Precision Financial Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Precision Financial Inc 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Precision Financial Inc 6800 Jericho Turnpike Suite206E Syosset, NY 11791 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 2,031 |
| Total Mortgage Loan Application Amount | $515,091,000 |
| Average Mortgage Loan Application Amount | $260,000 |
| Highest Mortgage Loan Application Amount | $2,363,000 |
| Average Applicant Income | $118,000 |
| Highest Applicant Income | $1,620,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Precision Financial Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Precision Financial Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Precision Financial Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Precision Financial Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Precision Financial Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Precision Financial Inc's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Suffolk County New York | 188 | $ 49,181,000 | $ 261,000 | $ 108,000 |
| Queens County New York | 152 | $ 50,876,000 | $ 334,000 | $ 119,000 |
| Nassau County New York | 123 | $ 40,606,000 | $ 330,000 | $ 126,000 |
| Kings County New York | 104 | $ 34,370,000 | $ 330,000 | $ 128,000 |
| Broward County Florida | 43 | $ 9,742,000 | $ 226,000 | $ 74,000 |
| Westchester County New York | 43 | $ 14,029,000 | $ 326,000 | $ 130,000 |
| Bronx County New York | 40 | $ 11,260,000 | $ 281,000 | $ 107,000 |
| Palm Beach County Florida | 37 | $ 10,949,000 | $ 295,000 | $ 139,000 |
| Miami-Dade County Florida | 36 | $ 9,553,000 | $ 265,000 | $ 89,000 |
| Richmond County New York | 33 | $ 9,113,000 | $ 276,000 | $ 108,000 |
| Orange County Florida | 32 | $ 7,013,000 | $ 219,000 | $ 122,000 |
| Hillsborough County Florida | 31 | $ 5,583,000 | $ 180,000 | $ 82,000 |
| Prince George's County Maryland | 30 | $ 6,676,000 | $ 222,000 | $ 88,000 |
| Middlesex County New Jersey | 25 | $ 6,919,000 | $ 276,000 | $ 98,000 |
| Philadelphia County Pennsylvania | 25 | $ 2,609,000 | $ 104,000 | $ 60,000 |
| Camden County New Jersey | 24 | $ 4,784,000 | $ 199,000 | $ 96,000 |
| Essex County New Jersey | 24 | $ 6,993,000 | $ 291,000 | $ 101,000 |
| Orange County New York | 23 | $ 4,918,000 | $ 213,000 | $ 96,000 |
| Rockland County New York | 23 | $ 6,984,000 | $ 303,000 | $ 118,000 |
| Pinellas County Florida | 20 | $ 4,296,000 | $ 214,000 | $ 73,000 |
| Union County New Jersey | 19 | $ 5,134,000 | $ 270,000 | $ 89,000 |
| Volusia County Florida | 18 | $ 4,024,000 | $ 223,000 | $ 72,000 |
| Cook County Illinois | 18 | $ 3,830,000 | $ 212,000 | $ 78,000 |
| Hudson County New Jersey | 18 | $ 4,811,000 | $ 267,000 | $ 84,000 |
| Dutchess County New York | 18 | $ 4,091,000 | $ 227,000 | $ 74,000 |
| Prince William County Virginia | 18 | $ 5,603,000 | $ 311,000 | $ 109,000 |
| Maricopa County Arizona | 17 | $ 2,738,000 | $ 161,000 | $ 58,000 |
| Polk County Florida | 17 | $ 3,086,000 | $ 181,000 | $ 76,000 |
| Passaic County New Jersey | 17 | $ 5,142,000 | $ 302,000 | $ 91,000 |
| Bucks County Pennsylvania | 16 | $ 3,925,000 | $ 245,000 | $ 98,000 |
| Fairfield County Connecticut | 15 | $ 5,455,000 | $ 363,000 | $ 122,000 |
