Proficio Bank Mortgage Lending & HMDA Data, 2015
In 2015, Proficio Bank of Cottonwood Heights, UT reported 901 mortgage applications totaling $178.9 million, down 95% from 2014. The average application was for $198,519, and applicants reported an average income of $43,015. 20% of its applications resulted in an originated loan and 31% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (35), New York-Jersey City-White Plains, NY-NJ (26) and Los Angeles-Long Beach-Glendale, CA (25) (applications in parentheses).
| Mortgage Company & Address | Proficio Bank 6985 Union Park Center, Suite 150 Cottonwood Heights, UT 84047 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 901 |
| Total Mortgage Loan Application Amount | $178,866,000 |
| Average Mortgage Loan Application Amount | $198,519 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $43,015 |
| Highest Applicant Income | $1,171,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Proficio Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 25 | $ 7,219,000 | $ 288,760 | $ 21,000 |
| Hillsborough, Florida | 14 | $ 2,558,000 | $ 182,714 | $ 70,000 |
| Palm Beach, Florida | 14 | $ 3,937,000 | $ 281,214 | $ 57,000 |
| Orange, Florida | 12 | $ 2,571,000 | $ 214,250 | $ 183,000 |
| Clark, Nevada | 12 | $ 2,264,000 | $ 188,666 | $ 13,000 |
| Prince George's, Maryland | 11 | $ 2,498,000 | $ 227,090 | $ 55,000 |
| Suffolk, New York | 11 | $ 2,933,000 | $ 266,636 | $ 41,000 |
| Harris, Texas | 11 | $ 1,459,000 | $ 132,636 | $ 93,000 |
| San Diego, California | 10 | $ 3,419,000 | $ 341,900 | $ 48,000 |
| Maricopa, Arizona | 9 | $ 1,882,000 | $ 209,111 | $ 0 |
| San Bernardino, California | 9 | $ 2,055,000 | $ 228,333 | $ 35,000 |
| Broward, Florida | 9 | $ 2,125,000 | $ 236,111 | $ 74,000 |
| Riverside, California | 8 | $ 1,653,000 | $ 206,625 | $ 28,000 |
| District of Columbia, District Of Columbia | 7 | $ 2,103,000 | $ 300,428 | $ 20,000 |
| Miami-Dade, Florida | 7 | $ 679,000 | $ 97,000 | $ 14,000 |
| Volusia, Florida | 7 | $ 1,065,000 | $ 152,142 | $ 38,000 |
| Philadelphia, Pennsylvania | 7 | $ 835,000 | $ 119,285 | $ 12,000 |
| Sacramento, California | 6 | $ 1,747,000 | $ 291,166 | $ 58,000 |
| Pinellas, Florida | 6 | $ 1,569,000 | $ 261,500 | $ 69,000 |
| Montgomery, Maryland | 6 | $ 1,587,000 | $ 264,500 | $ 51,000 |
| Union, North Carolina | 6 | $ 2,192,000 | $ 365,333 | $ 18,000 |
| Cuyahoga, Ohio | 6 | $ 797,000 | $ 132,833 | $ 28,000 |
| Sevier, Tennessee | 6 | $ 874,000 | $ 145,666 | $ 50,000 |
| Fairfax, Virginia | 6 | $ 1,736,000 | $ 289,333 | $ 70,000 |
| Fresno, California | 5 | $ 914,000 | $ 182,800 | $ 14,000 |
| Kootenai, Idaho | 5 | $ 998,000 | $ 199,600 | $ 43,000 |
| Cook, Illinois | 5 | $ 933,000 | $ 186,600 | $ 75,000 |
| Anne Arundel, Maryland | 5 | $ 935,000 | $ 187,000 | $ 72,000 |
| Middlesex, Massachusetts | 5 | $ 2,188,000 | $ 437,600 | $ 61,000 |
| Dallas, Texas | 5 | $ 561,000 | $ 112,200 | $ 30,000 |
| Alameda, California | 4 | $ 1,834,000 | $ 458,500 | $ 119,000 |
| Sonoma, California | 4 | $ 1,060,000 | $ 265,000 | $ 50,000 |
| Douglas, Colorado | 4 | $ 1,028,000 | $ 257,000 | $ 23,000 |
| Jefferson, Colorado | 4 | $ 680,000 | $ 170,000 | $ 0 |
| New Haven, Connecticut | 4 | $ 956,000 | $ 239,000 | $ 77,000 |
| Duval, Florida | 4 | $ 651,000 | $ 162,750 | $ 15,000 |
| Monroe, Florida | 4 | $ 1,435,000 | $ 358,750 | $ 98,000 |
| Sarasota, Florida | 4 | $ 953,000 | $ 238,250 | $ 10,000 |
| Chatham, Georgia | 4 | $ 923,000 | $ 230,750 | $ 11,000 |
| Fulton, Georgia | 4 | $ 655,000 | $ 163,750 | $ 34,000 |
| Hennepin, Minnesota | 4 | $ 937,000 | $ 234,250 | $ 95,000 |
| Jefferson, Missouri | 4 | $ 703,000 | $ 175,750 | $ 23,000 |
| Kings, New York | 4 | $ 1,601,000 | $ 400,250 | $ 91,000 |
| Orange, New York | 4 | $ 1,135,000 | $ 283,750 | $ 65,000 |
| Rockland, New York | 4 | $ 1,188,000 | $ 297,000 | $ 74,000 |
| Mecklenburg, North Carolina | 4 | $ 1,015,000 | $ 253,750 | $ 15,000 |
| Medina, Ohio | 4 | $ 627,000 | $ 156,750 | $ 48,000 |
