Prime Financial Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Prime Financial Credit Union 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Prime Financial Credit Union 5656 S Packard Ave Cudahy, WI 53110 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 281 |
| Total Mortgage Loan Application Amount | $17,844,000 |
| Average Mortgage Loan Application Amount | $55,666 |
| Highest Mortgage Loan Application Amount | $680,000 |
| Average Applicant Income | $90,666 |
| Highest Applicant Income | $800,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Prime Financial Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Prime Financial Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Prime Financial Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Prime Financial Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Prime Financial Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Prime Financial Credit Union's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Milwaukee County Wisconsin | 94 | $ 7,106,000 | $ 75,000 | $ 106,000 |
| Lancaster County Pennsylvania | 11 | $ 475,000 | $ 43,000 | $ 57,000 |
| Waukesha County Wisconsin | 8 | $ 1,608,000 | $ 201,000 | $ 91,000 |
| Wood County Ohio | 5 | $ 120,000 | $ 24,000 | $ 45,000 |
| Bucks County Pennsylvania | 4 | $ 283,000 | $ 70,000 | $ 65,000 |
| Dauphin County Pennsylvania | 4 | $ 118,000 | $ 29,000 | $ 47,000 |
| Lehigh County Pennsylvania | 4 | $ 197,000 | $ 49,000 | $ 50,000 |
| Manitowoc County Wisconsin | 4 | $ 122,000 | $ 30,000 | $ 48,000 |
| Lake County Illinois | 3 | $ 187,000 | $ 62,000 | $ 85,000 |
| Franklin County Ohio | 3 | $ 96,000 | $ 32,000 | $ 48,000 |
| Blair County Pennsylvania | 3 | $ 92,000 | $ 30,000 | $ 29,000 |
| Chester County Pennsylvania | 3 | $ 107,000 | $ 35,000 | $ 45,000 |
| Cumberland County Pennsylvania | 3 | $ 99,000 | $ 33,000 | $ 52,000 |
| York County Pennsylvania | 3 | $ 135,000 | $ 45,000 | $ 35,000 |
| Racine County Wisconsin | 3 | $ 79,000 | $ 26,000 | $ 14,000 |
| Rock County Wisconsin | 3 | $ 226,000 | $ 75,000 | $ 48,000 |
| Washington County Wisconsin | 3 | $ 496,000 | $ 165,000 | $ 63,000 |
| LaPorte County Indiana | 2 | $ 135,000 | $ 67,000 | $ 47,000 |
| Marion County Indiana | 2 | $ 184,000 | $ 92,000 | $ 42,000 |
| Des Moines County Iowa | 2 | $ 97,000 | $ 48,000 | $ 66,000 |
| Campbell County Kentucky | 2 | $ 34,000 | $ 17,000 | $ 41,000 |
| Jefferson County Missouri | 2 | $ 86,000 | $ 43,000 | $ 37,000 |
| Stark County North Dakota | 2 | $ 100,000 | $ 50,000 | $ 39,000 |
| Licking County Ohio | 2 | $ 52,000 | $ 26,000 | $ 40,000 |
| Richland County Ohio | 2 | $ 63,000 | $ 31,000 | $ 39,000 |
| Adams County Pennsylvania | 2 | $ 53,000 | $ 26,000 | $ 32,000 |
| Berks County Pennsylvania | 2 | $ 105,000 | $ 52,000 | $ 56,000 |
| Butler County Pennsylvania | 2 | $ 99,000 | $ 49,000 | $ 49,000 |
| Sauk County Wisconsin | 2 | $ 74,000 | $ 37,000 | $ 83,000 |
| Walworth County Wisconsin | 2 | $ 232,000 | $ 116,000 | $ 60,000 |
| Lee County Florida | 1 | $ 580,000 | $ 580,000 | $ 310,000 |
| Boone County Illinois | 1 | $ 18,000 | $ 18,000 | $ 40,000 |
| Cook County Illinois | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| DuPage County Illinois | 1 | $ 197,000 | $ 197,000 | $ 67,000 |
| Gallatin County Illinois | 1 | $ 27,000 | $ 27,000 | $ 15,000 |
| Henry County Illinois | 1 | $ 47,000 | $ 47,000 | $ 57,000 |
| Pike County Illinois | 1 | $ 70,000 | $ 70,000 | $ 28,000 |
| Rock Island County Illinois | 1 | $ 96,000 | $ 96,000 | $ 63,000 |
| Allen County Indiana | 1 | $ 101,000 | $ 101,000 | $ 50,000 |
| Dubois County Indiana | 1 | $ 17,000 | $ 17,000 | $ 13,000 |
| Hamilton County Indiana | 1 | $ 136,000 | $ 136,000 | $ 57,000 |
