Platinum Capital Group
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004

Platinum Capital Group 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Platinum Capital Group
17101 Armstrong Ave. Suite 200
Irvine, CA 92614
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  2004  2003  
Total Number of Mortgage Applications 6,453
Total Mortgage Loan Application Amount $1,596,875,000
Average Mortgage Loan Application Amount $198,388
Highest Mortgage Loan Application Amount $5,000,000
Average Applicant Income $99,011
Highest Applicant Income $6,851,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Platinum Capital Group. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Platinum Capital Group's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2004 breaks down Platinum Capital Group's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Platinum Capital Group serves its applicants.

Each category highlights the total number of mortgage applications processed by Platinum Capital Group, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Platinum Capital Group's mortgage activity for 2004.

Mortgage Loan Application Totals for Platinum Capital Group by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles County California 1,442 $ 503,172,000 $ 348,000 $ 85,000
Cook County Illinois 501 $ 89,341,000 $ 178,000 $ 54,000
San Bernardino County California 298 $ 59,669,000 $ 200,000 $ 65,000
Riverside County California 284 $ 71,604,000 $ 252,000 $ 107,000
Orange County California 263 $ 88,286,000 $ 335,000 $ 105,000
San Joaquin County California 158 $ 31,467,000 $ 199,000 $ 45,000
San Diego County California 142 $ 48,034,000 $ 338,000 $ 108,000
Fairfax County Virginia 113 $ 29,095,000 $ 257,000 $ 90,000
Franklin County Ohio 75 $ 9,217,000 $ 122,000 $ 68,000
Prince William County Virginia 74 $ 18,397,000 $ 248,000 $ 72,000
DuPage County Illinois 71 $ 13,149,000 $ 185,000 $ 48,000
Stanislaus County California 61 $ 12,396,000 $ 203,000 $ 67,000
Kane County Illinois 58 $ 8,787,000 $ 151,000 $ 45,000
Prince George's County Maryland 57 $ 10,876,000 $ 190,000 $ 64,000
Alameda County California 54 $ 17,377,000 $ 321,000 $ 91,000
Ventura County California 53 $ 17,822,000 $ 336,000 $ 88,000
Loudoun County Virginia 52 $ 14,228,000 $ 273,000 $ 86,000
District of Columbia County District Of Columbia 51 $ 11,434,000 $ 224,000 $ 68,000
Kern County California 47 $ 5,929,000 $ 126,000 $ 72,000
Sacramento County California 45 $ 10,154,000 $ 225,000 $ 78,000
Will County Illinois 45 $ 7,990,000 $ 177,000 $ 62,000
Allegheny County Pennsylvania 43 $ 4,360,000 $ 101,000 $ 56,000
Duval County Florida 42 $ 6,327,000 $ 150,000 $ 114,000
Clark County Nevada 41 $ 7,645,000 $ 186,000 $ 54,000
Contra Costa County California 36 $ 11,367,000 $ 315,000 $ 99,000
Broward County Florida 34 $ 7,852,000 $ 230,000 $ 91,000
Montgomery County Maryland 33 $ 10,581,000 $ 320,000 $ 144,000
Maricopa County Arizona 32 $ 4,074,000 $ 127,000 $ 49,000
Santa Clara County California 30 $ 11,086,000 $ 369,000 $ 77,000
San Mateo County California 29 $ 13,988,000 $ 482,000 $ 120,000
Miami-Dade County Florida 26 $ 7,249,000 $ 278,000 $ 97,000
Palm Beach County Florida 26 $ 6,235,000 $ 239,000 $ 54,000
Lake County Illinois 25 $ 5,630,000 $ 225,000 $ 85,000
Merced County California 23 $ 3,478,000 $ 151,000 $ 40,000
Fulton County Georgia 22 $ 4,629,000 $ 210,000 $ 116,000
Hennepin County Minnesota 22 $ 4,651,000 $ 211,000 $ 63,000
Fresno County California 21 $ 3,916,000 $ 186,000 $ 84,000
Wayne County Michigan 21 $ 2,379,000 $ 113,000 $ 68,000
Solano County California 20 $ 5,427,000 $ 271,000 $ 97,000
San Francisco County California 19 $ 7,725,000 $ 406,000 $ 137,000
Baltimore County Maryland 19 $ 3,632,000 $ 191,000 $ 67,000
Lee County Florida 18 $ 2,473,000 $ 137,000 $ 60,000
Cuyahoga County Ohio 18 $ 1,904,000 $ 105,000 $ 63,000
Brevard County Florida 17 $ 1,793,000 $ 105,000 $ 51,000
Orange County Florida 15 $ 2,201,000 $ 146,000 $ 73,000
