Prosperity Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Prosperity Bank 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Prosperity Bank 1301 N Mechanic El Campo, TX 77437 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 6,870 |
| Total Mortgage Loan Application Amount | $1,791,435,000 |
| Average Mortgage Loan Application Amount | $217,333 |
| Highest Mortgage Loan Application Amount | $85,000,000 |
| Average Applicant Income | $151,000 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Prosperity Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Prosperity Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Prosperity Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Prosperity Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Prosperity Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Prosperity Bank's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 699 | $ 305,861,000 | $ 437,000 | $ 213,000 |
| Lubbock County Texas | 453 | $ 62,579,000 | $ 138,000 | $ 97,000 |
| Travis County Texas | 400 | $ 232,040,000 | $ 580,000 | $ 309,000 |
| Brazos County Texas | 348 | $ 67,269,000 | $ 193,000 | $ 118,000 |
| Nueces County Texas | 284 | $ 53,287,000 | $ 187,000 | $ 151,000 |
| Victoria County Texas | 245 | $ 37,847,000 | $ 154,000 | $ 118,000 |
| Dallas County Texas | 212 | $ 166,066,000 | $ 783,000 | $ 294,000 |
| Tulsa County Oklahoma | 168 | $ 36,838,000 | $ 219,000 | $ 172,000 |
| Fort Bend County Texas | 159 | $ 39,277,000 | $ 247,000 | $ 164,000 |
| Hale County Texas | 152 | $ 13,456,000 | $ 88,000 | $ 72,000 |
| Williamson County Texas | 146 | $ 49,004,000 | $ 335,000 | $ 136,000 |
| Montgomery County Texas | 130 | $ 43,559,000 | $ 335,000 | $ 220,000 |
| Oklahoma County Oklahoma | 127 | $ 20,315,000 | $ 159,000 | $ 81,000 |
| Midland County Texas | 122 | $ 49,546,000 | $ 406,000 | $ 143,000 |
| Galveston County Texas | 116 | $ 25,655,000 | $ 221,000 | $ 306,000 |
| Tarrant County Texas | 113 | $ 58,987,000 | $ 522,000 | $ 180,000 |
| Taylor County Texas | 108 | $ 12,049,000 | $ 111,000 | $ 87,000 |
| Ector County Texas | 103 | $ 13,887,000 | $ 134,000 | $ 126,000 |
| Comal County Texas | 96 | $ 24,975,000 | $ 260,000 | $ 197,000 |
| Henderson County Texas | 89 | $ 10,310,000 | $ 115,000 | $ 95,000 |
| Aransas County Texas | 88 | $ 21,177,000 | $ 240,000 | $ 178,000 |
| Bastrop County Texas | 84 | $ 13,619,000 | $ 162,000 | $ 129,000 |
| Collin County Texas | 83 | $ 23,816,000 | $ 286,000 | $ 252,000 |
| Matagorda County Texas | 83 | $ 11,613,000 | $ 139,000 | $ 137,000 |
| Brazoria County Texas | 82 | $ 13,150,000 | $ 160,000 | $ 203,000 |
| Cleveland County Oklahoma | 73 | $ 43,469,000 | $ 595,000 | $ 75,000 |
| Bexar County Texas | 72 | $ 18,552,000 | $ 257,000 | $ 190,000 |