| Delaware, Pennsylvania | 4 | $ 1,948,000 | $ 487,000 | $ 59,000 |
| Berkeley, South Carolina | 4 | $ 535,000 | $ 133,750 | $ 12,000 |
| Bexar, Texas | 4 | $ 620,000 | $ 155,000 | $ 33,000 |
| Collin, Texas | 4 | $ 366,000 | $ 91,500 | $ 0 |
| Williamson, Texas | 4 | $ 708,000 | $ 177,000 | $ 37,000 |
| Placer, California | 3 | $ 580,000 | $ 193,333 | $ 0 |
| Solano, California | 3 | $ 820,000 | $ 273,333 | $ 66,000 |
| Ventura, California | 3 | $ 1,484,000 | $ 494,666 | $ 45,000 |
| Adams, Colorado | 3 | $ 622,000 | $ 207,333 | $ 103,000 |
| Arapahoe, Colorado | 3 | $ 494,000 | $ 164,666 | $ 39,000 |
| Denver, Colorado | 3 | $ 349,000 | $ 116,333 | $ 0 |
| Hartford, Connecticut | 3 | $ 463,000 | $ 154,333 | $ 34,000 |
| Brevard, Florida | 3 | $ 339,000 | $ 113,000 | $ 3,000 |
| Collier, Florida | 3 | $ 864,000 | $ 288,000 | $ 30,000 |
| Manatee, Florida | 3 | $ 396,000 | $ 132,000 | $ 36,000 |
| Okaloosa, Florida | 3 | $ 496,000 | $ 165,333 | $ 126,000 |
| Glynn, Georgia | 3 | $ 467,000 | $ 155,666 | $ 84,000 |
| Jefferson, Kentucky | 3 | $ 872,000 | $ 290,666 | $ 142,000 |
| Orleans, Louisiana | 3 | $ 432,000 | $ 144,000 | $ 0 |
| Plymouth, Massachusetts | 3 | $ 951,000 | $ 317,000 | $ 0 |
| Steele, Minnesota | 3 | $ 345,000 | $ 115,000 | $ 0 |
| Rockingham, New Hampshire | 3 | $ 577,000 | $ 192,333 | $ 51,000 |
| Queens, New York | 3 | $ 433,000 | $ 144,333 | $ 38,000 |
| Richmond, New York | 3 | $ 841,000 | $ 280,333 | $ 35,000 |
| Ulster, New York | 3 | $ 522,000 | $ 174,000 | $ 28,000 |
| Cumberland, North Carolina | 3 | $ 641,000 | $ 213,666 | $ 152,000 |
| Wake, North Carolina | 3 | $ 679,000 | $ 226,333 | $ 37,000 |
| Franklin, Ohio | 3 | $ 238,000 | $ 79,333 | $ 27,000 |
| Charleston, South Carolina | 3 | $ 619,000 | $ 206,333 | $ 0 |
| Richland, South Carolina | 3 | $ 938,000 | $ 312,666 | $ 143,000 |
| Davidson, Tennessee | 3 | $ 611,000 | $ 203,666 | $ 115,000 |
| Denton, Texas | 3 | $ 521,000 | $ 173,666 | $ 0 |
| El Paso, Texas | 3 | $ 493,000 | $ 164,333 | $ 40,000 |
| Tarrant, Texas | 3 | $ 496,000 | $ 165,333 | $ 33,000 |
| Chesterfield, Virginia | 3 | $ 717,000 | $ 239,000 | $ 78,000 |
| Fauquier, Virginia | 3 | $ 874,000 | $ 291,333 | $ 121,000 |
| Prince William, Virginia | 3 | $ 579,000 | $ 193,000 | $ 24,000 |
| King, Washington | 3 | $ 1,000,000 | $ 333,333 | $ 74,000 |
| Milwaukee, Wisconsin | 3 | $ 410,000 | $ 136,666 | $ 40,000 |
| Jefferson, Alabama | 2 | $ 102,000 | $ 51,000 | $ 0 |
| Anchorage, Alaska | 2 | $ 1,256,000 | $ 628,000 | $ 235,000 |
| Mohave, Arizona | 2 | $ 199,000 | $ 99,500 | $ 0 |
| Pinal, Arizona | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Yavapai, Arizona | 2 | $ 344,000 | $ 172,000 | $ 0 |
| Benton, Arkansas | 2 | $ 299,000 | $ 149,500 | $ 56,000 |
| Craighead, Arkansas | 2 | $ 273,000 | $ 136,500 | $ 14,000 |
| Contra Costa, California | 2 | $ 528,000 | $ 264,000 | $ 46,000 |
| Orange, California | 2 | $ 545,000 | $ 272,500 | $ 39,000 |
| San Joaquin, California | 2 | $ 331,000 | $ 165,500 | $ 0 |
| San Mateo, California | 2 | $ 781,000 | $ 390,500 | $ 0 |
| Santa Clara, California | 2 | $ 874,000 | $ 437,000 | $ 0 |
| Shasta, California | 2 | $ 558,000 | $ 279,000 | $ 41,000 |
| El Paso, Colorado | 2 | $ 483,000 | $ 241,500 | $ 29,000 |
| Grand, Colorado | 2 | $ 726,000 | $ 363,000 | $ 85,000 |
| Logan, Colorado | 2 | $ 162,000 | $ 81,000 | $ 0 |
| Kent, Delaware | 2 | $ 297,000 | $ 148,500 | $ 24,000 |
| New Castle, Delaware | 2 | $ 502,000 | $ 251,000 | $ 43,000 |
| Charlotte, Florida | 2 | $ 380,000 | $ 190,000 | $ 0 |
| Escambia, Florida | 2 | $ 252,000 | $ 126,000 | $ 18,000 |
| Hernando, Florida | 2 | $ 385,000 | $ 192,500 | $ 111,000 |
| Leon, Florida | 2 | $ 326,000 | $ 163,000 | $ 63,000 |
| Osceola, Florida | 2 | $ 365,000 | $ 182,500 | $ 75,000 |
| Pasco, Florida | 2 | $ 275,000 | $ 137,500 | $ 35,000 |
| Polk, Florida | 2 | $ 114,000 | $ 57,000 | $ 0 |
| Bibb, Georgia | 2 | $ 327,000 | $ 163,500 | $ 0 |
| Camden, Georgia | 2 | $ 447,000 | $ 223,500 | $ 83,000 |
| Cobb, Georgia | 2 | $ 435,000 | $ 217,500 | $ 25,000 |