| Hartford County Connecticut | 15 | $ 2,075,000 | $ 138,000 | $ 61,000 |
| Ocean County New Jersey | 15 | $ 3,430,000 | $ 228,000 | $ 117,000 |
| Fairfax County Virginia | 15 | $ 5,832,000 | $ 388,000 | $ 141,000 |
| Los Angeles County California | 14 | $ 7,320,000 | $ 522,000 | $ 209,000 |
| New York County New York | 14 | $ 5,376,000 | $ 384,000 | $ 190,000 |
| Lee County Florida | 13 | $ 3,114,000 | $ 239,000 | $ 75,000 |
| St. Lucie County Florida | 13 | $ 2,270,000 | $ 174,000 | $ 65,000 |
| Monmouth County New Jersey | 13 | $ 3,438,000 | $ 264,000 | $ 88,000 |
| Atlantic County New Jersey | 12 | $ 2,300,000 | $ 191,000 | $ 72,000 |
| Burlington County New Jersey | 12 | $ 2,036,000 | $ 169,000 | $ 66,000 |
| Mercer County New Jersey | 12 | $ 1,804,000 | $ 150,000 | $ 54,000 |
| Virginia Beach County Virginia | 12 | $ 2,635,000 | $ 219,000 | $ 75,000 |
| New Haven County Connecticut | 11 | $ 1,859,000 | $ 169,000 | $ 107,000 |
| Seminole County Florida | 11 | $ 2,513,000 | $ 228,000 | $ 84,000 |
| Anne Arundel County Maryland | 11 | $ 3,132,000 | $ 284,000 | $ 84,000 |
| Bergen County New Jersey | 11 | $ 3,535,000 | $ 321,000 | $ 121,000 |
| Osceola County Florida | 10 | $ 2,046,000 | $ 204,000 | $ 97,000 |
| Gloucester County New Jersey | 10 | $ 1,806,000 | $ 180,000 | $ 80,000 |
| Morris County New Jersey | 10 | $ 2,147,000 | $ 214,000 | $ 127,000 |
| Erie County New York | 10 | $ 1,270,000 | $ 127,000 | $ 65,000 |
| Montgomery County Pennsylvania | 10 | $ 1,199,000 | $ 119,000 | $ 65,000 |
| Chesapeake County Virginia | 10 | $ 1,551,000 | $ 155,000 | $ 71,000 |
| Duval County Florida | 9 | $ 1,395,000 | $ 155,000 | $ 74,000 |
| Pasco County Florida | 9 | $ 1,645,000 | $ 182,000 | $ 93,000 |
| Sussex County New Jersey | 9 | $ 2,354,000 | $ 261,000 | $ 72,000 |
| Putnam County New York | 9 | $ 2,926,000 | $ 325,000 | $ 116,000 |
| Delaware County Pennsylvania | 9 | $ 1,408,000 | $ 156,000 | $ 71,000 |
| Monroe County Pennsylvania | 9 | $ 1,827,000 | $ 203,000 | $ 61,000 |
| Baltimore County Maryland | 8 | $ 1,226,000 | $ 153,000 | $ 72,000 |
| Charles County Maryland | 8 | $ 2,142,000 | $ 267,000 | $ 102,000 |
| Bristol County Massachusetts | 8 | $ 2,208,000 | $ 276,000 | $ 109,000 |
| Lehigh County Pennsylvania | 8 | $ 1,331,000 | $ 166,000 | $ 70,000 |
| Collier County Florida | 7 | $ 2,357,000 | $ 336,000 | $ 100,000 |
| Flagler County Florida | 7 | $ 1,053,000 | $ 150,000 | $ 40,000 |
| Marion County Florida | 7 | $ 1,289,000 | $ 184,000 | $ 64,000 |
| Sarasota County Florida | 7 | $ 1,808,000 | $ 258,000 | $ 101,000 |
| Plymouth County Massachusetts | 7 | $ 1,375,000 | $ 196,000 | $ 67,000 |
| Suffolk County Massachusetts | 7 | $ 1,949,000 | $ 278,000 | $ 77,000 |
| Worcester County Massachusetts | 7 | $ 1,551,000 | $ 221,000 | $ 79,000 |
| Ulster County New York | 7 | $ 1,557,000 | $ 222,000 | $ 108,000 |
| Charlotte County Florida | 6 | $ 1,303,000 | $ 217,000 | $ 81,000 |
| Clay County Florida | 6 | $ 1,222,000 | $ 203,000 | $ 94,000 |
| Lake County Florida | 6 | $ 743,000 | $ 123,000 | $ 79,000 |
| Baltimore City County Maryland | 6 | $ 840,000 | $ 140,000 | $ 57,000 |
| Middlesex County Massachusetts | 6 | $ 1,567,000 | $ 261,000 | $ 88,000 |
