Prosperity Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Prosperity Bank 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Prosperity Bank 1301 N Mechanic El Campo, TX 77437 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 8,773 |
| Total Mortgage Loan Application Amount | $4,677,615,000 |
| Average Mortgage Loan Application Amount | $317,800 |
| Highest Mortgage Loan Application Amount | $97,005,000 |
| Average Applicant Income | $184,200 |
| Highest Applicant Income | $8,965,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Prosperity Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Prosperity Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Prosperity Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Prosperity Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Prosperity Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Prosperity Bank's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 1,354 | $ 761,710,000 | $ 562,000 | $ 240,000 |
| Dallas County Texas | 827 | $ 437,515,000 | $ 529,000 | $ 182,000 |
| Tarrant County Texas | 507 | $ 205,650,000 | $ 406,000 | $ 160,000 |
| Travis County Texas | 394 | $ 665,595,000 | $ 1,693,000 | $ 475,000 |
| Lubbock County Texas | 314 | $ 70,210,000 | $ 223,000 | $ 153,000 |
| Victoria County Texas | 287 | $ 62,855,000 | $ 219,000 | $ 130,000 |
| Collin County Texas | 263 | $ 114,655,000 | $ 435,000 | $ 237,000 |
| Nueces County Texas | 230 | $ 68,770,000 | $ 299,000 | $ 182,000 |
| Fort Bend County Texas | 210 | $ 111,950,000 | $ 533,000 | $ 212,000 |
| Denton County Texas | 201 | $ 97,105,000 | $ 483,000 | $ 262,000 |
| Montgomery County Texas | 187 | $ 139,165,000 | $ 744,000 | $ 272,000 |
| Oklahoma County Oklahoma | 173 | $ 130,385,000 | $ 753,000 | $ 117,000 |
| Brazos County Texas | 154 | $ 78,190,000 | $ 507,000 | $ 320,000 |
| Tulsa County Oklahoma | 135 | $ 61,435,000 | $ 455,000 | $ 145,000 |
| Hale County Texas | 133 | $ 18,495,000 | $ 139,000 | $ 93,000 |
| Smith County Texas | 127 | $ 49,225,000 | $ 387,000 | $ 133,000 |
| Midland County Texas | 124 | $ 42,050,000 | $ 339,000 | $ 208,000 |
| Galveston County Texas | 108 | $ 51,070,000 | $ 472,000 | $ 325,000 |
| Williamson County Texas | 84 | $ 79,740,000 | $ 949,000 | $ 194,000 |
| Comal County Texas | 83 | $ 49,225,000 | $ 593,000 | $ 277,000 |
| Brazoria County Texas | 82 | $ 26,640,000 | $ 324,000 | $ 170,000 |
| Bexar County Texas | 81 | $ 112,585,000 | $ 1,389,000 | $ 378,000 |
| Kaufman County Texas | 76 | $ 21,670,000 | $ 285,000 | $ 103,000 |
| Parker County Texas | 69 | $ 45,555,000 | $ 660,000 | $ 209,000 |
| Henderson County Texas | 68 | $ 21,860,000 | $ 321,000 | $ 187,000 |
| Waller County Texas | 68 | $ 27,870,000 | $ 409,000 | $ 160,000 |
| Ellis County Texas | 64 | $ 20,640,000 | $ 322,000 | $ 128,000 |
| Taylor County Texas | 60 | $ 10,120,000 | $ 168,000 | $ 164,000 |
| Aransas County Texas | 59 | $ 29,645,000 | $ 502,000 | $ 234,000 |
| Matagorda County Texas | 59 | $ 15,785,000 | $ 267,000 | $ 142,000 |
