Point Independent Mortgage
Mortgage Loan Application
Totals and Details
for 2007

Find mortgage loan statistics, lending data, and loan application totals for Texas.
The mortgage statistics and data below are specific to mortgage loan applications for Point Independent Mortgage.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Point Independent Mortgage
525 S. I-35 East
Denton, TX 76205
Tel #: available with data download
Federal Regulator * available with data download
Years 2008  2007  
Total Number of Mortgage Applications 1,516
Total Mortgage Loan Application Amount $190,089,000
Average Mortgage Loan Application Amount $144,000
Highest Mortgage Loan Application Amount $1,620,000
Average Applicant Income $77,666
Highest Applicant Income $960,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in TX, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Point Independent Mortgage by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Denton County Texas 350 $ 47,010,000 $ 134,000 $ 90,000
Tarrant County Texas 83 $ 8,926,000 $ 107,000 $ 62,000
Maricopa County Arizona 76 $ 13,111,000 $ 172,000 $ 84,000
Grayson County Texas 76 $ 8,629,000 $ 113,000 $ 69,000
Cooke County Texas 67 $ 6,868,000 $ 102,000 $ 64,000
Collin County Texas 58 $ 8,577,000 $ 147,000 $ 133,000
Dallas County Texas 46 $ 5,580,000 $ 121,000 $ 76,000
Rock Island County Illinois 33 $ 2,583,000 $ 78,000 $ 43,000
St. Louis County Missouri 32 $ 3,223,000 $ 100,000 $ 49,000
Smith County Texas 31 $ 5,084,000 $ 164,000 $ 78,000
Scott County Iowa 30 $ 3,261,000 $ 108,000 $ 49,000
Wise County Texas 27 $ 3,741,000 $ 138,000 $ 75,000
Cherokee County Texas 20 $ 2,504,000 $ 125,000 $ 67,000
Madison County Illinois 19 $ 1,580,000 $ 83,000 $ 70,000
Navarro County Texas 19 $ 2,407,000 $ 126,000 $ 74,000
St. Clair County Illinois 17 $ 1,907,000 $ 112,000 $ 49,000
Camden County Missouri 17 $ 3,077,000 $ 181,000 $ 74,000
Johnson County Texas 16 $ 1,809,000 $ 113,000 $ 49,000
St. Charles County Missouri 15 $ 2,399,000 $ 159,000 $ 51,000
Pinal County Arizona 14 $ 2,018,000 $ 144,000 $ 66,000
Erath County Texas 13 $ 1,600,000 $ 123,000 $ 44,000
Nolan County Texas 13 $ 1,416,000 $ 108,000 $ 88,000
Cobb County Georgia 11 $ 1,524,000 $ 138,000 $ 83,000
Franklin County Illinois 11 $ 1,043,000 $ 94,000 $ 59,000
Wayne County Indiana 11 $ 842,000 $ 76,000 $ 42,000
St. Louis City County Missouri 11 $ 1,018,000 $ 92,000 $ 43,000
Macon County Illinois 10 $ 787,000 $ 78,000 $ 69,000
Fannin County Texas 10 $ 1,393,000 $ 139,000 $ 97,000
Henry County Illinois 9 $ 888,000 $ 98,000 $ 70,000
Macoupin County Illinois 9 $ 625,000 $ 69,000 $ 40,000
Ellis County Texas 8 $ 1,166,000 $ 145,000 $ 155,000
Hood County Texas 8 $ 1,042,000 $ 130,000 $ 71,000
Palo Pinto County Texas 8 $ 1,340,000 $ 167,000 $ 121,000
Mercer County Illinois 7 $ 570,000 $ 81,000 $ 38,000
