Plaza Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Plaza Bank 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Plaza Bank 18200 Von Karman Ave Suite 500 Irvine, CA 92612 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 509 |
| Total Mortgage Loan Application Amount | $259,333,000 |
| Average Mortgage Loan Application Amount | $510,000 |
| Highest Mortgage Loan Application Amount | $2,970,000 |
| Average Applicant Income | $205,500 |
| Highest Applicant Income | $3,033,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Plaza Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Plaza Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Plaza Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Plaza Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Plaza Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Plaza Bank's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Orange County California | 150 | $ 82,551,000 | $ 550,000 | $ 193,000 |
| Los Angeles County California | 147 | $ 80,425,000 | $ 547,000 | $ 191,000 |
| San Diego County California | 80 | $ 40,056,000 | $ 500,000 | $ 178,000 |
| Riverside County California | 24 | $ 7,678,000 | $ 319,000 | $ 126,000 |
| Santa Barbara County California | 20 | $ 15,079,000 | $ 753,000 | $ 336,000 |
| Ventura County California | 19 | $ 7,759,000 | $ 408,000 | $ 131,000 |
| San Bernardino County California | 11 | $ 2,563,000 | $ 233,000 | $ 88,000 |
| Maricopa County Arizona | 5 | $ 1,974,000 | $ 394,000 | $ 278,000 |
| Hillsborough County Florida | 4 | $ 432,000 | $ 108,000 | $ 220,000 |
| Navajo County Arizona | 2 | $ 357,000 | $ 178,000 | $ 207,000 |
| Contra Costa County California | 2 | $ 677,000 | $ 338,000 | $ 115,000 |
| Sacramento County California | 2 | $ 803,000 | $ 401,000 | $ 87,000 |
| Denver County Colorado | 2 | $ 570,000 | $ 285,000 | $ 240,000 |
| Clark County Nevada | 2 | $ 403,000 | $ 201,000 | $ 97,000 |
| Multnomah County Oregon | 2 | $ 710,000 | $ 355,000 | $ 214,000 |
| King County Washington | 2 | $ 660,000 | $ 330,000 | $ 204,000 |
| Mohave County Arizona | 1 | $ 180,000 | $ 180,000 | $ 257,000 |
| Yavapai County Arizona | 1 | $ 405,000 | $ 405,000 | $ 118,000 |
| Alameda County California | 1 | $ 417,000 | $ 417,000 | $ 105,000 |
| Fresno County California | 1 | $ 461,000 | $ 461,000 | $ 88,000 |
| Monterey County California | 1 | $ 450,000 | $ 450,000 | $ 112,000 |
| Napa County California | 1 | $ 330,000 | $ 330,000 | $ 48,000 |
| Placer County California | 1 | $ 460,000 | $ 460,000 | $ 267,000 |
| Santa Clara County California | 1 | $ 580,000 | $ 580,000 | $ 86,000 |
| Solano County California | 1 | $ 239,000 | $ 239,000 | $ 80,000 |
| Sonoma County California | 1 | $ 1,100,000 | $ 1,100,000 | $ 311,000 |
| Adams County Colorado | 1 | $ 206,000 | $ 206,000 | $ 77,000 |
| Boulder County Colorado | 1 | $ 345,000 | $ 345,000 | $ 216,000 |
| Eagle County Colorado | 1 | $ 728,000 | $ 728,000 | $ 838,000 |
| New Haven County Connecticut | 1 | $ 100,000 | $ 100,000 | $ 100,000 |
| Broward County Florida | 1 | $ 295,000 | $ 295,000 | $ 147,000 |
| Miami-Dade County Florida | 1 | $ 285,000 | $ 285,000 | $ 87,000 |
| Palm Beach County Florida | 1 | $ 395,000 | $ 395,000 | $ 525,000 |
| Volusia County Florida | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Hawaii County Hawaii | 1 | $ 366,000 | $ 366,000 | $ 223,000 |
| Honolulu County Hawaii | 1 | $ 1,028,000 | $ 1,028,000 | $ 3,033,000 |
| Maui County Hawaii | 1 | $ 348,000 | $ 348,000 | $ 387,000 |