McHenry County Illinois 15 $ 2,561,000 $ 170,000 $ 84,000
Stafford County Virginia 15 $ 4,188,000 $ 279,000 $ 94,000
Virginia Beach County Virginia 14 $ 2,377,000 $ 169,000 $ 70,000
Sonoma County California 13 $ 4,595,000 $ 353,000 $ 79,000
Tulare County California 13 $ 1,639,000 $ 126,000 $ 51,000
DeKalb County Georgia 13 $ 3,001,000 $ 230,000 $ 251,000
Anne Arundel County Maryland 13 $ 3,811,000 $ 293,000 $ 84,000
Charles County Maryland 12 $ 2,442,000 $ 203,000 $ 72,000
Hamilton County Ohio 12 $ 1,199,000 $ 99,000 $ 45,000
Montgomery County Pennsylvania 12 $ 1,683,000 $ 140,000 $ 134,000
New Castle County Delaware 11 $ 1,923,000 $ 174,000 $ 54,000
Pinellas County Florida 11 $ 2,445,000 $ 222,000 $ 83,000
Philadelphia County Pennsylvania 11 $ 1,849,000 $ 168,000 $ 65,000
Arlington County Virginia 11 $ 2,511,000 $ 228,000 $ 112,000
Volusia County Florida 10 $ 1,462,000 $ 146,000 $ 138,000
Gwinnett County Georgia 10 $ 2,025,000 $ 202,000 $ 34,000
Marion County Indiana 10 $ 1,101,000 $ 110,000 $ 57,000
Howard County Maryland 10 $ 2,509,000 $ 250,000 $ 96,000
Oakland County Michigan 10 $ 2,138,000 $ 213,000 $ 67,000
Salt Lake County Utah 10 $ 1,656,000 $ 165,000 $ 62,000
Manassas County Virginia 10 $ 1,834,000 $ 183,000 $ 43,000
Calaveras County California 9 $ 1,284,000 $ 142,000 $ 53,000
San Luis Obispo County California 9 $ 4,030,000 $ 447,000 $ 80,000
Hillsborough County Florida 9 $ 1,373,000 $ 152,000 $ 184,000
Chester County Pennsylvania 9 $ 1,665,000 $ 185,000 $ 69,000
Monterey County California 8 $ 2,447,000 $ 305,000 $ 102,000
Lake County Florida 8 $ 1,018,000 $ 127,000 $ 38,000
Rock Island County Illinois 8 $ 609,000 $ 76,000 $ 38,000
Frederick County Maryland 8 $ 1,904,000 $ 238,000 $ 84,000
Anoka County Minnesota 8 $ 1,741,000 $ 217,000 $ 81,000
Delaware County Ohio 8 $ 1,676,000 $ 209,000 $ 71,000
Pike County Pennsylvania 8 $ 1,049,000 $ 131,000 $ 47,000
Placer County California 7 $ 1,860,000 $ 265,000 $ 95,000
DeKalb County Illinois 7 $ 964,000 $ 137,000 $ 40,000
Winnebago County Illinois 7 $ 697,000 $ 99,000 $ 46,000
Lake County Indiana 7 $ 897,000 $ 128,000 $ 55,000
Fauquier County Virginia 7 $ 1,411,000 $ 201,000 $ 152,000
Henrico County Virginia 7 $ 798,000 $ 114,000 $ 48,000
Suffolk County Virginia 7 $ 984,000 $ 140,000 $ 74,000
Madera County California 6 $ 980,000 $ 163,000 $ 94,000
Marin County California 6 $ 2,866,000 $ 477,000 $ 143,000
El Paso County Colorado 6 $ 1,005,000 $ 167,000 $ 64,000
Hartford County Connecticut 6 $ 976,000 $ 162,000 $ 57,000
Seminole County Florida 6 $ 1,311,000 $ 218,000 $ 97,000
Ada County Idaho 6 $ 549,000 $ 91,000 $ 63,000
Cumberland County Maine 6 $ 1,243,000 $ 207,000 $ 155,000
Harford County Maryland 6 $ 1,366,000 $ 227,000 $ 130,000
Jackson County Michigan 6 $ 568,000 $ 94,000 $ 40,000
Washtenaw County Michigan 6 $ 1,584,000 $ 264,000 $ 136,000
Dakota County Minnesota 6 $ 1,125,000 $ 187,000 $ 46,000
St. Louis County Missouri 6 $ 738,000 $ 123,000 $ 39,000
Jefferson County Ohio 6 $ 304,000 $ 50,000 $ 36,000
Summit County Ohio 6 $ 610,000 $ 101,000 $ 90,000
Delaware County Pennsylvania 6 $ 758,000 $ 126,000 $ 76,000
York County Pennsylvania 6 $ 1,224,000 $ 204,000 $ 73,000
Charleston County South Carolina 6 $ 664,000 $ 110,000 $ 62,000
Davis County Utah 6 $ 636,000 $ 106,000 $ 49,000
Weber County Utah 6 $ 414,000 $ 69,000 $ 35,000
Hampton County Virginia 6 $ 647,000 $ 107,000 $ 29,000
Manassas Park County Virginia 6 $ 970,000 $ 161,000 $ 82,000
Spotsylvania County Virginia 6 $ 1,118,000 $ 186,000 $ 43,000
Rock County Wisconsin 6 $ 585,000 $ 97,000 $ 64,000
Shasta County California 5 $ 1,058,000 $ 211,000 $ 61,000
Denver County Colorado 5 $ 1,012,000 $ 202,000 $ 61,000
New Haven County Connecticut 5 $ 705,000 $ 141,000 $ 81,000
Collier County Florida 5 $ 1,181,000 $ 236,000 $ 124,000
Manatee County Florida 5 $ 904,000 $ 180,000 $ 86,000
Polk County Florida 5 $ 732,000 $ 146,000 $ 67,000
Kendall County Illinois 5 $ 801,000 $ 160,000 $ 79,000
