Amwest Funding Corp.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Amwest Funding Corp. 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Amwest Funding Corp. 6 Pointe Drive, Suite 300 Brea, CA 92821 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2014 2013 2012 |
| Total Number of Mortgage Applications | 22,704 |
| Total Mortgage Loan Application Amount | $8,820,280,000 |
| Average Mortgage Loan Application Amount | $354,600 |
| Highest Mortgage Loan Application Amount | $5,285,000 |
| Average Applicant Income | $101,200 |
| Highest Applicant Income | $7,202,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Amwest Funding Corp.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Amwest Funding Corp.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Amwest Funding Corp.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Amwest Funding Corp. serves its applicants.
Each category highlights the total number of mortgage applications processed by Amwest Funding Corp., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Amwest Funding Corp.'s mortgage activity for 2020.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 5,744 | $ 2,631,900,000 | $ 458,000 | $ 141,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 2,168 | $ 977,700,000 | $ 450,000 | $ 151,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 1,975 | $ 655,685,000 | $ 331,000 | $ 103,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 1,269 | $ 568,785,000 | $ 448,000 | $ 149,000 |
| SALT LAKE CITY, UT | 1,064 | $ 342,670,000 | $ 322,000 | $ 104,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 912 | $ 291,990,000 | $ 320,000 | $ 105,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 858 | $ 403,080,000 | $ 469,000 | $ 164,000 |
| SAN DIEGO-CARLSBAD, CA | 773 | $ 315,015,000 | $ 407,000 | $ 126,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 652 | $ 169,680,000 | $ 260,000 | $ 94,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 552 | $ 309,140,000 | $ 560,000 | $ 174,000 |
| DALLAS-PLANO-IRVING, TX | 484 | $ 154,530,000 | $ 319,000 | $ 144,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 410 | $ 177,400,000 | $ 432,000 | $ 144,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 388 | $ 145,820,000 | $ 423,333 | $ 146,666 |
| PROVO-OREM, UT | 381 | $ 122,065,000 | $ 320,000 | $ 100,000 |
| CHICAGO-NAPERVILLE, IL | 334 | $ 83,150,000 | $ 248,000 | $ 96,000 |
| OGDEN-CLEARFIELD, UT | 305 | $ 89,925,000 | $ 294,000 | $ 90,000 |
| SANTA ROSA, CA | 293 | $ 120,925,000 | $ 412,000 | $ 141,000 |
| NA (OUTSIDE OF MSA/MD) | 259 | $ 78,875,000 | $ 238,090 | $ 104,666 |
| STOCKTON-LODI, CA | 234 | $ 81,580,000 | $ 348,000 | $ 113,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 196 | $ 45,840,000 | $ 233,000 | $ 118,000 |
| FRESNO, CA | 167 | $ 43,625,000 | $ 261,000 | $ 102,000 |
| VALLEJO-FAIRFIELD, CA | 152 | $ 58,690,000 | $ 386,000 | $ 105,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 140 | $ 39,050,000 | $ 278,000 | $ 79,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 130 | $ 44,620,000 | $ 343,000 | $ 108,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 120 | $ 47,690,000 | $ 397,000 | $ 132,000 |
