Plaza Home Mortgage, Inc. 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Plaza Home Mortgage, Inc. 4820 Eastgate Mall, Ste 100 Sacramento, CA 92121 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 64,006 |
| Total Mortgage Loan Application Amount | $16,660,026,000 |
| Average Mortgage Loan Application Amount | $274,333 |
| Highest Mortgage Loan Application Amount | $2,500,000 |
| Average Applicant Income | $60,333 |
| Highest Applicant Income | $3,726,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Plaza Home Mortgage, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Plaza Home Mortgage, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Plaza Home Mortgage, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Plaza Home Mortgage, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Plaza Home Mortgage, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Plaza Home Mortgage, Inc.'s mortgage activity for 2016.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 3,242 | $ 1,403,547,000 | $ 432,000 | $ 94,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 2,982 | $ 1,184,977,000 | $ 375,500 | $ 56,500 |
| SAN DIEGO-CARLSBAD, CA | 2,349 | $ 990,703,000 | $ 421,000 | $ 81,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 1,789 | $ 374,568,000 | $ 209,000 | $ 68,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 1,680 | $ 326,409,000 | $ 194,000 | $ 75,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 1,510 | $ 433,634,000 | $ 287,000 | $ 62,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 1,462 | $ 664,872,000 | $ 454,000 | $ 97,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 1,403 | $ 307,701,000 | $ 219,000 | $ 35,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 1,242 | $ 354,813,000 | $ 285,000 | $ 65,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 1,229 | $ 523,680,000 | $ 426,000 | $ 64,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 1,163 | $ 386,458,000 | $ 315,500 | $ 42,500 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 1,117 | $ 241,826,000 | $ 220,000 | $ 67,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 1,093 | $ 372,650,000 | $ 340,000 | $ 82,000 |
| ST. LOUIS, MO-IL | 1,075 | $ 165,125,000 | $ 157,500 | $ 12,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 1,062 | $ 326,498,000 | $ 307,000 | $ 54,000 |
| JACKSONVILLE, FL | 972 | $ 195,018,000 | $ 200,000 | $ 59,000 |
| PITTSBURGH, PA | 909 | $ 120,032,000 | $ 132,000 | $ 54,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 844 | $ 377,259,000 | $ 446,000 | $ 54,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 784 | $ 143,498,000 | $ 183,000 | $ 23,000 |
| DALLAS-PLANO-IRVING, TX | 756 | $ 170,228,000 | $ 225,000 | $ 64,000 |
| DENVER-AURORA-LAKEWOOD, CO | 713 | $ 197,261,000 | $ 276,000 | $ 36,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 652 | $ 140,525,000 | $ 215,000 | $ 66,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 645 | $ 181,852,000 | $ 281,000 | $ 30,000 |
| URBAN HONOLULU, HI | 631 | $ 314,203,000 | $ 497,000 | $ 79,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 558 | $ 104,013,000 | $ 186,000 | $ 52,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 554 | $ 120,745,000 | $ 217,000 | $ 41,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 527 | $ 123,157,000 | $ 233,000 | $ 1,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 526 | $ 114,120,000 | $ 216,000 | $ 59,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 524 | $ 191,576,000 | $ 365,000 | $ 82,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 463 | $ 202,592,000 | $ 437,000 | $ 67,000 |
| ROCHESTER, NY | 444 | $ 55,542,000 | $ 125,000 | $ 40,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 439 | $ 82,494,000 | $ 187,000 | $ 65,000 |
| AUSTIN-ROUND ROCK, TX | 420 | $ 103,689,000 | $ 246,000 | $ 80,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 419 | $ 80,392,000 | $ 191,000 | $ 42,000 |