Monroe County Indiana 5 $ 1,273,000 $ 254,000 $ 174,000
Macomb County Michigan 5 $ 915,000 $ 183,000 $ 78,000
Ramsey County Minnesota 5 $ 994,000 $ 198,000 $ 67,000
Belmont County Ohio 5 $ 836,000 $ 167,000 $ 56,000
Clermont County Ohio 5 $ 489,000 $ 97,000 $ 56,000
Licking County Ohio 5 $ 447,000 $ 89,000 $ 48,000
Warren County Ohio 5 $ 563,000 $ 112,000 $ 82,000
Monroe County Pennsylvania 5 $ 916,000 $ 183,000 $ 108,000
Westmoreland County Pennsylvania 5 $ 615,000 $ 123,000 $ 475,000
Utah County Utah 5 $ 1,062,000 $ 212,000 $ 84,000
Butte County California 4 $ 854,000 $ 213,000 $ 5,000
El Dorado County California 4 $ 749,000 $ 187,000 $ 59,000
Santa Barbara County California 4 $ 1,230,000 $ 307,000 $ 75,000
Santa Cruz County California 4 $ 1,834,000 $ 458,000 $ 125,000
Santa Rosa County Florida 4 $ 517,000 $ 129,000 $ 71,000
St. Mary's County Maryland 4 $ 768,000 $ 192,000 $ 127,000
Genesee County Michigan 4 $ 457,000 $ 114,000 $ 52,000
St. Charles County Missouri 4 $ 1,304,000 $ 326,000 $ 82,000
St. Louis City County Missouri 4 $ 358,000 $ 89,000 $ 49,000
Bernalillo County New Mexico 4 $ 565,000 $ 141,000 $ 102,000
Butler County Ohio 4 $ 939,000 $ 234,000 $ 95,000
Fairfield County Ohio 4 $ 539,000 $ 134,000 $ 75,000
Lucas County Ohio 4 $ 794,000 $ 198,000 $ 91,000
Medina County Ohio 4 $ 803,000 $ 200,000 $ 116,000
Beaver County Pennsylvania 4 $ 529,000 $ 132,000 $ 58,000
Lancaster County Pennsylvania 4 $ 575,000 $ 143,000 $ 32,000
Summit County Utah 4 $ 11,134,000 $ 2,783,000 $ 650,000
Chesapeake County Virginia 4 $ 704,000 $ 176,000 $ 75,000
Chesterfield County Virginia 4 $ 571,000 $ 142,000 $ 61,000
Montgomery County Virginia 4 $ 757,000 $ 189,000 $ 79,000
Richmond City County Virginia 4 $ 564,000 $ 141,000 $ 79,000
Warren County Virginia 4 $ 630,000 $ 157,000 $ 58,000
Waukesha County Wisconsin 4 $ 986,000 $ 246,000 $ 129,000
Mobile County Alabama 3 $ 250,000 $ 83,000 $ 11,000
Mohave County Arizona 3 $ 244,000 $ 81,000 $ 116,000
Imperial County California 3 $ 591,000 $ 197,000 $ 32,000
Kings County California 3 $ 375,000 $ 125,000 $ 84,000
Napa County California 3 $ 983,000 $ 327,000 $ 113,000
Tehama County California 3 $ 438,000 $ 146,000 $ 74,000
Jefferson County Colorado 3 $ 709,000 $ 236,000 $ 33,000
Larimer County Colorado 3 $ 538,000 $ 179,000 $ 94,000
Charlotte County Florida 3 $ 923,000 $ 307,000 $ 99,000
Pasco County Florida 3 $ 850,000 $ 283,000 $ 171,000
St. Johns County Florida 3 $ 349,000 $ 116,000 $ 61,000
Henry County Georgia 3 $ 379,000 $ 126,000 $ 17,000
Henry County Illinois 3 $ 239,000 $ 79,000 $ 44,000
Madison County Kentucky 3 $ 310,000 $ 103,000 $ 58,000
Oxford County Maine 3 $ 448,000 $ 149,000 $ 75,000
York County Maine 3 $ 677,000 $ 225,000 $ 67,000
Baltimore City County Maryland 3 $ 195,000 $ 65,000 $ 29,000
Caroline County Maryland 3 $ 799,000 $ 266,000 $ 95,000
Carroll County Maryland 3 $ 567,000 $ 189,000 $ 68,000
Antrim County Michigan 3 $ 472,000 $ 157,000 $ 54,000
Ingham County Michigan 3 $ 404,000 $ 134,000 $ 45,000
Lenawee County Michigan 3 $ 347,000 $ 115,000 $ 56,000
Muskegon County Michigan 3 $ 219,000 $ 73,000 $ 49,000
Stearns County Minnesota 3 $ 704,000 $ 234,000 $ 62,000
Washington County Minnesota 3 $ 833,000 $ 277,000 $ 133,000
Taney County Missouri 3 $ 182,000 $ 60,000 $ 104,000
Lancaster County Nebraska 3 $ 371,000 $ 123,000 $ 49,000
Union County North Carolina 3 $ 586,000 $ 195,000 $ 35,000
Clinton County Ohio 3 $ 182,000 $ 60,000 $ 66,000
Lake County Ohio 3 $ 327,000 $ 109,000 $ 59,000
Montgomery County Ohio 3 $ 417,000 $ 139,000 $ 95,000
Pickaway County Ohio 3 $ 324,000 $ 108,000 $ 116,000
Portage County Ohio 3 $ 382,000 $ 127,000 $ 58,000
Oklahoma County Oklahoma 3 $ 273,000 $ 91,000 $ 26,000
Marion County Oregon 3 $ 433,000 $ 144,000 $ 66,000
Washington County Oregon 3 $ 547,000 $ 182,000 $ 116,000
Bucks County Pennsylvania 3 $ 583,000 $ 194,000 $ 82,000
Providence County Rhode Island 3 $ 680,000 $ 226,000 $ 67,000
