Prime Financial Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Prime Financial Credit Union 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Prime Financial Credit Union 5656 S Packard Ave Cudahy, WI 53110 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 309 |
| Total Mortgage Loan Application Amount | $17,362,000 |
| Average Mortgage Loan Application Amount | $56,684 |
| Highest Mortgage Loan Application Amount | $283,000 |
| Average Applicant Income | $44,684 |
| Highest Applicant Income | $490,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Prime Financial Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Prime Financial Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Prime Financial Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Prime Financial Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Prime Financial Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Prime Financial Credit Union's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Milwaukee County Wisconsin | 97 | $ 6,358,000 | $ 65,000 | $ 48,000 |
| Ramsey County Minnesota | 11 | $ 348,000 | $ 31,000 | $ 37,000 |
| Anoka County Minnesota | 9 | $ 285,000 | $ 31,000 | $ 32,000 |
| Dakota County Minnesota | 9 | $ 380,000 | $ 42,000 | $ 34,000 |
| Waukesha County Wisconsin | 7 | $ 1,037,000 | $ 148,000 | $ 94,000 |
| Howard County Indiana | 5 | $ 197,000 | $ 39,000 | $ 65,000 |
| Oakland County Michigan | 4 | $ 199,000 | $ 49,000 | $ 39,000 |
| Vanderburgh County Indiana | 3 | $ 130,000 | $ 43,000 | $ 24,000 |
| Calhoun County Michigan | 3 | $ 234,000 | $ 78,000 | $ 90,000 |
| Wright County Minnesota | 3 | $ 140,000 | $ 46,000 | $ 34,000 |
| Walworth County Wisconsin | 3 | $ 321,000 | $ 107,000 | $ 39,000 |
| Lake County Illinois | 2 | $ 395,000 | $ 197,000 | $ 35,000 |
| Delaware County Indiana | 2 | $ 47,000 | $ 23,000 | $ 19,000 |
| Elkhart County Indiana | 2 | $ 43,000 | $ 21,000 | $ 84,000 |
| Grant County Indiana | 2 | $ 77,000 | $ 38,000 | $ 26,000 |
| Lake County Indiana | 2 | $ 61,000 | $ 30,000 | $ 34,000 |
| LaPorte County Indiana | 2 | $ 117,000 | $ 58,000 | $ 38,000 |
| Marion County Indiana | 2 | $ 57,000 | $ 28,000 | $ 38,000 |
| Kent County Michigan | 2 | $ 87,000 | $ 43,000 | $ 45,000 |
| Macomb County Michigan | 2 | $ 86,000 | $ 43,000 | $ 36,000 |
| Ottawa County Michigan | 2 | $ 88,000 | $ 44,000 | $ 30,000 |
| Washtenaw County Michigan | 2 | $ 89,000 | $ 44,000 | $ 30,000 |
| Wayne County Michigan | 2 | $ 69,000 | $ 34,000 | $ 33,000 |
| Benton County Minnesota | 2 | $ 57,000 | $ 28,000 | $ 22,000 |
| Olmsted County Minnesota | 2 | $ 67,000 | $ 33,000 | $ 39,000 |
| St. Louis County Minnesota | 2 | $ 79,000 | $ 39,000 | $ 22,000 |
| Washington County Minnesota | 2 | $ 62,000 | $ 31,000 | $ 31,000 |
| Green County Wisconsin | 2 | $ 80,000 | $ 40,000 | $ 58,000 |
| Kenosha County Wisconsin | 2 | $ 205,000 | $ 102,000 | $ 50,000 |
| Lincoln County Wisconsin | 2 | $ 74,000 | $ 37,000 | $ 43,000 |
| Racine County Wisconsin | 2 | $ 101,000 | $ 50,000 | $ 102,000 |
| Sheboygan County Wisconsin | 2 | $ 114,000 | $ 57,000 | $ 47,000 |
| Washington County Wisconsin | 2 | $ 190,000 | $ 95,000 | $ 66,000 |
| Maricopa County Arizona | 1 | $ 148,000 | $ 148,000 | $ 213,000 |
| Pinal County Arizona | 1 | $ 89,000 | $ 89,000 | $ 31,000 |
| Allen County Indiana | 1 | $ 24,000 | $ 24,000 | $ 20,000 |
| Bartholomew County Indiana | 1 | $ 15,000 | $ 15,000 | $ 33,000 |
| DeKalb County Indiana | 1 | $ 35,000 | $ 35,000 | $ 43,000 |
| Jackson County Indiana | 1 | $ 24,000 | $ 24,000 | $ 32,000 |
| Jennings County Indiana | 1 | $ 35,000 | $ 35,000 | $ 52,000 |
| Monroe County Indiana | 1 | $ 27,000 | $ 27,000 | $ 18,000 |
| Noble County Indiana | 1 | $ 31,000 | $ 31,000 | $ 34,000 |
| Posey County Indiana | 1 | $ 30,000 | $ 30,000 | $ 20,000 |
