Presidential Bank, Fsb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Presidential Bank, Fsb 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Presidential Bank, Fsb 4600 East West Highway, Suite 400 Bethesda, MD 20814 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 5,215 |
| Total Mortgage Loan Application Amount | $1,505,381,000 |
| Average Mortgage Loan Application Amount | $301,333 |
| Highest Mortgage Loan Application Amount | $1,660,000 |
| Average Applicant Income | $120,000 |
| Highest Applicant Income | $4,167,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Presidential Bank, Fsb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Presidential Bank, Fsb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Presidential Bank, Fsb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Presidential Bank, Fsb serves its applicants.
Each category highlights the total number of mortgage applications processed by Presidential Bank, Fsb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Presidential Bank, Fsb's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Frederick County Maryland | 429 | $ 110,165,000 | $ 256,000 | $ 98,000 |
| Fairfax County Virginia | 428 | $ 174,260,000 | $ 407,000 | $ 152,000 |
| Montgomery County Maryland | 378 | $ 137,094,000 | $ 362,000 | $ 141,000 |
| Anne Arundel County Maryland | 295 | $ 97,524,000 | $ 330,000 | $ 121,000 |
| Prince William County Virginia | 221 | $ 71,265,000 | $ 322,000 | $ 102,000 |
| Chesterfield County Virginia | 202 | $ 35,044,000 | $ 173,000 | $ 68,000 |
| Bucks County Pennsylvania | 194 | $ 48,423,000 | $ 249,000 | $ 96,000 |
| Loudoun County Virginia | 169 | $ 65,760,000 | $ 389,000 | $ 136,000 |
| Howard County Maryland | 146 | $ 50,136,000 | $ 343,000 | $ 143,000 |
| Baltimore County Maryland | 144 | $ 34,717,000 | $ 241,000 | $ 86,000 |
| St. Mary's County Maryland | 140 | $ 41,757,000 | $ 298,000 | $ 117,000 |
| Prince George's County Maryland | 131 | $ 34,357,000 | $ 262,000 | $ 87,000 |
| Montgomery County Pennsylvania | 129 | $ 29,166,000 | $ 226,000 | $ 101,000 |
| Calvert County Maryland | 120 | $ 37,122,000 | $ 309,000 | $ 101,000 |
| Baltimore City County Maryland | 114 | $ 30,014,000 | $ 263,000 | $ 97,000 |
| Henrico County Virginia | 105 | $ 17,529,000 | $ 166,000 | $ 64,000 |
| Albemarle County Virginia | 95 | $ 29,235,000 | $ 307,000 | $ 132,000 |
| Carroll County Maryland | 77 | $ 24,462,000 | $ 317,000 | $ 107,000 |
| Washington County Maryland | 71 | $ 13,898,000 | $ 195,000 | $ 73,000 |
| Worcester County Maryland | 71 | $ 15,441,000 | $ 217,000 | $ 159,000 |
| District of Columbia County District Of Columbia | 63 | $ 26,041,000 | $ 413,000 | $ 162,000 |
| Charles County Maryland | 61 | $ 18,050,000 | $ 295,000 | $ 100,000 |
| Arlington County Virginia | 60 | $ 25,408,000 | $ 423,000 | $ 151,000 |
| Prince George County Virginia | 53 | $ 9,004,000 | $ 169,000 | $ 64,000 |