| CLEVELAND-ELYRIA, OH | 415 | $ 55,382,000 | $ 133,000 | $ 56,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 391 | $ 64,007,000 | $ 163,000 | $ 45,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 389 | $ 86,603,000 | $ 222,000 | $ 75,000 |
| NEWARK, NJ-PA | 371 | $ 114,266,000 | $ 227,500 | $ 27,000 |
| ALBUQUERQUE, NM | 365 | $ 70,977,000 | $ 194,000 | $ 75,000 |
| CAPE CORAL-FORT MYERS, FL | 361 | $ 65,561,000 | $ 181,000 | $ 41,000 |
| KANSAS CITY, MO-KS | 356 | $ 58,560,000 | $ 168,500 | $ 39,000 |
| SALT LAKE CITY, UT | 340 | $ 85,996,000 | $ 252,000 | $ 12,000 |
| FORT WORTH-ARLINGTON, TX | 335 | $ 64,521,000 | $ 192,000 | $ 49,000 |
| NEW HAVEN-MILFORD, CT | 335 | $ 65,311,000 | $ 194,000 | $ 68,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 315 | $ 56,231,000 | $ 178,000 | $ 35,000 |
| UTICA-ROME, NY | 305 | $ 33,919,000 | $ 111,000 | $ 56,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 280 | $ 60,231,000 | $ 215,000 | $ 6,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 278 | $ 36,965,000 | $ 132,000 | $ 57,000 |
| MEMPHIS, TN-MS-AR | 270 | $ 47,093,000 | $ 172,666 | $ 3,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 269 | $ 96,748,000 | $ 359,000 | $ 86,000 |
| ALBANY-SCHENECTADY-TROY, NY | 267 | $ 43,866,000 | $ 164,000 | $ 69,000 |
| BOSTON, MA | 256 | $ 80,839,000 | $ 315,000 | $ 43,000 |
| SYRACUSE, NY | 255 | $ 30,258,000 | $ 118,000 | $ 57,000 |
| SALEM, OR | 252 | $ 51,133,000 | $ 202,000 | $ 46,000 |
| COLORADO SPRINGS, CO | 248 | $ 62,407,000 | $ 251,000 | $ 44,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 247 | $ 59,202,000 | $ 239,000 | $ 45,000 |
| PHILADELPHIA, PA | 245 | $ 39,464,000 | $ 161,000 | $ 33,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 236 | $ 119,331,000 | $ 505,000 | $ 80,000 |
| SANTA MARIA-SANTA BARBARA, CA | 234 | $ 82,341,000 | $ 351,000 | $ 82,000 |
| SANTA ROSA, CA | 234 | $ 94,458,000 | $ 403,000 | $ 88,000 |
| STOCKTON-LODI, CA | 234 | $ 64,054,000 | $ 273,000 | $ 62,000 |
| ERIE, PA | 231 | $ 27,351,000 | $ 118,000 | $ 52,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 225 | $ 84,793,000 | $ 376,000 | $ 26,000 |
| ST. CLOUD, MN | 216 | $ 36,137,000 | $ 167,000 | $ 70,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 213 | $ 72,864,000 | $ 342,000 | $ 35,000 |
| WILMINGTON, DE-MD-NJ | 212 | $ 42,323,000 | $ 180,666 | $ 39,333 |
| ELGIN, IL | 209 | $ 39,766,000 | $ 190,000 | $ 58,000 |
| CINCINNATI, OH-KY-IN | 187 | $ 27,020,000 | $ 146,000 | $ 3,000 |
| WORCESTER, MA-CT | 187 | $ 38,163,000 | $ 185,500 | $ 43,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 185 | $ 33,097,000 | $ 189,500 | $ 19,000 |
| FRESNO, CA | 184 | $ 42,680,000 | $ 231,000 | $ 84,000 |
| PRESCOTT, AZ | 182 | $ 37,617,000 | $ 206,000 | $ 65,000 |
| OGDEN-CLEARFIELD, UT | 180 | $ 39,300,000 | $ 218,000 | $ 13,000 |
| BEAUMONT-PORT ARTHUR, TX | 179 | $ 25,861,000 | $ 144,000 | $ 65,000 |
| CAMDEN, NJ | 179 | $ 32,716,000 | $ 182,000 | $ 7,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 172 | $ 48,848,000 | $ 284,000 | $ 83,000 |
| KOKOMO, IN | 172 | $ 18,722,000 | $ 108,000 | $ 48,000 |
| RALEIGH, NC | 171 | $ 38,248,000 | $ 223,000 | $ 46,000 |
| DUTCHESS COUNTY-PUTNAM COUNTY, NY | 169 | $ 42,582,000 | $ 251,000 | $ 93,000 |
| COLUMBUS, OH | 167 | $ 24,813,000 | $ 148,000 | $ 10,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 163 | $ 30,824,000 | $ 189,000 | $ 55,000 |
| SPRINGFIELD, MA | 156 | $ 25,334,000 | $ 162,000 | $ 53,000 |
| VALLEJO-FAIRFIELD, CA | 156 | $ 50,772,000 | $ 325,000 | $ 57,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 152 | $ 29,192,000 | $ 192,000 | $ 45,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 151 | $ 40,249,000 | $ 244,000 | $ 3,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 150 | $ 23,461,000 | $ 156,000 | $ 40,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 145 | $ 30,526,000 | $ 210,000 | $ 48,000 |
