Presidential Bank, F.S.B.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Presidential Bank, F.S.B. 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Presidential Bank, F.S.B. 4600 East-West Highway, Suite 400 Bethesda, MD 20814 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,140 |
| Total Mortgage Loan Application Amount | $1,578,786,000 |
| Average Mortgage Loan Application Amount | $255,666 |
| Highest Mortgage Loan Application Amount | $1,056,000 |
| Average Applicant Income | $111,000 |
| Highest Applicant Income | $2,679,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Presidential Bank, F.S.B.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Presidential Bank, F.S.B.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Presidential Bank, F.S.B.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Presidential Bank, F.S.B. serves its applicants.
Each category highlights the total number of mortgage applications processed by Presidential Bank, F.S.B., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Presidential Bank, F.S.B.'s mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery County Maryland | 735 | $ 228,331,000 | $ 310,000 | $ 132,000 |
| Frederick County Maryland | 582 | $ 139,601,000 | $ 239,000 | $ 95,000 |
| Fairfax County Virginia | 525 | $ 192,581,000 | $ 366,000 | $ 152,000 |
| Anne Arundel County Maryland | 251 | $ 75,804,000 | $ 302,000 | $ 121,000 |
| Prince George's County Maryland | 240 | $ 56,721,000 | $ 236,000 | $ 89,000 |
| Lancaster County Pennsylvania | 236 | $ 38,655,000 | $ 163,000 | $ 70,000 |
| Bucks County Pennsylvania | 219 | $ 46,756,000 | $ 213,000 | $ 87,000 |
| Howard County Maryland | 215 | $ 62,874,000 | $ 292,000 | $ 123,000 |
| Prince William County Virginia | 195 | $ 56,946,000 | $ 292,000 | $ 94,000 |
| Chesterfield County Virginia | 190 | $ 35,361,000 | $ 186,000 | $ 77,000 |
| Montgomery County Pennsylvania | 158 | $ 33,899,000 | $ 214,000 | $ 96,000 |
| Loudoun County Virginia | 140 | $ 48,039,000 | $ 343,000 | $ 120,000 |
| Baltimore County Maryland | 105 | $ 23,581,000 | $ 224,000 | $ 83,000 |
| Lehigh County Pennsylvania | 98 | $ 19,122,000 | $ 195,000 | $ 93,000 |
| Arlington County Virginia | 98 | $ 33,853,000 | $ 345,000 | $ 142,000 |
| District of Columbia County District Of Columbia | 90 | $ 34,754,000 | $ 386,000 | $ 152,000 |
| Washington County Maryland | 90 | $ 16,491,000 | $ 183,000 | $ 69,000 |
| Northampton County Pennsylvania | 88 | $ 16,829,000 | $ 191,000 | $ 77,000 |
| Henrico County Virginia | 84 | $ 15,228,000 | $ 181,000 | $ 77,000 |
| St. Mary's County Maryland | 78 | $ 21,748,000 | $ 278,000 | $ 106,000 |
| Albemarle County Virginia | 71 | $ 20,664,000 | $ 291,000 | $ 121,000 |
| Calvert County Maryland | 68 | $ 17,548,000 | $ 258,000 | $ 107,000 |
| Carroll County Maryland | 68 | $ 18,120,000 | $ 266,000 | $ 106,000 |
| Charles County Maryland | 61 | $ 14,900,000 | $ 244,000 | $ 77,000 |
| Harford County Maryland | 51 | $ 13,023,000 | $ 255,000 | $ 86,000 |
| Mecklenburg County North Carolina | 43 | $ 11,222,000 | $ 260,000 | $ 142,000 |
| Richmond City County Virginia | 42 | $ 7,021,000 | $ 167,000 | $ 99,000 |
| Stafford County Virginia | 42 | $ 10,449,000 | $ 248,000 | $ 107,000 |
| Alexandria County Virginia | 40 | $ 14,019,000 | $ 350,000 | $ 128,000 |