Berkeley County South Carolina 3 $ 377,000 $ 125,000 $ 32,000
Greenville County South Carolina 3 $ 402,000 $ 134,000 $ 36,000
Shelby County Tennessee 3 $ 238,000 $ 79,000 $ 51,000
Bexar County Texas 3 $ 1,428,000 $ 476,000 $ 438,000
Alexandria County Virginia 3 $ 606,000 $ 202,000 $ 92,000
Frederick County Virginia 3 $ 449,000 $ 149,000 $ 71,000
Orange County Virginia 3 $ 335,000 $ 111,000 $ 39,000
Grays Harbor County Washington 3 $ 271,000 $ 90,000 $ 14,000
Berkeley County West Virginia 3 $ 388,000 $ 129,000 $ 51,000
Jefferson County West Virginia 3 $ 821,000 $ 273,000 $ 80,000
Eau Claire County Wisconsin 3 $ 264,000 $ 88,000 $ 72,000
Kenosha County Wisconsin 3 $ 254,000 $ 84,000 $ 81,000
Milwaukee County Wisconsin 3 $ 542,000 $ 180,000 $ 61,000
Pima County Arizona 2 $ 249,000 $ 124,000 $ 42,000
Greene County Arkansas 2 $ 75,000 $ 37,000 $ 10,000
Mendocino County California 2 $ 573,000 $ 286,000 $ 50,000
Nevada County California 2 $ 711,000 $ 355,000 $ 111,000
Yolo County California 2 $ 412,000 $ 206,000 $ 76,000
Arapahoe County Colorado 2 $ 704,000 $ 352,000 $ 160,000
Pueblo County Colorado 2 $ 191,000 $ 95,000 $ 45,000
Fairfield County Connecticut 2 $ 324,000 $ 162,000 $ 104,000
Litchfield County Connecticut 2 $ 394,000 $ 197,000 $ 108,000
Clay County Florida 2 $ 325,000 $ 162,000 $ 68,000
Flagler County Florida 2 $ 341,000 $ 170,000 $ 26,000
Hernando County Florida 2 $ 194,000 $ 97,000 $ 57,000
Okaloosa County Florida 2 $ 228,000 $ 114,000 $ 43,000
Osceola County Florida 2 $ 204,000 $ 102,000 $ 36,000
Sarasota County Florida 2 $ 329,000 $ 164,000 $ 26,000
St. Lucie County Florida 2 $ 244,000 $ 122,000 $ 92,000
Clarke County Georgia 2 $ 215,000 $ 107,000 $ 71,000
Clayton County Georgia 2 $ 227,000 $ 113,000 $ 104,000
Paulding County Georgia 2 $ 229,000 $ 114,000 $ 50,000
Maui County Hawaii 2 $ 1,524,000 $ 762,000 $ 0
Bonneville County Idaho 2 $ 131,000 $ 65,000 $ 25,000
Kankakee County Illinois 2 $ 183,000 $ 91,000 $ 69,000
Allen County Indiana 2 $ 165,000 $ 82,000 $ 48,000
Dearborn County Indiana 2 $ 298,000 $ 149,000 $ 58,000
Delaware County Indiana 2 $ 120,000 $ 60,000 $ 84,000
Hendricks County Indiana 2 $ 252,000 $ 126,000 $ 0
Morgan County Indiana 2 $ 266,000 $ 133,000 $ 59,000
Dubuque County Iowa 2 $ 233,000 $ 116,000 $ 43,000
Polk County Iowa 2 $ 307,000 $ 153,000 $ 18,000
Scott County Iowa 2 $ 177,000 $ 88,000 $ 24,000
Douglas County Kansas 2 $ 430,000 $ 215,000 $ 200,000
Johnson County Kansas 2 $ 309,000 $ 154,000 $ 156,000
Fayette County Kentucky 2 $ 419,000 $ 209,000 $ 26,000
Jefferson County Kentucky 2 $ 640,000 $ 320,000 $ 62,000
Pulaski County Kentucky 2 $ 71,000 $ 35,000 $ 36,000
Talbot County Maryland 2 $ 531,000 $ 265,000 $ 81,000
Eaton County Michigan 2 $ 222,000 $ 111,000 $ 21,000
Kalamazoo County Michigan 2 $ 194,000 $ 97,000 $ 62,000
Kent County Michigan 2 $ 110,000 $ 55,000 $ 70,000
Livingston County Michigan 2 $ 236,000 $ 118,000 $ 68,000
Jackson County Missouri 2 $ 564,000 $ 282,000 $ 80,000
Churchill County Nevada 2 $ 202,000 $ 101,000 $ 12,000
Washoe County Nevada 2 $ 366,000 $ 183,000 $ 57,000
San Juan County New Mexico 2 $ 119,000 $ 59,000 $ 58,000
Cleveland County North Carolina 2 $ 92,000 $ 46,000 $ 21,000
Durham County North Carolina 2 $ 259,000 $ 129,000 $ 76,000
Forsyth County North Carolina 2 $ 211,000 $ 105,000 $ 31,000
Iredell County North Carolina 2 $ 193,000 $ 96,000 $ 41,000
Mecklenburg County North Carolina 2 $ 242,000 $ 121,000 $ 60,000
New Hanover County North Carolina 2 $ 300,000 $ 150,000 $ 0
Pitt County North Carolina 2 $ 223,000 $ 111,000 $ 44,000
Geauga County Ohio 2 $ 309,000 $ 154,000 $ 68,000
Knox County Ohio 2 $ 225,000 $ 112,000 $ 62,000
Lorain County Ohio 2 $ 239,000 $ 119,000 $ 48,000
Scioto County Ohio 2 $ 162,000 $ 81,000 $ 32,000
Rogers County Oklahoma 2 $ 267,000 $ 133,000 $ 54,000
Tulsa County Oklahoma 2 $ 130,000 $ 65,000 $ 22,000
Deschutes County Oregon 2 $ 297,000 $ 148,000 $ 153,000
Douglas County Oregon 2 $ 315,000 $ 157,000 $ 66,000