| Somerset County New Jersey | 6 | $ 1,343,000 | $ 223,000 | $ 81,000 |
| Albany County New York | 6 | $ 1,027,000 | $ 171,000 | $ 126,000 |
| Monroe County New York | 6 | $ 897,000 | $ 149,000 | $ 129,000 |
| Northampton County Pennsylvania | 6 | $ 1,312,000 | $ 218,000 | $ 69,000 |
| Shelby County Tennessee | 6 | $ 1,252,000 | $ 208,000 | $ 93,000 |
| Henrico County Virginia | 6 | $ 1,540,000 | $ 256,000 | $ 77,000 |
| San Bernardino County California | 5 | $ 1,486,000 | $ 297,000 | $ 73,000 |
| Brevard County Florida | 5 | $ 717,000 | $ 143,000 | $ 50,000 |
| Manatee County Florida | 5 | $ 1,021,000 | $ 204,000 | $ 70,000 |
| Essex County Massachusetts | 5 | $ 1,263,000 | $ 252,000 | $ 61,000 |
| Hampden County Massachusetts | 5 | $ 702,000 | $ 140,000 | $ 187,000 |
| Norfolk County Massachusetts | 5 | $ 1,689,000 | $ 337,000 | $ 95,000 |
| Cumberland County New Jersey | 5 | $ 841,000 | $ 168,000 | $ 52,000 |
| Warren County New Jersey | 5 | $ 1,214,000 | $ 242,000 | $ 108,000 |
| Rensselaer County New York | 5 | $ 798,000 | $ 159,000 | $ 80,000 |
| Chester County Pennsylvania | 5 | $ 854,000 | $ 170,000 | $ 62,000 |
| Loudoun County Virginia | 5 | $ 1,782,000 | $ 356,000 | $ 106,000 |
| Newport News County Virginia | 5 | $ 669,000 | $ 133,000 | $ 59,000 |
| Norfolk County Virginia | 5 | $ 955,000 | $ 191,000 | $ 78,000 |
| Pima County Arizona | 4 | $ 978,000 | $ 244,000 | $ 50,000 |
| Alameda County California | 4 | $ 1,624,000 | $ 406,000 | $ 140,000 |
| Highlands County Florida | 4 | $ 386,000 | $ 96,000 | $ 50,000 |
| Frederick County Maryland | 4 | $ 1,128,000 | $ 282,000 | $ 150,000 |
| Harford County Maryland | 4 | $ 452,000 | $ 113,000 | $ 74,000 |
| Montgomery County Maryland | 4 | $ 959,000 | $ 239,000 | $ 77,000 |
| Madison County New York | 4 | $ 483,000 | $ 120,000 | $ 64,000 |
| Niagara County New York | 4 | $ 390,000 | $ 97,000 | $ 68,000 |
| Tioga County New York | 4 | $ 457,000 | $ 114,000 | $ 76,000 |
| Dauphin County Pennsylvania | 4 | $ 457,000 | $ 114,000 | $ 119,000 |
| Lancaster County Pennsylvania | 4 | $ 682,000 | $ 170,000 | $ 71,000 |
| Pike County Pennsylvania | 4 | $ 779,000 | $ 194,000 | $ 68,000 |
| York County Pennsylvania | 4 | $ 893,000 | $ 223,000 | $ 67,000 |
| Davidson County Tennessee | 4 | $ 632,000 | $ 158,000 | $ 58,000 |
| Chesterfield County Virginia | 4 | $ 827,000 | $ 206,000 | $ 58,000 |
| Pinal County Arizona | 3 | $ 730,000 | $ 243,000 | $ 90,000 |
| Fresno County California | 3 | $ 669,000 | $ 223,000 | $ 65,000 |
| Riverside County California | 3 | $ 1,289,000 | $ 429,000 | $ 244,000 |
| Escambia County Florida | 3 | $ 340,000 | $ 113,000 | $ 113,000 |
| Hernando County Florida | 3 | $ 703,000 | $ 234,000 | $ 92,000 |
| Cape May County New Jersey | 3 | $ 963,000 | $ 321,000 | $ 88,000 |
| Fulton County New York | 3 | $ 183,000 | $ 61,000 | $ 47,000 |
| Schenectady County New York | 3 | $ 472,000 | $ 157,000 | $ 87,000 |
| Fauquier County Virginia | 3 | $ 891,000 | $ 297,000 | $ 152,000 |
| Stafford County Virginia | 3 | $ 883,000 | $ 294,000 | $ 65,000 |
| Suffolk County Virginia | 3 | $ 451,000 | $ 150,000 | $ 58,000 |
| Kern County California | 2 | $ 238,000 | $ 119,000 | $ 72,000 |