| Ocean County New Jersey | 51 | $ 14,973,000 | $ 293,000 | $ 154,000 |
| Dinwiddie County Virginia | 46 | $ 6,550,000 | $ 142,000 | $ 55,000 |
| Harford County Maryland | 45 | $ 13,202,000 | $ 293,000 | $ 94,000 |
| Colonial Heights County Virginia | 45 | $ 6,190,000 | $ 137,000 | $ 60,000 |
| Cape May County New Jersey | 42 | $ 15,073,000 | $ 358,000 | $ 222,000 |
| Alexandria County Virginia | 42 | $ 18,580,000 | $ 442,000 | $ 122,000 |
| Charlottesville County Virginia | 42 | $ 11,302,000 | $ 269,000 | $ 145,000 |
| Hanover County Virginia | 40 | $ 7,777,000 | $ 194,000 | $ 85,000 |
| Stafford County Virginia | 37 | $ 10,750,000 | $ 290,000 | $ 83,000 |
| Fauquier County Virginia | 35 | $ 10,457,000 | $ 298,000 | $ 94,000 |
| Monmouth County New Jersey | 34 | $ 9,280,000 | $ 272,000 | $ 131,000 |
| Philadelphia County Pennsylvania | 31 | $ 5,066,000 | $ 163,000 | $ 90,000 |
| Chester County Pennsylvania | 30 | $ 7,359,000 | $ 245,000 | $ 108,000 |
| Hopewell County Virginia | 29 | $ 3,590,000 | $ 123,000 | $ 53,000 |
| Spotsylvania County Virginia | 28 | $ 6,587,000 | $ 235,000 | $ 106,000 |
| Richmond City County Virginia | 26 | $ 4,551,000 | $ 175,000 | $ 95,000 |
| Mecklenburg County North Carolina | 23 | $ 6,768,000 | $ 294,000 | $ 146,000 |
| Petersburg County Virginia | 21 | $ 1,921,000 | $ 91,000 | $ 53,000 |
| Queen Anne's County Maryland | 18 | $ 7,068,000 | $ 392,000 | $ 130,000 |
| Frederick County Virginia | 18 | $ 4,243,000 | $ 235,000 | $ 84,000 |
| Delaware County Pennsylvania | 15 | $ 4,373,000 | $ 291,000 | $ 105,000 |
| Greene County Virginia | 15 | $ 3,397,000 | $ 226,000 | $ 82,000 |
| Sussex County Delaware | 14 | $ 3,794,000 | $ 271,000 | $ 169,000 |
| Culpeper County Virginia | 14 | $ 3,184,000 | $ 227,000 | $ 84,000 |
| Jefferson County West Virginia | 14 | $ 3,548,000 | $ 253,000 | $ 86,000 |
| Augusta County Virginia | 13 | $ 2,300,000 | $ 176,000 | $ 78,000 |
| Manassas County Virginia | 13 | $ 3,411,000 | $ 262,000 | $ 104,000 |
| Middlesex County New Jersey | 12 | $ 2,580,000 | $ 215,000 | $ 94,000 |
| Garrett County Maryland | 11 | $ 2,185,000 | $ 198,000 | $ 132,000 |
| Powhatan County Virginia | 11 | $ 2,876,000 | $ 261,000 | $ 85,000 |
| Berks County Pennsylvania | 10 | $ 1,737,000 | $ 173,000 | $ 64,000 |
| Lehigh County Pennsylvania | 10 | $ 1,849,000 | $ 184,000 | $ 71,000 |
| Fairfax City County Virginia | 9 | $ 3,840,000 | $ 426,000 | $ 121,000 |
| Broward County Florida | 8 | $ 1,884,000 | $ 235,000 | $ 223,000 |
| Franklin County Pennsylvania | 8 | $ 1,460,000 | $ 182,000 | $ 113,000 |
| Orange County Virginia | 8 | $ 1,488,000 | $ 186,000 | $ 64,000 |
| Sussex County Virginia | 8 | $ 1,033,000 | $ 129,000 | $ 38,000 |
| Warren County Virginia | 8 | $ 1,942,000 | $ 242,000 | $ 87,000 |
| Hillsborough County Florida | 7 | $ 1,775,000 | $ 253,000 | $ 86,000 |
| Louisa County Virginia | 7 | $ 1,405,000 | $ 200,000 | $ 69,000 |