| BAKERSFIELD, CA | 117 | $ 29,915,000 | $ 255,000 | $ 104,000 |
| SAN RAFAEL, CA | 117 | $ 54,465,000 | $ 465,000 | $ 165,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 112 | $ 43,370,000 | $ 387,000 | $ 132,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 111 | $ 30,745,000 | $ 276,000 | $ 105,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 105 | $ 32,005,000 | $ 304,000 | $ 94,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 99 | $ 29,615,000 | $ 299,000 | $ 109,000 |
| PHILADELPHIA, PA | 91 | $ 16,495,000 | $ 181,000 | $ 66,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 89 | $ 27,135,000 | $ 304,000 | $ 113,000 |
| AUSTIN-ROUND ROCK, TX | 84 | $ 29,460,000 | $ 350,000 | $ 141,000 |
| FORT WORTH-ARLINGTON, TX | 76 | $ 20,350,000 | $ 267,000 | $ 135,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 75 | $ 20,775,000 | $ 295,500 | $ 93,000 |
| MODESTO, CA | 72 | $ 20,300,000 | $ 281,000 | $ 85,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 65 | $ 20,485,000 | $ 315,000 | $ 132,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 62 | $ 17,390,000 | $ 280,000 | $ 83,000 |
| NEW YORK-NEWARK, NY | 57 | $ 16,885,000 | $ 296,000 | $ 101,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 54 | $ 21,130,000 | $ 391,000 | $ 105,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 54 | $ 16,630,000 | $ 307,000 | $ 117,000 |
| SALINAS, CA | 48 | $ 18,290,000 | $ 381,000 | $ 99,000 |
| ST. GEORGE, UT | 47 | $ 12,355,000 | $ 262,000 | $ 107,000 |
| MADERA, CA | 45 | $ 11,515,000 | $ 255,000 | $ 112,000 |
| MERCED, CA | 41 | $ 10,815,000 | $ 263,000 | $ 93,000 |
| ELGIN, IL | 40 | $ 8,430,000 | $ 210,000 | $ 90,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 39 | $ 9,915,000 | $ 254,000 | $ 120,000 |
| SANTA MARIA-SANTA BARBARA, CA | 36 | $ 15,590,000 | $ 433,000 | $ 134,000 |
| DENVER-AURORA-LAKEWOOD, CO | 35 | $ 13,435,000 | $ 383,000 | $ 113,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 34 | $ 8,980,000 | $ 250,000 | $ 87,500 |
| NAPA, CA | 32 | $ 13,390,000 | $ 418,000 | $ 137,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 30 | $ 8,360,000 | $ 278,000 | $ 105,000 |
| VISALIA-PORTERVILLE, CA | 30 | $ 6,990,000 | $ 233,000 | $ 91,000 |
| LAKELAND-WINTER HAVEN, FL | 28 | $ 5,920,000 | $ 211,000 | $ 97,000 |
| CHICO, CA | 27 | $ 6,885,000 | $ 255,000 | $ 122,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 26 | $ 6,390,000 | $ 245,000 | $ 98,000 |
| NEWARK, NJ-PA | 25 | $ 7,605,000 | $ 304,000 | $ 98,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 23 | $ 8,095,000 | $ 351,000 | $ 111,500 |
| SANTA CRUZ-WATSONVILLE, CA | 23 | $ 10,885,000 | $ 473,000 | $ 137,000 |
| COLORADO SPRINGS, CO | 22 | $ 7,240,000 | $ 329,000 | $ 56,000 |
| GARY, IN | 21 | $ 4,875,000 | $ 232,000 | $ 80,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 20 | $ 4,490,000 | $ 224,000 | $ 115,000 |
| YUBA CITY, CA | 20 | $ 5,430,000 | $ 271,000 | $ 109,000 |
