Police & Fire
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Police & Fire 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Police & Fire 901 Arch Street Philadelphia, PA 19107 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 12,694 |
| Total Mortgage Loan Application Amount | $1,072,480,000 |
| Average Mortgage Loan Application Amount | $155,500 |
| Highest Mortgage Loan Application Amount | $1,005,000 |
| Average Applicant Income | $125,750 |
| Highest Applicant Income | $5,040,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Police & Fire. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Police & Fire's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Police & Fire's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Police & Fire serves its applicants.
Each category highlights the total number of mortgage applications processed by Police & Fire, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Police & Fire's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Philadelphia County Pennsylvania | 4,352 | $ 310,410,000 | $ 71,000 | $ 94,000 |
| Bucks County Pennsylvania | 1,807 | $ 173,845,000 | $ 96,000 | $ 152,000 |
| Montgomery County Pennsylvania | 1,413 | $ 137,755,000 | $ 97,000 | $ 150,000 |
| Camden County New Jersey | 1,061 | $ 82,535,000 | $ 77,000 | $ 130,000 |
| Burlington County New Jersey | 820 | $ 71,170,000 | $ 86,000 | $ 147,000 |
| Gloucester County New Jersey | 816 | $ 64,960,000 | $ 79,000 | $ 141,000 |
| Delaware County Pennsylvania | 726 | $ 56,860,000 | $ 78,000 | $ 122,000 |
| Chester County Pennsylvania | 233 | $ 25,395,000 | $ 108,000 | $ 177,000 |
| Cape May County New Jersey | 206 | $ 25,900,000 | $ 125,000 | $ 149,000 |
| New Castle County Delaware | 185 | $ 16,175,000 | $ 87,000 | $ 123,000 |
| Atlantic County New Jersey | 182 | $ 18,220,000 | $ 100,000 | $ 162,000 |
| Ocean County New Jersey | 101 | $ 10,935,000 | $ 108,000 | $ 148,000 |
| Mercer County New Jersey | 62 | $ 7,620,000 | $ 122,000 | $ 192,000 |
| Cumberland County New Jersey | 60 | $ 4,450,000 | $ 74,000 | $ 117,000 |
| Berks County Pennsylvania | 55 | $ 5,005,000 | $ 91,000 | $ 130,000 |
| Salem County New Jersey | 48 | $ 2,690,000 | $ 56,000 | $ 132,000 |
| Kent County Delaware | 43 | $ 3,665,000 | $ 85,000 | $ 108,000 |
| Lehigh County Pennsylvania | 34 | $ 3,540,000 | $ 104,000 | $ 146,000 |
| Monmouth County New Jersey | 31 | $ 3,975,000 | $ 128,000 | $ 174,000 |
| Middlesex County New Jersey | 30 | $ 3,700,000 | $ 123,000 | $ 154,000 |
| Lancaster County Pennsylvania | 30 | $ 2,270,000 | $ 75,000 | $ 115,000 |
| Northampton County Pennsylvania | 26 | $ 2,040,000 | $ 78,000 | $ 133,000 |
| Sussex County Delaware | 23 | $ 2,455,000 | $ 106,000 | $ 145,000 |
| Carbon County Pennsylvania | 20 | $ 2,140,000 | $ 107,000 | $ 104,000 |
| Monroe County Pennsylvania | 18 | $ 1,470,000 | $ 81,000 | $ 137,000 |
| Union County New Jersey | 15 | $ 1,635,000 | $ 109,000 | $ 184,000 |
| Schuylkill County Pennsylvania | 15 | $ 1,775,000 | $ 118,000 | $ 93,000 |
| Bergen County New Jersey | 14 | $ 2,680,000 | $ 191,000 | $ 157,000 |
| Luzerne County Pennsylvania | 14 | $ 1,140,000 | $ 81,000 | $ 140,000 |
| Essex County New Jersey | 12 | $ 1,580,000 | $ 131,000 | $ 202,000 |
| Morris County New Jersey | 12 | $ 1,190,000 | $ 99,000 | $ 327,000 |
| Hillsborough County Florida | 10 | $ 1,070,000 | $ 107,000 | $ 114,000 |
