Progress Bank And Trust
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Progress Bank And Trust 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Progress Bank And Trust 201 Williams Avenue Huntsville, AL 35801 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 2,258 |
| Total Mortgage Loan Application Amount | $647,010,000 |
| Average Mortgage Loan Application Amount | $261,250 |
| Highest Mortgage Loan Application Amount | $3,625,000 |
| Average Applicant Income | $163,250 |
| Highest Applicant Income | $3,422,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Progress Bank And Trust. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Progress Bank And Trust's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Progress Bank And Trust's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Progress Bank And Trust serves its applicants.
Each category highlights the total number of mortgage applications processed by Progress Bank And Trust, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Progress Bank And Trust's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Madison County Alabama | 756 | $ 185,960,000 | $ 245,000 | $ 137,000 |
| Walton County Florida | 222 | $ 100,850,000 | $ 454,000 | $ 213,000 |
| Jefferson County Alabama | 199 | $ 59,915,000 | $ 301,000 | $ 200,000 |
| Lauderdale County Alabama | 197 | $ 46,425,000 | $ 235,000 | $ 123,000 |
| Okaloosa County Florida | 194 | $ 78,380,000 | $ 404,000 | $ 194,000 |
| Morgan County Alabama | 147 | $ 29,235,000 | $ 198,000 | $ 101,000 |
| Limestone County Alabama | 142 | $ 35,170,000 | $ 247,000 | $ 117,000 |
| Colbert County Alabama | 72 | $ 16,010,000 | $ 222,000 | $ 145,000 |
| Shelby County Alabama | 52 | $ 14,930,000 | $ 287,000 | $ 163,000 |
| Bay County Florida | 30 | $ 7,920,000 | $ 264,000 | $ 181,000 |
| Escambia County Florida | 25 | $ 7,095,000 | $ 283,000 | $ 253,000 |
| Santa Rosa County Florida | 24 | $ 7,590,000 | $ 316,000 | $ 115,000 |
| Marshall County Alabama | 17 | $ 4,475,000 | $ 263,000 | $ 240,000 |
| Jackson County Alabama | 10 | $ 2,470,000 | $ 247,000 | $ 131,000 |
| Cullman County Alabama | 9 | $ 3,205,000 | $ 356,000 | $ 427,000 |
| Baldwin County Alabama | 8 | $ 2,490,000 | $ 311,000 | $ 218,000 |
| Elmore County Alabama | 7 | $ 1,905,000 | $ 272,000 | $ 172,000 |
| Cobb County Georgia | 7 | $ 1,855,000 | $ 265,000 | $ 122,000 |
| Davidson County Tennessee | 7 | $ 1,685,000 | $ 240,000 | $ 117,000 |
| Winston County Alabama | 6 | $ 2,000,000 | $ 333,000 | $ 365,000 |
| Lawrence County Alabama | 5 | $ 745,000 | $ 149,000 | $ 91,000 |
| Tuscaloosa County Alabama | 5 | $ 1,055,000 | $ 211,000 | $ 494,000 |
| Lincoln County Tennessee | 5 | $ 1,785,000 | $ 357,000 | $ 145,000 |
| St. Clair County Alabama | 4 | $ 1,030,000 | $ 257,000 | $ 71,000 |
| Fulton County Georgia | 4 | $ 1,990,000 | $ 497,000 | $ 521,000 |
| Blount County Alabama | 3 | $ 395,000 | $ 131,000 | $ 117,000 |
| Lee County Alabama | 3 | $ 575,000 | $ 191,000 | $ 364,000 |
| Mobile County Alabama | 3 | $ 265,000 | $ 88,000 | $ 145,000 |
| Montgomery County Alabama | 3 | $ 755,000 | $ 251,000 | $ 86,000 |
| Brevard County Florida | 3 | $ 785,000 | $ 261,000 | $ 94,000 |
| Broward County Florida | 3 | $ 575,000 | $ 191,000 | $ 71,000 |
| Wayne County Tennessee | 3 | $ 305,000 | $ 101,000 | $ 148,000 |
| Williamson County Tennessee | 3 | $ 765,000 | $ 255,000 | $ 83,000 |
| Chilton County Alabama | 2 | $ 700,000 | $ 350,000 | $ 206,000 |
| Etowah County Alabama | 2 | $ 550,000 | $ 275,000 | $ 42,000 |
