Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Prosperity Mortgage Company.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
Mortgage Company & Address | Prosperity Mortgage Company 100 N Main Street Mac D4001-063 Winston-Salem, NC 27150 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2014 2013 2012 2011 |
Total Number of Mortgage Applications | 6,231 |
Total Mortgage Loan Application Amount | $1,638,316,000 |
Average Mortgage Loan Application Amount | $259,333 |
Highest Mortgage Loan Application Amount | $951,000 |
Average Applicant Income | $114,000 |
Highest Applicant Income | $2,816,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Montgomery County Maryland | 542 | $ 196,028,000 | $ 361,000 | $ 156,000 |
Fairfax County Virginia | 526 | $ 198,962,000 | $ 378,000 | $ 136,000 |
Chesterfield County Virginia | 426 | $ 90,963,000 | $ 213,000 | $ 92,000 |
District of Columbia County District Of Columbia | 387 | $ 149,076,000 | $ 385,000 | $ 156,000 |
Baltimore County Maryland | 347 | $ 75,790,000 | $ 218,000 | $ 86,000 |
Henrico County Virginia | 313 | $ 67,410,000 | $ 215,000 | $ 91,000 |
Prince George's County Maryland | 219 | $ 48,529,000 | $ 221,000 | $ 90,000 |
Baltimore City County Maryland | 214 | $ 41,588,000 | $ 194,000 | $ 90,000 |
Loudoun County Virginia | 192 | $ 65,981,000 | $ 343,000 | $ 119,000 |
Richmond City County Virginia | 186 | $ 42,472,000 | $ 228,000 | $ 114,000 |
Prince William County Virginia | 180 | $ 52,207,000 | $ 290,000 | $ 95,000 |
Harford County Maryland | 161 | $ 34,988,000 | $ 217,000 | $ 87,000 |
Howard County Maryland | 148 | $ 45,079,000 | $ 304,000 | $ 111,000 |
Anne Arundel County Maryland | 140 | $ 38,269,000 | $ 273,000 | $ 113,000 |
Montgomery County Pennsylvania | 137 | $ 32,481,000 | $ 237,000 | $ 109,000 |
Delaware County Pennsylvania | 101 | $ 20,043,000 | $ 198,000 | $ 97,000 |
Arlington County Virginia | 93 | $ 35,913,000 | $ 386,000 | $ 158,000 |
Virginia Beach County Virginia | 90 | $ 17,491,000 | $ 194,000 | $ 75,000 |
Sussex County Delaware | 85 | $ 20,825,000 | $ 245,000 | $ 178,000 |
Frederick County Maryland | 82 | $ 20,274,000 | $ 247,000 | $ 127,000 |
Alexandria County Virginia | 76 | $ 25,799,000 | $ 339,000 | $ 124,000 |
Chester County Pennsylvania | 66 | $ 16,718,000 | $ 253,000 | $ 108,000 |
New Castle County Delaware | 65 | $ 11,859,000 | $ 182,000 | $ 58,000 |
Carroll County Maryland | 64 | $ 15,264,000 | $ 238,000 | $ 94,000 |
Bucks County Pennsylvania | 62 | $ 13,854,000 | $ 223,000 | $ 91,000 |
Hanover County Virginia | 62 | $ 14,000,000 | $ 225,000 | $ 95,000 |
Camden County New Jersey | 49 | $ 8,847,000 | $ 180,000 | $ 85,000 |
Montgomery County Virginia | 47 | $ 8,944,000 | $ 190,000 | $ 79,000 |
Philadelphia County Pennsylvania | 46 | $ 7,636,000 | $ 166,000 | $ 88,000 |
