Pointbank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Pointbank 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Pointbank 200 S Highway 377 Pilot Point, TX 76258 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 751 |
| Total Mortgage Loan Application Amount | $92,502,000 |
| Average Mortgage Loan Application Amount | $106,333 |
| Highest Mortgage Loan Application Amount | $930,000 |
| Average Applicant Income | $103,333 |
| Highest Applicant Income | $960,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Pointbank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Pointbank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Pointbank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Pointbank serves its applicants.
Each category highlights the total number of mortgage applications processed by Pointbank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Pointbank's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Denton County Texas | 284 | $ 37,525,000 | $ 132,000 | $ 96,000 |
| Grayson County Texas | 65 | $ 7,377,000 | $ 113,000 | $ 70,000 |
| Cooke County Texas | 53 | $ 5,234,000 | $ 98,000 | $ 70,000 |
| Collin County Texas | 47 | $ 6,394,000 | $ 136,000 | $ 145,000 |
| Tarrant County Texas | 40 | $ 4,503,000 | $ 112,000 | $ 65,000 |
| Dallas County Texas | 32 | $ 4,768,000 | $ 149,000 | $ 94,000 |
| Wise County Texas | 20 | $ 2,716,000 | $ 135,000 | $ 75,000 |
| Smith County Texas | 18 | $ 2,174,000 | $ 120,000 | $ 66,000 |
| Rock Island County Illinois | 14 | $ 961,000 | $ 68,000 | $ 42,000 |
| Navarro County Texas | 12 | $ 1,458,000 | $ 121,000 | $ 76,000 |
| Maricopa County Arizona | 8 | $ 1,240,000 | $ 155,000 | $ 60,000 |
| Cherokee County Texas | 8 | $ 925,000 | $ 115,000 | $ 69,000 |
| Erath County Texas | 8 | $ 1,073,000 | $ 134,000 | $ 46,000 |
| Macon County Illinois | 7 | $ 598,000 | $ 85,000 | $ 42,000 |
| Fannin County Texas | 6 | $ 915,000 | $ 152,000 | $ 111,000 |
| Nolan County Texas | 6 | $ 788,000 | $ 131,000 | $ 92,000 |
| Crittenden County Arkansas | 4 | $ 285,000 | $ 71,000 | $ 220,000 |
| Ellis County Texas | 4 | $ 501,000 | $ 125,000 | $ 105,000 |
| Johnson County Texas | 4 | $ 463,000 | $ 115,000 | $ 50,000 |
| Kaufman County Texas | 4 | $ 403,000 | $ 100,000 | $ 99,000 |
| Adams County Illinois | 3 | $ 273,000 | $ 91,000 | $ 69,000 |
| Henry County Illinois | 3 | $ 392,000 | $ 130,000 | $ 88,000 |
| Mercer County Illinois | 3 | $ 278,000 | $ 92,000 | $ 53,000 |
| Gregg County Texas | 3 | $ 390,000 | $ 130,000 | $ 45,000 |
| Montague County Texas | 3 | $ 544,000 | $ 181,000 | $ 75,000 |
| Polk County Texas | 3 | $ 280,000 | $ 93,000 | $ 39,000 |
| Orange County California | 2 | $ 468,000 | $ 234,000 | $ 146,000 |
| Douglas County Colorado | 2 | $ 232,000 | $ 116,000 | $ 59,000 |
| Knox County Illinois | 2 | $ 198,000 | $ 99,000 | $ 57,000 |
| Macoupin County Illinois | 2 | $ 130,000 | $ 65,000 | $ 26,000 |
| Madison County Illinois | 2 | $ 139,000 | $ 69,000 | $ 41,000 |
| McLean County Illinois | 2 | $ 131,000 | $ 65,000 | $ 296,000 |
| Monroe County Illinois | 2 | $ 100,000 | $ 50,000 | $ 38,000 |
