania 9 $ 1,665,000 $ 185,000 $ 69,000
Monterey, California 8 $ 2,447,000 $ 305,875 $ 102,000
Lake, Florida 8 $ 1,018,000 $ 127,250 $ 38,000
Rock Island, Illinois 8 $ 609,000 $ 76,125 $ 38,000
Frederick, Maryland 8 $ 1,904,000 $ 238,000 $ 84,000
Anoka, Minnesota 8 $ 1,741,000 $ 217,625 $ 81,000
Delaware, Ohio 8 $ 1,676,000 $ 209,500 $ 71,000
Pike, Pennsylvania 8 $ 1,049,000 $ 131,125 $ 47,000
Placer, California 7 $ 1,860,000 $ 265,714 $ 95,000
DeKalb, Illinois 7 $ 964,000 $ 137,714 $ 40,000
Winnebago, Illinois 7 $ 697,000 $ 99,571 $ 46,000
Lake, Indiana 7 $ 897,000 $ 128,142 $ 55,000
Fauquier, Virginia 7 $ 1,411,000 $ 201,571 $ 152,000
Henrico, Virginia 7 $ 798,000 $ 114,000 $ 48,000
Suffolk, Virginia 7 $ 984,000 $ 140,571 $ 74,000
Madera, California 6 $ 980,000 $ 163,333 $ 94,000
Marin, California 6 $ 2,866,000 $ 477,666 $ 143,000
El Paso, Colorado 6 $ 1,005,000 $ 167,500 $ 64,000
Hartford, Connecticut 6 $ 976,000 $ 162,666 $ 57,000
Seminole, Florida 6 $ 1,311,000 $ 218,500 $ 97,000
Ada, Idaho 6 $ 549,000 $ 91,500 $ 63,000
Cumberland, Maine 6 $ 1,243,000 $ 207,166 $ 155,000
Harford, Maryland 6 $ 1,366,000 $ 227,666 $ 130,000
Jackson, Michigan 6 $ 568,000 $ 94,666 $ 40,000
Washtenaw, Michigan 6 $ 1,584,000 $ 264,000 $ 136,000
Dakota, Minnesota 6 $ 1,125,000 $ 187,500 $ 46,000
St. Louis, Missouri 6 $ 738,000 $ 123,000 $ 39,000
Jefferson, Ohio 6 $ 304,000 $ 50,666 $ 36,000
Summit, Ohio 6 $ 610,000 $ 101,666 $ 90,000
Delaware, Pennsylvania 6 $ 758,000 $ 126,333 $ 76,000
York, Pennsylvania 6 $ 1,224,000 $ 204,000 $ 73,000
Charleston, South Carolina 6 $ 664,000 $ 110,666 $ 62,000
Davis, Utah 6 $ 636,000 $ 106,000 $ 49,000
Weber, Utah 6 $ 414,000 $ 69,000 $ 35,000
Hampton, Virginia 6 $ 647,000 $ 107,833 $ 29,000
Manassas Park, Virginia 6 $ 970,000 $ 161,666 $ 82,000
Spotsylvania, Virginia 6 $ 1,118,000 $ 186,333 $ 43,000
Rock, Wisconsin 6 $ 585,000 $ 97,500 $ 64,000
Shasta, California 5 $ 1,058,000 $ 211,600 $ 61,000
Denver, Colorado 5 $ 1,012,000 $ 202,400 $ 61,000
New Haven, Connecticut 5 $ 705,000 $ 141,000 $ 81,000
Collier, Florida 5 $ 1,181,000 $ 236,200 $ 124,000
Manatee, Florida 5 $ 904,000 $ 180,800 $ 86,000
Polk, Florida 5 $ 732,000 $ 146,400 $ 67,000
Kendall, Illinois 5 $ 801,000 $ 160,200 $ 79,000
Monroe, Indiana 5 $ 1,273,000 $ 254,600 $ 174,000
Macomb, Michigan 5 $ 915,000 $ 183,000 $ 78,000
Ramsey, Minnesota 5 $ 994,000 $ 198,800 $ 67,000
Belmont, Ohio 5 $ 836,000 $ 167,200 $ 56,000
Clermont, Ohio 5 $ 489,000 $ 97,800 $ 56,000
Licking, Ohio 5 $ 447,000 $ 89,400 $ 48,000
Warren, Ohio 5 $ 563,000 $ 112,600 $ 82,000
Monroe, Pennsylvania 5 $ 916,000 $ 183,200 $ 108,000
Westmoreland, Pennsylvania 5 $ 615,000 $ 123,000 $ 475,000
Utah, Utah 5 $ 1,062,000 $ 212,400 $ 84,000
Butte, California 4 $ 854,000 $ 213,500 $ 5,000
El Dorado, California 4 $ 749,000 $ 187,250 $ 59,000
Santa Barbara, California 4 $ 1,230,000 $ 307,500 $ 75,000
Santa Cruz, California 4 $ 1,834,000 $ 458,500 $ 125,000
