Proper Rate, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Proper Rate, Llc 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Proper Rate, Llc 1800 W Larchmont Ave Wilmington, DE 60613 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 |
| Total Number of Mortgage Applications | 2,928 |
| Total Mortgage Loan Application Amount | $1,228,030,000 |
| Average Mortgage Loan Application Amount | $405,666 |
| Highest Mortgage Loan Application Amount | $2,965,000 |
| Average Applicant Income | $196,000 |
| Highest Applicant Income | $4,630,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Proper Rate, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Proper Rate, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Proper Rate, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Proper Rate, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Proper Rate, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Proper Rate, Llc's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 1,648 | $ 721,430,000 | $ 437,000 | $ 190,000 |
| Lake County Illinois | 260 | $ 107,050,000 | $ 411,000 | $ 193,000 |
| DuPage County Illinois | 246 | $ 108,390,000 | $ 440,000 | $ 204,000 |
| Kane County Illinois | 76 | $ 25,810,000 | $ 339,000 | $ 166,000 |
| Lake County Indiana | 75 | $ 17,565,000 | $ 234,000 | $ 93,000 |
| Berrien County Michigan | 57 | $ 18,745,000 | $ 328,000 | $ 168,000 |
| McHenry County Illinois | 56 | $ 16,360,000 | $ 292,000 | $ 120,000 |
| Will County Illinois | 53 | $ 17,495,000 | $ 330,000 | $ 132,000 |
| LaPorte County Indiana | 23 | $ 7,135,000 | $ 310,000 | $ 145,000 |
| Kendall County Illinois | 20 | $ 4,810,000 | $ 240,000 | $ 101,000 |
| Porter County Indiana | 18 | $ 6,540,000 | $ 363,000 | $ 139,000 |
| Walworth County Wisconsin | 18 | $ 5,680,000 | $ 315,000 | $ 227,000 |
| Milwaukee County Wisconsin | 15 | $ 4,915,000 | $ 327,000 | $ 202,000 |
| Denver County Colorado | 14 | $ 9,900,000 | $ 707,000 | $ 312,000 |
| Kenosha County Wisconsin | 12 | $ 3,900,000 | $ 325,000 | $ 128,000 |
| Maricopa County Arizona | 11 | $ 9,125,000 | $ 829,000 | $ 1,860,000 |
| Jefferson County Colorado | 11 | $ 4,435,000 | $ 403,000 | $ 149,000 |
| Dallas County Texas | 11 | $ 795,000 | $ 72,000 | $ 108,000 |
| McCurtain County Oklahoma | 9 | $ 6,355,000 | $ 706,000 | $ 111,000 |
| Douglas County Colorado | 7 | $ 4,595,000 | $ 656,000 | $ 203,000 |
| Hillsborough County Florida | 7 | $ 3,515,000 | $ 502,000 | $ 174,000 |
| Marion County Indiana | 7 | $ 3,915,000 | $ 559,000 | $ 194,000 |
| Butler County Ohio | 7 | $ 1,265,000 | $ 180,000 | $ 206,000 |
| Fulton County Georgia | 6 | $ 5,600,000 | $ 933,000 | $ 386,000 |
| Arapahoe County Colorado | 5 | $ 2,885,000 | $ 577,000 | $ 170,000 |
| Broward County Florida | 5 | $ 2,945,000 | $ 589,000 | $ 228,000 |
| Lee County Florida | 5 | $ 2,245,000 | $ 449,000 | $ 324,000 |
| Chatham County Georgia | 5 | $ 1,565,000 | $ 313,000 | $ 270,000 |
| Grundy County Illinois | 5 | $ 1,075,000 | $ 215,000 | $ 75,000 |
| Allegan County Michigan | 5 | $ 2,545,000 | $ 509,000 | $ 368,000 |
| Citrus County Florida | 4 | $ 1,070,000 | $ 267,000 | $ 143,000 |
| Collier County Florida | 4 | $ 2,360,000 | $ 590,000 | $ 476,000 |
| Manatee County Florida | 4 | $ 1,650,000 | $ 412,000 | $ 180,000 |
