Proficio Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Proficio Bank 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Proficio Bank 6985 Union Park Center, Suite 150 Cottonwood Heights, UT 84047 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 901 |
| Total Mortgage Loan Application Amount | $178,866,000 |
| Average Mortgage Loan Application Amount | $149,333 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $29,000 |
| Highest Applicant Income | $1,171,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Proficio Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Proficio Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Proficio Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Proficio Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Proficio Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Proficio Bank's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 25 | $ 7,219,000 | $ 288,000 | $ 21,000 |
| Hillsborough County Florida | 14 | $ 2,558,000 | $ 182,000 | $ 70,000 |
| Palm Beach County Florida | 14 | $ 3,937,000 | $ 281,000 | $ 57,000 |
| Orange County Florida | 12 | $ 2,571,000 | $ 214,000 | $ 183,000 |
| Clark County Nevada | 12 | $ 2,264,000 | $ 188,000 | $ 13,000 |
| Prince George's County Maryland | 11 | $ 2,498,000 | $ 227,000 | $ 55,000 |
| Suffolk County New York | 11 | $ 2,933,000 | $ 266,000 | $ 41,000 |
| Harris County Texas | 11 | $ 1,459,000 | $ 132,000 | $ 93,000 |
| San Diego County California | 10 | $ 3,419,000 | $ 341,000 | $ 48,000 |
| Maricopa County Arizona | 9 | $ 1,882,000 | $ 209,000 | $ 0 |
| San Bernardino County California | 9 | $ 2,055,000 | $ 228,000 | $ 35,000 |
| Broward County Florida | 9 | $ 2,125,000 | $ 236,000 | $ 74,000 |
| Riverside County California | 8 | $ 1,653,000 | $ 206,000 | $ 28,000 |
| District of Columbia County District Of Columbia | 7 | $ 2,103,000 | $ 300,000 | $ 20,000 |
| Miami-Dade County Florida | 7 | $ 679,000 | $ 97,000 | $ 14,000 |
| Volusia County Florida | 7 | $ 1,065,000 | $ 152,000 | $ 38,000 |
| Philadelphia County Pennsylvania | 7 | $ 835,000 | $ 119,000 | $ 12,000 |
| Sacramento County California | 6 | $ 1,747,000 | $ 291,000 | $ 58,000 |
| Pinellas County Florida | 6 | $ 1,569,000 | $ 261,000 | $ 69,000 |
| Montgomery County Maryland | 6 | $ 1,587,000 | $ 264,000 | $ 51,000 |
| Union County North Carolina | 6 | $ 2,192,000 | $ 365,000 | $ 18,000 |
| Cuyahoga County Ohio | 6 | $ 797,000 | $ 132,000 | $ 28,000 |
| Sevier County Tennessee | 6 | $ 874,000 | $ 145,000 | $ 50,000 |
| Fairfax County Virginia | 6 | $ 1,736,000 | $ 289,000 | $ 70,000 |
| Fresno County California | 5 | $ 914,000 | $ 182,000 | $ 14,000 |
| Kootenai County Idaho | 5 | $ 998,000 | $ 199,000 | $ 43,000 |
| Cook County Illinois | 5 | $ 933,000 | $ 186,000 | $ 75,000 |
| Anne Arundel County Maryland | 5 | $ 935,000 | $ 187,000 | $ 72,000 |
| Middlesex County Massachusetts | 5 | $ 2,188,000 | $ 437,000 | $ 61,000 |
| Dallas County Texas | 5 | $ 561,000 | $ 112,000 | $ 30,000 |
| Alameda County California | 4 | $ 1,834,000 | $ 458,000 | $ 119,000 |
| Sonoma County California | 4 | $ 1,060,000 | $ 265,000 | $ 50,000 |
| Douglas County Colorado | 4 | $ 1,028,000 | $ 257,000 | $ 23,000 |
| Jefferson County Colorado | 4 | $ 680,000 | $ 170,000 | $ 0 |
| New Haven County Connecticut | 4 | $ 956,000 | $ 239,000 | $ 77,000 |
| Duval County Florida | 4 | $ 651,000 | $ 162,000 | $ 15,000 |
| Monroe County Florida | 4 | $ 1,435,000 | $ 358,000 | $ 98,000 |
| Sarasota County Florida | 4 | $ 953,000 | $ 238,000 | $ 10,000 |
| Chatham County Georgia | 4 | $ 923,000 | $ 230,000 | $ 11,000 |
| Fulton County Georgia | 4 | $ 655,000 | $ 163,000 | $ 34,000 |
| Hennepin County Minnesota | 4 | $ 937,000 | $ 234,000 | $ 95,000 |
| Jefferson County Missouri | 4 | $ 703,000 | $ 175,000 | $ 23,000 |
| Kings County New York | 4 | $ 1,601,000 | $ 400,000 | $ 91,000 |
| Orange County New York | 4 | $ 1,135,000 | $ 283,000 | $ 65,000 |
| Rockland County New York | 4 | $ 1,188,000 | $ 297,000 | $ 74,000 |
| Mecklenburg County North Carolina | 4 | $ 1,015,000 | $ 253,000 | $ 15,000 |
| Medina County Ohio | 4 | $ 627,000 | $ 156,000 | $ 48,000 |
| Delaware County Pennsylvania | 4 | $ 1,948,000 | $ 487,000 | $ 59,000 |
| Berkeley County South Carolina | 4 | $ 535,000 | $ 133,000 | $ 12,000 |
