Pmac Lending Services Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Pmac Lending Services Inc 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Pmac Lending Services Inc 15325 Fairfield Ranch Road Ste 200 Chino Hills, CA 91709 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,741 |
| Total Mortgage Loan Application Amount | $478,746,000 |
| Average Mortgage Loan Application Amount | $277,333 |
| Highest Mortgage Loan Application Amount | $3,000,000 |
| Average Applicant Income | $133,666 |
| Highest Applicant Income | $2,373,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Pmac Lending Services Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Pmac Lending Services Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Pmac Lending Services Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Pmac Lending Services Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Pmac Lending Services Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Pmac Lending Services Inc's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 686 | $ 211,531,000 | $ 308,000 | $ 127,000 |
| San Bernardino County California | 319 | $ 78,548,000 | $ 246,000 | $ 109,000 |
| Riverside County California | 281 | $ 66,375,000 | $ 236,000 | $ 110,000 |
| Orange County California | 123 | $ 46,287,000 | $ 376,000 | $ 164,000 |
| Clark County Nevada | 55 | $ 12,639,000 | $ 229,000 | $ 180,000 |
| San Diego County California | 34 | $ 12,889,000 | $ 379,000 | $ 209,000 |
| Maricopa County Arizona | 29 | $ 4,872,000 | $ 168,000 | $ 102,000 |
| Tulare County California | 16 | $ 3,742,000 | $ 233,000 | $ 487,000 |
| Kern County California | 13 | $ 2,019,000 | $ 155,000 | $ 40,000 |
| Mohave County Arizona | 11 | $ 2,044,000 | $ 185,000 | $ 140,000 |
| Pima County Arizona | 10 | $ 1,068,000 | $ 106,000 | $ 84,000 |
| El Paso County Texas | 10 | $ 835,000 | $ 83,000 | $ 127,000 |
| Sacramento County California | 9 | $ 2,164,000 | $ 240,000 | $ 128,000 |
| Bexar County Texas | 8 | $ 1,104,000 | $ 138,000 | $ 69,000 |
| Alameda County California | 6 | $ 2,908,000 | $ 484,000 | $ 203,000 |
| Collier County Florida | 6 | $ 889,000 | $ 148,000 | $ 302,000 |
| Pierce County Washington | 6 | $ 645,000 | $ 107,000 | $ 58,000 |
| Contra Costa County California | 5 | $ 2,027,000 | $ 405,000 | $ 147,000 |
| Collin County Texas | 5 | $ 1,275,000 | $ 255,000 | $ 91,000 |
| Pinal County Arizona | 4 | $ 871,000 | $ 217,000 | $ 98,000 |
| Yavapai County Arizona | 4 | $ 726,000 | $ 181,000 | $ 32,000 |
| Yuma County Arizona | 4 | $ 797,000 | $ 199,000 | $ 67,000 |
| Imperial County California | 4 | $ 741,000 | $ 185,000 | $ 79,000 |
| Placer County California | 4 | $ 1,189,000 | $ 297,000 | $ 104,000 |
| San Mateo County California | 4 | $ 1,260,000 | $ 315,000 | $ 72,000 |
| Ventura County California | 4 | $ 1,429,000 | $ 357,000 | $ 104,000 |
| King County Washington | 4 | $ 1,213,000 | $ 303,000 | $ 479,000 |
| San Luis Obispo County California | 3 | $ 889,000 | $ 296,000 | $ 119,000 |
| Duval County Florida | 3 | $ 277,000 | $ 92,000 | $ 122,000 |
| Manatee County Florida | 3 | $ 717,000 | $ 239,000 | $ 108,000 |
| Washoe County Nevada | 3 | $ 615,000 | $ 205,000 | $ 202,000 |
| Galveston County Texas | 3 | $ 394,000 | $ 131,000 | $ 480,000 |
| Harris County Texas | 3 | $ 542,000 | $ 180,000 | $ 129,000 |
| Kitsap County Washington | 3 | $ 398,000 | $ 132,000 | $ 90,000 |
| Snohomish County Washington | 3 | $ 619,000 | $ 206,000 | $ 100,000 |
| Santa Cruz County Arizona | 2 | $ 105,000 | $ 52,000 | $ 63,000 |
| Del Norte County California | 2 | $ 766,000 | $ 383,000 | $ 756,000 |
| Glenn County California | 2 | $ 193,000 | $ 96,000 | $ 60,000 |
| San Francisco County California | 2 | $ 1,000,000 | $ 500,000 | $ 342,000 |
| Arapahoe County Colorado | 2 | $ 303,000 | $ 151,000 | $ 120,000 |
| El Paso County Colorado | 2 | $ 163,000 | $ 81,000 | $ 48,000 |
| Mesa County Colorado | 2 | $ 152,000 | $ 76,000 | $ 32,000 |
| Dona Ana County New Mexico | 2 | $ 279,000 | $ 139,000 | $ 42,000 |
| Clackamas County Oregon | 2 | $ 330,000 | $ 165,000 | $ 85,000 |
| Multnomah County Oregon | 2 | $ 500,000 | $ 250,000 | $ 65,000 |
| Denton County Texas | 2 | $ 662,000 | $ 331,000 | $ 232,000 |
| Travis County Texas | 2 | $ 307,000 | $ 153,000 | $ 29,000 |
| La Paz County Arizona | 1 | $ 154,000 | $ 154,000 | $ 59,000 |
| El Dorado County California | 1 | $ 105,000 | $ 105,000 | $ 167,000 |
