Pulaski Bank, Na
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012

Pulaski Bank, Na 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Pulaski Bank, Na
12300 Olive Blvd
St Louis, MO 63141
Tel #: available with data download
Federal Regulator * available with data download
Years 2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 9,822
Total Mortgage Loan Application Amount $1,699,661,000
Average Mortgage Loan Application Amount $166,666
Highest Mortgage Loan Application Amount $5,000,000
Average Applicant Income $92,333
Highest Applicant Income $3,480,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Pulaski Bank, Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Pulaski Bank, Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2012 breaks down Pulaski Bank, Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Pulaski Bank, Na serves its applicants.

Each category highlights the total number of mortgage applications processed by Pulaski Bank, Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Pulaski Bank, Na's mortgage activity for 2012.

Mortgage Loan Application Totals for Pulaski Bank, Na by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
St. Louis County Missouri 3,212 $ 609,485,000 $ 189,000 $ 106,000
St. Charles County Missouri 1,281 $ 206,910,000 $ 161,000 $ 84,000
Johnson County Kansas 1,157 $ 240,239,000 $ 207,000 $ 107,000
Jefferson County Missouri 831 $ 117,436,000 $ 141,000 $ 65,000
St. Louis City County Missouri 526 $ 76,063,000 $ 144,000 $ 83,000
Jackson County Missouri 452 $ 75,324,000 $ 166,000 $ 108,000
Sedgwick County Kansas 430 $ 63,245,000 $ 147,000 $ 84,000
Madison County Illinois 324 $ 36,562,000 $ 112,000 $ 64,000
Cass County Missouri 174 $ 26,816,000 $ 154,000 $ 65,000
Clay County Missouri 110 $ 18,841,000 $ 171,000 $ 87,000
Lincoln County Missouri 92 $ 12,245,000 $ 133,000 $ 62,000
St. Clair County Illinois 89 $ 18,505,000 $ 207,000 $ 70,000
Wyandotte County Kansas 80 $ 10,767,000 $ 134,000 $ 70,000
Platte County Missouri 67 $ 13,909,000 $ 207,000 $ 121,000
Franklin County Missouri 66 $ 11,592,000 $ 175,000 $ 96,000
Warren County Missouri 65 $ 10,962,000 $ 168,000 $ 88,000
Camden County Missouri 53 $ 10,494,000 $ 198,000 $ 131,000
Butler County Kansas 52 $ 8,385,000 $ 161,000 $ 85,000
Leavenworth County Kansas 39 $ 6,894,000 $ 176,000 $ 76,000
Ste. Genevieve County Missouri 34 $ 4,442,000 $ 130,000 $ 82,000
Miami County Kansas 31 $ 6,337,000 $ 204,000 $ 90,000
Johnson County Missouri 30 $ 4,593,000 $ 153,000 $ 43,000
Jersey County Illinois 28 $ 3,406,000 $ 121,000 $ 64,000
Jasper County Missouri 28 $ 3,434,000 $ 122,000 $ 90,000
St. Francois County Missouri 25 $ 3,091,000 $ 123,000 $ 71,000
Monroe County Illinois 20 $ 3,562,000 $ 178,000 $ 109,000
Morgan County Missouri 20 $ 3,311,000 $ 165,000 $ 96,000
Macoupin County Illinois 15 $ 1,702,000 $ 113,000 $ 53,000
Lafayette County Missouri 15 $ 2,892,000 $ 192,000 $ 96,000