| DeKalb, Georgia | 2 | $ 353,000 | $ 176,500 | $ 0 |
| Douglas, Georgia | 2 | $ 274,000 | $ 137,000 | $ 52,000 |
| Fayette, Georgia | 2 | $ 453,000 | $ 226,500 | $ 28,000 |
| Gooding, Idaho | 2 | $ 144,000 | $ 72,000 | $ 0 |
| Madison, Illinois | 2 | $ 251,000 | $ 125,500 | $ 31,000 |
| McHenry, Illinois | 2 | $ 346,000 | $ 173,000 | $ 114,000 |
| Johnson, Kansas | 2 | $ 506,000 | $ 253,000 | $ 119,000 |
| Sedgwick, Kansas | 2 | $ 293,000 | $ 146,500 | $ 37,000 |
| Garrard, Kentucky | 2 | $ 297,000 | $ 148,500 | $ 0 |
| Kenton, Kentucky | 2 | $ 350,000 | $ 175,000 | $ 21,000 |
| Baltimore, Maryland | 2 | $ 369,000 | $ 184,500 | $ 67,000 |
| Baltimore City, Maryland | 2 | $ 161,000 | $ 80,500 | $ 18,000 |
| Cecil, Maryland | 2 | $ 605,000 | $ 302,500 | $ 83,000 |
| Howard, Maryland | 2 | $ 672,000 | $ 336,000 | $ 84,000 |
| Essex, Massachusetts | 2 | $ 532,000 | $ 266,000 | $ 33,000 |
| Jackson, Michigan | 2 | $ 402,000 | $ 201,000 | $ 32,000 |
| Oakland, Michigan | 2 | $ 367,000 | $ 183,500 | $ 79,000 |
| Washtenaw, Michigan | 2 | $ 579,000 | $ 289,500 | $ 29,000 |
| Anoka, Minnesota | 2 | $ 436,000 | $ 218,000 | $ 60,000 |
| Ramsey, Minnesota | 2 | $ 329,000 | $ 164,500 | $ 0 |
| Franklin, Missouri | 2 | $ 124,000 | $ 62,000 | $ 0 |
| St. Charles, Missouri | 2 | $ 266,000 | $ 133,000 | $ 0 |
| St. Louis, Missouri | 2 | $ 424,000 | $ 212,000 | $ 80,000 |
| Stoddard, Missouri | 2 | $ 399,000 | $ 199,500 | $ 102,000 |
| Flathead, Montana | 2 | $ 704,000 | $ 352,000 | $ 0 |
| Washoe, Nevada | 2 | $ 428,000 | $ 214,000 | $ 0 |
| Burlington, New Jersey | 2 | $ 565,000 | $ 282,500 | $ 150,000 |
| Ocean, New Jersey | 2 | $ 543,000 | $ 271,500 | $ 56,000 |
| Nassau, New York | 2 | $ 684,000 | $ 342,000 | $ 64,000 |
| New York, New York | 2 | $ 632,000 | $ 316,000 | $ 131,000 |
| Onondaga, New York | 2 | $ 425,000 | $ 212,500 | $ 54,000 |
| Westchester, New York | 2 | $ 612,000 | $ 306,000 | $ 34,000 |
| Brunswick, North Carolina | 2 | $ 466,000 | $ 233,000 | $ 71,000 |
| Buncombe, North Carolina | 2 | $ 285,000 | $ 142,500 | $ 19,000 |
| Forsyth, North Carolina | 2 | $ 175,000 | $ 87,500 | $ 127,000 |
| Guilford, North Carolina | 2 | $ 489,000 | $ 244,500 | $ 34,000 |
| Lee, North Carolina | 2 | $ 257,000 | $ 128,500 | $ 54,000 |
| Lenoir, North Carolina | 2 | $ 323,000 | $ 161,500 | $ 52,000 |
| New Hanover, North Carolina | 2 | $ 684,000 | $ 342,000 | $ 93,000 |
| Rockingham, North Carolina | 2 | $ 172,000 | $ 86,000 | $ 0 |
| Wayne, North Carolina | 2 | $ 265,000 | $ 132,500 | $ 31,000 |
| Lorain, Ohio | 2 | $ 381,000 | $ 190,500 | $ 39,000 |
| Stark, Ohio | 2 | $ 113,000 | $ 56,500 | $ 0 |
| Summit, Ohio | 2 | $ 358,000 | $ 179,000 | $ 104,000 |
| Trumbull, Ohio | 2 | $ 81,000 | $ 40,500 | $ 0 |
| Marshall, Oklahoma | 2 | $ 182,000 | $ 91,000 | $ 0 |
| Allegheny, Pennsylvania | 2 | $ 132,000 | $ 66,000 | $ 47,000 |
| Luzerne, Pennsylvania | 2 | $ 253,000 | $ 126,500 | $ 8,000 |
| Orangeburg, South Carolina | 2 | $ 145,000 | $ 72,500 | $ 0 |
| Spartanburg, South Carolina | 2 | $ 298,000 | $ 149,000 | $ 103,000 |
| Coryell, Texas | 2 | $ 619,000 | $ 309,500 | $ 73,000 |
| Fort Bend, Texas | 2 | $ 281,000 | $ 140,500 | $ 117,000 |
| Gregg, Texas | 2 | $ 335,000 | $ 167,500 | $ 0 |
| McLennan, Texas | 2 | $ 161,000 | $ 80,500 | $ 0 |
| Polk, Texas | 2 | $ 348,000 | $ 174,000 | $ 0 |
| Rockwall, Texas | 2 | $ 507,000 | $ 253,500 | $ 30,000 |
| Henrico, Virginia | 2 | $ 400,000 | $ 200,000 | $ 48,000 |
| Loudoun, Virginia | 2 | $ 860,000 | $ 430,000 | $ 141,000 |
| Northumberland, Virginia | 2 | $ 532,000 | $ 266,000 | $ 30,000 |
| Spotsylvania, Virginia | 2 | $ 546,000 | $ 273,000 | $ 82,000 |
| Marion, West Virginia | 2 | $ 230,000 | $ 115,000 | $ 0 |
| Autauga, Alabama | 1 | $ 56,000 | $ 56,000 | $ 46,000 |
| Baldwin, Alabama | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Clay, Alabama | 1 | $ 32,000 | $ 32,000 | $ 0 |
| Cullman, Alabama | 1 | $ 78,000 | $ 78,000 | $ 0 |
| DeKalb, Alabama | 1 | $ 79,000 | $ 79,000 | $ 0 |
