Prosperity Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Prosperity Bank 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Prosperity Bank 1301 N Mechanic El Campo, TX 77437 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 6,538 |
| Total Mortgage Loan Application Amount | $1,245,380,000 |
| Average Mortgage Loan Application Amount | $168,333 |
| Highest Mortgage Loan Application Amount | $7,600,000 |
| Average Applicant Income | $140,666 |
| Highest Applicant Income | $7,312,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Prosperity Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Prosperity Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Prosperity Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Prosperity Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Prosperity Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Prosperity Bank's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 650 | $ 195,181,000 | $ 300,000 | $ 228,000 |
| Lubbock County Texas | 427 | $ 53,538,000 | $ 125,000 | $ 103,000 |
| Travis County Texas | 381 | $ 153,521,000 | $ 402,000 | $ 314,000 |
| Nueces County Texas | 281 | $ 49,099,000 | $ 174,000 | $ 185,000 |
| Brazos County Texas | 273 | $ 47,050,000 | $ 172,000 | $ 146,000 |
| Victoria County Texas | 272 | $ 29,202,000 | $ 107,000 | $ 103,000 |
| Tulsa County Oklahoma | 266 | $ 57,136,000 | $ 214,000 | $ 166,000 |
| Dallas County Texas | 208 | $ 64,968,000 | $ 312,000 | $ 232,000 |
| Fort Bend County Texas | 159 | $ 38,219,000 | $ 240,000 | $ 185,000 |
| Oklahoma County Oklahoma | 156 | $ 27,023,000 | $ 173,000 | $ 123,000 |
| Williamson County Texas | 152 | $ 30,924,000 | $ 203,000 | $ 153,000 |
| Midland County Texas | 113 | $ 31,758,000 | $ 281,000 | $ 136,000 |
| Montgomery County Texas | 111 | $ 33,689,000 | $ 303,000 | $ 227,000 |
| Hale County Texas | 104 | $ 9,229,000 | $ 88,000 | $ 60,000 |
| Matagorda County Texas | 100 | $ 11,507,000 | $ 115,000 | $ 115,000 |
| Henderson County Texas | 93 | $ 7,565,000 | $ 81,000 | $ 84,000 |
| Collin County Texas | 92 | $ 21,435,000 | $ 232,000 | $ 152,000 |
| Taylor County Texas | 89 | $ 10,401,000 | $ 116,000 | $ 96,000 |
| Aransas County Texas | 87 | $ 17,182,000 | $ 197,000 | $ 115,000 |
| Galveston County Texas | 85 | $ 17,745,000 | $ 208,000 | $ 148,000 |
| Ector County Texas | 83 | $ 14,038,000 | $ 169,000 | $ 147,000 |
| Tarrant County Texas | 83 | $ 16,952,000 | $ 204,000 | $ 149,000 |
| Brazoria County Texas | 79 | $ 9,504,000 | $ 120,000 | $ 135,000 |
| Comal County Texas | 71 | $ 12,941,000 | $ 182,000 | $ 136,000 |
| Bastrop County Texas | 70 | $ 11,454,000 | $ 163,000 | $ 125,000 |
| San Patricio County Texas | 70 | $ 6,952,000 | $ 99,000 | $ 127,000 |
| Grimes County Texas | 69 | $ 4,161,000 | $ 60,000 | $ 62,000 |
| Liberty County Texas | 62 | $ 4,244,000 | $ 68,000 | $ 96,000 |
| Hays County Texas | 54 | $ 16,143,000 | $ 298,000 | $ 204,000 |
| Howard County Texas | 54 | $ 4,135,000 | $ 76,000 | $ 80,000 |
| Waller County Texas | 53 | $ 7,337,000 | $ 138,000 | $ 83,000 |
