Progress Bank And Trust
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Progress Bank And Trust 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Progress Bank And Trust 201 Williams Avenue Huntsville, AL 35801 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 1,508 |
| Total Mortgage Loan Application Amount | $591,480,000 |
| Average Mortgage Loan Application Amount | $322,200 |
| Highest Mortgage Loan Application Amount | $11,705,000 |
| Average Applicant Income | $253,600 |
| Highest Applicant Income | $9,196,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Progress Bank And Trust. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Progress Bank And Trust's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Progress Bank And Trust's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Progress Bank And Trust serves its applicants.
Each category highlights the total number of mortgage applications processed by Progress Bank And Trust, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Progress Bank And Trust's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Madison County Alabama | 296 | $ 93,130,000 | $ 314,000 | $ 201,000 |
| Walton County Florida | 281 | $ 165,575,000 | $ 589,000 | $ 374,000 |
| Okaloosa County Florida | 157 | $ 81,555,000 | $ 519,000 | $ 289,000 |
| Jefferson County Alabama | 96 | $ 20,300,000 | $ 211,000 | $ 187,000 |
| Lauderdale County Alabama | 84 | $ 19,160,000 | $ 228,000 | $ 148,000 |
| Morgan County Alabama | 77 | $ 18,545,000 | $ 240,000 | $ 146,000 |
| Tuscaloosa County Alabama | 76 | $ 35,760,000 | $ 470,000 | $ 187,000 |
| Bay County Florida | 72 | $ 26,270,000 | $ 364,000 | $ 245,000 |
| Baldwin County Alabama | 55 | $ 12,465,000 | $ 226,000 | $ 171,000 |
| Limestone County Alabama | 47 | $ 13,485,000 | $ 286,000 | $ 109,000 |
| Mobile County Alabama | 47 | $ 7,495,000 | $ 159,000 | $ 111,000 |
| Shelby County Alabama | 32 | $ 12,370,000 | $ 386,000 | $ 444,000 |
| Colbert County Alabama | 27 | $ 6,085,000 | $ 225,000 | $ 175,000 |
| Marshall County Alabama | 19 | $ 5,145,000 | $ 270,000 | $ 158,000 |
| Escambia County Florida | 17 | $ 6,475,000 | $ 380,000 | $ 255,000 |
| Santa Rosa County Florida | 12 | $ 4,030,000 | $ 335,000 | $ 180,000 |
| Jackson County Alabama | 9 | $ 3,845,000 | $ 427,000 | $ 399,000 |
| Lawrence County Alabama | 8 | $ 1,480,000 | $ 185,000 | $ 81,000 |
| Gulf County Florida | 5 | $ 3,135,000 | $ 627,000 | $ 297,000 |
| Cullman County Alabama | 4 | $ 2,720,000 | $ 680,000 | $ 1,010,000 |
| Franklin County Alabama | 4 | $ 510,000 | $ 127,000 | $ 96,000 |
| Davidson County Tennessee | 4 | $ 870,000 | $ 217,000 | $ 113,000 |
| Elmore County Alabama | 3 | $ 745,000 | $ 248,000 | $ 109,000 |
| St. Clair County Alabama | 3 | $ 595,000 | $ 198,000 | $ 124,000 |
| Winston County Alabama | 3 | $ 685,000 | $ 228,000 | $ 197,000 |
| Lee County Alabama | 2 | $ 290,000 | $ 145,000 | $ 167,000 |
| Pike County Alabama | 2 | $ 9,570,000 | $ 4,785,000 | $ 0 |
| Tallapoosa County Alabama | 2 | $ 610,000 | $ 305,000 | $ 1,086,000 |
| Franklin County Florida | 2 | $ 1,140,000 | $ 570,000 | $ 460,000 |
| Orange County Florida | 2 | $ 860,000 | $ 430,000 | $ 204,000 |
| Cherokee County Georgia | 2 | $ 1,560,000 | $ 780,000 | $ 332,000 |
| Clarke County Georgia | 2 | $ 590,000 | $ 295,000 | $ 157,000 |