| Wharton County Texas | 71 | $ 8,502,000 | $ 119,000 | $ 106,000 |
| Waller County Texas | 70 | $ 11,167,000 | $ 159,000 | $ 112,000 |
| Denton County Texas | 64 | $ 13,944,000 | $ 217,000 | $ 158,000 |
| Grimes County Texas | 64 | $ 7,414,000 | $ 115,000 | $ 83,000 |
| Houston County Texas | 54 | $ 5,539,000 | $ 102,000 | $ 86,000 |
| Anderson County Texas | 52 | $ 4,645,000 | $ 89,000 | $ 73,000 |
| Hays County Texas | 50 | $ 18,382,000 | $ 367,000 | $ 173,000 |
| Jackson County Texas | 49 | $ 4,716,000 | $ 96,000 | $ 107,000 |
| Liberty County Texas | 49 | $ 3,559,000 | $ 72,000 | $ 86,000 |
| Fayette County Texas | 47 | $ 4,941,000 | $ 105,000 | $ 113,000 |
| San Patricio County Texas | 47 | $ 7,441,000 | $ 158,000 | $ 93,000 |
| Howard County Texas | 46 | $ 5,069,000 | $ 110,000 | $ 103,000 |
| Terry County Texas | 40 | $ 2,469,000 | $ 61,000 | $ 123,000 |
| Smith County Texas | 38 | $ 4,403,000 | $ 115,000 | $ 113,000 |
| Robertson County Texas | 36 | $ 3,731,000 | $ 103,000 | $ 86,000 |
| Canadian County Oklahoma | 35 | $ 6,021,000 | $ 172,000 | $ 87,000 |
| Brown County Texas | 35 | $ 2,314,000 | $ 66,000 | $ 66,000 |
| Cooke County Texas | 34 | $ 5,722,000 | $ 168,000 | $ 183,000 |
| Jefferson County Texas | 33 | $ 3,869,000 | $ 117,000 | $ 87,000 |
| Navarro County Texas | 30 | $ 3,106,000 | $ 103,000 | $ 80,000 |
| Bee County Texas | 29 | $ 2,541,000 | $ 87,000 | $ 83,000 |
| Cherokee County Texas | 29 | $ 2,694,000 | $ 92,000 | $ 62,000 |
| Lavaca County Texas | 29 | $ 4,478,000 | $ 154,000 | $ 105,000 |
| Parker County Texas | 28 | $ 5,094,000 | $ 181,000 | $ 112,000 |
| Calhoun County Texas | 27 | $ 4,392,000 | $ 162,000 | $ 334,000 |
| Ellis County Texas | 27 | $ 3,295,000 | $ 122,000 | $ 104,000 |
| Madison County Texas | 27 | $ 2,822,000 | $ 104,000 | $ 76,000 |
| Scurry County Texas | 27 | $ 2,001,000 | $ 74,000 | $ 65,000 |
| Walker County Texas | 26 | $ 4,264,000 | $ 164,000 | $ 96,000 |
| Atascosa County Texas | 25 | $ 2,191,000 | $ 87,000 | $ 120,000 |
| Lee County Texas | 25 | $ 1,517,000 | $ 60,000 | $ 80,000 |
| Burleson County Texas | 24 | $ 2,559,000 | $ 106,000 | $ 82,000 |
| Gonzales County Texas | 21 | $ 2,501,000 | $ 119,000 | $ 137,000 |
| Washington County Texas | 20 | $ 4,071,000 | $ 203,000 | $ 84,000 |
| Chambers County Texas | 19 | $ 2,839,000 | $ 149,000 | $ 171,000 |
| Hockley County Texas | 19 | $ 1,984,000 | $ 104,000 | $ 85,000 |
| Guadalupe County Texas | 18 | $ 3,652,000 | $ 202,000 | $ 240,000 |
| Burnet County Texas | 17 | $ 4,763,000 | $ 280,000 | $ 233,000 |
| Colorado County Texas | 17 | $ 2,666,000 | $ 156,000 | $ 276,000 |
| DeWitt County Texas | 17 | $ 2,171,000 | $ 127,000 | $ 77,000 |
| Freestone County Texas | 17 | $ 1,345,000 | $ 79,000 | $ 90,000 |
