Proper Rate, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Proper Rate, Llc 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Proper Rate, Llc 1800 W Larchmont Ave Wilmington, DE 60613 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 |
| Total Number of Mortgage Applications | 2,140 |
| Total Mortgage Loan Application Amount | $870,960,000 |
| Average Mortgage Loan Application Amount | $385,333 |
| Highest Mortgage Loan Application Amount | $5,115,000 |
| Average Applicant Income | $201,333 |
| Highest Applicant Income | $5,158,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Proper Rate, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Proper Rate, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Proper Rate, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Proper Rate, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Proper Rate, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Proper Rate, Llc's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 1,264 | $ 537,060,000 | $ 424,000 | $ 196,000 |
| DuPage County Illinois | 192 | $ 82,720,000 | $ 430,000 | $ 207,000 |
| Lake County Illinois | 175 | $ 71,095,000 | $ 406,000 | $ 202,000 |
| Kane County Illinois | 58 | $ 18,630,000 | $ 321,000 | $ 154,000 |
| Will County Illinois | 57 | $ 20,235,000 | $ 355,000 | $ 155,000 |
| Berrien County Michigan | 47 | $ 15,925,000 | $ 338,000 | $ 209,000 |
| Lake County Indiana | 39 | $ 10,255,000 | $ 262,000 | $ 120,000 |
| McHenry County Illinois | 30 | $ 7,280,000 | $ 242,000 | $ 125,000 |
| Walworth County Wisconsin | 26 | $ 8,120,000 | $ 312,000 | $ 166,000 |
| LaPorte County Indiana | 15 | $ 5,355,000 | $ 357,000 | $ 160,000 |
| Porter County Indiana | 15 | $ 5,415,000 | $ 361,000 | $ 162,000 |
| Kendall County Illinois | 9 | $ 2,625,000 | $ 291,000 | $ 170,000 |
| Lamar County Texas | 8 | $ 1,510,000 | $ 188,000 | $ 75,000 |
| Kenosha County Wisconsin | 7 | $ 2,145,000 | $ 306,000 | $ 125,000 |
| Milwaukee County Wisconsin | 7 | $ 2,195,000 | $ 313,000 | $ 144,000 |
| Palm Beach County Florida | 6 | $ 3,000,000 | $ 500,000 | $ 840,000 |
| Racine County Wisconsin | 6 | $ 1,790,000 | $ 298,000 | $ 108,000 |
| Denver County Colorado | 5 | $ 3,385,000 | $ 677,000 | $ 286,000 |
| Jefferson County Colorado | 5 | $ 2,485,000 | $ 497,000 | $ 211,000 |
| McCurtain County Oklahoma | 5 | $ 5,205,000 | $ 1,041,000 | $ 245,000 |
| Bexar County Texas | 5 | $ 885,000 | $ 177,000 | $ 0 |
| Lee County Florida | 4 | $ 1,030,000 | $ 257,000 | $ 145,000 |
| Winnebago County Illinois | 4 | $ 870,000 | $ 217,000 | $ 129,000 |
| Van Buren County Michigan | 4 | $ 1,930,000 | $ 482,000 | $ 384,000 |
| Brevard County Florida | 3 | $ 1,355,000 | $ 451,000 | $ 94,000 |
| Collier County Florida | 3 | $ 2,275,000 | $ 758,000 | $ 299,000 |
| Pinellas County Florida | 3 | $ 885,000 | $ 295,000 | $ 120,000 |
| Boone County Illinois | 3 | $ 315,000 | $ 105,000 | $ 51,000 |
| DeKalb County Illinois | 3 | $ 945,000 | $ 315,000 | $ 187,000 |
| Grundy County Illinois | 3 | $ 775,000 | $ 258,000 | $ 139,000 |
| Jo Daviess County Illinois | 3 | $ 685,000 | $ 228,000 | $ 276,000 |