| Hays County Texas | 58 | $ 117,490,000 | $ 2,025,000 | $ 331,000 |
| Randall County Texas | 55 | $ 13,325,000 | $ 242,000 | $ 214,000 |
| Liberty County Texas | 52 | $ 15,400,000 | $ 296,000 | $ 167,000 |
| Walker County Texas | 49 | $ 14,115,000 | $ 288,000 | $ 149,000 |
| Canadian County Oklahoma | 47 | $ 16,685,000 | $ 355,000 | $ 94,000 |
| Calhoun County Texas | 47 | $ 15,475,000 | $ 329,000 | $ 146,000 |
| Ector County Texas | 47 | $ 9,645,000 | $ 205,000 | $ 109,000 |
| Potter County Texas | 46 | $ 8,520,000 | $ 185,000 | $ 230,000 |
| Grimes County Texas | 45 | $ 16,135,000 | $ 358,000 | $ 188,000 |
| Navarro County Texas | 45 | $ 15,865,000 | $ 352,000 | $ 175,000 |
| Wharton County Texas | 45 | $ 9,635,000 | $ 214,000 | $ 104,000 |
| Wichita County Texas | 42 | $ 5,650,000 | $ 134,000 | $ 158,000 |
| Anderson County Texas | 40 | $ 7,380,000 | $ 184,000 | $ 132,000 |
| Burnet County Texas | 40 | $ 26,920,000 | $ 673,000 | $ 481,000 |
| Howard County Texas | 40 | $ 6,070,000 | $ 151,000 | $ 181,000 |
| Bastrop County Texas | 39 | $ 11,695,000 | $ 299,000 | $ 132,000 |
| Cherokee County Texas | 39 | $ 6,445,000 | $ 165,000 | $ 135,000 |
| Bee County Texas | 36 | $ 6,200,000 | $ 172,000 | $ 114,000 |
| Houston County Texas | 36 | $ 7,510,000 | $ 208,000 | $ 125,000 |
| Madison County Texas | 32 | $ 5,020,000 | $ 156,000 | $ 73,000 |
| Guadalupe County Texas | 30 | $ 7,830,000 | $ 261,000 | $ 188,000 |
| Kleberg County Texas | 30 | $ 6,160,000 | $ 205,000 | $ 137,000 |
| Grayson County Texas | 29 | $ 50,425,000 | $ 1,738,000 | $ 180,000 |
| San Patricio County Texas | 29 | $ 5,375,000 | $ 185,000 | $ 96,000 |
| DeWitt County Texas | 28 | $ 5,790,000 | $ 206,000 | $ 97,000 |
| Tom Green County Texas | 28 | $ 8,920,000 | $ 318,000 | $ 140,000 |
| Jackson County Texas | 27 | $ 6,265,000 | $ 232,000 | $ 118,000 |
| Johnson County Texas | 27 | $ 9,855,000 | $ 365,000 | $ 147,000 |
| Goliad County Texas | 24 | $ 6,340,000 | $ 264,000 | $ 175,000 |
| Llano County Texas | 24 | $ 24,000,000 | $ 1,000,000 | $ 346,000 |
| Chambers County Texas | 23 | $ 8,225,000 | $ 357,000 | $ 185,000 |
| Rockwall County Texas | 23 | $ 11,455,000 | $ 498,000 | $ 202,000 |
| Fayette County Texas | 22 | $ 6,440,000 | $ 292,000 | $ 141,000 |
| Cleveland County Oklahoma | 21 | $ 6,695,000 | $ 318,000 | $ 107,000 |
| Brown County Texas | 21 | $ 4,825,000 | $ 229,000 | $ 203,000 |
| Cooke County Texas | 21 | $ 8,485,000 | $ 404,000 | $ 159,000 |
| Hunt County Texas | 20 | $ 5,690,000 | $ 284,000 | $ 122,000 |
| Lavaca County Texas | 20 | $ 5,260,000 | $ 263,000 | $ 159,000 |
| Burleson County Texas | 19 | $ 3,745,000 | $ 197,000 | $ 90,000 |
| Hood County Texas | 19 | $ 6,605,000 | $ 347,000 | $ 218,000 |
| Palo Pinto County Texas | 19 | $ 7,855,000 | $ 413,000 | $ 284,000 |
| Washington County Texas | 19 | $ 9,395,000 | $ 494,000 | $ 228,000 |
| Blanco County Texas | 18 | $ 12,840,000 | $ 713,000 | $ 309,000 |
| Freestone County Texas | 18 | $ 2,650,000 | $ 147,000 | $ 102,000 |