Multnomah County Oregon 2 $ 625,000 $ 312,000 $ 229,000
Centre County Pennsylvania 2 $ 239,000 $ 119,000 $ 68,000
Cumberland County Pennsylvania 2 $ 320,000 $ 160,000 $ 106,000
Dauphin County Pennsylvania 2 $ 267,000 $ 133,000 $ 68,000
Luzerne County Pennsylvania 2 $ 257,000 $ 128,000 $ 78,000
Northampton County Pennsylvania 2 $ 320,000 $ 160,000 $ 59,000
Washington County Pennsylvania 2 $ 198,000 $ 99,000 $ 40,000
Pickens County South Carolina 2 $ 297,000 $ 148,000 $ 27,000
Pennington County South Dakota 2 $ 112,000 $ 56,000 $ 70,000
Lincoln County Tennessee 2 $ 138,000 $ 69,000 $ 91,000
Williamson County Tennessee 2 $ 395,000 $ 197,000 $ 151,000
Box Elder County Utah 2 $ 300,000 $ 150,000 $ 38,000
Culpeper County Virginia 2 $ 352,000 $ 176,000 $ 64,000
Isle of Wight County Virginia 2 $ 381,000 $ 190,000 $ 80,000
James City County Virginia 2 $ 377,000 $ 188,000 $ 56,000
Newport News County Virginia 2 $ 227,000 $ 113,000 $ 26,000
Powhatan County Virginia 2 $ 434,000 $ 217,000 $ 284,000
Wythe County Virginia 2 $ 140,000 $ 70,000 $ 31,000
York County Virginia 2 $ 563,000 $ 281,000 $ 105,000
King County Washington 2 $ 457,000 $ 228,000 $ 143,000
Pierce County Washington 2 $ 275,000 $ 137,000 $ 250,000
Snohomish County Washington 2 $ 385,000 $ 192,000 $ 86,000
Whatcom County Washington 2 $ 513,000 $ 256,000 $ 102,000
Yakima County Washington 2 $ 79,000 $ 39,000 $ 36,000
Monongalia County West Virginia 2 $ 93,000 $ 46,000 $ 46,000
Ohio County West Virginia 2 $ 241,000 $ 120,000 $ 51,000
Wood County West Virginia 2 $ 161,000 $ 80,000 $ 32,000
Sawyer County Wisconsin 2 $ 345,000 $ 172,000 $ 0
Sheboygan County Wisconsin 2 $ 107,000 $ 53,000 $ 55,000
Winnebago County Wisconsin 2 $ 510,000 $ 255,000 $ 82,000
Etowah County Alabama 1 $ 108,000 $ 108,000 $ 25,000
Lamar County Alabama 1 $ 169,000 $ 169,000 $ 106,000
Madison County Alabama 1 $ 3,450,000 $ 3,450,000 $ 644,000
Montgomery County Alabama 1 $ 56,000 $ 56,000 $ 26,000
Santa Cruz County Arizona 1 $ 171,000 $ 171,000 $ 113,000
Yavapai County Arizona 1 $ 515,000 $ 515,000 $ 104,000
Drew County Arkansas 1 $ 157,000 $ 157,000 $ 67,000
Mississippi County Arkansas 1 $ 151,000 $ 151,000 $ 108,000
Glenn County California 1 $ 213,000 $ 213,000 $ 87,000
Lake County California 1 $ 160,000 $ 160,000 $ 45,000
Lassen County California 1 $ 91,000 $ 91,000 $ 0
San Benito County California 1 $ 403,000 $ 403,000 $ 95,000
Siskiyou County California 1 $ 168,000 $ 168,000 $ 210,000
Tuolumne County California 1 $ 319,000 $ 319,000 $ 76,000
Yuba County California 1 $ 243,000 $ 243,000 $ 75,000
Boulder County Colorado 1 $ 238,000 $ 238,000 $ 76,000
Delta County Colorado 1 $ 157,000 $ 157,000 $ 50,000
Douglas County Colorado 1 $ 229,000 $ 229,000 $ 68,000
Elbert County Colorado 1 $ 248,000 $ 248,000 $ 111,000
La Plata County Colorado 1 $ 1,620,000 $ 1,620,000 $ 569,000
Mesa County Colorado 1 $ 128,000 $ 128,000 $ 125,000
Montezuma County Colorado 1 $ 110,000 $ 110,000 $ 50,000
Pitkin County Colorado 1 $ 2,000,000 $ 2,000,000 $ 440,000
Teller County Colorado 1 $ 332,000 $ 332,000 $ 87,000
Weld County Colorado 1 $ 175,000 $ 175,000 $ 64,000
New London County Connecticut 1 $ 198,000 $ 198,000 $ 56,000
Tolland County Connecticut 1 $ 62,000 $ 62,000 $ 137,000
Sussex County Delaware 1 $ 230,000 $ 230,000 $ 46,000
Alachua County Florida 1 $ 67,000 $ 67,000 $ 92,000
Bay County Florida 1 $ 154,000 $ 154,000 $ 68,000
Citrus County Florida 1 $ 167,000 $ 167,000 $ 125,000
Gulf County Florida 1 $ 212,000 $ 212,000 $ 98,000
Holmes County Florida 1 $ 163,000 $ 163,000 $ 80,000
Indian River County Florida 1 $ 96,000 $ 96,000 $ 18,000
Jefferson County Florida 1 $ 164,000 $ 164,000 $ 58,000
Martin County Florida 1 $ 72,000 $ 72,000 $ 147,000
Monroe County Florida 1 $ 564,000 $ 564,000 $ 276,000
Bibb County Georgia 1 $ 261,000 $ 261,000 $ 84,000
Bryan County Georgia 1 $ 236,000 $ 236,000 $ 125,000
Cherokee County Georgia 1 $ 280,000 $ 280,000 $ 78,000