| Goliad County Texas | 17 | $ 2,677,000 | $ 157,000 | $ 111,000 |
| Lamb County Texas | 17 | $ 962,000 | $ 56,000 | $ 73,000 |
| Rockwall County Texas | 15 | $ 2,274,000 | $ 151,000 | $ 114,000 |
| Tom Green County Texas | 15 | $ 1,745,000 | $ 116,000 | $ 83,000 |
| Rogers County Oklahoma | 13 | $ 2,184,000 | $ 168,000 | $ 149,000 |
| Eastland County Texas | 13 | $ 485,000 | $ 37,000 | $ 63,000 |
| Grayson County Texas | 13 | $ 2,627,000 | $ 202,000 | $ 430,000 |
| Llano County Texas | 12 | $ 4,058,000 | $ 338,000 | $ 378,000 |
| Panola County Texas | 12 | $ 1,449,000 | $ 120,000 | $ 96,000 |
| Van Zandt County Texas | 12 | $ 1,518,000 | $ 126,000 | $ 63,000 |
| Wagoner County Oklahoma | 11 | $ 1,835,000 | $ 166,000 | $ 63,000 |
| Floyd County Texas | 11 | $ 784,000 | $ 71,000 | $ 62,000 |
| Somervell County Texas | 11 | $ 1,176,000 | $ 106,000 | $ 98,000 |
| Upshur County Texas | 11 | $ 1,033,000 | $ 93,000 | $ 82,000 |
| Okmulgee County Oklahoma | 10 | $ 1,182,000 | $ 118,000 | $ 79,000 |
| Austin County Texas | 10 | $ 2,268,000 | $ 226,000 | $ 80,000 |
| Comanche County Texas | 10 | $ 707,000 | $ 70,000 | $ 69,000 |
| Jim Wells County Texas | 10 | $ 1,035,000 | $ 103,000 | $ 181,000 |
| Kendall County Texas | 9 | $ 3,297,000 | $ 366,000 | $ 189,000 |
| Milam County Texas | 9 | $ 1,445,000 | $ 160,000 | $ 68,000 |
| Haskell County Texas | 8 | $ 618,000 | $ 77,000 | $ 57,000 |
| Hidalgo County Texas | 8 | $ 1,755,000 | $ 219,000 | $ 943,000 |
| Hood County Texas | 8 | $ 1,691,000 | $ 211,000 | $ 165,000 |
| Live Oak County Texas | 8 | $ 697,000 | $ 87,000 | $ 106,000 |
| Refugio County Texas | 8 | $ 823,000 | $ 102,000 | $ 112,000 |
| San Jacinto County Texas | 8 | $ 755,000 | $ 94,000 | $ 100,000 |
| Logan County Oklahoma | 7 | $ 1,315,000 | $ 187,000 | $ 147,000 |
| Kaufman County Texas | 7 | $ 895,000 | $ 127,000 | $ 86,000 |
| McLennan County Texas | 7 | $ 23,268,000 | $ 3,324,000 | $ 174,000 |
| Swisher County Texas | 7 | $ 424,000 | $ 60,000 | $ 158,000 |
| Lincoln County New Mexico | 6 | $ 1,394,000 | $ 232,000 | $ 862,000 |
| Gillespie County Texas | 6 | $ 3,363,000 | $ 560,000 | $ 436,000 |
| Hunt County Texas | 6 | $ 664,000 | $ 110,000 | $ 115,000 |
| Jones County Texas | 6 | $ 216,000 | $ 36,000 | $ 50,000 |
| Kerr County Texas | 6 | $ 3,257,000 | $ 542,000 | $ 213,000 |
| Limestone County Texas | 6 | $ 524,000 | $ 87,000 | $ 67,000 |
| Polk County Texas | 6 | $ 1,223,000 | $ 203,000 | $ 224,000 |
| Randall County Texas | 6 | $ 859,000 | $ 143,000 | $ 99,000 |
| Winkler County Texas | 6 | $ 399,000 | $ 66,000 | $ 57,000 |
| Wise County Texas | 6 | $ 1,319,000 | $ 219,000 | $ 94,000 |
| Creek County Oklahoma | 5 | $ 648,000 | $ 129,000 | $ 71,000 |
| Osage County Oklahoma | 5 | $ 979,000 | $ 195,000 | $ 239,000 |