| Jim Wells County Texas | 18 | $ 3,120,000 | $ 173,000 | $ 137,000 |
| Rusk County Texas | 18 | $ 3,380,000 | $ 187,000 | $ 97,000 |
| Wise County Texas | 18 | $ 36,520,000 | $ 2,028,000 | $ 147,000 |
| Leon County Texas | 17 | $ 9,685,000 | $ 569,000 | $ 319,000 |
| Terry County Texas | 17 | $ 2,185,000 | $ 128,000 | $ 108,000 |
| Hill County Texas | 16 | $ 4,790,000 | $ 299,000 | $ 344,000 |
| Hockley County Texas | 16 | $ 3,250,000 | $ 203,000 | $ 85,000 |
| Bell County Texas | 15 | $ 51,615,000 | $ 3,441,000 | $ 255,000 |
| Eastland County Texas | 15 | $ 2,165,000 | $ 144,000 | $ 101,000 |
| Lamb County Texas | 15 | $ 1,605,000 | $ 107,000 | $ 123,000 |
| Scurry County Texas | 15 | $ 4,995,000 | $ 333,000 | $ 198,000 |
| Van Zandt County Texas | 15 | $ 4,275,000 | $ 285,000 | $ 150,000 |
| Wood County Texas | 15 | $ 2,745,000 | $ 183,000 | $ 114,000 |
| Gonzales County Texas | 14 | $ 3,260,000 | $ 232,000 | $ 136,000 |
| Gregg County Texas | 14 | $ 2,160,000 | $ 154,000 | $ 102,000 |
| Atascosa County Texas | 13 | $ 3,275,000 | $ 251,000 | $ 118,000 |
| Colorado County Texas | 13 | $ 3,415,000 | $ 262,000 | $ 128,000 |
| Jefferson County Texas | 13 | $ 4,025,000 | $ 309,000 | $ 275,000 |
| Floyd County Texas | 12 | $ 1,420,000 | $ 118,000 | $ 77,000 |
| Robertson County Texas | 12 | $ 2,400,000 | $ 200,000 | $ 118,000 |
| Milam County Texas | 11 | $ 3,915,000 | $ 355,000 | $ 149,000 |
| San Jacinto County Texas | 11 | $ 2,795,000 | $ 254,000 | $ 179,000 |
| Comanche County Texas | 10 | $ 1,090,000 | $ 109,000 | $ 102,000 |
| Gillespie County Texas | 10 | $ 13,300,000 | $ 1,330,000 | $ 639,000 |
| Kendall County Texas | 10 | $ 16,140,000 | $ 1,614,000 | $ 760,000 |
| Live Oak County Texas | 10 | $ 2,830,000 | $ 283,000 | $ 204,000 |
| Polk County Texas | 10 | $ 1,930,000 | $ 193,000 | $ 113,000 |
| Wagoner County Oklahoma | 9 | $ 2,005,000 | $ 222,000 | $ 184,000 |
| Austin County Texas | 9 | $ 4,165,000 | $ 462,000 | $ 524,000 |
| Caldwell County Texas | 9 | $ 2,335,000 | $ 259,000 | $ 123,000 |
| Grady County Oklahoma | 8 | $ 1,650,000 | $ 206,000 | $ 158,000 |
| Cameron County Texas | 8 | $ 1,000,000 | $ 125,000 | $ 114,000 |
| Jones County Texas | 8 | $ 1,390,000 | $ 173,000 | $ 74,000 |
| Wilson County Texas | 8 | $ 2,030,000 | $ 253,000 | $ 193,000 |
| McCurtain County Oklahoma | 7 | $ 3,365,000 | $ 480,000 | $ 493,000 |
| Rogers County Oklahoma | 7 | $ 7,315,000 | $ 1,045,000 | $ 1,445,000 |
| Hidalgo County Texas | 7 | $ 3,525,000 | $ 503,000 | $ 147,000 |
| McLennan County Texas | 7 | $ 5,395,000 | $ 770,000 | $ 149,000 |
| Panola County Texas | 7 | $ 1,255,000 | $ 179,000 | $ 87,000 |
| Upshur County Texas | 7 | $ 2,715,000 | $ 387,000 | $ 76,000 |
| Clay County Texas | 6 | $ 550,000 | $ 91,000 | $ 62,000 |
| Crosby County Texas | 6 | $ 680,000 | $ 113,000 | $ 59,000 |
| Lynn County Texas | 6 | $ 3,610,000 | $ 601,000 | $ 218,000 |
| Logan County Oklahoma | 5 | $ 1,455,000 | $ 291,000 | $ 168,000 |
| McClain County Oklahoma | 5 | $ 2,415,000 | $ 483,000 | $ 142,000 |