Parker County Texas 7 $ 937,000 $ 133,000 $ 45,000
Monroe County Illinois 6 $ 618,000 $ 103,000 $ 35,000
Peoria County Illinois 6 $ 363,000 $ 60,000 $ 26,000
Fayette County Indiana 6 $ 480,000 $ 80,000 $ 31,000
Hendricks County Indiana 6 $ 445,000 $ 74,000 $ 91,000
Montgomery County Indiana 6 $ 720,000 $ 120,000 $ 60,000
Lee County Iowa 6 $ 341,000 $ 56,000 $ 28,000
Kaufman County Texas 6 $ 619,000 $ 103,000 $ 95,000
Riverside County California 5 $ 1,550,000 $ 310,000 $ 142,000
Whiteside County Illinois 5 $ 381,000 $ 76,000 $ 34,000
Des Moines County Iowa 5 $ 255,000 $ 51,000 $ 34,000
Harris County Texas 5 $ 566,000 $ 113,000 $ 54,000
Montague County Texas 5 $ 686,000 $ 137,000 $ 61,000
Rockwall County Texas 5 $ 793,000 $ 158,000 $ 28,000
Coconino County Arizona 4 $ 460,000 $ 115,000 $ 53,000
Crittenden County Arkansas 4 $ 285,000 $ 71,000 $ 220,000
Orange County California 4 $ 1,207,000 $ 301,000 $ 157,000
Adams County Illinois 4 $ 348,000 $ 87,000 $ 60,000
Ogle County Illinois 4 $ 338,000 $ 84,000 $ 39,000
Tazewell County Illinois 4 $ 443,000 $ 110,000 $ 57,000
Clinton County Iowa 4 $ 338,000 $ 84,000 $ 49,000
Muscatine County Iowa 4 $ 552,000 $ 138,000 $ 40,000
Lincoln County Missouri 4 $ 477,000 $ 119,000 $ 53,000
Gregg County Texas 4 $ 513,000 $ 128,000 $ 42,000
Henderson County Texas 4 $ 1,130,000 $ 282,000 $ 129,000
Rusk County Texas 4 $ 556,000 $ 139,000 $ 29,000
Taylor County Texas 4 $ 484,000 $ 121,000 $ 103,000
Kendall County Illinois 3 $ 469,000 $ 156,000 $ 59,000
McLean County Illinois 3 $ 251,000 $ 83,000 $ 220,000
Franklin County Indiana 3 $ 231,000 $ 77,000 $ 57,000
Monroe County Indiana 3 $ 233,000 $ 77,000 $ 44,000
Jefferson County Kentucky 3 $ 216,000 $ 72,000 $ 312,000
Miller County Missouri 3 $ 395,000 $ 131,000 $ 37,000
Love County Oklahoma 3 $ 238,000 $ 79,000 $ 65,000
Coleman County Texas 3 $ 206,000 $ 68,000 $ 27,000
El Paso County Texas 3 $ 345,000 $ 115,000 $ 9,000
Hill County Texas 3 $ 366,000 $ 122,000 $ 95,000
Polk County Texas 3 $ 280,000 $ 93,000 $ 39,000
Potter County Texas 3 $ 213,000 $ 71,000 $ 50,000
Cochise County Arizona 2 $ 157,000 $ 78,000 $ 33,000
Pima County Arizona 2 $ 553,000 $ 276,000 $ 81,000
Clay County Arkansas 2 $ 60,000 $ 30,000 $ 27,000
Douglas County Colorado 2 $ 232,000 $ 116,000 $ 59,000
Cherokee County Georgia 2 $ 78,000 $ 39,000 $ 120,000
Cass County Illinois 2 $ 157,000 $ 78,000 $ 69,000
Fulton County Illinois 2 $ 120,000 $ 60,000 $ 44,000
Henderson County Illinois 2 $ 152,000 $ 76,000 $ 52,000
Jersey County Illinois 2 $ 95,000 $ 47,000 $ 39,000
Knox County Illinois 2 $ 198,000 $ 99,000 $ 57,000
Stephenson County Illinois 2 $ 130,000 $ 65,000 $ 16,000
Williamson County Illinois 2 $ 255,000 $ 127,000 $ 52,000
Winnebago County Illinois 2 $ 124,000 $ 62,000 $ 89,000
Owen County Indiana 2 $ 132,000 $ 66,000 $ 103,000
Iowa County Iowa 2 $ 198,000 $ 99,000 $ 33,000