| Shelby County Indiana | 1 | $ 17,000 | $ 17,000 | $ 18,000 |
| Tippecanoe County Indiana | 1 | $ 44,000 | $ 44,000 | $ 31,000 |
| Tipton County Indiana | 1 | $ 58,000 | $ 58,000 | $ 40,000 |
| Vigo County Indiana | 1 | $ 71,000 | $ 71,000 | $ 48,000 |
| Warrick County Indiana | 1 | $ 22,000 | $ 22,000 | $ 51,000 |
| Dubuque County Iowa | 1 | $ 36,000 | $ 36,000 | $ 25,000 |
| Mahaska County Iowa | 1 | $ 30,000 | $ 30,000 | $ 26,000 |
| Henderson County Kentucky | 1 | $ 30,000 | $ 30,000 | $ 28,000 |
| Meade County Kentucky | 1 | $ 47,000 | $ 47,000 | $ 20,000 |
| Genesee County Michigan | 1 | $ 34,000 | $ 34,000 | $ 58,000 |
| Gladwin County Michigan | 1 | $ 36,000 | $ 36,000 | $ 54,000 |
| Livingston County Michigan | 1 | $ 62,000 | $ 62,000 | $ 43,000 |
| Brown County Minnesota | 1 | $ 38,000 | $ 38,000 | $ 45,000 |
| Chisago County Minnesota | 1 | $ 69,000 | $ 69,000 | $ 54,000 |
| Crow Wing County Minnesota | 1 | $ 48,000 | $ 48,000 | $ 16,000 |
| Hennepin County Minnesota | 1 | $ 16,000 | $ 16,000 | $ 29,000 |
| Mower County Minnesota | 1 | $ 31,000 | $ 31,000 | $ 60,000 |
| Nicollet County Minnesota | 1 | $ 64,000 | $ 64,000 | $ 85,000 |
| Rice County Minnesota | 1 | $ 54,000 | $ 54,000 | $ 77,000 |
| Sherburne County Minnesota | 1 | $ 32,000 | $ 32,000 | $ 67,000 |
| Stearns County Minnesota | 1 | $ 53,000 | $ 53,000 | $ 63,000 |
| Wabasha County Minnesota | 1 | $ 40,000 | $ 40,000 | $ 50,000 |
| Waseca County Minnesota | 1 | $ 16,000 | $ 16,000 | $ 42,000 |
| Auglaize County Ohio | 1 | $ 60,000 | $ 60,000 | $ 24,000 |
| Richland County Ohio | 1 | $ 31,000 | $ 31,000 | $ 39,000 |
| Adams County Wisconsin | 1 | $ 131,000 | $ 131,000 | $ 217,000 |
| Calumet County Wisconsin | 1 | $ 37,000 | $ 37,000 | $ 49,000 |
| Columbia County Wisconsin | 1 | $ 66,000 | $ 66,000 | $ 47,000 |
| Dodge County Wisconsin | 1 | $ 30,000 | $ 30,000 | $ 33,000 |
| Dunn County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 36,000 |
| Eau Claire County Wisconsin | 1 | $ 34,000 | $ 34,000 | $ 18,000 |
| Fond du Lac County Wisconsin | 1 | $ 67,000 | $ 67,000 | $ 72,000 |
| Grant County Wisconsin | 1 | $ 163,000 | $ 163,000 | $ 58,000 |
| Juneau County Wisconsin | 1 | $ 19,000 | $ 19,000 | $ 34,000 |
| Marathon County Wisconsin | 1 | $ 38,000 | $ 38,000 | $ 24,000 |
| Oconto County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 12,000 |
| Oneida County Wisconsin | 1 | $ 31,000 | $ 31,000 | $ 26,000 |
| St. Croix County Wisconsin | 1 | $ 39,000 | $ 39,000 | $ 68,000 |
Mortgage Loan Application Detail Totals for Prime Financial Credit Union in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 138 | $8,257,000 | $55,555 | $250,000 | $46,777 | $222,000 |
| Refinancing | 121 | $7,838,000 | $71,000 | $283,000 | $41,714 | $490,000 |
| Home Improvement | 50 | $1,267,000 | $26,666 | $85,000 | $45,333 | $155,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 261 | $14,575,000 | $67,700 | $283,000 | $46,800 | $490,000 |
| Black or African American | 24 | $1,304,000 | $40,500 | $135,000 | $44,000 | $84,000 |
| Not Provided | 14 | $584,000 | $51,666 | $102,000 | $51,333 | $155,000 |
| Hispanic | 7 | $602,000 | $60,500 | $152,000 | $38,500 | $61,000 |
| Asian | 2 | $190,000 | $95,000 | $175,000 | $37,000 | $46,000 |
| American Indian or Alaskan Native | 1 | $107,000 | $107,000 | $107,000 | $60,000 | $60,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 309 | $17,362,000 | $67,100 | $283,000 | $46,000 | $490,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 309 | $17,362,000 | $67,100 | $283,000 | $46,000 | $490,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Prime Financial Credit Union's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Prime Financial Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.