| Bandera County Texas | 5 | $ 1,265,000 | $ 253,000 | $ 386,000 |
| Callahan County Texas | 5 | $ 545,000 | $ 109,000 | $ 70,000 |
| Hardin County Texas | 5 | $ 865,000 | $ 173,000 | $ 114,000 |
| Kerr County Texas | 5 | $ 1,805,000 | $ 361,000 | $ 118,000 |
| Lee County Texas | 5 | $ 1,345,000 | $ 269,000 | $ 158,000 |
| Shelby County Texas | 5 | $ 2,645,000 | $ 529,000 | $ 235,000 |
| Trinity County Texas | 5 | $ 825,000 | $ 165,000 | $ 89,000 |
| Walton County Florida | 4 | $ 3,830,000 | $ 957,000 | $ 488,000 |
| Lincoln County New Mexico | 4 | $ 1,330,000 | $ 332,000 | $ 142,000 |
| Osage County Oklahoma | 4 | $ 1,030,000 | $ 257,000 | $ 43,000 |
| Andrews County Texas | 4 | $ 1,400,000 | $ 350,000 | $ 124,000 |
| Bosque County Texas | 4 | $ 2,540,000 | $ 635,000 | $ 2,938,000 |
| Jack County Texas | 4 | $ 670,000 | $ 167,000 | $ 119,000 |
| Montague County Texas | 4 | $ 780,000 | $ 195,000 | $ 150,000 |
| Runnels County Texas | 4 | $ 390,000 | $ 97,000 | $ 60,000 |
| Swisher County Texas | 4 | $ 290,000 | $ 72,000 | $ 100,000 |
| Archuleta County Colorado | 3 | $ 1,535,000 | $ 511,000 | $ 3,585,000 |
| San Miguel County Colorado | 3 | $ 4,505,000 | $ 1,501,000 | $ 0 |
| Pittsburg County Oklahoma | 3 | $ 665,000 | $ 221,000 | $ 258,000 |
| Bailey County Texas | 3 | $ 225,000 | $ 75,000 | $ 60,000 |
| Cass County Texas | 3 | $ 565,000 | $ 188,000 | $ 178,000 |
| Dawson County Texas | 3 | $ 525,000 | $ 175,000 | $ 176,000 |
| Falls County Texas | 3 | $ 1,035,000 | $ 345,000 | $ 201,000 |
| Franklin County Texas | 3 | $ 2,245,000 | $ 748,000 | $ 386,000 |
| Gaines County Texas | 3 | $ 725,000 | $ 241,000 | $ 77,000 |
| Hamilton County Texas | 3 | $ 385,000 | $ 128,000 | $ 80,000 |
| Harrison County Texas | 3 | $ 1,065,000 | $ 355,000 | $ 160,000 |
| Jasper County Texas | 3 | $ 455,000 | $ 151,000 | $ 69,000 |
| Karnes County Texas | 3 | $ 375,000 | $ 125,000 | $ 221,000 |
| Limestone County Texas | 3 | $ 705,000 | $ 235,000 | $ 201,000 |
| Real County Texas | 3 | $ 1,125,000 | $ 375,000 | $ 201,000 |
| Refugio County Texas | 3 | $ 405,000 | $ 135,000 | $ 125,000 |
| Somervell County Texas | 3 | $ 1,135,000 | $ 378,000 | $ 115,000 |
| Tyler County Texas | 3 | $ 1,045,000 | $ 348,000 | $ 190,000 |
| Costilla County Colorado | 2 | $ 130,000 | $ 65,000 | $ 114,000 |
| Bay County Florida | 2 | $ 750,000 | $ 375,000 | $ 169,000 |
| Caddo County Louisiana | 2 | $ 530,000 | $ 265,000 | $ 213,000 |
| Colfax County New Mexico | 2 | $ 770,000 | $ 385,000 | $ 274,000 |
| Bryan County Oklahoma | 2 | $ 420,000 | $ 210,000 | $ 98,000 |
| Creek County Oklahoma | 2 | $ 540,000 | $ 270,000 | $ 123,000 |
| Garvin County Oklahoma | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Lincoln County Oklahoma | 2 | $ 120,000 | $ 60,000 | $ 116,000 |
| Muskogee County Oklahoma | 2 | $ 400,000 | $ 200,000 | $ 115,000 |
| Payne County Oklahoma | 2 | $ 410,000 | $ 205,000 | $ 818,000 |
| Angelina County Texas | 2 | $ 230,000 | $ 115,000 | $ 74,000 |