| Bandera County Texas | 5 | $ 1,375,000 | $ 275,000 | $ 536,000 |
| Cochran County Texas | 5 | $ 327,000 | $ 65,000 | $ 75,000 |
| Leon County Texas | 5 | $ 722,000 | $ 144,000 | $ 104,000 |
| Martin County Texas | 5 | $ 1,117,000 | $ 223,000 | $ 111,000 |
| Rusk County Texas | 5 | $ 429,000 | $ 85,000 | $ 108,000 |
| McClain County Oklahoma | 4 | $ 604,000 | $ 151,000 | $ 54,000 |
| Bell County Texas | 4 | $ 263,000 | $ 65,000 | $ 116,000 |
| Blanco County Texas | 4 | $ 811,000 | $ 202,000 | $ 152,000 |
| Cameron County Texas | 4 | $ 1,089,000 | $ 272,000 | $ 167,000 |
| Gaines County Texas | 4 | $ 653,000 | $ 163,000 | $ 139,000 |
| Sabine County Texas | 4 | $ 480,000 | $ 120,000 | $ 126,000 |
| Yoakum County Texas | 4 | $ 575,000 | $ 143,000 | $ 141,000 |
| McCurtain County Oklahoma | 3 | $ 993,000 | $ 331,000 | $ 160,000 |
| Woodward County Oklahoma | 3 | $ 439,000 | $ 146,000 | $ 42,000 |
| Angelina County Texas | 3 | $ 346,000 | $ 115,000 | $ 100,000 |
| Caldwell County Texas | 3 | $ 573,000 | $ 191,000 | $ 116,000 |
| Callahan County Texas | 3 | $ 111,000 | $ 37,000 | $ 90,000 |
| Crosby County Texas | 3 | $ 129,000 | $ 43,000 | $ 61,000 |
| Franklin County Texas | 3 | $ 616,000 | $ 205,000 | $ 591,000 |
| Gregg County Texas | 3 | $ 2,296,000 | $ 765,000 | $ 76,000 |
| Johnson County Texas | 3 | $ 321,000 | $ 107,000 | $ 111,000 |
| Lynn County Texas | 3 | $ 155,000 | $ 51,000 | $ 134,000 |
| Mitchell County Texas | 3 | $ 160,000 | $ 53,000 | $ 55,000 |
| Reeves County Texas | 3 | $ 70,000 | $ 23,000 | $ 210,000 |
| San Diego County California | 2 | $ 1,639,000 | $ 819,000 | $ 5,215,000 |
| Jefferson County Colorado | 2 | $ 275,000 | $ 137,000 | $ 51,000 |
| Hillsborough County Florida | 2 | $ 1,196,000 | $ 598,000 | $ 45,000 |
| Miami-Dade County Florida | 2 | $ 355,000 | $ 177,000 | $ 0 |
| Taos County New Mexico | 2 | $ 737,000 | $ 368,000 | $ 841,000 |
| Delaware County Oklahoma | 2 | $ 977,000 | $ 488,000 | $ 191,000 |
| Mayes County Oklahoma | 2 | $ 207,000 | $ 103,000 | $ 52,000 |
| McIntosh County Oklahoma | 2 | $ 162,000 | $ 81,000 | $ 92,000 |
| Pittsburg County Oklahoma | 2 | $ 600,000 | $ 300,000 | $ 161,000 |
| Pottawatomie County Oklahoma | 2 | $ 175,000 | $ 87,000 | $ 57,000 |
| Seminole County Oklahoma | 2 | $ 306,000 | $ 153,000 | $ 65,000 |
| Bosque County Texas | 2 | $ 406,000 | $ 203,000 | $ 385,000 |
| Coryell County Texas | 2 | $ 6,000 | $ 3,000 | $ 35,000 |
| Fisher County Texas | 2 | $ 536,000 | $ 268,000 | $ 88,000 |
| Glasscock County Texas | 2 | $ 354,000 | $ 177,000 | $ 66,000 |
| Hardin County Texas | 2 | $ 1,130,000 | $ 565,000 | $ 73,000 |
| Jack County Texas | 2 | $ 1,211,000 | $ 605,000 | $ 311,000 |
| Karnes County Texas | 2 | $ 406,000 | $ 203,000 | $ 161,000 |