| MONROE, MI | 141 | $ 20,651,000 | $ 146,000 | $ 63,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 138 | $ 35,796,000 | $ 259,000 | $ 43,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 137 | $ 31,849,000 | $ 232,000 | $ 28,000 |
| EL PASO, TX | 136 | $ 20,404,000 | $ 150,000 | $ 53,000 |
| EUGENE, OR | 136 | $ 30,748,000 | $ 226,000 | $ 71,000 |
| TACOMA-LAKEWOOD, WA | 136 | $ 39,308,000 | $ 289,000 | $ 16,000 |
| FLINT, MI | 135 | $ 16,728,000 | $ 123,000 | $ 51,000 |
| WINSTON-SALEM, NC | 132 | $ 19,202,000 | $ 145,000 | $ 40,000 |
| BARNSTABLE TOWN, MA | 130 | $ 35,425,000 | $ 272,000 | $ 72,000 |
| MODESTO, CA | 129 | $ 27,944,000 | $ 216,000 | $ 56,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 128 | $ 26,583,000 | $ 180,500 | $ 60,500 |
| BAKERSFIELD, CA | 125 | $ 23,853,000 | $ 190,000 | $ 56,000 |
| BINGHAMTON, NY | 124 | $ 14,175,000 | $ 114,000 | $ 64,000 |
| PROVIDENCE-WARWICK, RI-MA | 124 | $ 29,474,000 | $ 237,500 | $ 48,000 |
| SPRINGFIELD, MO | 124 | $ 16,557,000 | $ 133,000 | $ 5,000 |
| PORT ST. LUCIE, FL | 119 | $ 21,877,000 | $ 183,000 | $ 57,000 |
| ROCKFORD, IL | 117 | $ 14,471,000 | $ 123,000 | $ 23,000 |
| LAKELAND-WINTER HAVEN, FL | 115 | $ 18,656,000 | $ 162,000 | $ 38,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 113 | $ 14,684,000 | $ 129,000 | $ 38,000 |
| GARY, IN | 107 | $ 15,956,000 | $ 149,000 | $ 22,000 |
| RICHMOND, VA | 102 | $ 21,490,000 | $ 210,000 | $ 22,000 |
| SALINAS, CA | 102 | $ 38,403,000 | $ 376,000 | $ 57,000 |
| TUCSON, AZ | 101 | $ 19,706,000 | $ 195,000 | $ 7,000 |
| ELMIRA, NY | 99 | $ 10,953,000 | $ 110,000 | $ 55,000 |
| WILMINGTON, NC | 97 | $ 19,883,000 | $ 204,000 | $ 53,000 |
| MERCED, CA | 96 | $ 22,068,000 | $ 229,000 | $ 88,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 94 | $ 24,402,000 | $ 259,000 | $ 72,000 |
| SANTA CRUZ-WATSONVILLE, CA | 94 | $ 43,764,000 | $ 465,000 | $ 118,000 |
| RENO, NV | 93 | $ 25,984,000 | $ 279,000 | $ 21,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 91 | $ 20,598,000 | $ 226,000 | $ 15,000 |
| BOISE CITY, ID | 89 | $ 17,673,000 | $ 198,000 | $ 15,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 89 | $ 38,452,000 | $ 432,000 | $ 106,000 |
| HARRISBURG-CARLISLE, PA | 85 | $ 13,789,000 | $ 162,000 | $ 42,000 |
| PROVO-OREM, UT | 85 | $ 20,814,000 | $ 244,000 | $ 18,000 |
| OCALA, FL | 84 | $ 11,512,000 | $ 137,000 | $ 18,000 |
| WICHITA, KS | 84 | $ 11,118,000 | $ 132,000 | $ 14,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 80 | $ 12,754,000 | $ 153,000 | $ 4,000 |
| MADERA, CA | 80 | $ 16,497,000 | $ 206,000 | $ 58,000 |
| YORK-HANOVER, PA | 80 | $ 12,464,000 | $ 155,000 | $ 19,000 |
| GRAND RAPIDS-WYOMING, MI | 79 | $ 11,280,000 | $ 142,000 | $ 30,000 |
| GRAND JUNCTION, CO | 78 | $ 14,464,000 | $ 185,000 | $ 61,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 77 | $ 12,195,000 | $ 148,000 | $ 63,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 73 | $ 13,433,000 | $ 184,000 | $ 13,000 |
| SAVANNAH, GA | 73 | $ 14,244,000 | $ 195,000 | $ 6,000 |
| DAYTON, OH | 72 | $ 9,081,000 | $ 126,000 | $ 4,000 |
| AKRON, OH | 70 | $ 10,656,000 | $ 152,000 | $ 42,000 |
| VISALIA-PORTERVILLE, CA | 70 | $ 13,003,000 | $ 185,000 | $ 63,000 |
| JACKSONVILLE, NC | 69 | $ 11,666,000 | $ 169,000 | $ 41,000 |
| NEW ORLEANS-METAIRIE, LA | 69 | $ 12,170,000 | $ 176,000 | $ 13,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 69 | $ 18,475,000 | $ 267,000 | $ 40,000 |
| SALISBURY, MD-DE | 68 | $ 19,296,000 | $ 275,500 | $ 21,500 |
| TALLAHASSEE, FL | 67 | $ 9,449,000 | $ 141,000 | $ 58,000 |
| FAYETTEVILLE, NC | 65 | $ 11,586,000 | $ 178,000 | $ 34,000 |
