Prime Financial Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Prime Financial Credit Union 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Prime Financial Credit Union 5656 S Packard Ave Cudahy, WI 53110 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 528 |
| Total Mortgage Loan Application Amount | $25,928,000 |
| Average Mortgage Loan Application Amount | $48,000 |
| Highest Mortgage Loan Application Amount | $620,000 |
| Average Applicant Income | $53,000 |
| Highest Applicant Income | $350,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Prime Financial Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Prime Financial Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Prime Financial Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Prime Financial Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Prime Financial Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Prime Financial Credit Union's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Milwaukee County Wisconsin | 107 | $ 6,129,000 | $ 57,000 | $ 51,000 |
| Waukesha County Wisconsin | 21 | $ 2,715,000 | $ 129,000 | $ 87,000 |
| Wayne County Michigan | 15 | $ 664,000 | $ 44,000 | $ 40,000 |
| Anoka County Minnesota | 10 | $ 398,000 | $ 39,000 | $ 55,000 |
| Manitowoc County Wisconsin | 9 | $ 295,000 | $ 32,000 | $ 58,000 |
| Johnson County Iowa | 7 | $ 213,000 | $ 30,000 | $ 58,000 |
| Monroe County Michigan | 7 | $ 290,000 | $ 41,000 | $ 50,000 |
| Oakland County Michigan | 7 | $ 240,000 | $ 34,000 | $ 51,000 |
| Cook County Illinois | 6 | $ 136,000 | $ 22,000 | $ 55,000 |
| Lake County Illinois | 6 | $ 669,000 | $ 111,000 | $ 80,000 |
| Ramsey County Minnesota | 6 | $ 319,000 | $ 53,000 | $ 55,000 |
| Portage County Ohio | 6 | $ 168,000 | $ 28,000 | $ 32,000 |
| Trumbull County Ohio | 6 | $ 118,000 | $ 19,000 | $ 32,000 |
| Sedgwick County Kansas | 5 | $ 276,000 | $ 55,000 | $ 38,000 |
| Pike County Kentucky | 5 | $ 350,000 | $ 70,000 | $ 50,000 |
| Kent County Michigan | 5 | $ 216,000 | $ 43,000 | $ 42,000 |
| Macomb County Michigan | 5 | $ 294,000 | $ 58,000 | $ 72,000 |
| Dakota County Minnesota | 5 | $ 267,000 | $ 53,000 | $ 46,000 |
| Clay County Missouri | 5 | $ 237,000 | $ 47,000 | $ 35,000 |
| Clermont County Ohio | 5 | $ 117,000 | $ 23,000 | $ 43,000 |
| Marion County Indiana | 4 | $ 177,000 | $ 44,000 | $ 63,000 |
| Black Hawk County Iowa | 4 | $ 141,000 | $ 35,000 | $ 38,000 |
| Linn County Iowa | 4 | $ 95,000 | $ 23,000 | $ 45,000 |
| Washtenaw County Michigan | 4 | $ 302,000 | $ 75,000 | $ 46,000 |
| Morgan County Illinois | 3 | $ 158,000 | $ 52,000 | $ 50,000 |
| Story County Iowa | 3 | $ 117,000 | $ 39,000 | $ 56,000 |
| Jefferson County Kentucky | 3 | $ 89,000 | $ 29,000 | $ 52,000 |
| Livingston County Michigan | 3 | $ 141,000 | $ 47,000 | $ 53,000 |