Pettis County Missouri 14 $ 1,716,000 $ 122,000 $ 50,000
Douglas County Kansas 13 $ 1,981,000 $ 152,000 $ 99,000
Harvey County Kansas 12 $ 1,175,000 $ 97,000 $ 43,000
Gasconade County Missouri 12 $ 1,112,000 $ 92,000 $ 36,000
Clinton County Illinois 11 $ 1,995,000 $ 181,000 $ 40,000
Washington County Missouri 11 $ 1,266,000 $ 115,000 $ 45,000
Boone County Missouri 10 $ 1,462,000 $ 146,000 $ 75,000
Newton County Missouri 10 $ 1,624,000 $ 162,000 $ 72,000
Stone County Missouri 8 $ 1,355,000 $ 169,000 $ 147,000
Douglas County Nebraska 8 $ 1,348,000 $ 168,000 $ 78,000
Benton County Missouri 7 $ 636,000 $ 90,000 $ 71,000
Maricopa County Arizona 6 $ 1,901,000 $ 316,000 $ 258,000
Shawnee County Kansas 6 $ 1,015,000 $ 169,000 $ 193,000
Barry County Missouri 6 $ 1,394,000 $ 232,000 $ 160,000
Greene County Missouri 6 $ 790,000 $ 131,000 $ 65,000
Platte County Nebraska 6 $ 893,000 $ 148,000 $ 81,000
Eagle County Colorado 5 $ 1,014,000 $ 202,000 $ 185,000
Sumner County Kansas 5 $ 930,000 $ 186,000 $ 64,000
Dallas County Texas 5 $ 1,124,000 $ 224,000 $ 144,000
Harris County Texas 5 $ 806,000 $ 161,000 $ 91,000
Riverside County California 4 $ 1,013,000 $ 253,000 $ 88,000
San Diego County California 4 $ 1,057,000 $ 264,000 $ 134,000
Boulder County Colorado 4 $ 1,828,000 $ 457,000 $ 241,000
Broward County Florida 4 $ 1,181,000 $ 295,000 $ 137,000
Cook County Illinois 4 $ 1,040,000 $ 260,000 $ 125,000
Dubois County Indiana 4 $ 312,000 $ 78,000 $ 150,000
Jefferson County Kansas 4 $ 501,000 $ 125,000 $ 72,000
Hennepin County Minnesota 4 $ 1,199,000 $ 299,000 $ 210,000
Clinton County Missouri 4 $ 713,000 $ 178,000 $ 76,000
Henry County Missouri 4 $ 662,000 $ 165,000 $ 66,000
Delaware County Oklahoma 4 $ 1,113,000 $ 278,000 $ 219,000
Larimer County Colorado 3 $ 869,000 $ 289,000 $ 118,000
Lee County Florida 3 $ 626,000 $ 208,000 $ 62,000
Fulton County Georgia 3 $ 845,000 $ 281,000 $ 164,000
Randolph County Illinois 3 $ 289,000 $ 96,000 $ 84,000
Anoka County Minnesota 3 $ 802,000 $ 267,000 $ 211,000
Buchanan County Missouri 3 $ 372,000 $ 124,000 $ 56,000
Callaway County Missouri 3 $ 279,000 $ 93,000 $ 94,000
Cape Girardeau County Missouri 3 $ 311,000 $ 103,000 $ 59,000
Carroll County Missouri 3 $ 268,000 $ 89,000 $ 68,000
Dent County Missouri 3 $ 368,000 $ 122,000 $ 40,000
Marion County Missouri 3 $ 226,000 $ 75,000 $ 33,000
Montgomery County Missouri 3 $ 199,000 $ 66,000 $ 28,000
Taney County Missouri 3 $ 378,000 $ 126,000 $ 128,000
Clark County Nevada 3 $ 516,000 $ 172,000 $ 89,000
Collin County Texas 3 $ 719,000 $ 239,000 $ 98,000
Dane County Wisconsin 3 $ 1,003,000 $ 334,000 $ 147,000
San Francisco County California 2 $ 429,000 $ 214,000 $ 64,000
Arapahoe County Colorado 2 $ 557,000 $ 278,000 $ 164,000
El Paso County Colorado 2 $ 712,000 $ 356,000 $ 108,000
Summit County Colorado 2 $ 515,000 $ 257,000 $ 455,000
Brevard County Florida 2 $ 370,000 $ 185,000 $ 59,000
Collier County Florida 2 $ 736,000 $ 368,000 $ 351,000
