Plaza Home Mortgage, Inc.
Mortgage Loan Application
Totals and Details
for 2016

Mortgage Company & Address Plaza Home Mortgage, Inc.
4820 Eastgate Mall, Suite 100
San Diego, CA 92121
Tel #: available with data download
Federal Regulator * available with data download
Years 2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 64,006
Total Mortgage Loan Application Amount $16,660,026,000
Average Mortgage Loan Application Amount $169,787
Highest Mortgage Loan Application Amount $2,500,000
Average Applicant Income $28,734
Highest Applicant Income $3,726,000
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Mortgage Loan Application Detail Totals for Plaza Home Mortgage, Inc. in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 38,782 $9,174,895,000 $236,000 $2,254,000 $53,000 $3,726,000
Refinancing 24,325 $7,222,637,000 $296,000 $2,500,000 $58,000 $2,115,000
Home Improvement 899 $262,494,000 $291,000 $975,000 $70,000 $1,662,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 25,359 $6,610,997,000 $260,000 $1,659,000 $0 $0
White 24,163 $6,113,445,000 $253,000 $2,500,000 $95,000 $2,510,000
Hispanic 5,233 $1,285,045,000 $245,000 $1,018,000 $76,000 $1,000,000
Black or African American 3,204 $745,753,000 $232,000 $1,130,000 $73,000 $873,000
Not Provided 2,870 $831,358,000 $289,000 $2,000,000 $104,000 $1,401,000
Asian 2,753 $930,039,000 $337,000 $2,245,000 $107,000 $3,726,000
Native Hawaiin or Other Pacific Islander 302 $109,160,000 $361,000 $920,000 $94,000 $366,000
American Indian or Alaskan Native 122 $34,229,000 $280,000 $885,000 $83,000 $269,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 29,463 $8,384,164,000 $284,000 $2,500,000 $77,000 $3,726,000
FHA-insured (Federal Housing Administration) 22,185 $4,892,309,000 $220,000 $985,000 $43,000 $1,678,000
VA-guaranteed (Veterans Administration) 10,096 $3,070,341,000 $304,000 $1,370,000 $26,000 $798,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2,262 $313,212,000 $138,000 $643,000 $28,000 $149,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 29,620 $7,668,775,000 $258,000 $2,254,000 $92,000 $2,510,000
Loan Purchased By The Institution 25,359 $6,610,997,000 $260,000 $1,659,000 $0 $0
Application Denied By Financial Institution 6,637 $1,758,357,000 $264,000 $2,245,000 $90,000 $3,726,000
Application Withdrawn By Applicant 1,151 $303,936,000 $264,000 $2,000,000 $101,000 $1,409,000
File Closed For Incompleteness 667 $186,656,000 $279,000 $2,500,000 $93,000 $1,395,000
Application Approved But Not Accepted 572 $131,305,000 $229,000 $777,000 $83,000 $527,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 3,032 $796,985,000 $262,000 $2,000,000 $94,000 $3,726,000
Debt-To-Income Ratio 987 $281,733,000 $285,000 $2,245,000 $67,000 $846,000
Collateral 710 $167,334,000 $235,000 $1,203,000 $95,000 $1,166,000
Unverifiable Information 699 $193,128,000 $276,000 $1,360,000 $106,000 $2,115,000
Credit History 546 $128,207,000 $234,000 $1,280,000 $84,000 $1,678,000
Credit Application Incomplete 401 $124,067,000 $309,000 $1,721,000 $105,000 $1,583,000
Employment History 170 $43,815,000 $257,000 $700,000 $74,000 $933,000
Insufficient Cash (Downpayment, Closing Cost) 88 $22,340,000 $253,000 $933,000 $82,000 $384,000
Mortgage Insurance Denied 4 $748,000 $187,000 $373,000 $63,000 $96,000
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