| Pinellas County Florida | 10 | $ 1,600,000 | $ 160,000 | $ 116,000 |
| St. Lucie County Florida | 10 | $ 970,000 | $ 97,000 | $ 230,000 |
| York County Pennsylvania | 10 | $ 500,000 | $ 50,000 | $ 130,000 |
| Palm Beach County Florida | 9 | $ 675,000 | $ 75,000 | $ 164,000 |
| Pasco County Florida | 9 | $ 995,000 | $ 110,000 | $ 155,000 |
| Hunterdon County New Jersey | 9 | $ 765,000 | $ 85,000 | $ 190,000 |
| Somerset County New Jersey | 9 | $ 1,315,000 | $ 146,000 | $ 234,000 |
| Allegheny County Pennsylvania | 9 | $ 395,000 | $ 43,000 | $ 77,000 |
| Dauphin County Pennsylvania | 9 | $ 1,065,000 | $ 118,000 | $ 117,000 |
| Cumberland County Pennsylvania | 8 | $ 1,040,000 | $ 130,000 | $ 234,000 |
| Marion County Florida | 7 | $ 335,000 | $ 47,000 | $ 117,000 |
| Lebanon County Pennsylvania | 7 | $ 325,000 | $ 46,000 | $ 120,000 |
| Pike County Pennsylvania | 7 | $ 575,000 | $ 82,000 | $ 175,000 |
| Lee County Florida | 5 | $ 605,000 | $ 121,000 | $ 103,000 |
| St. Johns County Florida | 5 | $ 1,275,000 | $ 255,000 | $ 258,000 |
| Warren County New Jersey | 5 | $ 505,000 | $ 101,000 | $ 195,000 |
| Centre County Pennsylvania | 5 | $ 565,000 | $ 113,000 | $ 75,000 |
| Flagler County Florida | 4 | $ 220,000 | $ 55,000 | $ 132,000 |
| Sarasota County Florida | 4 | $ 930,000 | $ 232,000 | $ 161,000 |
| Volusia County Florida | 4 | $ 220,000 | $ 55,000 | $ 57,000 |
| Wayne County Pennsylvania | 4 | $ 270,000 | $ 67,000 | $ 55,000 |
| Broward County Florida | 3 | $ 255,000 | $ 85,000 | $ 132,000 |
| Collier County Florida | 3 | $ 595,000 | $ 198,000 | $ 106,000 |
| Lake County Florida | 3 | $ 135,000 | $ 45,000 | $ 53,000 |
| Polk County Florida | 3 | $ 95,000 | $ 31,000 | $ 88,000 |
| Sumter County Florida | 3 | $ 315,000 | $ 105,000 | $ 74,000 |
| Passaic County New Jersey | 3 | $ 315,000 | $ 105,000 | $ 103,000 |
| Cambria County Pennsylvania | 3 | $ 125,000 | $ 41,000 | $ 118,000 |
| Northumberland County Pennsylvania | 3 | $ 215,000 | $ 71,000 | $ 60,000 |
| Brevard County Florida | 2 | $ 290,000 | $ 145,000 | $ 226,000 |
| Duval County Florida | 2 | $ 280,000 | $ 140,000 | $ 274,000 |
| Manatee County Florida | 2 | $ 220,000 | $ 110,000 | $ 109,000 |
| Martin County Florida | 2 | $ 150,000 | $ 75,000 | $ 50,000 |
| Orange County Florida | 2 | $ 110,000 | $ 55,000 | $ 59,000 |
| Seminole County Florida | 2 | $ 270,000 | $ 135,000 | $ 63,000 |
| Hudson County New Jersey | 2 | $ 450,000 | $ 225,000 | $ 157,000 |
| Sussex County New Jersey | 2 | $ 70,000 | $ 35,000 | $ 188,000 |
| Adams County Pennsylvania | 2 | $ 160,000 | $ 80,000 | $ 87,000 |
| Bradford County Pennsylvania | 2 | $ 90,000 | $ 45,000 | $ 70,000 |
| Clearfield County Pennsylvania | 2 | $ 50,000 | $ 25,000 | $ 51,000 |
| Erie County Pennsylvania | 2 | $ 70,000 | $ 35,000 | $ 88,000 |
| Lackawanna County Pennsylvania | 2 | $ 420,000 | $ 210,000 | $ 177,000 |
| Lycoming County Pennsylvania | 2 | $ 420,000 | $ 210,000 | $ 123,000 |
| Tioga County Pennsylvania | 2 | $ 90,000 | $ 45,000 | $ 62,000 |
| Los Angeles County California | 1 | $ 5,000 | $ 5,000 | $ 24,000 |
| Bay County Florida | 1 | $ 265,000 | $ 265,000 | $ 163,000 |
| Glades County Florida | 1 | $ 75,000 | $ 75,000 | $ 75,000 |
| Hernando County Florida | 1 | $ 15,000 | $ 15,000 | $ 109,000 |
| Monroe County Florida | 1 | $ 65,000 | $ 65,000 | $ 96,000 |
| Wakulla County Florida | 1 | $ 75,000 | $ 75,000 | $ 121,000 |
| Worcester County Maryland | 1 | $ 55,000 | $ 55,000 | $ 165,000 |