Santa Rosa, Florida 4 $ 517,000 $ 129,250 $ 71,000
St. Mary's, Maryland 4 $ 768,000 $ 192,000 $ 127,000
Genesee, Michigan 4 $ 457,000 $ 114,250 $ 52,000
St. Charles, Missouri 4 $ 1,304,000 $ 326,000 $ 82,000
St. Louis City, Missouri 4 $ 358,000 $ 89,500 $ 49,000
Bernalillo, New Mexico 4 $ 565,000 $ 141,250 $ 102,000
Butler, Ohio 4 $ 939,000 $ 234,750 $ 95,000
Fairfield, Ohio 4 $ 539,000 $ 134,750 $ 75,000
Lucas, Ohio 4 $ 794,000 $ 198,500 $ 91,000
Medina, Ohio 4 $ 803,000 $ 200,750 $ 116,000
Beaver, Pennsylvania 4 $ 529,000 $ 132,250 $ 58,000
Lancaster, Pennsylvania 4 $ 575,000 $ 143,750 $ 32,000
Summit, Utah 4 $ 11,134,000 $ 2,783,500 $ 650,000
Chesapeake, Virginia 4 $ 704,000 $ 176,000 $ 75,000
Chesterfield, Virginia 4 $ 571,000 $ 142,750 $ 61,000
Montgomery, Virginia 4 $ 757,000 $ 189,250 $ 79,000
Richmond City, Virginia 4 $ 564,000 $ 141,000 $ 79,000
Warren, Virginia 4 $ 630,000 $ 157,500 $ 58,000
Waukesha, Wisconsin 4 $ 986,000 $ 246,500 $ 129,000
Mobile, Alabama 3 $ 250,000 $ 83,333 $ 11,000
Mohave, Arizona 3 $ 244,000 $ 81,333 $ 116,000
Imperial, California 3 $ 591,000 $ 197,000 $ 32,000
Kings, California 3 $ 375,000 $ 125,000 $ 84,000
Napa, California 3 $ 983,000 $ 327,666 $ 113,000
Tehama, California 3 $ 438,000 $ 146,000 $ 74,000
Jefferson, Colorado 3 $ 709,000 $ 236,333 $ 33,000
Larimer, Colorado 3 $ 538,000 $ 179,333 $ 94,000
Charlotte, Florida 3 $ 923,000 $ 307,666 $ 99,000
Pasco, Florida 3 $ 850,000 $ 283,333 $ 171,000
St. Johns, Florida 3 $ 349,000 $ 116,333 $ 61,000
Henry, Georgia 3 $ 379,000 $ 126,333 $ 17,000
Henry, Illinois 3 $ 239,000 $ 79,666 $ 44,000
Madison, Kentucky 3 $ 310,000 $ 103,333 $ 58,000
Oxford, Maine 3 $ 448,000 $ 149,333 $ 75,000
York, Maine 3 $ 677,000 $ 225,666 $ 67,000
Baltimore City, Maryland 3 $ 195,000 $ 65,000 $ 29,000
Caroline, Maryland 3 $ 799,000 $ 266,333 $ 95,000
Carroll, Maryland 3 $ 567,000 $ 189,000 $ 68,000
Antrim, Michigan 3 $ 472,000 $ 157,333 $ 54,000
Ingham, Michigan 3 $ 404,000 $ 134,666 $ 45,000
Lenawee, Michigan 3 $ 347,000 $ 115,666 $ 56,000
Muskegon, Michigan 3 $ 219,000 $ 73,000 $ 49,000
Stearns, Minnesota 3 $ 704,000 $ 234,666 $ 62,000
Washington, Minnesota 3 $ 833,000 $ 277,666 $ 133,000
Taney, Missouri 3 $ 182,000 $ 60,666 $ 104,000
Lancaster, Nebraska 3 $ 371,000 $ 123,666 $ 49,000
Union, North Carolina 3 $ 586,000 $ 195,333 $ 35,000
Clinton, Ohio 3 $ 182,000 $ 60,666 $ 66,000
Lake, Ohio 3 $ 327,000 $ 109,000 $ 59,000
Montgomery, Ohio 3 $ 417,000 $ 139,000 $ 95,000
Pickaway, Ohio 3 $ 324,000 $ 108,000 $ 116,000
Portage, Ohio 3 $ 382,000 $ 127,333 $ 58,000
Oklahoma, Oklahoma 3 $ 273,000 $ 91,000 $ 26,000
Marion, Oregon 3 $ 433,000 $ 144,333 $ 66,000
Washington, Oregon 3 $ 547,000 $ 182,333 $ 116,000
Bucks, Pennsylvania 3 $ 583,000 $ 194,333 $ 82,000
Providence, Rhode Island 3 $ 680,000 $ 226,666 $ 67,000
Berkeley, South Carolina 3 $ 377,000 $ 125,666 $ 32,000
Greenville, South Carolina 3 $ 402,000 $ 134,000 $ 36,000
Shelby, Tennessee 3 $ 238,000 $ 79,333 $ 51,000