| Lampasas County Texas | 2 | $ 507,000 | $ 253,000 | $ 162,000 |
| McCulloch County Texas | 2 | $ 168,000 | $ 84,000 | $ 114,000 |
| Motley County Texas | 2 | $ 144,000 | $ 72,000 | $ 57,000 |
| Nacogdoches County Texas | 2 | $ 349,000 | $ 174,000 | $ 89,000 |
| Orange County Texas | 2 | $ 292,000 | $ 146,000 | $ 130,000 |
| Palo Pinto County Texas | 2 | $ 261,000 | $ 130,000 | $ 102,000 |
| Pecos County Texas | 2 | $ 350,000 | $ 175,000 | $ 113,000 |
| Potter County Texas | 2 | $ 404,000 | $ 202,000 | $ 143,000 |
| Upton County Texas | 2 | $ 179,000 | $ 89,000 | $ 94,000 |
| Willacy County Texas | 2 | $ 175,000 | $ 87,000 | $ 169,000 |
| Wood County Texas | 2 | $ 208,000 | $ 104,000 | $ 43,000 |
| Maricopa County Arizona | 1 | $ 221,000 | $ 221,000 | $ 113,000 |
| Yavapai County Arizona | 1 | $ 144,000 | $ 144,000 | $ 85,000 |
| Fresno County California | 1 | $ 236,000 | $ 236,000 | $ 65,000 |
| Orange County California | 1 | $ 2,530,000 | $ 2,530,000 | $ 0 |
| Santa Clara County California | 1 | $ 503,000 | $ 503,000 | $ 86,000 |
| Chaffee County Colorado | 1 | $ 275,000 | $ 275,000 | $ 837,000 |
| El Paso County Colorado | 1 | $ 181,000 | $ 181,000 | $ 39,000 |
| La Plata County Colorado | 1 | $ 118,000 | $ 118,000 | $ 140,000 |
| Pitkin County Colorado | 1 | $ 417,000 | $ 417,000 | $ 238,000 |
| Summit County Colorado | 1 | $ 2,800,000 | $ 2,800,000 | $ 365,000 |
| Broward County Florida | 1 | $ 222,000 | $ 222,000 | $ 419,000 |
| Valley County Idaho | 1 | $ 161,000 | $ 161,000 | $ 94,000 |
| Calcasieu County Louisiana | 1 | $ 22,000 | $ 22,000 | $ 0 |
| East Baton Rouge County Louisiana | 1 | $ 222,000 | $ 222,000 | $ 63,000 |
| Harrison County Mississippi | 1 | $ 1,562,000 | $ 1,562,000 | $ 0 |
| Clark County Nevada | 1 | $ 100,000 | $ 100,000 | $ 90,000 |
| Bernalillo County New Mexico | 1 | $ 192,000 | $ 192,000 | $ 83,000 |
| Chaves County New Mexico | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Lea County New Mexico | 1 | $ 408,000 | $ 408,000 | $ 408,000 |
| Santa Fe County New Mexico | 1 | $ 563,000 | $ 563,000 | $ 200,000 |
| New York County New York | 1 | $ 671,000 | $ 671,000 | $ 521,000 |
| Beckham County Oklahoma | 1 | $ 34,000 | $ 34,000 | $ 27,000 |
| Cherokee County Oklahoma | 1 | $ 177,000 | $ 177,000 | $ 61,000 |
| Grady County Oklahoma | 1 | $ 136,000 | $ 136,000 | $ 69,000 |
| Kingfisher County Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 40,000 |
| Lincoln County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 37,000 |
| Okfuskee County Oklahoma | 1 | $ 128,000 | $ 128,000 | $ 50,000 |
| Payne County Oklahoma | 1 | $ 117,000 | $ 117,000 | $ 105,000 |
| Woods County Oklahoma | 1 | $ 152,000 | $ 152,000 | $ 120,000 |