| Berks County Pennsylvania | 38 | $ 6,500,000 | $ 171,000 | $ 72,000 |
| Columbia County Pennsylvania | 37 | $ 5,004,000 | $ 135,000 | $ 54,000 |
| Chester County Pennsylvania | 36 | $ 8,605,000 | $ 239,000 | $ 103,000 |
| Prince George County Virginia | 36 | $ 7,103,000 | $ 197,000 | $ 70,000 |
| Monmouth County New Jersey | 32 | $ 9,903,000 | $ 309,000 | $ 137,000 |
| Monroe County Pennsylvania | 32 | $ 5,305,000 | $ 165,000 | $ 69,000 |
| Philadelphia County Pennsylvania | 31 | $ 5,264,000 | $ 169,000 | $ 82,000 |
| Baltimore City County Maryland | 30 | $ 5,905,000 | $ 196,000 | $ 81,000 |
| Augusta County Virginia | 26 | $ 4,716,000 | $ 181,000 | $ 72,000 |
| Dinwiddie County Virginia | 26 | $ 4,251,000 | $ 163,000 | $ 61,000 |
| Spotsylvania County Virginia | 26 | $ 5,557,000 | $ 213,000 | $ 124,000 |
| Ocean County New Jersey | 24 | $ 5,762,000 | $ 240,000 | $ 127,000 |
| Charlottesville County Virginia | 24 | $ 6,434,000 | $ 268,000 | $ 125,000 |
| Colonial Heights County Virginia | 24 | $ 3,733,000 | $ 155,000 | $ 54,000 |
| Sussex County Delaware | 23 | $ 5,705,000 | $ 248,000 | $ 140,000 |
| York County Pennsylvania | 22 | $ 3,460,000 | $ 157,000 | $ 68,000 |
| Hopewell County Virginia | 21 | $ 2,557,000 | $ 121,000 | $ 52,000 |
| Louisa County Virginia | 20 | $ 3,569,000 | $ 178,000 | $ 91,000 |
| Queen Anne's County Maryland | 19 | $ 5,308,000 | $ 279,000 | $ 96,000 |
| Petersburg County Virginia | 19 | $ 1,895,000 | $ 99,000 | $ 64,000 |
| Middlesex County New Jersey | 18 | $ 4,772,000 | $ 265,000 | $ 79,000 |
| Fauquier County Virginia | 17 | $ 5,554,000 | $ 326,000 | $ 107,000 |
| Orange County Virginia | 17 | $ 3,855,000 | $ 226,000 | $ 124,000 |
| Fluvanna County Virginia | 16 | $ 3,027,000 | $ 189,000 | $ 71,000 |
| Newport News County Virginia | 16 | $ 2,630,000 | $ 164,000 | $ 77,000 |
| Staunton County Virginia | 15 | $ 2,359,000 | $ 157,000 | $ 47,000 |
| Jefferson County West Virginia | 15 | $ 3,457,000 | $ 230,000 | $ 71,000 |
| Worcester County Maryland | 14 | $ 3,176,000 | $ 226,000 | $ 158,000 |
| Franklin County Pennsylvania | 14 | $ 2,861,000 | $ 204,000 | $ 95,000 |
| Hanover County Virginia | 14 | $ 2,946,000 | $ 210,000 | $ 71,000 |
| Wake County North Carolina | 13 | $ 2,862,000 | $ 220,000 | $ 103,000 |
| Adams County Pennsylvania | 13 | $ 2,052,000 | $ 157,000 | $ 87,000 |
| Greene County Virginia | 13 | $ 2,301,000 | $ 177,000 | $ 76,000 |
| Berkeley County West Virginia | 13 | $ 2,253,000 | $ 173,000 | $ 66,000 |
| Luzerne County Pennsylvania | 11 | $ 1,269,000 | $ 115,000 | $ 85,000 |
| Pike County Pennsylvania | 11 | $ 1,885,000 | $ 171,000 | $ 79,000 |
| Manassas County Virginia | 11 | $ 1,996,000 | $ 181,000 | $ 73,000 |
| Delaware County Pennsylvania | 10 | $ 2,083,000 | $ 208,000 | $ 77,000 |
| Culpeper County Virginia | 10 | $ 1,749,000 | $ 174,000 | $ 82,000 |
| Fairfax City County Virginia | 10 | $ 3,395,000 | $ 339,000 | $ 130,000 |
| Frederick County Virginia | 10 | $ 1,386,000 | $ 138,000 | $ 105,000 |
| Charleston County South Carolina | 9 | $ 1,947,000 | $ 216,000 | $ 84,000 |
| Dare County North Carolina | 8 | $ 2,413,000 | $ 301,000 | $ 167,000 |
| Iredell County North Carolina | 8 | $ 1,840,000 | $ 230,000 | $ 98,000 |