| Stephenson County Illinois | 2 | $ 130,000 | $ 65,000 | $ 16,000 |
| Fayette County Indiana | 2 | $ 230,000 | $ 115,000 | $ 37,000 |
| Owen County Indiana | 2 | $ 132,000 | $ 66,000 | $ 103,000 |
| Wayne County Indiana | 2 | $ 148,000 | $ 74,000 | $ 21,000 |
| Scott County Iowa | 2 | $ 167,000 | $ 83,000 | $ 45,000 |
| St. Louis County Missouri | 2 | $ 199,000 | $ 99,000 | $ 60,000 |
| McCurtain County Oklahoma | 2 | $ 131,000 | $ 65,000 | $ 183,000 |
| Coleman County Texas | 2 | $ 136,000 | $ 68,000 | $ 24,000 |
| Comanche County Texas | 2 | $ 220,000 | $ 110,000 | $ 0 |
| El Paso County Texas | 2 | $ 237,000 | $ 118,000 | $ 0 |
| Henderson County Texas | 2 | $ 205,000 | $ 102,000 | $ 55,000 |
| Hill County Texas | 2 | $ 300,000 | $ 150,000 | $ 113,000 |
| Parker County Texas | 2 | $ 314,000 | $ 157,000 | $ 74,000 |
| Rockwall County Texas | 2 | $ 335,000 | $ 167,000 | $ 0 |
| Taylor County Texas | 2 | $ 256,000 | $ 128,000 | $ 150,000 |
| Pinal County Arizona | 1 | $ 62,000 | $ 62,000 | $ 25,000 |
| Grady County Georgia | 1 | $ 79,000 | $ 79,000 | $ 72,000 |
| Paulding County Georgia | 1 | $ 165,000 | $ 165,000 | $ 59,000 |
| Cass County Illinois | 1 | $ 60,000 | $ 60,000 | $ 31,000 |
| Henderson County Illinois | 1 | $ 54,000 | $ 54,000 | $ 37,000 |
| Peoria County Illinois | 1 | $ 40,000 | $ 40,000 | $ 9,000 |
| St. Clair County Illinois | 1 | $ 68,000 | $ 68,000 | $ 20,000 |
| Tazewell County Illinois | 1 | $ 193,000 | $ 193,000 | $ 121,000 |
| Warren County Illinois | 1 | $ 27,000 | $ 27,000 | $ 22,000 |
| Whiteside County Illinois | 1 | $ 69,000 | $ 69,000 | $ 12,000 |
| Marion County Indiana | 1 | $ 560,000 | $ 560,000 | $ 0 |
| Montgomery County Indiana | 1 | $ 208,000 | $ 208,000 | $ 72,000 |
| Jefferson County Iowa | 1 | $ 60,000 | $ 60,000 | $ 30,000 |
| Pocahontas County Iowa | 1 | $ 32,000 | $ 32,000 | $ 114,000 |
| Washington County Iowa | 1 | $ 84,000 | $ 84,000 | $ 49,000 |
| East Baton Rouge County Louisiana | 1 | $ 126,000 | $ 126,000 | $ 27,000 |
| Wayne County Michigan | 1 | $ 64,000 | $ 64,000 | $ 263,000 |
| Camden County Missouri | 1 | $ 78,000 | $ 78,000 | $ 32,000 |
| Lewis County Missouri | 1 | $ 78,000 | $ 78,000 | $ 45,000 |
| Madison County Missouri | 1 | $ 100,000 | $ 100,000 | $ 38,000 |
| Marion County Missouri | 1 | $ 55,000 | $ 55,000 | $ 20,000 |
| St. Charles County Missouri | 1 | $ 138,000 | $ 138,000 | $ 26,000 |
| Otero County New Mexico | 1 | $ 228,000 | $ 228,000 | $ 81,000 |
| Jackson County Oklahoma | 1 | $ 162,000 | $ 162,000 | $ 64,000 |
| Love County Oklahoma | 1 | $ 40,000 | $ 40,000 | $ 68,000 |
| Tulsa County Oklahoma | 1 | $ 164,000 | $ 164,000 | $ 78,000 |
| Anderson County Texas | 1 | $ 100,000 | $ 100,000 | $ 63,000 |
| Bexar County Texas | 1 | $ 101,000 | $ 101,000 | $ 29,000 |
| Burnet County Texas | 1 | $ 190,000 | $ 190,000 | $ 72,000 |
| Cameron County Texas | 1 | $ 190,000 | $ 190,000 | $ 65,000 |
| Delta County Texas | 1 | $ 38,000 | $ 38,000 | $ 70,000 |
| Eastland County Texas | 1 | $ 60,000 | $ 60,000 | $ 72,000 |
| Fisher County Texas | 1 | $ 151,000 | $ 151,000 | $ 79,000 |