| Bexar County Texas | 4 | $ 620,000 | $ 155,000 | $ 33,000 |
| Collin County Texas | 4 | $ 366,000 | $ 91,000 | $ 0 |
| Williamson County Texas | 4 | $ 708,000 | $ 177,000 | $ 37,000 |
| Placer County California | 3 | $ 580,000 | $ 193,000 | $ 0 |
| Solano County California | 3 | $ 820,000 | $ 273,000 | $ 66,000 |
| Ventura County California | 3 | $ 1,484,000 | $ 494,000 | $ 45,000 |
| Adams County Colorado | 3 | $ 622,000 | $ 207,000 | $ 103,000 |
| Arapahoe County Colorado | 3 | $ 494,000 | $ 164,000 | $ 39,000 |
| Denver County Colorado | 3 | $ 349,000 | $ 116,000 | $ 0 |
| Hartford County Connecticut | 3 | $ 463,000 | $ 154,000 | $ 34,000 |
| Brevard County Florida | 3 | $ 339,000 | $ 113,000 | $ 3,000 |
| Collier County Florida | 3 | $ 864,000 | $ 288,000 | $ 30,000 |
| Manatee County Florida | 3 | $ 396,000 | $ 132,000 | $ 36,000 |
| Okaloosa County Florida | 3 | $ 496,000 | $ 165,000 | $ 126,000 |
| Glynn County Georgia | 3 | $ 467,000 | $ 155,000 | $ 84,000 |
| Jefferson County Kentucky | 3 | $ 872,000 | $ 290,000 | $ 142,000 |
| Orleans County Louisiana | 3 | $ 432,000 | $ 144,000 | $ 0 |
| Plymouth County Massachusetts | 3 | $ 951,000 | $ 317,000 | $ 0 |
| Steele County Minnesota | 3 | $ 345,000 | $ 115,000 | $ 0 |
| Rockingham County New Hampshire | 3 | $ 577,000 | $ 192,000 | $ 51,000 |
| Queens County New York | 3 | $ 433,000 | $ 144,000 | $ 38,000 |
| Richmond County New York | 3 | $ 841,000 | $ 280,000 | $ 35,000 |
| Ulster County New York | 3 | $ 522,000 | $ 174,000 | $ 28,000 |
| Cumberland County North Carolina | 3 | $ 641,000 | $ 213,000 | $ 152,000 |
| Wake County North Carolina | 3 | $ 679,000 | $ 226,000 | $ 37,000 |
| Franklin County Ohio | 3 | $ 238,000 | $ 79,000 | $ 27,000 |
| Charleston County South Carolina | 3 | $ 619,000 | $ 206,000 | $ 0 |
| Richland County South Carolina | 3 | $ 938,000 | $ 312,000 | $ 143,000 |
| Davidson County Tennessee | 3 | $ 611,000 | $ 203,000 | $ 115,000 |
| Denton County Texas | 3 | $ 521,000 | $ 173,000 | $ 0 |
| El Paso County Texas | 3 | $ 493,000 | $ 164,000 | $ 40,000 |
| Tarrant County Texas | 3 | $ 496,000 | $ 165,000 | $ 33,000 |
| Chesterfield County Virginia | 3 | $ 717,000 | $ 239,000 | $ 78,000 |
| Fauquier County Virginia | 3 | $ 874,000 | $ 291,000 | $ 121,000 |
| Prince William County Virginia | 3 | $ 579,000 | $ 193,000 | $ 24,000 |
| King County Washington | 3 | $ 1,000,000 | $ 333,000 | $ 74,000 |
| Milwaukee County Wisconsin | 3 | $ 410,000 | $ 136,000 | $ 40,000 |
| Jefferson County Alabama | 2 | $ 102,000 | $ 51,000 | $ 0 |
| Anchorage County Alaska | 2 | $ 1,256,000 | $ 628,000 | $ 235,000 |
| Mohave County Arizona | 2 | $ 199,000 | $ 99,000 | $ 0 |
| Pinal County Arizona | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Yavapai County Arizona | 2 | $ 344,000 | $ 172,000 | $ 0 |
| Benton County Arkansas | 2 | $ 299,000 | $ 149,000 | $ 56,000 |
| Craighead County Arkansas | 2 | $ 273,000 | $ 136,000 | $ 14,000 |
| Contra Costa County California | 2 | $ 528,000 | $ 264,000 | $ 46,000 |
| Orange County California | 2 | $ 545,000 | $ 272,000 | $ 39,000 |
| San Joaquin County California | 2 | $ 331,000 | $ 165,000 | $ 0 |
| San Mateo County California | 2 | $ 781,000 | $ 390,000 | $ 0 |
| Santa Clara County California | 2 | $ 874,000 | $ 437,000 | $ 0 |
| Shasta County California | 2 | $ 558,000 | $ 279,000 | $ 41,000 |
| El Paso County Colorado | 2 | $ 483,000 | $ 241,000 | $ 29,000 |
| Grand County Colorado | 2 | $ 726,000 | $ 363,000 | $ 85,000 |
| Logan County Colorado | 2 | $ 162,000 | $ 81,000 | $ 0 |
| Kent County Delaware | 2 | $ 297,000 | $ 148,000 | $ 24,000 |
| New Castle County Delaware | 2 | $ 502,000 | $ 251,000 | $ 43,000 |
| Charlotte County Florida | 2 | $ 380,000 | $ 190,000 | $ 0 |
| Escambia County Florida | 2 | $ 252,000 | $ 126,000 | $ 18,000 |
| Hernando County Florida | 2 | $ 385,000 | $ 192,000 | $ 111,000 |
| Leon County Florida | 2 | $ 326,000 | $ 163,000 | $ 63,000 |
| Osceola County Florida | 2 | $ 365,000 | $ 182,000 | $ 75,000 |
| Pasco County Florida | 2 | $ 275,000 | $ 137,000 | $ 35,000 |
| Polk County Florida | 2 | $ 114,000 | $ 57,000 | $ 0 |
| Bibb County Georgia | 2 | $ 327,000 | $ 163,000 | $ 0 |
| Camden County Georgia | 2 | $ 447,000 | $ 223,000 | $ 83,000 |
| Cobb County Georgia | 2 | $ 435,000 | $ 217,000 | $ 25,000 |
| DeKalb County Georgia | 2 | $ 353,000 | $ 176,000 | $ 0 |