| Palm Beach County Florida | 4 | $ 3,560,000 | $ 890,000 | $ 515,000 |
| DeKalb County Illinois | 4 | $ 690,000 | $ 172,000 | $ 57,000 |
| Winnebago County Illinois | 4 | $ 1,170,000 | $ 292,000 | $ 162,000 |
| Hamilton County Indiana | 4 | $ 1,680,000 | $ 420,000 | $ 147,000 |
| Brazoria County Texas | 4 | $ 1,110,000 | $ 277,000 | $ 130,000 |
| Harris County Texas | 4 | $ 1,740,000 | $ 435,000 | $ 166,000 |
| Los Angeles County California | 3 | $ 2,085,000 | $ 695,000 | $ 173,000 |
| San Diego County California | 3 | $ 2,735,000 | $ 911,000 | $ 350,000 |
| Boulder County Colorado | 3 | $ 2,675,000 | $ 891,000 | $ 319,000 |
| Larimer County Colorado | 3 | $ 1,055,000 | $ 351,000 | $ 100,000 |
| Marion County Florida | 3 | $ 945,000 | $ 315,000 | $ 101,000 |
| Cobb County Georgia | 3 | $ 1,585,000 | $ 528,000 | $ 212,000 |
| Denton County Texas | 3 | $ 1,335,000 | $ 445,000 | $ 170,000 |
| Sheboygan County Wisconsin | 3 | $ 2,495,000 | $ 831,000 | $ 431,000 |
| Pima County Arizona | 2 | $ 420,000 | $ 210,000 | $ 301,000 |
| Riverside County California | 2 | $ 970,000 | $ 485,000 | $ 193,000 |
| San Bernardino County California | 2 | $ 1,010,000 | $ 505,000 | $ 201,000 |
| Eagle County Colorado | 2 | $ 1,580,000 | $ 790,000 | $ 282,000 |
| Charlotte County Florida | 2 | $ 910,000 | $ 455,000 | $ 235,000 |
| Orange County Florida | 2 | $ 2,540,000 | $ 1,270,000 | $ 412,000 |
| Pasco County Florida | 2 | $ 940,000 | $ 470,000 | $ 136,000 |
| Sarasota County Florida | 2 | $ 580,000 | $ 290,000 | $ 315,000 |
| Walton County Florida | 2 | $ 1,770,000 | $ 885,000 | $ 298,000 |
| Lowndes County Georgia | 2 | $ 880,000 | $ 440,000 | $ 114,000 |
| Bureau County Illinois | 2 | $ 320,000 | $ 160,000 | $ 95,000 |
| Henry County Illinois | 2 | $ 530,000 | $ 265,000 | $ 116,000 |
| Jo Daviess County Illinois | 2 | $ 300,000 | $ 150,000 | $ 270,000 |
| Livingston County Illinois | 2 | $ 160,000 | $ 80,000 | $ 42,000 |
| McLean County Illinois | 2 | $ 570,000 | $ 285,000 | $ 106,000 |
| Kosciusko County Indiana | 2 | $ 430,000 | $ 215,000 | $ 126,000 |
| St. Joseph County Indiana | 2 | $ 350,000 | $ 175,000 | $ 158,000 |
| Starke County Indiana | 2 | $ 390,000 | $ 195,000 | $ 77,000 |
| Kalamazoo County Michigan | 2 | $ 730,000 | $ 365,000 | $ 157,000 |
| Kent County Michigan | 2 | $ 910,000 | $ 455,000 | $ 296,000 |
| Oakland County Michigan | 2 | $ 790,000 | $ 395,000 | $ 158,000 |
| St. Joseph County Michigan | 2 | $ 700,000 | $ 350,000 | $ 229,000 |
| Washtenaw County Michigan | 2 | $ 580,000 | $ 290,000 | $ 144,000 |
| Wayne County Michigan | 2 | $ 590,000 | $ 295,000 | $ 195,000 |
| Buncombe County North Carolina | 2 | $ 740,000 | $ 370,000 | $ 383,000 |
| Mecklenburg County North Carolina | 2 | $ 2,070,000 | $ 1,035,000 | $ 346,000 |
| Anderson County South Carolina | 2 | $ 310,000 | $ 155,000 | $ 31,000 |
| Charleston County South Carolina | 2 | $ 1,620,000 | $ 810,000 | $ 206,000 |
| Blount County Tennessee | 2 | $ 690,000 | $ 345,000 | $ 125,000 |
| Collin County Texas | 2 | $ 1,080,000 | $ 540,000 | $ 206,000 |
| Erath County Texas | 2 | $ 770,000 | $ 385,000 | $ 104,000 |
| Nueces County Texas | 2 | $ 260,000 | $ 130,000 | $ 89,000 |
| Travis County Texas | 2 | $ 1,050,000 | $ 525,000 | $ 332,000 |