Bexar, Texas 3 $ 1,428,000 $ 476,000 $ 438,000
Alexandria, Virginia 3 $ 606,000 $ 202,000 $ 92,000
Frederick, Virginia 3 $ 449,000 $ 149,666 $ 71,000
Orange, Virginia 3 $ 335,000 $ 111,666 $ 39,000
Grays Harbor, Washington 3 $ 271,000 $ 90,333 $ 14,000
Berkeley, West Virginia 3 $ 388,000 $ 129,333 $ 51,000
Jefferson, West Virginia 3 $ 821,000 $ 273,666 $ 80,000
Eau Claire, Wisconsin 3 $ 264,000 $ 88,000 $ 72,000
Kenosha, Wisconsin 3 $ 254,000 $ 84,666 $ 81,000
Milwaukee, Wisconsin 3 $ 542,000 $ 180,666 $ 61,000
Pima, Arizona 2 $ 249,000 $ 124,500 $ 42,000
Greene, Arkansas 2 $ 75,000 $ 37,500 $ 10,000
Mendocino, California 2 $ 573,000 $ 286,500 $ 50,000
Nevada, California 2 $ 711,000 $ 355,500 $ 111,000
Yolo, California 2 $ 412,000 $ 206,000 $ 76,000
Arapahoe, Colorado 2 $ 704,000 $ 352,000 $ 160,000
Pueblo, Colorado 2 $ 191,000 $ 95,500 $ 45,000
Fairfield, Connecticut 2 $ 324,000 $ 162,000 $ 104,000
Litchfield, Connecticut 2 $ 394,000 $ 197,000 $ 108,000
Clay, Florida 2 $ 325,000 $ 162,500 $ 68,000
Flagler, Florida 2 $ 341,000 $ 170,500 $ 26,000
Hernando, Florida 2 $ 194,000 $ 97,000 $ 57,000
Okaloosa, Florida 2 $ 228,000 $ 114,000 $ 43,000
Osceola, Florida 2 $ 204,000 $ 102,000 $ 36,000
Sarasota, Florida 2 $ 329,000 $ 164,500 $ 26,000
St. Lucie, Florida 2 $ 244,000 $ 122,000 $ 92,000
Clarke, Georgia 2 $ 215,000 $ 107,500 $ 71,000
Clayton, Georgia 2 $ 227,000 $ 113,500 $ 104,000
Paulding, Georgia 2 $ 229,000 $ 114,500 $ 50,000
Maui, Hawaii 2 $ 1,524,000 $ 762,000 $ 0
Bonneville, Idaho 2 $ 131,000 $ 65,500 $ 25,000
Kankakee, Illinois 2 $ 183,000 $ 91,500 $ 69,000
Allen, Indiana 2 $ 165,000 $ 82,500 $ 48,000
Dearborn, Indiana 2 $ 298,000 $ 149,000 $ 58,000
Delaware, Indiana 2 $ 120,000 $ 60,000 $ 84,000
Hendricks, Indiana 2 $ 252,000 $ 126,000 $ 0
Morgan, Indiana 2 $ 266,000 $ 133,000 $ 59,000
Dubuque, Iowa 2 $ 233,000 $ 116,500 $ 43,000
Polk, Iowa 2 $ 307,000 $ 153,500 $ 18,000
Scott, Iowa 2 $ 177,000 $ 88,500 $ 24,000
Douglas, Kansas 2 $ 430,000 $ 215,000 $ 200,000
Johnson, Kansas 2 $ 309,000 $ 154,500 $ 156,000
Fayette, Kentucky 2 $ 419,000 $ 209,500 $ 26,000
Jefferson, Kentucky 2 $ 640,000 $ 320,000 $ 62,000
Pulaski, Kentucky 2 $ 71,000 $ 35,500 $ 36,000
Talbot, Maryland 2 $ 531,000 $ 265,500 $ 81,000
Eaton, Michigan 2 $ 222,000 $ 111,000 $ 21,000
Kalamazoo, Michigan 2 $ 194,000 $ 97,000 $ 62,000
Kent, Michigan 2 $ 110,000 $ 55,000 $ 70,000
Livingston, Michigan 2 $ 236,000 $ 118,000 $ 68,000
Jackson, Missouri 2 $ 564,000 $ 282,000 $ 80,000
Churchill, Nevada 2 $ 202,000 $ 101,000 $ 12,000
Washoe, Nevada 2 $ 366,000 $ 183,000 $ 57,000
San Juan, New Mexico 2 $ 119,000 $ 59,500 $ 58,000
Cleveland, North Carolina 2 $ 92,000 $ 46,000 $ 21,000
Durham, North Carolina 2 $ 259,000 $ 129,500 $ 76,000
Forsyth, North Carolina 2 $ 211,000 $ 105,500 $ 31,000
Iredell, North Carolina 2 $ 193,000 $ 96,500 $ 41,000
Mecklenburg, North Carolina 2 $ 242,000 $ 121,000 $ 60,000
New Hanover, North Carolina 2 $ 300,000 $ 150,000 $ 0
