Platinum Capital Group
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Platinum Capital Group 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Platinum Capital Group 17101 Armstrong Ave. Suite 200 Irvine, CA 92614 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,427 |
| Total Mortgage Loan Application Amount | $1,752,327,000 |
| Average Mortgage Loan Application Amount | $311,666 |
| Highest Mortgage Loan Application Amount | $9,000,000 |
| Average Applicant Income | $166,333 |
| Highest Applicant Income | $4,564,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Platinum Capital Group. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Platinum Capital Group's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Platinum Capital Group's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Platinum Capital Group serves its applicants.
Each category highlights the total number of mortgage applications processed by Platinum Capital Group, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Platinum Capital Group's mortgage activity for 2006.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 1,185 | $ 661,341,000 | $ 558,000 | $ 276,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 615 | $ 171,760,000 | $ 279,000 | $ 138,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 346 | $ 66,351,000 | $ 191,000 | $ 72,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 266 | $ 71,112,000 | $ 251,250 | $ 119,500 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 262 | $ 102,863,000 | $ 392,000 | $ 191,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 232 | $ 55,664,000 | $ 239,000 | $ 140,000 |
| LAS VEGAS-PARADISE, NV | 170 | $ 39,766,000 | $ 233,000 | $ 239,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 128 | $ 28,340,000 | $ 221,000 | $ 145,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 106 | $ 26,103,000 | $ 246,000 | $ 116,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 103 | $ 35,788,000 | $ 347,000 | $ 166,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 83 | $ 31,188,000 | $ 375,000 | $ 171,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 77 | $ 18,568,000 | $ 241,000 | $ 131,000 |
| STOCKTON, CA | 76 | $ 19,727,000 | $ 259,000 | $ 123,000 |
| PHILADELPHIA, PA | 75 | $ 10,142,000 | $ 135,000 | $ 81,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 75 | $ 19,495,000 | $ 259,000 | $ 103,000 |
| PITTSBURGH, PA | 68 | $ 8,970,000 | $ 131,000 | $ 89,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 66 | $ 18,279,000 | $ 276,000 | $ 167,000 |
| ORLANDO-KISSIMMEE, FL | 58 | $ 12,678,000 | $ 218,000 | $ 149,000 |
| COLUMBUS, OH | 53 | $ 6,344,000 | $ 119,000 | $ 99,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 40 | $ 7,017,000 | $ 175,000 | $ 106,000 |
| CAPE CORAL-FORT MYERS, FL | 39 | $ 10,390,000 | $ 266,000 | $ 164,000 |
| MODESTO, CA | 33 | $ 6,793,000 | $ 205,000 | $ 98,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 33 | $ 12,374,000 | $ 374,000 | $ 188,000 |
| FRESNO, CA | 30 | $ 5,287,000 | $ 176,000 | $ 99,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 29 | $ 4,798,000 | $ 165,000 | $ 186,000 |
| JACKSONVILLE, FL | 29 | $ 3,888,000 | $ 134,000 | $ 105,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 28 | $ 18,541,000 | $ 662,000 | $ 333,000 |