| Fayette County Texas | 51 | $ 5,772,000 | $ 113,000 | $ 84,000 |
| Cleveland County Oklahoma | 49 | $ 9,129,000 | $ 186,000 | $ 76,000 |
| Canadian County Oklahoma | 48 | $ 7,426,000 | $ 154,000 | $ 75,000 |
| Denton County Texas | 47 | $ 11,262,000 | $ 239,000 | $ 137,000 |
| Bexar County Texas | 46 | $ 8,840,000 | $ 192,000 | $ 162,000 |
| Wharton County Texas | 46 | $ 5,523,000 | $ 120,000 | $ 108,000 |
| Robertson County Texas | 45 | $ 2,897,000 | $ 64,000 | $ 71,000 |
| Bee County Texas | 44 | $ 3,986,000 | $ 90,000 | $ 88,000 |
| Scurry County Texas | 43 | $ 3,170,000 | $ 73,000 | $ 101,000 |
| Smith County Texas | 43 | $ 4,459,000 | $ 103,000 | $ 96,000 |
| Jackson County Texas | 41 | $ 4,657,000 | $ 113,000 | $ 131,000 |
| Terry County Texas | 40 | $ 2,040,000 | $ 51,000 | $ 86,000 |
| Houston County Texas | 39 | $ 2,394,000 | $ 61,000 | $ 71,000 |
| Anderson County Texas | 31 | $ 1,909,000 | $ 61,000 | $ 61,000 |
| Brown County Texas | 30 | $ 1,451,000 | $ 48,000 | $ 78,000 |
| Ellis County Texas | 27 | $ 2,173,000 | $ 80,000 | $ 88,000 |
| Gonzales County Texas | 24 | $ 2,980,000 | $ 124,000 | $ 86,000 |
| Madison County Texas | 23 | $ 1,945,000 | $ 84,000 | $ 87,000 |
| Atascosa County Texas | 22 | $ 1,787,000 | $ 81,000 | $ 80,000 |
| Cooke County Texas | 22 | $ 2,907,000 | $ 132,000 | $ 82,000 |
| Lavaca County Texas | 22 | $ 2,253,000 | $ 102,000 | $ 82,000 |
| Cherokee County Texas | 21 | $ 1,552,000 | $ 73,000 | $ 86,000 |
| Hockley County Texas | 21 | $ 1,741,000 | $ 82,000 | $ 77,000 |
| Walker County Texas | 21 | $ 2,047,000 | $ 97,000 | $ 82,000 |
| Burleson County Texas | 20 | $ 1,181,000 | $ 59,000 | $ 66,000 |
| Calhoun County Texas | 20 | $ 2,998,000 | $ 149,000 | $ 149,000 |
| Guadalupe County Texas | 20 | $ 3,654,000 | $ 182,000 | $ 282,000 |
| Colorado County Texas | 19 | $ 1,421,000 | $ 74,000 | $ 110,000 |
| DeWitt County Texas | 19 | $ 2,166,000 | $ 114,000 | $ 77,000 |
| Navarro County Texas | 19 | $ 1,500,000 | $ 78,000 | $ 70,000 |
| Lee County Texas | 18 | $ 1,131,000 | $ 62,000 | $ 72,000 |
| Upshur County Texas | 18 | $ 1,189,000 | $ 66,000 | $ 54,000 |
| Chambers County Texas | 17 | $ 2,450,000 | $ 144,000 | $ 124,000 |
| Lamb County Texas | 17 | $ 958,000 | $ 56,000 | $ 80,000 |
| Panola County Texas | 17 | $ 1,729,000 | $ 101,000 | $ 104,000 |
| Rogers County Oklahoma | 16 | $ 2,673,000 | $ 167,000 | $ 81,000 |
| Wagoner County Oklahoma | 16 | $ 2,696,000 | $ 168,000 | $ 107,000 |
| Goliad County Texas | 16 | $ 2,301,000 | $ 143,000 | $ 136,000 |
| Llano County Texas | 16 | $ 3,127,000 | $ 195,000 | $ 133,000 |
| Austin County Texas | 15 | $ 3,152,000 | $ 210,000 | $ 242,000 |
| Kaufman County Texas | 15 | $ 1,270,000 | $ 84,000 | $ 63,000 |
| Okmulgee County Oklahoma | 14 | $ 1,725,000 | $ 123,000 | $ 78,000 |
| Burnet County Texas | 14 | $ 3,946,000 | $ 281,000 | $ 351,000 |
| Floyd County Texas | 14 | $ 738,000 | $ 52,000 | $ 50,000 |
| Freestone County Texas | 14 | $ 510,000 | $ 36,000 | $ 41,000 |