Pitt, North Carolina 2 $ 223,000 $ 111,500 $ 44,000
Geauga, Ohio 2 $ 309,000 $ 154,500 $ 68,000
Knox, Ohio 2 $ 225,000 $ 112,500 $ 62,000
Lorain, Ohio 2 $ 239,000 $ 119,500 $ 48,000
Scioto, Ohio 2 $ 162,000 $ 81,000 $ 32,000
Rogers, Oklahoma 2 $ 267,000 $ 133,500 $ 54,000
Tulsa, Oklahoma 2 $ 130,000 $ 65,000 $ 22,000
Deschutes, Oregon 2 $ 297,000 $ 148,500 $ 153,000
Douglas, Oregon 2 $ 315,000 $ 157,500 $ 66,000
Multnomah, Oregon 2 $ 625,000 $ 312,500 $ 229,000
Centre, Pennsylvania 2 $ 239,000 $ 119,500 $ 68,000
Cumberland, Pennsylvania 2 $ 320,000 $ 160,000 $ 106,000
Dauphin, Pennsylvania 2 $ 267,000 $ 133,500 $ 68,000
Luzerne, Pennsylvania 2 $ 257,000 $ 128,500 $ 78,000
Northampton, Pennsylvania 2 $ 320,000 $ 160,000 $ 59,000
Washington, Pennsylvania 2 $ 198,000 $ 99,000 $ 40,000
Pickens, South Carolina 2 $ 297,000 $ 148,500 $ 27,000
Pennington, South Dakota 2 $ 112,000 $ 56,000 $ 70,000
Lincoln, Tennessee 2 $ 138,000 $ 69,000 $ 91,000
Williamson, Tennessee 2 $ 395,000 $ 197,500 $ 151,000
Box Elder, Utah 2 $ 300,000 $ 150,000 $ 38,000
Culpeper, Virginia 2 $ 352,000 $ 176,000 $ 64,000
Isle of Wight, Virginia 2 $ 381,000 $ 190,500 $ 80,000
James City, Virginia 2 $ 377,000 $ 188,500 $ 56,000
Newport News, Virginia 2 $ 227,000 $ 113,500 $ 26,000
Powhatan, Virginia 2 $ 434,000 $ 217,000 $ 284,000
Wythe, Virginia 2 $ 140,000 $ 70,000 $ 31,000
York, Virginia 2 $ 563,000 $ 281,500 $ 105,000
King, Washington 2 $ 457,000 $ 228,500 $ 143,000
Pierce, Washington 2 $ 275,000 $ 137,500 $ 250,000
Snohomish, Washington 2 $ 385,000 $ 192,500 $ 86,000
Whatcom, Washington 2 $ 513,000 $ 256,500 $ 102,000
Yakima, Washington 2 $ 79,000 $ 39,500 $ 36,000
Monongalia, West Virginia 2 $ 93,000 $ 46,500 $ 46,000
Ohio, West Virginia 2 $ 241,000 $ 120,500 $ 51,000
Wood, West Virginia 2 $ 161,000 $ 80,500 $ 32,000
Sawyer, Wisconsin 2 $ 345,000 $ 172,500 $ 0
Sheboygan, Wisconsin 2 $ 107,000 $ 53,500 $ 55,000
Winnebago, Wisconsin 2 $ 510,000 $ 255,000 $ 82,000
Etowah, Alabama 1 $ 108,000 $ 108,000 $ 25,000
Lamar, Alabama 1 $ 169,000 $ 169,000 $ 106,000
Madison, Alabama 1 $ 3,450,000 $ 3,450,000 $ 644,000
Montgomery, Alabama 1 $ 56,000 $ 56,000 $ 26,000
Santa Cruz, Arizona 1 $ 171,000 $ 171,000 $ 113,000
Yavapai, Arizona 1 $ 515,000 $ 515,000 $ 104,000
Drew, Arkansas 1 $ 157,000 $ 157,000 $ 67,000
Mississippi, Arkansas 1 $ 151,000 $ 151,000 $ 108,000
Glenn, California 1 $ 213,000 $ 213,000 $ 87,000
Lake, California 1 $ 160,000 $ 160,000 $ 45,000
Lassen, California 1 $ 91,000 $ 91,000 $ 0
San Benito, California 1 $ 403,000 $ 403,000 $ 95,000
Siskiyou, California 1 $ 168,000 $ 168,000 $ 210,000
Tuolumne, California 1 $ 319,000 $ 319,000 $ 76,000
Yuba, California 1 $ 243,000 $ 243,000 $ 75,000
Boulder, Colorado 1 $ 238,000 $ 238,000 $ 76,000
Delta, Colorado 1 $ 157,000 $ 157,000 $ 50,000
Douglas, Colorado 1 $ 229,000 $ 229,000 $ 68,000
Elbert, Colorado 1 $ 248,000 $ 248,000 $ 111,000
La Plata, Colorado 1 $ 1,620,000 $ 1,620,000 $ 569,000