| Deschutes County Oregon | 1 | $ 296,000 | $ 296,000 | $ 398,000 |
| Edmunds County South Dakota | 1 | $ 105,000 | $ 105,000 | $ 274,000 |
| Davidson County Tennessee | 1 | $ 356,000 | $ 356,000 | $ 1,280,000 |
| Andrews County Texas | 1 | $ 332,000 | $ 332,000 | $ 118,000 |
| Bailey County Texas | 1 | $ 122,000 | $ 122,000 | $ 31,000 |
| Borden County Texas | 1 | $ 2,000 | $ 2,000 | $ 49,000 |
| Bowie County Texas | 1 | $ 15,000 | $ 15,000 | $ 150,000 |
| Cass County Texas | 1 | $ 337,000 | $ 337,000 | $ 305,000 |
| Coleman County Texas | 1 | $ 43,000 | $ 43,000 | $ 54,000 |
| Crane County Texas | 1 | $ 5,000 | $ 5,000 | $ 31,000 |
| Deaf Smith County Texas | 1 | $ 50,000 | $ 50,000 | $ 69,000 |
| Dickens County Texas | 1 | $ 40,000 | $ 40,000 | $ 66,000 |
| Dimmit County Texas | 1 | $ 60,000 | $ 60,000 | $ 147,000 |
| Erath County Texas | 1 | $ 200,000 | $ 200,000 | $ 55,000 |
| Falls County Texas | 1 | $ 313,000 | $ 313,000 | $ 174,000 |
| Fannin County Texas | 1 | $ 130,000 | $ 130,000 | $ 61,000 |
| Garza County Texas | 1 | $ 26,000 | $ 26,000 | $ 72,000 |
| Hamilton County Texas | 1 | $ 166,000 | $ 166,000 | $ 173,000 |
| Harrison County Texas | 1 | $ 258,000 | $ 258,000 | $ 94,000 |
| Hill County Texas | 1 | $ 320,000 | $ 320,000 | $ 295,000 |
| Hutchinson County Texas | 1 | $ 240,000 | $ 240,000 | $ 162,000 |
| Jasper County Texas | 1 | $ 307,000 | $ 307,000 | $ 650,000 |
| Jim Hogg County Texas | 1 | $ 254,000 | $ 254,000 | $ 1,314,000 |
| Kleberg County Texas | 1 | $ 4,000 | $ 4,000 | $ 0 |
| Lamar County Texas | 1 | $ 241,000 | $ 241,000 | $ 157,000 |
| Marion County Texas | 1 | $ 43,000 | $ 43,000 | $ 43,000 |
| Mills County Texas | 1 | $ 2,000 | $ 2,000 | $ 20,000 |
| Newton County Texas | 1 | $ 2,000 | $ 2,000 | $ 17,000 |
| Parmer County Texas | 1 | $ 78,000 | $ 78,000 | $ 47,000 |
| Runnels County Texas | 1 | $ 90,000 | $ 90,000 | $ 71,000 |
| San Augustine County Texas | 1 | $ 444,000 | $ 444,000 | $ 194,000 |
| Throckmorton County Texas | 1 | $ 10,000 | $ 10,000 | $ 99,000 |
| Trinity County Texas | 1 | $ 86,000 | $ 86,000 | $ 36,000 |
| Tyler County Texas | 1 | $ 200,000 | $ 200,000 | $ 98,000 |
| Ward County Texas | 1 | $ 140,000 | $ 140,000 | $ 84,000 |
| Wichita County Texas | 1 | $ 112,000 | $ 112,000 | $ 175,000 |
| Wilson County Texas | 1 | $ 225,000 | $ 225,000 | $ 66,000 |
| Young County Texas | 1 | $ 688,000 | $ 688,000 | $ 852,000 |
| Norfolk County Virginia | 1 | $ 213,000 | $ 213,000 | $ 144,000 |
| Teton County Wyoming | 1 | $ 3,120,000 | $ 3,120,000 | $ 0 |
Mortgage Loan Application Detail Totals for Prosperity Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,047 | $1,344,881,000 | $332,000 | $85,000,000 | $176,000 | $9,999,000 |
| Home Improvement | 1,455 | $121,342,000 | $83,000 | $3,900,000 | $102,000 | $2,729,000 |