Jackson County Iowa 2 $ 100,000 $ 50,000 $ 19,000
Keokuk County Iowa 2 $ 204,000 $ 102,000 $ 48,000
Linn County Iowa 2 $ 163,000 $ 81,000 $ 24,000
Washington County Iowa 2 $ 124,000 $ 62,000 $ 33,000
Hennepin County Minnesota 2 $ 1,764,000 $ 882,000 $ 432,000
Cape Girardeau County Missouri 2 $ 203,000 $ 101,000 $ 50,000
Jefferson County Missouri 2 $ 270,000 $ 135,000 $ 30,000
Laclede County Missouri 2 $ 328,000 $ 164,000 $ 70,000
McCurtain County Oklahoma 2 $ 131,000 $ 65,000 $ 183,000
Rogers County Oklahoma 2 $ 480,000 $ 240,000 $ 192,000
Burnet County Texas 2 $ 607,000 $ 303,000 $ 143,000
Comanche County Texas 2 $ 220,000 $ 110,000 $ 0
Eastland County Texas 2 $ 120,000 $ 60,000 $ 67,000
Hunt County Texas 2 $ 508,000 $ 254,000 $ 81,000
Matanuska-Susitna County Alaska 1 $ 255,000 $ 255,000 $ 50,000
Gila County Arizona 1 $ 124,000 $ 124,000 $ 51,000
Graham County Arizona 1 $ 107,000 $ 107,000 $ 77,000
Navajo County Arizona 1 $ 204,000 $ 204,000 $ 120,000
Phillips County Arkansas 1 $ 65,000 $ 65,000 $ 99,000
Contra Costa County California 1 $ 495,000 $ 495,000 $ 84,000
San Diego County California 1 $ 150,000 $ 150,000 $ 0
Fairfield County Connecticut 1 $ 1,120,000 $ 1,120,000 $ 306,000
Lee County Florida 1 $ 257,000 $ 257,000 $ 66,000
Grady County Georgia 1 $ 79,000 $ 79,000 $ 72,000
Paulding County Georgia 1 $ 165,000 $ 165,000 $ 59,000
Bond County Illinois 1 $ 52,000 $ 52,000 $ 37,000
Bureau County Illinois 1 $ 19,000 $ 19,000 $ 8,000
Calhoun County Illinois 1 $ 113,000 $ 113,000 $ 49,000
Carroll County Illinois 1 $ 108,000 $ 108,000 $ 49,000
DeKalb County Illinois 1 $ 132,000 $ 132,000 $ 70,000
Effingham County Illinois 1 $ 90,000 $ 90,000 $ 43,000
Iroquois County Illinois 1 $ 54,000 $ 54,000 $ 64,000
Jo Daviess County Illinois 1 $ 24,000 $ 24,000 $ 40,000
Kankakee County Illinois 1 $ 97,000 $ 97,000 $ 37,000
LaSalle County Illinois 1 $ 96,000 $ 96,000 $ 25,000
McDonough County Illinois 1 $ 71,000 $ 71,000 $ 24,000
Menard County Illinois 1 $ 117,000 $ 117,000 $ 28,000
Montgomery County Illinois 1 $ 80,000 $ 80,000 $ 41,000
Randolph County Illinois 1 $ 65,000 $ 65,000 $ 18,000
Warren County Illinois 1 $ 27,000 $ 27,000 $ 22,000
Boone County Indiana 1 $ 130,000 $ 130,000 $ 48,000
Clinton County Indiana 1 $ 200,000 $ 200,000 $ 38,000
Delaware County Indiana 1 $ 51,000 $ 51,000 $ 18,000
Fountain County Indiana 1 $ 46,000 $ 46,000 $ 48,000
Greene County Indiana 1 $ 86,000 $ 86,000 $ 54,000
Henry County Indiana 1 $ 26,000 $ 26,000 $ 29,000
Lawrence County Indiana 1 $ 50,000 $ 50,000 $ 65,000
Madison County Indiana 1 $ 30,000 $ 30,000 $ 127,000
Marion County Indiana 1 $ 560,000 $ 560,000 $ 0
Marshall County Indiana 1 $ 98,000 $ 98,000 $ 120,000
Putnam County Indiana 1 $ 70,000 $ 70,000 $ 240,000
Rush County Indiana 1 $ 85,000 $ 85,000 $ 18,000
Union County Indiana 1 $ 203,000 $ 203,000 $ 61,000
Bremer County Iowa 1 $ 58,000 $ 58,000 $ 28,000
