Pulaski Bank, NA Mortgage Lending & HMDA Data, 2012

In 2012, Pulaski Bank, NA of St Louis, MO reported 9,822 mortgage applications totaling $1.7 billion, up 10% from 2011. The average application was for $173,046, and applicants reported an average income of $93,866. 82% of its applications resulted in an originated loan and 4% were denied. Its largest markets were St. Louis, MO-IL (6,572), Kansas City, MO-KS (2,137) and Wichita, KS (499) (applications in parentheses).

Mortgage Company & Address Pulaski Bank, NA
12300 Olive Blvd
St Louis, MO 63141
Tel #: available with data download
Federal Regulator * available with data download
Years 2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 9,822
Total Mortgage Loan Application Amount $1,699,661,000
Average Mortgage Loan Application Amount $173,046
Highest Mortgage Loan Application Amount $5,000,000
Average Applicant Income $93,866
Highest Applicant Income $3,480,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Pulaski Bank, NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Pulaski Bank, NA by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
St. Louis, Missouri 3,212 $ 609,485,000 $ 189,752 $ 106,000
St. Charles, Missouri 1,281 $ 206,910,000 $ 161,522 $ 84,000
Johnson, Kansas 1,157 $ 240,239,000 $ 207,639 $ 107,000
Jefferson, Missouri 831 $ 117,436,000 $ 141,318 $ 65,000
St. Louis City, Missouri 526 $ 76,063,000 $ 144,606 $ 83,000
Jackson, Missouri 452 $ 75,324,000 $ 166,646 $ 108,000
Sedgwick, Kansas 430 $ 63,245,000 $ 147,081 $ 84,000
Madison, Illinois 324 $ 36,562,000 $ 112,845 $ 64,000
Cass, Missouri 174 $ 26,816,000 $ 154,114 $ 65,000
Clay, Missouri 110 $ 18,841,000 $ 171,281 $ 87,000
Lincoln, Missouri 92 $ 12,245,000 $ 133,097 $ 62,000
St. Clair, Illinois 89 $ 18,505,000 $ 207,921 $ 70,000
Wyandotte, Kansas 80 $ 10,767,000 $ 134,587 $ 70,000
Platte, Missouri 67 $ 13,909,000 $ 207,597 $ 121,000
Franklin, Missouri 66 $ 11,592,000 $ 175,636 $ 96,000
Warren, Missouri 65 $ 10,962,000 $ 168,646 $ 88,000
Camden, Missouri 53 $ 10,494,000 $ 198,000 $ 131,000
Butler, Kansas 52 $ 8,385,000 $ 161,250 $ 85,000
Leavenworth, Kansas 39 $ 6,894,000 $ 176,769 $ 76,000
Ste. Genevieve, Missouri 34 $ 4,442,000 $ 130,647 $ 82,000
Miami, Kansas 31 $ 6,337,000 $ 204,419 $ 90,000
Johnson, Missouri 30 $ 4,593,000 $ 153,100 $ 43,000
Jersey, Illinois 28 $ 3,406,000 $ 121,642 $ 64,000
Jasper, Missouri 28 $ 3,434,000 $ 122,642 $ 90,000
St. Francois, Missouri 25 $ 3,091,000 $ 123,640 $ 71,000
Monroe, Illinois 20 $ 3,562,000 $ 178,100 $ 109,000
Morgan, Missouri 20 $ 3,311,000 $ 165,550 $ 96,000
Macoupin, Illinois 15 $ 1,702,000 $ 113,466 $ 53,000
Lafayette, Missouri 15 $ 2,892,000 $ 192,800 $ 96,000