| GREENSBORO-HIGH POINT, NC | 64 | $ 9,134,000 | $ 142,000 | $ 30,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 62 | $ 11,360,000 | $ 180,000 | $ 30,500 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 61 | $ 7,957,000 | $ 130,000 | $ 8,000 |
| OKLAHOMA CITY, OK | 60 | $ 10,333,000 | $ 172,000 | $ 3,000 |
| SAN RAFAEL, CA | 60 | $ 30,722,000 | $ 512,000 | $ 55,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 59 | $ 10,303,000 | $ 169,500 | $ 4,000 |
| COLUMBIA, SC | 59 | $ 11,951,000 | $ 202,000 | $ 3,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 58 | $ 6,440,000 | $ 116,500 | $ 55,500 |
| KNOXVILLE, TN | 58 | $ 11,917,000 | $ 205,000 | $ 8,000 |
| MANKATO-NORTH MANKATO, MN | 58 | $ 10,244,000 | $ 176,000 | $ 58,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 57 | $ 10,177,000 | $ 178,000 | $ 1,000 |
| DOVER, DE | 56 | $ 13,397,000 | $ 239,000 | $ 27,000 |
| OLYMPIA-TUMWATER, WA | 56 | $ 15,122,000 | $ 270,000 | $ 38,000 |
| DES MOINES-WEST DES MOINES, IA | 55 | $ 9,211,000 | $ 167,000 | $ 6,000 |
| MCALLEN-EDINBURG-MISSION, TX | 55 | $ 8,778,000 | $ 159,000 | $ 58,000 |
| GREEN BAY, WI | 53 | $ 8,313,000 | $ 156,000 | $ 56,000 |
| LEXINGTON-FAYETTE, KY | 53 | $ 8,623,000 | $ 162,000 | $ 1,000 |
| TOPEKA, KS | 53 | $ 6,530,000 | $ 123,000 | $ 50,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 52 | $ 9,748,000 | $ 186,000 | $ 6,500 |
| ALBANY, OR | 51 | $ 9,390,000 | $ 184,000 | $ 31,000 |
| PUNTA GORDA, FL | 51 | $ 8,346,000 | $ 163,000 | $ 40,000 |
| NORWICH-NEW LONDON, CT | 50 | $ 11,625,000 | $ 232,000 | $ 28,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 49 | $ 9,767,000 | $ 239,500 | $ 33,000 |
| GREELEY, CO | 48 | $ 12,250,000 | $ 255,000 | $ 28,000 |
| MANCHESTER-NASHUA, NH | 47 | $ 10,155,000 | $ 216,000 | $ 10,000 |
| HICKORY-LENOIR-MORGANTON, NC | 45 | $ 6,887,000 | $ 153,000 | $ 4,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 45 | $ 8,961,000 | $ 198,500 | $ 35,000 |
| BIRMINGHAM-HOOVER, AL | 44 | $ 6,972,000 | $ 158,000 | $ 26,000 |
| MEDFORD, OR | 43 | $ 9,618,000 | $ 223,000 | $ 7,000 |
| GLENS FALLS, NY | 42 | $ 6,722,000 | $ 160,000 | $ 76,000 |
| TULSA, OK | 42 | $ 6,907,000 | $ 164,000 | $ 12,000 |
| YUBA CITY, CA | 42 | $ 8,456,000 | $ 201,000 | $ 42,000 |
| NAPA, CA | 41 | $ 16,999,000 | $ 414,000 | $ 102,000 |
| PANAMA CITY, FL | 39 | $ 7,738,000 | $ 198,000 | $ 41,000 |
| BEND-REDMOND, OR | 38 | $ 8,996,000 | $ 236,000 | $ 28,000 |
| EL CENTRO, CA | 38 | $ 7,774,000 | $ 204,000 | $ 28,000 |
| LANCASTER, PA | 38 | $ 6,826,000 | $ 179,000 | $ 39,000 |
| LAREDO, TX | 38 | $ 7,918,000 | $ 208,000 | $ 69,000 |
| PORTLAND-SOUTH PORTLAND, ME | 38 | $ 8,373,000 | $ 220,000 | $ 28,000 |
| REDDING, CA | 38 | $ 6,991,000 | $ 183,000 | $ 27,000 |
| SANTA FE, NM | 38 | $ 9,228,000 | $ 242,000 | $ 72,000 |
| PEORIA, IL | 37 | $ 4,711,000 | $ 127,000 | $ 64,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 37 | $ 4,571,000 | $ 121,500 | $ 59,500 |
| DURHAM-CHAPEL HILL, NC | 36 | $ 7,425,000 | $ 206,000 | $ 27,000 |
| HUNTSVILLE, AL | 36 | $ 6,145,000 | $ 170,000 | $ 0 |
| MADISON, WI | 36 | $ 7,159,000 | $ 198,000 | $ 33,000 |
| SPOKANE-SPOKANE VALLEY, WA | 36 | $ 8,428,000 | $ 234,000 | $ 53,000 |
| WICHITA FALLS, TX | 36 | $ 3,148,000 | $ 87,000 | $ 2,000 |
| CHATTANOOGA, TN-GA | 35 | $ 6,137,000 | $ 151,000 | $ 30,500 |
| CORPUS CHRISTI, TX | 35 | $ 6,264,000 | $ 178,000 | $ 21,000 |
| FORT COLLINS, CO | 35 | $ 9,298,000 | $ 265,000 | $ 24,000 |
| ASHEVILLE, NC | 34 | $ 6,791,000 | $ 199,000 | $ 31,000 |
| KILLEEN-TEMPLE, TX | 34 | $ 4,758,000 | $ 139,000 | $ 12,000 |
| ANCHORAGE, AK | 33 | $ 10,046,000 | $ 304,000 | $ 43,000 |
| BREMERTON-SILVERDALE, WA | 33 | $ 9,600,000 | $ 290,000 | $ 6,000 |
| KINGSTON, NY | 33 | $ 5,884,000 | $ 178,000 | $ 73,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 33 | $ 4,656,000 | $ 141,000 | $ 19,000 |
