Platinum Financial Funding, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Platinum Financial Funding, Llc 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Platinum Financial Funding, Llc 1913 Gunbarrel Road Chattanooga, TN 37421 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 1,666 |
| Total Mortgage Loan Application Amount | $244,135,000 |
| Average Mortgage Loan Application Amount | $147,500 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $75,000 |
| Highest Applicant Income | $2,462,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Platinum Financial Funding, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Platinum Financial Funding, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Platinum Financial Funding, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Platinum Financial Funding, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Platinum Financial Funding, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Platinum Financial Funding, Llc's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hamilton County Tennessee | 445 | $ 67,933,000 | $ 152,000 | $ 72,000 |
| Knox County Tennessee | 164 | $ 27,024,000 | $ 164,000 | $ 61,000 |
| Catoosa County Georgia | 93 | $ 12,574,000 | $ 135,000 | $ 118,000 |
| Walker County Georgia | 64 | $ 7,785,000 | $ 121,000 | $ 58,000 |
| Bradley County Tennessee | 60 | $ 8,398,000 | $ 139,000 | $ 61,000 |
| Shelby County Tennessee | 54 | $ 8,975,000 | $ 166,000 | $ 67,000 |
| Davidson County Tennessee | 52 | $ 7,919,000 | $ 152,000 | $ 58,000 |
| Blount County Tennessee | 43 | $ 6,216,000 | $ 144,000 | $ 51,000 |
| Rhea County Tennessee | 42 | $ 4,462,000 | $ 106,000 | $ 51,000 |
| Rutherford County Tennessee | 29 | $ 4,154,000 | $ 143,000 | $ 45,000 |
| Sevier County Tennessee | 25 | $ 3,255,000 | $ 130,000 | $ 53,000 |
| Sumner County Tennessee | 25 | $ 4,569,000 | $ 182,000 | $ 63,000 |
| Anderson County Tennessee | 18 | $ 2,437,000 | $ 135,000 | $ 54,000 |
| McMinn County Tennessee | 17 | $ 1,992,000 | $ 117,000 | $ 56,000 |
| Williamson County Tennessee | 17 | $ 3,194,000 | $ 187,000 | $ 69,000 |
| Madison County Tennessee | 15 | $ 1,687,000 | $ 112,000 | $ 46,000 |
| Wilson County Tennessee | 14 | $ 2,562,000 | $ 183,000 | $ 49,000 |
| Hamblen County Tennessee | 13 | $ 1,488,000 | $ 114,000 | $ 50,000 |
| Montgomery County Tennessee | 13 | $ 2,007,000 | $ 154,000 | $ 56,000 |
| Greene County Tennessee | 12 | $ 2,003,000 | $ 166,000 | $ 82,000 |
| Jefferson County Tennessee | 12 | $ 1,815,000 | $ 151,000 | $ 64,000 |
| Washington County Tennessee | 12 | $ 1,648,000 | $ 137,000 | $ 40,000 |
| Roane County Tennessee | 11 | $ 1,793,000 | $ 163,000 | $ 62,000 |
| Whitfield County Georgia | 10 | $ 1,351,000 | $ 135,000 | $ 66,000 |
| Sullivan County Tennessee | 10 | $ 1,261,000 | $ 126,000 | $ 48,000 |
| Cumberland County Tennessee | 9 | $ 1,251,000 | $ 139,000 | $ 44,000 |
| Dickson County Tennessee | 9 | $ 1,183,000 | $ 131,000 | $ 40,000 |
| Hawkins County Tennessee | 9 | $ 1,056,000 | $ 117,000 | $ 32,000 |
| Robertson County Tennessee | 9 | $ 1,313,000 | $ 145,000 | $ 45,000 |
| Tipton County Tennessee | 9 | $ 1,305,000 | $ 145,000 | $ 69,000 |
| Giles County Tennessee | 8 | $ 995,000 | $ 124,000 | $ 50,000 |
| Loudon County Tennessee | 8 | $ 1,782,000 | $ 222,000 | $ 48,000 |
| Sequatchie County Tennessee | 8 | $ 1,036,000 | $ 129,000 | $ 54,000 |
| Claiborne County Tennessee | 7 | $ 917,000 | $ 131,000 | $ 56,000 |