| JACKSONVILLE, FL | 19 | $ 4,615,000 | $ 242,000 | $ 92,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 19 | $ 8,365,000 | $ 440,000 | $ 111,000 |
| EL CENTRO, CA | 18 | $ 4,510,000 | $ 250,000 | $ 83,000 |
| BOULDER, CO | 17 | $ 7,695,000 | $ 452,000 | $ 196,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 17 | $ 6,075,000 | $ 357,000 | $ 153,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 17 | $ 4,165,000 | $ 245,000 | $ 94,000 |
| PORT ST. LUCIE, FL | 17 | $ 3,655,000 | $ 215,000 | $ 58,000 |
| REDDING, CA | 16 | $ 3,880,000 | $ 242,000 | $ 127,000 |
| LOGAN, UT-ID | 15 | $ 3,945,000 | $ 263,000 | $ 91,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 14 | $ 4,690,000 | $ 335,000 | $ 82,000 |
| RICHMOND, VA | 13 | $ 4,035,000 | $ 310,000 | $ 48,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 13 | $ 4,085,000 | $ 314,000 | $ 200,000 |
| AUBURN-OPELIKA, AL | 12 | $ 3,110,000 | $ 259,000 | $ 70,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 12 | $ 4,900,000 | $ 408,000 | $ 113,000 |
| CAPE CORAL-FORT MYERS, FL | 12 | $ 2,500,000 | $ 208,000 | $ 119,000 |
| GAINESVILLE, GA | 12 | $ 2,420,000 | $ 201,000 | $ 85,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 12 | $ 3,840,000 | $ 320,000 | $ 301,000 |
| TACOMA-LAKEWOOD, WA | 12 | $ 3,890,000 | $ 324,000 | $ 79,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 11 | $ 2,515,000 | $ 254,000 | $ 107,500 |
| HUNTSVILLE, AL | 11 | $ 2,315,000 | $ 210,000 | $ 68,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 10 | $ 2,610,000 | $ 261,000 | $ 66,000 |
| RALEIGH, NC | 10 | $ 2,640,000 | $ 264,000 | $ 70,000 |
| BOSTON, MA | 9 | $ 3,375,000 | $ 375,000 | $ 107,000 |
| COLUMBIA, SC | 9 | $ 1,545,000 | $ 171,000 | $ 39,000 |
| MONTGOMERY, AL | 9 | $ 2,105,000 | $ 233,000 | $ 72,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 8 | $ 1,690,000 | $ 211,000 | $ 73,000 |
| NEW HAVEN-MILFORD, CT | 8 | $ 1,540,000 | $ 192,000 | $ 73,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 8 | $ 2,500,000 | $ 312,000 | $ 36,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 7 | $ 2,025,000 | $ 289,000 | $ 66,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 7 | $ 2,575,000 | $ 367,000 | $ 106,000 |
| TRENTON, NJ | 7 | $ 1,595,000 | $ 227,000 | $ 85,000 |
| TUCSON, AZ | 7 | $ 1,545,000 | $ 220,000 | $ 16,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 6 | $ 1,470,000 | $ 245,000 | $ 86,000 |
| RENO, NV | 6 | $ 1,870,000 | $ 311,000 | $ 100,000 |
| SAVANNAH, GA | 6 | $ 1,570,000 | $ 261,000 | $ 51,000 |
| BOISE CITY, ID | 5 | $ 1,465,000 | $ 293,000 | $ 129,000 |
| CAMDEN, NJ | 5 | $ 1,355,000 | $ 271,000 | $ 135,000 |
| CHATTANOOGA, TN-GA | 5 | $ 1,365,000 | $ 262,500 | $ 72,000 |
| FORT COLLINS, CO | 5 | $ 1,545,000 | $ 309,000 | $ 95,000 |
| HANFORD-CORCORAN, CA | 5 | $ 905,000 | $ 181,000 | $ 59,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 5 | $ 1,255,000 | $ 251,000 | $ 127,000 |
| SPOKANE-SPOKANE VALLEY, WA | 5 | $ 1,205,000 | $ 241,000 | $ 75,000 |
| WILMINGTON, DE-MD-NJ | 5 | $ 1,505,000 | $ 301,000 | $ 101,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 4 | $ 1,220,000 | $ 305,000 | $ 122,000 |