| Williamson County Texas | 2 | $ 1,100,000 | $ 550,000 | $ 131,000 |
| Dane County Wisconsin | 2 | $ 680,000 | $ 340,000 | $ 152,000 |
| Door County Wisconsin | 2 | $ 490,000 | $ 245,000 | $ 84,000 |
| Ozaukee County Wisconsin | 2 | $ 1,370,000 | $ 685,000 | $ 276,000 |
| Racine County Wisconsin | 2 | $ 350,000 | $ 175,000 | $ 78,000 |
| Contra Costa County California | 1 | $ 615,000 | $ 615,000 | $ 303,000 |
| Marin County California | 1 | $ 1,745,000 | $ 1,745,000 | $ 462,000 |
| Orange County California | 1 | $ 975,000 | $ 975,000 | $ 477,000 |
| Santa Clara County California | 1 | $ 645,000 | $ 645,000 | $ 244,000 |
| Ventura County California | 1 | $ 175,000 | $ 175,000 | $ 82,000 |
| El Paso County Colorado | 1 | $ 365,000 | $ 365,000 | $ 75,000 |
| Gunnison County Colorado | 1 | $ 275,000 | $ 275,000 | $ 85,000 |
| Brevard County Florida | 1 | $ 645,000 | $ 645,000 | $ 201,000 |
| Flagler County Florida | 1 | $ 245,000 | $ 245,000 | $ 242,000 |
| Lake County Florida | 1 | $ 95,000 | $ 95,000 | $ 32,000 |
| Leon County Florida | 1 | $ 275,000 | $ 275,000 | $ 68,000 |
| Martin County Florida | 1 | $ 1,925,000 | $ 1,925,000 | $ 600,000 |
| Okaloosa County Florida | 1 | $ 645,000 | $ 645,000 | $ 317,000 |
| Osceola County Florida | 1 | $ 305,000 | $ 305,000 | $ 240,000 |
| Pinellas County Florida | 1 | $ 365,000 | $ 365,000 | $ 120,000 |
| Polk County Florida | 1 | $ 335,000 | $ 335,000 | $ 112,000 |
| Seminole County Florida | 1 | $ 605,000 | $ 605,000 | $ 160,000 |
| St. Johns County Florida | 1 | $ 455,000 | $ 455,000 | $ 237,000 |
| St. Lucie County Florida | 1 | $ 495,000 | $ 495,000 | $ 244,000 |
| Sumter County Florida | 1 | $ 425,000 | $ 425,000 | $ 156,000 |
| Bibb County Georgia | 1 | $ 95,000 | $ 95,000 | $ 21,000 |
| Forsyth County Georgia | 1 | $ 205,000 | $ 205,000 | $ 132,000 |
| Hall County Georgia | 1 | $ 245,000 | $ 245,000 | $ 68,000 |
| Jackson County Georgia | 1 | $ 265,000 | $ 265,000 | $ 55,000 |
| Boone County Illinois | 1 | $ 285,000 | $ 285,000 | $ 190,000 |
| Fulton County Illinois | 1 | $ 355,000 | $ 355,000 | $ 204,000 |
| LaSalle County Illinois | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Logan County Illinois | 1 | $ 175,000 | $ 175,000 | $ 48,000 |
| Macon County Illinois | 1 | $ 145,000 | $ 145,000 | $ 91,000 |
| Madison County Illinois | 1 | $ 735,000 | $ 735,000 | $ 606,000 |
| Monroe County Illinois | 1 | $ 425,000 | $ 425,000 | $ 135,000 |
| Peoria County Illinois | 1 | $ 95,000 | $ 95,000 | $ 75,000 |
| Sangamon County Illinois | 1 | $ 245,000 | $ 245,000 | $ 205,000 |
| St. Clair County Illinois | 1 | $ 295,000 | $ 295,000 | $ 160,000 |
| Woodford County Illinois | 1 | $ 305,000 | $ 305,000 | $ 352,000 |
| Allen County Indiana | 1 | $ 75,000 | $ 75,000 | $ 101,000 |
| Bartholomew County Indiana | 1 | $ 225,000 | $ 225,000 | $ 232,000 |
| Hendricks County Indiana | 1 | $ 105,000 | $ 105,000 | $ 92,000 |
| Newton County Indiana | 1 | $ 255,000 | $ 255,000 | $ 87,000 |
| Wells County Indiana | 1 | $ 85,000 | $ 85,000 | $ 91,000 |
| Scott County Iowa | 1 | $ 325,000 | $ 325,000 | $ 384,000 |
| Shawnee County Kansas | 1 | $ 315,000 | $ 315,000 | $ 77,000 |
| Cass County Michigan | 1 | $ 975,000 | $ 975,000 | $ 545,000 |
| Lake County Michigan | 1 | $ 205,000 | $ 205,000 | $ 197,000 |