| Madison, Alabama | 1 | $ 102,000 | $ 102,000 | $ 68,000 |
| Mobile, Alabama | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Montgomery, Alabama | 1 | $ 67,000 | $ 67,000 | $ 60,000 |
| Coconino, Arizona | 1 | $ 313,000 | $ 313,000 | $ 0 |
| Navajo, Arizona | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Pima, Arizona | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Miller, Arkansas | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Amador, California | 1 | $ 155,000 | $ 155,000 | $ 53,000 |
| Butte, California | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Imperial, California | 1 | $ 178,000 | $ 178,000 | $ 47,000 |
| Kern, California | 1 | $ 177,000 | $ 177,000 | $ 0 |
| Mendocino, California | 1 | $ 217,000 | $ 217,000 | $ 40,000 |
| Merced, California | 1 | $ 167,000 | $ 167,000 | $ 25,000 |
| Mono, California | 1 | $ 215,000 | $ 215,000 | $ 183,000 |
| Monterey, California | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Nevada, California | 1 | $ 300,000 | $ 300,000 | $ 0 |
| San Francisco, California | 1 | $ 371,000 | $ 371,000 | $ 0 |
| Santa Barbara, California | 1 | $ 458,000 | $ 458,000 | $ 0 |
| Santa Cruz, California | 1 | $ 211,000 | $ 211,000 | $ 71,000 |
| Tulare, California | 1 | $ 139,000 | $ 139,000 | $ 59,000 |
| Tuolumne, California | 1 | $ 215,000 | $ 215,000 | $ 45,000 |
| Yuba, California | 1 | $ 222,000 | $ 222,000 | $ 82,000 |
| Archuleta, Colorado | 1 | $ 230,000 | $ 230,000 | $ 116,000 |
| Boulder, Colorado | 1 | $ 167,000 | $ 167,000 | $ 40,000 |
| Broomfield, Colorado | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Chaffee, Colorado | 1 | $ 169,000 | $ 169,000 | $ 82,000 |
| Elbert, Colorado | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Fremont, Colorado | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Gunnison, Colorado | 1 | $ 317,000 | $ 317,000 | $ 0 |
| Las Animas, Colorado | 1 | $ 323,000 | $ 323,000 | $ 120,000 |
| Mesa, Colorado | 1 | $ 261,000 | $ 261,000 | $ 88,000 |
| Montrose, Colorado | 1 | $ 336,000 | $ 336,000 | $ 95,000 |
| Routt, Colorado | 1 | $ 136,000 | $ 136,000 | $ 73,000 |
| Litchfield, Connecticut | 1 | $ 128,000 | $ 128,000 | $ 60,000 |
| Bay, Florida | 1 | $ 231,000 | $ 231,000 | $ 0 |
| Citrus, Florida | 1 | $ 331,000 | $ 331,000 | $ 0 |
| Flagler, Florida | 1 | $ 229,000 | $ 229,000 | $ 0 |
| Gadsden, Florida | 1 | $ 222,000 | $ 222,000 | $ 161,000 |
| Highlands, Florida | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Indian River, Florida | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Lake, Florida | 1 | $ 309,000 | $ 309,000 | $ 132,000 |
| Lee, Florida | 1 | $ 288,000 | $ 288,000 | $ 0 |
| Madison, Florida | 1 | $ 66,000 | $ 66,000 | $ 0 |
| Martin, Florida | 1 | $ 284,000 | $ 284,000 | $ 71,000 |
| Nassau, Florida | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Okeechobee, Florida | 1 | $ 42,000 | $ 42,000 | $ 0 |
| Putnam, Florida | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Seminole, Florida | 1 | $ 206,000 | $ 206,000 | $ 0 |
| Sumter, Florida | 1 | $ 377,000 | $ 377,000 | $ 0 |
| Taylor, Florida | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Bartow, Georgia | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Bryan, Georgia | 1 | $ 215,000 | $ 215,000 | $ 64,000 |
| Butts, Georgia | 1 | $ 140,000 | $ 140,000 | $ 49,000 |
| Clayton, Georgia | 1 | $ 136,000 | $ 136,000 | $ 48,000 |
| Dawson, Georgia | 1 | $ 413,000 | $ 413,000 | $ 0 |
| Decatur, Georgia | 1 | $ 209,000 | $ 209,000 | $ 0 |
| Floyd, Georgia | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Gordon, Georgia | 1 | $ 210,000 | $ 210,000 | $ 49,000 |
| Gwinnett, Georgia | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Jones, Georgia | 1 | $ 48,000 | $ 48,000 | $ 0 |
| Rockdale, Georgia | 1 | $ 216,000 | $ 216,000 | $ 96,000 |
| Walker, Georgia | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Ada, Idaho | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Oneida, Idaho | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Champaign, Illinois | 1 | $ 79,000 | $ 79,000 | $ 26,000 |