Burlington County New Jersey | 38 | $ 7,343,000 | $ 193,000 | $ 97,000 |
Chesapeake County Virginia | 37 | $ 7,946,000 | $ 214,000 | $ 84,000 |
Worcester County Maryland | 31 | $ 5,506,000 | $ 177,000 | $ 120,000 |
Fauquier County Virginia | 30 | $ 8,340,000 | $ 278,000 | $ 99,000 |
Roanoke County Virginia | 30 | $ 5,444,000 | $ 181,000 | $ 93,000 |
Norfolk County Virginia | 29 | $ 4,486,000 | $ 154,000 | $ 65,000 |
New Kent County Virginia | 26 | $ 5,290,000 | $ 203,000 | $ 88,000 |
Cecil County Maryland | 25 | $ 5,598,000 | $ 223,000 | $ 78,000 |
Garrett County Maryland | 24 | $ 3,726,000 | $ 155,000 | $ 161,000 |
Charles County Maryland | 23 | $ 5,191,000 | $ 225,000 | $ 68,000 |
Wicomico County Maryland | 22 | $ 3,003,000 | $ 136,000 | $ 77,000 |
James City County Virginia | 22 | $ 5,207,000 | $ 236,000 | $ 87,000 |
Roanoke City County Virginia | 22 | $ 2,079,000 | $ 94,000 | $ 45,000 |
Spotsylvania County Virginia | 22 | $ 4,778,000 | $ 217,000 | $ 75,000 |
Goochland County Virginia | 21 | $ 5,595,000 | $ 266,000 | $ 108,000 |
Stafford County Virginia | 21 | $ 4,623,000 | $ 220,000 | $ 88,000 |
Culpeper County Virginia | 20 | $ 3,695,000 | $ 184,000 | $ 80,000 |
Portsmouth County Virginia | 19 | $ 2,783,000 | $ 146,000 | $ 47,000 |
Powhatan County Virginia | 19 | $ 4,934,000 | $ 259,000 | $ 108,000 |
Mercer County New Jersey | 17 | $ 4,391,000 | $ 258,000 | $ 119,000 |
Manassas County Virginia | 17 | $ 4,296,000 | $ 252,000 | $ 71,000 |
York County Pennsylvania | 16 | $ 2,598,000 | $ 162,000 | $ 64,000 |
Dinwiddie County Virginia | 16 | $ 1,805,000 | $ 112,000 | $ 55,000 |
Newport News County Virginia | 16 | $ 2,151,000 | $ 134,000 | $ 47,000 |
Berkeley County West Virginia | 15 | $ 1,764,000 | $ 117,000 | $ 61,000 |
Suffolk County Virginia | 14 | $ 2,891,000 | $ 206,000 | $ 88,000 |
Gloucester County New Jersey | 12 | $ 2,194,000 | $ 182,000 | $ 68,000 |
Bedford County Virginia | 11 | $ 1,915,000 | $ 174,000 | $ 67,000 |
Caroline County Virginia | 11 | $ 2,227,000 | $ 202,000 | $ 61,000 |
Franklin County Virginia | 11 | $ 2,311,000 | $ 210,000 | $ 100,000 |
Lynchburg County Virginia | 11 | $ 1,497,000 | $ 136,000 | $ 30,000 |
Hampton County Virginia | 10 | $ 1,357,000 | $ 135,000 | $ 46,000 |
Calvert County Maryland | 9 | $ 2,724,000 | $ 302,000 | $ 139,000 |
Talbot County Maryland | 9 | $ 1,694,000 | $ 188,000 | $ 117,000 |
Fairfax City County Virginia | 9 | $ 3,015,000 | $ 335,000 | $ 113,000 |
Queen Anne's County Maryland | 8 | $ 1,903,000 | $ 237,000 | $ 116,000 |
St. Mary's County Maryland | 8 | $ 1,557,000 | $ 194,000 | $ 78,000 |
Washington County Maryland | 8 | $ 1,459,000 | $ 182,000 | $ 61,000 |
Isle of Wight County Virginia | 8 | $ 2,253,000 | $ 281,000 | $ 101,000 |
Jefferson County West Virginia | 8 | $ 2,230,000 | $ 278,000 | $ 90,000 |
Kent County Delaware | 7 | $ 1,162,000 | $ 166,000 | $ 57,000 |
