Platinum Community Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Platinum Community Bank 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Platinum Community Bank 2915 Kirchoff Rd Rolling Meadows, IL 60008 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,225 |
| Total Mortgage Loan Application Amount | $503,662,000 |
| Average Mortgage Loan Application Amount | $164,500 |
| Highest Mortgage Loan Application Amount | $1,100,000 |
| Average Applicant Income | $65,558 |
| Highest Applicant Income | $1,596,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Platinum Community Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Platinum Community Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Platinum Community Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Platinum Community Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Platinum Community Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Platinum Community Bank's mortgage activity for 2004.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 231 | $ 31,951,000 | $ 138,000 | $ 64,000 |
| NASSAU-SUFFOLK, NY | 119 | $ 29,878,000 | $ 251,000 | $ 76,000 |
| DENVER-AURORA, CO | 112 | $ 22,615,000 | $ 201,000 | $ 67,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 103 | $ 12,929,000 | $ 125,000 | $ 59,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 98 | $ 15,295,000 | $ 156,000 | $ 63,000 |
| NEW YORK-WAYNE-WHITE PLAINS, NY-NJ | 91 | $ 24,340,000 | $ 267,000 | $ 77,000 |
| AUSTIN-ROUND ROCK, TX | 86 | $ 11,787,000 | $ 137,000 | $ 52,000 |
| GULFPORT-BILOXI, MS | 81 | $ 9,113,000 | $ 112,000 | $ 46,000 |
| JACKSON, MS | 80 | $ 7,252,000 | $ 90,000 | $ 48,000 |
| BALTIMORE-TOWSON, MD | 74 | $ 13,647,000 | $ 184,000 | $ 64,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 68 | $ 13,347,000 | $ 196,000 | $ 52,000 |
| ROCHESTER, NY | 53 | $ 5,408,000 | $ 102,000 | $ 57,000 |
| COLORADO SPRINGS, CO | 48 | $ 8,277,000 | $ 172,000 | $ 40,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 47 | $ 7,882,000 | $ 167,000 | $ 65,000 |
| RICHMOND, VA | 45 | $ 5,540,000 | $ 123,000 | $ 54,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 44 | $ 4,627,000 | $ 105,000 | $ 46,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 38 | $ 9,232,000 | $ 242,000 | $ 76,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 35 | $ 4,821,000 | $ 137,000 | $ 55,000 |
| EDISON, NJ | 34 | $ 6,675,000 | $ 196,000 | $ 72,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 33 | $ 4,740,000 | $ 143,000 | $ 46,000 |
| SPRINGFIELD, MO | 33 | $ 5,771,000 | $ 174,000 | $ 147,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 32 | $ 7,323,000 | $ 228,000 | $ 73,000 |
| LAS VEGAS-PARADISE, NV | 30 | $ 4,884,000 | $ 162,000 | $ 46,000 |
| PHILADELPHIA, PA | 27 | $ 3,666,000 | $ 135,000 | $ 65,000 |