| Benton County Minnesota | 3 | $ 104,000 | $ 34,000 | $ 27,000 |
| Clay County Minnesota | 3 | $ 67,000 | $ 22,000 | $ 28,000 |
| Jefferson County Missouri | 3 | $ 75,000 | $ 25,000 | $ 40,000 |
| Williams County North Dakota | 3 | $ 179,000 | $ 59,000 | $ 83,000 |
| Columbiana County Ohio | 3 | $ 102,000 | $ 34,000 | $ 26,000 |
| Tuscarawas County Ohio | 3 | $ 59,000 | $ 19,000 | $ 31,000 |
| Nowata County Oklahoma | 3 | $ 135,000 | $ 45,000 | $ 53,000 |
| Bucks County Pennsylvania | 3 | $ 133,000 | $ 44,000 | $ 45,000 |
| Lancaster County Pennsylvania | 3 | $ 173,000 | $ 57,000 | $ 36,000 |
| Adams County Illinois | 2 | $ 89,000 | $ 44,000 | $ 36,000 |
| Champaign County Illinois | 2 | $ 96,000 | $ 48,000 | $ 53,000 |
| Lee County Illinois | 2 | $ 92,000 | $ 46,000 | $ 38,000 |
| McLean County Illinois | 2 | $ 70,000 | $ 35,000 | $ 58,000 |
| Polk County Iowa | 2 | $ 84,000 | $ 42,000 | $ 53,000 |
| Bell County Kentucky | 2 | $ 58,000 | $ 29,000 | $ 59,000 |
| Letcher County Kentucky | 2 | $ 95,000 | $ 47,000 | $ 44,000 |
| Rockcastle County Kentucky | 2 | $ 78,000 | $ 39,000 | $ 32,000 |
| Warren County Kentucky | 2 | $ 102,000 | $ 51,000 | $ 42,000 |
| Allegan County Michigan | 2 | $ 71,000 | $ 35,000 | $ 41,000 |
| Grand Traverse County Michigan | 2 | $ 96,000 | $ 48,000 | $ 46,000 |
| Ionia County Michigan | 2 | $ 91,000 | $ 45,000 | $ 35,000 |
| Carver County Minnesota | 2 | $ 59,000 | $ 29,000 | $ 40,000 |
| St. Louis County Minnesota | 2 | $ 103,000 | $ 51,000 | $ 68,000 |
| Stearns County Minnesota | 2 | $ 61,000 | $ 30,000 | $ 20,000 |
| Cedar County Missouri | 2 | $ 93,000 | $ 46,000 | $ 36,000 |
| Greene County Missouri | 2 | $ 105,000 | $ 52,000 | $ 80,000 |
| Ontario County New York | 2 | $ 99,000 | $ 49,000 | $ 51,000 |
| Belmont County Ohio | 2 | $ 198,000 | $ 99,000 | $ 43,000 |
| Franklin County Ohio | 2 | $ 57,000 | $ 28,000 | $ 32,000 |
| Hancock County Ohio | 2 | $ 67,000 | $ 33,000 | $ 33,000 |
| Lucas County Ohio | 2 | $ 66,000 | $ 33,000 | $ 43,000 |
| Wayne County Ohio | 2 | $ 20,000 | $ 10,000 | $ 36,000 |
| Wood County Ohio | 2 | $ 72,000 | $ 36,000 | $ 42,000 |
| York County Pennsylvania | 2 | $ 65,000 | $ 32,000 | $ 40,000 |
| Brown County South Dakota | 2 | $ 69,000 | $ 34,000 | $ 42,000 |
| Dunn County Wisconsin | 2 | $ 91,000 | $ 45,000 | $ 34,000 |
| Marathon County Wisconsin | 2 | $ 61,000 | $ 30,000 | $ 26,000 |
| Racine County Wisconsin | 2 | $ 114,000 | $ 57,000 | $ 62,000 |
| Walworth County Wisconsin | 2 | $ 65,000 | $ 32,000 | $ 62,000 |
| Washington County Wisconsin | 2 | $ 323,000 | $ 161,000 | $ 96,000 |
| Kent County Delaware | 1 | $ 21,000 | $ 21,000 | $ 32,000 |
| Gwinnett County Georgia | 1 | $ 22,000 | $ 22,000 | $ 25,000 |
| Brown County Illinois | 1 | $ 32,000 | $ 32,000 | $ 14,000 |
| Clay County Illinois | 1 | $ 58,000 | $ 58,000 | $ 37,000 |