| Bedford County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 75,000 |
| Butler County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 137,000 |
| Columbia County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 90,000 |
| McKean County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 64,000 |
| Mifflin County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 28,000 |
| Snyder County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 97,000 |
| Somerset County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 30,000 |
| Sullivan County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 212,000 |
| Venango County Pennsylvania | 1 | $ 605,000 | $ 605,000 | $ 51,000 |
| Wyoming County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 203,000 |
Mortgage Loan Application Detail Totals for Police & Fire in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 8,047 | $664,255,000 | $82,000 | $1,005,000 | $124,000 | $2,306,000 |
| Home Improvement | 4,238 | $299,490,000 | $70,000 | $605,000 | $131,000 | $5,040,000 |
| Home Purchase | 315 | $91,875,000 | $291,000 | $735,000 | $142,000 | $477,000 |
| Refinancing | 94 | $16,860,000 | $179,000 | $405,000 | $106,000 | $308,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,984 | $623,980,000 | $89,000 | $1,005,000 | $140,000 | $5,040,000 |
| Not Provided | 2,472 | $210,460,000 | $85,000 | $845,000 | $128,000 | $1,221,000 |
| Black or African American | 2,021 | $132,125,000 | $65,000 | $605,000 | $93,000 | $1,440,000 |
| Hispanic | 900 | $68,030,000 | $75,000 | $505,000 | $102,000 | $775,000 |
| Asian | 242 | $31,590,000 | $130,000 | $555,000 | $136,000 | $1,222,000 |
| American Indian or Alaskan Native | 59 | $4,705,000 | $79,000 | $445,000 | $97,000 | $425,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $390,000 | $65,000 | $105,000 | $85,000 | $110,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,694 | $1,072,480,000 | $84,000 | $1,005,000 | $127,000 | $5,040,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,502 | $566,640,000 | $87,000 | $645,000 | $147,000 | $1,394,000 |
| Application Denied By Financial Institution | 4,248 | $331,380,000 | $78,000 | $845,000 | $96,000 | $5,040,000 |
| Application Withdrawn By Applicant | 1,037 | $94,555,000 | $91,000 | $735,000 | $123,000 | $775,000 |
| File Closed For Incompleteness | 798 | $68,980,000 | $86,000 | $1,005,000 | $131,000 | $999,000 |
| Application Approved But Not Accepted | 109 | $10,925,000 | $100,000 | $355,000 | $134,000 | $381,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 8,446 | $741,100,000 | $87,000 | $1,005,000 | $142,000 | $1,394,000 |
| Debt-To-Income Ratio | 2,166 | $180,230,000 | $83,000 | $845,000 | $81,000 | $414,000 |
| Credit History | 1,589 | $104,675,000 | $65,000 | $565,000 | $103,000 | $5,040,000 |
| Collateral | 416 | $37,390,000 | $89,000 | $565,000 | $146,000 | $1,440,000 |
| Employment History | 49 | $4,755,000 | $97,000 | $365,000 | $102,000 | $360,000 |
| Other | 13 | $3,055,000 | $235,000 | $445,000 | $151,000 | $241,000 |
| Unverifiable Information | 13 | $735,000 | $56,000 | $115,000 | $80,000 | $171,000 |
| Credit Application Incomplete | 2 | $540,000 | $270,000 | $275,000 | $101,000 | $135,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Police & Fire's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Police & Fire's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.