| BETHESDA-GAITHERSBURG-FREDERICK, MD | 26 | $ 7,261,000 | $ 279,000 | $ 140,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 25 | $ 2,888,000 | $ 115,000 | $ 94,000 |
| BALTIMORE-TOWSON, MD | 23 | $ 4,334,000 | $ 188,000 | $ 133,000 |
| DENVER-AURORA, CO | 22 | $ 2,917,000 | $ 132,000 | $ 46,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 21 | $ 3,507,000 | $ 167,000 | $ 183,000 |
| VISALIA-PORTERVILLE, CA | 21 | $ 3,744,000 | $ 178,000 | $ 76,000 |
| NEW HAVEN-MILFORD, CT | 20 | $ 4,093,000 | $ 204,000 | $ 151,000 |
| SANTA BARBARA-SANTA MARIA, CA | 20 | $ 9,959,000 | $ 497,000 | $ 285,000 |
| BAKERSFIELD, CA | 19 | $ 3,188,000 | $ 167,000 | $ 95,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 18 | $ 5,648,000 | $ 357,000 | $ 162,500 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 18 | $ 9,551,000 | $ 530,000 | $ 422,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 17 | $ 3,090,000 | $ 265,000 | $ 184,500 |
| BIRMINGHAM-HOOVER, AL | 16 | $ 1,938,000 | $ 121,000 | $ 50,000 |
| NAPLES-MARCO ISLAND, FL | 16 | $ 4,030,000 | $ 251,000 | $ 112,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 16 | $ 10,474,000 | $ 654,000 | $ 475,000 |
| SALINAS, CA | 15 | $ 22,156,000 | $ 1,477,000 | $ 677,000 |
| BOISE CITY-NAMPA, ID | 14 | $ 1,216,000 | $ 86,000 | $ 94,000 |
| FARMINGTON, NM | 14 | $ 1,552,000 | $ 110,000 | $ 99,000 |
| MERCED, CA | 14 | $ 3,034,000 | $ 216,000 | $ 87,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 13 | $ 1,690,000 | $ 130,000 | $ 63,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 13 | $ 1,686,000 | $ 129,000 | $ 40,000 |
| LAKELAND, FL | 12 | $ 1,443,000 | $ 120,000 | $ 74,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 12 | $ 1,924,000 | $ 160,000 | $ 127,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 11 | $ 2,037,000 | $ 185,000 | $ 221,000 |
| RICHMOND, VA | 11 | $ 3,079,000 | $ 279,000 | $ 98,000 |
| TACOMA, WA | 11 | $ 3,289,000 | $ 299,000 | $ 102,000 |
| VALLEJO-FAIRFIELD, CA | 11 | $ 3,500,000 | $ 318,000 | $ 106,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 10 | $ 1,460,000 | $ 111,500 | $ 47,000 |
| HONOLULU, HI | 10 | $ 2,372,000 | $ 237,000 | $ 170,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 10 | $ 2,902,000 | $ 290,000 | $ 227,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 10 | $ 3,009,000 | $ 300,000 | $ 149,000 |
| DES MOINES-WEST DES MOINES, IA | 9 | $ 907,000 | $ 100,000 | $ 100,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 9 | $ 990,000 | $ 110,000 | $ 94,000 |
| RALEIGH-CARY, NC | 9 | $ 1,430,000 | $ 158,000 | $ 67,000 |
| SALT LAKE CITY, UT | 9 | $ 1,548,000 | $ 172,000 | $ 144,000 |
| SARASOTA-BRADENTON-VENICE, FL | 9 | $ 1,851,000 | $ 205,000 | $ 114,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 8 | $ 2,974,000 | $ 371,000 | $ 132,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 8 | $ 1,074,000 | $ 134,000 | $ 62,000 |
| JANESVILLE, WI | 8 | $ 563,000 | $ 70,000 | $ 128,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 8 | $ 1,390,000 | $ 173,000 | $ 74,000 |
| TALLAHASSEE, FL | 8 | $ 998,000 | $ 124,000 | $ 210,000 |
| TULSA, OK | 8 | $ 1,612,000 | $ 201,000 | $ 171,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 8 | $ 11,464,000 | $ 1,433,000 | $ 524,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 7 | $ 4,326,000 | $ 618,000 | $ 433,000 |