| Grundy County Illinois | 1 | $ 15,000 | $ 15,000 | $ 51,000 |
| Hamilton County Illinois | 1 | $ 43,000 | $ 43,000 | $ 12,000 |
| Jersey County Illinois | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
| Johnson County Illinois | 1 | $ 27,000 | $ 27,000 | $ 90,000 |
| Madison County Illinois | 1 | $ 104,000 | $ 104,000 | $ 85,000 |
| McHenry County Illinois | 1 | $ 54,000 | $ 54,000 | $ 40,000 |
| Sangamon County Illinois | 1 | $ 70,000 | $ 70,000 | $ 226,000 |
| St. Clair County Illinois | 1 | $ 63,000 | $ 63,000 | $ 67,000 |
| Will County Illinois | 1 | $ 40,000 | $ 40,000 | $ 33,000 |
| Winnebago County Illinois | 1 | $ 24,000 | $ 24,000 | $ 28,000 |
| Woodford County Illinois | 1 | $ 22,000 | $ 22,000 | $ 45,000 |
| Floyd County Indiana | 1 | $ 57,000 | $ 57,000 | $ 38,000 |
| Grant County Indiana | 1 | $ 15,000 | $ 15,000 | $ 21,000 |
| Howard County Indiana | 1 | $ 16,000 | $ 16,000 | $ 58,000 |
| Johnson County Indiana | 1 | $ 16,000 | $ 16,000 | $ 32,000 |
| Kosciusko County Indiana | 1 | $ 41,000 | $ 41,000 | $ 84,000 |
| LaPorte County Indiana | 1 | $ 27,000 | $ 27,000 | $ 81,000 |
| Madison County Indiana | 1 | $ 19,000 | $ 19,000 | $ 75,000 |
| Miami County Indiana | 1 | $ 31,000 | $ 31,000 | $ 73,000 |
| Tippecanoe County Indiana | 1 | $ 21,000 | $ 21,000 | $ 64,000 |
| Jackson County Iowa | 1 | $ 21,000 | $ 21,000 | $ 44,000 |
| Marion County Iowa | 1 | $ 22,000 | $ 22,000 | $ 38,000 |
| Warren County Iowa | 1 | $ 41,000 | $ 41,000 | $ 63,000 |
| Anderson County Kansas | 1 | $ 52,000 | $ 52,000 | $ 62,000 |
| Butler County Kansas | 1 | $ 52,000 | $ 52,000 | $ 44,000 |
| Cherokee County Kansas | 1 | $ 56,000 | $ 56,000 | $ 52,000 |
| Dickinson County Kansas | 1 | $ 39,000 | $ 39,000 | $ 44,000 |
| Douglas County Kansas | 1 | $ 37,000 | $ 37,000 | $ 44,000 |
| Greenwood County Kansas | 1 | $ 62,000 | $ 62,000 | $ 81,000 |
| Harper County Kansas | 1 | $ 89,000 | $ 89,000 | $ 103,000 |
| Montgomery County Kansas | 1 | $ 37,000 | $ 37,000 | $ 20,000 |
| Pottawatomie County Kansas | 1 | $ 40,000 | $ 40,000 | $ 63,000 |
| Reno County Kansas | 1 | $ 89,000 | $ 89,000 | $ 54,000 |
| Riley County Kansas | 1 | $ 54,000 | $ 54,000 | $ 29,000 |
| Saline County Kansas | 1 | $ 48,000 | $ 48,000 | $ 31,000 |
| Shawnee County Kansas | 1 | $ 20,000 | $ 20,000 | $ 59,000 |
| Sumner County Kansas | 1 | $ 52,000 | $ 52,000 | $ 46,000 |
| Wilson County Kansas | 1 | $ 39,000 | $ 39,000 | $ 23,000 |
| Wyandotte County Kansas | 1 | $ 43,000 | $ 43,000 | $ 59,000 |
| Breathitt County Kentucky | 1 | $ 40,000 | $ 40,000 | $ 50,000 |
| Butler County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 32,000 |
| Campbell County Kentucky | 1 | $ 17,000 | $ 17,000 | $ 31,000 |
| Casey County Kentucky | 1 | $ 34,000 | $ 34,000 | $ 23,000 |
| Elliott County Kentucky | 1 | $ 52,000 | $ 52,000 | $ 55,000 |