| Lee County Florida | 6 | $ 1,376,000 | $ 229,000 | $ 164,000 |
| Wicomico County Maryland | 6 | $ 912,000 | $ 152,000 | $ 63,000 |
| Iredell County North Carolina | 6 | $ 1,563,000 | $ 260,000 | $ 123,000 |
| Adams County Pennsylvania | 6 | $ 1,494,000 | $ 249,000 | $ 106,000 |
| Madison County Virginia | 6 | $ 1,113,000 | $ 185,000 | $ 71,000 |
| New Kent County Virginia | 6 | $ 845,000 | $ 140,000 | $ 48,000 |
| Virginia Beach County Virginia | 6 | $ 2,308,000 | $ 384,000 | $ 138,000 |
| Berkeley County West Virginia | 6 | $ 1,170,000 | $ 195,000 | $ 98,000 |
| San Diego County California | 5 | $ 1,936,000 | $ 387,000 | $ 52,000 |
| Kent County Delaware | 5 | $ 1,261,000 | $ 252,000 | $ 77,000 |
| Dorchester County Maryland | 5 | $ 1,061,000 | $ 212,000 | $ 99,000 |
| Talbot County Maryland | 5 | $ 1,217,000 | $ 243,000 | $ 101,000 |
| Dare County North Carolina | 5 | $ 1,465,000 | $ 293,000 | $ 217,000 |
| Moore County North Carolina | 5 | $ 1,659,000 | $ 331,000 | $ 134,000 |
| York County Pennsylvania | 5 | $ 997,000 | $ 199,000 | $ 91,000 |
| Charleston County South Carolina | 5 | $ 1,171,000 | $ 234,000 | $ 122,000 |
| Horry County South Carolina | 5 | $ 820,000 | $ 164,000 | $ 91,000 |
| Harris County Texas | 5 | $ 909,000 | $ 181,000 | $ 16,000 |
| Clarke County Virginia | 5 | $ 1,320,000 | $ 264,000 | $ 112,000 |
| King George County Virginia | 5 | $ 1,366,000 | $ 273,000 | $ 94,000 |
| Pierce County Washington | 5 | $ 1,840,000 | $ 368,000 | $ 65,000 |
| New Castle County Delaware | 4 | $ 1,311,000 | $ 327,000 | $ 118,000 |
| Brevard County Florida | 4 | $ 579,000 | $ 144,000 | $ 84,000 |
| Palm Beach County Florida | 4 | $ 1,726,000 | $ 431,000 | $ 348,000 |
| Burlington County New Jersey | 4 | $ 1,084,000 | $ 271,000 | $ 185,000 |
| Camden County New Jersey | 4 | $ 1,492,000 | $ 373,000 | $ 161,000 |
| Hunterdon County New Jersey | 4 | $ 674,000 | $ 168,000 | $ 107,000 |
| Nassau County New York | 4 | $ 1,164,000 | $ 291,000 | $ 128,000 |
| Cabarrus County North Carolina | 4 | $ 839,000 | $ 209,000 | $ 112,000 |
| Lancaster County Pennsylvania | 4 | $ 822,000 | $ 205,000 | $ 135,000 |
| Northampton County Pennsylvania | 4 | $ 729,000 | $ 182,000 | $ 53,000 |
| Caroline County Virginia | 4 | $ 655,000 | $ 163,000 | $ 64,000 |
| Chesapeake County Virginia | 4 | $ 938,000 | $ 234,000 | $ 103,000 |
| King William County Virginia | 4 | $ 697,000 | $ 174,000 | $ 57,000 |
| Staunton County Virginia | 4 | $ 867,000 | $ 216,000 | $ 155,000 |
| Westmoreland County Virginia | 4 | $ 566,000 | $ 141,000 | $ 160,000 |
| Boulder County Colorado | 3 | $ 1,026,000 | $ 342,000 | $ 237,000 |
| El Paso County Colorado | 3 | $ 1,020,000 | $ 340,000 | $ 64,000 |
| Miami-Dade County Florida | 3 | $ 1,117,000 | $ 372,000 | $ 0 |
| Orange County Florida | 3 | $ 951,000 | $ 317,000 | $ 20,000 |
| Fulton County Georgia | 3 | $ 1,204,000 | $ 401,000 | $ 113,000 |