| Manassas Park County Virginia | 8 | $ 1,729,000 | $ 216,000 | $ 78,000 |
| Powhatan County Virginia | 8 | $ 1,420,000 | $ 177,000 | $ 67,000 |
| Horry County South Carolina | 7 | $ 1,105,000 | $ 157,000 | $ 61,000 |
| Falls Church County Virginia | 7 | $ 2,963,000 | $ 423,000 | $ 177,000 |
| Cecil County Maryland | 6 | $ 1,376,000 | $ 229,000 | $ 104,000 |
| Carbon County Pennsylvania | 6 | $ 707,000 | $ 117,000 | $ 68,000 |
| Cumberland County Pennsylvania | 6 | $ 1,292,000 | $ 215,000 | $ 45,000 |
| Lebanon County Pennsylvania | 6 | $ 1,027,000 | $ 171,000 | $ 63,000 |
| York County South Carolina | 6 | $ 1,609,000 | $ 268,000 | $ 103,000 |
| King George County Virginia | 6 | $ 1,355,000 | $ 225,000 | $ 72,000 |
| Gloucester County New Jersey | 5 | $ 762,000 | $ 152,000 | $ 83,000 |
| Dauphin County Pennsylvania | 5 | $ 514,000 | $ 102,000 | $ 306,000 |
| Emporia County Virginia | 5 | $ 622,000 | $ 124,000 | $ 52,000 |
| Hampton County Virginia | 5 | $ 977,000 | $ 195,000 | $ 96,000 |
| Madison County Virginia | 5 | $ 920,000 | $ 184,000 | $ 100,000 |
| Sussex County Virginia | 5 | $ 564,000 | $ 112,000 | $ 52,000 |
| Waynesboro County Virginia | 5 | $ 780,000 | $ 156,000 | $ 65,000 |
| Westmoreland County Virginia | 5 | $ 1,193,000 | $ 238,000 | $ 128,000 |
| Palm Beach County Florida | 4 | $ 1,101,000 | $ 275,000 | $ 177,000 |
| Mercer County New Jersey | 4 | $ 1,089,000 | $ 272,000 | $ 121,000 |
| Somerset County New Jersey | 4 | $ 1,287,000 | $ 321,000 | $ 145,000 |
| Union County New Jersey | 4 | $ 1,441,000 | $ 360,000 | $ 345,000 |
| Currituck County North Carolina | 4 | $ 1,122,000 | $ 280,000 | $ 168,000 |
| Guilford County North Carolina | 4 | $ 1,099,000 | $ 274,000 | $ 197,000 |
| Lincoln County North Carolina | 4 | $ 669,000 | $ 167,000 | $ 83,000 |
| Schuylkill County Pennsylvania | 4 | $ 380,000 | $ 95,000 | $ 37,000 |
| Caroline County Virginia | 4 | $ 805,000 | $ 201,000 | $ 124,000 |
| Chesapeake County Virginia | 4 | $ 1,004,000 | $ 251,000 | $ 76,000 |
| Fredericksburg County Virginia | 4 | $ 1,068,000 | $ 267,000 | $ 299,000 |
| Goochland County Virginia | 4 | $ 853,000 | $ 213,000 | $ 67,000 |
| Virginia Beach County Virginia | 4 | $ 936,000 | $ 234,000 | $ 88,000 |
| Talbot County Maryland | 3 | $ 1,059,000 | $ 353,000 | $ 95,000 |
| Wicomico County Maryland | 3 | $ 526,000 | $ 175,000 | $ 37,000 |
| Middlesex County Massachusetts | 3 | $ 872,000 | $ 290,000 | $ 96,000 |
| Burlington County New Jersey | 3 | $ 358,000 | $ 119,000 | $ 82,000 |
| Camden County New Jersey | 3 | $ 675,000 | $ 225,000 | $ 18,000 |
| Sussex County New Jersey | 3 | $ 571,000 | $ 190,000 | $ 84,000 |
| Brunswick County North Carolina | 3 | $ 874,000 | $ 291,000 | $ 235,000 |
| Buncombe County North Carolina | 3 | $ 476,000 | $ 158,000 | $ 50,000 |
| Allegheny County Pennsylvania | 3 | $ 683,000 | $ 227,000 | $ 166,000 |
| Beaufort County South Carolina | 3 | $ 1,294,000 | $ 431,000 | $ 313,000 |
| Greensville County Virginia | 3 | $ 458,000 | $ 152,000 | $ 70,000 |
| James City County Virginia | 3 | $ 916,000 | $ 305,000 | $ 112,000 |
| Middlesex County Virginia | 3 | $ 800,000 | $ 266,000 | $ 163,000 |
| Norfolk County Virginia | 3 | $ 555,000 | $ 185,000 | $ 104,000 |
| Rappahannock County Virginia | 3 | $ 782,000 | $ 260,000 | $ 97,000 |