Dubuque County Iowa 1 $ 114,000 $ 114,000 $ 42,000
Jefferson County Iowa 1 $ 60,000 $ 60,000 $ 30,000
Pocahontas County Iowa 1 $ 32,000 $ 32,000 $ 114,000
Sedgwick County Kansas 1 $ 53,000 $ 53,000 $ 193,000
Bullitt County Kentucky 1 $ 125,000 $ 125,000 $ 35,000
Campbell County Kentucky 1 $ 60,000 $ 60,000 $ 72,000
Daviess County Kentucky 1 $ 72,000 $ 72,000 $ 35,000
Lyon County Kentucky 1 $ 54,000 $ 54,000 $ 19,000
Muhlenberg County Kentucky 1 $ 68,000 $ 68,000 $ 34,000
Russell County Kentucky 1 $ 128,000 $ 128,000 $ 28,000
East Baton Rouge County Louisiana 1 $ 126,000 $ 126,000 $ 27,000
Livingston County Louisiana 1 $ 112,000 $ 112,000 $ 270,000
Wayne County Michigan 1 $ 64,000 $ 64,000 $ 263,000
Wright County Minnesota 1 $ 195,000 $ 195,000 $ 0
Bolivar County Mississippi 1 $ 65,000 $ 65,000 $ 54,000
Lafayette County Mississippi 1 $ 92,000 $ 92,000 $ 270,000
Boone County Missouri 1 $ 144,000 $ 144,000 $ 82,000
Christian County Missouri 1 $ 40,000 $ 40,000 $ 0
Franklin County Missouri 1 $ 91,000 $ 91,000 $ 47,000
Lewis County Missouri 1 $ 78,000 $ 78,000 $ 45,000
Madison County Missouri 1 $ 100,000 $ 100,000 $ 38,000
Marion County Missouri 1 $ 55,000 $ 55,000 $ 20,000
Mississippi County Missouri 1 $ 80,000 $ 80,000 $ 47,000
Morgan County Missouri 1 $ 66,000 $ 66,000 $ 17,000
Perry County Missouri 1 $ 208,000 $ 208,000 $ 90,000
Scotland County Missouri 1 $ 45,000 $ 45,000 $ 50,000
Stone County Missouri 1 $ 284,000 $ 284,000 $ 0
Warren County Missouri 1 $ 200,000 $ 200,000 $ 36,000
Webster County Missouri 1 $ 125,000 $ 125,000 $ 38,000
Clark County Nevada 1 $ 122,000 $ 122,000 $ 123,000
Ocean County New Jersey 1 $ 247,000 $ 247,000 $ 78,000
Bernalillo County New Mexico 1 $ 291,000 $ 291,000 $ 296,000
Dona Ana County New Mexico 1 $ 154,000 $ 154,000 $ 52,000
Otero County New Mexico 1 $ 228,000 $ 228,000 $ 81,000
Preble County Ohio 1 $ 62,000 $ 62,000 $ 26,000
Jackson County Oklahoma 1 $ 162,000 $ 162,000 $ 64,000
Tulsa County Oklahoma 1 $ 164,000 $ 164,000 $ 78,000
Hawkins County Tennessee 1 $ 55,000 $ 55,000 $ 18,000
Anderson County Texas 1 $ 100,000 $ 100,000 $ 63,000
Bell County Texas 1 $ 100,000 $ 100,000 $ 27,000
Bexar County Texas 1 $ 101,000 $ 101,000 $ 29,000
Bowie County Texas 1 $ 100,000 $ 100,000 $ 26,000
Callahan County Texas 1 $ 96,000 $ 96,000 $ 81,000
Cameron County Texas 1 $ 190,000 $ 190,000 $ 65,000
Castro County Texas 1 $ 73,000 $ 73,000 $ 32,000
Delta County Texas 1 $ 38,000 $ 38,000 $ 70,000
Ector County Texas 1 $ 64,000 $ 64,000 $ 108,000
Fisher County Texas 1 $ 151,000 $ 151,000 $ 79,000
Franklin County Texas 1 $ 128,000 $ 128,000 $ 38,000
Freestone County Texas 1 $ 45,000 $ 45,000 $ 45,000
Harrison County Texas 1 $ 72,000 $ 72,000 $ 33,000
Hidalgo County Texas 1 $ 55,000 $ 55,000 $ 18,000
Hopkins County Texas 1 $ 180,000 $ 180,000 $ 0
Montgomery County Texas 1 $ 157,000 $ 157,000 $ 39,000