| ATHENS-CLARKE COUNTY, GA | 4 | $ 800,000 | $ 200,000 | $ 67,000 |
| CORPUS CHRISTI, TX | 4 | $ 1,110,000 | $ 277,000 | $ 155,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 4 | $ 600,000 | $ 150,000 | $ 105,000 |
| LONGVIEW, WA | 4 | $ 960,000 | $ 240,000 | $ 50,000 |
| MACON-BIBB COUNTY, GA | 4 | $ 830,000 | $ 207,000 | $ 59,000 |
| MANCHESTER-NASHUA, NH | 4 | $ 1,110,000 | $ 277,000 | $ 135,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 4 | $ 810,000 | $ 202,000 | $ 134,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 4 | $ 1,160,000 | $ 290,000 | $ 86,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 4 | $ 1,470,000 | $ 367,000 | $ 110,000 |
| ANN ARBOR, MI | 3 | $ 645,000 | $ 215,000 | $ 59,000 |
| DOVER, DE | 3 | $ 725,000 | $ 241,000 | $ 69,000 |
| FAYETTEVILLE, NC | 3 | $ 655,000 | $ 218,000 | $ 86,000 |
| GREELEY, CO | 3 | $ 855,000 | $ 285,000 | $ 87,000 |
| GREENSBORO-HIGH POINT, NC | 3 | $ 655,000 | $ 218,000 | $ 94,000 |
| MEDFORD, OR | 3 | $ 835,000 | $ 278,000 | $ 51,000 |
| MEMPHIS, TN-MS-AR | 3 | $ 525,000 | $ 175,000 | $ 112,000 |
| MICHIGAN CITY-LA PORTE, IN | 3 | $ 635,000 | $ 211,000 | $ 46,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 3 | $ 855,000 | $ 285,000 | $ 61,000 |
| OCALA, FL | 3 | $ 705,000 | $ 235,000 | $ 36,000 |
| OLYMPIA-TUMWATER, WA | 3 | $ 1,325,000 | $ 441,000 | $ 164,000 |
| BREMERTON-SILVERDALE, WA | 2 | $ 780,000 | $ 390,000 | $ 137,000 |
| CARSON CITY, NV | 2 | $ 610,000 | $ 305,000 | $ 127,000 |
| CHARLOTTESVILLE, VA | 2 | $ 740,000 | $ 370,000 | $ 42,000 |
| CLEVELAND-ELYRIA, OH | 2 | $ 520,000 | $ 260,000 | $ 132,000 |
| COLUMBUS, GA-AL | 2 | $ 420,000 | $ 210,000 | $ 55,000 |
| COLUMBUS, IN | 2 | $ 660,000 | $ 330,000 | $ 110,000 |
| DURHAM-CHAPEL HILL, NC | 2 | $ 390,000 | $ 195,000 | $ 52,000 |
| FLINT, MI | 2 | $ 320,000 | $ 160,000 | $ 79,000 |
| GRAND JUNCTION, CO | 2 | $ 520,000 | $ 260,000 | $ 0 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 2 | $ 460,000 | $ 230,000 | $ 66,000 |
| HOMOSASSA SPRINGS, FL | 2 | $ 540,000 | $ 270,000 | $ 89,000 |
| KENNEWICK-RICHLAND, WA | 2 | $ 930,000 | $ 465,000 | $ 75,000 |
| KNOXVILLE, TN | 2 | $ 260,000 | $ 130,000 | $ 29,000 |
| LANCASTER, PA | 2 | $ 220,000 | $ 110,000 | $ 71,000 |
| ODESSA, TX | 2 | $ 380,000 | $ 190,000 | $ 217,000 |
| PITTSBURGH, PA | 2 | $ 550,000 | $ 275,000 | $ 0 |
| PUNTA GORDA, FL | 2 | $ 440,000 | $ 220,000 | $ 36,000 |
| ROCKFORD, IL | 2 | $ 330,000 | $ 165,000 | $ 55,000 |
| SALISBURY, MD-DE | 2 | $ 500,000 | $ 250,000 | $ 0 |
| WARNER ROBINS, GA | 2 | $ 460,000 | $ 230,000 | $ 81,000 |
| YORK-HANOVER, PA | 2 | $ 330,000 | $ 165,000 | $ 29,000 |
| ALBUQUERQUE, NM | 1 | $ 165,000 | $ 165,000 | $ 62,000 |
| AMARILLO, TX | 1 | $ 205,000 | $ 205,000 | $ 100,000 |
| ASHEVILLE, NC | 1 | $ 165,000 | $ 165,000 | $ 64,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 1 | $ 205,000 | $ 205,000 | $ 0 |
| BATON ROUGE, LA | 1 | $ 145,000 | $ 145,000 | $ 136,000 |
| BEAUMONT-PORT ARTHUR, TX | 1 | $ 185,000 | $ 185,000 | $ 84,000 |
| BELLINGHAM, WA | 1 | $ 375,000 | $ 375,000 | $ 86,000 |