| Humboldt County California | 1 | $ 212,000 | $ 212,000 | $ 51,000 |
| Mono County California | 1 | $ 336,000 | $ 336,000 | $ 389,000 |
| Monterey County California | 1 | $ 692,000 | $ 692,000 | $ 246,000 |
| Napa County California | 1 | $ 548,000 | $ 548,000 | $ 141,000 |
| San Joaquin County California | 1 | $ 588,000 | $ 588,000 | $ 202,000 |
| Santa Barbara County California | 1 | $ 561,000 | $ 561,000 | $ 122,000 |
| Shasta County California | 1 | $ 302,000 | $ 302,000 | $ 162,000 |
| Sonoma County California | 1 | $ 230,000 | $ 230,000 | $ 60,000 |
| Stanislaus County California | 1 | $ 137,000 | $ 137,000 | $ 76,000 |
| Adams County Colorado | 1 | $ 171,000 | $ 171,000 | $ 42,000 |
| Archuleta County Colorado | 1 | $ 113,000 | $ 113,000 | $ 47,000 |
| Gunnison County Colorado | 1 | $ 255,000 | $ 255,000 | $ 180,000 |
| Pueblo County Colorado | 1 | $ 98,000 | $ 98,000 | $ 161,000 |
| Brevard County Florida | 1 | $ 256,000 | $ 256,000 | $ 264,000 |
| Broward County Florida | 1 | $ 356,000 | $ 356,000 | $ 169,000 |
| Lee County Florida | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Palm Beach County Florida | 1 | $ 331,000 | $ 331,000 | $ 420,000 |
| St. Lucie County Florida | 1 | $ 650,000 | $ 650,000 | $ 276,000 |
| Bernalillo County New Mexico | 1 | $ 98,000 | $ 98,000 | $ 55,000 |
| Eddy County New Mexico | 1 | $ 21,000 | $ 21,000 | $ 95,000 |
| Santa Fe County New Mexico | 1 | $ 311,000 | $ 311,000 | $ 0 |
| Union County New Mexico | 1 | $ 79,000 | $ 79,000 | $ 42,000 |
| Valencia County New Mexico | 1 | $ 165,000 | $ 165,000 | $ 70,000 |
| Lane County Oregon | 1 | $ 135,000 | $ 135,000 | $ 35,000 |
| Hidalgo County Texas | 1 | $ 145,000 | $ 145,000 | $ 132,000 |
| Montgomery County Texas | 1 | $ 137,000 | $ 137,000 | $ 47,000 |
| Williamson County Texas | 1 | $ 126,000 | $ 126,000 | $ 0 |
Mortgage Loan Application Detail Totals for Pmac Lending Services Inc in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 946 | $235,008,000 | $248,000 | $2,194,000 | $131,000 | $1,080,000 |
| Refinancing | 787 | $241,513,000 | $306,000 | $3,000,000 | $129,000 | $2,373,000 |
| Home Improvement | 8 | $2,225,000 | $278,000 | $1,400,000 | $141,000 | $363,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 1,007 | $253,881,000 | $252,000 | $1,500,000 | $114,000 | $2,373,000 |
| White | 526 | $162,056,000 | $308,000 | $3,000,000 | $161,000 | $2,166,000 |
| Black or African American | 119 | $32,597,000 | $273,000 | $1,000,000 | $128,000 | $371,000 |
| Asian | 60 | $21,705,000 | $361,000 | $1,398,000 | $144,000 | $864,000 |
| Native Hawaiian or Other Pacific Islander | 21 | $5,852,000 | $278,000 | $600,000 | $106,000 | $264,000 |
| American Indian or Alaskan Native | 4 | $648,000 | $162,000 | $247,000 | $70,000 | $102,000 |
| Not Provided | 4 | $2,007,000 | $501,000 | $926,000 | $176,000 | $233,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,718 | $473,177,000 | $275,000 | $3,000,000 | $131,000 | $2,373,000 |
| FHA-insured (Federal Housing Administration) | 23 | $5,569,000 | $242,000 | $391,000 | $72,000 | $285,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 996 | $271,259,000 | $272,000 | $3,000,000 | $131,000 | $2,373,000 |
| Application Denied By Financial Institution | 319 | $88,280,000 | $276,000 | $2,280,000 | $139,000 | $840,000 |
| Application Approved But Not Accepted | 202 | $59,026,000 | $292,000 | $1,820,000 | $135,000 | $526,000 |
| Application Withdrawn By Applicant | 199 | $53,422,000 | $268,000 | $2,194,000 | $105,000 | $1,080,000 |
| File Closed For Incompleteness | 25 | $6,759,000 | $270,000 | $583,000 | $134,000 | $197,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 99 | $24,253,000 | $244,000 | $1,365,000 | $159,000 | $705,000 |
| Unverifiable Information | 69 | $21,413,000 | $310,000 | $1,398,000 | $122,000 | $378,000 |
| Credit History | 45 | $14,861,000 | $330,000 | $2,280,000 | $131,000 | $840,000 |
| Collateral | 41 | $10,887,000 | $265,000 | $926,000 | $123,000 | $420,000 |
| Debt-To-Income Ratio | 22 | $5,142,000 | $233,000 | $476,000 | $161,000 | $586,000 |
| Employment History | 21 | $5,851,000 | $278,000 | $940,000 | $144,000 | $323,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 19 | $4,959,000 | $261,000 | $488,000 | $120,000 | $172,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Pmac Lending Services Inc's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Pmac Lending Services Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.