| BOWLING GREEN, KY | 32 | $ 5,007,000 | $ 156,000 | $ 1,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 31 | $ 5,838,000 | $ 188,000 | $ 21,000 |
| DULUTH, MN-WI | 31 | $ 5,557,000 | $ 153,000 | $ 37,500 |
| HOMOSASSA SPRINGS, FL | 31 | $ 3,917,000 | $ 126,000 | $ 15,000 |
| LAWRENCE, KS | 31 | $ 4,996,000 | $ 161,000 | $ 88,000 |
| ST. JOSEPH, MO-KS | 31 | $ 3,886,000 | $ 118,500 | $ 59,000 |
| MONTGOMERY, AL | 30 | $ 5,501,000 | $ 183,000 | $ 0 |
| TRENTON, NJ | 30 | $ 7,236,000 | $ 241,000 | $ 50,000 |
| GAINESVILLE, GA | 29 | $ 5,311,000 | $ 183,000 | $ 6,000 |
| JEFFERSON CITY, MO | 29 | $ 3,537,000 | $ 121,000 | $ 37,000 |
| RAPID CITY, SD | 29 | $ 5,277,000 | $ 181,000 | $ 0 |
| SPARTANBURG, SC | 29 | $ 4,443,000 | $ 153,000 | $ 3,000 |
| BOULDER, CO | 28 | $ 8,582,000 | $ 306,000 | $ 27,000 |
| COLUMBIA, MO | 27 | $ 4,298,000 | $ 159,000 | $ 29,000 |
| KENNEWICK-RICHLAND, WA | 27 | $ 5,411,000 | $ 200,000 | $ 7,000 |
| LAFAYETTE, LA | 27 | $ 4,041,000 | $ 149,000 | $ 41,000 |
| SEBASTIAN-VERO BEACH, FL | 27 | $ 5,332,000 | $ 197,000 | $ 36,000 |
| BATON ROUGE, LA | 26 | $ 4,702,000 | $ 180,000 | $ 22,000 |
| CANTON-MASSILLON, OH | 26 | $ 4,101,000 | $ 157,000 | $ 48,000 |
| CHICO, CA | 26 | $ 4,678,000 | $ 179,000 | $ 54,000 |
| JANESVILLE-BELOIT, WI | 26 | $ 2,854,000 | $ 109,000 | $ 8,000 |
| LONGVIEW, WA | 26 | $ 5,938,000 | $ 228,000 | $ 41,000 |
| TYLER, TX | 25 | $ 4,191,000 | $ 167,000 | $ 28,000 |
| ABILENE, TX | 24 | $ 3,970,000 | $ 165,000 | $ 55,000 |
| BROWNSVILLE-HARLINGEN, TX | 24 | $ 3,506,000 | $ 146,000 | $ 28,000 |
| SIOUX FALLS, SD | 24 | $ 4,546,000 | $ 189,000 | $ 77,000 |
| JOHNSTOWN, PA | 23 | $ 1,568,000 | $ 68,000 | $ 38,000 |
| TOLEDO, OH | 23 | $ 2,314,000 | $ 100,000 | $ 29,000 |
| CAPE GIRARDEAU, MO-IL | 22 | $ 2,644,000 | $ 120,000 | $ 1,000 |
| FLAGSTAFF, AZ | 22 | $ 6,332,000 | $ 287,000 | $ 74,000 |
| SHERMAN-DENISON, TX | 22 | $ 3,929,000 | $ 178,000 | $ 130,000 |
| HANFORD-CORCORAN, CA | 21 | $ 4,508,000 | $ 214,000 | $ 48,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 21 | $ 2,538,000 | $ 113,500 | $ 2,500 |
| LA CROSSE-ONALASKA, WI-MN | 21 | $ 3,558,000 | $ 203,500 | $ 71,500 |
| MUSKEGON, MI | 21 | $ 3,449,000 | $ 164,000 | $ 34,000 |
| RACINE, WI | 21 | $ 3,454,000 | $ 164,000 | $ 50,000 |
| ROANOKE, VA | 21 | $ 2,989,000 | $ 142,000 | $ 10,000 |
| COEUR D'ALENE, ID | 20 | $ 4,775,000 | $ 238,000 | $ 3,000 |
| CORVALLIS, OR | 20 | $ 4,726,000 | $ 236,000 | $ 43,000 |
| ELKHART-GOSHEN, IN | 20 | $ 2,484,000 | $ 124,000 | $ 0 |
| PUEBLO, CO | 20 | $ 3,243,000 | $ 162,000 | $ 23,000 |
| ST. GEORGE, UT | 20 | $ 4,965,000 | $ 248,000 | $ 10,000 |
| EAST STROUDSBURG, PA | 19 | $ 3,117,000 | $ 164,000 | $ 21,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 19 | $ 2,900,000 | $ 152,000 | $ 33,000 |
| WACO, TX | 19 | $ 3,131,000 | $ 164,000 | $ 11,000 |
| CHEYENNE, WY | 18 | $ 4,423,000 | $ 245,000 | $ 2,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 18 | $ 3,379,000 | $ 187,000 | $ 2,000 |
| FARGO, ND-MN | 18 | $ 3,040,000 | $ 168,000 | $ 57,500 |
| LAS CRUCES, NM | 18 | $ 3,349,000 | $ 186,000 | $ 45,000 |
| COLLEGE STATION-BRYAN, TX | 17 | $ 3,164,000 | $ 186,000 | $ 60,000 |
| COLUMBUS, GA-AL | 17 | $ 2,621,000 | $ 145,500 | $ 7,500 |
| SOUTH BEND-MISHAWAKA, IN-MI | 17 | $ 2,603,000 | $ 165,000 | $ 2,000 |
| WATERTOWN-FORT DRUM, NY | 17 | $ 3,685,000 | $ 216,000 | $ 98,000 |
| OCEAN CITY, NJ | 16 | $ 4,062,000 | $ 253,000 | $ 19,000 |
| SHREVEPORT-BOSSIER CITY, LA | 16 | $ 2,330,000 | $ 145,000 | $ 14,000 |
| VALDOSTA, GA | 16 | $ 2,448,000 | $ 153,000 | $ 2,000 |
| CLARKSVILLE, TN-KY | 15 | $ 2,221,000 | $ 182,500 | $ 0 |
| LANSING-EAST LANSING, MI | 15 | $ 2,081,000 | $ 138,000 | $ 27,000 |
| READING, PA | 15 | $ 2,634,000 | $ 175,000 | $ 29,000 |
| SIERRA VISTA-DOUGLAS, AZ | 15 | $ 2,209,000 | $ 147,000 | $ 44,000 |