| DuPage, Illinois | 1 | $ 168,000 | $ 168,000 | $ 36,000 |
| Franklin, Illinois | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Henry, Illinois | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Kankakee, Illinois | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Will, Illinois | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Allen, Indiana | 1 | $ 73,000 | $ 73,000 | $ 0 |
| Hamilton, Indiana | 1 | $ 229,000 | $ 229,000 | $ 104,000 |
| Hendricks, Indiana | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Huntington, Indiana | 1 | $ 158,000 | $ 158,000 | $ 96,000 |
| Johnson, Indiana | 1 | $ 320,000 | $ 320,000 | $ 0 |
| Lake, Indiana | 1 | $ 311,000 | $ 311,000 | $ 140,000 |
| Marion, Indiana | 1 | $ 34,000 | $ 34,000 | $ 0 |
| Owen, Indiana | 1 | $ 36,000 | $ 36,000 | $ 0 |
| Posey, Indiana | 1 | $ 57,000 | $ 57,000 | $ 0 |
| St. Joseph, Indiana | 1 | $ 42,000 | $ 42,000 | $ 0 |
| Boone, Iowa | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Iowa, Iowa | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Polk, Iowa | 1 | $ 187,000 | $ 187,000 | $ 0 |
| Union, Iowa | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Cowley, Kansas | 1 | $ 137,000 | $ 137,000 | $ 48,000 |
| Geary, Kansas | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Osage, Kansas | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Clinton, Kentucky | 1 | $ 140,000 | $ 140,000 | $ 44,000 |
| Fayette, Kentucky | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Hart, Kentucky | 1 | $ 69,000 | $ 69,000 | $ 90,000 |
| Livingston, Kentucky | 1 | $ 217,000 | $ 217,000 | $ 70,000 |
| Pike, Kentucky | 1 | $ 79,000 | $ 79,000 | $ 0 |
| Spencer, Kentucky | 1 | $ 109,000 | $ 109,000 | $ 60,000 |
| Bossier, Louisiana | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Calcasieu, Louisiana | 1 | $ 102,000 | $ 102,000 | $ 29,000 |
| East Baton Rouge, Louisiana | 1 | $ 211,000 | $ 211,000 | $ 103,000 |
| St. John the Baptist, Louisiana | 1 | $ 61,000 | $ 61,000 | $ 0 |
| St. Tammany, Louisiana | 1 | $ 173,000 | $ 173,000 | $ 31,000 |
| Washington, Louisiana | 1 | $ 69,000 | $ 69,000 | $ 0 |
| Carroll, Maryland | 1 | $ 135,000 | $ 135,000 | $ 90,000 |
| Frederick, Maryland | 1 | $ 415,000 | $ 415,000 | $ 158,000 |
| Harford, Maryland | 1 | $ 330,000 | $ 330,000 | $ 131,000 |
| Washington, Maryland | 1 | $ 142,000 | $ 142,000 | $ 31,000 |
| Berkshire, Massachusetts | 1 | $ 329,000 | $ 329,000 | $ 65,000 |
| Bristol, Massachusetts | 1 | $ 409,000 | $ 409,000 | $ 140,000 |
| Hampden, Massachusetts | 1 | $ 215,000 | $ 215,000 | $ 92,000 |
| Suffolk, Massachusetts | 1 | $ 241,000 | $ 241,000 | $ 109,000 |
| Allegan, Michigan | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Berrien, Michigan | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Cheboygan, Michigan | 1 | $ 196,000 | $ 196,000 | $ 0 |
| Genesee, Michigan | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Kalamazoo, Michigan | 1 | $ 47,000 | $ 47,000 | $ 0 |
| Saginaw, Michigan | 1 | $ 79,000 | $ 79,000 | $ 0 |
| St. Clair, Michigan | 1 | $ 224,000 | $ 224,000 | $ 0 |
| Benton, Minnesota | 1 | $ 232,000 | $ 232,000 | $ 75,000 |
| Chisago, Minnesota | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Clay, Minnesota | 1 | $ 174,000 | $ 174,000 | $ 45,000 |
| Dodge, Minnesota | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Douglas, Minnesota | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Kandiyohi, Minnesota | 1 | $ 246,000 | $ 246,000 | $ 111,000 |
| Olmsted, Minnesota | 1 | $ 168,000 | $ 168,000 | $ 89,000 |
| Todd, Minnesota | 1 | $ 175,000 | $ 175,000 | $ 66,000 |
| Washington, Minnesota | 1 | $ 217,000 | $ 217,000 | $ 103,000 |
| Wright, Minnesota | 1 | $ 224,000 | $ 224,000 | $ 0 |
| Copiah, Mississippi | 1 | $ 86,000 | $ 86,000 | $ 25,000 |
| Hinds, Mississippi | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Jones, Mississippi | 1 | $ 130,000 | $ 130,000 | $ 62,000 |
| Lee, Mississippi | 1 | $ 156,000 | $ 156,000 | $ 57,000 |