| BOISE CITY-NAMPA, ID | 24 | $ 3,149,000 | $ 131,000 | $ 55,000 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 22 | $ 4,505,000 | $ 204,000 | $ 35,000 |
| HOUSTON-BAYTOWN-SUGAR LAND, TX | 22 | $ 3,046,000 | $ 138,000 | $ 73,000 |
| KANSAS CITY, MO-KS | 21 | $ 3,791,000 | $ 180,000 | $ 79,000 |
| JONESBORO, AR | 20 | $ 1,706,000 | $ 85,000 | $ 31,000 |
| NEWARK-UNION, NJ-PA | 20 | $ 4,275,000 | $ 213,000 | $ 78,000 |
| ROCKFORD, IL | 20 | $ 2,693,000 | $ 134,000 | $ 41,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 19 | $ 4,791,000 | $ 252,000 | $ 84,000 |
| SANTA CRUZ-WATSONVILLE, CA | 19 | $ 5,585,000 | $ 293,000 | $ 37,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 19 | $ 2,782,000 | $ 146,000 | $ 52,000 |
| WARREN-FARMINGTON HILLS-TROY, MI | 19 | $ 3,391,000 | $ 178,000 | $ 77,000 |
| JACKSONVILLE, FL | 18 | $ 1,555,000 | $ 86,000 | $ 34,000 |
| JOPLIN, MO | 18 | $ 2,630,000 | $ 146,000 | $ 62,000 |
| YORK-HANOVER, PA | 18 | $ 2,053,000 | $ 114,000 | $ 35,000 |
| BATON ROUGE, LA | 17 | $ 2,416,000 | $ 142,000 | $ 63,000 |
| WORCESTER, MA | 17 | $ 3,213,000 | $ 189,000 | $ 62,000 |
| BINGHAMTON, NY | 16 | $ 1,211,000 | $ 75,000 | $ 38,000 |
| FORT SMITH, AR-OK | 16 | $ 1,590,000 | $ 99,000 | $ 54,000 |
| VISALIA-PORTERVILLE, CA | 16 | $ 2,429,000 | $ 151,000 | $ 137,000 |
| BIRMINGHAM-HOOVER, AL | 14 | $ 1,217,000 | $ 86,000 | $ 33,000 |
| DAYTON, OH | 14 | $ 1,453,000 | $ 103,000 | $ 45,000 |
| SHREVEPORT-BOSSIER CITY, LA | 14 | $ 1,245,000 | $ 88,000 | $ 38,000 |
| CAMDEN, NJ | 13 | $ 1,791,000 | $ 137,000 | $ 70,000 |
| FRESNO, CA | 13 | $ 2,075,000 | $ 159,000 | $ 61,000 |
| LANCASTER, PA | 13 | $ 1,398,000 | $ 107,000 | $ 34,000 |
| CHARLOTTESVILLE, VA | 12 | $ 1,726,000 | $ 143,000 | $ 41,000 |
| FORT COLLINS-LOVELAND, CO | 12 | $ 2,256,000 | $ 188,000 | $ 52,000 |
| ST. LOUIS, MO-IL | 12 | $ 1,853,000 | $ 154,000 | $ 62,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 11 | $ 3,666,000 | $ 333,000 | $ 75,000 |
| SYRACUSE, NY | 11 | $ 1,000,000 | $ 90,000 | $ 43,000 |
| DALLAS-PLANO-IRVING, TX | 10 | $ 1,384,000 | $ 138,000 | $ 63,000 |
| FLINT, MI | 10 | $ 1,095,000 | $ 109,000 | $ 53,000 |
| PASCAGOULA, MS | 10 | $ 974,000 | $ 97,000 | $ 42,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 10 | $ 890,000 | $ 89,000 | $ 35,000 |
| TUCSON, AZ | 10 | $ 1,088,000 | $ 108,000 | $ 31,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 9 | $ 1,920,000 | $ 213,000 | $ 73,000 |
| SAN ANTONIO, TX | 9 | $ 919,000 | $ 102,000 | $ 28,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 9 | $ 2,075,000 | $ 230,000 | $ 77,000 |
| AUBURN-OPELIKA, AL | 8 | $ 638,000 | $ 79,000 | $ 37,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 8 | $ 1,597,000 | $ 199,000 | $ 35,000 |
| MEMPHIS, TN-MS-AR | 8 | $ 691,000 | $ 86,000 | $ 51,000 |