| Lenawee County Michigan | 1 | $ 265,000 | $ 265,000 | $ 185,000 |
| Mason County Michigan | 1 | $ 565,000 | $ 565,000 | $ 359,000 |
| Muskegon County Michigan | 1 | $ 295,000 | $ 295,000 | $ 121,000 |
| Ottawa County Michigan | 1 | $ 475,000 | $ 475,000 | $ 169,000 |
| Van Buren County Michigan | 1 | $ 125,000 | $ 125,000 | $ 243,000 |
| Dakota County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 26,000 |
| Olmsted County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 34,000 |
| Washington County Minnesota | 1 | $ 535,000 | $ 535,000 | $ 178,000 |
| Jackson County Missouri | 1 | $ 645,000 | $ 645,000 | $ 250,000 |
| St. Louis City County Missouri | 1 | $ 905,000 | $ 905,000 | $ 219,000 |
| Brunswick County North Carolina | 1 | $ 425,000 | $ 425,000 | $ 173,000 |
| Craven County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 39,000 |
| Durham County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 160,000 |
| Onslow County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 49,000 |
| Delaware County Ohio | 1 | $ 585,000 | $ 585,000 | $ 275,000 |
| Geauga County Ohio | 1 | $ 365,000 | $ 365,000 | $ 182,000 |
| Hamilton County Ohio | 1 | $ 255,000 | $ 255,000 | $ 83,000 |
| Lorain County Ohio | 1 | $ 555,000 | $ 555,000 | $ 250,000 |
| Kershaw County South Carolina | 1 | $ 315,000 | $ 315,000 | $ 138,000 |
| Lancaster County South Carolina | 1 | $ 905,000 | $ 905,000 | $ 344,000 |
| Cumberland County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 123,000 |
| Davidson County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 51,000 |
| Hamilton County Tennessee | 1 | $ 405,000 | $ 405,000 | $ 91,000 |
| Knox County Tennessee | 1 | $ 465,000 | $ 465,000 | $ 217,000 |
| Loudon County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 24,000 |
| Robertson County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 134,000 |
| Rutherford County Tennessee | 1 | $ 335,000 | $ 335,000 | $ 100,000 |
| Sevier County Tennessee | 1 | $ 495,000 | $ 495,000 | $ 603,000 |
| Shelby County Tennessee | 1 | $ 445,000 | $ 445,000 | $ 180,000 |
| Sumner County Tennessee | 1 | $ 645,000 | $ 645,000 | $ 158,000 |
| Warren County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 67,000 |
| Wilson County Tennessee | 1 | $ 805,000 | $ 805,000 | $ 329,000 |
| Bastrop County Texas | 1 | $ 355,000 | $ 355,000 | $ 99,000 |
| Bexar County Texas | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Comanche County Texas | 1 | $ 175,000 | $ 175,000 | $ 72,000 |
| Grayson County Texas | 1 | $ 285,000 | $ 285,000 | $ 93,000 |
| Lamar County Texas | 1 | $ 335,000 | $ 335,000 | $ 78,000 |
| Montgomery County Texas | 1 | $ 565,000 | $ 565,000 | $ 396,000 |
| Randall County Texas | 1 | $ 245,000 | $ 245,000 | $ 46,000 |
| Smith County Texas | 1 | $ 105,000 | $ 105,000 | $ 61,000 |
| Tarrant County Texas | 1 | $ 745,000 | $ 745,000 | $ 185,000 |
| Wise County Texas | 1 | $ 895,000 | $ 895,000 | $ 471,000 |
| Brown County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| Langlade County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 464,000 |
| Manitowoc County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 197,000 |
| Outagamie County Wisconsin | 1 | $ 265,000 | $ 265,000 | $ 88,000 |
| Sauk County Wisconsin | 1 | $ 325,000 | $ 325,000 | $ 124,000 |