Middlesex County New Jersey | 7 | $ 1,726,000 | $ 246,000 | $ 104,000 |
Frederick County Virginia | 7 | $ 1,541,000 | $ 220,000 | $ 73,000 |
Petersburg County Virginia | 7 | $ 681,000 | $ 97,000 | $ 64,000 |
Prince George County Virginia | 7 | $ 1,597,000 | $ 228,000 | $ 100,000 |
Berks County Pennsylvania | 6 | $ 982,000 | $ 163,000 | $ 76,000 |
Colonial Heights County Virginia | 6 | $ 654,000 | $ 109,000 | $ 52,000 |
Louisa County Virginia | 6 | $ 1,050,000 | $ 175,000 | $ 66,000 |
Radford County Virginia | 6 | $ 1,162,000 | $ 193,000 | $ 91,000 |
York County Virginia | 6 | $ 1,082,000 | $ 180,000 | $ 76,000 |
Caroline County Maryland | 5 | $ 795,000 | $ 159,000 | $ 46,000 |
Amelia County Virginia | 5 | $ 1,014,000 | $ 202,000 | $ 67,000 |
Hopewell County Virginia | 5 | $ 330,000 | $ 66,000 | $ 43,000 |
King William County Virginia | 5 | $ 766,000 | $ 153,000 | $ 33,000 |
Lancaster County Virginia | 5 | $ 1,004,000 | $ 200,000 | $ 78,000 |
Manassas Park County Virginia | 5 | $ 1,283,000 | $ 256,000 | $ 53,000 |
Orange County Virginia | 5 | $ 690,000 | $ 138,000 | $ 49,000 |
Pulaski County Virginia | 5 | $ 598,000 | $ 119,000 | $ 68,000 |
Monmouth County New Jersey | 4 | $ 1,495,000 | $ 373,000 | $ 135,000 |
Franklin County Pennsylvania | 4 | $ 520,000 | $ 130,000 | $ 31,000 |
Lehigh County Pennsylvania | 4 | $ 931,000 | $ 232,000 | $ 136,000 |
Botetourt County Virginia | 4 | $ 531,000 | $ 132,000 | $ 44,000 |
Cumberland County Virginia | 4 | $ 569,000 | $ 142,000 | $ 37,000 |
Falls Church County Virginia | 4 | $ 2,291,000 | $ 572,000 | $ 164,000 |
Giles County Virginia | 4 | $ 511,000 | $ 127,000 | $ 40,000 |
Middlesex County Virginia | 4 | $ 635,000 | $ 158,000 | $ 113,000 |
Salem County Virginia | 4 | $ 531,000 | $ 132,000 | $ 58,000 |
Preston County West Virginia | 4 | $ 494,000 | $ 123,000 | $ 46,000 |
Somerset County New Jersey | 3 | $ 555,000 | $ 185,000 | $ 82,000 |
Adams County Pennsylvania | 3 | $ 902,000 | $ 300,000 | $ 141,000 |
Lancaster County Pennsylvania | 3 | $ 683,000 | $ 227,000 | $ 40,000 |
Floyd County Virginia | 3 | $ 448,000 | $ 149,000 | $ 49,000 |
Gloucester County Virginia | 3 | $ 718,000 | $ 239,000 | $ 106,000 |
King and Queen County Virginia | 3 | $ 214,000 | $ 71,000 | $ 41,000 |
Northumberland County Virginia | 3 | $ 359,000 | $ 119,000 | $ 224,000 |
Cape May County New Jersey | 2 | $ 708,000 | $ 354,000 | $ 215,000 |
Ocean County New Jersey | 2 | $ 458,000 | $ 229,000 | $ 119,000 |
Dare County North Carolina | 2 | $ 391,000 | $ 195,000 | $ 145,000 |
Forsyth County North Carolina | 2 | $ 171,000 | $ 85,000 | $ 135,000 |
Northampton County Pennsylvania | 2 | $ 656,000 | $ 328,000 | $ 124,000 |
Somerset County Pennsylvania | 2 | $ 224,000 | $ 112,000 | $ 89,000 |
Accomack County Virginia | 2 | $ 66,000 | $ 33,000 | $ 35,000 |