| Floyd County Kentucky | 1 | $ 46,000 | $ 46,000 | $ 31,000 |
| Greenup County Kentucky | 1 | $ 36,000 | $ 36,000 | $ 27,000 |
| Hardin County Kentucky | 1 | $ 69,000 | $ 69,000 | $ 57,000 |
| Knott County Kentucky | 1 | $ 80,000 | $ 80,000 | $ 57,000 |
| Madison County Kentucky | 1 | $ 58,000 | $ 58,000 | $ 48,000 |
| Magoffin County Kentucky | 1 | $ 59,000 | $ 59,000 | $ 54,000 |
| McCracken County Kentucky | 1 | $ 23,000 | $ 23,000 | $ 27,000 |
| Nicholas County Kentucky | 1 | $ 28,000 | $ 28,000 | $ 36,000 |
| Perry County Kentucky | 1 | $ 71,000 | $ 71,000 | $ 48,000 |
| Taylor County Kentucky | 1 | $ 51,000 | $ 51,000 | $ 73,000 |
| Wicomico County Maryland | 1 | $ 26,000 | $ 26,000 | $ 20,000 |
| Barry County Michigan | 1 | $ 26,000 | $ 26,000 | $ 28,000 |
| Berrien County Michigan | 1 | $ 45,000 | $ 45,000 | $ 26,000 |
| Chippewa County Michigan | 1 | $ 37,000 | $ 37,000 | $ 22,000 |
| Eaton County Michigan | 1 | $ 50,000 | $ 50,000 | $ 40,000 |
| Genesee County Michigan | 1 | $ 39,000 | $ 39,000 | $ 31,000 |
| Kalamazoo County Michigan | 1 | $ 25,000 | $ 25,000 | $ 52,000 |
| Lenawee County Michigan | 1 | $ 39,000 | $ 39,000 | $ 30,000 |
| Marquette County Michigan | 1 | $ 32,000 | $ 32,000 | $ 24,000 |
| Missaukee County Michigan | 1 | $ 17,000 | $ 17,000 | $ 54,000 |
| Ogemaw County Michigan | 1 | $ 28,000 | $ 28,000 | $ 90,000 |
| Shiawassee County Michigan | 1 | $ 41,000 | $ 41,000 | $ 43,000 |
| St. Clair County Michigan | 1 | $ 35,000 | $ 35,000 | $ 33,000 |
| Tuscola County Michigan | 1 | $ 20,000 | $ 20,000 | $ 37,000 |
| Beltrami County Minnesota | 1 | $ 31,000 | $ 31,000 | $ 20,000 |
| Blue Earth County Minnesota | 1 | $ 27,000 | $ 27,000 | $ 25,000 |
| Brown County Minnesota | 1 | $ 57,000 | $ 57,000 | $ 46,000 |
| Cook County Minnesota | 1 | $ 41,000 | $ 41,000 | $ 31,000 |
| Crow Wing County Minnesota | 1 | $ 46,000 | $ 46,000 | $ 35,000 |
| Hennepin County Minnesota | 1 | $ 41,000 | $ 41,000 | $ 43,000 |
| Kittson County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 21,000 |
| Mower County Minnesota | 1 | $ 41,000 | $ 41,000 | $ 65,000 |
| Olmsted County Minnesota | 1 | $ 78,000 | $ 78,000 | $ 104,000 |
| Otter Tail County Minnesota | 1 | $ 27,000 | $ 27,000 | $ 20,000 |
| Roseau County Minnesota | 1 | $ 62,000 | $ 62,000 | $ 23,000 |
| Wabasha County Minnesota | 1 | $ 44,000 | $ 44,000 | $ 33,000 |
| Washington County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 57,000 |
| Winona County Minnesota | 1 | $ 30,000 | $ 30,000 | $ 25,000 |
| Cape Girardeau County Missouri | 1 | $ 28,000 | $ 28,000 | $ 18,000 |
| Cass County Missouri | 1 | $ 23,000 | $ 23,000 | $ 129,000 |
| Daviess County Missouri | 1 | $ 36,000 | $ 36,000 | $ 36,000 |
| Jasper County Missouri | 1 | $ 38,000 | $ 38,000 | $ 48,000 |
| Lincoln County Missouri | 1 | $ 36,000 | $ 36,000 | $ 31,000 |