| PANAMA CITY-LYNN HAVEN, FL | 8 | $ 1,345,000 | $ 168,000 | $ 62,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 8 | $ 422,000 | $ 52,000 | $ 115,000 |
| ATLANTIC CITY, NJ | 7 | $ 996,000 | $ 142,000 | $ 65,000 |
| GREEN BAY, WI | 7 | $ 1,421,000 | $ 203,000 | $ 92,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 7 | $ 2,079,000 | $ 297,000 | $ 71,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 7 | $ 1,672,000 | $ 238,000 | $ 81,000 |
| ALBANY-SCHENECTADY-TROY, NY | 6 | $ 789,000 | $ 131,000 | $ 48,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 6 | $ 548,000 | $ 91,000 | $ 55,000 |
| BAKERSFIELD, CA | 6 | $ 949,000 | $ 158,000 | $ 113,000 |
| EL PASO, TX | 6 | $ 753,000 | $ 125,000 | $ 54,000 |
| GREENSBORO-HIGH POINT, NC | 6 | $ 698,000 | $ 116,000 | $ 33,000 |
| MADISON, WI | 6 | $ 906,000 | $ 151,000 | $ 51,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 6 | $ 890,000 | $ 148,000 | $ 44,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 6 | $ 1,464,000 | $ 244,000 | $ 264,000 |
| RACINE, WI | 6 | $ 657,000 | $ 109,000 | $ 77,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 6 | $ 751,000 | $ 125,000 | $ 70,000 |
| ALTOONA, PA | 5 | $ 384,000 | $ 76,000 | $ 24,000 |
| APPLETON, WI | 5 | $ 863,000 | $ 172,000 | $ 68,000 |
| ATHENS-CLARKE COUNTY, GA | 5 | $ 546,000 | $ 109,000 | $ 29,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 5 | $ 1,201,000 | $ 240,000 | $ 75,000 |
| COLUMBIA, MO | 5 | $ 891,000 | $ 178,000 | $ 56,000 |
| FAYETTEVILLE, NC | 5 | $ 506,000 | $ 101,000 | $ 32,000 |
| FORT WORTH-ARLINGTON, TX | 5 | $ 535,000 | $ 107,000 | $ 33,000 |
| GAINESVILLE, GA | 5 | $ 783,000 | $ 156,000 | $ 67,000 |
| INDIANAPOLIS, IN | 5 | $ 813,000 | $ 162,000 | $ 65,000 |
| JACKSON, TN | 5 | $ 409,000 | $ 81,000 | $ 25,000 |
| JOHNSTOWN, PA | 5 | $ 345,000 | $ 69,000 | $ 35,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 5 | $ 1,540,000 | $ 308,000 | $ 88,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 5 | $ 503,000 | $ 100,000 | $ 42,000 |
| AKRON, OH | 4 | $ 679,000 | $ 169,000 | $ 70,000 |
| BOSTON-QUINCY, MA | 4 | $ 927,000 | $ 231,000 | $ 93,000 |
| BOULDER, CO | 4 | $ 772,000 | $ 193,000 | $ 55,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 4 | $ 742,000 | $ 185,000 | $ 111,000 |
| BUFFALO-NIAGARA FALLS, NY | 4 | $ 358,000 | $ 89,000 | $ 59,000 |
| CHEYENNE, WY | 4 | $ 620,000 | $ 155,000 | $ 70,000 |
| COLUMBUS, OH | 4 | $ 588,000 | $ 147,000 | $ 10,000 |
| DOTHAN, AL | 4 | $ 357,000 | $ 89,000 | $ 46,000 |
| DURHAM, NC | 4 | $ 830,000 | $ 207,000 | $ 61,000 |
| GARY, IN | 4 | $ 498,000 | $ 124,000 | $ 69,000 |
| GREELEY, CO | 4 | $ 651,000 | $ 162,000 | $ 43,000 |
| HARRISBURG-CARLISLE, PA | 4 | $ 489,000 | $ 122,000 | $ 55,000 |
| JANESVILLE, WI | 4 | $ 422,000 | $ 105,000 | $ 41,000 |
| JEFFERSON CITY, MO | 4 | $ 479,000 | $ 119,000 | $ 42,000 |