| Hood County Texas | 14 | $ 2,545,000 | $ 181,000 | $ 172,000 |
| Parker County Texas | 14 | $ 1,739,000 | $ 124,000 | $ 82,000 |
| Tom Green County Texas | 14 | $ 1,446,000 | $ 103,000 | $ 134,000 |
| Van Zandt County Texas | 14 | $ 1,732,000 | $ 123,000 | $ 109,000 |
| Eastland County Texas | 13 | $ 307,000 | $ 23,000 | $ 66,000 |
| Jefferson County Texas | 13 | $ 1,327,000 | $ 102,000 | $ 88,000 |
| Jim Wells County Texas | 13 | $ 2,499,000 | $ 192,000 | $ 134,000 |
| Milam County Texas | 12 | $ 617,000 | $ 51,000 | $ 48,000 |
| Somervell County Texas | 12 | $ 1,075,000 | $ 89,000 | $ 82,000 |
| Washington County Texas | 11 | $ 1,676,000 | $ 152,000 | $ 110,000 |
| Lynn County Texas | 10 | $ 1,292,000 | $ 129,000 | $ 112,000 |
| Winkler County Texas | 10 | $ 1,075,000 | $ 107,000 | $ 91,000 |
| Creek County Oklahoma | 9 | $ 1,008,000 | $ 112,000 | $ 45,000 |
| Logan County Oklahoma | 9 | $ 1,434,000 | $ 159,000 | $ 73,000 |
| Live Oak County Texas | 9 | $ 1,380,000 | $ 153,000 | $ 113,000 |
| McClain County Oklahoma | 8 | $ 1,665,000 | $ 208,000 | $ 96,000 |
| Bell County Texas | 8 | $ 1,632,000 | $ 204,000 | $ 362,000 |
| Wilson County Texas | 8 | $ 1,932,000 | $ 241,000 | $ 94,000 |
| Wise County Texas | 8 | $ 1,076,000 | $ 134,000 | $ 202,000 |
| Okfuskee County Oklahoma | 7 | $ 752,000 | $ 107,000 | $ 48,000 |
| Osage County Oklahoma | 7 | $ 762,000 | $ 108,000 | $ 42,000 |
| Gregg County Texas | 7 | $ 768,000 | $ 109,000 | $ 65,000 |
| Johnson County Texas | 7 | $ 765,000 | $ 109,000 | $ 101,000 |
| Lincoln County New Mexico | 6 | $ 1,937,000 | $ 322,000 | $ 531,000 |
| Grady County Oklahoma | 6 | $ 727,000 | $ 121,000 | $ 115,000 |
| Caldwell County Texas | 6 | $ 1,397,000 | $ 232,000 | $ 989,000 |
| Callahan County Texas | 6 | $ 246,000 | $ 41,000 | $ 37,000 |
| Cameron County Texas | 6 | $ 963,000 | $ 160,000 | $ 26,000 |
| Grayson County Texas | 6 | $ 920,000 | $ 153,000 | $ 209,000 |
| Hardin County Texas | 6 | $ 997,000 | $ 166,000 | $ 364,000 |
| Jones County Texas | 6 | $ 354,000 | $ 59,000 | $ 64,000 |
| Karnes County Texas | 6 | $ 749,000 | $ 124,000 | $ 66,000 |
| Leon County Texas | 6 | $ 500,000 | $ 83,000 | $ 82,000 |
| Randall County Texas | 6 | $ 1,443,000 | $ 240,000 | $ 129,000 |
| Rockwall County Texas | 6 | $ 1,928,000 | $ 321,000 | $ 186,000 |
| Delaware County Oklahoma | 5 | $ 1,573,000 | $ 314,000 | $ 480,000 |
| Dawson County Texas | 5 | $ 270,000 | $ 54,000 | $ 97,000 |
| Erath County Texas | 5 | $ 318,000 | $ 63,000 | $ 110,000 |
| Kerr County Texas | 5 | $ 1,331,000 | $ 266,000 | $ 294,000 |
| Polk County Texas | 5 | $ 652,000 | $ 130,000 | $ 124,000 |
| Swisher County Texas | 5 | $ 372,000 | $ 74,000 | $ 62,000 |
| Comanche County Texas | 4 | $ 206,000 | $ 51,000 | $ 52,000 |
| Gaines County Texas | 4 | $ 342,000 | $ 85,000 | $ 57,000 |
| McLennan County Texas | 4 | $ 4,475,000 | $ 1,118,000 | $ 28,000 |
| Wood County Texas | 4 | $ 352,000 | $ 88,000 | $ 117,000 |
| Eagle County Colorado | 3 | $ 3,706,000 | $ 1,235,000 | $ 1,229,000 |
| Garfield County Oklahoma | 3 | $ 333,000 | $ 111,000 | $ 102,000 |