Mesa, Colorado 1 $ 128,000 $ 128,000 $ 125,000
Montezuma, Colorado 1 $ 110,000 $ 110,000 $ 50,000
Pitkin, Colorado 1 $ 2,000,000 $ 2,000,000 $ 440,000
Teller, Colorado 1 $ 332,000 $ 332,000 $ 87,000
Weld, Colorado 1 $ 175,000 $ 175,000 $ 64,000
New London, Connecticut 1 $ 198,000 $ 198,000 $ 56,000
Tolland, Connecticut 1 $ 62,000 $ 62,000 $ 137,000
Sussex, Delaware 1 $ 230,000 $ 230,000 $ 46,000
Alachua, Florida 1 $ 67,000 $ 67,000 $ 92,000
Bay, Florida 1 $ 154,000 $ 154,000 $ 68,000
Citrus, Florida 1 $ 167,000 $ 167,000 $ 125,000
Gulf, Florida 1 $ 212,000 $ 212,000 $ 98,000
Holmes, Florida 1 $ 163,000 $ 163,000 $ 80,000
Indian River, Florida 1 $ 96,000 $ 96,000 $ 18,000
Jefferson, Florida 1 $ 164,000 $ 164,000 $ 58,000
Martin, Florida 1 $ 72,000 $ 72,000 $ 147,000
Monroe, Florida 1 $ 564,000 $ 564,000 $ 276,000
Bibb, Georgia 1 $ 261,000 $ 261,000 $ 84,000
Bryan, Georgia 1 $ 236,000 $ 236,000 $ 125,000
Cherokee, Georgia 1 $ 280,000 $ 280,000 $ 78,000
Cobb, Georgia 1 $ 190,000 $ 190,000 $ 132,000
Lowndes, Georgia 1 $ 162,000 $ 162,000 $ 78,000
Lumpkin, Georgia 1 $ 184,000 $ 184,000 $ 113,000
Polk, Georgia 1 $ 49,000 $ 49,000 $ 26,000
Rockdale, Georgia 1 $ 83,000 $ 83,000 $ 42,000
Ware, Georgia 1 $ 72,000 $ 72,000 $ 140,000
Boundary, Idaho 1 $ 29,000 $ 29,000 $ 52,000
Shoshone, Idaho 1 $ 52,000 $ 52,000 $ 42,000
Boone, Illinois 1 $ 179,000 $ 179,000 $ 40,000
Bureau, Illinois 1 $ 87,000 $ 87,000 $ 54,000
LaSalle, Illinois 1 $ 137,000 $ 137,000 $ 47,000
Lee, Illinois 1 $ 80,000 $ 80,000 $ 56,000
Macoupin, Illinois 1 $ 56,000 $ 56,000 $ 79,000
McLean, Illinois 1 $ 150,000 $ 150,000 $ 62,000
Mercer, Illinois 1 $ 71,000 $ 71,000 $ 46,000
Moultrie, Illinois 1 $ 10,000 $ 10,000 $ 34,000
Peoria, Illinois 1 $ 101,000 $ 101,000 $ 57,000
Sangamon, Illinois 1 $ 114,000 $ 114,000 $ 58,000
Boone, Indiana 1 $ 144,000 $ 144,000 $ 87,000
Brown, Indiana 1 $ 100,000 $ 100,000 $ 40,000
Hamilton, Indiana 1 $ 30,000 $ 30,000 $ 0
LaPorte, Indiana 1 $ 135,000 $ 135,000 $ 82,000
Ohio, Indiana 1 $ 121,000 $ 121,000 $ 53,000
St. Joseph, Indiana 1 $ 216,000 $ 216,000 $ 93,000
Allamakee, Iowa 1 $ 130,000 $ 130,000 $ 38,000
Carroll, Iowa 1 $ 50,000 $ 50,000 $ 20,000
Johnson, Iowa 1 $ 125,000 $ 125,000 $ 72,000
Pottawattamie, Iowa 1 $ 91,000 $ 91,000 $ 0
Shawnee, Kansas 1 $ 545,000 $ 545,000 $ 300,000
Clark, Kentucky 1 $ 120,000 $ 120,000 $ 89,000
Mason, Kentucky 1 $ 95,000 $ 95,000 $ 80,000
Lafayette, Louisiana 1 $ 495,000 $ 495,000 $ 120,000
Orleans, Louisiana 1 $ 500,000 $ 500,000 $ 1,140,000
Franklin, Maine 1 $ 120,000 $ 120,000 $ 54,000
Hancock, Maine 1 $ 330,000 $ 330,000 $ 142,000
Kennebec, Maine 1 $ 150,000 $ 150,000 $ 84,000
Lincoln, Maine 1 $ 432,000 $ 432,000 $ 147,000
Penobscot, Maine 1 $ 42,000 $ 42,000 $ 26,000
Sagadahoc, Maine 1 $ 272,000 $ 272,000 $ 90,000
Allegany, Maryland 1 $ 135,000 $ 135,000 $ 78,000
Calvert, Maryland 1 $ 272,000 $ 272,000 $ 70,000
Queen Anne's, Maryland 1 $ 279,000 $ 279,000 $ 99,000