| ST. JOSEPH, MO-KS | 4 | $ 660,000 | $ 165,000 | $ 54,000 |
| VALLEJO-FAIRFIELD, CA | 4 | $ 992,000 | $ 248,000 | $ 107,000 |
| WILMINGTON, DE-MD-NJ | 4 | $ 691,000 | $ 172,000 | $ 43,000 |
| WILMINGTON, NC | 4 | $ 632,000 | $ 158,000 | $ 116,000 |
| ALBANY, GA | 3 | $ 199,000 | $ 66,000 | $ 25,000 |
| CHAMPAIGN-URBANA, IL | 3 | $ 561,000 | $ 187,000 | $ 84,000 |
| CHATTANOOGA, TN-GA | 3 | $ 365,000 | $ 121,000 | $ 80,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 3 | $ 338,000 | $ 112,000 | $ 39,000 |
| COLLEGE STATION-BRYAN, TX | 3 | $ 422,000 | $ 140,000 | $ 59,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 3 | $ 334,000 | $ 111,000 | $ 32,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 3 | $ 200,000 | $ 66,000 | $ 30,000 |
| ESSEX COUNTY, MA | 3 | $ 869,000 | $ 289,000 | $ 75,000 |
| LAREDO, TX | 3 | $ 191,000 | $ 63,000 | $ 27,000 |
| MIDLAND, TX | 3 | $ 359,000 | $ 119,000 | $ 64,000 |
| NAPLES-MARCO ISLAND, FL | 3 | $ 594,000 | $ 198,000 | $ 198,000 |
| ORLANDO, FL | 3 | $ 344,000 | $ 114,000 | $ 71,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 3 | $ 1,062,000 | $ 354,000 | $ 102,000 |
| PITTSBURGH, PA | 3 | $ 206,000 | $ 68,000 | $ 40,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 3 | $ 678,000 | $ 226,000 | $ 99,000 |
| PRESCOTT, AZ | 3 | $ 483,000 | $ 161,000 | $ 46,000 |
| PUEBLO, CO | 3 | $ 401,000 | $ 133,000 | $ 42,000 |
| ROME, GA | 3 | $ 275,000 | $ 91,000 | $ 50,000 |
| SANTA ROSA-PETALUMA, CA | 3 | $ 857,000 | $ 285,000 | $ 84,000 |
| STOCKTON, CA | 3 | $ 657,000 | $ 219,000 | $ 415,000 |
| TACOMA, WA | 3 | $ 397,000 | $ 132,000 | $ 79,000 |
| VALDOSTA, GA | 3 | $ 311,000 | $ 103,000 | $ 42,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 3 | $ 268,000 | $ 89,000 | $ 55,000 |
| ALBUQUERQUE, NM | 2 | $ 263,000 | $ 131,000 | $ 13,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 2 | $ 455,000 | $ 227,000 | $ 96,000 |
| BARNSTABLE TOWN, MA | 2 | $ 464,000 | $ 232,000 | $ 73,000 |
| BATTLE CREEK, MI | 2 | $ 150,000 | $ 75,000 | $ 32,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 2 | $ 176,000 | $ 88,000 | $ 39,000 |
| CANTON-MASSILLON, OH | 2 | $ 200,000 | $ 100,000 | $ 42,000 |
| CHICO, CA | 2 | $ 440,000 | $ 220,000 | $ 86,000 |
| ELKHART-GOSHEN, IN | 2 | $ 110,000 | $ 55,000 | $ 54,000 |
| FOND DU LAC, WI | 2 | $ 221,000 | $ 110,000 | $ 38,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 2 | $ 661,000 | $ 330,000 | $ 203,000 |
| GRAND RAPIDS-WYOMING, MI | 2 | $ 241,000 | $ 120,000 | $ 37,000 |
| GREENVILLE, NC | 2 | $ 200,000 | $ 100,000 | $ 58,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 2 | $ 273,000 | $ 136,000 | $ 27,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 2 | $ 497,000 | $ 248,000 | $ 83,000 |
| KALAMAZOO-PORTAGE, MI | 2 | $ 204,000 | $ 102,000 | $ 54,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 2 | $ 187,000 | $ 93,000 | $ 35,000 |