Cobb County Georgia 1 $ 190,000 $ 190,000 $ 132,000
Lowndes County Georgia 1 $ 162,000 $ 162,000 $ 78,000
Lumpkin County Georgia 1 $ 184,000 $ 184,000 $ 113,000
Polk County Georgia 1 $ 49,000 $ 49,000 $ 26,000
Rockdale County Georgia 1 $ 83,000 $ 83,000 $ 42,000
Ware County Georgia 1 $ 72,000 $ 72,000 $ 140,000
Boundary County Idaho 1 $ 29,000 $ 29,000 $ 52,000
Shoshone County Idaho 1 $ 52,000 $ 52,000 $ 42,000
Boone County Illinois 1 $ 179,000 $ 179,000 $ 40,000
Bureau County Illinois 1 $ 87,000 $ 87,000 $ 54,000
LaSalle County Illinois 1 $ 137,000 $ 137,000 $ 47,000
Lee County Illinois 1 $ 80,000 $ 80,000 $ 56,000
Macoupin County Illinois 1 $ 56,000 $ 56,000 $ 79,000
McLean County Illinois 1 $ 150,000 $ 150,000 $ 62,000
Mercer County Illinois 1 $ 71,000 $ 71,000 $ 46,000
Moultrie County Illinois 1 $ 10,000 $ 10,000 $ 34,000
Peoria County Illinois 1 $ 101,000 $ 101,000 $ 57,000
Sangamon County Illinois 1 $ 114,000 $ 114,000 $ 58,000
Boone County Indiana 1 $ 144,000 $ 144,000 $ 87,000
Brown County Indiana 1 $ 100,000 $ 100,000 $ 40,000
Hamilton County Indiana 1 $ 30,000 $ 30,000 $ 0
LaPorte County Indiana 1 $ 135,000 $ 135,000 $ 82,000
Ohio County Indiana 1 $ 121,000 $ 121,000 $ 53,000
St. Joseph County Indiana 1 $ 216,000 $ 216,000 $ 93,000
Allamakee County Iowa 1 $ 130,000 $ 130,000 $ 38,000
Carroll County Iowa 1 $ 50,000 $ 50,000 $ 20,000
Johnson County Iowa 1 $ 125,000 $ 125,000 $ 72,000
Pottawattamie County Iowa 1 $ 91,000 $ 91,000 $ 0
Shawnee County Kansas 1 $ 545,000 $ 545,000 $ 300,000
Clark County Kentucky 1 $ 120,000 $ 120,000 $ 89,000
Mason County Kentucky 1 $ 95,000 $ 95,000 $ 80,000
Lafayette County Louisiana 1 $ 495,000 $ 495,000 $ 120,000
Orleans County Louisiana 1 $ 500,000 $ 500,000 $ 1,140,000
Franklin County Maine 1 $ 120,000 $ 120,000 $ 54,000
Hancock County Maine 1 $ 330,000 $ 330,000 $ 142,000
Kennebec County Maine 1 $ 150,000 $ 150,000 $ 84,000
Lincoln County Maine 1 $ 432,000 $ 432,000 $ 147,000
Penobscot County Maine 1 $ 42,000 $ 42,000 $ 26,000
Sagadahoc County Maine 1 $ 272,000 $ 272,000 $ 90,000
Allegany County Maryland 1 $ 135,000 $ 135,000 $ 78,000
Calvert County Maryland 1 $ 272,000 $ 272,000 $ 70,000
Queen Anne's County Maryland 1 $ 279,000 $ 279,000 $ 99,000
Wicomico County Maryland 1 $ 155,000 $ 155,000 $ 95,000
Barry County Michigan 1 $ 352,000 $ 352,000 $ 129,000
Bay County Michigan 1 $ 192,000 $ 192,000 $ 72,000
Hillsdale County Michigan 1 $ 131,000 $ 131,000 $ 32,000
Ionia County Michigan 1 $ 96,000 $ 96,000 $ 35,000
Lapeer County Michigan 1 $ 187,000 $ 187,000 $ 87,000
Mason County Michigan 1 $ 195,000 $ 195,000 $ 65,000
Monroe County Michigan 1 $ 70,000 $ 70,000 $ 15,000
Sanilac County Michigan 1 $ 100,000 $ 100,000 $ 96,000
St. Joseph County Michigan 1 $ 159,000 $ 159,000 $ 101,000
Wexford County Michigan 1 $ 56,000 $ 56,000 $ 27,000
Carver County Minnesota 1 $ 257,000 $ 257,000 $ 0
Cass County Minnesota 1 $ 105,000 $ 105,000 $ 52,000
Chisago County Minnesota 1 $ 252,000 $ 252,000 $ 50,000
Hubbard County Minnesota 1 $ 290,000 $ 290,000 $ 73,000
Kanabec County Minnesota 1 $ 168,000 $ 168,000 $ 37,000
Kandiyohi County Minnesota 1 $ 112,000 $ 112,000 $ 40,000
Renville County Minnesota 1 $ 108,000 $ 108,000 $ 52,000
Rice County Minnesota 1 $ 270,000 $ 270,000 $ 132,000
Sherburne County Minnesota 1 $ 139,000 $ 139,000 $ 60,000
Steele County Minnesota 1 $ 296,000 $ 296,000 $ 127,000
Stevens County Minnesota 1 $ 74,000 $ 74,000 $ 27,000
Adair County Missouri 1 $ 93,000 $ 93,000 $ 47,000
Bates County Missouri 1 $ 36,000 $ 36,000 $ 20,000
Boone County Missouri 1 $ 133,000 $ 133,000 $ 64,000
Cass County Missouri 1 $ 194,000 $ 194,000 $ 64,000
Clay County Missouri 1 $ 150,000 $ 150,000 $ 29,000
Lincoln County Missouri 1 $ 155,000 $ 155,000 $ 39,000
Morgan County Missouri 1 $ 136,000 $ 136,000 $ 54,000
New Madrid County Missouri 1 $ 170,000 $ 170,000 $ 180,000
Platte County Missouri 1 $ 145,000 $ 145,000 $ 0
Pulaski County Missouri 1 $ 142,000 $ 142,000 $ 62,000