| Fayette County Kentucky | 3 | $ 515,000 | $ 171,000 | $ 120,000 |
| Caroline County Maryland | 3 | $ 653,000 | $ 217,000 | $ 89,000 |
| Suffolk County Massachusetts | 3 | $ 1,259,000 | $ 419,000 | $ 263,000 |
| Mercer County New Jersey | 3 | $ 809,000 | $ 269,000 | $ 131,000 |
| New Hanover County North Carolina | 3 | $ 926,000 | $ 308,000 | $ 165,000 |
| York County South Carolina | 3 | $ 286,000 | $ 95,000 | $ 99,000 |
| Fort Bend County Texas | 3 | $ 717,000 | $ 239,000 | $ 0 |
| Falls Church County Virginia | 3 | $ 1,013,000 | $ 337,000 | $ 107,000 |
| Fluvanna County Virginia | 3 | $ 565,000 | $ 188,000 | $ 56,000 |
| James City County Virginia | 3 | $ 919,000 | $ 306,000 | $ 91,000 |
| Manassas Park County Virginia | 3 | $ 920,000 | $ 306,000 | $ 87,000 |
| Waynesboro County Virginia | 3 | $ 303,000 | $ 101,000 | $ 27,000 |
| Winchester County Virginia | 3 | $ 500,000 | $ 166,000 | $ 82,000 |
| King County Washington | 3 | $ 1,363,000 | $ 454,000 | $ 177,000 |
| Maricopa County Arizona | 2 | $ 426,000 | $ 213,000 | $ 0 |
| Pinal County Arizona | 2 | $ 418,000 | $ 209,000 | $ 18,000 |
| Washington County Arkansas | 2 | $ 610,000 | $ 305,000 | $ 122,000 |
| Los Angeles County California | 2 | $ 775,000 | $ 387,000 | $ 222,000 |
| Arapahoe County Colorado | 2 | $ 598,000 | $ 299,000 | $ 37,000 |
| Fairfield County Connecticut | 2 | $ 1,383,000 | $ 691,000 | $ 195,000 |
| New Haven County Connecticut | 2 | $ 581,000 | $ 290,000 | $ 168,000 |
| Collier County Florida | 2 | $ 941,000 | $ 470,000 | $ 163,000 |
| Escambia County Florida | 2 | $ 216,000 | $ 108,000 | $ 169,000 |
| Indian River County Florida | 2 | $ 620,000 | $ 310,000 | $ 132,000 |
| Monroe County Florida | 2 | $ 1,014,000 | $ 507,000 | $ 169,000 |
| Okaloosa County Florida | 2 | $ 495,000 | $ 247,000 | $ 112,000 |
| Pinellas County Florida | 2 | $ 509,000 | $ 254,000 | $ 510,000 |
| Sarasota County Florida | 2 | $ 180,000 | $ 90,000 | $ 65,000 |
| St. Johns County Florida | 2 | $ 575,000 | $ 287,000 | $ 125,000 |
| Volusia County Florida | 2 | $ 302,000 | $ 151,000 | $ 35,000 |
| DeKalb County Georgia | 2 | $ 423,000 | $ 211,000 | $ 22,000 |
| Middlesex County Massachusetts | 2 | $ 1,160,000 | $ 580,000 | $ 272,000 |
| Hennepin County Minnesota | 2 | $ 450,000 | $ 225,000 | $ 108,000 |
| Atlantic County New Jersey | 2 | $ 474,000 | $ 237,000 | $ 114,000 |
| New York County New York | 2 | $ 1,237,000 | $ 618,000 | $ 0 |
| Alamance County North Carolina | 2 | $ 363,000 | $ 181,000 | $ 115,000 |
| Buncombe County North Carolina | 2 | $ 430,000 | $ 215,000 | $ 97,000 |
| Catawba County North Carolina | 2 | $ 364,000 | $ 182,000 | $ 43,000 |
| Lincoln County North Carolina | 2 | $ 515,000 | $ 257,000 | $ 58,000 |
| Wake County North Carolina | 2 | $ 488,000 | $ 244,000 | $ 76,000 |
| Multnomah County Oregon | 2 | $ 992,000 | $ 496,000 | $ 32,000 |