Pettis, Missouri 14 $ 1,716,000 $ 122,571 $ 50,000
Douglas, Kansas 13 $ 1,981,000 $ 152,384 $ 99,000
Harvey, Kansas 12 $ 1,175,000 $ 97,916 $ 43,000
Gasconade, Missouri 12 $ 1,112,000 $ 92,666 $ 36,000
Clinton, Illinois 11 $ 1,995,000 $ 181,363 $ 40,000
Washington, Missouri 11 $ 1,266,000 $ 115,090 $ 45,000
Boone, Missouri 10 $ 1,462,000 $ 146,200 $ 75,000
Newton, Missouri 10 $ 1,624,000 $ 162,400 $ 72,000
Stone, Missouri 8 $ 1,355,000 $ 169,375 $ 147,000
Douglas, Nebraska 8 $ 1,348,000 $ 168,500 $ 78,000
Benton, Missouri 7 $ 636,000 $ 90,857 $ 71,000
Maricopa, Arizona 6 $ 1,901,000 $ 316,833 $ 258,000
Shawnee, Kansas 6 $ 1,015,000 $ 169,166 $ 193,000
Barry, Missouri 6 $ 1,394,000 $ 232,333 $ 160,000
Greene, Missouri 6 $ 790,000 $ 131,666 $ 65,000
Platte, Nebraska 6 $ 893,000 $ 148,833 $ 81,000
Eagle, Colorado 5 $ 1,014,000 $ 202,800 $ 185,000
Sumner, Kansas 5 $ 930,000 $ 186,000 $ 64,000
Dallas, Texas 5 $ 1,124,000 $ 224,800 $ 144,000
Harris, Texas 5 $ 806,000 $ 161,200 $ 91,000
Riverside, California 4 $ 1,013,000 $ 253,250 $ 88,000
San Diego, California 4 $ 1,057,000 $ 264,250 $ 134,000
Boulder, Colorado 4 $ 1,828,000 $ 457,000 $ 241,000
Broward, Florida 4 $ 1,181,000 $ 295,250 $ 137,000
Cook, Illinois 4 $ 1,040,000 $ 260,000 $ 125,000
Dubois, Indiana 4 $ 312,000 $ 78,000 $ 150,000
Jefferson, Kansas 4 $ 501,000 $ 125,250 $ 72,000
Hennepin, Minnesota 4 $ 1,199,000 $ 299,750 $ 210,000
Clinton, Missouri 4 $ 713,000 $ 178,250 $ 76,000
Henry, Missouri 4 $ 662,000 $ 165,500 $ 66,000
Delaware, Oklahoma 4 $ 1,113,000 $ 278,250 $ 219,000
Larimer, Colorado 3 $ 869,000 $ 289,666 $ 118,000
Lee, Florida 3 $ 626,000 $ 208,666 $ 62,000
Fulton, Georgia 3 $ 845,000 $ 281,666 $ 164,000
Randolph, Illinois 3 $ 289,000 $ 96,333 $ 84,000
Anoka, Minnesota 3 $ 802,000 $ 267,333 $ 211,000
Buchanan, Missouri 3 $ 372,000 $ 124,000 $ 56,000
Callaway, Missouri 3 $ 279,000 $ 93,000 $ 94,000
Cape Girardeau, Missouri 3 $ 311,000 $ 103,666 $ 59,000
Carroll, Missouri 3 $ 268,000 $ 89,333 $ 68,000
Dent, Missouri 3 $ 368,000 $ 122,666 $ 40,000
Marion, Missouri 3 $ 226,000 $ 75,333 $ 33,000
Montgomery, Missouri 3 $ 199,000 $ 66,333 $ 28,000
Taney, Missouri 3 $ 378,000 $ 126,000 $ 128,000
Clark, Nevada 3 $ 516,000 $ 172,000 $ 89,000
Collin, Texas 3 $ 719,000 $ 239,666 $ 98,000
Dane, Wisconsin 3 $ 1,003,000 $ 334,333 $ 147,000
San Francisco, California 2 $ 429,000 $ 214,500 $ 64,000
Arapahoe, Colorado 2 $ 557,000 $ 278,500 $ 164,000
El Paso, Colorado 2 $ 712,000 $ 356,000 $ 108,000
Summit, Colorado 2 $ 515,000 $ 257,500 $ 455,000
Brevard, Florida 2 $ 370,000 $ 185,000 $ 59,000
Collier, Florida 2 $ 736,000 $ 368,000 $ 351,000
Sarasota, Florida 2 $ 725,000 $ 362,500 $ 417,000
