Prosperity Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Prosperity Bank 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Prosperity Bank 1301 N Mechanic El Campo, TX 77437 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,934 |
| Total Mortgage Loan Application Amount | $686,213,000 |
| Average Mortgage Loan Application Amount | $157,333 |
| Highest Mortgage Loan Application Amount | $3,853,000 |
| Average Applicant Income | $144,000 |
| Highest Applicant Income | $9,487,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Prosperity Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Prosperity Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Prosperity Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Prosperity Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Prosperity Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Prosperity Bank's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 542 | $ 141,125,000 | $ 260,000 | $ 213,000 |
| Travis County Texas | 356 | $ 131,058,000 | $ 368,000 | $ 271,000 |
| Brazos County Texas | 186 | $ 20,053,000 | $ 107,000 | $ 98,000 |
| Dallas County Texas | 173 | $ 38,908,000 | $ 224,000 | $ 234,000 |
| Nueces County Texas | 160 | $ 17,733,000 | $ 110,000 | $ 109,000 |
| Henderson County Texas | 138 | $ 10,249,000 | $ 74,000 | $ 84,000 |
| Victoria County Texas | 132 | $ 16,832,000 | $ 127,000 | $ 110,000 |
| Fort Bend County Texas | 124 | $ 28,714,000 | $ 231,000 | $ 195,000 |
| Matagorda County Texas | 123 | $ 9,344,000 | $ 75,000 | $ 87,000 |
| Williamson County Texas | 89 | $ 17,324,000 | $ 194,000 | $ 174,000 |
| Wharton County Texas | 78 | $ 12,844,000 | $ 164,000 | $ 171,000 |
| Waller County Texas | 72 | $ 9,760,000 | $ 135,000 | $ 91,000 |
| Liberty County Texas | 71 | $ 4,328,000 | $ 60,000 | $ 75,000 |
| Montgomery County Texas | 68 | $ 21,190,000 | $ 311,000 | $ 333,000 |
| Bastrop County Texas | 67 | $ 7,486,000 | $ 111,000 | $ 94,000 |
| Aransas County Texas | 66 | $ 7,204,000 | $ 109,000 | $ 143,000 |
| Galveston County Texas | 66 | $ 9,725,000 | $ 147,000 | $ 213,000 |
| Anderson County Texas | 65 | $ 4,830,000 | $ 74,000 | $ 93,000 |
| Brazoria County Texas | 65 | $ 6,333,000 | $ 97,000 | $ 99,000 |
| Fayette County Texas | 63 | $ 5,571,000 | $ 88,000 | $ 90,000 |
| Grimes County Texas | 59 | $ 4,605,000 | $ 78,000 | $ 68,000 |
| Ellis County Texas | 51 | $ 6,347,000 | $ 124,000 | $ 108,000 |
| Collin County Texas | 49 | $ 12,299,000 | $ 251,000 | $ 189,000 |
| Tarrant County Texas | 48 | $ 9,855,000 | $ 205,000 | $ 251,000 |
| Denton County Texas | 46 | $ 7,930,000 | $ 172,000 | $ 114,000 |
| Madison County Texas | 43 | $ 2,421,000 | $ 56,000 | $ 61,000 |
| Houston County Texas | 42 | $ 2,581,000 | $ 61,000 | $ 58,000 |
| San Patricio County Texas | 42 | $ 3,491,000 | $ 83,000 | $ 89,000 |
| Hays County Texas | 41 | $ 11,405,000 | $ 278,000 | $ 125,000 |
| Smith County Texas | 39 | $ 6,205,000 | $ 159,000 | $ 139,000 |