| KNOXVILLE, TN | 2 | $ 235,000 | $ 117,000 | $ 35,000 |
| LANSING-EAST LANSING, MI | 2 | $ 245,000 | $ 122,000 | $ 54,000 |
| LAS CRUCES, NM | 2 | $ 315,000 | $ 157,000 | $ 83,000 |
| LINCOLN, NE | 2 | $ 290,000 | $ 145,000 | $ 78,000 |
| MERCED, CA | 2 | $ 716,000 | $ 358,000 | $ 192,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 2 | $ 337,000 | $ 168,000 | $ 67,000 |
| MOBILE, AL | 2 | $ 207,000 | $ 103,000 | $ 21,000 |
| MODESTO, CA | 2 | $ 403,000 | $ 201,000 | $ 67,000 |
| NEW HAVEN-MILFORD, CT | 2 | $ 359,000 | $ 179,000 | $ 64,000 |
| NORWICH-NEW LONDON, CT | 2 | $ 301,000 | $ 150,000 | $ 86,000 |
| ODESSA, TX | 2 | $ 289,000 | $ 144,000 | $ 94,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 2 | $ 342,000 | $ 171,000 | $ 47,000 |
| PROVO-OREM, UT | 2 | $ 253,000 | $ 126,000 | $ 53,000 |
| RALEIGH-CARY, NC | 2 | $ 213,000 | $ 106,000 | $ 15,000 |
| RENO-SPARKS, NV | 2 | $ 299,000 | $ 149,000 | $ 57,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 2 | $ 629,000 | $ 314,000 | $ 93,000 |
| SANDUSKY, OH | 2 | $ 241,000 | $ 120,000 | $ 48,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 2 | $ 490,000 | $ 245,000 | $ 74,000 |
| SARASOTA-BRADENTON-VENICE, FL | 2 | $ 261,000 | $ 130,000 | $ 42,000 |
| SAVANNAH, GA | 2 | $ 551,000 | $ 275,000 | $ 37,000 |
| ST. GEORGE, UT | 2 | $ 383,000 | $ 191,000 | $ 131,000 |
| TOLEDO, OH | 2 | $ 145,000 | $ 72,000 | $ 0 |
| WACO, TX | 2 | $ 176,000 | $ 88,000 | $ 55,000 |
| WHEELING, WV-OH | 2 | $ 108,000 | $ 54,000 | $ 89,000 |
| ALEXANDRIA, LA | 1 | $ 94,000 | $ 94,000 | $ 34,000 |
| AMARILLO, TX | 1 | $ 59,000 | $ 59,000 | $ 40,000 |
| BLOOMINGTON-NORMAL, IL | 1 | $ 169,000 | $ 169,000 | $ 89,000 |
| CAPE CORAL-FORT MYERS, FL | 1 | $ 96,000 | $ 96,000 | $ 27,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 1 | $ 135,000 | $ 135,000 | $ 0 |
| COLUMBUS, GA-AL | 1 | $ 71,000 | $ 71,000 | $ 24,000 |
| CORPUS CHRISTI, TX | 1 | $ 174,000 | $ 174,000 | $ 0 |
| DES MOINES, IA | 1 | $ 83,000 | $ 83,000 | $ 56,000 |
| DOVER, DE | 1 | $ 220,000 | $ 220,000 | $ 64,000 |
| DUBUQUE, IA | 1 | $ 122,000 | $ 122,000 | $ 37,000 |
| EVANSVILLE, IN-KY | 1 | $ 74,000 | $ 74,000 | $ 32,000 |
| FLORENCE-MUSCLE SHOALS, AL | 1 | $ 158,000 | $ 158,000 | $ 92,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 1 | $ 130,000 | $ 130,000 | $ 75,000 |
| GADSDEN, AL | 1 | $ 55,000 | $ 55,000 | $ 29,000 |
| GAINESVILLE, FL | 1 | $ 119,000 | $ 119,000 | $ 66,000 |
| GLENS FALLS, NY | 1 | $ 126,000 | $ 126,000 | $ 66,000 |
| GRAND JUNCTION, CO | 1 | $ 86,000 | $ 86,000 | $ 76,000 |
| HANFORD-CORCORAN, CA | 1 | $ 104,000 | $ 104,000 | $ 364,000 |
| HARRISONBURG, VA | 1 | $ 110,000 | $ 110,000 | $ 0 |
| HATTIESBURG, MS | 1 | $ 114,000 | $ 114,000 | $ 34,000 |