| Orange County California | 2 | $ 541,000 | $ 270,000 | $ 54,000 |
| Sacramento County California | 2 | $ 561,000 | $ 280,000 | $ 57,000 |
| San Diego County California | 2 | $ 652,000 | $ 326,000 | $ 87,000 |
| Sonoma County California | 2 | $ 925,000 | $ 462,000 | $ 68,000 |
| Yolo County California | 2 | $ 327,000 | $ 163,000 | $ 66,000 |
| Arapahoe County Colorado | 2 | $ 400,000 | $ 200,000 | $ 77,000 |
| Alachua County Florida | 2 | $ 402,000 | $ 201,000 | $ 95,000 |
| Calhoun County Florida | 2 | $ 277,000 | $ 138,000 | $ 88,000 |
| Hendry County Florida | 2 | $ 376,000 | $ 188,000 | $ 88,000 |
| Nassau County Florida | 2 | $ 464,000 | $ 232,000 | $ 56,000 |
| Okaloosa County Florida | 2 | $ 386,000 | $ 193,000 | $ 46,000 |
| Putnam County Florida | 2 | $ 264,000 | $ 132,000 | $ 52,000 |
| Santa Rosa County Florida | 2 | $ 314,000 | $ 157,000 | $ 82,000 |
| Walton County Florida | 2 | $ 423,000 | $ 211,000 | $ 72,000 |
| DuPage County Illinois | 2 | $ 420,000 | $ 210,000 | $ 82,000 |
| Will County Illinois | 2 | $ 475,000 | $ 237,000 | $ 129,000 |
| Howard County Maryland | 2 | $ 562,000 | $ 281,000 | $ 86,000 |
| Queen Anne's County Maryland | 2 | $ 361,000 | $ 180,000 | $ 70,000 |
| Barnstable County Massachusetts | 2 | $ 475,000 | $ 237,000 | $ 53,000 |
| Franklin County Massachusetts | 2 | $ 326,000 | $ 163,000 | $ 61,000 |
| Salem County New Jersey | 2 | $ 340,000 | $ 170,000 | $ 82,000 |
| Chenango County New York | 2 | $ 265,000 | $ 132,000 | $ 62,000 |
| Essex County New York | 2 | $ 175,000 | $ 87,000 | $ 61,000 |
| Lewis County New York | 2 | $ 154,000 | $ 77,000 | $ 48,000 |
| Montgomery County New York | 2 | $ 283,000 | $ 141,000 | $ 74,000 |
| Sullivan County New York | 2 | $ 470,000 | $ 235,000 | $ 211,000 |
| Wyoming County New York | 2 | $ 149,000 | $ 74,000 | $ 81,000 |
| Berks County Pennsylvania | 2 | $ 207,000 | $ 103,000 | $ 46,000 |
| Carbon County Pennsylvania | 2 | $ 332,000 | $ 166,000 | $ 69,000 |
| Centre County Pennsylvania | 2 | $ 346,000 | $ 173,000 | $ 335,000 |
| Cumberland County Pennsylvania | 2 | $ 239,000 | $ 119,000 | $ 97,000 |
| Warren County Pennsylvania | 2 | $ 54,000 | $ 27,000 | $ 36,000 |
| Westmoreland County Pennsylvania | 2 | $ 259,000 | $ 129,000 | $ 75,000 |
| Putnam County Tennessee | 2 | $ 102,000 | $ 51,000 | $ 39,000 |
| Robertson County Tennessee | 2 | $ 145,000 | $ 72,000 | $ 65,000 |
| Caroline County Virginia | 2 | $ 253,000 | $ 126,000 | $ 75,000 |
| Frederick County Virginia | 2 | $ 473,000 | $ 236,000 | $ 71,000 |
| Hampton County Virginia | 2 | $ 459,000 | $ 229,000 | $ 73,000 |
| Louisa County Virginia | 2 | $ 166,000 | $ 83,000 | $ 35,000 |
| Manassas Park County Virginia | 2 | $ 510,000 | $ 255,000 | $ 449,000 |
| Martinsville County Virginia | 2 | $ 91,000 | $ 45,000 | $ 46,000 |
| Spotsylvania County Virginia | 2 | $ 342,000 | $ 171,000 | $ 114,000 |
| Cochise County Arizona | 1 | $ 195,000 | $ 195,000 | $ 74,000 |
| Mohave County Arizona | 1 | $ 208,000 | $ 208,000 | $ 68,000 |
| Santa Cruz County Arizona | 1 | $ 149,000 | $ 149,000 | $ 64,000 |
| Contra Costa County California | 1 | $ 426,000 | $ 426,000 | $ 105,000 |
| San Francisco County California | 1 | $ 1,425,000 | $ 1,425,000 | $ 360,000 |