| Douglas County Georgia | 2 | $ 274,000 | $ 137,000 | $ 52,000 |
| Fayette County Georgia | 2 | $ 453,000 | $ 226,000 | $ 28,000 |
| Gooding County Idaho | 2 | $ 144,000 | $ 72,000 | $ 0 |
| Madison County Illinois | 2 | $ 251,000 | $ 125,000 | $ 31,000 |
| McHenry County Illinois | 2 | $ 346,000 | $ 173,000 | $ 114,000 |
| Johnson County Kansas | 2 | $ 506,000 | $ 253,000 | $ 119,000 |
| Sedgwick County Kansas | 2 | $ 293,000 | $ 146,000 | $ 37,000 |
| Garrard County Kentucky | 2 | $ 297,000 | $ 148,000 | $ 0 |
| Kenton County Kentucky | 2 | $ 350,000 | $ 175,000 | $ 21,000 |
| Baltimore County Maryland | 2 | $ 369,000 | $ 184,000 | $ 67,000 |
| Baltimore City County Maryland | 2 | $ 161,000 | $ 80,000 | $ 18,000 |
| Cecil County Maryland | 2 | $ 605,000 | $ 302,000 | $ 83,000 |
| Howard County Maryland | 2 | $ 672,000 | $ 336,000 | $ 84,000 |
| Essex County Massachusetts | 2 | $ 532,000 | $ 266,000 | $ 33,000 |
| Jackson County Michigan | 2 | $ 402,000 | $ 201,000 | $ 32,000 |
| Oakland County Michigan | 2 | $ 367,000 | $ 183,000 | $ 79,000 |
| Washtenaw County Michigan | 2 | $ 579,000 | $ 289,000 | $ 29,000 |
| Anoka County Minnesota | 2 | $ 436,000 | $ 218,000 | $ 60,000 |
| Ramsey County Minnesota | 2 | $ 329,000 | $ 164,000 | $ 0 |
| Franklin County Missouri | 2 | $ 124,000 | $ 62,000 | $ 0 |
| St. Charles County Missouri | 2 | $ 266,000 | $ 133,000 | $ 0 |
| St. Louis County Missouri | 2 | $ 424,000 | $ 212,000 | $ 80,000 |
| Stoddard County Missouri | 2 | $ 399,000 | $ 199,000 | $ 102,000 |
| Flathead County Montana | 2 | $ 704,000 | $ 352,000 | $ 0 |
| Washoe County Nevada | 2 | $ 428,000 | $ 214,000 | $ 0 |
| Burlington County New Jersey | 2 | $ 565,000 | $ 282,000 | $ 150,000 |
| Ocean County New Jersey | 2 | $ 543,000 | $ 271,000 | $ 56,000 |
| Nassau County New York | 2 | $ 684,000 | $ 342,000 | $ 64,000 |
| New York County New York | 2 | $ 632,000 | $ 316,000 | $ 131,000 |
| Onondaga County New York | 2 | $ 425,000 | $ 212,000 | $ 54,000 |
| Westchester County New York | 2 | $ 612,000 | $ 306,000 | $ 34,000 |
| Brunswick County North Carolina | 2 | $ 466,000 | $ 233,000 | $ 71,000 |
| Buncombe County North Carolina | 2 | $ 285,000 | $ 142,000 | $ 19,000 |
| Forsyth County North Carolina | 2 | $ 175,000 | $ 87,000 | $ 127,000 |
| Guilford County North Carolina | 2 | $ 489,000 | $ 244,000 | $ 34,000 |
| Lee County North Carolina | 2 | $ 257,000 | $ 128,000 | $ 54,000 |
| Lenoir County North Carolina | 2 | $ 323,000 | $ 161,000 | $ 52,000 |
| New Hanover County North Carolina | 2 | $ 684,000 | $ 342,000 | $ 93,000 |
| Rockingham County North Carolina | 2 | $ 172,000 | $ 86,000 | $ 0 |
| Wayne County North Carolina | 2 | $ 265,000 | $ 132,000 | $ 31,000 |
| Lorain County Ohio | 2 | $ 381,000 | $ 190,000 | $ 39,000 |
| Stark County Ohio | 2 | $ 113,000 | $ 56,000 | $ 0 |
| Summit County Ohio | 2 | $ 358,000 | $ 179,000 | $ 104,000 |
| Trumbull County Ohio | 2 | $ 81,000 | $ 40,000 | $ 0 |
| Marshall County Oklahoma | 2 | $ 182,000 | $ 91,000 | $ 0 |
| Allegheny County Pennsylvania | 2 | $ 132,000 | $ 66,000 | $ 47,000 |
| Luzerne County Pennsylvania | 2 | $ 253,000 | $ 126,000 | $ 8,000 |
| Orangeburg County South Carolina | 2 | $ 145,000 | $ 72,000 | $ 0 |
| Spartanburg County South Carolina | 2 | $ 298,000 | $ 149,000 | $ 103,000 |
| Coryell County Texas | 2 | $ 619,000 | $ 309,000 | $ 73,000 |
| Fort Bend County Texas | 2 | $ 281,000 | $ 140,000 | $ 117,000 |
| Gregg County Texas | 2 | $ 335,000 | $ 167,000 | $ 0 |
| McLennan County Texas | 2 | $ 161,000 | $ 80,000 | $ 0 |
| Polk County Texas | 2 | $ 348,000 | $ 174,000 | $ 0 |
| Rockwall County Texas | 2 | $ 507,000 | $ 253,000 | $ 30,000 |
| Henrico County Virginia | 2 | $ 400,000 | $ 200,000 | $ 48,000 |
| Loudoun County Virginia | 2 | $ 860,000 | $ 430,000 | $ 141,000 |
| Northumberland County Virginia | 2 | $ 532,000 | $ 266,000 | $ 30,000 |
| Spotsylvania County Virginia | 2 | $ 546,000 | $ 273,000 | $ 82,000 |
| Marion County West Virginia | 2 | $ 230,000 | $ 115,000 | $ 0 |
| Autauga County Alabama | 1 | $ 56,000 | $ 56,000 | $ 46,000 |
| Baldwin County Alabama | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Clay County Alabama | 1 | $ 32,000 | $ 32,000 | $ 0 |
| Cullman County Alabama | 1 | $ 78,000 | $ 78,000 | $ 0 |
| DeKalb County Alabama | 1 | $ 79,000 | $ 79,000 | $ 0 |