Sarasota County Florida 2 $ 725,000 $ 362,000 $ 417,000
DuPage County Illinois 2 $ 430,000 $ 215,000 $ 472,000
Greene County Illinois 2 $ 137,000 $ 68,000 $ 31,000
Grundy County Illinois 2 $ 369,000 $ 184,000 $ 124,000
Peoria County Illinois 2 $ 276,000 $ 138,000 $ 68,000
Hamilton County Indiana 2 $ 430,000 $ 215,000 $ 99,000
Crawford County Kansas 2 $ 123,000 $ 61,000 $ 225,000
Linn County Kansas 2 $ 207,000 $ 103,000 $ 63,000
Osage County Kansas 2 $ 168,000 $ 84,000 $ 51,000
Reno County Kansas 2 $ 187,000 $ 93,000 $ 39,000
Riley County Kansas 2 $ 342,000 $ 171,000 $ 117,000
Howard County Maryland 2 $ 534,000 $ 267,000 $ 136,000
Montgomery County Maryland 2 $ 884,000 $ 442,000 $ 124,000
Talbot County Maryland 2 $ 357,000 $ 178,000 $ 45,000
Andrew County Missouri 2 $ 140,000 $ 70,000 $ 93,000
Bates County Missouri 2 $ 385,000 $ 192,000 $ 69,000
Caldwell County Missouri 2 $ 177,000 $ 88,000 $ 63,000
Christian County Missouri 2 $ 265,000 $ 132,000 $ 108,000
Cooper County Missouri 2 $ 219,000 $ 109,000 $ 53,000
Crawford County Missouri 2 $ 510,000 $ 255,000 $ 99,000
Maries County Missouri 2 $ 165,000 $ 82,000 $ 66,000
Miller County Missouri 2 $ 259,000 $ 129,000 $ 85,000
Perry County Missouri 2 $ 250,000 $ 125,000 $ 104,000
Pike County Missouri 2 $ 185,000 $ 92,000 $ 59,000
Stoddard County Missouri 2 $ 210,000 $ 105,000 $ 41,000
Sarpy County Nebraska 2 $ 351,000 $ 175,000 $ 135,000
Cherokee County Oklahoma 2 $ 606,000 $ 303,000 $ 160,000
Oklahoma County Oklahoma 2 $ 489,000 $ 244,000 $ 258,000
Multnomah County Oregon 2 $ 669,000 $ 334,000 $ 189,000
Carbon County Pennsylvania 2 $ 228,000 $ 114,000 $ 76,000
Philadelphia County Pennsylvania 2 $ 414,000 $ 207,000 $ 94,000
Shelby County Tennessee 2 $ 279,000 $ 139,000 $ 58,000
Bexar County Texas 2 $ 432,000 $ 216,000 $ 90,000
Denton County Texas 2 $ 422,000 $ 211,000 $ 119,000
Travis County Texas 2 $ 329,000 $ 164,000 $ 55,000
Hanover County Virginia 2 $ 443,000 $ 221,000 $ 62,000
Virginia Beach County Virginia 2 $ 521,000 $ 260,000 $ 28,000
King County Washington 2 $ 854,000 $ 427,000 $ 295,000
Milwaukee County Wisconsin 2 $ 548,000 $ 274,000 $ 166,000
Wood County Wisconsin 2 $ 515,000 $ 257,000 $ 270,000
Etowah County Alabama 1 $ 269,000 $ 269,000 $ 181,000
Jefferson County Alabama 1 $ 416,000 $ 416,000 $ 0
Coconino County Arizona 1 $ 282,000 $ 282,000 $ 111,000
Pima County Arizona 1 $ 100,000 $ 100,000 $ 84,000
Marion County Arkansas 1 $ 165,000 $ 165,000 $ 241,000
Saline County Arkansas 1 $ 126,000 $ 126,000 $ 37,000
White County Arkansas 1 $ 159,000 $ 159,000 $ 61,000
Contra Costa County California 1 $ 417,000 $ 417,000 $ 224,000
Orange County California 1 $ 409,000 $ 409,000 $ 84,000
San Bernardino County California 1 $ 430,000 $ 430,000 $ 0
Santa Clara County California 1 $ 128,000 $ 128,000 $ 92,000
Sonoma County California 1 $ 228,000 $ 228,000 $ 53,000
Ventura County California 1 $ 392,000 $ 392,000 $ 218,000
Denver County Colorado 1 $ 320,000 $ 320,000 $ 761,000