DuPage, Illinois 2 $ 430,000 $ 215,000 $ 472,000
Greene, Illinois 2 $ 137,000 $ 68,500 $ 31,000
Grundy, Illinois 2 $ 369,000 $ 184,500 $ 124,000
Peoria, Illinois 2 $ 276,000 $ 138,000 $ 68,000
Hamilton, Indiana 2 $ 430,000 $ 215,000 $ 99,000
Crawford, Kansas 2 $ 123,000 $ 61,500 $ 225,000
Linn, Kansas 2 $ 207,000 $ 103,500 $ 63,000
Osage, Kansas 2 $ 168,000 $ 84,000 $ 51,000
Reno, Kansas 2 $ 187,000 $ 93,500 $ 39,000
Riley, Kansas 2 $ 342,000 $ 171,000 $ 117,000
Howard, Maryland 2 $ 534,000 $ 267,000 $ 136,000
Montgomery, Maryland 2 $ 884,000 $ 442,000 $ 124,000
Talbot, Maryland 2 $ 357,000 $ 178,500 $ 45,000
Andrew, Missouri 2 $ 140,000 $ 70,000 $ 93,000
Bates, Missouri 2 $ 385,000 $ 192,500 $ 69,000
Caldwell, Missouri 2 $ 177,000 $ 88,500 $ 63,000
Christian, Missouri 2 $ 265,000 $ 132,500 $ 108,000
Cooper, Missouri 2 $ 219,000 $ 109,500 $ 53,000
Crawford, Missouri 2 $ 510,000 $ 255,000 $ 99,000
Maries, Missouri 2 $ 165,000 $ 82,500 $ 66,000
Miller, Missouri 2 $ 259,000 $ 129,500 $ 85,000
Perry, Missouri 2 $ 250,000 $ 125,000 $ 104,000
Pike, Missouri 2 $ 185,000 $ 92,500 $ 59,000
Stoddard, Missouri 2 $ 210,000 $ 105,000 $ 41,000
Sarpy, Nebraska 2 $ 351,000 $ 175,500 $ 135,000
Cherokee, Oklahoma 2 $ 606,000 $ 303,000 $ 160,000
Oklahoma, Oklahoma 2 $ 489,000 $ 244,500 $ 258,000
Multnomah, Oregon 2 $ 669,000 $ 334,500 $ 189,000
Carbon, Pennsylvania 2 $ 228,000 $ 114,000 $ 76,000
Philadelphia, Pennsylvania 2 $ 414,000 $ 207,000 $ 94,000
Shelby, Tennessee 2 $ 279,000 $ 139,500 $ 58,000
Bexar, Texas 2 $ 432,000 $ 216,000 $ 90,000
Denton, Texas 2 $ 422,000 $ 211,000 $ 119,000
Travis, Texas 2 $ 329,000 $ 164,500 $ 55,000
Hanover, Virginia 2 $ 443,000 $ 221,500 $ 62,000
Virginia Beach, Virginia 2 $ 521,000 $ 260,500 $ 28,000
King, Washington 2 $ 854,000 $ 427,000 $ 295,000
Milwaukee, Wisconsin 2 $ 548,000 $ 274,000 $ 166,000
Wood, Wisconsin 2 $ 515,000 $ 257,500 $ 270,000
Etowah, Alabama 1 $ 269,000 $ 269,000 $ 181,000
Jefferson, Alabama 1 $ 416,000 $ 416,000 $ 0
Coconino, Arizona 1 $ 282,000 $ 282,000 $ 111,000
Pima, Arizona 1 $ 100,000 $ 100,000 $ 84,000
Marion, Arkansas 1 $ 165,000 $ 165,000 $ 241,000
Saline, Arkansas 1 $ 126,000 $ 126,000 $ 37,000
White, Arkansas 1 $ 159,000 $ 159,000 $ 61,000
Contra Costa, California 1 $ 417,000 $ 417,000 $ 224,000
Orange, California 1 $ 409,000 $ 409,000 $ 84,000
San Bernardino, California 1 $ 430,000 $ 430,000 $ 0
Santa Clara, California 1 $ 128,000 $ 128,000 $ 92,000
Sonoma, California 1 $ 228,000 $ 228,000 $ 53,000
Ventura, California 1 $ 392,000 $ 392,000 $ 218,000
Denver, Colorado 1 $ 320,000 $ 320,000 $ 761,000
Gunnison, Colorado 1 $ 300,000 $ 300,000 $ 238,000