| VINELAND-BRIDGETON, NJ | 15 | $ 2,112,000 | $ 140,000 | $ 14,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 15 | $ 1,254,000 | $ 83,500 | $ 44,500 |
| GAINESVILLE, FL | 14 | $ 3,073,000 | $ 219,000 | $ 21,000 |
| GETTYSBURG, PA | 14 | $ 2,320,000 | $ 165,000 | $ 14,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 14 | $ 2,049,000 | $ 146,000 | $ 8,000 |
| LEBANON, PA | 14 | $ 2,269,000 | $ 162,000 | $ 18,000 |
| LINCOLN, NE | 14 | $ 2,600,000 | $ 185,000 | $ 0 |
| MIDLAND, MI | 14 | $ 1,646,000 | $ 117,000 | $ 0 |
| ROCHESTER, MN | 14 | $ 2,485,000 | $ 177,000 | $ 39,000 |
| BURLINGTON, NC | 13 | $ 2,306,000 | $ 177,000 | $ 28,000 |
| GOLDSBORO, NC | 13 | $ 2,131,000 | $ 163,000 | $ 33,000 |
| JOHNSON CITY, TN | 13 | $ 1,879,000 | $ 144,000 | $ 17,000 |
| APPLETON, WI | 12 | $ 1,959,000 | $ 163,000 | $ 48,000 |
| ATHENS-CLARKE COUNTY, GA | 12 | $ 2,064,000 | $ 172,000 | $ 15,000 |
| FORT WAYNE, IN | 12 | $ 1,281,000 | $ 106,000 | $ 15,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 12 | $ 1,403,000 | $ 116,000 | $ 37,000 |
| GRANTS PASS, OR | 11 | $ 2,620,000 | $ 238,000 | $ 42,000 |
| HAMMOND, LA | 11 | $ 1,818,000 | $ 165,000 | $ 0 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 11 | $ 2,206,000 | $ 200,000 | $ 0 |
| MANSFIELD, OH | 11 | $ 1,087,000 | $ 98,000 | $ 0 |
| THE VILLAGES, FL | 11 | $ 2,788,000 | $ 253,000 | $ 46,000 |
| WARNER ROBINS, GA | 11 | $ 1,836,000 | $ 166,000 | $ 4,000 |
| YAKIMA, WA | 11 | $ 1,980,000 | $ 180,000 | $ 7,000 |
| ALTOONA, PA | 10 | $ 1,122,000 | $ 112,000 | $ 31,000 |
| BANGOR, ME | 10 | $ 1,655,000 | $ 165,000 | $ 14,000 |
| BISMARCK, ND | 10 | $ 2,444,000 | $ 244,000 | $ 46,000 |
| CHARLESTON, WV | 10 | $ 1,392,000 | $ 139,000 | $ 0 |
| LONGVIEW, TX | 10 | $ 1,907,000 | $ 190,000 | $ 61,000 |
| LUBBOCK, TX | 10 | $ 1,738,000 | $ 173,000 | $ 69,000 |
| MOBILE, AL | 10 | $ 1,324,000 | $ 132,000 | $ 0 |
| SIOUX CITY, IA-NE-SD | 10 | $ 1,218,000 | $ 127,000 | $ 44,000 |
| SPRINGFIELD, OH | 10 | $ 1,025,000 | $ 102,000 | $ 7,000 |
| STATE COLLEGE, PA | 10 | $ 1,407,000 | $ 140,000 | $ 41,000 |
| TERRE HAUTE, IN | 10 | $ 954,000 | $ 95,000 | $ 0 |
| WILLIAMSPORT, PA | 10 | $ 1,674,000 | $ 167,000 | $ 55,000 |
| ALBANY, GA | 9 | $ 1,025,000 | $ 113,000 | $ 15,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 9 | $ 3,058,000 | $ 339,000 | $ 44,000 |
| CHARLOTTESVILLE, VA | 9 | $ 2,087,000 | $ 231,000 | $ 23,000 |
| FORT SMITH, AR-OK | 9 | $ 1,158,000 | $ 111,500 | $ 0 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 9 | $ 1,539,000 | $ 143,333 | $ 0 |
| LYNCHBURG, VA | 9 | $ 1,791,000 | $ 199,000 | $ 17,000 |
| MACON, GA | 9 | $ 1,245,000 | $ 138,000 | $ 19,000 |
| NEW BERN, NC | 9 | $ 1,313,000 | $ 145,000 | $ 21,000 |
| POCATELLO, ID | 9 | $ 1,654,000 | $ 183,000 | $ 22,000 |
| SAGINAW, MI | 9 | $ 1,043,000 | $ 115,000 | $ 30,000 |
| SAN ANGELO, TX | 9 | $ 1,455,000 | $ 161,000 | $ 0 |
| WINCHESTER, VA-WV | 9 | $ 1,455,000 | $ 159,500 | $ 0 |
| ANN ARBOR, MI | 8 | $ 1,507,000 | $ 188,000 | $ 22,000 |
| AUBURN-OPELIKA, AL | 8 | $ 1,346,000 | $ 168,000 | $ 0 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 8 | $ 882,000 | $ 110,000 | $ 0 |
| BLOOMINGTON, IN | 8 | $ 1,171,000 | $ 146,000 | $ 10,000 |
| CARSON CITY, NV | 8 | $ 2,135,000 | $ 266,000 | $ 50,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 8 | $ 1,527,000 | $ 190,000 | $ 0 |
| COLUMBUS, IN | 8 | $ 1,043,000 | $ 130,000 | $ 13,000 |
| FLORENCE-MUSCLE SHOALS, AL | 8 | $ 907,000 | $ 113,000 | $ 0 |
| HATTIESBURG, MS | 8 | $ 1,107,000 | $ 138,000 | $ 15,000 |
| JACKSON, MI | 8 | $ 1,175,000 | $ 146,000 | $ 21,000 |
| KANKAKEE, IL | 8 | $ 929,000 | $ 116,000 | $ 27,000 |
| MICHIGAN CITY-LA PORTE, IN | 8 | $ 933,000 | $ 116,000 | $ 3,000 |
| MIDLAND, TX | 8 | $ 1,572,000 | $ 196,000 | $ 30,000 |
| MOUNT VERNON-ANACORTES, WA | 8 | $ 2,107,000 | $ 263,000 | $ 7,000 |
| ODESSA, TX | 8 | $ 1,230,000 | $ 153,000 | $ 7,000 |