| Allegheny County Pennsylvania | 2 | $ 312,000 | $ 156,000 | $ 45,000 |
| Monroe County Pennsylvania | 2 | $ 352,000 | $ 176,000 | $ 224,000 |
| Newport County Rhode Island | 2 | $ 778,000 | $ 389,000 | $ 200,000 |
| Dorchester County South Carolina | 2 | $ 177,000 | $ 88,000 | $ 35,000 |
| Lexington County South Carolina | 2 | $ 525,000 | $ 262,000 | $ 195,000 |
| Goochland County Virginia | 2 | $ 391,000 | $ 195,000 | $ 78,000 |
| Harrisonburg County Virginia | 2 | $ 357,000 | $ 178,000 | $ 79,000 |
| Montgomery County Virginia | 2 | $ 337,000 | $ 168,000 | $ 54,000 |
| Northumberland County Virginia | 2 | $ 275,000 | $ 137,000 | $ 100,000 |
| Rockingham County Virginia | 2 | $ 522,000 | $ 261,000 | $ 68,000 |
| Shenandoah County Virginia | 2 | $ 149,000 | $ 74,000 | $ 154,000 |
| Surry County Virginia | 2 | $ 68,000 | $ 34,000 | $ 64,000 |
| Skagit County Washington | 2 | $ 698,000 | $ 349,000 | $ 65,000 |
| Fairbanks North Star County Alaska | 1 | $ 231,000 | $ 231,000 | $ 88,000 |
| Kodiak Island County Alaska | 1 | $ 150,000 | $ 150,000 | $ 206,000 |
| Faulkner County Arkansas | 1 | $ 69,000 | $ 69,000 | $ 0 |
| Orange County California | 1 | $ 850,000 | $ 850,000 | $ 0 |
| Placer County California | 1 | $ 360,000 | $ 360,000 | $ 75,000 |
| Ventura County California | 1 | $ 264,000 | $ 264,000 | $ 0 |
| Denver County Colorado | 1 | $ 417,000 | $ 417,000 | $ 295,000 |
| Jefferson County Colorado | 1 | $ 270,000 | $ 270,000 | $ 0 |
| San Miguel County Colorado | 1 | $ 99,000 | $ 99,000 | $ 165,000 |
| Tolland County Connecticut | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Bay County Florida | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Charlotte County Florida | 1 | $ 190,000 | $ 190,000 | $ 132,000 |
| Clay County Florida | 1 | $ 195,000 | $ 195,000 | $ 99,000 |
| Flagler County Florida | 1 | $ 417,000 | $ 417,000 | $ 302,000 |
| Lake County Florida | 1 | $ 224,000 | $ 224,000 | $ 74,000 |
| Manatee County Florida | 1 | $ 319,000 | $ 319,000 | $ 176,000 |
| Pasco County Florida | 1 | $ 417,000 | $ 417,000 | $ 289,000 |
| Santa Rosa County Florida | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Clayton County Georgia | 1 | $ 67,000 | $ 67,000 | $ 275,000 |
| Columbia County Georgia | 1 | $ 70,000 | $ 70,000 | $ 97,000 |
| Forsyth County Georgia | 1 | $ 403,000 | $ 403,000 | $ 0 |
| Gwinnett County Georgia | 1 | $ 257,000 | $ 257,000 | $ 167,000 |
| Richmond County Georgia | 1 | $ 317,000 | $ 317,000 | $ 164,000 |
| Honolulu County Hawaii | 1 | $ 735,000 | $ 735,000 | $ 0 |
| Kootenai County Idaho | 1 | $ 282,000 | $ 282,000 | $ 56,000 |
| Cook County Illinois | 1 | $ 1,350,000 | $ 1,350,000 | $ 331,000 |
| St. Clair County Illinois | 1 | $ 279,000 | $ 279,000 | $ 81,000 |
| Riley County Kansas | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Sedgwick County Kansas | 1 | $ 59,000 | $ 59,000 | $ 0 |
| Whitley County Kentucky | 1 | $ 211,000 | $ 211,000 | $ 85,000 |
