Proficio Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Proficio Bank 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Proficio Bank 6985 Union Park Center, Suite 150 Cottonwood Heights, UT 84047 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 719 |
| Total Mortgage Loan Application Amount | $176,947,000 |
| Average Mortgage Loan Application Amount | $237,333 |
| Highest Mortgage Loan Application Amount | $2,700,000 |
| Average Applicant Income | $111,333 |
| Highest Applicant Income | $960,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Proficio Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Proficio Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Proficio Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Proficio Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Proficio Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Proficio Bank's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Allegheny County Pennsylvania | 22 | $ 4,530,000 | $ 205,000 | $ 165,000 |
| Maricopa County Arizona | 16 | $ 4,505,000 | $ 281,000 | $ 126,000 |
| Harris County Texas | 16 | $ 3,251,000 | $ 203,000 | $ 113,000 |
| Denton County Texas | 13 | $ 2,895,000 | $ 222,000 | $ 115,000 |
| Cook County Illinois | 12 | $ 3,158,000 | $ 263,000 | $ 132,000 |
| Tarrant County Texas | 12 | $ 2,669,000 | $ 222,000 | $ 144,000 |
| Hamilton County Indiana | 11 | $ 2,922,000 | $ 265,000 | $ 136,000 |
| Fulton County Georgia | 10 | $ 2,671,000 | $ 267,000 | $ 124,000 |
| Hennepin County Minnesota | 10 | $ 2,909,000 | $ 290,000 | $ 162,000 |
| Collin County Texas | 10 | $ 2,299,000 | $ 229,000 | $ 106,000 |
| Richland County South Carolina | 9 | $ 1,184,000 | $ 131,000 | $ 60,000 |
| St. Johns County Florida | 8 | $ 2,197,000 | $ 274,000 | $ 207,000 |
| Bucks County Pennsylvania | 8 | $ 2,682,000 | $ 335,000 | $ 192,000 |
| Dallas County Texas | 8 | $ 1,651,000 | $ 206,000 | $ 126,000 |
| Salt Lake County Utah | 8 | $ 2,605,000 | $ 325,000 | $ 152,000 |
| Orange County California | 7 | $ 3,013,000 | $ 430,000 | $ 238,000 |
| Jefferson County Colorado | 7 | $ 1,878,000 | $ 268,000 | $ 104,000 |
| Wake County North Carolina | 7 | $ 1,944,000 | $ 277,000 | $ 154,000 |
| Contra Costa County California | 6 | $ 3,165,000 | $ 527,000 | $ 188,000 |
| Beaver County Pennsylvania | 6 | $ 431,000 | $ 71,000 | $ 98,000 |
| Butler County Pennsylvania | 6 | $ 1,498,000 | $ 249,000 | $ 133,000 |
| Bexar County Texas | 6 | $ 1,747,000 | $ 291,000 | $ 145,000 |
| Montgomery County Texas | 6 | $ 1,416,000 | $ 236,000 | $ 148,000 |
| San Diego County California | 5 | $ 1,452,000 | $ 290,000 | $ 120,000 |
| Fairfield County Connecticut | 5 | $ 2,728,000 | $ 545,000 | $ 193,000 |
| Duval County Florida | 5 | $ 1,413,000 | $ 282,000 | $ 138,000 |
| Cobb County Georgia | 5 | $ 1,004,000 | $ 200,000 | $ 91,000 |
| DuPage County Illinois | 5 | $ 1,250,000 | $ 250,000 | $ 122,000 |
| Middlesex County Massachusetts | 5 | $ 1,677,000 | $ 335,000 | $ 215,000 |
| Fairfax County Virginia | 5 | $ 1,965,000 | $ 393,000 | $ 138,000 |
| Jefferson County Alabama | 4 | $ 829,000 | $ 207,000 | $ 115,000 |