| York County Virginia | 3 | $ 655,000 | $ 218,000 | $ 59,000 |
| Morgan County West Virginia | 3 | $ 554,000 | $ 184,000 | $ 79,000 |
| Fairfield County Connecticut | 2 | $ 1,017,000 | $ 508,000 | $ 357,000 |
| New Haven County Connecticut | 2 | $ 597,000 | $ 298,000 | $ 128,000 |
| Kent County Delaware | 2 | $ 294,000 | $ 147,000 | $ 62,000 |
| Dorchester County Maryland | 2 | $ 397,000 | $ 198,000 | $ 152,000 |
| Cape May County New Jersey | 2 | $ 410,000 | $ 205,000 | $ 69,000 |
| Essex County New Jersey | 2 | $ 747,000 | $ 373,000 | $ 155,000 |
| Passaic County New Jersey | 2 | $ 435,000 | $ 217,000 | $ 129,000 |
| Cumberland County North Carolina | 2 | $ 400,000 | $ 200,000 | $ 78,000 |
| Johnston County North Carolina | 2 | $ 575,000 | $ 287,000 | $ 67,000 |
| Onslow County North Carolina | 2 | $ 425,000 | $ 212,000 | $ 0 |
| Pender County North Carolina | 2 | $ 532,000 | $ 266,000 | $ 128,000 |
| Warren County North Carolina | 2 | $ 535,000 | $ 267,000 | $ 166,000 |
| Centre County Pennsylvania | 2 | $ 381,000 | $ 190,000 | $ 14,000 |
| Lycoming County Pennsylvania | 2 | $ 165,000 | $ 82,000 | $ 88,000 |
| Montour County Pennsylvania | 2 | $ 305,000 | $ 152,000 | $ 62,000 |
| Northumberland County Pennsylvania | 2 | $ 326,000 | $ 163,000 | $ 59,000 |
| Union County Pennsylvania | 2 | $ 390,000 | $ 195,000 | $ 112,000 |
| Wayne County Pennsylvania | 2 | $ 143,000 | $ 71,000 | $ 66,000 |
| Greenville County South Carolina | 2 | $ 603,000 | $ 301,000 | $ 98,000 |
| Brunswick County Virginia | 2 | $ 223,000 | $ 111,000 | $ 72,000 |
| Charles City County Virginia | 2 | $ 365,000 | $ 182,000 | $ 62,000 |
| Clarke County Virginia | 2 | $ 648,000 | $ 324,000 | $ 133,000 |
| Harrisonburg County Virginia | 2 | $ 222,000 | $ 111,000 | $ 224,000 |
| Isle of Wight County Virginia | 2 | $ 493,000 | $ 246,000 | $ 92,000 |
| Lynchburg County Virginia | 2 | $ 515,000 | $ 257,000 | $ 131,000 |
| Mathews County Virginia | 2 | $ 407,000 | $ 203,000 | $ 112,000 |
| Nelson County Virginia | 2 | $ 836,000 | $ 418,000 | $ 158,000 |
| Northumberland County Virginia | 2 | $ 383,000 | $ 191,000 | $ 50,000 |
| Rockingham County Virginia | 2 | $ 341,000 | $ 170,000 | $ 120,000 |
| Shenandoah County Virginia | 2 | $ 407,000 | $ 203,000 | $ 110,000 |
| Warren County Virginia | 2 | $ 274,000 | $ 137,000 | $ 10,000 |
| Winchester County Virginia | 2 | $ 260,000 | $ 130,000 | $ 118,000 |
| Thurston County Washington | 2 | $ 502,000 | $ 251,000 | $ 43,000 |
| Maricopa County Arizona | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Pima County Arizona | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Yuma County Arizona | 1 | $ 207,000 | $ 207,000 | $ 0 |
| Faulkner County Arkansas | 1 | $ 195,000 | $ 195,000 | $ 84,000 |
| Contra Costa County California | 1 | $ 738,000 | $ 738,000 | $ 196,000 |
| San Diego County California | 1 | $ 236,000 | $ 236,000 | $ 144,000 |
| Boulder County Colorado | 1 | $ 254,000 | $ 254,000 | $ 315,000 |
| Larimer County Colorado | 1 | $ 181,000 | $ 181,000 | $ 315,000 |
| Middlesex County Connecticut | 1 | $ 260,000 | $ 260,000 | $ 274,000 |
| New Castle County Delaware | 1 | $ 304,000 | $ 304,000 | $ 0 |
| Lake County Florida | 1 | $ 403,000 | $ 403,000 | $ 96,000 |
| Lee County Florida | 1 | $ 123,000 | $ 123,000 | $ 89,000 |