| Henry County Alabama | 2 | $ 500,000 | $ 250,000 | $ 171,000 |
| Tallapoosa County Alabama | 2 | $ 710,000 | $ 355,000 | $ 394,000 |
| El Paso County Colorado | 2 | $ 550,000 | $ 275,000 | $ 126,000 |
| Calhoun County Florida | 2 | $ 310,000 | $ 155,000 | $ 1,062,000 |
| Collier County Florida | 2 | $ 670,000 | $ 335,000 | $ 830,000 |
| Lee County Florida | 2 | $ 620,000 | $ 310,000 | $ 71,000 |
| Leon County Florida | 2 | $ 620,000 | $ 310,000 | $ 120,000 |
| Fannin County Georgia | 2 | $ 620,000 | $ 310,000 | $ 1,001,000 |
| Houston County Georgia | 2 | $ 670,000 | $ 335,000 | $ 132,000 |
| Greene County Missouri | 2 | $ 550,000 | $ 275,000 | $ 225,000 |
| Durham County North Carolina | 2 | $ 550,000 | $ 275,000 | $ 118,000 |
| Mecklenburg County North Carolina | 2 | $ 550,000 | $ 275,000 | $ 241,000 |
| Moore County North Carolina | 2 | $ 660,000 | $ 330,000 | $ 70,000 |
| Shelby County Tennessee | 2 | $ 860,000 | $ 430,000 | $ 118,000 |
| Wilson County Tennessee | 2 | $ 470,000 | $ 235,000 | $ 100,000 |
| Calhoun County Alabama | 1 | $ 155,000 | $ 155,000 | $ 74,000 |
| Clarke County Alabama | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Dale County Alabama | 1 | $ 75,000 | $ 75,000 | $ 58,000 |
| Franklin County Alabama | 1 | $ 115,000 | $ 115,000 | $ 38,000 |
| Talladega County Alabama | 1 | $ 125,000 | $ 125,000 | $ 61,000 |
| Walker County Alabama | 1 | $ 135,000 | $ 135,000 | $ 79,000 |
| Ouachita County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 81,000 |
| Hillsborough County Florida | 1 | $ 655,000 | $ 655,000 | $ 210,000 |
| Holmes County Florida | 1 | $ 225,000 | $ 225,000 | $ 100,000 |
| Volusia County Florida | 1 | $ 255,000 | $ 255,000 | $ 74,000 |
| Carroll County Georgia | 1 | $ 485,000 | $ 485,000 | $ 185,000 |
| Catoosa County Georgia | 1 | $ 95,000 | $ 95,000 | $ 52,000 |
| Chatham County Georgia | 1 | $ 305,000 | $ 305,000 | $ 123,000 |
| Chattooga County Georgia | 1 | $ 345,000 | $ 345,000 | $ 237,000 |
| Forsyth County Georgia | 1 | $ 305,000 | $ 305,000 | $ 130,000 |
| Gwinnett County Georgia | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
| Henry County Georgia | 1 | $ 125,000 | $ 125,000 | $ 118,000 |
| Newton County Georgia | 1 | $ 165,000 | $ 165,000 | $ 1,608,000 |
| Putnam County Georgia | 1 | $ 195,000 | $ 195,000 | $ 200,000 |
| Riley County Kansas | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Jefferson County Kentucky | 1 | $ 495,000 | $ 495,000 | $ 355,000 |
| Jefferson County Louisiana | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Hennepin County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 78,000 |
| Scott County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 81,000 |
| Alcorn County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 51,000 |
| Lafayette County Mississippi | 1 | $ 165,000 | $ 165,000 | $ 954,000 |
| Madison County Mississippi | 1 | $ 355,000 | $ 355,000 | $ 173,000 |
| Newton County Missouri | 1 | $ 185,000 | $ 185,000 | $ 98,000 |
| St. Charles County Missouri | 1 | $ 295,000 | $ 295,000 | $ 225,000 |
| Warren County Missouri | 1 | $ 95,000 | $ 95,000 | $ 225,000 |
| Webster County Missouri | 1 | $ 175,000 | $ 175,000 | $ 39,000 |
| Bernalillo County New Mexico | 1 | $ 215,000 | $ 215,000 | $ 96,000 |
| Macon County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 192,000 |
| Pitt County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 133,000 |
| Wake County North Carolina | 1 | $ 395,000 | $ 395,000 | $ 312,000 |