| Santa Clara County California | 1 | $ 131,000 | $ 131,000 | $ 40,000 |
| Denver County Colorado | 1 | $ 242,000 | $ 242,000 | $ 47,000 |
| Jefferson County Colorado | 1 | $ 272,000 | $ 272,000 | $ 90,000 |
| Pitkin County Colorado | 1 | $ 565,000 | $ 565,000 | $ 261,000 |
| Weld County Colorado | 1 | $ 145,000 | $ 145,000 | $ 36,000 |
| Middlesex County Connecticut | 1 | $ 285,000 | $ 285,000 | $ 114,000 |
| New London County Connecticut | 1 | $ 208,000 | $ 208,000 | $ 60,000 |
| Bay County Florida | 1 | $ 2,140,000 | $ 2,140,000 | $ 1,620,000 |
| Jefferson County Florida | 1 | $ 160,000 | $ 160,000 | $ 43,000 |
| Leon County Florida | 1 | $ 300,000 | $ 300,000 | $ 104,000 |
| Martin County Florida | 1 | $ 277,000 | $ 277,000 | $ 75,000 |
| Monroe County Florida | 1 | $ 162,000 | $ 162,000 | $ 48,000 |
| St. Johns County Florida | 1 | $ 250,000 | $ 250,000 | $ 48,000 |
| Suwannee County Florida | 1 | $ 148,000 | $ 148,000 | $ 29,000 |
| Taylor County Florida | 1 | $ 121,000 | $ 121,000 | $ 50,000 |
| Grundy County Illinois | 1 | $ 187,000 | $ 187,000 | $ 62,000 |
| Perry County Illinois | 1 | $ 119,000 | $ 119,000 | $ 48,000 |
| Rock Island County Illinois | 1 | $ 155,000 | $ 155,000 | $ 113,000 |
| Calvert County Maryland | 1 | $ 275,000 | $ 275,000 | $ 65,000 |
| Carroll County Maryland | 1 | $ 225,000 | $ 225,000 | $ 45,000 |
| Somerset County Maryland | 1 | $ 140,000 | $ 140,000 | $ 81,000 |
| Worcester County Maryland | 1 | $ 187,000 | $ 187,000 | $ 53,000 |
| Berkshire County Massachusetts | 1 | $ 260,000 | $ 260,000 | $ 96,000 |
| Hunterdon County New Jersey | 1 | $ 360,000 | $ 360,000 | $ 120,000 |
| Cattaraugus County New York | 1 | $ 189,000 | $ 189,000 | $ 43,000 |
| Cayuga County New York | 1 | $ 78,000 | $ 78,000 | $ 21,000 |
| Columbia County New York | 1 | $ 288,000 | $ 288,000 | $ 124,000 |
| Jefferson County New York | 1 | $ 97,000 | $ 97,000 | $ 36,000 |
| Onondaga County New York | 1 | $ 100,000 | $ 100,000 | $ 266,000 |
| Ontario County New York | 1 | $ 200,000 | $ 200,000 | $ 360,000 |
| Saratoga County New York | 1 | $ 331,000 | $ 331,000 | $ 148,000 |
| Schoharie County New York | 1 | $ 109,000 | $ 109,000 | $ 87,000 |
| Schuyler County New York | 1 | $ 220,000 | $ 220,000 | $ 52,000 |
| Seneca County New York | 1 | $ 83,000 | $ 83,000 | $ 35,000 |
| St. Lawrence County New York | 1 | $ 69,000 | $ 69,000 | $ 36,000 |
| Warren County New York | 1 | $ 150,000 | $ 150,000 | $ 99,000 |
| Beaver County Pennsylvania | 1 | $ 162,000 | $ 162,000 | $ 51,000 |
| Bedford County Pennsylvania | 1 | $ 24,000 | $ 24,000 | $ 86,000 |
| Butler County Pennsylvania | 1 | $ 167,000 | $ 167,000 | $ 69,000 |
| Franklin County Pennsylvania | 1 | $ 179,000 | $ 179,000 | $ 66,000 |
| Lackawanna County Pennsylvania | 1 | $ 80,000 | $ 80,000 | $ 40,000 |
| Lawrence County Pennsylvania | 1 | $ 164,000 | $ 164,000 | $ 60,000 |
| Luzerne County Pennsylvania | 1 | $ 70,000 | $ 70,000 | $ 37,000 |
| Washington County Pennsylvania | 1 | $ 213,000 | $ 213,000 | $ 73,000 |
| Cumberland County Tennessee | 1 | $ 180,000 | $ 180,000 | $ 42,000 |
| Franklin County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 29,000 |
| Greene County Tennessee | 1 | $ 104,000 | $ 104,000 | $ 52,000 |