| Maury County Tennessee | 2 | $ 870,000 | $ 435,000 | $ 136,000 |
| Rutherford County Tennessee | 2 | $ 830,000 | $ 415,000 | $ 147,000 |
| Sevier County Tennessee | 2 | $ 710,000 | $ 355,000 | $ 215,000 |
| King County Washington | 2 | $ 1,200,000 | $ 600,000 | $ 0 |
| Autauga County Alabama | 1 | $ 175,000 | $ 175,000 | $ 263,000 |
| Blount County Alabama | 1 | $ 305,000 | $ 305,000 | $ 132,000 |
| Calhoun County Alabama | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| Cherokee County Alabama | 1 | $ 175,000 | $ 175,000 | $ 37,000 |
| Chilton County Alabama | 1 | $ 525,000 | $ 525,000 | $ 182,000 |
| DeKalb County Alabama | 1 | $ 195,000 | $ 195,000 | $ 354,000 |
| Etowah County Alabama | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Hale County Alabama | 1 | $ 115,000 | $ 115,000 | $ 97,000 |
| Houston County Alabama | 1 | $ 135,000 | $ 135,000 | $ 694,000 |
| Marengo County Alabama | 1 | $ 125,000 | $ 125,000 | $ 56,000 |
| Marion County Alabama | 1 | $ 255,000 | $ 255,000 | $ 277,000 |
| Montgomery County Alabama | 1 | $ 325,000 | $ 325,000 | $ 189,000 |
| Talladega County Alabama | 1 | $ 635,000 | $ 635,000 | $ 504,000 |
| Walker County Alabama | 1 | $ 1,005,000 | $ 1,005,000 | $ 6,691,000 |
| Maricopa County Arizona | 1 | $ 505,000 | $ 505,000 | $ 115,000 |
| Broomfield County Colorado | 1 | $ 595,000 | $ 595,000 | $ 182,000 |
| Clear Creek County Colorado | 1 | $ 1,205,000 | $ 1,205,000 | $ 829,000 |
| Calhoun County Florida | 1 | $ 205,000 | $ 205,000 | $ 88,000 |
| Lee County Florida | 1 | $ 535,000 | $ 535,000 | $ 200,000 |
| Manatee County Florida | 1 | $ 385,000 | $ 385,000 | $ 552,000 |
| Monroe County Florida | 1 | $ 565,000 | $ 565,000 | $ 0 |
| Palm Beach County Florida | 1 | $ 455,000 | $ 455,000 | $ 271,000 |
| Pinellas County Florida | 1 | $ 2,165,000 | $ 2,165,000 | $ 0 |
| Washington County Florida | 1 | $ 165,000 | $ 165,000 | $ 75,000 |
| Cobb County Georgia | 1 | $ 675,000 | $ 675,000 | $ 300,000 |
| DeKalb County Georgia | 1 | $ 395,000 | $ 395,000 | $ 235,000 |
| Forsyth County Georgia | 1 | $ 475,000 | $ 475,000 | $ 97,000 |
| Franklin County Georgia | 1 | $ 325,000 | $ 325,000 | $ 116,000 |
| Fulton County Georgia | 1 | $ 625,000 | $ 625,000 | $ 0 |
| Gwinnett County Georgia | 1 | $ 395,000 | $ 395,000 | $ 220,000 |
| Muscogee County Georgia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Walker County Georgia | 1 | $ 395,000 | $ 395,000 | $ 114,000 |
| Walton County Georgia | 1 | $ 275,000 | $ 275,000 | $ 99,000 |
| Jefferson County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 29,000 |
| Montgomery County Maryland | 1 | $ 175,000 | $ 175,000 | $ 382,000 |
| Lafayette County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 263,000 |
| Rankin County Mississippi | 1 | $ 2,855,000 | $ 2,855,000 | $ 944,000 |
| Middlesex County New Jersey | 1 | $ 265,000 | $ 265,000 | $ 210,000 |
| Erie County New York | 1 | $ 355,000 | $ 355,000 | $ 110,000 |
| Watauga County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 265,000 |
| Fayette County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 58,000 |
| Greenville County South Carolina | 1 | $ 505,000 | $ 505,000 | $ 160,000 |
| Horry County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 46,000 |
| York County South Carolina | 1 | $ 6,465,000 | $ 6,465,000 | $ 0 |
| Lawrence County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 90,000 |