| Hendricks County Indiana | 1 | $ 98,000 | $ 98,000 | $ 27,000 |
| Lake County Indiana | 1 | $ 70,000 | $ 70,000 | $ 80,000 |
| St. Joseph County Indiana | 1 | $ 89,000 | $ 89,000 | $ 45,000 |
| Vanderburgh County Indiana | 1 | $ 32,000 | $ 32,000 | $ 16,000 |
| Vigo County Indiana | 1 | $ 27,000 | $ 27,000 | $ 82,000 |
| Appanoose County Iowa | 1 | $ 41,000 | $ 41,000 | $ 62,000 |
| Cedar County Iowa | 1 | $ 94,000 | $ 94,000 | $ 72,000 |
| Dallas County Iowa | 1 | $ 49,000 | $ 49,000 | $ 60,000 |
| Fayette County Iowa | 1 | $ 62,000 | $ 62,000 | $ 43,000 |
| Johnson County Iowa | 1 | $ 44,000 | $ 44,000 | $ 29,000 |
| Jones County Iowa | 1 | $ 20,000 | $ 20,000 | $ 27,000 |
| Linn County Iowa | 1 | $ 25,000 | $ 25,000 | $ 26,000 |
| Polk County Iowa | 1 | $ 29,000 | $ 29,000 | $ 30,000 |
| Pottawattamie County Iowa | 1 | $ 31,000 | $ 31,000 | $ 44,000 |
| Shawnee County Kansas | 1 | $ 37,000 | $ 37,000 | $ 42,000 |
| Bell County Kentucky | 1 | $ 21,000 | $ 21,000 | $ 53,000 |
| Grant County Kentucky | 1 | $ 23,000 | $ 23,000 | $ 46,000 |
| Kenton County Kentucky | 1 | $ 38,000 | $ 38,000 | $ 111,000 |
| Knott County Kentucky | 1 | $ 61,000 | $ 61,000 | $ 36,000 |
| Pike County Kentucky | 1 | $ 47,000 | $ 47,000 | $ 59,000 |
| Washington County Kentucky | 1 | $ 38,000 | $ 38,000 | $ 34,000 |
| Kent County Michigan | 1 | $ 32,000 | $ 32,000 | $ 24,000 |
| Monroe County Michigan | 1 | $ 38,000 | $ 38,000 | $ 33,000 |
| St. Clair County Michigan | 1 | $ 42,000 | $ 42,000 | $ 35,000 |
| Washtenaw County Michigan | 1 | $ 102,000 | $ 102,000 | $ 95,000 |
| Dakota County Minnesota | 1 | $ 43,000 | $ 43,000 | $ 27,000 |
| Hennepin County Minnesota | 1 | $ 28,000 | $ 28,000 | $ 27,000 |
| Isanti County Minnesota | 1 | $ 22,000 | $ 22,000 | $ 80,000 |
| Ramsey County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 34,000 |
| St. Louis County Minnesota | 1 | $ 38,000 | $ 38,000 | $ 34,000 |
| Boone County Missouri | 1 | $ 32,000 | $ 32,000 | $ 40,000 |
| Caldwell County Missouri | 1 | $ 51,000 | $ 51,000 | $ 68,000 |
| Cape Girardeau County Missouri | 1 | $ 11,000 | $ 11,000 | $ 26,000 |
| Jackson County Missouri | 1 | $ 21,000 | $ 21,000 | $ 26,000 |
| Jasper County Missouri | 1 | $ 24,000 | $ 24,000 | $ 70,000 |
| Ray County Missouri | 1 | $ 52,000 | $ 52,000 | $ 70,000 |
| St. Louis County Missouri | 1 | $ 43,000 | $ 43,000 | $ 45,000 |
| Wayne County Missouri | 1 | $ 39,000 | $ 39,000 | $ 25,000 |
| Stillwater County Montana | 1 | $ 44,000 | $ 44,000 | $ 78,000 |
| Cedar County Nebraska | 1 | $ 15,000 | $ 15,000 | $ 48,000 |
| Lancaster County Nebraska | 1 | $ 47,000 | $ 47,000 | $ 55,000 |
| Burleigh County North Dakota | 1 | $ 50,000 | $ 50,000 | $ 36,000 |
| Cass County North Dakota | 1 | $ 30,000 | $ 30,000 | $ 32,000 |
| Williams County North Dakota | 1 | $ 25,000 | $ 25,000 | $ 30,000 |
| Ashtabula County Ohio | 1 | $ 26,000 | $ 26,000 | $ 35,000 |
| Columbiana County Ohio | 1 | $ 36,000 | $ 36,000 | $ 47,000 |
| Coshocton County Ohio | 1 | $ 61,000 | $ 61,000 | $ 19,000 |
| Delaware County Ohio | 1 | $ 27,000 | $ 27,000 | $ 28,000 |
| Fairfield County Ohio | 1 | $ 33,000 | $ 33,000 | $ 114,000 |
| Hancock County Ohio | 1 | $ 16,000 | $ 16,000 | $ 26,000 |
| Huron County Ohio | 1 | $ 19,000 | $ 19,000 | $ 42,000 |
| Lorain County Ohio | 1 | $ 49,000 | $ 49,000 | $ 61,000 |
| Mahoning County Ohio | 1 | $ 23,000 | $ 23,000 | $ 30,000 |
| Montgomery County Ohio | 1 | $ 15,000 | $ 15,000 | $ 24,000 |
| Portage County Ohio | 1 | $ 31,000 | $ 31,000 | $ 34,000 |
| Putnam County Ohio | 1 | $ 35,000 | $ 35,000 | $ 50,000 |
| Scioto County Ohio | 1 | $ 33,000 | $ 33,000 | $ 78,000 |
| Trumbull County Ohio | 1 | $ 18,000 | $ 18,000 | $ 20,000 |