Gunnison County Colorado 1 $ 300,000 $ 300,000 $ 238,000
Pueblo County Colorado 1 $ 227,000 $ 227,000 $ 144,000
District of Columbia County District Of Columbia 1 $ 543,000 $ 543,000 $ 254,000
Charlotte County Florida 1 $ 159,000 $ 159,000 $ 133,000
Hillsborough County Florida 1 $ 208,000 $ 208,000 $ 187,000
Lake County Florida 1 $ 188,000 $ 188,000 $ 215,000
Miami-Dade County Florida 1 $ 100,000 $ 100,000 $ 56,000
Okaloosa County Florida 1 $ 96,000 $ 96,000 $ 128,000
Orange County Florida 1 $ 271,000 $ 271,000 $ 133,000
Palm Beach County Florida 1 $ 285,000 $ 285,000 $ 177,000
Pasco County Florida 1 $ 175,000 $ 175,000 $ 0
Seminole County Florida 1 $ 282,000 $ 282,000 $ 141,000
Volusia County Florida 1 $ 319,000 $ 319,000 $ 75,000
Forsyth County Georgia 1 $ 221,000 $ 221,000 $ 137,000
Gwinnett County Georgia 1 $ 201,000 $ 201,000 $ 115,000
Honolulu County Hawaii 1 $ 407,000 $ 407,000 $ 0
Blaine County Idaho 1 $ 384,000 $ 384,000 $ 200,000
Kootenai County Idaho 1 $ 360,000 $ 360,000 $ 423,000
Bond County Illinois 1 $ 51,000 $ 51,000 $ 40,000
Champaign County Illinois 1 $ 132,000 $ 132,000 $ 42,000
Franklin County Illinois 1 $ 265,000 $ 265,000 $ 201,000
Kane County Illinois 1 $ 220,000 $ 220,000 $ 130,000
McHenry County Illinois 1 $ 87,000 $ 87,000 $ 34,000
Morgan County Illinois 1 $ 66,000 $ 66,000 $ 41,000
Will County Illinois 1 $ 190,000 $ 190,000 $ 58,000
Dubuque County Iowa 1 $ 123,000 $ 123,000 $ 66,000
Pottawattamie County Iowa 1 $ 76,000 $ 76,000 $ 20,000
Barton County Kansas 1 $ 95,000 $ 95,000 $ 105,000
Cherokee County Kansas 1 $ 92,000 $ 92,000 $ 47,000
Cowley County Kansas 1 $ 405,000 $ 405,000 $ 192,000
Doniphan County Kansas 1 $ 88,000 $ 88,000 $ 66,000
Franklin County Kansas 1 $ 190,000 $ 190,000 $ 81,000
Jackson County Kansas 1 $ 93,000 $ 93,000 $ 48,000
Lyon County Kansas 1 $ 93,000 $ 93,000 $ 81,000
Marion County Kansas 1 $ 87,000 $ 87,000 $ 28,000
McPherson County Kansas 1 $ 194,000 $ 194,000 $ 106,000
Neosho County Kansas 1 $ 209,000 $ 209,000 $ 118,000
Rice County Kansas 1 $ 117,000 $ 117,000 $ 86,000
Jefferson County Kentucky 1 $ 193,000 $ 193,000 $ 154,000
Warren County Kentucky 1 $ 128,000 $ 128,000 $ 58,000
St. Tammany County Louisiana 1 $ 240,000 $ 240,000 $ 144,000
Baltimore County Maryland 1 $ 290,000 $ 290,000 $ 106,000
Charles County Maryland 1 $ 160,000 $ 160,000 $ 62,000
Frederick County Maryland 1 $ 267,000 $ 267,000 $ 72,000
Worcester County Massachusetts 1 $ 142,000 $ 142,000 $ 49,000
Allegan County Michigan 1 $ 190,000 $ 190,000 $ 438,000
Mackinac County Michigan 1 $ 168,000 $ 168,000 $ 92,000
Marquette County Michigan 1 $ 179,000 $ 179,000 $ 240,000
St. Joseph County Michigan 1 $ 380,000 $ 380,000 $ 684,000
Carver County Minnesota 1 $ 268,000 $ 268,000 $ 116,000
Wright County Minnesota 1 $ 111,000 $ 111,000 $ 42,000
Adair County Missouri 1 $ 13,000 $ 13,000 $ 125,000
Cole County Missouri 1 $ 84,000 $ 84,000 $ 37,000