| HOLLAND-GRAND HAVEN, MI | 1 | $ 188,000 | $ 188,000 | $ 93,000 |
| HUNTSVILLE, AL | 1 | $ 91,000 | $ 91,000 | $ 0 |
| IOWA CITY, IA | 1 | $ 117,000 | $ 117,000 | $ 42,000 |
| KINGSTON, NY | 1 | $ 136,000 | $ 136,000 | $ 117,000 |
| LAFAYETTE, LA | 1 | $ 39,000 | $ 39,000 | $ 0 |
| LAKE CHARLES, LA | 1 | $ 155,000 | $ 155,000 | $ 86,000 |
| LAKELAND, FL | 1 | $ 125,000 | $ 125,000 | $ 50,000 |
| LEBANON, PA | 1 | $ 196,000 | $ 196,000 | $ 78,000 |
| LEXINGTON-FAYETTE, KY | 1 | $ 265,000 | $ 265,000 | $ 125,000 |
| LUBBOCK, TX | 1 | $ 76,000 | $ 76,000 | $ 0 |
| LYNCHBURG, VA | 1 | $ 95,000 | $ 95,000 | $ 126,000 |
| MADERA, CA | 1 | $ 195,000 | $ 195,000 | $ 117,000 |
| MEDFORD, OR | 1 | $ 210,000 | $ 210,000 | $ 79,000 |
| MICHIGAN CITY-LA PORTE, IN | 1 | $ 110,000 | $ 110,000 | $ 35,000 |
| MONROE, MI | 1 | $ 120,000 | $ 120,000 | $ 45,000 |
| MUNCIE, IN | 1 | $ 82,000 | $ 82,000 | $ 0 |
| NILES-BENTON HARBOR, MI | 1 | $ 1,100,000 | $ 1,100,000 | $ 0 |
| OCALA, FL | 1 | $ 138,000 | $ 138,000 | $ 0 |
| OCEAN CITY, NJ | 1 | $ 260,000 | $ 260,000 | $ 1,596,000 |
| OKLAHOMA CITY, OK | 1 | $ 64,000 | $ 64,000 | $ 17,000 |
| OLYMPIA, WA | 1 | $ 171,000 | $ 171,000 | $ 54,000 |
| OSHKOSH-NEENAH, WI | 1 | $ 125,000 | $ 125,000 | $ 58,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 1 | $ 91,000 | $ 91,000 | $ 44,000 |
| PARKERSBURG-MARIETTA, WV-OH | 1 | $ 52,000 | $ 52,000 | $ 35,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 1 | $ 169,000 | $ 169,000 | $ 68,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 1 | $ 213,000 | $ 213,000 | $ 59,000 |
| READING, PA | 1 | $ 68,000 | $ 68,000 | $ 50,000 |
| REDDING, CA | 1 | $ 440,000 | $ 440,000 | $ 136,000 |
| ROANOKE, VA | 1 | $ 500,000 | $ 500,000 | $ 0 |
| ROCKY MOUNT, NC | 1 | $ 138,000 | $ 138,000 | $ 65,000 |
| SALINAS, CA | 1 | $ 275,000 | $ 275,000 | $ 100,000 |
| SALISBURY, MD | 1 | $ 107,000 | $ 107,000 | $ 62,000 |
| SALT LAKE CITY, UT | 1 | $ 225,000 | $ 225,000 | $ 44,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 1 | $ 568,000 | $ 568,000 | $ 0 |
| SANTA FE, NM | 1 | $ 164,000 | $ 164,000 | $ 54,000 |
| SCRANTON--WILKES-BARRE, PA | 1 | $ 73,000 | $ 73,000 | $ 61,000 |
| SHEBOYGAN, WI | 1 | $ 117,000 | $ 117,000 | $ 67,000 |
| SHERMAN-DENISON, TX | 1 | $ 52,000 | $ 52,000 | $ 22,000 |
| SIOUX FALLS, SD | 1 | $ 80,000 | $ 80,000 | $ 48,000 |
| SPOKANE, WA | 1 | $ 83,000 | $ 83,000 | $ 32,000 |
| SPRINGFIELD, MA | 1 | $ 119,000 | $ 119,000 | $ 0 |
| SUMTER, SC | 1 | $ 79,000 | $ 79,000 | $ 41,000 |
| TOPEKA, KS | 1 | $ 35,000 | $ 35,000 | $ 10,000 |
| VERO BEACH, FL | 1 | $ 129,000 | $ 129,000 | $ 37,000 |
| WARNER ROBINS, GA | 1 | $ 96,000 | $ 96,000 | $ 47,000 |
| WATERLOO-CEDAR FALLS, IA | 1 | $ 74,000 | $ 74,000 | $ 25,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 1 | $ 58,000 | $ 58,000 | $ 33,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 1 | $ 180,000 | $ 180,000 | $ 0 |