| Bexar County Texas | 37 | $ 8,330,000 | $ 225,000 | $ 279,000 |
| Navarro County Texas | 37 | $ 4,085,000 | $ 110,000 | $ 78,000 |
| Cherokee County Texas | 35 | $ 3,136,000 | $ 89,000 | $ 84,000 |
| Lee County Texas | 35 | $ 2,345,000 | $ 67,000 | $ 93,000 |
| Jefferson County Texas | 33 | $ 2,836,000 | $ 85,000 | $ 69,000 |
| Cooke County Texas | 28 | $ 3,065,000 | $ 109,000 | $ 104,000 |
| Burleson County Texas | 27 | $ 2,324,000 | $ 86,000 | $ 78,000 |
| Lavaca County Texas | 27 | $ 2,245,000 | $ 83,000 | $ 62,000 |
| Atascosa County Texas | 25 | $ 1,660,000 | $ 66,000 | $ 110,000 |
| Comal County Texas | 25 | $ 7,591,000 | $ 303,000 | $ 290,000 |
| DeWitt County Texas | 24 | $ 2,548,000 | $ 106,000 | $ 71,000 |
| Freestone County Texas | 23 | $ 996,000 | $ 43,000 | $ 55,000 |
| Calhoun County Texas | 22 | $ 4,893,000 | $ 222,000 | $ 149,000 |
| Bee County Texas | 20 | $ 1,825,000 | $ 91,000 | $ 102,000 |
| Goliad County Texas | 19 | $ 2,158,000 | $ 113,000 | $ 85,000 |
| Gonzales County Texas | 19 | $ 970,000 | $ 51,000 | $ 58,000 |
| Jackson County Texas | 18 | $ 1,382,000 | $ 76,000 | $ 81,000 |
| Washington County Texas | 18 | $ 2,470,000 | $ 137,000 | $ 84,000 |
| Chambers County Texas | 16 | $ 1,086,000 | $ 67,000 | $ 78,000 |
| Colorado County Texas | 16 | $ 1,636,000 | $ 102,000 | $ 86,000 |
| Panola County Texas | 14 | $ 979,000 | $ 69,000 | $ 86,000 |
| Cameron County Texas | 13 | $ 2,433,000 | $ 187,000 | $ 195,000 |
| Llano County Texas | 13 | $ 2,926,000 | $ 225,000 | $ 152,000 |
| Guadalupe County Texas | 11 | $ 5,184,000 | $ 471,000 | $ 485,000 |
| Kaufman County Texas | 10 | $ 1,531,000 | $ 153,000 | $ 100,000 |
| Van Zandt County Texas | 10 | $ 995,000 | $ 99,000 | $ 98,000 |
| Burnet County Texas | 9 | $ 2,705,000 | $ 300,000 | $ 115,000 |
| Limestone County Texas | 8 | $ 700,000 | $ 87,000 | $ 67,000 |
| San Jacinto County Texas | 8 | $ 581,000 | $ 72,000 | $ 204,000 |
| Walker County Texas | 8 | $ 798,000 | $ 99,000 | $ 70,000 |
| Gregg County Texas | 7 | $ 1,040,000 | $ 148,000 | $ 88,000 |
| Kleberg County Texas | 7 | $ 1,816,000 | $ 259,000 | $ 57,000 |
| Leon County Texas | 7 | $ 449,000 | $ 64,000 | $ 123,000 |
| Robertson County Texas | 7 | $ 1,425,000 | $ 203,000 | $ 160,000 |
| Jim Wells County Texas | 5 | $ 486,000 | $ 97,000 | $ 54,000 |
| Parker County Texas | 5 | $ 250,000 | $ 50,000 | $ 76,000 |
| Upshur County Texas | 5 | $ 485,000 | $ 97,000 | $ 126,000 |
| Bell County Texas | 4 | $ 2,679,000 | $ 669,000 | $ 451,000 |
| Franklin County Texas | 4 | $ 160,000 | $ 40,000 | $ 83,000 |
| Johnson County Texas | 4 | $ 496,000 | $ 124,000 | $ 87,000 |
| Angelina County Texas | 3 | $ 134,000 | $ 44,000 | $ 139,000 |
| Hardin County Texas | 3 | $ 526,000 | $ 175,000 | $ 110,000 |
| Kendall County Texas | 3 | $ 1,019,000 | $ 339,000 | $ 396,000 |
| Milam County Texas | 3 | $ 85,000 | $ 28,000 | $ 60,000 |
| Wise County Texas | 3 | $ 464,000 | $ 154,000 | $ 101,000 |
| Wood County Texas | 3 | $ 151,000 | $ 50,000 | $ 68,000 |