| Benton County Arkansas | 4 | $ 769,000 | $ 192,000 | $ 96,000 |
| Union County Arkansas | 4 | $ 1,158,000 | $ 289,000 | $ 160,000 |
| Riverside County California | 4 | $ 3,509,000 | $ 877,000 | $ 302,000 |
| Boulder County Colorado | 4 | $ 933,000 | $ 233,000 | $ 187,000 |
| Douglas County Colorado | 4 | $ 934,000 | $ 233,000 | $ 116,000 |
| Lee County Florida | 4 | $ 1,328,000 | $ 332,000 | $ 144,000 |
| DeKalb County Georgia | 4 | $ 741,000 | $ 185,000 | $ 110,000 |
| Marion County Indiana | 4 | $ 778,000 | $ 194,000 | $ 112,000 |
| Porter County Indiana | 4 | $ 1,073,000 | $ 268,000 | $ 120,000 |
| Jefferson County Kentucky | 4 | $ 957,000 | $ 239,000 | $ 165,000 |
| Montgomery County Maryland | 4 | $ 1,906,000 | $ 476,000 | $ 209,000 |
| Oakland County Michigan | 4 | $ 658,000 | $ 164,000 | $ 99,000 |
| Shelby County Tennessee | 4 | $ 1,318,000 | $ 329,000 | $ 116,000 |
| Shelby County Alabama | 3 | $ 437,000 | $ 145,000 | $ 47,000 |
| Pima County Arizona | 3 | $ 1,121,000 | $ 373,000 | $ 205,000 |
| San Bernardino County California | 3 | $ 610,000 | $ 203,000 | $ 83,000 |
| Santa Clara County California | 3 | $ 2,900,000 | $ 966,000 | $ 247,000 |
| Denver County Colorado | 3 | $ 993,000 | $ 331,000 | $ 107,000 |
| District of Columbia County District Of Columbia | 3 | $ 706,000 | $ 235,000 | $ 85,000 |
| Broward County Florida | 3 | $ 685,000 | $ 228,000 | $ 94,000 |
| Bryan County Georgia | 3 | $ 503,000 | $ 167,000 | $ 98,000 |
| Chatham County Georgia | 3 | $ 341,000 | $ 113,000 | $ 74,000 |
| Gwinnett County Georgia | 3 | $ 665,000 | $ 221,000 | $ 115,000 |
| Brown County Indiana | 3 | $ 529,000 | $ 176,000 | $ 189,000 |
| Johnson County Kansas | 3 | $ 876,000 | $ 292,000 | $ 147,000 |
| Norfolk County Massachusetts | 3 | $ 949,000 | $ 316,000 | $ 130,000 |
| Sherburne County Minnesota | 3 | $ 808,000 | $ 269,000 | $ 101,000 |
| Madison County Mississippi | 3 | $ 738,000 | $ 246,000 | $ 89,000 |
| Hillsborough County New Hampshire | 3 | $ 585,000 | $ 195,000 | $ 106,000 |
| Strafford County New Hampshire | 3 | $ 527,000 | $ 175,000 | $ 74,000 |
| Bernalillo County New Mexico | 3 | $ 699,000 | $ 233,000 | $ 151,000 |
| Allegany County New York | 3 | $ 324,000 | $ 108,000 | $ 78,000 |
| Westchester County New York | 3 | $ 1,395,000 | $ 465,000 | $ 166,000 |
| Butler County Ohio | 3 | $ 701,000 | $ 233,000 | $ 113,000 |
| Mahoning County Ohio | 3 | $ 515,000 | $ 171,000 | $ 154,000 |
| Chester County Pennsylvania | 3 | $ 1,238,000 | $ 412,000 | $ 138,000 |
| Lancaster County Pennsylvania | 3 | $ 827,000 | $ 275,000 | $ 100,000 |
| Washington County Pennsylvania | 3 | $ 330,000 | $ 110,000 | $ 48,000 |
| Westmoreland County Pennsylvania | 3 | $ 525,000 | $ 175,000 | $ 68,000 |
| Charleston County South Carolina | 3 | $ 567,000 | $ 189,000 | $ 40,000 |
| Randall County Texas | 3 | $ 557,000 | $ 185,000 | $ 118,000 |
| Travis County Texas | 3 | $ 865,000 | $ 288,000 | $ 150,000 |
| Loudoun County Virginia | 3 | $ 980,000 | $ 326,000 | $ 144,000 |
| Lincoln County Wyoming | 3 | $ 754,000 | $ 251,000 | $ 165,000 |
| Alameda County California | 2 | $ 810,000 | $ 405,000 | $ 107,000 |