| Vilas County Wisconsin | 1 | $ 685,000 | $ 685,000 | $ 675,000 |
| Waukesha County Wisconsin | 1 | $ 445,000 | $ 445,000 | $ 138,000 |
Mortgage Loan Application Detail Totals for Proper Rate, Llc in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,454 | $1,039,940,000 | $423,000 | $2,765,000 | $191,000 | $4,630,000 |
| Cash-out Refinancing | 247 | $95,465,000 | $386,000 | $2,965,000 | $206,000 | $4,630,000 |
| Refinancing | 227 | $92,625,000 | $408,000 | $1,805,000 | $191,000 | $902,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,086 | $889,190,000 | $426,000 | $2,965,000 | $197,000 | $4,630,000 |
| Not Provided | 334 | $148,920,000 | $445,000 | $2,645,000 | $198,000 | $1,480,000 |
| Hispanic | 180 | $56,750,000 | $315,000 | $1,255,000 | $142,000 | $721,000 |
| Asian | 167 | $72,665,000 | $435,000 | $1,925,000 | $194,000 | $916,000 |
| Black or African American | 98 | $33,650,000 | $343,000 | $2,285,000 | $143,000 | $686,000 |
| American Indian or Alaskan Native | 15 | $5,635,000 | $375,000 | $705,000 | $222,000 | $765,000 |
| Not applicable | 3 | $1,015,000 | $338,000 | $605,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,735 | $1,167,385,000 | $426,000 | $2,965,000 | $198,000 | $4,630,000 |
| FHA-insured (Federal Housing Administration) | 124 | $35,190,000 | $283,000 | $745,000 | $97,000 | $392,000 |
| VA-guaranteed (Veterans Administration) | 69 | $25,455,000 | $368,000 | $805,000 | $124,000 | $329,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,957 | $816,635,000 | $417,000 | $2,775,000 | $186,000 | $4,535,000 |
| Application Withdrawn By Applicant | 848 | $363,850,000 | $429,000 | $2,645,000 | $215,000 | $4,630,000 |
| Application Denied By Financial Institution | 88 | $31,490,000 | $357,000 | $2,405,000 | $128,000 | $673,000 |
| Application Approved But Not Accepted | 17 | $5,575,000 | $327,000 | $615,000 | $146,000 | $265,000 |
| File Closed For Incompleteness | 13 | $8,845,000 | $680,000 | $2,965,000 | $212,000 | $708,000 |
| Loan Purchased By The Institution | 3 | $1,015,000 | $338,000 | $605,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 1 | $365,000 | $365,000 | $365,000 | $90,000 | $90,000 |
| Preapproval Denied by Financial Institution | 1 | $255,000 | $255,000 | $255,000 | $81,000 | $81,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,839 | $1,196,285,000 | $421,000 | $2,965,000 | $194,000 | $4,630,000 |
| Debt-To-Income Ratio | 40 | $14,790,000 | $369,000 | $2,405,000 | $108,000 | $673,000 |
| Collateral | 16 | $4,380,000 | $273,000 | $645,000 | $153,000 | $498,000 |
| Credit History | 16 | $5,230,000 | $326,000 | $1,395,000 | $140,000 | $523,000 |
| Unverifiable Information | 7 | $3,425,000 | $489,000 | $1,105,000 | $155,000 | $360,000 |
| Employment History | 5 | $1,935,000 | $387,000 | $755,000 | $121,000 | $232,000 |
| Other | 3 | $1,465,000 | $488,000 | $895,000 | $182,000 | $364,000 |
| Credit Application Incomplete | 1 | $145,000 | $145,000 | $145,000 | $45,000 | $45,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $375,000 | $375,000 | $375,000 | $113,000 | $113,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Proper Rate, Llc's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Proper Rate, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.