Pueblo, Colorado 1 $ 227,000 $ 227,000 $ 144,000
District of Columbia, District Of Columbia 1 $ 543,000 $ 543,000 $ 254,000
Charlotte, Florida 1 $ 159,000 $ 159,000 $ 133,000
Hillsborough, Florida 1 $ 208,000 $ 208,000 $ 187,000
Lake, Florida 1 $ 188,000 $ 188,000 $ 215,000
Miami-Dade, Florida 1 $ 100,000 $ 100,000 $ 56,000
Okaloosa, Florida 1 $ 96,000 $ 96,000 $ 128,000
Orange, Florida 1 $ 271,000 $ 271,000 $ 133,000
Palm Beach, Florida 1 $ 285,000 $ 285,000 $ 177,000
Pasco, Florida 1 $ 175,000 $ 175,000 $ 0
Seminole, Florida 1 $ 282,000 $ 282,000 $ 141,000
Volusia, Florida 1 $ 319,000 $ 319,000 $ 75,000
Forsyth, Georgia 1 $ 221,000 $ 221,000 $ 137,000
Gwinnett, Georgia 1 $ 201,000 $ 201,000 $ 115,000
Honolulu, Hawaii 1 $ 407,000 $ 407,000 $ 0
Blaine, Idaho 1 $ 384,000 $ 384,000 $ 200,000
Kootenai, Idaho 1 $ 360,000 $ 360,000 $ 423,000
Bond, Illinois 1 $ 51,000 $ 51,000 $ 40,000
Champaign, Illinois 1 $ 132,000 $ 132,000 $ 42,000
Franklin, Illinois 1 $ 265,000 $ 265,000 $ 201,000
Kane, Illinois 1 $ 220,000 $ 220,000 $ 130,000
McHenry, Illinois 1 $ 87,000 $ 87,000 $ 34,000
Morgan, Illinois 1 $ 66,000 $ 66,000 $ 41,000
Will, Illinois 1 $ 190,000 $ 190,000 $ 58,000
Dubuque, Iowa 1 $ 123,000 $ 123,000 $ 66,000
Pottawattamie, Iowa 1 $ 76,000 $ 76,000 $ 20,000
Barton, Kansas 1 $ 95,000 $ 95,000 $ 105,000
Cherokee, Kansas 1 $ 92,000 $ 92,000 $ 47,000
Cowley, Kansas 1 $ 405,000 $ 405,000 $ 192,000
Doniphan, Kansas 1 $ 88,000 $ 88,000 $ 66,000
Franklin, Kansas 1 $ 190,000 $ 190,000 $ 81,000
Jackson, Kansas 1 $ 93,000 $ 93,000 $ 48,000
Lyon, Kansas 1 $ 93,000 $ 93,000 $ 81,000
Marion, Kansas 1 $ 87,000 $ 87,000 $ 28,000
McPherson, Kansas 1 $ 194,000 $ 194,000 $ 106,000
Neosho, Kansas 1 $ 209,000 $ 209,000 $ 118,000
Rice, Kansas 1 $ 117,000 $ 117,000 $ 86,000
Jefferson, Kentucky 1 $ 193,000 $ 193,000 $ 154,000
Warren, Kentucky 1 $ 128,000 $ 128,000 $ 58,000
St. Tammany, Louisiana 1 $ 240,000 $ 240,000 $ 144,000
Baltimore, Maryland 1 $ 290,000 $ 290,000 $ 106,000
Charles, Maryland 1 $ 160,000 $ 160,000 $ 62,000
Frederick, Maryland 1 $ 267,000 $ 267,000 $ 72,000
Worcester, Massachusetts 1 $ 142,000 $ 142,000 $ 49,000
Allegan, Michigan 1 $ 190,000 $ 190,000 $ 438,000
Mackinac, Michigan 1 $ 168,000 $ 168,000 $ 92,000
Marquette, Michigan 1 $ 179,000 $ 179,000 $ 240,000
St. Joseph, Michigan 1 $ 380,000 $ 380,000 $ 684,000
Carver, Minnesota 1 $ 268,000 $ 268,000 $ 116,000
Wright, Minnesota 1 $ 111,000 $ 111,000 $ 42,000
Adair, Missouri 1 $ 13,000 $ 13,000 $ 125,000
Cole, Missouri 1 $ 84,000 $ 84,000 $ 37,000
Daviess, Missouri 1 $ 23,000 $ 23,000 $ 36,000
Douglas, Missouri 1 $ 78,000 $ 78,000 $ 35,000
Howell, Missouri 1 $ 115,000 $ 115,000 $ 32,000
Madison, Missouri 1 $ 100,000 $ 100,000 $ 85,000