| McCurtain County Oklahoma | 3 | $ 383,000 | $ 127,000 | $ 145,000 |
| Andrews County Texas | 3 | $ 511,000 | $ 170,000 | $ 70,000 |
| Crane County Texas | 3 | $ 340,000 | $ 113,000 | $ 127,000 |
| Crosby County Texas | 3 | $ 190,000 | $ 63,000 | $ 45,000 |
| Hidalgo County Texas | 3 | $ 216,000 | $ 72,000 | $ 115,000 |
| Kendall County Texas | 3 | $ 1,115,000 | $ 371,000 | $ 286,000 |
| Refugio County Texas | 3 | $ 200,000 | $ 66,000 | $ 74,000 |
| Carroll County Arkansas | 2 | $ 170,000 | $ 85,000 | $ 641,000 |
| Napa County California | 2 | $ 1,371,000 | $ 685,000 | $ 322,000 |
| San Diego County California | 2 | $ 22,000 | $ 11,000 | $ 408,000 |
| Denver County Colorado | 2 | $ 944,000 | $ 472,000 | $ 720,000 |
| Pitkin County Colorado | 2 | $ 9,996,000 | $ 4,998,000 | $ 276,000 |
| Walton County Florida | 2 | $ 1,008,000 | $ 504,000 | $ 495,000 |
| Lea County New Mexico | 2 | $ 5,585,000 | $ 2,792,000 | $ 65,000 |
| Pottawatomie County Oklahoma | 2 | $ 155,000 | $ 77,000 | $ 392,000 |
| Washington County Oklahoma | 2 | $ 539,000 | $ 269,000 | $ 152,000 |
| Woodward County Oklahoma | 2 | $ 164,000 | $ 82,000 | $ 69,000 |
| Bosque County Texas | 2 | $ 187,000 | $ 93,000 | $ 103,000 |
| Cochran County Texas | 2 | $ 105,000 | $ 52,000 | $ 90,000 |
| Gillespie County Texas | 2 | $ 458,000 | $ 229,000 | $ 246,000 |
| Haskell County Texas | 2 | $ 172,000 | $ 86,000 | $ 83,000 |
| Hemphill County Texas | 2 | $ 1,358,000 | $ 679,000 | $ 2,581,000 |
| Hopkins County Texas | 2 | $ 102,000 | $ 51,000 | $ 109,000 |
| Mills County Texas | 2 | $ 39,000 | $ 19,000 | $ 64,000 |
| Mitchell County Texas | 2 | $ 132,000 | $ 66,000 | $ 207,000 |
| Montague County Texas | 2 | $ 187,000 | $ 93,000 | $ 90,000 |
| Nolan County Texas | 2 | $ 42,000 | $ 21,000 | $ 116,000 |
| Orange County Texas | 2 | $ 210,000 | $ 105,000 | $ 57,000 |
| Parmer County Texas | 2 | $ 175,000 | $ 87,000 | $ 45,000 |
| Reeves County Texas | 2 | $ 348,000 | $ 174,000 | $ 169,000 |
| Uvalde County Texas | 2 | $ 622,000 | $ 311,000 | $ 316,000 |
| Douglas County Colorado | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Fremont County Colorado | 1 | $ 129,000 | $ 129,000 | $ 66,000 |
| Grand County Colorado | 1 | $ 159,000 | $ 159,000 | $ 370,000 |
| Jefferson County Colorado | 1 | $ 216,000 | $ 216,000 | $ 268,000 |
| La Plata County Colorado | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Fairfield County Connecticut | 1 | $ 240,000 | $ 240,000 | $ 698,000 |
| Bay County Florida | 1 | $ 298,000 | $ 298,000 | $ 289,000 |
| Hillsborough County Florida | 1 | $ 295,000 | $ 295,000 | $ 309,000 |
| St. Johns County Florida | 1 | $ 45,000 | $ 45,000 | $ 318,000 |
| Johnson County Kansas | 1 | $ 440,000 | $ 440,000 | $ 0 |
| Bossier County Louisiana | 1 | $ 160,000 | $ 160,000 | $ 204,000 |
| Taney County Missouri | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Eddy County New Mexico | 1 | $ 103,000 | $ 103,000 | $ 70,000 |
| Santa Fe County New Mexico | 1 | $ 732,000 | $ 732,000 | $ 641,000 |