| Luna County New Mexico | 2 | $ 86,000 | $ 43,000 | $ 55,000 |
| Carter County Oklahoma | 2 | $ 250,000 | $ 125,000 | $ 618,000 |
| Austin County Texas | 2 | $ 206,000 | $ 103,000 | $ 83,000 |
| Bandera County Texas | 2 | $ 365,000 | $ 182,000 | $ 143,000 |
| Bowie County Texas | 2 | $ 400,000 | $ 200,000 | $ 110,000 |
| Ector County Texas | 2 | $ 272,000 | $ 136,000 | $ 287,000 |
| Grayson County Texas | 2 | $ 686,000 | $ 343,000 | $ 22,000 |
| Karnes County Texas | 2 | $ 103,000 | $ 51,000 | $ 43,000 |
| Lubbock County Texas | 2 | $ 182,000 | $ 91,000 | $ 299,000 |
| McLennan County Texas | 2 | $ 386,000 | $ 193,000 | $ 297,000 |
| Montague County Texas | 2 | $ 69,000 | $ 34,000 | $ 59,000 |
| Orange County Texas | 2 | $ 13,000 | $ 6,000 | $ 25,000 |
| Palo Pinto County Texas | 2 | $ 251,000 | $ 125,000 | $ 201,000 |
| Trinity County Texas | 2 | $ 45,000 | $ 22,000 | $ 36,000 |
| Wilson County Texas | 2 | $ 184,000 | $ 92,000 | $ 40,000 |
| Adams County Colorado | 1 | $ 5,000 | $ 5,000 | $ 172,000 |
| Archuleta County Colorado | 1 | $ 375,000 | $ 375,000 | $ 134,000 |
| Lincoln County New Mexico | 1 | $ 248,000 | $ 248,000 | $ 154,000 |
| Beaufort County South Carolina | 1 | $ 140,000 | $ 140,000 | $ 78,000 |
| Blanco County Texas | 1 | $ 104,000 | $ 104,000 | $ 53,000 |
| Bosque County Texas | 1 | $ 250,000 | $ 250,000 | $ 382,000 |
| Caldwell County Texas | 1 | $ 165,000 | $ 165,000 | $ 200,000 |
| Cass County Texas | 1 | $ 52,000 | $ 52,000 | $ 128,000 |
| Erath County Texas | 1 | $ 41,000 | $ 41,000 | $ 108,000 |
| Fannin County Texas | 1 | $ 53,000 | $ 53,000 | $ 82,000 |
| Gillespie County Texas | 1 | $ 281,000 | $ 281,000 | $ 0 |
| Harrison County Texas | 1 | $ 192,000 | $ 192,000 | $ 75,000 |
| Hill County Texas | 1 | $ 75,000 | $ 75,000 | $ 84,000 |
| Hood County Texas | 1 | $ 395,000 | $ 395,000 | $ 292,000 |
| Hunt County Texas | 1 | $ 79,000 | $ 79,000 | $ 200,000 |
| Lampasas County Texas | 1 | $ 351,000 | $ 351,000 | $ 225,000 |
| Live Oak County Texas | 1 | $ 30,000 | $ 30,000 | $ 34,000 |
| Marion County Texas | 1 | $ 150,000 | $ 150,000 | $ 55,000 |
| McMullen County Texas | 1 | $ 5,000 | $ 5,000 | $ 91,000 |
| Nacogdoches County Texas | 1 | $ 3,000 | $ 3,000 | $ 15,000 |
| Polk County Texas | 1 | $ 46,000 | $ 46,000 | $ 55,000 |
| Rains County Texas | 1 | $ 96,000 | $ 96,000 | $ 50,000 |
| Real County Texas | 1 | $ 75,000 | $ 75,000 | $ 113,000 |
| Refugio County Texas | 1 | $ 263,000 | $ 263,000 | $ 121,000 |
| Rockwall County Texas | 1 | $ 100,000 | $ 100,000 | $ 41,000 |
| Rusk County Texas | 1 | $ 86,000 | $ 86,000 | $ 114,000 |
| Sabine County Texas | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Tyler County Texas | 1 | $ 1,000 | $ 1,000 | $ 0 |
| Uvalde County Texas | 1 | $ 330,000 | $ 330,000 | $ 227,000 |
| Wichita County Texas | 1 | $ 118,000 | $ 118,000 | $ 126,000 |
Mortgage Loan Application Detail Totals for Prosperity Bank in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,781 | $385,870,000 | $216,000 | $3,275,000 | $180,000 | $5,554,000 |