| Madison County Alabama | 1 | $ 102,000 | $ 102,000 | $ 68,000 |
| Mobile County Alabama | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Montgomery County Alabama | 1 | $ 67,000 | $ 67,000 | $ 60,000 |
| Coconino County Arizona | 1 | $ 313,000 | $ 313,000 | $ 0 |
| Navajo County Arizona | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Pima County Arizona | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Miller County Arkansas | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Amador County California | 1 | $ 155,000 | $ 155,000 | $ 53,000 |
| Butte County California | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Imperial County California | 1 | $ 178,000 | $ 178,000 | $ 47,000 |
| Kern County California | 1 | $ 177,000 | $ 177,000 | $ 0 |
| Mendocino County California | 1 | $ 217,000 | $ 217,000 | $ 40,000 |
| Merced County California | 1 | $ 167,000 | $ 167,000 | $ 25,000 |
| Mono County California | 1 | $ 215,000 | $ 215,000 | $ 183,000 |
| Monterey County California | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Nevada County California | 1 | $ 300,000 | $ 300,000 | $ 0 |
| San Francisco County California | 1 | $ 371,000 | $ 371,000 | $ 0 |
| Santa Barbara County California | 1 | $ 458,000 | $ 458,000 | $ 0 |
| Santa Cruz County California | 1 | $ 211,000 | $ 211,000 | $ 71,000 |
| Tulare County California | 1 | $ 139,000 | $ 139,000 | $ 59,000 |
| Tuolumne County California | 1 | $ 215,000 | $ 215,000 | $ 45,000 |
| Yuba County California | 1 | $ 222,000 | $ 222,000 | $ 82,000 |
| Archuleta County Colorado | 1 | $ 230,000 | $ 230,000 | $ 116,000 |
| Boulder County Colorado | 1 | $ 167,000 | $ 167,000 | $ 40,000 |
| Broomfield County Colorado | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Chaffee County Colorado | 1 | $ 169,000 | $ 169,000 | $ 82,000 |
| Elbert County Colorado | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Fremont County Colorado | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Gunnison County Colorado | 1 | $ 317,000 | $ 317,000 | $ 0 |
| Las Animas County Colorado | 1 | $ 323,000 | $ 323,000 | $ 120,000 |
| Mesa County Colorado | 1 | $ 261,000 | $ 261,000 | $ 88,000 |
| Montrose County Colorado | 1 | $ 336,000 | $ 336,000 | $ 95,000 |
| Routt County Colorado | 1 | $ 136,000 | $ 136,000 | $ 73,000 |
| Litchfield County Connecticut | 1 | $ 128,000 | $ 128,000 | $ 60,000 |
| Bay County Florida | 1 | $ 231,000 | $ 231,000 | $ 0 |
| Citrus County Florida | 1 | $ 331,000 | $ 331,000 | $ 0 |
| Flagler County Florida | 1 | $ 229,000 | $ 229,000 | $ 0 |
| Gadsden County Florida | 1 | $ 222,000 | $ 222,000 | $ 161,000 |
| Highlands County Florida | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Indian River County Florida | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Lake County Florida | 1 | $ 309,000 | $ 309,000 | $ 132,000 |
| Lee County Florida | 1 | $ 288,000 | $ 288,000 | $ 0 |
| Madison County Florida | 1 | $ 66,000 | $ 66,000 | $ 0 |
| Martin County Florida | 1 | $ 284,000 | $ 284,000 | $ 71,000 |
| Nassau County Florida | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Okeechobee County Florida | 1 | $ 42,000 | $ 42,000 | $ 0 |
| Putnam County Florida | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Seminole County Florida | 1 | $ 206,000 | $ 206,000 | $ 0 |
| Sumter County Florida | 1 | $ 377,000 | $ 377,000 | $ 0 |
| Taylor County Florida | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Bartow County Georgia | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Bryan County Georgia | 1 | $ 215,000 | $ 215,000 | $ 64,000 |
| Butts County Georgia | 1 | $ 140,000 | $ 140,000 | $ 49,000 |
| Clayton County Georgia | 1 | $ 136,000 | $ 136,000 | $ 48,000 |
| Dawson County Georgia | 1 | $ 413,000 | $ 413,000 | $ 0 |
| Decatur County Georgia | 1 | $ 209,000 | $ 209,000 | $ 0 |
| Floyd County Georgia | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Gordon County Georgia | 1 | $ 210,000 | $ 210,000 | $ 49,000 |
| Gwinnett County Georgia | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Jones County Georgia | 1 | $ 48,000 | $ 48,000 | $ 0 |
| Rockdale County Georgia | 1 | $ 216,000 | $ 216,000 | $ 96,000 |
| Walker County Georgia | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Ada County Idaho | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Oneida County Idaho | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Champaign County Illinois | 1 | $ 79,000 | $ 79,000 | $ 26,000 |