| Los Angeles County California | 2 | $ 743,000 | $ 371,000 | $ 116,000 |
| Placer County California | 2 | $ 520,000 | $ 260,000 | $ 97,000 |
| Arapahoe County Colorado | 2 | $ 528,000 | $ 264,000 | $ 83,000 |
| Mesa County Colorado | 2 | $ 403,000 | $ 201,000 | $ 84,000 |
| Hartford County Connecticut | 2 | $ 605,000 | $ 302,000 | $ 114,000 |
| Tolland County Connecticut | 2 | $ 756,000 | $ 378,000 | $ 219,000 |
| New Castle County Delaware | 2 | $ 510,000 | $ 255,000 | $ 65,000 |
| Clay County Florida | 2 | $ 328,000 | $ 164,000 | $ 43,000 |
| Palm Beach County Florida | 2 | $ 520,000 | $ 260,000 | $ 197,000 |
| Forsyth County Georgia | 2 | $ 584,000 | $ 292,000 | $ 95,000 |
| Ada County Idaho | 2 | $ 289,000 | $ 144,000 | $ 68,000 |
| Kootenai County Idaho | 2 | $ 687,000 | $ 343,000 | $ 92,000 |
| Kane County Illinois | 2 | $ 569,000 | $ 284,000 | $ 136,000 |
| McHenry County Illinois | 2 | $ 678,000 | $ 339,000 | $ 144,000 |
| Will County Illinois | 2 | $ 458,000 | $ 229,000 | $ 95,000 |
| Lake County Indiana | 2 | $ 415,000 | $ 207,000 | $ 125,000 |
| Ripley County Indiana | 2 | $ 443,000 | $ 221,000 | $ 165,000 |
| Polk County Iowa | 2 | $ 245,000 | $ 122,000 | $ 66,000 |
| Caddo County Louisiana | 2 | $ 427,000 | $ 213,000 | $ 117,000 |
| East Baton Rouge County Louisiana | 2 | $ 383,000 | $ 191,000 | $ 114,000 |
| Baltimore City County Maryland | 2 | $ 751,000 | $ 375,000 | $ 166,000 |
| Cecil County Maryland | 2 | $ 699,000 | $ 349,000 | $ 220,000 |
| Howard County Maryland | 2 | $ 650,000 | $ 325,000 | $ 100,000 |
| Prince George's County Maryland | 2 | $ 779,000 | $ 389,000 | $ 152,000 |
| Worcester County Massachusetts | 2 | $ 543,000 | $ 271,000 | $ 123,000 |
| Cass County Michigan | 2 | $ 317,000 | $ 158,000 | $ 134,000 |
| Livingston County Michigan | 2 | $ 390,000 | $ 195,000 | $ 71,000 |
| Marquette County Michigan | 2 | $ 396,000 | $ 198,000 | $ 92,000 |
| Anoka County Minnesota | 2 | $ 665,000 | $ 332,000 | $ 165,000 |
| Dakota County Minnesota | 2 | $ 291,000 | $ 145,000 | $ 80,000 |
| Goodhue County Minnesota | 2 | $ 315,000 | $ 157,000 | $ 63,000 |
| Ramsey County Minnesota | 2 | $ 310,000 | $ 155,000 | $ 115,000 |
| Scott County Minnesota | 2 | $ 346,000 | $ 173,000 | $ 48,000 |
| Rankin County Mississippi | 2 | $ 468,000 | $ 234,000 | $ 121,000 |
| St. Charles County Missouri | 2 | $ 408,000 | $ 204,000 | $ 117,000 |
| St. Louis County Missouri | 2 | $ 456,000 | $ 228,000 | $ 114,000 |
| Douglas County Nebraska | 2 | $ 471,000 | $ 235,000 | $ 111,000 |
| Clark County Nevada | 2 | $ 512,000 | $ 256,000 | $ 85,000 |
| Washoe County Nevada | 2 | $ 427,000 | $ 213,000 | $ 148,000 |
| Bergen County New Jersey | 2 | $ 899,000 | $ 449,000 | $ 222,000 |
| Salem County New Jersey | 2 | $ 351,000 | $ 175,000 | $ 49,000 |
| Nassau County New York | 2 | $ 729,000 | $ 364,000 | $ 97,000 |
| Steuben County New York | 2 | $ 211,000 | $ 105,000 | $ 97,000 |
| Alamance County North Carolina | 2 | $ 180,000 | $ 90,000 | $ 39,000 |
| Durham County North Carolina | 2 | $ 215,000 | $ 107,000 | $ 110,000 |
| Franklin County North Carolina | 2 | $ 185,000 | $ 92,000 | $ 62,000 |