| OSHKOSH-NEENAH, WI | 8 | $ 1,164,000 | $ 145,000 | $ 40,000 |
| SEBRING, FL | 8 | $ 867,000 | $ 108,000 | $ 36,000 |
| VICTORIA, TX | 8 | $ 1,226,000 | $ 153,000 | $ 9,000 |
| AMARILLO, TX | 7 | $ 1,115,000 | $ 159,000 | $ 0 |
| CARBONDALE-MARION, IL | 7 | $ 922,000 | $ 131,000 | $ 0 |
| EAU CLAIRE, WI | 7 | $ 1,013,000 | $ 144,000 | $ 43,000 |
| KALAMAZOO-PORTAGE, MI | 7 | $ 1,057,000 | $ 151,000 | $ 22,000 |
| LAWTON, OK | 7 | $ 1,443,000 | $ 206,000 | $ 0 |
| MORRISTOWN, TN | 7 | $ 1,123,000 | $ 160,000 | $ 16,000 |
| MUNCIE, IN | 7 | $ 1,037,000 | $ 148,000 | $ 25,000 |
| SPRINGFIELD, IL | 7 | $ 764,000 | $ 109,000 | $ 19,000 |
| TUSCALOOSA, AL | 7 | $ 861,000 | $ 123,000 | $ 0 |
| WAUSAU, WI | 7 | $ 1,051,000 | $ 150,000 | $ 42,000 |
| CASPER, WY | 6 | $ 1,307,000 | $ 217,000 | $ 9,000 |
| CUMBERLAND, MD-WV | 6 | $ 878,000 | $ 139,500 | $ 0 |
| EVANSVILLE, IN-KY | 6 | $ 632,000 | $ 105,000 | $ 9,000 |
| FARMINGTON, NM | 6 | $ 1,138,000 | $ 189,000 | $ 52,000 |
| GRAND ISLAND, NE | 6 | $ 767,000 | $ 127,000 | $ 0 |
| GREENVILLE, NC | 6 | $ 1,165,000 | $ 194,000 | $ 37,000 |
| HINESVILLE, GA | 6 | $ 839,000 | $ 139,000 | $ 9,000 |
| IDAHO FALLS, ID | 6 | $ 1,015,000 | $ 169,000 | $ 10,000 |
| LEWISTON, ID-WA | 6 | $ 1,154,000 | $ 183,500 | $ 40,500 |
| MANHATTAN, KS | 6 | $ 1,333,000 | $ 222,000 | $ 17,000 |
| MISSOULA, MT | 6 | $ 1,767,000 | $ 294,000 | $ 151,000 |
| SUMTER, SC | 6 | $ 1,056,000 | $ 176,000 | $ 0 |
| YUMA, AZ | 6 | $ 1,482,000 | $ 247,000 | $ 0 |
| BECKLEY, WV | 5 | $ 687,000 | $ 137,000 | $ 0 |
| BRUNSWICK, GA | 5 | $ 503,000 | $ 100,000 | $ 33,000 |
| FLORENCE, SC | 5 | $ 814,000 | $ 162,000 | $ 0 |
| FOND DU LAC, WI | 5 | $ 603,000 | $ 120,000 | $ 27,000 |
| GADSDEN, AL | 5 | $ 559,000 | $ 111,000 | $ 0 |
| JACKSON, MS | 5 | $ 1,037,000 | $ 207,000 | $ 0 |
| LOGAN, UT-ID | 5 | $ 935,000 | $ 197,000 | $ 17,500 |
| ROME, GA | 5 | $ 470,000 | $ 94,000 | $ 16,000 |
| SHEBOYGAN, WI | 5 | $ 700,000 | $ 140,000 | $ 60,000 |
| WENATCHEE, WA | 5 | $ 1,007,000 | $ 201,000 | $ 0 |
| AMES, IA | 4 | $ 645,000 | $ 161,000 | $ 0 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 4 | $ 333,000 | $ 83,000 | $ 6,000 |
| BAY CITY, MI | 4 | $ 483,000 | $ 120,000 | $ 34,000 |
| BELLINGHAM, WA | 4 | $ 1,293,000 | $ 323,000 | $ 25,000 |
| CHAMPAIGN-URBANA, IL | 4 | $ 484,000 | $ 121,000 | $ 23,000 |
| DECATUR, AL | 4 | $ 707,000 | $ 176,000 | $ 28,000 |
| GREAT FALLS, MT | 4 | $ 603,000 | $ 150,000 | $ 0 |
| ITHACA, NY | 4 | $ 865,000 | $ 216,000 | $ 149,000 |
| JONESBORO, AR | 4 | $ 470,000 | $ 117,000 | $ 0 |
| JOPLIN, MO | 4 | $ 741,000 | $ 185,000 | $ 0 |
| LEWISTON-AUBURN, ME | 4 | $ 655,000 | $ 163,000 | $ 0 |
| NILES-BENTON HARBOR, MI | 4 | $ 517,000 | $ 129,000 | $ 0 |
| WALLA WALLA, WA | 4 | $ 736,000 | $ 184,000 | $ 0 |
| WATERLOO-CEDAR FALLS, IA | 4 | $ 401,000 | $ 100,000 | $ 58,000 |
| BATTLE CREEK, MI | 3 | $ 612,000 | $ 204,000 | $ 27,000 |
| BILLINGS, MT | 3 | $ 605,000 | $ 201,000 | $ 0 |
| BLOOMINGTON, IL | 3 | $ 390,000 | $ 130,000 | $ 36,000 |
| BLOOMSBURG-BERWICK, PA | 3 | $ 506,000 | $ 168,000 | $ 0 |
| DALTON, GA | 3 | $ 289,000 | $ 96,000 | $ 0 |
| DECATUR, IL | 3 | $ 228,000 | $ 76,000 | $ 40,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 3 | $ 312,000 | $ 104,000 | $ 0 |
| FAIRBANKS, AK | 3 | $ 572,000 | $ 190,000 | $ 0 |
| GRAND FORKS, ND-MN | 3 | $ 420,000 | $ 140,000 | $ 0 |
| HARRISONBURG, VA | 3 | $ 501,000 | $ 167,000 | $ 18,000 |
| HOUMA-THIBODAUX, LA | 3 | $ 511,000 | $ 170,000 | $ 0 |
| IOWA CITY, IA | 3 | $ 555,000 | $ 185,000 | $ 65,000 |
| PARKERSBURG-VIENNA, WV | 3 | $ 304,000 | $ 101,000 | $ 0 |
| STAUNTON-WAYNESBORO, VA | 3 | $ 333,000 | $ 111,000 | $ 0 |
| ALEXANDRIA, LA | 2 | $ 440,000 | $ 220,000 | $ 41,000 |
| DANVILLE, IL | 2 | $ 252,000 | $ 126,000 | $ 0 |
| DOTHAN, AL | 2 | $ 147,000 | $ 73,000 | $ 0 |