| St. Joseph County Indiana | 3 | $ 905,000 | $ 301,000 | $ 77,000 |
| Allegan County Michigan | 3 | $ 1,075,000 | $ 358,000 | $ 363,000 |
| Collin County Texas | 3 | $ 1,065,000 | $ 355,000 | $ 236,000 |
| Dallas County Texas | 3 | $ 3,085,000 | $ 1,028,000 | $ 376,000 |
| Rock County Wisconsin | 3 | $ 755,000 | $ 251,000 | $ 106,000 |
| Maricopa County Arizona | 2 | $ 490,000 | $ 245,000 | $ 280,000 |
| Riverside County California | 2 | $ 1,180,000 | $ 590,000 | $ 115,000 |
| Sonoma County California | 2 | $ 1,730,000 | $ 865,000 | $ 302,000 |
| Douglas County Colorado | 2 | $ 1,080,000 | $ 540,000 | $ 204,000 |
| Hillsborough County Florida | 2 | $ 650,000 | $ 325,000 | $ 98,000 |
| Indian River County Florida | 2 | $ 330,000 | $ 165,000 | $ 151,000 |
| Manatee County Florida | 2 | $ 1,660,000 | $ 830,000 | $ 287,000 |
| Orange County Florida | 2 | $ 590,000 | $ 295,000 | $ 209,000 |
| Kankakee County Illinois | 2 | $ 510,000 | $ 255,000 | $ 94,000 |
| Hamilton County Indiana | 2 | $ 950,000 | $ 475,000 | $ 245,000 |
| Marion County Indiana | 2 | $ 190,000 | $ 95,000 | $ 365,000 |
| Scott County Iowa | 2 | $ 1,070,000 | $ 535,000 | $ 491,000 |
| Barry County Michigan | 2 | $ 390,000 | $ 195,000 | $ 210,000 |
| Cass County Michigan | 2 | $ 1,030,000 | $ 515,000 | $ 280,000 |
| Kent County Michigan | 2 | $ 930,000 | $ 465,000 | $ 313,000 |
| Mecklenburg County North Carolina | 2 | $ 950,000 | $ 475,000 | $ 376,000 |
| Cuyahoga County Ohio | 2 | $ 890,000 | $ 445,000 | $ 240,000 |
| Williamson County Texas | 2 | $ 1,150,000 | $ 575,000 | $ 184,000 |
| Waukesha County Wisconsin | 2 | $ 570,000 | $ 285,000 | $ 93,000 |
| Pima County Arizona | 1 | $ 315,000 | $ 315,000 | $ 95,000 |
| Los Angeles County California | 1 | $ 385,000 | $ 385,000 | $ 241,000 |
| Mono County California | 1 | $ 365,000 | $ 365,000 | $ 709,000 |
| San Diego County California | 1 | $ 1,005,000 | $ 1,005,000 | $ 1,434,000 |
| Santa Clara County California | 1 | $ 575,000 | $ 575,000 | $ 144,000 |
| Archuleta County Colorado | 1 | $ 225,000 | $ 225,000 | $ 79,000 |
| Boulder County Colorado | 1 | $ 725,000 | $ 725,000 | $ 240,000 |
| Broomfield County Colorado | 1 | $ 465,000 | $ 465,000 | $ 200,000 |
| El Paso County Colorado | 1 | $ 315,000 | $ 315,000 | $ 71,000 |
| Larimer County Colorado | 1 | $ 805,000 | $ 805,000 | $ 720,000 |
| Broward County Florida | 1 | $ 255,000 | $ 255,000 | $ 74,000 |
| Osceola County Florida | 1 | $ 345,000 | $ 345,000 | $ 112,000 |
| Santa Rosa County Florida | 1 | $ 205,000 | $ 205,000 | $ 84,000 |
| Seminole County Florida | 1 | $ 485,000 | $ 485,000 | $ 170,000 |
| Walton County Florida | 1 | $ 1,205,000 | $ 1,205,000 | $ 0 |
| Chatham County Georgia | 1 | $ 645,000 | $ 645,000 | $ 0 |
| Carroll County Illinois | 1 | $ 285,000 | $ 285,000 | $ 171,000 |
| McLean County Illinois | 1 | $ 385,000 | $ 385,000 | $ 137,000 |
| Putnam County Illinois | 1 | $ 275,000 | $ 275,000 | $ 215,000 |
| St. Clair County Illinois | 1 | $ 285,000 | $ 285,000 | $ 75,000 |
| Carroll County Indiana | 1 | $ 215,000 | $ 215,000 | $ 103,000 |