Daviess County Missouri 1 $ 23,000 $ 23,000 $ 36,000
Douglas County Missouri 1 $ 78,000 $ 78,000 $ 35,000
Howell County Missouri 1 $ 115,000 $ 115,000 $ 32,000
Madison County Missouri 1 $ 100,000 $ 100,000 $ 85,000
Monroe County Missouri 1 $ 210,000 $ 210,000 $ 332,000
Osage County Missouri 1 $ 162,000 $ 162,000 $ 52,000
Phelps County Missouri 1 $ 251,000 $ 251,000 $ 78,000
Pulaski County Missouri 1 $ 175,000 $ 175,000 $ 109,000
Ray County Missouri 1 $ 47,000 $ 47,000 $ 31,000
Reynolds County Missouri 1 $ 164,000 $ 164,000 $ 107,000
Vernon County Missouri 1 $ 113,000 $ 113,000 $ 270,000
Wayne County Missouri 1 $ 63,000 $ 63,000 $ 20,000
Silver Bow County Montana 1 $ 394,000 $ 394,000 $ 398,000
Colfax County Nebraska 1 $ 115,000 $ 115,000 $ 60,000
Lancaster County Nebraska 1 $ 137,000 $ 137,000 $ 71,000
Madison County Nebraska 1 $ 93,000 $ 93,000 $ 69,000
Bergen County New Jersey 1 $ 138,000 $ 138,000 $ 90,000
Hudson County New Jersey 1 $ 348,000 $ 348,000 $ 147,000
Mercer County New Jersey 1 $ 320,000 $ 320,000 $ 245,000
Middlesex County New Jersey 1 $ 269,000 $ 269,000 $ 293,000
Santa Fe County New Mexico 1 $ 99,000 $ 99,000 $ 31,000
Bronx County New York 1 $ 275,000 $ 275,000 $ 352,000
Orange County New York 1 $ 268,000 $ 268,000 $ 129,000
Alamance County North Carolina 1 $ 85,000 $ 85,000 $ 136,000
Harnett County North Carolina 1 $ 200,000 $ 200,000 $ 127,000
Mecklenburg County North Carolina 1 $ 156,000 $ 156,000 $ 119,000
Wake County North Carolina 1 $ 233,000 $ 233,000 $ 70,000
Ramsey County North Dakota 1 $ 128,000 $ 128,000 $ 75,000
Clermont County Ohio 1 $ 146,000 $ 146,000 $ 50,000
Franklin County Ohio 1 $ 142,000 $ 142,000 $ 139,000
Hamilton County Ohio 1 $ 300,000 $ 300,000 $ 105,000
Summit County Ohio 1 $ 234,000 $ 234,000 $ 207,000
Texas County Oklahoma 1 $ 87,000 $ 87,000 $ 50,000
Tulsa County Oklahoma 1 $ 190,000 $ 190,000 $ 319,000
Douglas County Oregon 1 $ 147,000 $ 147,000 $ 84,000
Chester County Pennsylvania 1 $ 368,000 $ 368,000 $ 157,000
Luzerne County Pennsylvania 1 $ 94,000 $ 94,000 $ 71,000
Bristol County Rhode Island 1 $ 248,000 $ 248,000 $ 0
Union County South Dakota 1 $ 216,000 $ 216,000 $ 150,000
Davidson County Tennessee 1 $ 190,000 $ 190,000 $ 150,000
Montgomery County Tennessee 1 $ 202,000 $ 202,000 $ 80,000
Obion County Tennessee 1 $ 139,000 $ 139,000 $ 29,000
Sumner County Tennessee 1 $ 340,000 $ 340,000 $ 327,000
Cameron County Texas 1 $ 93,000 $ 93,000 $ 498,000
Comal County Texas 1 $ 175,000 $ 175,000 $ 62,000
Ellis County Texas 1 $ 148,000 $ 148,000 $ 115,000
Montgomery County Texas 1 $ 388,000 $ 388,000 $ 350,000
Rockwall County Texas 1 $ 109,000 $ 109,000 $ 26,000
Smith County Texas 1 $ 210,000 $ 210,000 $ 102,000
Tarrant County Texas 1 $ 115,000 $ 115,000 $ 129,000
Williamson County Texas 1 $ 289,000 $ 289,000 $ 190,000
Salt Lake County Utah 1 $ 206,000 $ 206,000 $ 45,000
Chesapeake County Virginia 1 $ 217,000 $ 217,000 $ 0
Chesterfield County Virginia 1 $ 508,000 $ 508,000 $ 589,000