| DuPage County Illinois | 1 | $ 168,000 | $ 168,000 | $ 36,000 |
| Franklin County Illinois | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Henry County Illinois | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Kankakee County Illinois | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Will County Illinois | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Allen County Indiana | 1 | $ 73,000 | $ 73,000 | $ 0 |
| Hamilton County Indiana | 1 | $ 229,000 | $ 229,000 | $ 104,000 |
| Hendricks County Indiana | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Huntington County Indiana | 1 | $ 158,000 | $ 158,000 | $ 96,000 |
| Johnson County Indiana | 1 | $ 320,000 | $ 320,000 | $ 0 |
| Lake County Indiana | 1 | $ 311,000 | $ 311,000 | $ 140,000 |
| Marion County Indiana | 1 | $ 34,000 | $ 34,000 | $ 0 |
| Owen County Indiana | 1 | $ 36,000 | $ 36,000 | $ 0 |
| Posey County Indiana | 1 | $ 57,000 | $ 57,000 | $ 0 |
| St. Joseph County Indiana | 1 | $ 42,000 | $ 42,000 | $ 0 |
| Boone County Iowa | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Iowa County Iowa | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Polk County Iowa | 1 | $ 187,000 | $ 187,000 | $ 0 |
| Union County Iowa | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Cowley County Kansas | 1 | $ 137,000 | $ 137,000 | $ 48,000 |
| Geary County Kansas | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Osage County Kansas | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Clinton County Kentucky | 1 | $ 140,000 | $ 140,000 | $ 44,000 |
| Fayette County Kentucky | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Hart County Kentucky | 1 | $ 69,000 | $ 69,000 | $ 90,000 |
| Livingston County Kentucky | 1 | $ 217,000 | $ 217,000 | $ 70,000 |
| Pike County Kentucky | 1 | $ 79,000 | $ 79,000 | $ 0 |
| Spencer County Kentucky | 1 | $ 109,000 | $ 109,000 | $ 60,000 |
| Bossier County Louisiana | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Calcasieu County Louisiana | 1 | $ 102,000 | $ 102,000 | $ 29,000 |
| East Baton Rouge County Louisiana | 1 | $ 211,000 | $ 211,000 | $ 103,000 |
| St. John the Baptist County Louisiana | 1 | $ 61,000 | $ 61,000 | $ 0 |
| St. Tammany County Louisiana | 1 | $ 173,000 | $ 173,000 | $ 31,000 |
| Washington County Louisiana | 1 | $ 69,000 | $ 69,000 | $ 0 |
| Carroll County Maryland | 1 | $ 135,000 | $ 135,000 | $ 90,000 |
| Frederick County Maryland | 1 | $ 415,000 | $ 415,000 | $ 158,000 |
| Harford County Maryland | 1 | $ 330,000 | $ 330,000 | $ 131,000 |
| Washington County Maryland | 1 | $ 142,000 | $ 142,000 | $ 31,000 |
| Berkshire County Massachusetts | 1 | $ 329,000 | $ 329,000 | $ 65,000 |
| Bristol County Massachusetts | 1 | $ 409,000 | $ 409,000 | $ 140,000 |
| Hampden County Massachusetts | 1 | $ 215,000 | $ 215,000 | $ 92,000 |
| Suffolk County Massachusetts | 1 | $ 241,000 | $ 241,000 | $ 109,000 |
| Allegan County Michigan | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Berrien County Michigan | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Cheboygan County Michigan | 1 | $ 196,000 | $ 196,000 | $ 0 |
| Genesee County Michigan | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Kalamazoo County Michigan | 1 | $ 47,000 | $ 47,000 | $ 0 |
| Saginaw County Michigan | 1 | $ 79,000 | $ 79,000 | $ 0 |
| St. Clair County Michigan | 1 | $ 224,000 | $ 224,000 | $ 0 |
| Benton County Minnesota | 1 | $ 232,000 | $ 232,000 | $ 75,000 |
| Chisago County Minnesota | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Clay County Minnesota | 1 | $ 174,000 | $ 174,000 | $ 45,000 |
| Dodge County Minnesota | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Douglas County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Kandiyohi County Minnesota | 1 | $ 246,000 | $ 246,000 | $ 111,000 |
| Olmsted County Minnesota | 1 | $ 168,000 | $ 168,000 | $ 89,000 |
| Todd County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 66,000 |
| Washington County Minnesota | 1 | $ 217,000 | $ 217,000 | $ 103,000 |
| Wright County Minnesota | 1 | $ 224,000 | $ 224,000 | $ 0 |
| Copiah County Mississippi | 1 | $ 86,000 | $ 86,000 | $ 25,000 |