| CINCINNATI, OH-KY-IN | 1 | $ 245,000 | $ 245,000 | $ 211,000 |
| CLARKSVILLE, TN-KY | 1 | $ 135,000 | $ 135,000 | $ 0 |
| CLEVELAND, TN | 1 | $ 125,000 | $ 125,000 | $ 41,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 1 | $ 295,000 | $ 295,000 | $ 113,000 |
| DALTON, GA | 1 | $ 215,000 | $ 215,000 | $ 39,000 |
| EL PASO, TX | 1 | $ 95,000 | $ 95,000 | $ 110,000 |
| EUGENE, OR | 1 | $ 365,000 | $ 365,000 | $ 70,000 |
| FLAGSTAFF, AZ | 1 | $ 445,000 | $ 445,000 | $ 285,000 |
| GAINESVILLE, FL | 1 | $ 165,000 | $ 165,000 | $ 0 |
| GRAND RAPIDS-WYOMING, MI | 1 | $ 115,000 | $ 115,000 | $ 51,000 |
| GRANTS PASS, OR | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
| HARRISBURG-CARLISLE, PA | 1 | $ 315,000 | $ 315,000 | $ 0 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 1 | $ 215,000 | $ 215,000 | $ 54,000 |
| HINESVILLE, GA | 1 | $ 325,000 | $ 325,000 | $ 147,000 |
| JACKSON, MI | 1 | $ 205,000 | $ 205,000 | $ 0 |
| JACKSONVILLE, NC | 1 | $ 235,000 | $ 235,000 | $ 83,000 |
| KANKAKEE, IL | 1 | $ 295,000 | $ 295,000 | $ 82,000 |
| LONGVIEW, TX | 1 | $ 105,000 | $ 105,000 | $ 47,000 |
| LYNCHBURG, VA | 1 | $ 215,000 | $ 215,000 | $ 0 |
| MCALLEN-EDINBURG-MISSION, TX | 1 | $ 335,000 | $ 335,000 | $ 262,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 1 | $ 165,000 | $ 165,000 | $ 84,000 |
| MOUNT VERNON-ANACORTES, WA | 1 | $ 515,000 | $ 515,000 | $ 142,000 |
| MUSKEGON, MI | 1 | $ 75,000 | $ 75,000 | $ 0 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 1 | $ 315,000 | $ 315,000 | $ 0 |
| NEW ORLEANS-METAIRIE, LA | 1 | $ 635,000 | $ 635,000 | $ 86,000 |
| NORWICH-NEW LONDON, CT | 1 | $ 225,000 | $ 225,000 | $ 57,000 |
| OCEAN CITY, NJ | 1 | $ 205,000 | $ 205,000 | $ 87,000 |
| PANAMA CITY, FL | 1 | $ 545,000 | $ 545,000 | $ 0 |
| PORTLAND-SOUTH PORTLAND, ME | 1 | $ 215,000 | $ 215,000 | $ 43,000 |
| READING, PA | 1 | $ 265,000 | $ 265,000 | $ 105,000 |
| ROCHESTER, MN | 1 | $ 195,000 | $ 195,000 | $ 60,000 |
| ROME, GA | 1 | $ 115,000 | $ 115,000 | $ 49,000 |
| SEBASTIAN-VERO BEACH, FL | 1 | $ 205,000 | $ 205,000 | $ 51,000 |
| SEBRING, FL | 1 | $ 135,000 | $ 135,000 | $ 75,000 |
| SHERMAN-DENISON, TX | 1 | $ 135,000 | $ 135,000 | $ 170,000 |
| SPRINGFIELD, OH | 1 | $ 145,000 | $ 145,000 | $ 40,000 |
| TALLAHASSEE, FL | 1 | $ 195,000 | $ 195,000 | $ 84,000 |
| VALDOSTA, GA | 1 | $ 255,000 | $ 255,000 | $ 111,000 |
| WACO, TX | 1 | $ 325,000 | $ 325,000 | $ 67,000 |
| WICHITA, KS | 1 | $ 205,000 | $ 205,000 | $ 141,000 |
| WINCHESTER, VA-WV | 1 | $ 85,000 | $ 85,000 | $ 0 |
| YUMA, AZ | 1 | $ 215,000 | $ 215,000 | $ 0 |
Mortgage Loan Application Detail Totals for Amwest Funding Corp. in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 12,273 | $4,735,395,000 | $385,000 | $4,095,000 | $135,000 | $4,263,000 |
| Refinancing | 5,227 | $1,908,505,000 | $365,000 | $1,645,000 | $106,000 | $1,900,000 |
| Home Purchase | 4,984 | $2,095,530,000 | $420,000 | $5,285,000 | $133,000 | $7,202,000 |
| Home Improvement | 218 | $80,380,000 | $368,000 | $985,000 | $132,000 | $560,000 |