| Iredell County North Carolina | 2 | $ 590,000 | $ 295,000 | $ 121,000 |
| Mecklenburg County North Carolina | 2 | $ 286,000 | $ 143,000 | $ 60,000 |
| Randolph County North Carolina | 2 | $ 351,000 | $ 175,000 | $ 83,000 |
| Cuyahoga County Ohio | 2 | $ 327,000 | $ 163,000 | $ 90,000 |
| Franklin County Ohio | 2 | $ 276,000 | $ 138,000 | $ 109,000 |
| Tulsa County Oklahoma | 2 | $ 476,000 | $ 238,000 | $ 88,000 |
| Cumberland County Pennsylvania | 2 | $ 488,000 | $ 244,000 | $ 138,000 |
| Montgomery County Pennsylvania | 2 | $ 681,000 | $ 340,000 | $ 120,000 |
| Providence County Rhode Island | 2 | $ 948,000 | $ 474,000 | $ 141,000 |
| Berkeley County South Carolina | 2 | $ 278,000 | $ 139,000 | $ 75,000 |
| Lexington County South Carolina | 2 | $ 293,000 | $ 146,000 | $ 67,000 |
| York County South Carolina | 2 | $ 253,000 | $ 126,000 | $ 50,000 |
| Hamilton County Tennessee | 2 | $ 463,000 | $ 231,000 | $ 106,000 |
| Williamson County Tennessee | 2 | $ 315,000 | $ 157,000 | $ 172,000 |
| Brazos County Texas | 2 | $ 301,000 | $ 150,000 | $ 120,000 |
| Fort Bend County Texas | 2 | $ 198,000 | $ 99,000 | $ 87,000 |
| Rockwall County Texas | 2 | $ 423,000 | $ 211,000 | $ 182,000 |
| Smith County Texas | 2 | $ 268,000 | $ 134,000 | $ 88,000 |
| Williamson County Texas | 2 | $ 489,000 | $ 244,000 | $ 114,000 |
| Prince William County Virginia | 2 | $ 780,000 | $ 390,000 | $ 192,000 |
| Richmond City County Virginia | 2 | $ 277,000 | $ 138,000 | $ 97,000 |
| Clark County Washington | 2 | $ 385,000 | $ 192,000 | $ 104,000 |
| Ohio County West Virginia | 2 | $ 191,000 | $ 95,000 | $ 32,000 |
| Autauga County Alabama | 1 | $ 155,000 | $ 155,000 | $ 96,000 |
| Blount County Alabama | 1 | $ 66,000 | $ 66,000 | $ 90,000 |
| Mobile County Alabama | 1 | $ 290,000 | $ 290,000 | $ 126,000 |
| Matanuska-Susitna County Alaska | 1 | $ 238,000 | $ 238,000 | $ 58,000 |
| Coconino County Arizona | 1 | $ 148,000 | $ 148,000 | $ 51,000 |
| Gila County Arizona | 1 | $ 413,000 | $ 413,000 | $ 250,000 |
| Crittenden County Arkansas | 1 | $ 188,000 | $ 188,000 | $ 167,000 |
| Faulkner County Arkansas | 1 | $ 119,000 | $ 119,000 | $ 85,000 |
| Pulaski County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 154,000 |
| Saline County Arkansas | 1 | $ 133,000 | $ 133,000 | $ 77,000 |
| Washington County Arkansas | 1 | $ 196,000 | $ 196,000 | $ 124,000 |
| Fresno County California | 1 | $ 250,000 | $ 250,000 | $ 132,000 |
| Siskiyou County California | 1 | $ 104,000 | $ 104,000 | $ 62,000 |
| Trinity County California | 1 | $ 280,000 | $ 280,000 | $ 77,000 |
| Ventura County California | 1 | $ 417,000 | $ 417,000 | $ 287,000 |
| Adams County Colorado | 1 | $ 120,000 | $ 120,000 | $ 72,000 |
| Alamosa County Colorado | 1 | $ 154,000 | $ 154,000 | $ 58,000 |
| Broomfield County Colorado | 1 | $ 309,000 | $ 309,000 | $ 117,000 |
| Larimer County Colorado | 1 | $ 223,000 | $ 223,000 | $ 95,000 |
| Moffat County Colorado | 1 | $ 75,000 | $ 75,000 | $ 87,000 |
| Weld County Colorado | 1 | $ 247,000 | $ 247,000 | $ 120,000 |
| New Haven County Connecticut | 1 | $ 400,000 | $ 400,000 | $ 151,000 |