| Refinancing | 1,368 | $325,212,000 | $237,000 | $11,000,000 | $175,000 | $9,999,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,338 | $957,761,000 | $220,000 | $14,576,000 | $187,000 | $9,999,000 |
| Hispanic | 1,031 | $139,613,000 | $135,000 | $11,000,000 | $108,000 | $3,913,000 |
| Not applicable | 552 | $494,007,000 | $894,000 | $85,000,000 | $3,000 | $716,000 |
| Not Provided | 497 | $117,548,000 | $236,000 | $1,760,000 | $187,000 | $5,922,000 |
| Asian | 219 | $56,932,000 | $259,000 | $1,386,000 | $227,000 | $1,467,000 |
| Black or African American | 184 | $17,303,000 | $94,000 | $606,000 | $89,000 | $941,000 |
| American Indian or Alaskan Native | 44 | $7,667,000 | $174,000 | $1,625,000 | $344,000 | $9,999,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $604,000 | $120,000 | $284,000 | $223,000 | $750,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,481 | $1,734,436,000 | $267,000 | $85,000,000 | $166,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 333 | $45,696,000 | $137,000 | $350,000 | $67,000 | $498,000 |
| VA-guaranteed (Veterans Administration) | 49 | $10,489,000 | $214,000 | $494,000 | $89,000 | $312,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 7 | $814,000 | $116,000 | $148,000 | $38,000 | $60,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,481 | $969,472,000 | $216,000 | $26,000,000 | $166,000 | $9,999,000 |
| Application Denied By Financial Institution | 1,023 | $244,605,000 | $239,000 | $31,130,000 | $84,000 | $5,500,000 |
| Application Withdrawn By Applicant | 912 | $401,895,000 | $440,000 | $85,000,000 | $210,000 | $9,999,000 |
| Application Approved But Not Accepted | 442 | $170,181,000 | $385,000 | $36,968,000 | $177,000 | $3,035,000 |
| File Closed For Incompleteness | 12 | $5,282,000 | $440,000 | $1,239,000 | $196,000 | $675,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 478 | $149,579,000 | $312,000 | $30,358,000 | $65,000 | $1,201,000 |
| Credit History | 434 | $68,358,000 | $157,000 | $31,130,000 | $82,000 | $760,000 |
| Collateral | 44 | $13,806,000 | $313,000 | $1,590,000 | $147,000 | $548,000 |
| Other | 32 | $9,095,000 | $284,000 | $1,965,000 | $280,000 | $5,500,000 |
| Employment History | 21 | $1,782,000 | $84,000 | $325,000 | $78,000 | $214,000 |
| Unverifiable Information | 10 | $1,321,000 | $132,000 | $408,000 | $109,000 | $434,000 |
| Credit Application Incomplete | 2 | $250,000 | $125,000 | $200,000 | $647,000 | $1,150,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $414,000 | $207,000 | $361,000 | $71,000 | $103,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Prosperity Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Prosperity Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.