| KANSAS CITY, MO-KS | 7 | $ 2,050,000 | $ 742,500 | $ 255,000 |
| RENO-SPARKS, NV | 7 | $ 6,127,000 | $ 875,000 | $ 370,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 6 | $ 639,000 | $ 106,000 | $ 74,000 |
| GREELEY, CO | 6 | $ 906,000 | $ 151,000 | $ 99,000 |
| POCATELLO, ID | 6 | $ 359,000 | $ 59,000 | $ 94,000 |
| PROVO-OREM, UT | 6 | $ 2,664,000 | $ 444,000 | $ 230,000 |
| SANTA CRUZ-WATSONVILLE, CA | 6 | $ 2,223,000 | $ 370,000 | $ 158,000 |
| CHARLESTON, WV | 5 | $ 441,000 | $ 88,000 | $ 49,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 5 | $ 565,000 | $ 145,500 | $ 72,500 |
| GAINESVILLE, FL | 5 | $ 714,000 | $ 142,000 | $ 169,000 |
| MADERA, CA | 5 | $ 736,000 | $ 147,000 | $ 130,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 5 | $ 2,636,000 | $ 527,000 | $ 451,000 |
| SPOKANE, WA | 5 | $ 466,000 | $ 93,000 | $ 74,000 |
| ST. LOUIS, MO-IL | 5 | $ 652,000 | $ 130,000 | $ 148,000 |
| WILMINGTON, NC | 5 | $ 1,155,000 | $ 231,000 | $ 79,000 |
| YUBA CITY, CA | 5 | $ 976,000 | $ 195,000 | $ 73,000 |
| ALBUQUERQUE, NM | 4 | $ 308,000 | $ 77,000 | $ 107,000 |
| BREMERTON-SILVERDALE, WA | 4 | $ 581,000 | $ 145,000 | $ 32,000 |
| CHICO, CA | 4 | $ 516,000 | $ 129,000 | $ 342,000 |
| COEUR D'ALENE, ID | 4 | $ 855,000 | $ 213,000 | $ 159,000 |
| DAYTON, OH | 4 | $ 757,000 | $ 189,000 | $ 87,000 |
| DUBUQUE, IA | 4 | $ 552,000 | $ 138,000 | $ 118,000 |
| DURHAM, NC | 4 | $ 823,000 | $ 205,000 | $ 74,000 |
| LAS CRUCES, NM | 4 | $ 359,000 | $ 89,000 | $ 201,000 |
| MANCHESTER-NASHUA, NH | 4 | $ 480,000 | $ 120,000 | $ 159,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 4 | $ 658,000 | $ 164,000 | $ 31,000 |
| PRESCOTT, AZ | 4 | $ 807,000 | $ 201,000 | $ 139,000 |
| SANTA ROSA-PETALUMA, CA | 4 | $ 1,988,000 | $ 497,000 | $ 213,000 |
| TUCSON, AZ | 4 | $ 689,000 | $ 172,000 | $ 64,000 |
| YUMA, AZ | 4 | $ 456,000 | $ 114,000 | $ 60,000 |
| AKRON, OH | 3 | $ 711,000 | $ 237,000 | $ 86,000 |
| EL CENTRO, CA | 3 | $ 492,000 | $ 164,000 | $ 27,000 |
| FAYETTEVILLE, NC | 3 | $ 506,000 | $ 168,000 | $ 90,000 |
| GREENSBORO-HIGH POINT, NC | 3 | $ 424,000 | $ 141,000 | $ 80,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 3 | $ 528,000 | $ 209,500 | $ 147,500 |
| HICKORY-LENOIR-MORGANTON, NC | 3 | $ 531,000 | $ 177,000 | $ 74,000 |
| HUNTSVILLE, AL | 3 | $ 509,000 | $ 169,000 | $ 86,000 |
| LYNCHBURG, VA | 3 | $ 492,000 | $ 164,000 | $ 44,000 |
| MOBILE, AL | 3 | $ 207,000 | $ 69,000 | $ 124,000 |
| MONTGOMERY, AL | 3 | $ 487,000 | $ 162,000 | $ 111,000 |
| MUSKEGON-NORTON SHORES, MI | 3 | $ 310,000 | $ 103,000 | $ 117,000 |
| OLYMPIA, WA | 3 | $ 438,000 | $ 146,000 | $ 60,000 |
| ROCKFORD, IL | 3 | $ 658,000 | $ 219,000 | $ 80,000 |
| SANTA FE, NM | 3 | $ 412,000 | $ 137,000 | $ 50,000 |
| WILMINGTON, DE-MD-NJ | 3 | $ 470,000 | $ 151,500 | $ 96,500 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 2 | $ 332,000 | $ 166,000 | $ 37,000 |
| BURLINGTON, NC | 2 | $ 138,000 | $ 69,000 | $ 30,000 |
| CANTON-MASSILLON, OH | 2 | $ 157,000 | $ 78,000 | $ 117,000 |
| CARSON CITY, NV | 2 | $ 258,000 | $ 129,000 | $ 88,000 |
| CHARLOTTESVILLE, VA | 2 | $ 564,000 | $ 282,000 | $ 67,000 |
| CLARKSVILLE, TN-KY | 2 | $ 171,000 | $ 85,000 | $ 72,000 |
| COLORADO SPRINGS, CO | 2 | $ 210,000 | $ 105,000 | $ 98,000 |
| COLUMBUS, GA-AL | 2 | $ 106,000 | $ 53,000 | $ 49,000 |
| DECATUR, AL | 2 | $ 99,000 | $ 49,000 | $ 465,000 |