| Benton, Missouri | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Callaway, Missouri | 1 | $ 102,000 | $ 102,000 | $ 29,000 |
| Greene, Missouri | 1 | $ 199,000 | $ 199,000 | $ 0 |
| Miller, Missouri | 1 | $ 217,000 | $ 217,000 | $ 0 |
| Pike, Missouri | 1 | $ 57,000 | $ 57,000 | $ 0 |
| St. Louis City, Missouri | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Taney, Missouri | 1 | $ 348,000 | $ 348,000 | $ 0 |
| Cascade, Montana | 1 | $ 61,000 | $ 61,000 | $ 0 |
| Jefferson, Montana | 1 | $ 250,000 | $ 250,000 | $ 75,000 |
| Musselshell, Montana | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Adams, Nebraska | 1 | $ 60,000 | $ 60,000 | $ 30,000 |
| Douglas, Nebraska | 1 | $ 61,000 | $ 61,000 | $ 0 |
| York, Nebraska | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Carroll, New Hampshire | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Hillsborough, New Hampshire | 1 | $ 207,000 | $ 207,000 | $ 0 |
| Atlantic, New Jersey | 1 | $ 98,000 | $ 98,000 | $ 29,000 |
| Essex, New Jersey | 1 | $ 216,000 | $ 216,000 | $ 90,000 |
| Gloucester, New Jersey | 1 | $ 100,000 | $ 100,000 | $ 67,000 |
| Monmouth, New Jersey | 1 | $ 188,000 | $ 188,000 | $ 89,000 |
| Morris, New Jersey | 1 | $ 210,000 | $ 210,000 | $ 0 |
| Passaic, New Jersey | 1 | $ 290,000 | $ 290,000 | $ 81,000 |
| Somerset, New Jersey | 1 | $ 287,000 | $ 287,000 | $ 207,000 |
| San Miguel, New Mexico | 1 | $ 198,000 | $ 198,000 | $ 71,000 |
| Taos, New Mexico | 1 | $ 138,000 | $ 138,000 | $ 40,000 |
| Valencia, New Mexico | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Broome, New York | 1 | $ 183,000 | $ 183,000 | $ 110,000 |
| Chautauqua, New York | 1 | $ 118,000 | $ 118,000 | $ 45,000 |
| Delaware, New York | 1 | $ 181,000 | $ 181,000 | $ 169,000 |
| Dutchess, New York | 1 | $ 230,000 | $ 230,000 | $ 0 |
| Erie, New York | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Herkimer, New York | 1 | $ 951,000 | $ 951,000 | $ 233,000 |
| Oneida, New York | 1 | $ 212,000 | $ 212,000 | $ 141,000 |
| Oswego, New York | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Putnam, New York | 1 | $ 261,000 | $ 261,000 | $ 144,000 |
| Rensselaer, New York | 1 | $ 140,000 | $ 140,000 | $ 28,000 |
| Wayne, New York | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Avery, North Carolina | 1 | $ 331,000 | $ 331,000 | $ 187,000 |
| Cabarrus, North Carolina | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Catawba, North Carolina | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Cherokee, North Carolina | 1 | $ 48,000 | $ 48,000 | $ 0 |
| Davidson, North Carolina | 1 | $ 220,000 | $ 220,000 | $ 55,000 |
| Durham, North Carolina | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Johnston, North Carolina | 1 | $ 113,000 | $ 113,000 | $ 51,000 |
| Lincoln, North Carolina | 1 | $ 241,000 | $ 241,000 | $ 0 |
| Nash, North Carolina | 1 | $ 42,000 | $ 42,000 | $ 0 |
| Randolph, North Carolina | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Transylvania, North Carolina | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Wilson, North Carolina | 1 | $ 67,000 | $ 67,000 | $ 0 |
| Allen, Ohio | 1 | $ 89,000 | $ 89,000 | $ 30,000 |
| Ashtabula, Ohio | 1 | $ 19,000 | $ 19,000 | $ 0 |
| Athens, Ohio | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Belmont, Ohio | 1 | $ 56,000 | $ 56,000 | $ 18,000 |
| Gallia, Ohio | 1 | $ 66,000 | $ 66,000 | $ 0 |
| Geauga, Ohio | 1 | $ 96,000 | $ 96,000 | $ 70,000 |
| Hamilton, Ohio | 1 | $ 103,000 | $ 103,000 | $ 56,000 |
| Highland, Ohio | 1 | $ 69,000 | $ 69,000 | $ 0 |
| Knox, Ohio | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Licking, Ohio | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Mahoning, Ohio | 1 | $ 67,000 | $ 67,000 | $ 42,000 |
| Ottawa, Ohio | 1 | $ 150,000 | $ 150,000 | $ 44,000 |
| Portage, Ohio | 1 | $ 194,000 | $ 194,000 | $ 77,000 |
| Richland, Ohio | 1 | $ 73,000 | $ 73,000 | $ 0 |