| Steuben County Indiana | 1 | $ 175,000 | $ 175,000 | $ 139,000 |
| Dallas County Iowa | 1 | $ 295,000 | $ 295,000 | $ 105,000 |
| Johnson County Kansas | 1 | $ 455,000 | $ 455,000 | $ 264,000 |
| Riley County Kansas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Shawnee County Kansas | 1 | $ 315,000 | $ 315,000 | $ 77,000 |
| Arenac County Michigan | 1 | $ 95,000 | $ 95,000 | $ 140,000 |
| Benzie County Michigan | 1 | $ 295,000 | $ 295,000 | $ 103,000 |
| Calhoun County Michigan | 1 | $ 375,000 | $ 375,000 | $ 360,000 |
| Cheboygan County Michigan | 1 | $ 155,000 | $ 155,000 | $ 54,000 |
| Houghton County Michigan | 1 | $ 205,000 | $ 205,000 | $ 72,000 |
| Ingham County Michigan | 1 | $ 195,000 | $ 195,000 | $ 239,000 |
| Mackinac County Michigan | 1 | $ 185,000 | $ 185,000 | $ 312,000 |
| Missaukee County Michigan | 1 | $ 265,000 | $ 265,000 | $ 200,000 |
| Oakland County Michigan | 1 | $ 605,000 | $ 605,000 | $ 328,000 |
| Ottawa County Michigan | 1 | $ 185,000 | $ 185,000 | $ 195,000 |
| Washtenaw County Michigan | 1 | $ 265,000 | $ 265,000 | $ 190,000 |
| Cass County Minnesota | 1 | $ 255,000 | $ 255,000 | $ 139,000 |
| Camden County Missouri | 1 | $ 405,000 | $ 405,000 | $ 298,000 |
| Clay County Missouri | 1 | $ 165,000 | $ 165,000 | $ 130,000 |
| Jackson County Missouri | 1 | $ 245,000 | $ 245,000 | $ 140,000 |
| Chatham County North Carolina | 1 | $ 615,000 | $ 615,000 | $ 665,000 |
| Johnston County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 45,000 |
| Franklin County Ohio | 1 | $ 965,000 | $ 965,000 | $ 366,000 |
| Stark County Ohio | 1 | $ 275,000 | $ 275,000 | $ 138,000 |
| Choctaw County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 42,000 |
| Beaufort County South Carolina | 1 | $ 395,000 | $ 395,000 | $ 253,000 |
| Charleston County South Carolina | 1 | $ 955,000 | $ 955,000 | $ 286,000 |
| Edgefield County South Carolina | 1 | $ 325,000 | $ 325,000 | $ 90,000 |
| Horry County South Carolina | 1 | $ 335,000 | $ 335,000 | $ 79,000 |
| Knox County Tennessee | 1 | $ 725,000 | $ 725,000 | $ 122,000 |
| Rutherford County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 84,000 |
| Denton County Texas | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Fannin County Texas | 1 | $ 385,000 | $ 385,000 | $ 314,000 |
| Harris County Texas | 1 | $ 725,000 | $ 725,000 | $ 350,000 |
| Hays County Texas | 1 | $ 285,000 | $ 285,000 | $ 89,000 |
| Hunt County Texas | 1 | $ 565,000 | $ 565,000 | $ 185,000 |
| Travis County Texas | 1 | $ 325,000 | $ 325,000 | $ 145,000 |
| Brown County Wisconsin | 1 | $ 335,000 | $ 335,000 | $ 134,000 |
| Dane County Wisconsin | 1 | $ 255,000 | $ 255,000 | $ 698,000 |
| Florence County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 237,000 |
| Green County Wisconsin | 1 | $ 305,000 | $ 305,000 | $ 99,000 |
| Marathon County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 108,000 |
| Ozaukee County Wisconsin | 1 | $ 325,000 | $ 325,000 | $ 83,000 |
| Sheboygan County Wisconsin | 1 | $ 385,000 | $ 385,000 | $ 0 |