| LAKE CHARLES, LA | 2 | $ 292,000 | $ 146,000 | $ 0 |
| LIMA, OH | 2 | $ 181,000 | $ 90,000 | $ 0 |
| MORGANTOWN, WV | 2 | $ 616,000 | $ 308,000 | $ 0 |
| PINE BLUFF, AR | 2 | $ 173,000 | $ 86,000 | $ 0 |
| ROCKY MOUNT, NC | 2 | $ 284,000 | $ 142,000 | $ 18,000 |
| WHEELING, WV-OH | 2 | $ 167,000 | $ 83,000 | $ 0 |
| CLEVELAND, TN | 1 | $ 74,000 | $ 74,000 | $ 0 |
| DUBUQUE, IA | 1 | $ 90,000 | $ 90,000 | $ 0 |
| HOT SPRINGS, AR | 1 | $ 225,000 | $ 225,000 | $ 74,000 |
| JACKSON, TN | 1 | $ 364,000 | $ 364,000 | $ 0 |
| PITTSFIELD, MA | 1 | $ 143,000 | $ 143,000 | $ 45,000 |
| TEXARKANA, TX-AR | 1 | $ 110,000 | $ 110,000 | $ 0 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 38,782 | $9,174,895,000 | $236,000 | $2,254,000 | $53,000 | $3,726,000 |
| Refinancing | 24,325 | $7,222,637,000 | $296,000 | $2,500,000 | $58,000 | $2,115,000 |
| Home Improvement | 899 | $262,494,000 | $291,000 | $975,000 | $70,000 | $1,662,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 25,359 | $6,610,997,000 | $260,000 | $1,659,000 | $0 | $0 |
| White | 24,163 | $6,113,445,000 | $253,000 | $2,500,000 | $95,000 | $2,510,000 |
| Hispanic | 5,233 | $1,285,045,000 | $245,000 | $1,018,000 | $76,000 | $1,000,000 |
| Black or African American | 3,204 | $745,753,000 | $232,000 | $1,130,000 | $73,000 | $873,000 |
| Not Provided | 2,870 | $831,358,000 | $289,000 | $2,000,000 | $104,000 | $1,401,000 |
| Asian | 2,753 | $930,039,000 | $337,000 | $2,245,000 | $107,000 | $3,726,000 |
| Native Hawaiin or Other Pacific Islander | 302 | $109,160,000 | $361,000 | $920,000 | $94,000 | $366,000 |
| American Indian or Alaskan Native | 122 | $34,229,000 | $280,000 | $885,000 | $83,000 | $269,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 29,463 | $8,384,164,000 | $284,000 | $2,500,000 | $77,000 | $3,726,000 |
| FHA-insured (Federal Housing Administration) | 22,185 | $4,892,309,000 | $220,000 | $985,000 | $43,000 | $1,678,000 |
| VA-guaranteed (Veterans Administration) | 10,096 | $3,070,341,000 | $304,000 | $1,370,000 | $26,000 | $798,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2,262 | $313,212,000 | $138,000 | $643,000 | $28,000 | $149,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 29,620 | $7,668,775,000 | $258,000 | $2,254,000 | $92,000 | $2,510,000 |
| Loan Purchased By The Institution | 25,359 | $6,610,997,000 | $260,000 | $1,659,000 | $0 | $0 |
| Application Denied By Financial Institution | 6,637 | $1,758,357,000 | $264,000 | $2,245,000 | $90,000 | $3,726,000 |
| Application Withdrawn By Applicant | 1,151 | $303,936,000 | $264,000 | $2,000,000 | $101,000 | $1,409,000 |
| File Closed For Incompleteness | 667 | $186,656,000 | $279,000 | $2,500,000 | $93,000 | $1,395,000 |
| Application Approved But Not Accepted | 572 | $131,305,000 | $229,000 | $777,000 | $83,000 | $527,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 3,032 | $796,985,000 | $262,000 | $2,000,000 | $94,000 | $3,726,000 |
| Debt-To-Income Ratio | 987 | $281,733,000 | $285,000 | $2,245,000 | $67,000 | $846,000 |
| Collateral | 710 | $167,334,000 | $235,000 | $1,203,000 | $95,000 | $1,166,000 |
| Unverifiable Information | 699 | $193,128,000 | $276,000 | $1,360,000 | $106,000 | $2,115,000 |
| Credit History | 546 | $128,207,000 | $234,000 | $1,280,000 | $84,000 | $1,678,000 |
| Credit Application Incomplete | 401 | $124,067,000 | $309,000 | $1,721,000 | $105,000 | $1,583,000 |
| Employment History | 170 | $43,815,000 | $257,000 | $700,000 | $74,000 | $933,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 88 | $22,340,000 | $253,000 | $933,000 | $82,000 | $384,000 |
| Mortgage Insurance Denied | 4 | $748,000 | $187,000 | $373,000 | $63,000 | $96,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Plaza Home Mortgage, Inc.'s 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Plaza Home Mortgage, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.