| St. Tammany County Louisiana | 1 | $ 344,000 | $ 344,000 | $ 187,000 |
| Vernon County Louisiana | 1 | $ 53,000 | $ 53,000 | $ 91,000 |
| Allegany County Maryland | 1 | $ 221,000 | $ 221,000 | $ 53,000 |
| Cecil County Maryland | 1 | $ 219,000 | $ 219,000 | $ 54,000 |
| Barnstable County Massachusetts | 1 | $ 324,000 | $ 324,000 | $ 0 |
| Bristol County Massachusetts | 1 | $ 294,000 | $ 294,000 | $ 0 |
| Essex County Massachusetts | 1 | $ 100,000 | $ 100,000 | $ 61,000 |
| Hampden County Massachusetts | 1 | $ 243,000 | $ 243,000 | $ 0 |
| Hampshire County Massachusetts | 1 | $ 160,000 | $ 160,000 | $ 123,000 |
| Plymouth County Massachusetts | 1 | $ 108,000 | $ 108,000 | $ 86,000 |
| Genesee County Michigan | 1 | $ 101,000 | $ 101,000 | $ 201,000 |
| Oakland County Michigan | 1 | $ 286,000 | $ 286,000 | $ 81,000 |
| Wayne County Michigan | 1 | $ 304,000 | $ 304,000 | $ 132,000 |
| Kandiyohi County Minnesota | 1 | $ 271,000 | $ 271,000 | $ 81,000 |
| Boone County Missouri | 1 | $ 100,000 | $ 100,000 | $ 35,000 |
| Cass County Missouri | 1 | $ 236,000 | $ 236,000 | $ 141,000 |
| Lincoln County Missouri | 1 | $ 120,000 | $ 120,000 | $ 0 |
| St. Louis County Missouri | 1 | $ 179,000 | $ 179,000 | $ 0 |
| Douglas County Nebraska | 1 | $ 256,000 | $ 256,000 | $ 105,000 |
| Lyon County Nevada | 1 | $ 142,000 | $ 142,000 | $ 49,000 |
| Cheshire County New Hampshire | 1 | $ 255,000 | $ 255,000 | $ 184,000 |
| Bergen County New Jersey | 1 | $ 362,000 | $ 362,000 | $ 0 |
| Essex County New Jersey | 1 | $ 280,000 | $ 280,000 | $ 337,000 |
| Gloucester County New Jersey | 1 | $ 151,000 | $ 151,000 | $ 143,000 |
| Hudson County New Jersey | 1 | $ 499,000 | $ 499,000 | $ 148,000 |
| Somerset County New Jersey | 1 | $ 332,000 | $ 332,000 | $ 130,000 |
| Union County New Jersey | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Richmond County New York | 1 | $ 300,000 | $ 300,000 | $ 124,000 |
| Brunswick County North Carolina | 1 | $ 160,000 | $ 160,000 | $ 76,000 |
| Cumberland County North Carolina | 1 | $ 54,000 | $ 54,000 | $ 152,000 |
| Durham County North Carolina | 1 | $ 217,000 | $ 217,000 | $ 105,000 |
| Gaston County North Carolina | 1 | $ 152,000 | $ 152,000 | $ 55,000 |
| Granville County North Carolina | 1 | $ 260,000 | $ 260,000 | $ 89,000 |
| Orange County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 120,000 |
| Union County North Carolina | 1 | $ 380,000 | $ 380,000 | $ 150,000 |
| Franklin County Ohio | 1 | $ 183,000 | $ 183,000 | $ 68,000 |
| Licking County Ohio | 1 | $ 178,000 | $ 178,000 | $ 56,000 |
| Pontotoc County Oklahoma | 1 | $ 273,000 | $ 273,000 | $ 96,000 |
| Clackamas County Oregon | 1 | $ 836,000 | $ 836,000 | $ 382,000 |
| Bedford County Pennsylvania | 1 | $ 217,000 | $ 217,000 | $ 83,000 |
| Dauphin County Pennsylvania | 1 | $ 212,000 | $ 212,000 | $ 92,000 |
| Lackawanna County Pennsylvania | 1 | $ 84,000 | $ 84,000 | $ 65,000 |