| Hinds County Mississippi | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Jones County Mississippi | 1 | $ 130,000 | $ 130,000 | $ 62,000 |
| Lee County Mississippi | 1 | $ 156,000 | $ 156,000 | $ 57,000 |
| Benton County Missouri | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Callaway County Missouri | 1 | $ 102,000 | $ 102,000 | $ 29,000 |
| Greene County Missouri | 1 | $ 199,000 | $ 199,000 | $ 0 |
| Miller County Missouri | 1 | $ 217,000 | $ 217,000 | $ 0 |
| Pike County Missouri | 1 | $ 57,000 | $ 57,000 | $ 0 |
| St. Louis City County Missouri | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Taney County Missouri | 1 | $ 348,000 | $ 348,000 | $ 0 |
| Cascade County Montana | 1 | $ 61,000 | $ 61,000 | $ 0 |
| Jefferson County Montana | 1 | $ 250,000 | $ 250,000 | $ 75,000 |
| Musselshell County Montana | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Adams County Nebraska | 1 | $ 60,000 | $ 60,000 | $ 30,000 |
| Douglas County Nebraska | 1 | $ 61,000 | $ 61,000 | $ 0 |
| York County Nebraska | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Carroll County New Hampshire | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Hillsborough County New Hampshire | 1 | $ 207,000 | $ 207,000 | $ 0 |
| Atlantic County New Jersey | 1 | $ 98,000 | $ 98,000 | $ 29,000 |
| Essex County New Jersey | 1 | $ 216,000 | $ 216,000 | $ 90,000 |
| Gloucester County New Jersey | 1 | $ 100,000 | $ 100,000 | $ 67,000 |
| Monmouth County New Jersey | 1 | $ 188,000 | $ 188,000 | $ 89,000 |
| Morris County New Jersey | 1 | $ 210,000 | $ 210,000 | $ 0 |
| Passaic County New Jersey | 1 | $ 290,000 | $ 290,000 | $ 81,000 |
| Somerset County New Jersey | 1 | $ 287,000 | $ 287,000 | $ 207,000 |
| San Miguel County New Mexico | 1 | $ 198,000 | $ 198,000 | $ 71,000 |
| Taos County New Mexico | 1 | $ 138,000 | $ 138,000 | $ 40,000 |
| Valencia County New Mexico | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Broome County New York | 1 | $ 183,000 | $ 183,000 | $ 110,000 |
| Chautauqua County New York | 1 | $ 118,000 | $ 118,000 | $ 45,000 |
| Delaware County New York | 1 | $ 181,000 | $ 181,000 | $ 169,000 |
| Dutchess County New York | 1 | $ 230,000 | $ 230,000 | $ 0 |
| Erie County New York | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Herkimer County New York | 1 | $ 951,000 | $ 951,000 | $ 233,000 |
| Oneida County New York | 1 | $ 212,000 | $ 212,000 | $ 141,000 |
| Oswego County New York | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Putnam County New York | 1 | $ 261,000 | $ 261,000 | $ 144,000 |
| Rensselaer County New York | 1 | $ 140,000 | $ 140,000 | $ 28,000 |
| Wayne County New York | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Avery County North Carolina | 1 | $ 331,000 | $ 331,000 | $ 187,000 |
| Cabarrus County North Carolina | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Catawba County North Carolina | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Cherokee County North Carolina | 1 | $ 48,000 | $ 48,000 | $ 0 |
| Davidson County North Carolina | 1 | $ 220,000 | $ 220,000 | $ 55,000 |
| Durham County North Carolina | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Johnston County North Carolina | 1 | $ 113,000 | $ 113,000 | $ 51,000 |
| Lincoln County North Carolina | 1 | $ 241,000 | $ 241,000 | $ 0 |
| Nash County North Carolina | 1 | $ 42,000 | $ 42,000 | $ 0 |
| Randolph County North Carolina | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Transylvania County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Wilson County North Carolina | 1 | $ 67,000 | $ 67,000 | $ 0 |
| Allen County Ohio | 1 | $ 89,000 | $ 89,000 | $ 30,000 |
| Ashtabula County Ohio | 1 | $ 19,000 | $ 19,000 | $ 0 |
| Athens County Ohio | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Belmont County Ohio | 1 | $ 56,000 | $ 56,000 | $ 18,000 |
| Gallia County Ohio | 1 | $ 66,000 | $ 66,000 | $ 0 |
| Geauga County Ohio | 1 | $ 96,000 | $ 96,000 | $ 70,000 |
| Hamilton County Ohio | 1 | $ 103,000 | $ 103,000 | $ 56,000 |
| Highland County Ohio | 1 | $ 69,000 | $ 69,000 | $ 0 |
| Knox County Ohio | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Licking County Ohio | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Mahoning County Ohio | 1 | $ 67,000 | $ 67,000 | $ 42,000 |
| Ottawa County Ohio | 1 | $ 150,000 | $ 150,000 | $ 44,000 |