| Morgan County Missouri | 1 | $ 16,000 | $ 16,000 | $ 25,000 |
| Pemiscot County Missouri | 1 | $ 65,000 | $ 65,000 | $ 30,000 |
| Perry County Missouri | 1 | $ 47,000 | $ 47,000 | $ 51,000 |
| Platte County Missouri | 1 | $ 29,000 | $ 29,000 | $ 35,000 |
| St. Charles County Missouri | 1 | $ 73,000 | $ 73,000 | $ 68,000 |
| St. Francois County Missouri | 1 | $ 72,000 | $ 72,000 | $ 51,000 |
| St. Louis County Missouri | 1 | $ 29,000 | $ 29,000 | $ 53,000 |
| Sullivan County Missouri | 1 | $ 47,000 | $ 47,000 | $ 33,000 |
| Washington County Missouri | 1 | $ 35,000 | $ 35,000 | $ 27,000 |
| Wayne County Missouri | 1 | $ 30,000 | $ 30,000 | $ 40,000 |
| Buffalo County Nebraska | 1 | $ 32,000 | $ 32,000 | $ 19,000 |
| Delaware County New York | 1 | $ 41,000 | $ 41,000 | $ 52,000 |
| Franklin County New York | 1 | $ 43,000 | $ 43,000 | $ 47,000 |
| Ward County North Dakota | 1 | $ 42,000 | $ 42,000 | $ 52,000 |
| Ashtabula County Ohio | 1 | $ 34,000 | $ 34,000 | $ 34,000 |
| Athens County Ohio | 1 | $ 40,000 | $ 40,000 | $ 35,000 |
| Butler County Ohio | 1 | $ 45,000 | $ 45,000 | $ 56,000 |
| Champaign County Ohio | 1 | $ 24,000 | $ 24,000 | $ 38,000 |
| Coshocton County Ohio | 1 | $ 30,000 | $ 30,000 | $ 63,000 |
| Defiance County Ohio | 1 | $ 16,000 | $ 16,000 | $ 28,000 |
| Delaware County Ohio | 1 | $ 16,000 | $ 16,000 | $ 39,000 |
| Fulton County Ohio | 1 | $ 50,000 | $ 50,000 | $ 37,000 |
| Geauga County Ohio | 1 | $ 51,000 | $ 51,000 | $ 32,000 |
| Hocking County Ohio | 1 | $ 99,000 | $ 99,000 | $ 103,000 |
| Lake County Ohio | 1 | $ 41,000 | $ 41,000 | $ 37,000 |
| Licking County Ohio | 1 | $ 169,000 | $ 169,000 | $ 52,000 |
| Montgomery County Ohio | 1 | $ 21,000 | $ 21,000 | $ 41,000 |
| Muskingum County Ohio | 1 | $ 67,000 | $ 67,000 | $ 75,000 |
| Pike County Ohio | 1 | $ 28,000 | $ 28,000 | $ 12,000 |
| Stark County Ohio | 1 | $ 29,000 | $ 29,000 | $ 36,000 |
| Summit County Ohio | 1 | $ 37,000 | $ 37,000 | $ 51,000 |
| Allegheny County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 47,000 |
| Berks County Pennsylvania | 1 | $ 40,000 | $ 40,000 | $ 46,000 |
| Blair County Pennsylvania | 1 | $ 46,000 | $ 46,000 | $ 65,000 |
| Butler County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 33,000 |
| Chester County Pennsylvania | 1 | $ 33,000 | $ 33,000 | $ 27,000 |
| Cumberland County Pennsylvania | 1 | $ 33,000 | $ 33,000 | $ 35,000 |
| Dauphin County Pennsylvania | 1 | $ 30,000 | $ 30,000 | $ 41,000 |
| Lehigh County Pennsylvania | 1 | $ 20,000 | $ 20,000 | $ 41,000 |
| Montgomery County Pennsylvania | 1 | $ 53,000 | $ 53,000 | $ 76,000 |
| Pike County Pennsylvania | 1 | $ 59,000 | $ 59,000 | $ 43,000 |
| Minnehaha County South Dakota | 1 | $ 31,000 | $ 31,000 | $ 26,000 |
| Union County South Dakota | 1 | $ 87,000 | $ 87,000 | $ 69,000 |