Randall County Texas 1 $ 136,000 $ 136,000 $ 60,000
Scurry County Texas 1 $ 44,000 $ 44,000 $ 48,000
Terry County Texas 1 $ 30,000 $ 30,000 $ 28,000
Upshur County Texas 1 $ 160,000 $ 160,000 $ 59,000
Waller County Texas 1 $ 129,000 $ 129,000 $ 27,000
Wichita County Texas 1 $ 60,000 $ 60,000 $ 39,000
Young County Texas 1 $ 96,000 $ 96,000 $ 54,000
Stafford County Virginia 1 $ 153,000 $ 153,000 $ 0
Grant County Washington 1 $ 98,000 $ 98,000 $ 60,000
Pierce County Wisconsin 1 $ 315,000 $ 315,000 $ 0
Rock County Wisconsin 1 $ 112,000 $ 112,000 $ 43,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Texas, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Point Independent Mortgage in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 862 $98,240,000 $113,000 $970,000 $72,000 $720,000
Refinancing 653 $91,670,000 $140,000 $1,620,000 $78,000 $960,000
Home Improvement 1 $179,000 $179,000 $179,000 $83,000 $83,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,090 $140,279,000 $128,000 $1,620,000 $80,000 $960,000
Not Provided 206 $24,468,000 $118,000 $970,000 $64,000 $492,000
Hispanic 122 $13,435,000 $110,000 $450,000 $52,000 $204,000
Black or African American 72 $9,079,000 $126,000 $592,000 $65,000 $456,000
Asian 17 $1,795,000 $105,000 $402,000 $97,000 $193,000
American Indian or Alaskan Native 7 $938,000 $134,000 $225,000 $43,000 $125,000
Native Hawaiian or Other Pacific Islander 2 $95,000 $47,000 $55,000 $12,000 $24,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,335 $170,266,000 $127,000 $1,620,000 $78,000 $960,000
FHA-insured (Federal Housing Administration) 95 $9,995,000 $105,000 $203,000 $52,000 $128,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 79 $8,672,000 $109,000 $238,000 $46,000 $150,000
VA-guaranteed (Veterans Administration) 7 $1,156,000 $165,000 $291,000 $94,000 $189,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 710 $87,168,000 $122,000 $800,000 $83,000 $960,000
Application Approved But Not Accepted 657 $87,468,000 $133,000 $1,620,000 $72,000 $720,000
Application Denied By Financial Institution 149 $15,453,000 $103,000 $450,000 $49,000 $264,000
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 87 $7,933,000 $91,000 $450,000 $41,000 $155,000
Collateral 20 $2,581,000 $129,000 $298,000 $82,000 $210,000
Other 14 $2,270,000 $162,000 $450,000 $86,000 $264,000
Debt-To-Income Ratio 14 $1,099,000 $78,000 $135,000 $33,000 $60,000
Employment History 7 $538,000 $76,000 $208,000 $36,000 $104,000
Unverifiable Information 4 $503,000 $125,000 $213,000 $45,000 $96,000
Insufficient Cash (Downpayment, Closing Cost) 3 $529,000 $176,000 $410,000 $21,000 $48,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in TX, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Texas, and search similar information at your convenience.

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