| Manatee County Florida | 1 | $ 272,000 | $ 272,000 | $ 208,000 |
| Monroe County Florida | 1 | $ 260,000 | $ 260,000 | $ 80,000 |
| Okaloosa County Florida | 1 | $ 93,000 | $ 93,000 | $ 140,000 |
| Pasco County Florida | 1 | $ 332,000 | $ 332,000 | $ 93,000 |
| St. Johns County Florida | 1 | $ 75,000 | $ 75,000 | $ 57,000 |
| Sumter County Florida | 1 | $ 148,000 | $ 148,000 | $ 101,000 |
| Brantley County Georgia | 1 | $ 130,000 | $ 130,000 | $ 58,000 |
| DeKalb County Georgia | 1 | $ 285,000 | $ 285,000 | $ 218,000 |
| Gwinnett County Georgia | 1 | $ 172,000 | $ 172,000 | $ 152,000 |
| McDuffie County Georgia | 1 | $ 193,000 | $ 193,000 | $ 94,000 |
| Oconee County Georgia | 1 | $ 269,000 | $ 269,000 | $ 35,000 |
| Honolulu County Hawaii | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Ada County Idaho | 1 | $ 230,000 | $ 230,000 | $ 0 |
| St. Clair County Illinois | 1 | $ 165,000 | $ 165,000 | $ 116,000 |
| Will County Illinois | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Marion County Indiana | 1 | $ 112,000 | $ 112,000 | $ 84,000 |
| Monroe County Indiana | 1 | $ 417,000 | $ 417,000 | $ 283,000 |
| Linn County Iowa | 1 | $ 186,000 | $ 186,000 | $ 0 |
| Orleans County Louisiana | 1 | $ 407,000 | $ 407,000 | $ 290,000 |
| St. Tammany County Louisiana | 1 | $ 154,000 | $ 154,000 | $ 73,000 |
| Caroline County Maryland | 1 | $ 324,000 | $ 324,000 | $ 167,000 |
| Garrett County Maryland | 1 | $ 302,000 | $ 302,000 | $ 300,000 |
| Somerset County Maryland | 1 | $ 212,000 | $ 212,000 | $ 153,000 |
| Barnstable County Massachusetts | 1 | $ 292,000 | $ 292,000 | $ 210,000 |
| Hampden County Massachusetts | 1 | $ 219,000 | $ 219,000 | $ 100,000 |
| Nantucket County Massachusetts | 1 | $ 355,000 | $ 355,000 | $ 93,000 |
| Worcester County Massachusetts | 1 | $ 266,000 | $ 266,000 | $ 71,000 |
| St. Louis County Missouri | 1 | $ 255,000 | $ 255,000 | $ 130,000 |
| Hillsborough County New Hampshire | 1 | $ 153,000 | $ 153,000 | $ 122,000 |
| Atlantic County New Jersey | 1 | $ 200,000 | $ 200,000 | $ 1,053,000 |
| Cumberland County New Jersey | 1 | $ 120,000 | $ 120,000 | $ 145,000 |
| Hunterdon County New Jersey | 1 | $ 254,000 | $ 254,000 | $ 168,000 |
| Morris County New Jersey | 1 | $ 515,000 | $ 515,000 | $ 160,000 |
| Warren County New Jersey | 1 | $ 186,000 | $ 186,000 | $ 62,000 |
| Otero County New Mexico | 1 | $ 48,000 | $ 48,000 | $ 0 |
| Sullivan County New York | 1 | $ 278,000 | $ 278,000 | $ 707,000 |
| Alamance County North Carolina | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Alexander County North Carolina | 1 | $ 156,000 | $ 156,000 | $ 44,000 |
| Catawba County North Carolina | 1 | $ 400,000 | $ 400,000 | $ 299,000 |
| Craven County North Carolina | 1 | $ 240,000 | $ 240,000 | $ 174,000 |
| Duplin County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 119,000 |
| Harnett County North Carolina | 1 | $ 237,000 | $ 237,000 | $ 71,000 |
| Hoke County North Carolina | 1 | $ 252,000 | $ 252,000 | $ 0 |
| Moore County North Carolina | 1 | $ 224,000 | $ 224,000 | $ 0 |
| New Hanover County North Carolina | 1 | $ 264,000 | $ 264,000 | $ 186,000 |
| Orange County North Carolina | 1 | $ 123,000 | $ 123,000 | $ 61,000 |
| Rowan County North Carolina | 1 | $ 178,000 | $ 178,000 | $ 124,000 |