| Cocke County Tennessee | 7 | $ 1,135,000 | $ 162,000 | $ 70,000 |
| Lincoln County Tennessee | 7 | $ 1,093,000 | $ 156,000 | $ 76,000 |
| Marshall County Tennessee | 7 | $ 742,000 | $ 106,000 | $ 37,000 |
| Morgan County Tennessee | 7 | $ 813,000 | $ 116,000 | $ 50,000 |
| Overton County Tennessee | 7 | $ 1,662,000 | $ 237,000 | $ 77,000 |
| Putnam County Tennessee | 7 | $ 988,000 | $ 141,000 | $ 133,000 |
| Gibson County Tennessee | 6 | $ 657,000 | $ 109,000 | $ 65,000 |
| Maury County Tennessee | 6 | $ 1,001,000 | $ 166,000 | $ 49,000 |
| Monroe County Tennessee | 6 | $ 665,000 | $ 110,000 | $ 40,000 |
| Campbell County Tennessee | 5 | $ 734,000 | $ 146,000 | $ 77,000 |
| Chester County Tennessee | 5 | $ 447,000 | $ 89,000 | $ 44,000 |
| Fayette County Tennessee | 5 | $ 876,000 | $ 175,000 | $ 62,000 |
| Lawrence County Tennessee | 5 | $ 688,000 | $ 137,000 | $ 67,000 |
| Marion County Tennessee | 5 | $ 366,000 | $ 73,000 | $ 31,000 |
| Obion County Tennessee | 5 | $ 814,000 | $ 162,000 | $ 66,000 |
| Carter County Tennessee | 4 | $ 478,000 | $ 119,000 | $ 48,000 |
| Cheatham County Tennessee | 4 | $ 699,000 | $ 174,000 | $ 70,000 |
| Coffee County Tennessee | 4 | $ 388,000 | $ 97,000 | $ 45,000 |
| Fentress County Tennessee | 4 | $ 476,000 | $ 119,000 | $ 24,000 |
| Franklin County Tennessee | 4 | $ 753,000 | $ 188,000 | $ 59,000 |
| Grainger County Tennessee | 4 | $ 811,000 | $ 202,000 | $ 47,000 |
| Meigs County Tennessee | 4 | $ 568,000 | $ 142,000 | $ 90,000 |
| Unicoi County Tennessee | 4 | $ 542,000 | $ 135,000 | $ 38,000 |
| Union County Tennessee | 4 | $ 284,000 | $ 71,000 | $ 25,000 |
| Hickman County Tennessee | 3 | $ 352,000 | $ 117,000 | $ 47,000 |
| Johnson County Tennessee | 3 | $ 399,000 | $ 133,000 | $ 41,000 |
| Stewart County Tennessee | 3 | $ 197,000 | $ 65,000 | $ 27,000 |
| White County Tennessee | 3 | $ 273,000 | $ 91,000 | $ 29,000 |
| Dade County Georgia | 2 | $ 127,000 | $ 63,000 | $ 64,000 |
| Fannin County Georgia | 2 | $ 367,000 | $ 183,000 | $ 41,000 |
| Bedford County Tennessee | 2 | $ 225,000 | $ 112,000 | $ 44,000 |
| Benton County Tennessee | 2 | $ 218,000 | $ 109,000 | $ 47,000 |
| Bledsoe County Tennessee | 2 | $ 151,000 | $ 75,000 | $ 83,000 |
| Cannon County Tennessee | 2 | $ 309,000 | $ 154,000 | $ 37,000 |
| Dyer County Tennessee | 2 | $ 318,000 | $ 159,000 | $ 39,000 |
| Henry County Tennessee | 2 | $ 188,000 | $ 94,000 | $ 48,000 |
| Lewis County Tennessee | 2 | $ 277,000 | $ 138,000 | $ 65,000 |
| Moore County Tennessee | 2 | $ 133,000 | $ 66,000 | $ 31,000 |
| Polk County Tennessee | 2 | $ 402,000 | $ 201,000 | $ 82,000 |
| Smith County Tennessee | 2 | $ 212,000 | $ 106,000 | $ 63,000 |
| Warren County Tennessee | 2 | $ 172,000 | $ 86,000 | $ 37,000 |
| Weakley County Tennessee | 2 | $ 206,000 | $ 103,000 | $ 30,000 |
| Chatham County Georgia | 1 | $ 88,000 | $ 88,000 | $ 31,000 |
| Clayton County Georgia | 1 | $ 122,000 | $ 122,000 | $ 11,000 |
| DeKalb County Georgia | 1 | $ 174,000 | $ 174,000 | $ 38,000 |
| Floyd County Georgia | 1 | $ 44,000 | $ 44,000 | $ 23,000 |
| Fulton County Georgia | 1 | $ 142,000 | $ 142,000 | $ 40,000 |
| Gordon County Georgia | 1 | $ 66,000 | $ 66,000 | $ 28,000 |
| Gwinnett County Georgia | 1 | $ 216,000 | $ 216,000 | $ 91,000 |
| Pickens County Georgia | 1 | $ 143,000 | $ 143,000 | $ 39,000 |
| Spalding County Georgia | 1 | $ 58,000 | $ 58,000 | $ 25,000 |
| Troup County Georgia | 1 | $ 137,000 | $ 137,000 | $ 40,000 |