| Luzerne County Pennsylvania | 1 | $ 190,000 | $ 190,000 | $ 115,000 |
| Pike County Pennsylvania | 1 | $ 180,000 | $ 180,000 | $ 52,000 |
| Washington County Pennsylvania | 1 | $ 302,000 | $ 302,000 | $ 71,000 |
| Westmoreland County Pennsylvania | 1 | $ 80,000 | $ 80,000 | $ 84,000 |
| Berkeley County South Carolina | 1 | $ 148,000 | $ 148,000 | $ 42,000 |
| Richland County South Carolina | 1 | $ 278,000 | $ 278,000 | $ 93,000 |
| Blount County Tennessee | 1 | $ 355,000 | $ 355,000 | $ 150,000 |
| Davidson County Tennessee | 1 | $ 67,000 | $ 67,000 | $ 0 |
| McNairy County Tennessee | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Robertson County Tennessee | 1 | $ 31,000 | $ 31,000 | $ 0 |
| Rutherford County Tennessee | 1 | $ 140,000 | $ 140,000 | $ 20,000 |
| Aransas County Texas | 1 | $ 247,000 | $ 247,000 | $ 183,000 |
| Bell County Texas | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Bexar County Texas | 1 | $ 216,000 | $ 216,000 | $ 77,000 |
| Comal County Texas | 1 | $ 470,000 | $ 470,000 | $ 109,000 |
| Dallas County Texas | 1 | $ 110,000 | $ 110,000 | $ 161,000 |
| Denton County Texas | 1 | $ 316,000 | $ 316,000 | $ 85,000 |
| El Paso County Texas | 1 | $ 176,000 | $ 176,000 | $ 86,000 |
| Galveston County Texas | 1 | $ 305,000 | $ 305,000 | $ 130,000 |
| Henderson County Texas | 1 | $ 182,000 | $ 182,000 | $ 0 |
| Lubbock County Texas | 1 | $ 267,000 | $ 267,000 | $ 0 |
| Nueces County Texas | 1 | $ 360,000 | $ 360,000 | $ 0 |
| Webb County Texas | 1 | $ 190,000 | $ 190,000 | $ 82,000 |
| Salt Lake County Utah | 1 | $ 283,000 | $ 283,000 | $ 69,000 |
| Amelia County Virginia | 1 | $ 187,000 | $ 187,000 | $ 71,000 |
| Bedford County Virginia | 1 | $ 58,000 | $ 58,000 | $ 74,000 |
| Cumberland County Virginia | 1 | $ 123,000 | $ 123,000 | $ 30,000 |
| Fredericksburg County Virginia | 1 | $ 312,000 | $ 312,000 | $ 72,000 |
| Gloucester County Virginia | 1 | $ 221,000 | $ 221,000 | $ 83,000 |
| Mecklenburg County Virginia | 1 | $ 316,000 | $ 316,000 | $ 144,000 |
| Nelson County Virginia | 1 | $ 250,000 | $ 250,000 | $ 425,000 |
| Newport News County Virginia | 1 | $ 283,000 | $ 283,000 | $ 87,000 |
| Norfolk County Virginia | 1 | $ 800,000 | $ 800,000 | $ 241,000 |
| Page County Virginia | 1 | $ 315,000 | $ 315,000 | $ 267,000 |
| York County Virginia | 1 | $ 324,000 | $ 324,000 | $ 92,000 |
| Clark County Washington | 1 | $ 618,000 | $ 618,000 | $ 0 |
| Hampshire County West Virginia | 1 | $ 251,000 | $ 251,000 | $ 118,000 |
| Mineral County West Virginia | 1 | $ 71,000 | $ 71,000 | $ 28,000 |
| Laramie County Wyoming | 1 | $ 150,000 | $ 150,000 | $ 99,000 |
Mortgage Loan Application Detail Totals for Presidential Bank, Fsb in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,694 | $1,017,576,000 | $275,000 | $1,660,000 | $107,000 | $830,000 |
| Refinancing | 1,475 | $473,623,000 | $321,000 | $1,502,000 | $123,000 | $4,167,000 |