| Camp County Texas | 2 | $ 560,000 | $ 280,000 | $ 292,000 |
| Castro County Texas | 2 | $ 230,000 | $ 115,000 | $ 69,000 |
| Erath County Texas | 2 | $ 240,000 | $ 120,000 | $ 146,000 |
| Fannin County Texas | 2 | $ 590,000 | $ 295,000 | $ 92,000 |
| Gray County Texas | 2 | $ 90,000 | $ 45,000 | $ 79,000 |
| Irion County Texas | 2 | $ 270,000 | $ 135,000 | $ 31,000 |
| Lampasas County Texas | 2 | $ 250,000 | $ 125,000 | $ 287,000 |
| Marion County Texas | 2 | $ 420,000 | $ 210,000 | $ 108,000 |
| Martin County Texas | 2 | $ 680,000 | $ 340,000 | $ 149,000 |
| McCulloch County Texas | 2 | $ 190,000 | $ 95,000 | $ 63,000 |
| Mills County Texas | 2 | $ 490,000 | $ 245,000 | $ 133,000 |
| Nacogdoches County Texas | 2 | $ 790,000 | $ 395,000 | $ 189,000 |
| Orange County Texas | 2 | $ 240,000 | $ 120,000 | $ 106,000 |
| Parmer County Texas | 2 | $ 420,000 | $ 210,000 | $ 61,000 |
| Red River County Texas | 2 | $ 210,000 | $ 105,000 | $ 116,000 |
| Webb County Texas | 2 | $ 1,270,000 | $ 635,000 | $ 196,000 |
| Yoakum County Texas | 2 | $ 150,000 | $ 75,000 | $ 88,000 |
| Cullman County Alabama | 1 | $ 35,000 | $ 35,000 | $ 105,000 |
| Marshall County Alabama | 1 | $ 145,000 | $ 145,000 | $ 388,000 |
| Tuscaloosa County Alabama | 1 | $ 425,000 | $ 425,000 | $ 548,000 |
| Maricopa County Arizona | 1 | $ 66,175,000 | $ 66,175,000 | $ 0 |
| Garland County Arkansas | 1 | $ 425,000 | $ 425,000 | $ 307,000 |
| Miller County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 120,000 |
| Saline County Arkansas | 1 | $ 455,000 | $ 455,000 | $ 289,000 |
| Denver County Colorado | 1 | $ 97,005,000 | $ 97,005,000 | $ 0 |
| La Plata County Colorado | 1 | $ 665,000 | $ 665,000 | $ 822,000 |
| Rio Grande County Colorado | 1 | $ 225,000 | $ 225,000 | $ 218,000 |
| Summit County Colorado | 1 | $ 285,000 | $ 285,000 | $ 472,000 |
| Hartford County Connecticut | 1 | $ 985,000 | $ 985,000 | $ 0 |
| Collier County Florida | 1 | $ 1,355,000 | $ 1,355,000 | $ 353,000 |
| Hillsborough County Florida | 1 | $ 405,000 | $ 405,000 | $ 91,000 |
| Indian River County Florida | 1 | $ 1,825,000 | $ 1,825,000 | $ 1,147,000 |
| Manatee County Florida | 1 | $ 1,905,000 | $ 1,905,000 | $ 387,000 |
| Pinellas County Florida | 1 | $ 745,000 | $ 745,000 | $ 425,000 |
| McCreary County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 90,000 |
| Jefferson County Louisiana | 1 | $ 225,000 | $ 225,000 | $ 62,000 |
| Orleans County Louisiana | 1 | $ 155,000 | $ 155,000 | $ 411,000 |
| Ouachita County Louisiana | 1 | $ 305,000 | $ 305,000 | $ 300,000 |
| Madison County Mississippi | 1 | $ 45,000 | $ 45,000 | $ 4,000 |
| Clark County Nevada | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Douglas County Nevada | 1 | $ 825,000 | $ 825,000 | $ 649,000 |
| Otero County New Mexico | 1 | $ 295,000 | $ 295,000 | $ 129,000 |
| Suffolk County New York | 1 | $ 415,000 | $ 415,000 | $ 138,000 |
| Cleveland County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 98,000 |
| Franklin County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 116,000 |