| ELKHART-GOSHEN, IN | 2 | $ 110,000 | $ 55,000 | $ 72,000 |
| EUGENE-SPRINGFIELD, OR | 2 | $ 308,000 | $ 154,000 | $ 41,000 |
| FLINT, MI | 2 | $ 325,000 | $ 162,000 | $ 82,000 |
| HANFORD-CORCORAN, CA | 2 | $ 285,000 | $ 142,000 | $ 66,000 |
| HARRISBURG-CARLISLE, PA | 2 | $ 346,000 | $ 173,000 | $ 61,000 |
| JACKSONVILLE, NC | 2 | $ 234,000 | $ 117,000 | $ 45,000 |
| JOHNSTOWN, PA | 2 | $ 328,000 | $ 164,000 | $ 270,000 |
| KANKAKEE-BRADLEY, IL | 2 | $ 113,000 | $ 56,000 | $ 17,000 |
| LOGAN, UT-ID | 2 | $ 135,000 | $ 67,000 | $ 22,000 |
| LONGVIEW, WA | 2 | $ 333,000 | $ 166,000 | $ 73,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 2 | $ 153,000 | $ 76,000 | $ 50,000 |
| MADISON, WI | 2 | $ 278,000 | $ 139,000 | $ 57,000 |
| MEDFORD, OR | 2 | $ 314,000 | $ 157,000 | $ 18,000 |
| MEMPHIS, TN-MS-AR | 2 | $ 268,000 | $ 134,000 | $ 167,000 |
| NAPA, CA | 2 | $ 472,000 | $ 236,000 | $ 72,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 2 | $ 266,000 | $ 133,000 | $ 166,000 |
| NORWICH-NEW LONDON, CT | 2 | $ 601,000 | $ 300,000 | $ 68,000 |
| OCALA, FL | 2 | $ 191,000 | $ 95,000 | $ 54,000 |
| PANAMA CITY-LYNN HAVEN, FL | 2 | $ 675,000 | $ 337,000 | $ 168,000 |
| RACINE, WI | 2 | $ 214,000 | $ 107,000 | $ 33,000 |
| READING, PA | 2 | $ 275,000 | $ 137,000 | $ 65,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 2 | $ 290,000 | $ 145,000 | $ 86,000 |
| SEBASTIAN-VERO BEACH, FL | 2 | $ 181,000 | $ 90,000 | $ 69,000 |
| TUSCALOOSA, AL | 2 | $ 140,000 | $ 70,000 | $ 150,000 |
| WINCHESTER, VA-WV | 2 | $ 409,000 | $ 204,000 | $ 46,000 |
| WINSTON-SALEM, NC | 2 | $ 229,000 | $ 114,000 | $ 42,000 |
| YAKIMA, WA | 2 | $ 143,000 | $ 71,000 | $ 89,000 |
| YORK-HANOVER, PA | 2 | $ 280,000 | $ 140,000 | $ 86,000 |
| AMES, IA | 1 | $ 60,000 | $ 60,000 | $ 48,000 |
| ASHEVILLE, NC | 1 | $ 171,000 | $ 171,000 | $ 44,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 1 | $ 70,000 | $ 70,000 | $ 54,000 |
| BEND, OR | 1 | $ 47,000 | $ 47,000 | $ 0 |
| BOULDER, CO | 1 | $ 204,000 | $ 204,000 | $ 965,000 |
| DOVER, DE | 1 | $ 224,000 | $ 224,000 | $ 45,000 |
| ERIE, PA | 1 | $ 45,000 | $ 45,000 | $ 29,000 |
| FORT COLLINS-LOVELAND, CO | 1 | $ 213,000 | $ 213,000 | $ 132,000 |
| GOLDSBORO, NC | 1 | $ 137,000 | $ 137,000 | $ 42,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 1 | $ 60,000 | $ 60,000 | $ 36,000 |
| LANCASTER, PA | 1 | $ 50,000 | $ 50,000 | $ 25,000 |
| LEWISTON-AUBURN, ME | 1 | $ 242,000 | $ 242,000 | $ 61,000 |
| LEXINGTON-FAYETTE, KY | 1 | $ 730,000 | $ 730,000 | $ 150,000 |
| MANSFIELD, OH | 1 | $ 137,000 | $ 137,000 | $ 164,000 |
| NILES-BENTON HARBOR, MI | 1 | $ 109,000 | $ 109,000 | $ 0 |
| OGDEN-CLEARFIELD, UT | 1 | $ 131,000 | $ 131,000 | $ 68,000 |
| PUEBLO, CO | 1 | $ 80,000 | $ 80,000 | $ 102,000 |
| PUNTA GORDA, FL | 1 | $ 202,000 | $ 202,000 | $ 55,000 |
| REDDING, CA | 1 | $ 130,000 | $ 130,000 | $ 41,000 |
| ROCHESTER, MN | 1 | $ 224,000 | $ 224,000 | $ 54,000 |
| SALEM, OR | 1 | $ 180,000 | $ 180,000 | $ 50,000 |
| SALISBURY, MD | 1 | $ 153,000 | $ 153,000 | $ 74,000 |
| SAN ANTONIO, TX | 1 | $ 270,000 | $ 270,000 | $ 57,000 |
| SCRANTON--WILKES-BARRE, PA | 1 | $ 53,000 | $ 53,000 | $ 26,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 1 | $ 156,000 | $ 156,000 | $ 34,000 |
| SPRINGFIELD, OH | 1 | $ 136,000 | $ 136,000 | $ 45,000 |