| Swain County North Carolina | 1 | $ 210,000 | $ 210,000 | $ 174,000 |
| Union County North Carolina | 1 | $ 293,000 | $ 293,000 | $ 54,000 |
| Delaware County Ohio | 1 | $ 197,000 | $ 197,000 | $ 116,000 |
| Greene County Ohio | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Hamilton County Ohio | 1 | $ 181,000 | $ 181,000 | $ 74,000 |
| Lane County Oregon | 1 | $ 94,000 | $ 94,000 | $ 53,000 |
| Beaver County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 72,000 |
| Cambria County Pennsylvania | 1 | $ 189,000 | $ 189,000 | $ 55,000 |
| Fulton County Pennsylvania | 1 | $ 127,000 | $ 127,000 | $ 28,000 |
| Lackawanna County Pennsylvania | 1 | $ 172,000 | $ 172,000 | $ 51,000 |
| Sullivan County Pennsylvania | 1 | $ 144,000 | $ 144,000 | $ 51,000 |
| Bristol County Rhode Island | 1 | $ 250,000 | $ 250,000 | $ 60,000 |
| Berkeley County South Carolina | 1 | $ 137,000 | $ 137,000 | $ 32,000 |
| Laurens County South Carolina | 1 | $ 139,000 | $ 139,000 | $ 76,000 |
| Lexington County South Carolina | 1 | $ 268,000 | $ 268,000 | $ 96,000 |
| McCormick County South Carolina | 1 | $ 84,000 | $ 84,000 | $ 42,000 |
| Orangeburg County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 55,000 |
| Pickens County South Carolina | 1 | $ 417,000 | $ 417,000 | $ 216,000 |
| Richland County South Carolina | 1 | $ 213,000 | $ 213,000 | $ 58,000 |
| Spartanburg County South Carolina | 1 | $ 222,000 | $ 222,000 | $ 67,000 |
| Sumter County South Carolina | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Jefferson County Tennessee | 1 | $ 186,000 | $ 186,000 | $ 99,000 |
| Knox County Tennessee | 1 | $ 147,000 | $ 147,000 | $ 129,000 |
| Maury County Tennessee | 1 | $ 177,000 | $ 177,000 | $ 49,000 |
| Montgomery County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 82,000 |
| Shelby County Tennessee | 1 | $ 223,000 | $ 223,000 | $ 0 |
| Williamson County Tennessee | 1 | $ 310,000 | $ 310,000 | $ 155,000 |
| Harris County Texas | 1 | $ 208,000 | $ 208,000 | $ 165,000 |
| Davis County Utah | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Salt Lake County Utah | 1 | $ 185,000 | $ 185,000 | $ 112,000 |
| Weber County Utah | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Appomattox County Virginia | 1 | $ 130,000 | $ 130,000 | $ 31,000 |
| Bedford County Virginia | 1 | $ 226,000 | $ 226,000 | $ 44,000 |
| Botetourt County Virginia | 1 | $ 72,000 | $ 72,000 | $ 50,000 |
| Carroll County Virginia | 1 | $ 159,000 | $ 159,000 | $ 93,000 |
| Cumberland County Virginia | 1 | $ 151,000 | $ 151,000 | $ 43,000 |
| Essex County Virginia | 1 | $ 123,000 | $ 123,000 | $ 32,000 |
| Franklin County Virginia | 1 | $ 325,000 | $ 325,000 | $ 140,000 |
| Gloucester County Virginia | 1 | $ 161,000 | $ 161,000 | $ 55,000 |
| Lunenburg County Virginia | 1 | $ 43,000 | $ 43,000 | $ 18,000 |
| New Kent County Virginia | 1 | $ 393,000 | $ 393,000 | $ 172,000 |
| Northampton County Virginia | 1 | $ 188,000 | $ 188,000 | $ 221,000 |
| Southampton County Virginia | 1 | $ 158,000 | $ 158,000 | $ 55,000 |
| Suffolk County Virginia | 1 | $ 271,000 | $ 271,000 | $ 70,000 |
| Island County Washington | 1 | $ 231,000 | $ 231,000 | $ 274,000 |
| King County Washington | 1 | $ 212,000 | $ 212,000 | $ 0 |
| Pierce County Washington | 1 | $ 260,000 | $ 260,000 | $ 76,000 |