| Aiken County South Carolina | 1 | $ 2,215,000 | $ 2,215,000 | $ 0 |
| Charleston County South Carolina | 1 | $ 335,000 | $ 335,000 | $ 127,000 |
| Dillon County South Carolina | 1 | $ 2,245,000 | $ 2,245,000 | $ 0 |
| York County South Carolina | 1 | $ 405,000 | $ 405,000 | $ 180,000 |
| Coffee County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 76,000 |
| Hamilton County Tennessee | 1 | $ 395,000 | $ 395,000 | $ 247,000 |
| Loudon County Tennessee | 1 | $ 405,000 | $ 405,000 | $ 95,000 |
| Moore County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 74,000 |
| Rutherford County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 64,000 |
| Tarrant County Texas | 1 | $ 705,000 | $ 705,000 | $ 445,000 |
| Rappahannock County Virginia | 1 | $ 375,000 | $ 375,000 | $ 254,000 |
Mortgage Loan Application Detail Totals for Progress Bank And Trust in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,192 | $353,200,000 | $296,000 | $3,625,000 | $157,000 | $2,962,000 |
| Refinancing | 1,000 | $271,880,000 | $271,000 | $1,075,000 | $165,000 | $3,422,000 |
| Cash-out Refinancing | 64 | $21,650,000 | $338,000 | $1,265,000 | $175,000 | $1,015,000 |
| Home Improvement | 2 | $280,000 | $140,000 | $155,000 | $156,000 | $156,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,915 | $547,535,000 | $285,000 | $3,625,000 | $158,000 | $2,962,000 |
| Black or African American | 104 | $26,080,000 | $250,000 | $635,000 | $116,000 | $383,000 |
| Not applicable | 73 | $24,415,000 | $334,000 | $2,245,000 | $0 | $0 |
| Not Provided | 73 | $22,855,000 | $313,000 | $1,045,000 | $226,000 | $2,063,000 |
| Asian | 44 | $11,040,000 | $250,000 | $515,000 | $238,000 | $1,616,000 |
| Hispanic | 37 | $10,525,000 | $284,000 | $515,000 | $248,000 | $3,422,000 |
| American Indian or Alaskan Native | 9 | $3,405,000 | $378,000 | $965,000 | $152,000 | $493,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,847 | $524,895,000 | $284,000 | $3,625,000 | $173,000 | $3,422,000 |
| VA-guaranteed (Veterans Administration) | 299 | $101,015,000 | $337,000 | $1,505,000 | $121,000 | $445,000 |
| FHA-insured (Federal Housing Administration) | 79 | $15,155,000 | $191,000 | $365,000 | $63,000 | $145,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 33 | $5,945,000 | $180,000 | $365,000 | $53,000 | $90,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,902 | $532,500,000 | $279,000 | $2,305,000 | $155,000 | $3,422,000 |
| Application Withdrawn By Applicant | 269 | $88,475,000 | $328,000 | $3,625,000 | $191,000 | $2,520,000 |
| Application Approved But Not Accepted | 74 | $22,650,000 | $306,000 | $1,785,000 | $196,000 | $1,638,000 |
| Application Denied By Financial Institution | 12 | $3,210,000 | $267,000 | $515,000 | $96,000 | $309,000 |
| File Closed For Incompleteness | 1 | $175,000 | $175,000 | $175,000 | $120,000 | $120,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,246 | $643,800,000 | $286,000 | $3,625,000 | $161,000 | $3,422,000 |
| Debt-To-Income Ratio | 5 | $1,335,000 | $267,000 | $415,000 | $97,000 | $309,000 |
| Collateral | 4 | $1,180,000 | $295,000 | $515,000 | $112,000 | $197,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $330,000 | $165,000 | $235,000 | $48,000 | $54,000 |
| Employment History | 1 | $365,000 | $365,000 | $365,000 | $130,000 | $130,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Progress Bank And Trust's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Progress Bank And Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet
with aggregated HMDA statistics today.