Mortgage Loan Application Detail Totals for Proper Rate, Llc in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,023 | $827,655,000 | $409,000 | $5,115,000 | $194,000 | $5,158,000 |
| Cash-out Refinancing | 79 | $28,645,000 | $362,000 | $2,325,000 | $225,000 | $1,434,000 |
| Refinancing | 38 | $14,660,000 | $385,000 | $1,005,000 | $185,000 | $800,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,337 | $559,425,000 | $418,000 | $5,115,000 | $202,000 | $5,158,000 |
| Not Provided | 408 | $172,400,000 | $422,000 | $1,685,000 | $204,000 | $841,000 |
| Hispanic | 162 | $47,320,000 | $292,000 | $975,000 | $131,000 | $630,000 |
| Asian | 111 | $47,395,000 | $426,000 | $1,355,000 | $194,000 | $1,200,000 |
| Black or African American | 51 | $17,745,000 | $347,000 | $1,245,000 | $129,000 | $324,000 |
| American Indian or Alaskan Native | 8 | $2,090,000 | $261,000 | $595,000 | $104,000 | $266,000 |
| Not applicable | 2 | $870,000 | $435,000 | $485,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 1 | $395,000 | $395,000 | $395,000 | $110,000 | $110,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,011 | $828,155,000 | $411,000 | $5,115,000 | $199,000 | $5,158,000 |
| FHA-insured (Federal Housing Administration) | 93 | $28,805,000 | $309,000 | $725,000 | $127,000 | $539,000 |
| VA-guaranteed (Veterans Administration) | 36 | $14,000,000 | $388,000 | $815,000 | $122,000 | $282,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,386 | $547,510,000 | $395,000 | $2,335,000 | $185,000 | $1,920,000 |
| Application Withdrawn By Applicant | 667 | $293,785,000 | $440,000 | $5,115,000 | $219,000 | $5,158,000 |
| Application Denied By Financial Institution | 52 | $15,130,000 | $290,000 | $725,000 | $125,000 | $480,000 |
| File Closed For Incompleteness | 13 | $4,885,000 | $375,000 | $775,000 | $165,000 | $650,000 |
| Application Approved But Not Accepted | 12 | $4,350,000 | $362,000 | $635,000 | $184,000 | $371,000 |
| Preapproval Approved but not Accepted | 7 | $4,115,000 | $587,000 | $1,205,000 | $275,000 | $532,000 |
| Loan Purchased By The Institution | 2 | $870,000 | $435,000 | $485,000 | $0 | $0 |
| Preapproval Denied by Financial Institution | 1 | $315,000 | $315,000 | $315,000 | $74,000 | $74,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,087 | $855,515,000 | $409,000 | $5,115,000 | $196,000 | $5,158,000 |
| Collateral | 22 | $5,900,000 | $268,000 | $495,000 | $157,000 | $480,000 |
| Debt-To-Income Ratio | 16 | $4,700,000 | $293,000 | $725,000 | $97,000 | $232,000 |
| Employment History | 5 | $1,755,000 | $351,000 | $475,000 | $95,000 | $134,000 |
| Credit History | 5 | $1,975,000 | $395,000 | $695,000 | $155,000 | $301,000 |
| Other | 2 | $420,000 | $210,000 | $225,000 | $67,000 | $83,000 |
| Unverifiable Information | 2 | $580,000 | $290,000 | $305,000 | $60,000 | $60,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $115,000 | $115,000 | $115,000 | $34,000 | $34,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Proper Rate, Llc's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Proper Rate, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.