Washington County Missouri 1 $ 38,000 $ 38,000 $ 82,000
Gallatin County Montana 1 $ 399,000 $ 399,000 $ 0
Ravalli County Montana 1 $ 144,000 $ 144,000 $ 60,000
Douglas County Nebraska 1 $ 110,000 $ 110,000 $ 25,000
Belknap County New Hampshire 1 $ 323,000 $ 323,000 $ 146,000
Roosevelt County New Mexico 1 $ 75,000 $ 75,000 $ 0
Santa Fe County New Mexico 1 $ 204,000 $ 204,000 $ 0
Alamance County North Carolina 1 $ 159,000 $ 159,000 $ 72,000
Bertie County North Carolina 1 $ 46,000 $ 46,000 $ 48,000
Guilford County North Carolina 1 $ 91,000 $ 91,000 $ 26,000
Lenoir County North Carolina 1 $ 82,000 $ 82,000 $ 0
Ransom County North Dakota 1 $ 69,000 $ 69,000 $ 42,000
Allen County Ohio 1 $ 51,000 $ 51,000 $ 21,000
Ashtabula County Ohio 1 $ 110,000 $ 110,000 $ 62,000
Auglaize County Ohio 1 $ 154,000 $ 154,000 $ 69,000
Champaign County Ohio 1 $ 116,000 $ 116,000 $ 85,000
Clark County Ohio 1 $ 75,000 $ 75,000 $ 51,000
Columbiana County Ohio 1 $ 220,000 $ 220,000 $ 98,000
Darke County Ohio 1 $ 79,000 $ 79,000 $ 47,000
Greene County Ohio 1 $ 216,000 $ 216,000 $ 0
Hardin County Ohio 1 $ 68,000 $ 68,000 $ 58,000
Harrison County Ohio 1 $ 73,000 $ 73,000 $ 55,000
Miami County Ohio 1 $ 104,000 $ 104,000 $ 70,000
Morrow County Ohio 1 $ 69,000 $ 69,000 $ 33,000
Muskingum County Ohio 1 $ 114,000 $ 114,000 $ 60,000
Preble County Ohio 1 $ 122,000 $ 122,000 $ 81,000
Trumbull County Ohio 1 $ 130,000 $ 130,000 $ 59,000
Washington County Ohio 1 $ 72,000 $ 72,000 $ 45,000
Wood County Ohio 1 $ 220,000 $ 220,000 $ 48,000
Cleveland County Oklahoma 1 $ 499,000 $ 499,000 $ 123,000
Creek County Oklahoma 1 $ 355,000 $ 355,000 $ 167,000
Delaware County Oklahoma 1 $ 288,000 $ 288,000 $ 87,000
Grady County Oklahoma 1 $ 87,000 $ 87,000 $ 100,000
Logan County Oklahoma 1 $ 84,000 $ 84,000 $ 47,000
McCurtain County Oklahoma 1 $ 59,000 $ 59,000 $ 31,000
Benton County Oregon 1 $ 104,000 $ 104,000 $ 0
Clackamas County Oregon 1 $ 230,000 $ 230,000 $ 96,000
Coos County Oregon 1 $ 227,000 $ 227,000 $ 0
Jackson County Oregon 1 $ 194,000 $ 194,000 $ 42,000
Josephine County Oregon 1 $ 750,000 $ 750,000 $ 0
Lincoln County Oregon 1 $ 228,000 $ 228,000 $ 263,000
Polk County Oregon 1 $ 107,000 $ 107,000 $ 30,000
Armstrong County Pennsylvania 1 $ 50,000 $ 50,000 $ 25,000
Berks County Pennsylvania 1 $ 150,000 $ 150,000 $ 62,000
Blair County Pennsylvania 1 $ 129,000 $ 129,000 $ 35,000
Butler County Pennsylvania 1 $ 220,000 $ 220,000 $ 44,000
Carbon County Pennsylvania 1 $ 192,000 $ 192,000 $ 66,000
Greene County Pennsylvania 1 $ 111,000 $ 111,000 $ 37,000
Lackawanna County Pennsylvania 1 $ 109,000 $ 109,000 $ 65,000
Lawrence County Pennsylvania 1 $ 60,000 $ 60,000 $ 24,000
Lehigh County Pennsylvania 1 $ 210,000 $ 210,000 $ 110,000
Union County Pennsylvania 1 $ 141,000 $ 141,000 $ 62,000
Kent County Rhode Island 1 $ 174,000 $ 174,000 $ 62,000
Washington County Rhode Island 1 $ 575,000 $ 575,000 $ 198,000
Beaufort County South Carolina 1 $ 106,000 $ 106,000 $ 28,000
Dorchester County South Carolina 1 $ 122,000 $ 122,000 $ 74,000
Horry County South Carolina 1 $ 364,000 $ 364,000 $ 326,000
Oconee County South Carolina 1 $ 77,000 $ 77,000 $ 56,000
Richland County South Carolina 1 $ 103,000 $ 103,000 $ 40,000
Minnehaha County South Dakota 1 $ 105,000 $ 105,000 $ 36,000
Hamilton County Tennessee 1 $ 55,000 $ 55,000 $ 0
Sevier County Tennessee 1 $ 298,000 $ 298,000 $ 197,000
Brazoria County Texas 1 $ 120,000 $ 120,000 $ 47,000
Denton County Texas 1 $ 293,000 $ 293,000 $ 170,000
El Paso County Texas 1 $ 29,000 $ 29,000 $ 37,000
Harrison County Texas 1 $ 85,000 $ 85,000 $ 89,000
Jefferson County Texas 1 $ 80,000 $ 80,000 $ 282,000
Lubbock County Texas 1 $ 80,000 $ 80,000 $ 29,000
San Jacinto County Texas 1 $ 79,000 $ 79,000 $ 30,000
Tarrant County Texas 1 $ 44,000 $ 44,000 $ 0
Augusta County Virginia 1 $ 128,000 $ 128,000 $ 50,000
Bedford County Virginia 1 $ 270,000 $ 270,000 $ 180,000
Caroline County Virginia 1 $ 140,000 $ 140,000 $ 104,000