| New London County Connecticut | 1 | $ 415,000 | $ 415,000 | $ 170,000 |
| Sussex County Delaware | 1 | $ 288,000 | $ 288,000 | $ 98,000 |
| Brevard County Florida | 1 | $ 417,000 | $ 417,000 | $ 182,000 |
| Flagler County Florida | 1 | $ 100,000 | $ 100,000 | $ 25,000 |
| Hillsborough County Florida | 1 | $ 280,000 | $ 280,000 | $ 79,000 |
| Marion County Florida | 1 | $ 184,000 | $ 184,000 | $ 75,000 |
| Orange County Florida | 1 | $ 180,000 | $ 180,000 | $ 45,000 |
| Polk County Florida | 1 | $ 236,000 | $ 236,000 | $ 132,000 |
| Santa Rosa County Florida | 1 | $ 206,000 | $ 206,000 | $ 105,000 |
| Sarasota County Florida | 1 | $ 107,000 | $ 107,000 | $ 122,000 |
| Seminole County Florida | 1 | $ 254,000 | $ 254,000 | $ 71,000 |
| St. Lucie County Florida | 1 | $ 123,000 | $ 123,000 | $ 90,000 |
| Volusia County Florida | 1 | $ 72,000 | $ 72,000 | $ 102,000 |
| Wakulla County Florida | 1 | $ 113,000 | $ 113,000 | $ 41,000 |
| Cherokee County Georgia | 1 | $ 296,000 | $ 296,000 | $ 95,000 |
| Coweta County Georgia | 1 | $ 280,000 | $ 280,000 | $ 71,000 |
| Jackson County Georgia | 1 | $ 357,000 | $ 357,000 | $ 130,000 |
| Newton County Georgia | 1 | $ 181,000 | $ 181,000 | $ 96,000 |
| Telfair County Georgia | 1 | $ 106,000 | $ 106,000 | $ 63,000 |
| Walker County Georgia | 1 | $ 172,000 | $ 172,000 | $ 65,000 |
| Ware County Georgia | 1 | $ 207,000 | $ 207,000 | $ 65,000 |
| Custer County Idaho | 1 | $ 116,000 | $ 116,000 | $ 46,000 |
| Twin Falls County Idaho | 1 | $ 208,000 | $ 208,000 | $ 90,000 |
| Valley County Idaho | 1 | $ 256,000 | $ 256,000 | $ 93,000 |
| Lake County Illinois | 1 | $ 100,000 | $ 100,000 | $ 120,000 |
| McLean County Illinois | 1 | $ 147,000 | $ 147,000 | $ 198,000 |
| Floyd County Indiana | 1 | $ 138,000 | $ 138,000 | $ 189,000 |
| Grant County Indiana | 1 | $ 94,000 | $ 94,000 | $ 54,000 |
| Harrison County Indiana | 1 | $ 169,000 | $ 169,000 | $ 165,000 |
| Hendricks County Indiana | 1 | $ 143,000 | $ 143,000 | $ 62,000 |
| Linn County Iowa | 1 | $ 255,000 | $ 255,000 | $ 102,000 |
| Sedgwick County Kansas | 1 | $ 214,000 | $ 214,000 | $ 132,000 |
| Boone County Kentucky | 1 | $ 159,000 | $ 159,000 | $ 83,000 |
| Oldham County Kentucky | 1 | $ 372,000 | $ 372,000 | $ 155,000 |
| Spencer County Kentucky | 1 | $ 176,000 | $ 176,000 | $ 74,000 |
| Bossier County Louisiana | 1 | $ 310,000 | $ 310,000 | $ 139,000 |
| Calcasieu County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Lafourche County Louisiana | 1 | $ 155,000 | $ 155,000 | $ 83,000 |
| Lincoln County Louisiana | 1 | $ 212,000 | $ 212,000 | $ 81,000 |
| Orleans County Louisiana | 1 | $ 115,000 | $ 115,000 | $ 106,000 |
| Pointe Coupee County Louisiana | 1 | $ 283,000 | $ 283,000 | $ 103,000 |
| Cumberland County Maine | 1 | $ 247,000 | $ 247,000 | $ 73,000 |
| Anne Arundel County Maryland | 1 | $ 100,000 | $ 100,000 | $ 118,000 |
| Baltimore County Maryland | 1 | $ 291,000 | $ 291,000 | $ 72,000 |
| Charles County Maryland | 1 | $ 292,000 | $ 292,000 | $ 59,000 |
| Bristol County Massachusetts | 1 | $ 220,000 | $ 220,000 | $ 90,000 |
| Plymouth County Massachusetts | 1 | $ 380,000 | $ 380,000 | $ 160,000 |