| Upson County Georgia | 1 | $ 99,000 | $ 99,000 | $ 42,000 |
| Walton County Georgia | 1 | $ 94,000 | $ 94,000 | $ 28,000 |
| Ware County Georgia | 1 | $ 116,000 | $ 116,000 | $ 34,000 |
| Carroll County Tennessee | 1 | $ 37,000 | $ 37,000 | $ 19,000 |
| Crockett County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 17,000 |
| DeKalb County Tennessee | 1 | $ 104,000 | $ 104,000 | $ 62,000 |
| Grundy County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 52,000 |
| Hardin County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 114,000 |
| Jackson County Tennessee | 1 | $ 184,000 | $ 184,000 | $ 38,000 |
| Lake County Tennessee | 1 | $ 34,000 | $ 34,000 | $ 18,000 |
| Lauderdale County Tennessee | 1 | $ 130,000 | $ 130,000 | $ 38,000 |
| McNairy County Tennessee | 1 | $ 168,000 | $ 168,000 | $ 48,000 |
| Pickett County Tennessee | 1 | $ 153,000 | $ 153,000 | $ 30,000 |
| Scott County Tennessee | 1 | $ 143,000 | $ 143,000 | $ 480,000 |
| Van Buren County Tennessee | 1 | $ 198,000 | $ 198,000 | $ 53,000 |
Mortgage Loan Application Detail Totals for Platinum Financial Funding, Llc in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,399 | $204,310,000 | $146,000 | $1,000,000 | $61,000 | $1,211,000 |
| Refinancing | 267 | $39,825,000 | $149,000 | $569,000 | $89,000 | $2,462,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 977 | $144,884,000 | $148,000 | $710,000 | $73,000 | $2,462,000 |
| Not Provided | 518 | $77,248,000 | $149,000 | $1,000,000 | $56,000 | $600,000 |
| Black or African American | 134 | $16,636,000 | $124,000 | $417,000 | $46,000 | $141,000 |
| Hispanic | 24 | $2,963,000 | $123,000 | $285,000 | $53,000 | $200,000 |
| Asian | 7 | $1,127,000 | $161,000 | $330,000 | $172,000 | $944,000 |
| American Indian or Alaskan Native | 3 | $742,000 | $247,000 | $325,000 | $86,000 | $125,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $535,000 | $178,000 | $220,000 | $44,000 | $60,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 814 | $134,517,000 | $165,000 | $1,000,000 | $85,000 | $2,462,000 |
| FHA-insured (Federal Housing Administration) | 531 | $63,480,000 | $119,000 | $305,000 | $46,000 | $600,000 |
| VA-guaranteed (Veterans Administration) | 170 | $27,630,000 | $162,000 | $603,000 | $58,000 | $241,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 151 | $18,508,000 | $122,000 | $246,000 | $38,000 | $70,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 859 | $131,500,000 | $153,000 | $1,000,000 | $67,000 | $1,861,000 |
| Loan Originated | 509 | $74,223,000 | $145,000 | $417,000 | $59,000 | $290,000 |
| Application Denied By Financial Institution | 233 | $29,309,000 | $125,000 | $342,000 | $74,000 | $2,462,000 |
| Application Approved But Not Accepted | 29 | $4,107,000 | $141,000 | $380,000 | $48,000 | $128,000 |
| File Closed For Incompleteness | 21 | $2,851,000 | $135,000 | $225,000 | $50,000 | $244,000 |
| Preapproval Approved but not Accepted | 10 | $1,714,000 | $171,000 | $344,000 | $171,000 | $1,211,000 |
| Preapproval Denied by Financial Institution | 5 | $431,000 | $86,000 | $125,000 | $53,000 | $168,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 1 | $55,000 | $55,000 | $55,000 | $20,000 | $20,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Platinum Financial Funding, Llc's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Platinum Financial Funding, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.