Campbell County Virginia | 2 | $ 326,000 | $ 163,000 | $ 77,000 |
Charles City County Virginia | 2 | $ 311,000 | $ 155,000 | $ 65,000 |
Clarke County Virginia | 2 | $ 523,000 | $ 261,000 | $ 50,000 |
Essex County Virginia | 2 | $ 371,000 | $ 185,000 | $ 72,000 |
Fredericksburg County Virginia | 2 | $ 347,000 | $ 173,000 | $ 58,000 |
King George County Virginia | 2 | $ 254,000 | $ 127,000 | $ 18,000 |
Lee County Virginia | 2 | $ 261,000 | $ 130,000 | $ 70,000 |
Lunenburg County Virginia | 2 | $ 153,000 | $ 76,000 | $ 27,000 |
Nelson County Virginia | 2 | $ 769,000 | $ 384,000 | $ 114,000 |
Nottoway County Virginia | 2 | $ 404,000 | $ 202,000 | $ 111,000 |
Poquoson County Virginia | 2 | $ 629,000 | $ 314,000 | $ 149,000 |
Richmond County Virginia | 2 | $ 445,000 | $ 222,000 | $ 83,000 |
Southampton County Virginia | 2 | $ 138,000 | $ 69,000 | $ 35,000 |
Sussex County Virginia | 2 | $ 380,000 | $ 190,000 | $ 43,000 |
Warren County Virginia | 2 | $ 400,000 | $ 200,000 | $ 207,000 |
Morgan County West Virginia | 2 | $ 338,000 | $ 169,000 | $ 73,000 |
Dorchester County Maryland | 1 | $ 155,000 | $ 155,000 | $ 157,000 |
Somerset County Maryland | 1 | $ 269,000 | $ 269,000 | $ 154,000 |
Essex County New Jersey | 1 | $ 332,000 | $ 332,000 | $ 131,000 |
Hunterdon County New Jersey | 1 | $ 351,000 | $ 351,000 | $ 0 |
Passaic County New Jersey | 1 | $ 354,000 | $ 354,000 | $ 94,000 |
Alamance County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 131,000 |
Catawba County North Carolina | 1 | $ 63,000 | $ 63,000 | $ 60,000 |
Gates County North Carolina | 1 | $ 119,000 | $ 119,000 | $ 47,000 |
Pasquotank County North Carolina | 1 | $ 240,000 | $ 240,000 | $ 66,000 |
Union County North Carolina | 1 | $ 126,000 | $ 126,000 | $ 86,000 |
Wake County North Carolina | 1 | $ 388,000 | $ 388,000 | $ 159,000 |
Allegheny County Pennsylvania | 1 | $ 136,000 | $ 136,000 | $ 69,000 |
Fayette County Pennsylvania | 1 | $ 116,000 | $ 116,000 | $ 95,000 |
Lackawanna County Pennsylvania | 1 | $ 180,000 | $ 180,000 | $ 90,000 |
Albemarle County Virginia | 1 | $ 128,000 | $ 128,000 | $ 90,000 |
Appomattox County Virginia | 1 | $ 83,000 | $ 83,000 | $ 39,000 |
Charlotte County Virginia | 1 | $ 196,000 | $ 196,000 | $ 54,000 |
Charlottesville County Virginia | 1 | $ 445,000 | $ 445,000 | $ 223,000 |
Danville County Virginia | 1 | $ 62,000 | $ 62,000 | $ 22,000 |
Fluvanna County Virginia | 1 | $ 108,000 | $ 108,000 | $ 40,000 |
Madison County Virginia | 1 | $ 238,000 | $ 238,000 | $ 123,000 |
Mathews County Virginia | 1 | $ 100,000 | $ 100,000 | $ 211,000 |
Northampton County Virginia | 1 | $ 214,000 | $ 214,000 | $ 171,000 |
Pittsylvania County Virginia | 1 | $ 115,000 | $ 115,000 | $ 120,000 |
Prince Edward County Virginia | 1 | $ 194,000 | $ 194,000 | $ 62,000 |
Rockbridge County Virginia | 1 | $ 138,000 | $ 138,000 | $ 43,000 |