| Branch County Michigan | 1 | $ 204,000 | $ 204,000 | $ 105,000 |
| Houghton County Michigan | 1 | $ 112,000 | $ 112,000 | $ 78,000 |
| Kalamazoo County Michigan | 1 | $ 147,000 | $ 147,000 | $ 56,000 |
| Washtenaw County Michigan | 1 | $ 412,000 | $ 412,000 | $ 210,000 |
| Wayne County Michigan | 1 | $ 320,000 | $ 320,000 | $ 114,000 |
| Blue Earth County Minnesota | 1 | $ 311,000 | $ 311,000 | $ 140,000 |
| Chisago County Minnesota | 1 | $ 192,000 | $ 192,000 | $ 95,000 |
| Cook County Minnesota | 1 | $ 147,000 | $ 147,000 | $ 50,000 |
| Crow Wing County Minnesota | 1 | $ 260,000 | $ 260,000 | $ 211,000 |
| Le Sueur County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 128,000 |
| Mille Lacs County Minnesota | 1 | $ 217,000 | $ 217,000 | $ 91,000 |
| Olmsted County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 99,000 |
| Otter Tail County Minnesota | 1 | $ 130,000 | $ 130,000 | $ 88,000 |
| Rice County Minnesota | 1 | $ 229,000 | $ 229,000 | $ 105,000 |
| St. Louis County Minnesota | 1 | $ 68,000 | $ 68,000 | $ 90,000 |
| Washington County Minnesota | 1 | $ 243,000 | $ 243,000 | $ 139,000 |
| Harrison County Mississippi | 1 | $ 234,000 | $ 234,000 | $ 72,000 |
| Cass County Missouri | 1 | $ 139,000 | $ 139,000 | $ 54,000 |
| Jefferson County Missouri | 1 | $ 216,000 | $ 216,000 | $ 86,000 |
| Platte County Missouri | 1 | $ 215,000 | $ 215,000 | $ 90,000 |
| Fergus County Montana | 1 | $ 35,000 | $ 35,000 | $ 54,000 |
| Gallatin County Montana | 1 | $ 190,000 | $ 190,000 | $ 56,000 |
| Ravalli County Montana | 1 | $ 225,000 | $ 225,000 | $ 93,000 |
| Lancaster County Nebraska | 1 | $ 85,000 | $ 85,000 | $ 162,000 |
| Grafton County New Hampshire | 1 | $ 166,000 | $ 166,000 | $ 106,000 |
| Rockingham County New Hampshire | 1 | $ 292,000 | $ 292,000 | $ 100,000 |
| Somerset County New Jersey | 1 | $ 350,000 | $ 350,000 | $ 99,000 |
| Union County New Jersey | 1 | $ 648,000 | $ 648,000 | $ 296,000 |
| Chaves County New Mexico | 1 | $ 188,000 | $ 188,000 | $ 78,000 |
| Lea County New Mexico | 1 | $ 170,000 | $ 170,000 | $ 55,000 |
| Albany County New York | 1 | $ 377,000 | $ 377,000 | $ 110,000 |
| Cattaraugus County New York | 1 | $ 330,000 | $ 330,000 | $ 110,000 |
| Niagara County New York | 1 | $ 195,000 | $ 195,000 | $ 96,000 |
| Saratoga County New York | 1 | $ 149,000 | $ 149,000 | $ 76,000 |
| Suffolk County New York | 1 | $ 350,000 | $ 350,000 | $ 118,000 |
| Alexander County North Carolina | 1 | $ 90,000 | $ 90,000 | $ 55,000 |
| Catawba County North Carolina | 1 | $ 118,000 | $ 118,000 | $ 37,000 |
| Cumberland County North Carolina | 1 | $ 193,000 | $ 193,000 | $ 139,000 |
| Gaston County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 52,000 |
| Guilford County North Carolina | 1 | $ 324,000 | $ 324,000 | $ 85,000 |
| Athens County Ohio | 1 | $ 149,000 | $ 149,000 | $ 101,000 |
| Medina County Ohio | 1 | $ 284,000 | $ 284,000 | $ 110,000 |
| Summit County Ohio | 1 | $ 297,000 | $ 297,000 | $ 131,000 |
| Warren County Ohio | 1 | $ 166,000 | $ 166,000 | $ 72,000 |
| Le Flore County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 61,000 |