| Bonner County Idaho | 1 | $ 417,000 | $ 417,000 | $ 266,000 |
| Johnson County Kansas | 1 | $ 366,000 | $ 366,000 | $ 236,000 |
| Orleans County Louisiana | 1 | $ 165,000 | $ 165,000 | $ 145,000 |
| Oakland County Michigan | 1 | $ 184,000 | $ 184,000 | $ 305,000 |
| Douglas County Nevada | 1 | $ 2,663,000 | $ 2,663,000 | $ 2,279,000 |
| Montgomery County Ohio | 1 | $ 363,000 | $ 363,000 | $ 525,000 |
| Richland County South Carolina | 1 | $ 162,000 | $ 162,000 | $ 61,000 |
| Fort Bend County Texas | 1 | $ 77,000 | $ 77,000 | $ 163,000 |
| Travis County Texas | 1 | $ 135,000 | $ 135,000 | $ 84,000 |
| Iron County Utah | 1 | $ 412,000 | $ 412,000 | $ 25,000 |
| Summit County Utah | 1 | $ 1,700,000 | $ 1,700,000 | $ 2,537,000 |
| Utah County Utah | 1 | $ 390,000 | $ 390,000 | $ 133,000 |
| Pierce County Washington | 1 | $ 502,000 | $ 502,000 | $ 166,000 |
| Teton County Wyoming | 1 | $ 250,000 | $ 250,000 | $ 63,000 |
Mortgage Loan Application Detail Totals for Plaza Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 360 | $183,043,000 | $508,000 | $2,970,000 | $198,000 | $2,537,000 |
| Home Purchase | 149 | $76,290,000 | $512,000 | $2,870,000 | $213,000 | $3,033,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 282 | $146,558,000 | $519,000 | $2,970,000 | $210,000 | $3,033,000 |
| Not Provided | 153 | $77,784,000 | $508,000 | $2,200,000 | $206,000 | $1,520,000 |
| Hispanic | 35 | $16,239,000 | $463,000 | $1,790,000 | $192,000 | $2,537,000 |
| Asian | 33 | $17,005,000 | $515,000 | $1,680,000 | $154,000 | $748,000 |
| Black or African American | 4 | $1,290,000 | $322,000 | $375,000 | $108,000 | $147,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $457,000 | $228,000 | $272,000 | $112,000 | $145,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 445 | $232,332,000 | $522,000 | $2,970,000 | $222,000 | $3,033,000 |
| FHA-insured (Federal Housing Administration) | 45 | $18,553,000 | $412,000 | $636,000 | $54,000 | $208,000 |
| VA-guaranteed (Veterans Administration) | 19 | $8,448,000 | $444,000 | $1,000,000 | $84,000 | $262,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 352 | $165,907,000 | $471,000 | $2,663,000 | $193,000 | $3,033,000 |
| Application Withdrawn By Applicant | 85 | $50,542,000 | $594,000 | $2,500,000 | $223,000 | $2,537,000 |
| Application Denied By Financial Institution | 46 | $28,901,000 | $628,000 | $2,970,000 | $209,000 | $1,041,000 |
| Application Approved But Not Accepted | 22 | $11,169,000 | $507,000 | $1,680,000 | $258,000 | $1,316,000 |
| File Closed For Incompleteness | 4 | $2,814,000 | $703,000 | $1,230,000 | $166,000 | $258,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 16 | $9,097,000 | $568,000 | $1,591,000 | $211,000 | $610,000 |
| Debt-To-Income Ratio | 9 | $3,297,000 | $366,000 | $506,000 | $104,000 | $216,000 |
| Credit Application Incomplete | 5 | $2,536,000 | $507,000 | $1,810,000 | $133,000 | $199,000 |
| Unverifiable Information | 5 | $6,196,000 | $1,239,000 | $2,970,000 | $394,000 | $996,000 |
| Other | 3 | $1,204,000 | $401,000 | $467,000 | $93,000 | $103,000 |
| Employment History | 3 | $1,407,000 | $469,000 | $548,000 | $161,000 | $224,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $4,141,000 | $1,380,000 | $2,870,000 | $564,000 | $1,041,000 |
| Credit History | 2 | $1,023,000 | $511,000 | $517,000 | $122,000 | $138,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Plaza Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Plaza Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.