| Portage County Ohio | 1 | $ 194,000 | $ 194,000 | $ 77,000 |
| Richland County Ohio | 1 | $ 73,000 | $ 73,000 | $ 0 |
| Canadian County Oklahoma | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Choctaw County Oklahoma | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Cleveland County Oklahoma | 1 | $ 127,000 | $ 127,000 | $ 73,000 |
| Oklahoma County Oklahoma | 1 | $ 73,000 | $ 73,000 | $ 86,000 |
| Deschutes County Oregon | 1 | $ 348,000 | $ 348,000 | $ 0 |
| Umatilla County Oregon | 1 | $ 51,000 | $ 51,000 | $ 0 |
| Beaver County Pennsylvania | 1 | $ 164,000 | $ 164,000 | $ 58,000 |
| Cambria County Pennsylvania | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Chester County Pennsylvania | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Dauphin County Pennsylvania | 1 | $ 73,000 | $ 73,000 | $ 0 |
| Erie County Pennsylvania | 1 | $ 41,000 | $ 41,000 | $ 0 |
| Huntingdon County Pennsylvania | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Lehigh County Pennsylvania | 1 | $ 184,000 | $ 184,000 | $ 50,000 |
| Montgomery County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 53,000 |
| Northampton County Pennsylvania | 1 | $ 224,000 | $ 224,000 | $ 0 |
| Northumberland County Pennsylvania | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Tioga County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 48,000 |
| York County Pennsylvania | 1 | $ 239,000 | $ 239,000 | $ 145,000 |
| Beaufort County South Carolina | 1 | $ 312,000 | $ 312,000 | $ 155,000 |
| Calhoun County South Carolina | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Chester County South Carolina | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Dorchester County South Carolina | 1 | $ 197,000 | $ 197,000 | $ 196,000 |
| Horry County South Carolina | 1 | $ 174,000 | $ 174,000 | $ 70,000 |
| Jasper County South Carolina | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Lexington County South Carolina | 1 | $ 157,000 | $ 157,000 | $ 87,000 |
| Saluda County South Carolina | 1 | $ 182,000 | $ 182,000 | $ 54,000 |
| Anderson County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Carroll County Tennessee | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Madison County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 13,000 |
| Montgomery County Tennessee | 1 | $ 162,000 | $ 162,000 | $ 98,000 |
| Shelby County Tennessee | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Van Buren County Tennessee | 1 | $ 53,000 | $ 53,000 | $ 0 |
| Washington County Tennessee | 1 | $ 174,000 | $ 174,000 | $ 28,000 |
| Angelina County Texas | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Aransas County Texas | 1 | $ 229,000 | $ 229,000 | $ 0 |
| Bastrop County Texas | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Bowie County Texas | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Brown County Texas | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Caldwell County Texas | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Cameron County Texas | 1 | $ 53,000 | $ 53,000 | $ 0 |
| Galveston County Texas | 1 | $ 197,000 | $ 197,000 | $ 0 |
| Grayson County Texas | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Hays County Texas | 1 | $ 101,000 | $ 101,000 | $ 0 |
| Johnson County Texas | 1 | $ 178,000 | $ 178,000 | $ 0 |
| Lubbock County Texas | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Midland County Texas | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Montgomery County Texas | 1 | $ 68,000 | $ 68,000 | $ 27,000 |
| Navarro County Texas | 1 | $ 134,000 | $ 134,000 | $ 40,000 |
| Palo Pinto County Texas | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Parker County Texas | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Smith County Texas | 1 | $ 61,000 | $ 61,000 | $ 0 |
| Travis County Texas | 1 | $ 190,000 | $ 190,000 | $ 40,000 |
| Wichita County Texas | 1 | $ 51,000 | $ 51,000 | $ 0 |
| Cache County Utah | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Davis County Utah | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Salt Lake County Utah | 1 | $ 69,000 | $ 69,000 | $ 0 |
| Tooele County Utah | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Utah County Utah | 1 | $ 217,000 | $ 217,000 | $ 0 |
| Franklin County Vermont | 1 | $ 121,000 | $ 121,000 | $ 0 |
| Lamoille County Vermont | 1 | $ 212,000 | $ 212,000 | $ 145,000 |