| Oklahoma County Oklahoma | 1 | $ 124,000 | $ 124,000 | $ 180,000 |
| Payne County Oklahoma | 1 | $ 139,000 | $ 139,000 | $ 94,000 |
| Pontotoc County Oklahoma | 1 | $ 140,000 | $ 140,000 | $ 65,000 |
| Wagoner County Oklahoma | 1 | $ 149,000 | $ 149,000 | $ 100,000 |
| Jackson County Oregon | 1 | $ 350,000 | $ 350,000 | $ 100,000 |
| Marion County Oregon | 1 | $ 225,000 | $ 225,000 | $ 75,000 |
| Blair County Pennsylvania | 1 | $ 157,000 | $ 157,000 | $ 62,000 |
| Cambria County Pennsylvania | 1 | $ 82,000 | $ 82,000 | $ 30,000 |
| Indiana County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 55,000 |
| Lebanon County Pennsylvania | 1 | $ 142,000 | $ 142,000 | $ 72,000 |
| Northampton County Pennsylvania | 1 | $ 366,000 | $ 366,000 | $ 190,000 |
| Newport County Rhode Island | 1 | $ 100,000 | $ 100,000 | $ 68,000 |
| Anderson County South Carolina | 1 | $ 156,000 | $ 156,000 | $ 64,000 |
| Greenville County South Carolina | 1 | $ 295,000 | $ 295,000 | $ 207,000 |
| Hampton County South Carolina | 1 | $ 62,000 | $ 62,000 | $ 35,000 |
| Horry County South Carolina | 1 | $ 51,000 | $ 51,000 | $ 37,000 |
| Spartanburg County South Carolina | 1 | $ 41,000 | $ 41,000 | $ 96,000 |
| Sumter County South Carolina | 1 | $ 68,000 | $ 68,000 | $ 73,000 |
| Knox County Tennessee | 1 | $ 231,000 | $ 231,000 | $ 105,000 |
| Maury County Tennessee | 1 | $ 110,000 | $ 110,000 | $ 87,000 |
| Montgomery County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 218,000 |
| Robertson County Tennessee | 1 | $ 180,000 | $ 180,000 | $ 96,000 |
| Sumner County Tennessee | 1 | $ 222,000 | $ 222,000 | $ 192,000 |
| White County Tennessee | 1 | $ 60,000 | $ 60,000 | $ 120,000 |
| Brazoria County Texas | 1 | $ 150,000 | $ 150,000 | $ 82,000 |
| Coryell County Texas | 1 | $ 173,000 | $ 173,000 | $ 60,000 |
| Deaf Smith County Texas | 1 | $ 148,000 | $ 148,000 | $ 76,000 |
| Ellis County Texas | 1 | $ 170,000 | $ 170,000 | $ 79,000 |
| Galveston County Texas | 1 | $ 167,000 | $ 167,000 | $ 196,000 |
| Grayson County Texas | 1 | $ 142,000 | $ 142,000 | $ 86,000 |
| Guadalupe County Texas | 1 | $ 150,000 | $ 150,000 | $ 85,000 |
| Harrison County Texas | 1 | $ 167,000 | $ 167,000 | $ 68,000 |
| Hidalgo County Texas | 1 | $ 131,000 | $ 131,000 | $ 68,000 |
| Kaufman County Texas | 1 | $ 103,000 | $ 103,000 | $ 138,000 |
| Midland County Texas | 1 | $ 205,000 | $ 205,000 | $ 76,000 |
| Cache County Utah | 1 | $ 64,000 | $ 64,000 | $ 74,000 |
| Uintah County Utah | 1 | $ 212,000 | $ 212,000 | $ 89,000 |
| Utah County Utah | 1 | $ 135,000 | $ 135,000 | $ 92,000 |
| Charlottesville County Virginia | 1 | $ 182,000 | $ 182,000 | $ 43,000 |
| Chesterfield County Virginia | 1 | $ 405,000 | $ 405,000 | $ 135,000 |
| Fairfax City County Virginia | 1 | $ 210,000 | $ 210,000 | $ 127,000 |
| Fauquier County Virginia | 1 | $ 358,000 | $ 358,000 | $ 125,000 |
| King George County Virginia | 1 | $ 263,000 | $ 263,000 | $ 125,000 |
| Manassas Park County Virginia | 1 | $ 243,000 | $ 243,000 | $ 61,000 |
| King County Washington | 1 | $ 568,000 | $ 568,000 | $ 207,000 |
| Kittitas County Washington | 1 | $ 228,000 | $ 228,000 | $ 86,000 |