| Tuscarawas County Ohio | 1 | $ 20,000 | $ 20,000 | $ 25,000 |
| Beaver County Pennsylvania | 1 | $ 96,000 | $ 96,000 | $ 91,000 |
| Bradford County Pennsylvania | 1 | $ 54,000 | $ 54,000 | $ 40,000 |
| Carbon County Pennsylvania | 1 | $ 69,000 | $ 69,000 | $ 74,000 |
| Centre County Pennsylvania | 1 | $ 20,000 | $ 20,000 | $ 31,000 |
| Erie County Pennsylvania | 1 | $ 44,000 | $ 44,000 | $ 47,000 |
| Huntingdon County Pennsylvania | 1 | $ 41,000 | $ 41,000 | $ 30,000 |
| Indiana County Pennsylvania | 1 | $ 36,000 | $ 36,000 | $ 31,000 |
| Luzerne County Pennsylvania | 1 | $ 54,000 | $ 54,000 | $ 64,000 |
| Montgomery County Pennsylvania | 1 | $ 20,000 | $ 20,000 | $ 26,000 |
| Venango County Pennsylvania | 1 | $ 39,000 | $ 39,000 | $ 28,000 |
| Washington County Pennsylvania | 1 | $ 32,000 | $ 32,000 | $ 45,000 |
| Minnehaha County South Dakota | 1 | $ 24,000 | $ 24,000 | $ 59,000 |
| Spink County South Dakota | 1 | $ 64,000 | $ 64,000 | $ 37,000 |
| Bayfield County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 29,000 |
| Brown County Wisconsin | 1 | $ 49,000 | $ 49,000 | $ 45,000 |
| Columbia County Wisconsin | 1 | $ 58,000 | $ 58,000 | $ 94,000 |
| Douglas County Wisconsin | 1 | $ 49,000 | $ 49,000 | $ 30,000 |
| Dunn County Wisconsin | 1 | $ 63,000 | $ 63,000 | $ 70,000 |
| Green Lake County Wisconsin | 1 | $ 138,000 | $ 138,000 | $ 50,000 |
| Kenosha County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 66,000 |
| Marathon County Wisconsin | 1 | $ 50,000 | $ 50,000 | $ 31,000 |
| Ozaukee County Wisconsin | 1 | $ 11,000 | $ 11,000 | $ 108,000 |
| Winnebago County Wisconsin | 1 | $ 68,000 | $ 68,000 | $ 39,000 |
| Sheridan County Wyoming | 1 | $ 54,000 | $ 54,000 | $ 70,000 |
Mortgage Loan Application Detail Totals for Prime Financial Credit Union in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 154 | $10,119,000 | $65,000 | $680,000 | $51,000 | $310,000 |
| Refinancing | 89 | $6,634,000 | $74,000 | $440,000 | $63,000 | $187,000 |
| Home Improvement | 38 | $1,091,000 | $28,000 | $245,000 | $158,000 | $800,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 235 | $14,688,000 | $62,000 | $580,000 | $55,000 | $310,000 |
| Black or African American | 31 | $2,187,000 | $70,000 | $680,000 | $180,000 | $800,000 |
| Not Provided | 8 | $615,000 | $76,000 | $228,000 | $63,000 | $94,000 |
| Hispanic | 4 | $118,000 | $29,000 | $70,000 | $46,000 | $84,000 |
| Asian | 2 | $222,000 | $111,000 | $200,000 | $94,000 | $110,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $14,000 | $14,000 | $14,000 | $45,000 | $45,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 281 | $17,844,000 | $63,000 | $680,000 | $69,000 | $800,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 189 | $10,902,000 | $57,000 | $680,000 | $64,000 | $800,000 |
| Application Approved But Not Accepted | 61 | $3,723,000 | $61,000 | $244,000 | $94,000 | $792,000 |
| Loan Purchased By The Institution | 21 | $1,934,000 | $92,000 | $197,000 | $50,000 | $94,000 |
| Application Denied By Financial Institution | 6 | $1,165,000 | $194,000 | $440,000 | $78,000 | $155,000 |
| Application Withdrawn By Applicant | 4 | $120,000 | $30,000 | $64,000 | $33,000 | $37,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 4 | $1,041,000 | $260,000 | $440,000 | $88,000 | $155,000 |
| Other | 1 | $55,000 | $55,000 | $55,000 | $73,000 | $73,000 |
| Credit History | 1 | $69,000 | $69,000 | $69,000 | $42,000 | $42,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Prime Financial Credit Union's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Prime Financial Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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