| Hampshire County West Virginia | 1 | $ 373,000 | $ 373,000 | $ 144,000 |
| Harrison County West Virginia | 1 | $ 180,000 | $ 180,000 | $ 193,000 |
| Mineral County West Virginia | 1 | $ 73,000 | $ 73,000 | $ 37,000 |
| Taylor County West Virginia | 1 | $ 49,000 | $ 49,000 | $ 11,000 |
Mortgage Loan Application Detail Totals for Presidential Bank, F.S.B. in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,083 | $735,922,000 | $238,000 | $1,056,000 | $93,000 | $1,116,000 |
| Refinancing | 2,927 | $809,914,000 | $276,000 | $1,000,000 | $121,000 | $2,679,000 |
| Home Improvement | 130 | $32,950,000 | $253,000 | $715,000 | $119,000 | $517,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,894 | $1,253,244,000 | $256,000 | $1,000,000 | $109,000 | $2,679,000 |
| Black or African American | 416 | $97,734,000 | $234,000 | $845,000 | $74,000 | $356,000 |
| Not Provided | 308 | $86,065,000 | $279,000 | $1,056,000 | $107,000 | $590,000 |
| Asian | 293 | $86,711,000 | $295,000 | $747,000 | $128,000 | $499,000 |
| Hispanic | 201 | $46,479,000 | $231,000 | $744,000 | $80,000 | $626,000 |
| American Indian or Alaskan Native | 13 | $3,130,000 | $240,000 | $440,000 | $105,000 | $261,000 |
| Native Hawaiian or Other Pacific Islander | 12 | $3,525,000 | $293,000 | $730,000 | $96,000 | $314,000 |
| Not applicable | 3 | $1,898,000 | $632,000 | $995,000 | $235,000 | $707,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,711 | $973,855,000 | $262,000 | $1,000,000 | $128,000 | $2,679,000 |
| FHA-insured (Federal Housing Administration) | 1,819 | $415,223,000 | $228,000 | $743,000 | $72,000 | $390,000 |
| VA-guaranteed (Veterans Administration) | 577 | $184,272,000 | $319,000 | $1,056,000 | $81,000 | $356,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 33 | $5,436,000 | $164,000 | $274,000 | $58,000 | $133,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,578 | $1,432,843,000 | $256,000 | $1,000,000 | $107,000 | $2,679,000 |
| Application Withdrawn By Applicant | 429 | $113,727,000 | $265,000 | $1,056,000 | $105,000 | $876,000 |
| Application Denied By Financial Institution | 127 | $30,489,000 | $240,000 | $788,000 | $87,000 | $440,000 |
| Application Approved But Not Accepted | 4 | $1,276,000 | $319,000 | $392,000 | $172,000 | $250,000 |
| File Closed For Incompleteness | 2 | $451,000 | $225,000 | $384,000 | $82,000 | $125,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 38 | $9,932,000 | $261,000 | $730,000 | $77,000 | $413,000 |
| Collateral | 36 | $9,594,000 | $266,000 | $788,000 | $107,000 | $440,000 |
| Other | 25 | $5,124,000 | $204,000 | $525,000 | $94,000 | $330,000 |
| Credit History | 11 | $2,737,000 | $248,000 | $445,000 | $92,000 | $264,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $1,540,000 | $192,000 | $272,000 | $48,000 | $78,000 |
| Employment History | 4 | $707,000 | $176,000 | $256,000 | $41,000 | $79,000 |
| Unverifiable Information | 3 | $571,000 | $190,000 | $251,000 | $59,000 | $85,000 |
| Mortgage Insurance Denied | 2 | $284,000 | $142,000 | $178,000 | $71,000 | $75,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Presidential Bank, F.S.B.'s 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Presidential Bank, F.S.B.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.