Wicomico, Maryland 1 $ 155,000 $ 155,000 $ 95,000
Barry, Michigan 1 $ 352,000 $ 352,000 $ 129,000
Bay, Michigan 1 $ 192,000 $ 192,000 $ 72,000
Hillsdale, Michigan 1 $ 131,000 $ 131,000 $ 32,000
Ionia, Michigan 1 $ 96,000 $ 96,000 $ 35,000
Lapeer, Michigan 1 $ 187,000 $ 187,000 $ 87,000
Mason, Michigan 1 $ 195,000 $ 195,000 $ 65,000
Monroe, Michigan 1 $ 70,000 $ 70,000 $ 15,000
Sanilac, Michigan 1 $ 100,000 $ 100,000 $ 96,000
St. Joseph, Michigan 1 $ 159,000 $ 159,000 $ 101,000
Wexford, Michigan 1 $ 56,000 $ 56,000 $ 27,000
Carver, Minnesota 1 $ 257,000 $ 257,000 $ 0
Cass, Minnesota 1 $ 105,000 $ 105,000 $ 52,000
Chisago, Minnesota 1 $ 252,000 $ 252,000 $ 50,000
Hubbard, Minnesota 1 $ 290,000 $ 290,000 $ 73,000
Kanabec, Minnesota 1 $ 168,000 $ 168,000 $ 37,000
Kandiyohi, Minnesota 1 $ 112,000 $ 112,000 $ 40,000
Renville, Minnesota 1 $ 108,000 $ 108,000 $ 52,000
Rice, Minnesota 1 $ 270,000 $ 270,000 $ 132,000
Sherburne, Minnesota 1 $ 139,000 $ 139,000 $ 60,000
Steele, Minnesota 1 $ 296,000 $ 296,000 $ 127,000
Stevens, Minnesota 1 $ 74,000 $ 74,000 $ 27,000
Adair, Missouri 1 $ 93,000 $ 93,000 $ 47,000
Bates, Missouri 1 $ 36,000 $ 36,000 $ 20,000
Boone, Missouri 1 $ 133,000 $ 133,000 $ 64,000
Cass, Missouri 1 $ 194,000 $ 194,000 $ 64,000
Clay, Missouri 1 $ 150,000 $ 150,000 $ 29,000
Lincoln, Missouri 1 $ 155,000 $ 155,000 $ 39,000
Morgan, Missouri 1 $ 136,000 $ 136,000 $ 54,000
New Madrid, Missouri 1 $ 170,000 $ 170,000 $ 180,000
Platte, Missouri 1 $ 145,000 $ 145,000 $ 0
Pulaski, Missouri 1 $ 142,000 $ 142,000 $ 62,000
Washington, Missouri 1 $ 38,000 $ 38,000 $ 82,000
Gallatin, Montana 1 $ 399,000 $ 399,000 $ 0
Ravalli, Montana 1 $ 144,000 $ 144,000 $ 60,000
Douglas, Nebraska 1 $ 110,000 $ 110,000 $ 25,000
Belknap, New Hampshire 1 $ 323,000 $ 323,000 $ 146,000
Roosevelt, New Mexico 1 $ 75,000 $ 75,000 $ 0
Santa Fe, New Mexico 1 $ 204,000 $ 204,000 $ 0
Alamance, North Carolina 1 $ 159,000 $ 159,000 $ 72,000
Bertie, North Carolina 1 $ 46,000 $ 46,000 $ 48,000
Guilford, North Carolina 1 $ 91,000 $ 91,000 $ 26,000
Lenoir, North Carolina 1 $ 82,000 $ 82,000 $ 0
Ransom, North Dakota 1 $ 69,000 $ 69,000 $ 42,000
Allen, Ohio 1 $ 51,000 $ 51,000 $ 21,000
Ashtabula, Ohio 1 $ 110,000 $ 110,000 $ 62,000
Auglaize, Ohio 1 $ 154,000 $ 154,000 $ 69,000
Champaign, Ohio 1 $ 116,000 $ 116,000 $ 85,000
Clark, Ohio 1 $ 75,000 $ 75,000 $ 51,000
Columbiana, Ohio 1 $ 220,000 $ 220,000 $ 98,000
Darke, Ohio 1 $ 79,000 $ 79,000 $ 47,000
Greene, Ohio 1 $ 216,000 $ 216,000 $ 0
Hardin, Ohio 1 $ 68,000 $ 68,000 $ 58,000
Harrison, Ohio 1 $ 73,000 $ 73,000 $ 55,000
Miami, Ohio 1 $ 104,000 $ 104,000 $ 70,000
Morrow, Ohio 1 $ 69,000 $ 69,000 $ 33,000
Muskingum, Ohio 1 $ 114,000 $ 114,000 $ 60,000
Preble, Ohio 1 $ 122,000 $ 122,000 $ 81,000
Trumbull, Ohio 1 $ 130,000 $ 130,000 $ 59,000
Washington, Ohio 1 $ 72,000 $ 72,000 $ 45,000
Wood, Ohio 1 $ 220,000 $ 220,000 $ 48,000
Cleveland, Oklahoma 1 $ 499,000 $ 499,000 $ 123,000