Shenandoah County Virginia | 1 | $ 182,000 | $ 182,000 | $ 98,000 |
Surry County Virginia | 1 | $ 210,000 | $ 210,000 | $ 65,000 |
Westmoreland County Virginia | 1 | $ 165,000 | $ 165,000 | $ 102,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 4,818 | $1,257,609,000 | $261,000 | $951,000 | $107,000 | $2,816,000 |
Refinancing | 1,308 | $354,853,000 | $271,000 | $733,000 | $112,000 | $1,200,000 |
Home Improvement | 105 | $25,854,000 | $246,000 | $743,000 | $123,000 | $703,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 4,747 | $1,268,300,000 | $267,000 | $951,000 | $113,000 | $2,816,000 |
Black or African American | 596 | $123,857,000 | $207,000 | $713,000 | $75,000 | $484,000 |
Not Provided | 321 | $92,635,000 | $288,000 | $714,000 | $117,000 | $804,000 |
Asian | 281 | $83,921,000 | $298,000 | $743,000 | $115,000 | $703,000 |
Hispanic | 274 | $67,036,000 | $244,000 | $742,000 | $82,000 | $737,000 |
Native Hawaiian or Other Pacific Islander | 7 | $1,583,000 | $226,000 | $519,000 | $82,000 | $181,000 |
American Indian or Alaskan Native | 5 | $984,000 | $196,000 | $440,000 | $121,000 | $252,000 |
Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,693 | $1,052,327,000 | $284,000 | $631,000 | $132,000 | $2,816,000 |
FHA-insured (Federal Housing Administration) | 2,538 | $585,989,000 | $230,000 | $951,000 | $73,000 | $1,102,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 4,864 | $1,315,330,000 | $270,000 | $951,000 | $113,000 | $2,816,000 |
Application Withdrawn By Applicant | 425 | $103,333,000 | $243,000 | $798,000 | $88,000 | $1,000,000 |
Application Denied By Financial Institution | 361 | $84,010,000 | $232,000 | $713,000 | $90,000 | $737,000 |
Application Approved But Not Accepted | 358 | $85,844,000 | $239,000 | $636,000 | $104,000 | $703,000 |
Preapproval Denied by Financial Institution | 158 | $32,372,000 | $204,000 | $636,000 | $63,000 | $804,000 |
File Closed For Incompleteness | 64 | $17,331,000 | $270,000 | $730,000 | $110,000 | $470,000 |
Preapproval Approved but not Accepted | 1 | $96,000 | $96,000 | $96,000 | $92,000 | $92,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 154 | $31,872,000 | $206,000 | $636,000 | $75,000 | $804,000 |
Debt-To-Income Ratio | 126 | $27,058,000 | $214,000 | $686,000 | $58,000 | $229,000 |
Collateral | 121 | $29,870,000 | $246,000 | $626,000 | $117,000 | $490,000 |
Credit Application Incomplete | 54 | $12,463,000 | $230,000 | $569,000 | $81,000 | $282,000 |
Insufficient Cash (Downpayment, Closing Cost) | 21 | $4,751,000 | $226,000 | $491,000 | $73,000 | $211,000 |
Other | 21 | $5,175,000 | $246,000 | $713,000 | $87,000 | $737,000 |
Employment History | 12 | $2,955,000 | $246,000 | $475,000 | $78,000 | $202,000 |
Unverifiable Information | 10 | $2,238,000 | $223,000 | $471,000 | $76,000 | $134,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.