| Appomattox County Virginia | 1 | $ 240,000 | $ 240,000 | $ 95,000 |
| Chesapeake County Virginia | 1 | $ 149,000 | $ 149,000 | $ 16,000 |
| Frederick County Virginia | 1 | $ 400,000 | $ 400,000 | $ 220,000 |
| Goochland County Virginia | 1 | $ 151,000 | $ 151,000 | $ 68,000 |
| Hanover County Virginia | 1 | $ 276,000 | $ 276,000 | $ 34,000 |
| James City County Virginia | 1 | $ 151,000 | $ 151,000 | $ 0 |
| King William County Virginia | 1 | $ 105,000 | $ 105,000 | $ 67,000 |
| Louisa County Virginia | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Manassas County Virginia | 1 | $ 238,000 | $ 238,000 | $ 53,000 |
| Orange County Virginia | 1 | $ 174,000 | $ 174,000 | $ 0 |
| Powhatan County Virginia | 1 | $ 197,000 | $ 197,000 | $ 78,000 |
| Richmond City County Virginia | 1 | $ 278,000 | $ 278,000 | $ 0 |
| Roanoke County Virginia | 1 | $ 122,000 | $ 122,000 | $ 108,000 |
| Shenandoah County Virginia | 1 | $ 238,000 | $ 238,000 | $ 45,000 |
| Franklin County Washington | 1 | $ 189,000 | $ 189,000 | $ 0 |
| Kittitas County Washington | 1 | $ 237,000 | $ 237,000 | $ 0 |
| Snohomish County Washington | 1 | $ 241,000 | $ 241,000 | $ 0 |
| Thurston County Washington | 1 | $ 141,000 | $ 141,000 | $ 98,000 |
| Barbour County West Virginia | 1 | $ 31,000 | $ 31,000 | $ 0 |
| Mingo County West Virginia | 1 | $ 41,000 | $ 41,000 | $ 0 |
| Racine County Wisconsin | 1 | $ 265,000 | $ 265,000 | $ 87,000 |
| Shawano County Wisconsin | 1 | $ 208,000 | $ 208,000 | $ 39,000 |
| Vilas County Wisconsin | 1 | $ 103,000 | $ 103,000 | $ 55,000 |
Mortgage Loan Application Detail Totals for Proficio Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 843 | $168,277,000 | $199,000 | $1,000,000 | $43,000 | $1,171,000 |
| Home Purchase | 57 | $10,524,000 | $184,000 | $536,000 | $44,000 | $221,000 |
| Home Improvement | 1 | $65,000 | $65,000 | $65,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 553 | $108,996,000 | $197,000 | $1,000,000 | $43,000 | $1,171,000 |
| Not Provided | 174 | $36,704,000 | $210,000 | $563,000 | $44,000 | $359,000 |
| Black or African American | 103 | $16,639,000 | $161,000 | $464,000 | $29,000 | $155,000 |
| Hispanic | 45 | $9,186,000 | $204,000 | $536,000 | $50,000 | $300,000 |
| Asian | 21 | $5,840,000 | $278,000 | $536,000 | $74,000 | $200,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $1,063,000 | $354,000 | $462,000 | $91,000 | $135,000 |
| American Indian or Alaskan Native | 2 | $438,000 | $219,000 | $405,000 | $49,000 | $98,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 399 | $63,703,000 | $159,000 | $536,000 | $7,000 | $240,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 334 | $76,017,000 | $227,000 | $1,000,000 | $74,000 | $612,000 |
| VA-guaranteed (Veterans Administration) | 163 | $38,593,000 | $236,000 | $563,000 | $67,000 | $1,171,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $553,000 | $110,000 | $163,000 | $36,000 | $51,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| File Closed For Incompleteness | 314 | $69,584,000 | $221,000 | $1,000,000 | $51,000 | $350,000 |
| Application Denied By Financial Institution | 275 | $56,402,000 | $205,000 | $951,000 | $58,000 | $1,171,000 |
| Loan Originated | 181 | $31,356,000 | $173,000 | $536,000 | $34,000 | $612,000 |
| Application Withdrawn By Applicant | 116 | $19,498,000 | $168,000 | $450,000 | $2,000 | $96,000 |
| Application Approved But Not Accepted | 15 | $2,026,000 | $135,000 | $320,000 | $17,000 | $175,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 146 | $30,720,000 | $210,000 | $603,000 | $68,000 | $280,000 |
| Credit History | 62 | $12,332,000 | $198,000 | $800,000 | $37,000 | $169,000 |
| Debt-To-Income Ratio | 13 | $3,802,000 | $292,000 | $951,000 | $163,000 | $1,171,000 |
| Collateral | 11 | $2,369,000 | $215,000 | $364,000 | $80,000 | $155,000 |
| Other | 4 | $630,000 | $157,000 | $275,000 | $39,000 | $66,000 |
| Unverifiable Information | 4 | $854,000 | $213,000 | $308,000 | $62,000 | $116,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $170,000 | $170,000 | $170,000 | $81,000 | $81,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Proficio Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Proficio Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Utah, download the full spreadsheet
with aggregated HMDA statistics today.