Creek, Oklahoma 1 $ 355,000 $ 355,000 $ 167,000
Delaware, Oklahoma 1 $ 288,000 $ 288,000 $ 87,000
Grady, Oklahoma 1 $ 87,000 $ 87,000 $ 100,000
Logan, Oklahoma 1 $ 84,000 $ 84,000 $ 47,000
McCurtain, Oklahoma 1 $ 59,000 $ 59,000 $ 31,000
Benton, Oregon 1 $ 104,000 $ 104,000 $ 0
Clackamas, Oregon 1 $ 230,000 $ 230,000 $ 96,000
Coos, Oregon 1 $ 227,000 $ 227,000 $ 0
Jackson, Oregon 1 $ 194,000 $ 194,000 $ 42,000
Josephine, Oregon 1 $ 750,000 $ 750,000 $ 0
Lincoln, Oregon 1 $ 228,000 $ 228,000 $ 263,000
Polk, Oregon 1 $ 107,000 $ 107,000 $ 30,000
Armstrong, Pennsylvania 1 $ 50,000 $ 50,000 $ 25,000
Berks, Pennsylvania 1 $ 150,000 $ 150,000 $ 62,000
Blair, Pennsylvania 1 $ 129,000 $ 129,000 $ 35,000
Butler, Pennsylvania 1 $ 220,000 $ 220,000 $ 44,000
Carbon, Pennsylvania 1 $ 192,000 $ 192,000 $ 66,000
Greene, Pennsylvania 1 $ 111,000 $ 111,000 $ 37,000
Lackawanna, Pennsylvania 1 $ 109,000 $ 109,000 $ 65,000
Lawrence, Pennsylvania 1 $ 60,000 $ 60,000 $ 24,000
Lehigh, Pennsylvania 1 $ 210,000 $ 210,000 $ 110,000
Union, Pennsylvania 1 $ 141,000 $ 141,000 $ 62,000
Kent, Rhode Island 1 $ 174,000 $ 174,000 $ 62,000
Washington, Rhode Island 1 $ 575,000 $ 575,000 $ 198,000
Beaufort, South Carolina 1 $ 106,000 $ 106,000 $ 28,000
Dorchester, South Carolina 1 $ 122,000 $ 122,000 $ 74,000
Horry, South Carolina 1 $ 364,000 $ 364,000 $ 326,000
Oconee, South Carolina 1 $ 77,000 $ 77,000 $ 56,000
Richland, South Carolina 1 $ 103,000 $ 103,000 $ 40,000
Minnehaha, South Dakota 1 $ 105,000 $ 105,000 $ 36,000
Hamilton, Tennessee 1 $ 55,000 $ 55,000 $ 0
Sevier, Tennessee 1 $ 298,000 $ 298,000 $ 197,000
Brazoria, Texas 1 $ 120,000 $ 120,000 $ 47,000
Denton, Texas 1 $ 293,000 $ 293,000 $ 170,000
El Paso, Texas 1 $ 29,000 $ 29,000 $ 37,000
Harrison, Texas 1 $ 85,000 $ 85,000 $ 89,000
Jefferson, Texas 1 $ 80,000 $ 80,000 $ 282,000
Lubbock, Texas 1 $ 80,000 $ 80,000 $ 29,000
San Jacinto, Texas 1 $ 79,000 $ 79,000 $ 30,000
Tarrant, Texas 1 $ 44,000 $ 44,000 $ 0
Augusta, Virginia 1 $ 128,000 $ 128,000 $ 50,000
Bedford, Virginia 1 $ 270,000 $ 270,000 $ 180,000
Caroline, Virginia 1 $ 140,000 $ 140,000 $ 104,000
Carroll, Virginia 1 $ 180,000 $ 180,000 $ 58,000
Danville, Virginia 1 $ 103,000 $ 103,000 $ 31,000
Gloucester, Virginia 1 $ 71,000 $ 71,000 $ 56,000
Hanover, Virginia 1 $ 167,000 $ 167,000 $ 39,000
Lancaster, Virginia 1 $ 51,000 $ 51,000 $ 25,000
Louisa, Virginia 1 $ 159,000 $ 159,000 $ 29,000
Northampton, Virginia 1 $ 210,000 $ 210,000 $ 128,000
Petersburg, Virginia 1 $ 130,000 $ 130,000 $ 29,000
Roanoke City, Virginia 1 $ 190,000 $ 190,000 $ 28,000
Rockbridge, Virginia 1 $ 185,000 $ 185,000 $ 0
Washington, Virginia 1 $ 60,000 $ 60,000 $ 34,000
Chelan, Washington 1 $ 176,000 $ 176,000 $ 74,000
Clark, Washington 1 $ 197,000 $ 197,000 $ 68,000
Mason, Washington 1 $ 76,000 $ 76,000 $ 85,000
Thurston, Washington 1 $ 185,000 $ 185,000 $ 44,000
Kanawha, West Virginia 1 $ 91,000 $ 91,000 $ 29,000
Pocahontas, West Virginia 1 $ 180,000 $ 180,000 $ 0