| Not Applicable | 2 | $470,000 | $235,000 | $465,000 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 8,352 | $3,277,460,000 | $392,000 | $5,005,000 | $135,000 | $4,800,000 |
| White | 7,834 | $3,146,720,000 | $401,000 | $5,005,000 | $138,000 | $7,202,000 |
| Hispanic | 3,791 | $1,358,095,000 | $358,000 | $2,005,000 | $96,000 | $1,900,000 |
| Not Provided | 1,884 | $736,960,000 | $391,000 | $5,285,000 | $125,000 | $3,700,000 |
| Black or African American | 678 | $237,090,000 | $349,000 | $2,705,000 | $106,000 | $1,882,000 |
| Native Hawaiian or Other Pacific Islander | 73 | $27,145,000 | $371,000 | $1,505,000 | $105,000 | $379,000 |
| American Indian or Alaskan Native | 29 | $11,905,000 | $410,000 | $1,405,000 | $141,000 | $363,000 |
| Not applicable | 6 | $2,200,000 | $366,000 | $605,000 | $49,000 | $50,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 19,893 | $7,784,785,000 | $391,000 | $5,285,000 | $138,000 | $7,202,000 |
| FHA-insured (Federal Housing Administration) | 2,098 | $750,420,000 | $357,000 | $865,000 | $57,000 | $326,000 |
| VA-guaranteed (Veterans Administration) | 687 | $279,785,000 | $407,000 | $1,645,000 | $53,000 | $643,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 26 | $5,290,000 | $203,000 | $535,000 | $72,000 | $111,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 14,691 | $5,572,475,000 | $379,000 | $5,285,000 | $126,000 | $4,263,000 |
| Application Withdrawn By Applicant | 4,426 | $1,765,960,000 | $398,000 | $4,095,000 | $134,000 | $7,202,000 |
| File Closed For Incompleteness | 1,612 | $636,380,000 | $394,000 | $3,345,000 | $119,000 | $2,027,000 |
| Application Denied By Financial Institution | 1,426 | $648,430,000 | $454,000 | $3,475,000 | $135,000 | $1,819,000 |
| Loan Purchased By The Institution | 427 | $142,565,000 | $333,000 | $1,255,000 | $138,000 | $1,587,000 |
| Application Approved But Not Accepted | 120 | $53,370,000 | $444,000 | $1,195,000 | $140,000 | $1,393,000 |
| Preapproval Approved but not Accepted | 2 | $1,100,000 | $550,000 | $605,000 | $187,000 | $248,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 21,278 | $8,171,850,000 | $384,000 | $5,285,000 | $127,000 | $7,202,000 |
| Other | 707 | $351,135,000 | $496,000 | $3,475,000 | $179,000 | $1,819,000 |
| Debt-To-Income Ratio | 425 | $179,005,000 | $421,000 | $2,755,000 | $83,000 | $486,000 |
| Credit History | 156 | $65,460,000 | $419,000 | $2,705,000 | $124,000 | $731,000 |
| Collateral | 49 | $16,265,000 | $331,000 | $815,000 | $118,000 | $717,000 |
| Employment History | 37 | $14,775,000 | $399,000 | $975,000 | $102,000 | $210,000 |
| Credit Application Incomplete | 25 | $10,485,000 | $419,000 | $1,035,000 | $134,000 | $319,000 |
| Unverifiable Information | 16 | $7,450,000 | $465,000 | $985,000 | $123,000 | $238,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $2,580,000 | $322,000 | $615,000 | $73,000 | $175,000 |
| Mortgage Insurance Denied | 3 | $1,275,000 | $425,000 | $605,000 | $27,000 | $82,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Amwest Funding Corp.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Amwest Funding Corp.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.