Henrico County Virginia 1 $ 320,000 $ 320,000 $ 220,000
Loudoun County Virginia 1 $ 291,000 $ 291,000 $ 256,000
Portsmouth County Virginia 1 $ 161,000 $ 161,000 $ 0
Warren County Virginia 1 $ 148,000 $ 148,000 $ 71,000
St. Croix County Wisconsin 1 $ 205,000 $ 205,000 $ 100,000

Mortgage Loan Application Detail Totals for Pulaski Bank, Na in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,923 $722,673,000 $146,000 $3,280,000 $78,000 $1,389,000
Refinancing 4,855 $970,134,000 $199,000 $5,000,000 $110,000 $3,480,000
Home Improvement 44 $6,854,000 $155,000 $320,000 $89,000 $380,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 8,685 $1,521,588,000 $175,000 $1,411,000 $95,000 $2,550,000
Not Provided 367 $56,086,000 $152,000 $533,000 $101,000 $3,480,000
Black or African American 364 $40,668,000 $111,000 $508,000 $66,000 $2,328,000
Asian 176 $34,572,000 $196,000 $1,138,000 $121,000 $828,000
Hispanic 162 $25,334,000 $156,000 $1,000,000 $80,000 $360,000
Not applicable 45 $17,851,000 $396,000 $5,000,000 $0 $0
Native Hawaiian or Other Pacific Islander 12 $1,849,000 $154,000 $374,000 $83,000 $168,000
American Indian or Alaskan Native 11 $1,713,000 $155,000 $356,000 $73,000 $151,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,998 $1,305,415,000 $186,000 $5,000,000 $110,000 $3,480,000
FHA-insured (Federal Housing Administration) 2,053 $268,753,000 $130,000 $306,000 $54,000 $540,000
VA-guaranteed (Veterans Administration) 462 $88,915,000 $192,000 $727,000 $56,000 $380,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 309 $36,578,000 $118,000 $306,000 $44,000 $115,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 8,068 $1,400,436,000 $173,000 $5,000,000 $95,000 $2,328,000
Application Withdrawn By Applicant 801 $136,356,000 $170,000 $1,000,000 $94,000 $3,480,000
Application Denied By Financial Institution 358 $56,210,000 $157,000 $1,015,000 $73,000 $971,000
File Closed For Incompleteness 331 $63,800,000 $192,000 $1,269,000 $105,000 $2,550,000
Application Approved But Not Accepted 264 $42,859,000 $162,000 $700,000 $84,000 $504,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 111 $18,298,000 $164,000 $1,015,000 $53,000 $176,000
Collateral 98 $15,276,000 $155,000 $543,000 $96,000 $644,000
Credit History 78 $11,405,000 $146,000 $640,000 $60,000 $232,000
Other 42 $6,879,000 $163,000 $417,000 $101,000 $971,000
Employment History 13 $1,748,000 $134,000 $279,000 $48,000 $112,000
Insufficient Cash (Downpayment, Closing Cost) 8 $1,282,000 $160,000 $236,000 $46,000 $103,000
Unverifiable Information 7 $1,180,000 $168,000 $630,000 $94,000 $240,000
Mortgage Insurance Denied 1 $142,000 $142,000 $142,000 $71,000 $71,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Pulaski Bank, Na's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Pulaski Bank, Na's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet with aggregated HMDA statistics today.

Download the Missouri Lender List