Monroe, Missouri 1 $ 210,000 $ 210,000 $ 332,000
Osage, Missouri 1 $ 162,000 $ 162,000 $ 52,000
Phelps, Missouri 1 $ 251,000 $ 251,000 $ 78,000
Pulaski, Missouri 1 $ 175,000 $ 175,000 $ 109,000
Ray, Missouri 1 $ 47,000 $ 47,000 $ 31,000
Reynolds, Missouri 1 $ 164,000 $ 164,000 $ 107,000
Vernon, Missouri 1 $ 113,000 $ 113,000 $ 270,000
Wayne, Missouri 1 $ 63,000 $ 63,000 $ 20,000
Silver Bow, Montana 1 $ 394,000 $ 394,000 $ 398,000
Colfax, Nebraska 1 $ 115,000 $ 115,000 $ 60,000
Lancaster, Nebraska 1 $ 137,000 $ 137,000 $ 71,000
Madison, Nebraska 1 $ 93,000 $ 93,000 $ 69,000
Bergen, New Jersey 1 $ 138,000 $ 138,000 $ 90,000
Hudson, New Jersey 1 $ 348,000 $ 348,000 $ 147,000
Mercer, New Jersey 1 $ 320,000 $ 320,000 $ 245,000
Middlesex, New Jersey 1 $ 269,000 $ 269,000 $ 293,000
Santa Fe, New Mexico 1 $ 99,000 $ 99,000 $ 31,000
Bronx, New York 1 $ 275,000 $ 275,000 $ 352,000
Orange, New York 1 $ 268,000 $ 268,000 $ 129,000
Alamance, North Carolina 1 $ 85,000 $ 85,000 $ 136,000
Harnett, North Carolina 1 $ 200,000 $ 200,000 $ 127,000
Mecklenburg, North Carolina 1 $ 156,000 $ 156,000 $ 119,000
Wake, North Carolina 1 $ 233,000 $ 233,000 $ 70,000
Ramsey, North Dakota 1 $ 128,000 $ 128,000 $ 75,000
Clermont, Ohio 1 $ 146,000 $ 146,000 $ 50,000
Franklin, Ohio 1 $ 142,000 $ 142,000 $ 139,000
Hamilton, Ohio 1 $ 300,000 $ 300,000 $ 105,000
Summit, Ohio 1 $ 234,000 $ 234,000 $ 207,000
Texas, Oklahoma 1 $ 87,000 $ 87,000 $ 50,000
Tulsa, Oklahoma 1 $ 190,000 $ 190,000 $ 319,000
Douglas, Oregon 1 $ 147,000 $ 147,000 $ 84,000
Chester, Pennsylvania 1 $ 368,000 $ 368,000 $ 157,000
Luzerne, Pennsylvania 1 $ 94,000 $ 94,000 $ 71,000
Bristol, Rhode Island 1 $ 248,000 $ 248,000 $ 0
Union, South Dakota 1 $ 216,000 $ 216,000 $ 150,000
Davidson, Tennessee 1 $ 190,000 $ 190,000 $ 150,000
Montgomery, Tennessee 1 $ 202,000 $ 202,000 $ 80,000
Obion, Tennessee 1 $ 139,000 $ 139,000 $ 29,000
Sumner, Tennessee 1 $ 340,000 $ 340,000 $ 327,000
Cameron, Texas 1 $ 93,000 $ 93,000 $ 498,000
Comal, Texas 1 $ 175,000 $ 175,000 $ 62,000
Ellis, Texas 1 $ 148,000 $ 148,000 $ 115,000
Montgomery, Texas 1 $ 388,000 $ 388,000 $ 350,000
Rockwall, Texas 1 $ 109,000 $ 109,000 $ 26,000
Smith, Texas 1 $ 210,000 $ 210,000 $ 102,000
Tarrant, Texas 1 $ 115,000 $ 115,000 $ 129,000
Williamson, Texas 1 $ 289,000 $ 289,000 $ 190,000
Salt Lake, Utah 1 $ 206,000 $ 206,000 $ 45,000
Chesapeake, Virginia 1 $ 217,000 $ 217,000 $ 0
Chesterfield, Virginia 1 $ 508,000 $ 508,000 $ 589,000
Henrico, Virginia 1 $ 320,000 $ 320,000 $ 220,000
Loudoun, Virginia 1 $ 291,000 $ 291,000 $ 256,000
Portsmouth, Virginia 1 $ 161,000 $ 161,000 $ 0
Warren, Virginia 1 $ 148,000 $ 148,000 $ 71,000