Wayne, West Virginia 1 $ 94,000 $ 94,000 $ 74,000
Brown, Wisconsin 1 $ 250,000 $ 250,000 $ 0
Chippewa, Wisconsin 1 $ 172,000 $ 172,000 $ 48,000
Crawford, Wisconsin 1 $ 51,000 $ 51,000 $ 16,000
Marinette, Wisconsin 1 $ 104,000 $ 104,000 $ 42,000
Portage, Wisconsin 1 $ 200,000 $ 200,000 $ 125,000
Walworth, Wisconsin 1 $ 140,000 $ 140,000 $ 58,000
Wood, Wisconsin 1 $ 149,000 $ 149,000 $ 92,000
Albany, Wyoming 1 $ 100,000 $ 100,000 $ 0
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Mortgage Loan Application Detail Totals for Platinum Capital Group in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,859 $975,912,000 $227,404 $5,000,000 $113,829 $3,322,000
Home Purchase 2,593 $620,813,000 $167,071 $4,000,000 $79,642 $6,851,000
Home Improvement 1 $150,000 $150,000 $150,000 $216,000 $216,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 3,051 $788,528,000 $204,425 $5,000,000 $78,382 $3,827,000
White 1,330 $371,254,000 $217,128 $4,000,000 $127,487 $6,851,000
Hispanic 1,260 $253,457,000 $160,300 $752,000 $74,466 $1,519,000
Not applicable 410 $94,446,000 $169,423 $2,695,000 $57,153 $300,000
Black or African American 199 $36,893,000 $165,700 $990,000 $65,050 $1,035,000
Asian 154 $41,387,000 $168,857 $974,000 $118,642 $1,513,000
Native Hawaiian or Other Pacific Islander 34 $8,176,000 $201,750 $548,000 $48,250 $336,000
American Indian or Alaskan Native 15 $2,734,000 $164,800 $585,000 $65,000 $155,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,119 $1,542,240,000 $202,276 $5,000,000 $97,212 $6,851,000
FHA-insured (Federal Housing Administration) 332 $54,237,000 $115,500 $345,000 $35,083 $391,000
VA-guaranteed (Veterans Administration) 2 $398,000 $199,000 $223,000 $98,000 $127,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,298 $846,143,000 $209,116 $4,000,000 $148,511 $6,851,000
Application Approved But Not Accepted 1,667 $392,577,000 $183,075 $5,000,000 $76,800 $3,322,000
Application Denied By Financial Institution 809 $181,872,000 $166,000 $2,800,000 $46,525 $1,017,000
Application Withdrawn By Applicant 530 $137,670,000 $189,500 $2,695,000 $56,781 $654,000
File Closed For Incompleteness 149 $38,613,000 $373,411 $3,360,000 $37,529 $1,440,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 146 $31,389,000 $168,875 $584,000 $44,791 $391,000
Credit History 114 $23,097,000 $178,045 $960,000 $40,227 $242,000
Other 64 $15,317,000 $286,882 $2,800,000 $34,117 $278,000
Collateral 49 $9,551,000 $151,133 $600,000 $82,866 $282,000
Insufficient Cash (Downpayment, Closing Cost) 29 $6,749,000 $162,909 $636,000 $66,090 $360,000
Unverifiable Information 8 $1,203,000 $134,250 $284,000 $66,750 $144,000
Employment History 8 $1,495,000 $171,000 $360,000 $73,000 $240,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Platinum Capital Group's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Platinum Capital Group's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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