| Home Improvement | 46 | $14,182,000 | $308,000 | $850,000 | $130,000 | $376,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,762 | $1,087,240,000 | $289,000 | $1,502,000 | $118,000 | $4,167,000 |
| Not Provided | 571 | $176,072,000 | $308,000 | $1,335,000 | $115,000 | $1,064,000 |
| Black or African American | 384 | $93,818,000 | $244,000 | $633,000 | $84,000 | $552,000 |
| Asian | 246 | $74,099,000 | $301,000 | $946,000 | $103,000 | $471,000 |
| Hispanic | 174 | $49,095,000 | $282,000 | $724,000 | $90,000 | $328,000 |
| Not applicable | 63 | $21,280,000 | $337,000 | $1,660,000 | $0 | $0 |
| American Indian or Alaskan Native | 10 | $2,412,000 | $241,000 | $626,000 | $92,000 | $244,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,365,000 | $273,000 | $342,000 | $60,000 | $80,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,170 | $918,582,000 | $289,000 | $1,660,000 | $132,000 | $4,167,000 |
| FHA-insured (Federal Housing Administration) | 1,119 | $264,879,000 | $236,000 | $724,000 | $69,000 | $591,000 |
| VA-guaranteed (Veterans Administration) | 724 | $280,502,000 | $387,000 | $1,274,000 | $103,000 | $524,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 202 | $41,418,000 | $205,000 | $526,000 | $62,000 | $111,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,486 | $1,315,434,000 | $293,000 | $1,660,000 | $114,000 | $4,167,000 |
| Application Withdrawn By Applicant | 294 | $78,686,000 | $267,000 | $703,000 | $115,000 | $1,320,000 |
| Application Denied By Financial Institution | 221 | $56,026,000 | $253,000 | $1,350,000 | $91,000 | $406,000 |
| File Closed For Incompleteness | 95 | $25,030,000 | $263,000 | $910,000 | $117,000 | $672,000 |
| Application Approved But Not Accepted | 65 | $15,423,000 | $237,000 | $779,000 | $101,000 | $291,000 |
| Loan Purchased By The Institution | 54 | $14,782,000 | $273,000 | $984,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 92 | $25,120,000 | $273,000 | $640,000 | $116,000 | $406,000 |
| Debt-To-Income Ratio | 52 | $14,936,000 | $287,000 | $1,350,000 | $72,000 | $331,000 |
| Credit History | 33 | $6,126,000 | $185,000 | $555,000 | $68,000 | $275,000 |
| Other | 13 | $2,252,000 | $173,000 | $272,000 | $73,000 | $153,000 |
| Employment History | 12 | $2,783,000 | $231,000 | $475,000 | $64,000 | $307,000 |
| Unverifiable Information | 8 | $1,715,000 | $214,000 | $582,000 | $71,000 | $187,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,834,000 | $262,000 | $398,000 | $95,000 | $215,000 |
| Mortgage Insurance Denied | 3 | $1,020,000 | $340,000 | $727,000 | $116,000 | $257,000 |
| Credit Application Incomplete | 1 | $240,000 | $240,000 | $240,000 | $111,000 | $111,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Presidential Bank, Fsb's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Presidential Bank, Fsb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.