| Sumner County Tennessee | 1 | $ 141,000 | $ 141,000 | $ 45,000 |
| Albemarle County Virginia | 1 | $ 132,000 | $ 132,000 | $ 36,000 |
| Alexandria County Virginia | 1 | $ 155,000 | $ 155,000 | $ 64,000 |
| Alleghany County Virginia | 1 | $ 177,000 | $ 177,000 | $ 48,000 |
| Augusta County Virginia | 1 | $ 164,000 | $ 164,000 | $ 44,000 |
| Campbell County Virginia | 1 | $ 165,000 | $ 165,000 | $ 49,000 |
| Charlotte County Virginia | 1 | $ 128,000 | $ 128,000 | $ 30,000 |
| Fluvanna County Virginia | 1 | $ 201,000 | $ 201,000 | $ 78,000 |
| Hanover County Virginia | 1 | $ 188,000 | $ 188,000 | $ 132,000 |
| James City County Virginia | 1 | $ 357,000 | $ 357,000 | $ 84,000 |
| Madison County Virginia | 1 | $ 295,000 | $ 295,000 | $ 107,000 |
| Orange County Virginia | 1 | $ 150,000 | $ 150,000 | $ 34,000 |
| Portsmouth County Virginia | 1 | $ 128,000 | $ 128,000 | $ 54,000 |
| Rappahannock County Virginia | 1 | $ 235,000 | $ 235,000 | $ 216,000 |
| Richmond City County Virginia | 1 | $ 93,000 | $ 93,000 | $ 52,000 |
| Roanoke City County Virginia | 1 | $ 160,000 | $ 160,000 | $ 77,000 |
Mortgage Loan Application Detail Totals for Precision Financial Inc in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,742 | $436,865,000 | $250,000 | $2,140,000 | $94,000 | $1,620,000 |
| Home Purchase | 289 | $78,226,000 | $270,000 | $2,363,000 | $142,000 | $720,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 897 | $228,184,000 | $254,000 | $2,363,000 | $109,000 | $1,620,000 |
| Black or African American | 495 | $124,792,000 | $252,000 | $845,000 | $91,000 | $317,000 |
| Not Provided | 320 | $76,964,000 | $240,000 | $1,300,000 | $89,000 | $348,000 |
| Hispanic | 269 | $70,678,000 | $262,000 | $1,650,000 | $98,000 | $850,000 |
| Asian | 41 | $11,762,000 | $286,000 | $805,000 | $134,000 | $456,000 |
| American Indian or Alaskan Native | 7 | $1,786,000 | $255,000 | $440,000 | $80,000 | $121,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $925,000 | $462,000 | $735,000 | $125,000 | $193,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,031 | $515,091,000 | $253,000 | $2,363,000 | $100,000 | $1,620,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,202 | $301,329,000 | $250,000 | $1,744,000 | $104,000 | $850,000 |
| Application Withdrawn By Applicant | 489 | $128,613,000 | $263,000 | $2,363,000 | $98,000 | $649,000 |
| Application Approved But Not Accepted | 206 | $53,820,000 | $261,000 | $2,140,000 | $96,000 | $1,620,000 |
| Application Denied By Financial Institution | 109 | $25,304,000 | $232,000 | $640,000 | $87,000 | $261,000 |
| File Closed For Incompleteness | 24 | $5,744,000 | $239,000 | $589,000 | $77,000 | $204,000 |
| Loan Purchased By The Institution | 1 | $281,000 | $281,000 | $281,000 | $91,000 | $91,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 4 | $1,071,000 | $267,000 | $356,000 | $86,000 | $144,000 |
| Collateral | 1 | $94,000 | $94,000 | $94,000 | $44,000 | $44,000 |
| Credit History | 1 | $309,000 | $309,000 | $309,000 | $78,000 | $78,000 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Precision Financial Inc's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Precision Financial Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.