| Harris County Texas | 1 | $ 136,000 | $ 136,000 | $ 61,000 |
| Harrison County Texas | 1 | $ 72,000 | $ 72,000 | $ 33,000 |
| Hood County Texas | 1 | $ 60,000 | $ 60,000 | $ 102,000 |
| Hopkins County Texas | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Hunt County Texas | 1 | $ 285,000 | $ 285,000 | $ 94,000 |
| Palo Pinto County Texas | 1 | $ 77,000 | $ 77,000 | $ 25,000 |
| Randall County Texas | 1 | $ 136,000 | $ 136,000 | $ 60,000 |
| Wichita County Texas | 1 | $ 60,000 | $ 60,000 | $ 39,000 |
| Young County Texas | 1 | $ 96,000 | $ 96,000 | $ 54,000 |
| Stafford County Virginia | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Pierce County Wisconsin | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Rock County Wisconsin | 1 | $ 112,000 | $ 112,000 | $ 43,000 |
Mortgage Loan Application Detail Totals for Pointbank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 516 | $59,026,000 | $114,000 | $620,000 | $82,000 | $660,000 |
| Refinancing | 225 | $32,877,000 | $146,000 | $930,000 | $88,000 | $960,000 |
| Home Improvement | 10 | $599,000 | $59,000 | $179,000 | $140,000 | $535,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 620 | $76,223,000 | $122,000 | $800,000 | $89,000 | $960,000 |
| Hispanic | 56 | $5,214,000 | $93,000 | $224,000 | $45,000 | $130,000 |
| Not Provided | 42 | $5,038,000 | $119,000 | $319,000 | $93,000 | $296,000 |
| Black or African American | 14 | $2,355,000 | $168,000 | $560,000 | $60,000 | $123,000 |
| Asian | 10 | $1,325,000 | $132,000 | $402,000 | $85,000 | $146,000 |
| Not applicable | 7 | $2,134,000 | $304,000 | $930,000 | $0 | $0 |
| American Indian or Alaskan Native | 1 | $173,000 | $173,000 | $173,000 | $125,000 | $125,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $40,000 | $40,000 | $40,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 631 | $78,467,000 | $124,000 | $930,000 | $90,000 | $960,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 64 | $7,109,000 | $111,000 | $238,000 | $47,000 | $150,000 |
| FHA-insured (Federal Housing Administration) | 50 | $5,890,000 | $117,000 | $190,000 | $59,000 | $128,000 |
| VA-guaranteed (Veterans Administration) | 6 | $1,036,000 | $172,000 | $291,000 | $96,000 | $189,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 714 | $87,389,000 | $122,000 | $800,000 | $82,000 | $960,000 |
| Loan Originated | 31 | $3,695,000 | $119,000 | $620,000 | $133,000 | $552,000 |
| Application Approved But Not Accepted | 3 | $1,156,000 | $385,000 | $930,000 | $114,000 | $180,000 |
| Application Denied By Financial Institution | 2 | $185,000 | $92,000 | $174,000 | $71,000 | $101,000 |
| Application Withdrawn By Applicant | 1 | $77,000 | $77,000 | $77,000 | $29,000 | $29,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1 | $11,000 | $11,000 | $11,000 | $41,000 | $41,000 |
| Debt-To-Income Ratio | 1 | $174,000 | $174,000 | $174,000 | $101,000 | $101,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Pointbank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Pointbank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.