| Whatcom County Washington | 1 | $ 487,000 | $ 487,000 | $ 194,000 |
| Berkeley County West Virginia | 1 | $ 194,000 | $ 194,000 | $ 63,000 |
| Preston County West Virginia | 1 | $ 184,000 | $ 184,000 | $ 64,000 |
| Putnam County West Virginia | 1 | $ 164,000 | $ 164,000 | $ 96,000 |
| Chippewa County Wisconsin | 1 | $ 76,000 | $ 76,000 | $ 72,000 |
| Dane County Wisconsin | 1 | $ 280,000 | $ 280,000 | $ 82,000 |
| Washington County Wisconsin | 1 | $ 140,000 | $ 140,000 | $ 63,000 |
| Waukesha County Wisconsin | 1 | $ 334,000 | $ 334,000 | $ 103,000 |
| Park County Wyoming | 1 | $ 189,000 | $ 189,000 | $ 138,000 |
Mortgage Loan Application Detail Totals for Proficio Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 602 | $155,718,000 | $258,000 | $2,700,000 | $127,000 | $960,000 |
| Refinancing | 114 | $20,401,000 | $178,000 | $694,000 | $97,000 | $523,000 |
| Home Improvement | 3 | $828,000 | $276,000 | $360,000 | $110,000 | $126,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 378 | $93,701,000 | $247,000 | $2,700,000 | $123,000 | $960,000 |
| White | 293 | $70,475,000 | $240,000 | $800,000 | $121,000 | $730,000 |
| Hispanic | 18 | $5,511,000 | $306,000 | $900,000 | $131,000 | $370,000 |
| Black or African American | 15 | $3,426,000 | $228,000 | $395,000 | $113,000 | $174,000 |
| American Indian or Alaskan Native | 6 | $1,414,000 | $235,000 | $417,000 | $134,000 | $187,000 |
| Asian | 6 | $1,372,000 | $228,000 | $417,000 | $103,000 | $145,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $1,048,000 | $349,000 | $385,000 | $161,000 | $219,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 649 | $164,694,000 | $253,000 | $2,700,000 | $128,000 | $960,000 |
| FHA-insured (Federal Housing Administration) | 70 | $12,253,000 | $175,000 | $514,000 | $66,000 | $166,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 541 | $130,358,000 | $240,000 | $1,300,000 | $121,000 | $825,000 |
| Application Withdrawn By Applicant | 115 | $33,852,000 | $294,000 | $2,700,000 | $139,000 | $960,000 |
| Application Denied By Financial Institution | 51 | $11,058,000 | $216,000 | $600,000 | $100,000 | $370,000 |
| Application Approved But Not Accepted | 7 | $1,172,000 | $167,000 | $375,000 | $149,000 | $264,000 |
| File Closed For Incompleteness | 5 | $507,000 | $101,000 | $173,000 | $46,000 | $73,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 33 | $7,617,000 | $230,000 | $486,000 | $107,000 | $370,000 |
| Credit History | 6 | $1,070,000 | $178,000 | $323,000 | $63,000 | $138,000 |
| Debt-To-Income Ratio | 6 | $1,103,000 | $183,000 | $276,000 | $65,000 | $175,000 |
| Employment History | 2 | $850,000 | $425,000 | $600,000 | $250,000 | $306,000 |
| Credit Application Incomplete | 2 | $229,000 | $114,000 | $151,000 | $88,000 | $146,000 |
| Unverifiable Information | 1 | $62,000 | $62,000 | $62,000 | $60,000 | $60,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Proficio Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Proficio Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Utah, download the full spreadsheet
with aggregated HMDA statistics today.