| Canadian, Oklahoma | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Choctaw, Oklahoma | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Cleveland, Oklahoma | 1 | $ 127,000 | $ 127,000 | $ 73,000 |
| Oklahoma, Oklahoma | 1 | $ 73,000 | $ 73,000 | $ 86,000 |
| Deschutes, Oregon | 1 | $ 348,000 | $ 348,000 | $ 0 |
| Umatilla, Oregon | 1 | $ 51,000 | $ 51,000 | $ 0 |
| Beaver, Pennsylvania | 1 | $ 164,000 | $ 164,000 | $ 58,000 |
| Cambria, Pennsylvania | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Chester, Pennsylvania | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Dauphin, Pennsylvania | 1 | $ 73,000 | $ 73,000 | $ 0 |
| Erie, Pennsylvania | 1 | $ 41,000 | $ 41,000 | $ 0 |
| Huntingdon, Pennsylvania | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Lehigh, Pennsylvania | 1 | $ 184,000 | $ 184,000 | $ 50,000 |
| Montgomery, Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 53,000 |
| Northampton, Pennsylvania | 1 | $ 224,000 | $ 224,000 | $ 0 |
| Northumberland, Pennsylvania | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Tioga, Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 48,000 |
| York, Pennsylvania | 1 | $ 239,000 | $ 239,000 | $ 145,000 |
| Beaufort, South Carolina | 1 | $ 312,000 | $ 312,000 | $ 155,000 |
| Calhoun, South Carolina | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Chester, South Carolina | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Dorchester, South Carolina | 1 | $ 197,000 | $ 197,000 | $ 196,000 |
| Horry, South Carolina | 1 | $ 174,000 | $ 174,000 | $ 70,000 |
| Jasper, South Carolina | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Lexington, South Carolina | 1 | $ 157,000 | $ 157,000 | $ 87,000 |
| Saluda, South Carolina | 1 | $ 182,000 | $ 182,000 | $ 54,000 |
| Anderson, Tennessee | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Carroll, Tennessee | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Madison, Tennessee | 1 | $ 75,000 | $ 75,000 | $ 13,000 |
| Montgomery, Tennessee | 1 | $ 162,000 | $ 162,000 | $ 98,000 |
| Shelby, Tennessee | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Van Buren, Tennessee | 1 | $ 53,000 | $ 53,000 | $ 0 |
| Washington, Tennessee | 1 | $ 174,000 | $ 174,000 | $ 28,000 |
| Angelina, Texas | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Aransas, Texas | 1 | $ 229,000 | $ 229,000 | $ 0 |
| Bastrop, Texas | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Bowie, Texas | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Brown, Texas | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Caldwell, Texas | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Cameron, Texas | 1 | $ 53,000 | $ 53,000 | $ 0 |
| Galveston, Texas | 1 | $ 197,000 | $ 197,000 | $ 0 |
| Grayson, Texas | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Hays, Texas | 1 | $ 101,000 | $ 101,000 | $ 0 |
| Johnson, Texas | 1 | $ 178,000 | $ 178,000 | $ 0 |
| Lubbock, Texas | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Midland, Texas | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Montgomery, Texas | 1 | $ 68,000 | $ 68,000 | $ 27,000 |
| Navarro, Texas | 1 | $ 134,000 | $ 134,000 | $ 40,000 |
| Palo Pinto, Texas | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Parker, Texas | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Smith, Texas | 1 | $ 61,000 | $ 61,000 | $ 0 |
| Travis, Texas | 1 | $ 190,000 | $ 190,000 | $ 40,000 |
| Wichita, Texas | 1 | $ 51,000 | $ 51,000 | $ 0 |
| Cache, Utah | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Davis, Utah | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Salt Lake, Utah | 1 | $ 69,000 | $ 69,000 | $ 0 |
| Tooele, Utah | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Utah, Utah | 1 | $ 217,000 | $ 217,000 | $ 0 |
| Franklin, Vermont | 1 | $ 121,000 | $ 121,000 | $ 0 |
| Lamoille, Vermont | 1 | $ 212,000 | $ 212,000 | $ 145,000 |
| Appomattox, Virginia | 1 | $ 240,000 | $ 240,000 | $ 95,000 |
| Chesapeake, Virginia | 1 | $ 149,000 | $ 149,000 | $ 16,000 |
| Frederick, Virginia | 1 | $ 400,000 | $ 400,000 | $ 220,000 |
| Goochland, Virginia | 1 | $ 151,000 | $ 151,000 | $ 68,000 |