| Spotsylvania County Virginia | 1 | $ 26,000 | $ 26,000 | $ 18,000 |
| Brown County Wisconsin | 1 | $ 20,000 | $ 20,000 | $ 12,000 |
| Clark County Wisconsin | 1 | $ 21,000 | $ 21,000 | $ 48,000 |
| Columbia County Wisconsin | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Crawford County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 87,000 |
| Dane County Wisconsin | 1 | $ 37,000 | $ 37,000 | $ 81,000 |
| Fond du Lac County Wisconsin | 1 | $ 59,000 | $ 59,000 | $ 58,000 |
| Green County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 69,000 |
| Jackson County Wisconsin | 1 | $ 27,000 | $ 27,000 | $ 36,000 |
| Juneau County Wisconsin | 1 | $ 36,000 | $ 36,000 | $ 29,000 |
| Kenosha County Wisconsin | 1 | $ 83,000 | $ 83,000 | $ 38,000 |
| Polk County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 63,000 |
| Sawyer County Wisconsin | 1 | $ 44,000 | $ 44,000 | $ 54,000 |
| Trempealeau County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 55,000 |
| Vilas County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 22,000 |
| Campbell County Wyoming | 1 | $ 48,000 | $ 48,000 | $ 54,000 |
Mortgage Loan Application Detail Totals for Prime Financial Credit Union in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 378 | $17,399,000 | $46,000 | $620,000 | $47,000 | $350,000 |
| Refinancing | 98 | $7,259,000 | $74,000 | $315,000 | $55,000 | $155,000 |
| Home Improvement | 52 | $1,270,000 | $24,000 | $199,000 | $57,000 | $159,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 456 | $22,023,000 | $48,000 | $620,000 | $50,000 | $350,000 |
| Black or African American | 34 | $2,145,000 | $63,000 | $199,000 | $43,000 | $90,000 |
| Not Provided | 27 | $1,279,000 | $47,000 | $414,000 | $38,000 | $155,000 |
| Hispanic | 11 | $481,000 | $43,000 | $112,000 | $74,000 | $154,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 528 | $25,928,000 | $49,000 | $620,000 | $49,000 | $350,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 347 | $17,089,000 | $49,000 | $620,000 | $52,000 | $350,000 |
| Application Approved But Not Accepted | 169 | $8,260,000 | $48,000 | $270,000 | $45,000 | $182,000 |
| Application Denied By Financial Institution | 12 | $579,000 | $48,000 | $188,000 | $40,000 | $74,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 3 | $92,000 | $30,000 | $72,000 | $31,000 | $70,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $57,000 | $28,000 | $37,000 | $42,000 | $64,000 |
| Other | 2 | $104,000 | $52,000 | $56,000 | $44,000 | $45,000 |
| Credit History | 1 | $50,000 | $50,000 | $50,000 | $48,000 | $48,000 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Prime Financial Credit Union's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Prime Financial Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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