| Refinancing | 1,227 | $255,423,000 | $208,000 | $3,853,000 | $175,000 | $9,487,000 |
| Home Improvement | 926 | $44,920,000 | $48,000 | $2,000,000 | $77,000 | $741,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,524 | $459,847,000 | $182,000 | $3,853,000 | $178,000 | $9,487,000 |
| Hispanic | 694 | $65,996,000 | $95,000 | $3,275,000 | $102,000 | $3,199,000 |
| Not applicable | 219 | $54,153,000 | $247,000 | $2,700,000 | $0 | $0 |
| Black or African American | 178 | $21,529,000 | $120,000 | $1,500,000 | $124,000 | $3,490,000 |
| Not Provided | 147 | $36,118,000 | $245,000 | $3,075,000 | $204,000 | $2,000,000 |
| Asian | 144 | $41,568,000 | $288,000 | $2,146,000 | $206,000 | $1,091,000 |
| American Indian or Alaskan Native | 15 | $2,531,000 | $168,000 | $1,229,000 | $104,000 | $816,000 |
| Native Hawaiian or Other Pacific Islander | 13 | $4,471,000 | $343,000 | $1,131,000 | $308,000 | $1,219,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,932 | $685,781,000 | $174,000 | $3,853,000 | $154,000 | $9,487,000 |
| FHA-insured (Federal Housing Administration) | 1 | $151,000 | $151,000 | $151,000 | $46,000 | $46,000 |
| VA-guaranteed (Veterans Administration) | 1 | $281,000 | $281,000 | $281,000 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,622 | $477,213,000 | $182,000 | $3,853,000 | $175,000 | $9,487,000 |
| Application Denied By Financial Institution | 803 | $112,189,000 | $139,000 | $2,700,000 | $87,000 | $2,685,000 |
| Application Approved But Not Accepted | 434 | $83,184,000 | $191,000 | $2,000,000 | $160,000 | $3,386,000 |
| Application Withdrawn By Applicant | 35 | $8,894,000 | $254,000 | $3,075,000 | $153,000 | $2,000,000 |
| Preapproval Denied by Financial Institution | 24 | $2,105,000 | $87,000 | $270,000 | $70,000 | $720,000 |
| File Closed For Incompleteness | 11 | $2,200,000 | $200,000 | $280,000 | $86,000 | $145,000 |
| Preapproval Approved but not Accepted | 5 | $428,000 | $85,000 | $140,000 | $40,000 | $91,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 452 | $40,880,000 | $90,000 | $2,660,000 | $78,000 | $2,685,000 |
| Debt-To-Income Ratio | 300 | $58,630,000 | $195,000 | $2,700,000 | $88,000 | $679,000 |
| Collateral | 41 | $7,800,000 | $190,000 | $2,000,000 | $123,000 | $623,000 |
| Other | 12 | $1,743,000 | $145,000 | $400,000 | $149,000 | $577,000 |
| Employment History | 10 | $1,926,000 | $192,000 | $960,000 | $89,000 | $270,000 |
| Unverifiable Information | 7 | $1,009,000 | $144,000 | $263,000 | $240,000 | $703,000 |
| Credit Application Incomplete | 3 | $618,000 | $206,000 | $489,000 | $103,000 | $178,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $1,688,000 | $844,000 | $1,350,000 | $64,000 | $128,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Prosperity Bank's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Prosperity Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.