| Bryan County Oklahoma | 1 | $ 131,000 | $ 131,000 | $ 147,000 |
| Comanche County Oklahoma | 1 | $ 238,000 | $ 238,000 | $ 156,000 |
| Custer County Oklahoma | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Garvin County Oklahoma | 1 | $ 124,000 | $ 124,000 | $ 54,000 |
| Hughes County Oklahoma | 1 | $ 132,000 | $ 132,000 | $ 55,000 |
| Lincoln County Oklahoma | 1 | $ 57,000 | $ 57,000 | $ 82,000 |
| Marshall County Oklahoma | 1 | $ 228,000 | $ 228,000 | $ 247,000 |
| McIntosh County Oklahoma | 1 | $ 417,000 | $ 417,000 | $ 213,000 |
| Muskogee County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 58,000 |
| Ottawa County Oklahoma | 1 | $ 387,000 | $ 387,000 | $ 0 |
| Pushmataha County Oklahoma | 1 | $ 202,000 | $ 202,000 | $ 216,000 |
| Seminole County Oklahoma | 1 | $ 109,000 | $ 109,000 | $ 150,000 |
| Angelina County Texas | 1 | $ 16,000 | $ 16,000 | $ 54,000 |
| Bailey County Texas | 1 | $ 140,000 | $ 140,000 | $ 88,000 |
| Bandera County Texas | 1 | $ 300,000 | $ 300,000 | $ 85,000 |
| Baylor County Texas | 1 | $ 79,000 | $ 79,000 | $ 107,000 |
| Blanco County Texas | 1 | $ 131,000 | $ 131,000 | $ 116,000 |
| Carson County Texas | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Childress County Texas | 1 | $ 138,000 | $ 138,000 | $ 45,000 |
| Coleman County Texas | 1 | $ 33,000 | $ 33,000 | $ 74,000 |
| Duval County Texas | 1 | $ 8,000 | $ 8,000 | $ 0 |
| El Paso County Texas | 1 | $ 737,000 | $ 737,000 | $ 243,000 |
| Fannin County Texas | 1 | $ 154,000 | $ 154,000 | $ 110,000 |
| Franklin County Texas | 1 | $ 20,000 | $ 20,000 | $ 34,000 |
| Gray County Texas | 1 | $ 138,000 | $ 138,000 | $ 101,000 |
| Hunt County Texas | 1 | $ 66,000 | $ 66,000 | $ 130,000 |
| Kimble County Texas | 1 | $ 168,000 | $ 168,000 | $ 440,000 |
| Kleberg County Texas | 1 | $ 132,000 | $ 132,000 | $ 79,000 |
| Lamar County Texas | 1 | $ 75,000 | $ 75,000 | $ 82,000 |
| Limestone County Texas | 1 | $ 2,000 | $ 2,000 | $ 29,000 |
| Martin County Texas | 1 | $ 146,000 | $ 146,000 | $ 103,000 |
| Maverick County Texas | 1 | $ 144,000 | $ 144,000 | $ 112,000 |
| McMullen County Texas | 1 | $ 412,000 | $ 412,000 | $ 757,000 |
| Motley County Texas | 1 | $ 7,000 | $ 7,000 | $ 59,000 |
| Nacogdoches County Texas | 1 | $ 34,000 | $ 34,000 | $ 71,000 |
| Potter County Texas | 1 | $ 185,000 | $ 185,000 | $ 148,000 |
| Real County Texas | 1 | $ 380,000 | $ 380,000 | $ 0 |
| Rusk County Texas | 1 | $ 70,000 | $ 70,000 | $ 45,000 |
| Sabine County Texas | 1 | $ 60,000 | $ 60,000 | $ 132,000 |
| San Jacinto County Texas | 1 | $ 72,000 | $ 72,000 | $ 134,000 |
| Titus County Texas | 1 | $ 240,000 | $ 240,000 | $ 83,000 |
| Trinity County Texas | 1 | $ 52,000 | $ 52,000 | $ 104,000 |
| Tyler County Texas | 1 | $ 3,000 | $ 3,000 | $ 14,000 |
| Upton County Texas | 1 | $ 67,000 | $ 67,000 | $ 96,000 |
| Ward County Texas | 1 | $ 219,000 | $ 219,000 | $ 107,000 |
| Wichita County Texas | 1 | $ 224,000 | $ 224,000 | $ 98,000 |
| Willacy County Texas | 1 | $ 242,000 | $ 242,000 | $ 0 |