| Sumner County Tennessee | 1 | $ 605,000 | $ 605,000 | $ 185,000 |
| Weber County Utah | 1 | $ 295,000 | $ 295,000 | $ 162,000 |
| Teton County Wyoming | 1 | $ 3,765,000 | $ 3,765,000 | $ 0 |
Mortgage Loan Application Detail Totals for Progress Bank And Trust in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 947 | $428,695,000 | $452,000 | $11,705,000 | $237,000 | $9,196,000 |
| Other Purpose | 184 | $38,750,000 | $210,000 | $1,635,000 | $347,000 | $6,691,000 |
| Refinancing | 148 | $58,700,000 | $396,000 | $2,595,000 | $313,000 | $5,268,000 |
| Cash-out Refinancing | 125 | $46,135,000 | $369,000 | $2,505,000 | $195,000 | $1,590,000 |
| Home Improvement | 104 | $19,200,000 | $184,000 | $6,465,000 | $176,000 | $885,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,115 | $410,285,000 | $367,000 | $4,645,000 | $249,000 | $9,196,000 |
| Not Provided | 136 | $53,150,000 | $390,000 | $3,005,000 | $293,000 | $2,050,000 |
| Not applicable | 129 | $78,515,000 | $608,000 | $11,705,000 | $0 | $0 |
| Black or African American | 47 | $16,975,000 | $361,000 | $1,515,000 | $138,000 | $466,000 |
| Asian | 35 | $12,915,000 | $369,000 | $845,000 | $219,000 | $455,000 |
| Hispanic | 33 | $14,335,000 | $434,000 | $1,635,000 | $277,000 | $3,284,000 |
| American Indian or Alaskan Native | 9 | $3,065,000 | $340,000 | $775,000 | $132,000 | $240,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $645,000 | $645,000 | $645,000 | $415,000 | $415,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,313 | $522,695,000 | $398,000 | $11,705,000 | $273,000 | $9,196,000 |
| VA-guaranteed (Veterans Administration) | 118 | $50,730,000 | $429,000 | $1,625,000 | $126,000 | $426,000 |
| FHA-insured (Federal Housing Administration) | 68 | $16,040,000 | $235,000 | $485,000 | $72,000 | $197,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 9 | $2,015,000 | $223,000 | $305,000 | $59,000 | $87,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,268 | $493,120,000 | $388,000 | $11,705,000 | $246,000 | $6,691,000 |
| Application Withdrawn By Applicant | 162 | $67,620,000 | $417,000 | $3,005,000 | $287,000 | $9,196,000 |
| Application Approved But Not Accepted | 48 | $21,090,000 | $439,000 | $3,765,000 | $221,000 | $2,636,000 |
| Application Denied By Financial Institution | 30 | $9,650,000 | $321,000 | $1,205,000 | $183,000 | $1,032,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,478 | $581,830,000 | $393,000 | $11,705,000 | $250,000 | $9,196,000 |
| Collateral | 11 | $4,475,000 | $406,000 | $1,205,000 | $242,000 | $829,000 |
| Credit History | 6 | $1,410,000 | $235,000 | $515,000 | $144,000 | $277,000 |
| Employment History | 5 | $685,000 | $137,000 | $165,000 | $70,000 | $97,000 |
| Debt-To-Income Ratio | 4 | $990,000 | $247,000 | $315,000 | $75,000 | $176,000 |
| Unverifiable Information | 2 | $630,000 | $315,000 | $455,000 | $109,000 | $182,000 |
| Credit Application Incomplete | 1 | $335,000 | $335,000 | $335,000 | $80,000 | $80,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $1,125,000 | $1,125,000 | $1,125,000 | $1,032,000 | $1,032,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Progress Bank And Trust's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Progress Bank And Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet
with aggregated HMDA statistics today.