| ST. GEORGE, UT | 1 | $ 643,000 | $ 643,000 | $ 170,000 |
| TOLEDO, OH | 1 | $ 531,000 | $ 531,000 | $ 437,000 |
| VALDOSTA, GA | 1 | $ 87,000 | $ 87,000 | $ 29,000 |
| WATERLOO-CEDAR FALLS, IA | 1 | $ 50,000 | $ 50,000 | $ 0 |
| WAUSAU, WI | 1 | $ 341,000 | $ 341,000 | $ 78,000 |
Mortgage Loan Application Detail Totals for Platinum Capital Group in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,823 | $861,706,000 | $305,000 | $9,000,000 | $179,000 | $4,361,000 |
| Refinancing | 2,602 | $890,045,000 | $342,000 | $6,000,000 | $164,000 | $4,564,000 |
| Home Improvement | 2 | $576,000 | $288,000 | $448,000 | $156,000 | $156,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,851 | $788,005,000 | $425,000 | $9,000,000 | $248,000 | $4,564,000 |
| Hispanic | 1,365 | $339,038,000 | $248,000 | $3,409,000 | $122,000 | $3,391,000 |
| Not Provided | 735 | $257,121,000 | $349,000 | $3,600,000 | $172,000 | $1,620,000 |
| Black or African American | 675 | $155,472,000 | $230,000 | $3,000,000 | $126,000 | $1,823,000 |
| Not applicable | 524 | $127,569,000 | $243,000 | $5,345,000 | $83,000 | $1,692,000 |
| Asian | 213 | $66,893,000 | $314,000 | $1,725,000 | $196,000 | $1,800,000 |
| Native Hawaiian or Other Pacific Islander | 52 | $15,406,000 | $296,000 | $960,000 | $147,000 | $491,000 |
| American Indian or Alaskan Native | 12 | $2,823,000 | $235,000 | $650,000 | $243,000 | $1,741,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,327 | $1,733,602,000 | $325,000 | $9,000,000 | $174,000 | $4,564,000 |
| FHA-insured (Federal Housing Administration) | 99 | $18,473,000 | $186,000 | $399,000 | $49,000 | $104,000 |
| VA-guaranteed (Veterans Administration) | 1 | $252,000 | $252,000 | $252,000 | $66,000 | $66,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,275 | $815,342,000 | $358,000 | $3,850,000 | $189,000 | $4,564,000 |
| Application Approved But Not Accepted | 1,343 | $398,987,000 | $297,000 | $4,665,000 | $160,000 | $3,600,000 |
| Application Denied By Financial Institution | 783 | $238,927,000 | $305,000 | $5,225,000 | $180,000 | $3,391,000 |
| Application Withdrawn By Applicant | 647 | $179,800,000 | $277,000 | $9,000,000 | $110,000 | $3,942,000 |
| File Closed For Incompleteness | 379 | $119,271,000 | $314,000 | $4,089,000 | $201,000 | $3,072,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 170 | $39,661,000 | $233,000 | $1,400,000 | $128,000 | $720,000 |
| Collateral | 164 | $41,858,000 | $255,000 | $2,500,000 | $197,000 | $1,741,000 |
| Other | 149 | $51,752,000 | $347,000 | $4,550,000 | $169,000 | $1,500,000 |
| Debt-To-Income Ratio | 115 | $26,196,000 | $227,000 | $1,185,000 | $115,000 | $818,000 |
| Unverifiable Information | 46 | $16,205,000 | $352,000 | $2,208,000 | $202,000 | $1,320,000 |
| Employment History | 23 | $6,969,000 | $303,000 | $2,000,000 | $449,000 | $3,391,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $1,894,000 | $210,000 | $558,000 | $98,000 | $152,000 |
| Mortgage Insurance Denied | 1 | $224,000 | $224,000 | $224,000 | $118,000 | $118,000 |
| Credit Application Incomplete | 1 | $140,000 | $140,000 | $140,000 | $78,000 | $78,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Platinum Capital Group's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Platinum Capital Group's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.