Mortgage Loan Application Detail Totals for Prosperity Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,893 | $902,207,000 | $231,000 | $5,872,000 | $175,000 | $7,312,000 |
| Home Improvement | 1,446 | $74,882,000 | $51,000 | $1,180,000 | $87,000 | $1,825,000 |
| Refinancing | 1,199 | $268,291,000 | $223,000 | $7,600,000 | $160,000 | $6,633,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,246 | $832,627,000 | $196,000 | $5,872,000 | $175,000 | $6,633,000 |
| Hispanic | 1,129 | $117,448,000 | $104,000 | $2,181,000 | $93,000 | $1,323,000 |
| Not applicable | 418 | $148,098,000 | $354,000 | $7,600,000 | $0 | $0 |
| Not Provided | 243 | $62,765,000 | $258,000 | $2,730,000 | $241,000 | $7,312,000 |
| Asian | 212 | $51,397,000 | $242,000 | $2,185,000 | $299,000 | $3,779,000 |
| Black or African American | 200 | $19,538,000 | $97,000 | $1,240,000 | $80,000 | $1,198,000 |
| American Indian or Alaskan Native | 72 | $10,159,000 | $141,000 | $695,000 | $110,000 | $1,738,000 |
| Native Hawaiian or Other Pacific Islander | 18 | $3,348,000 | $186,000 | $374,000 | $203,000 | $750,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,143 | $1,191,276,000 | $193,000 | $7,600,000 | $159,000 | $7,312,000 |
| FHA-insured (Federal Housing Administration) | 331 | $43,557,000 | $131,000 | $285,000 | $60,000 | $300,000 |
| VA-guaranteed (Veterans Administration) | 46 | $8,180,000 | $177,000 | $450,000 | $83,000 | $238,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 18 | $2,367,000 | $131,000 | $203,000 | $52,000 | $95,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,685 | $934,917,000 | $199,000 | $7,600,000 | $168,000 | $7,312,000 |
| Application Denied By Financial Institution | 1,049 | $128,585,000 | $122,000 | $5,450,000 | $73,000 | $1,297,000 |
| Application Withdrawn By Applicant | 462 | $100,697,000 | $217,000 | $5,872,000 | $157,000 | $4,530,000 |
| Application Approved But Not Accepted | 322 | $75,288,000 | $233,000 | $3,450,000 | $192,000 | $2,421,000 |
| File Closed For Incompleteness | 20 | $5,893,000 | $294,000 | $1,182,000 | $140,000 | $481,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 499 | $65,099,000 | $130,000 | $1,100,000 | $56,000 | $471,000 |
| Credit History | 443 | $36,903,000 | $83,000 | $2,438,000 | $82,000 | $775,000 |
| Collateral | 44 | $6,850,000 | $155,000 | $1,500,000 | $104,000 | $451,000 |
| Employment History | 26 | $2,783,000 | $107,000 | $1,637,000 | $70,000 | $305,000 |
| Other | 15 | $9,206,000 | $613,000 | $5,450,000 | $217,000 | $1,297,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $5,021,000 | $502,000 | $1,208,000 | $204,000 | $575,000 |
| Unverifiable Information | 8 | $1,887,000 | $235,000 | $600,000 | $62,000 | $264,000 |
| Credit Application Incomplete | 2 | $136,000 | $68,000 | $111,000 | $11,000 | $22,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Prosperity Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Prosperity Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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