Carroll County Virginia 1 $ 180,000 $ 180,000 $ 58,000
Danville County Virginia 1 $ 103,000 $ 103,000 $ 31,000
Gloucester County Virginia 1 $ 71,000 $ 71,000 $ 56,000
Hanover County Virginia 1 $ 167,000 $ 167,000 $ 39,000
Lancaster County Virginia 1 $ 51,000 $ 51,000 $ 25,000
Louisa County Virginia 1 $ 159,000 $ 159,000 $ 29,000
Northampton County Virginia 1 $ 210,000 $ 210,000 $ 128,000
Petersburg County Virginia 1 $ 130,000 $ 130,000 $ 29,000
Roanoke City County Virginia 1 $ 190,000 $ 190,000 $ 28,000
Rockbridge County Virginia 1 $ 185,000 $ 185,000 $ 0
Washington County Virginia 1 $ 60,000 $ 60,000 $ 34,000
Chelan County Washington 1 $ 176,000 $ 176,000 $ 74,000
Clark County Washington 1 $ 197,000 $ 197,000 $ 68,000
Mason County Washington 1 $ 76,000 $ 76,000 $ 85,000
Thurston County Washington 1 $ 185,000 $ 185,000 $ 44,000
Kanawha County West Virginia 1 $ 91,000 $ 91,000 $ 29,000
Pocahontas County West Virginia 1 $ 180,000 $ 180,000 $ 0
Wayne County West Virginia 1 $ 94,000 $ 94,000 $ 74,000
Brown County Wisconsin 1 $ 250,000 $ 250,000 $ 0
Chippewa County Wisconsin 1 $ 172,000 $ 172,000 $ 48,000
Crawford County Wisconsin 1 $ 51,000 $ 51,000 $ 16,000
Marinette County Wisconsin 1 $ 104,000 $ 104,000 $ 42,000
Portage County Wisconsin 1 $ 200,000 $ 200,000 $ 125,000
Walworth County Wisconsin 1 $ 140,000 $ 140,000 $ 58,000
Wood County Wisconsin 1 $ 149,000 $ 149,000 $ 92,000
Albany County Wyoming 1 $ 100,000 $ 100,000 $ 0
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Mortgage Loan Application Detail Totals for Platinum Capital Group in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,859 $975,912,000 $227,404 $5,000,000 $113,829 $3,322,000
Home Purchase 2,593 $620,813,000 $167,071 $4,000,000 $79,642 $6,851,000
Home Improvement 1 $150,000 $150,000 $150,000 $216,000 $216,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 3,051 $788,528,000 $204,425 $5,000,000 $78,382 $3,827,000
White 1,330 $371,254,000 $217,128 $4,000,000 $127,487 $6,851,000
Hispanic 1,260 $253,457,000 $160,300 $752,000 $74,466 $1,519,000
Not applicable 410 $94,446,000 $169,423 $2,695,000 $57,153 $300,000
Black or African American 199 $36,893,000 $165,700 $990,000 $65,050 $1,035,000
Asian 154 $41,387,000 $168,857 $974,000 $118,642 $1,513,000
Native Hawaiian or Other Pacific Islander 34 $8,176,000 $201,750 $548,000 $48,250 $336,000
American Indian or Alaskan Native 15 $2,734,000 $164,800 $585,000 $65,000 $155,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,119 $1,542,240,000 $202,276 $5,000,000 $97,212 $6,851,000
FHA-insured (Federal Housing Administration) 332 $54,237,000 $115,500 $345,000 $35,083 $391,000
VA-guaranteed (Veterans Administration) 2 $398,000 $199,000 $223,000 $98,000 $127,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,298 $846,143,000 $209,116 $4,000,000 $148,511 $6,851,000
Application Approved But Not Accepted 1,667 $392,577,000 $183,075 $5,000,000 $76,800 $3,322,000
Application Denied By Financial Institution 809 $181,872,000 $166,000 $2,800,000 $46,525 $1,017,000
Application Withdrawn By Applicant 530 $137,670,000 $189,500 $2,695,000 $56,781 $654,000
File Closed For Incompleteness 149 $38,613,000 $373,411 $3,360,000 $37,529 $1,440,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 146 $31,389,000 $168,875 $584,000 $44,791 $391,000
Credit History 114 $23,097,000 $178,045 $960,000 $40,227 $242,000
Other 64 $15,317,000 $286,882 $2,800,000 $34,117 $278,000
Collateral 49 $9,551,000 $151,133 $600,000 $82,866 $282,000
Insufficient Cash (Downpayment, Closing Cost) 29 $6,749,000 $162,909 $636,000 $66,090 $360,000
Unverifiable Information 8 $1,203,000 $134,250 $284,000 $66,750 $144,000
Employment History 8 $1,495,000 $171,000 $360,000 $73,000 $240,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Platinum Capital Group's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Platinum Capital Group's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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