| Iredell County North Carolina | 1 | $ 725,000 | $ 725,000 | $ 191,000 |
| Lenoir County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 117,000 |
| Polk County North Carolina | 1 | $ 3,085,000 | $ 3,085,000 | $ 1,157,000 |
| Atoka County Oklahoma | 1 | $ 205,000 | $ 205,000 | $ 80,000 |
| Carter County Oklahoma | 1 | $ 335,000 | $ 335,000 | $ 240,000 |
| Comanche County Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Delaware County Oklahoma | 1 | $ 335,000 | $ 335,000 | $ 151,000 |
| Jackson County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 79,000 |
| Kay County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Love County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 120,000 |
| Marshall County Oklahoma | 1 | $ 15,000 | $ 15,000 | $ 120,000 |
| Mayes County Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 160,000 |
| Okmulgee County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 39,000 |
| Pottawatomie County Oklahoma | 1 | $ 505,000 | $ 505,000 | $ 134,000 |
| Washita County Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Bucks County Pennsylvania | 1 | $ 355,000 | $ 355,000 | $ 100,000 |
| Shelby County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 110,000 |
| Archer County Texas | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Armstrong County Texas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Borden County Texas | 1 | $ 335,000 | $ 335,000 | $ 139,000 |
| Brooks County Texas | 1 | $ 45,000 | $ 45,000 | $ 93,000 |
| Coryell County Texas | 1 | $ 205,000 | $ 205,000 | $ 119,000 |
| Deaf Smith County Texas | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Dickens County Texas | 1 | $ 55,000 | $ 55,000 | $ 68,000 |
| Donley County Texas | 1 | $ 125,000 | $ 125,000 | $ 170,000 |
| Duval County Texas | 1 | $ 45,000 | $ 45,000 | $ 57,000 |
| El Paso County Texas | 1 | $ 45,000 | $ 45,000 | $ 409,000 |
| Garza County Texas | 1 | $ 895,000 | $ 895,000 | $ 480,000 |
| Hansford County Texas | 1 | $ 625,000 | $ 625,000 | $ 316,000 |
| Hopkins County Texas | 1 | $ 295,000 | $ 295,000 | $ 77,000 |
| Mason County Texas | 1 | $ 1,875,000 | $ 1,875,000 | $ 0 |
| Medina County Texas | 1 | $ 105,000 | $ 105,000 | $ 539,000 |
| Mitchell County Texas | 1 | $ 345,000 | $ 345,000 | $ 158,000 |
| Nolan County Texas | 1 | $ 65,000 | $ 65,000 | $ 80,000 |
| Reeves County Texas | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Sabine County Texas | 1 | $ 235,000 | $ 235,000 | $ 180,000 |
| San Saba County Texas | 1 | $ 85,000 | $ 85,000 | $ 56,000 |
| Stephens County Texas | 1 | $ 85,000 | $ 85,000 | $ 67,000 |
| Titus County Texas | 1 | $ 75,000 | $ 75,000 | $ 10,000 |
| Uvalde County Texas | 1 | $ 3,005,000 | $ 3,005,000 | $ 0 |
| Winkler County Texas | 1 | $ 125,000 | $ 125,000 | $ 190,000 |
| Young County Texas | 1 | $ 175,000 | $ 175,000 | $ 140,000 |
Mortgage Loan Application Detail Totals for Prosperity Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 6,600 | $4,137,690,000 | $627,000 | $97,005,000 | $218,000 | $8,965,000 |