| WICHITA, KS | 1 | $ 53,000 | $ 53,000 | $ 23,000 |
| WINSTON-SALEM, NC | 1 | $ 82,000 | $ 82,000 | $ 65,000 |
Mortgage Loan Application Detail Totals for Platinum Community Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,989 | $291,308,000 | $148,857 | $875,000 | $61,666 | $1,596,000 |
| Refinancing | 1,235 | $211,454,000 | $162,674 | $1,100,000 | $59,720 | $1,478,000 |
| Home Improvement | 1 | $900,000 | $900,000 | $900,000 | $480,000 | $480,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,135 | $329,713,000 | $152,279 | $958,000 | $64,116 | $1,596,000 |
| Black or African American | 580 | $81,101,000 | $128,714 | $440,000 | $52,785 | $240,000 |
| Hispanic | 283 | $47,577,000 | $149,000 | $480,000 | $50,517 | $243,000 |
| Not Provided | 121 | $21,867,000 | $152,962 | $875,000 | $62,000 | $470,000 |
| Asian | 72 | $18,025,000 | $250,750 | $1,100,000 | $63,437 | $234,000 |
| Not applicable | 13 | $1,999,000 | $143,800 | $297,000 | $47,200 | $96,000 |
| American Indian or Alaskan Native | 11 | $1,434,000 | $120,500 | $278,000 | $46,750 | $90,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $1,946,000 | $177,428 | $384,000 | $55,714 | $180,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,557 | $197,641,000 | $122,700 | $423,000 | $44,475 | $296,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,498 | $282,337,000 | $183,093 | $1,100,000 | $80,325 | $1,596,000 |
| VA-guaranteed (Veterans Administration) | 170 | $23,684,000 | $147,884 | $289,000 | $47,461 | $143,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 3,069 | $477,741,000 | $155,288 | $648,000 | $62,444 | $1,596,000 |
| Loan Originated | 132 | $20,400,000 | $267,300 | $900,000 | $66,800 | $700,000 |
| Application Denied By Financial Institution | 12 | $3,335,000 | $357,625 | $1,100,000 | $135,250 | $900,000 |
| Application Withdrawn By Applicant | 7 | $778,000 | $114,333 | $152,000 | $47,000 | $117,000 |
| Application Approved But Not Accepted | 3 | $398,000 | $132,666 | $184,000 | $34,333 | $103,000 |
| File Closed For Incompleteness | 2 | $1,010,000 | $505,000 | $750,000 | $40,500 | $81,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 5 | $674,000 | $134,800 | $225,000 | $30,600 | $52,000 |
| Credit History | 4 | $1,379,000 | $434,333 | $1,100,000 | $23,666 | $60,000 |
| Unverifiable Information | 1 | $221,000 | $221,000 | $221,000 | $71,000 | $71,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $103,000 | $103,000 | $103,000 | $0 | $0 |
| Credit Application Incomplete | 1 | $958,000 | $958,000 | $958,000 | $900,000 | $900,000 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Platinum Community Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Platinum Community Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.