St. Croix, Wisconsin 1 $ 205,000 $ 205,000 $ 100,000

Mortgage Loan Application Detail Totals for Pulaski Bank, NA in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,923 $722,673,000 $146,000 $3,280,000 $78,000 $1,389,000
Refinancing 4,855 $970,134,000 $199,000 $5,000,000 $110,000 $3,480,000
Home Improvement 44 $6,854,000 $155,000 $320,000 $89,000 $380,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 8,685 $1,521,588,000 $175,000 $1,411,000 $95,000 $2,550,000
Not Provided 367 $56,086,000 $152,000 $533,000 $101,000 $3,480,000
Black or African American 364 $40,668,000 $111,000 $508,000 $66,000 $2,328,000
Asian 176 $34,572,000 $196,000 $1,138,000 $121,000 $828,000
Hispanic 162 $25,334,000 $156,000 $1,000,000 $80,000 $360,000
Not applicable 45 $17,851,000 $396,000 $5,000,000 $0 $0
Native Hawaiian or Other Pacific Islander 12 $1,849,000 $154,000 $374,000 $83,000 $168,000
American Indian or Alaskan Native 11 $1,713,000 $155,000 $356,000 $73,000 $151,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,998 $1,305,415,000 $186,000 $5,000,000 $110,000 $3,480,000
FHA-insured (Federal Housing Administration) 2,053 $268,753,000 $130,000 $306,000 $54,000 $540,000
VA-guaranteed (Veterans Administration) 462 $88,915,000 $192,000 $727,000 $56,000 $380,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 309 $36,578,000 $118,000 $306,000 $44,000 $115,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 8,068 $1,400,436,000 $173,000 $5,000,000 $95,000 $2,328,000
Application Withdrawn By Applicant 801 $136,356,000 $170,000 $1,000,000 $94,000 $3,480,000
Application Denied By Financial Institution 358 $56,210,000 $157,000 $1,015,000 $73,000 $971,000
File Closed For Incompleteness 331 $63,800,000 $192,000 $1,269,000 $105,000 $2,550,000
Application Approved But Not Accepted 264 $42,859,000 $162,000 $700,000 $84,000 $504,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 111 $18,298,000 $164,000 $1,015,000 $53,000 $176,000
Collateral 98 $15,276,000 $155,000 $543,000 $96,000 $644,000
Credit History 78 $11,405,000 $146,000 $640,000 $60,000 $232,000
Other 42 $6,879,000 $163,000 $417,000 $101,000 $971,000
Employment History 13 $1,748,000 $134,000 $279,000 $48,000 $112,000
Insufficient Cash (Downpayment, Closing Cost) 8 $1,282,000 $160,000 $236,000 $46,000 $103,000
Unverifiable Information 7 $1,180,000 $168,000 $630,000 $94,000 $240,000
Mortgage Insurance Denied 1 $142,000 $142,000 $142,000 $71,000 $71,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Pulaski Bank, NA's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Pulaski Bank, NA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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