| Refinancing | 847 | $303,595,000 | $358,000 | $7,505,000 | $205,000 | $3,547,000 |
| Home Improvement | 760 | $117,400,000 | $154,000 | $3,205,000 | $185,000 | $5,211,000 |
| Other Purpose | 502 | $103,240,000 | $205,000 | $4,555,000 | $189,000 | $6,816,000 |
| Cash-out Refinancing | 64 | $15,690,000 | $245,000 | $1,155,000 | $124,000 | $672,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,677 | $1,667,435,000 | $453,000 | $15,005,000 | $263,000 | $6,900,000 |
| Hispanic | 2,714 | $661,960,000 | $243,000 | $3,655,000 | $105,000 | $3,235,000 |
| Not Provided | 809 | $416,055,000 | $514,000 | $8,715,000 | $305,000 | $8,965,000 |
| Not applicable | 716 | $1,524,120,000 | $2,134,000 | $97,005,000 | $0 | $0 |
| Black or African American | 352 | $110,200,000 | $313,000 | $3,645,000 | $163,000 | $3,074,000 |
| Asian | 269 | $161,195,000 | $599,000 | $4,205,000 | $287,000 | $2,300,000 |
| American Indian or Alaskan Native | 63 | $19,485,000 | $309,000 | $1,705,000 | $146,000 | $550,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $855,000 | $171,000 | $225,000 | $83,000 | $166,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,418 | $4,588,260,000 | $545,000 | $97,005,000 | $216,000 | $8,965,000 |
| FHA-insured (Federal Housing Administration) | 314 | $76,490,000 | $243,000 | $585,000 | $93,000 | $399,000 |
| VA-guaranteed (Veterans Administration) | 41 | $12,865,000 | $313,000 | $975,000 | $164,000 | $800,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,923 | $2,188,395,000 | $444,000 | $66,175,000 | $224,000 | $6,900,000 |
| Application Withdrawn By Applicant | 1,642 | $1,313,590,000 | $800,000 | $97,005,000 | $231,000 | $5,631,000 |
| Application Denied By Financial Institution | 1,628 | $830,840,000 | $510,000 | $40,305,000 | $130,000 | $5,211,000 |
| File Closed For Incompleteness | 331 | $220,475,000 | $666,000 | $54,265,000 | $260,000 | $3,016,000 |
| Application Approved But Not Accepted | 249 | $124,315,000 | $499,000 | $15,005,000 | $334,000 | $8,965,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,145 | $3,846,775,000 | $538,000 | $97,005,000 | $230,000 | $8,965,000 |
| Debt-To-Income Ratio | 828 | $419,800,000 | $507,000 | $40,305,000 | $108,000 | $1,909,000 |
| Credit History | 485 | $94,835,000 | $195,000 | $2,525,000 | $124,000 | $2,300,000 |
| Other | 182 | $229,960,000 | $1,263,000 | $35,005,000 | $192,000 | $5,211,000 |
| Collateral | 102 | $73,740,000 | $722,000 | $32,805,000 | $219,000 | $1,548,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 24 | $6,650,000 | $277,000 | $1,135,000 | $135,000 | $598,000 |
| Credit Application Incomplete | 6 | $3,490,000 | $581,000 | $2,255,000 | $92,000 | $133,000 |
| Unverifiable Information | 1 | $2,365,000 | $2,365,000 | $2,365,000 | $1,186,000 | $1,186,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Prosperity Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Prosperity Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.