| Hanover, Virginia | 1 | $ 276,000 | $ 276,000 | $ 34,000 |
| James City, Virginia | 1 | $ 151,000 | $ 151,000 | $ 0 |
| King William, Virginia | 1 | $ 105,000 | $ 105,000 | $ 67,000 |
| Louisa, Virginia | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Manassas, Virginia | 1 | $ 238,000 | $ 238,000 | $ 53,000 |
| Orange, Virginia | 1 | $ 174,000 | $ 174,000 | $ 0 |
| Powhatan, Virginia | 1 | $ 197,000 | $ 197,000 | $ 78,000 |
| Richmond City, Virginia | 1 | $ 278,000 | $ 278,000 | $ 0 |
| Roanoke, Virginia | 1 | $ 122,000 | $ 122,000 | $ 108,000 |
| Shenandoah, Virginia | 1 | $ 238,000 | $ 238,000 | $ 45,000 |
| Franklin, Washington | 1 | $ 189,000 | $ 189,000 | $ 0 |
| Kittitas, Washington | 1 | $ 237,000 | $ 237,000 | $ 0 |
| Snohomish, Washington | 1 | $ 241,000 | $ 241,000 | $ 0 |
| Thurston, Washington | 1 | $ 141,000 | $ 141,000 | $ 98,000 |
| Barbour, West Virginia | 1 | $ 31,000 | $ 31,000 | $ 0 |
| Mingo, West Virginia | 1 | $ 41,000 | $ 41,000 | $ 0 |
| Racine, Wisconsin | 1 | $ 265,000 | $ 265,000 | $ 87,000 |
| Shawano, Wisconsin | 1 | $ 208,000 | $ 208,000 | $ 39,000 |
| Vilas, Wisconsin | 1 | $ 103,000 | $ 103,000 | $ 55,000 |
Mortgage Loan Application Detail Totals for Proficio Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 843 | $168,277,000 | $199,000 | $1,000,000 | $43,000 | $1,171,000 |
| Home Purchase | 57 | $10,524,000 | $184,000 | $536,000 | $44,000 | $221,000 |
| Home Improvement | 1 | $65,000 | $65,000 | $65,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 553 | $108,996,000 | $197,000 | $1,000,000 | $43,000 | $1,171,000 |
| Not Provided | 174 | $36,704,000 | $210,000 | $563,000 | $44,000 | $359,000 |
| Black or African American | 103 | $16,639,000 | $161,000 | $464,000 | $29,000 | $155,000 |
| Hispanic | 45 | $9,186,000 | $204,000 | $536,000 | $50,000 | $300,000 |
| Asian | 21 | $5,840,000 | $278,000 | $536,000 | $74,000 | $200,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $1,063,000 | $354,000 | $462,000 | $91,000 | $135,000 |
| American Indian or Alaskan Native | 2 | $438,000 | $219,000 | $405,000 | $49,000 | $98,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 399 | $63,703,000 | $159,000 | $536,000 | $7,000 | $240,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 334 | $76,017,000 | $227,000 | $1,000,000 | $74,000 | $612,000 |
| VA-guaranteed (Veterans Administration) | 163 | $38,593,000 | $236,000 | $563,000 | $67,000 | $1,171,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $553,000 | $110,000 | $163,000 | $36,000 | $51,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| File Closed For Incompleteness | 314 | $69,584,000 | $221,000 | $1,000,000 | $51,000 | $350,000 |
| Application Denied By Financial Institution | 275 | $56,402,000 | $205,000 | $951,000 | $58,000 | $1,171,000 |
| Loan Originated | 181 | $31,356,000 | $173,000 | $536,000 | $34,000 | $612,000 |
| Application Withdrawn By Applicant | 116 | $19,498,000 | $168,000 | $450,000 | $2,000 | $96,000 |
| Application Approved But Not Accepted | 15 | $2,026,000 | $135,000 | $320,000 | $17,000 | $175,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 146 | $30,720,000 | $210,000 | $603,000 | $68,000 | $280,000 |
| Credit History | 62 | $12,332,000 | $198,000 | $800,000 | $37,000 | $169,000 |
| Debt-To-Income Ratio | 13 | $3,802,000 | $292,000 | $951,000 | $163,000 | $1,171,000 |
| Collateral | 11 | $2,369,000 | $215,000 | $364,000 | $80,000 | $155,000 |
| Other | 4 | $630,000 | $157,000 | $275,000 | $39,000 | $66,000 |
| Unverifiable Information | 4 | $854,000 | $213,000 | $308,000 | $62,000 | $116,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $170,000 | $170,000 | $170,000 | $81,000 | $81,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Proficio Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Proficio Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Utah, download the full spreadsheet
with aggregated HMDA statistics today.
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