Pulaski Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Pulaski Bank 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Pulaski Bank 12300 Olive Blvd St Louis, MO 63141 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,619 |
| Total Mortgage Loan Application Amount | $1,123,703,000 |
| Average Mortgage Loan Application Amount | $241,000 |
| Highest Mortgage Loan Application Amount | $3,328,000 |
| Average Applicant Income | $141,244 |
| Highest Applicant Income | $1,902,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Pulaski Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Pulaski Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Pulaski Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Pulaski Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Pulaski Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Pulaski Bank's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 2,589 | $ 437,246,000 | $ 168,000 | $ 66,000 |
| St. Charles County Missouri | 1,419 | $ 199,879,000 | $ 140,000 | $ 71,000 |
| Johnson County Kansas | 1,151 | $ 188,447,000 | $ 163,000 | $ 76,000 |
| St. Louis City County Missouri | 744 | $ 84,372,000 | $ 113,000 | $ 51,000 |
| Jackson County Missouri | 442 | $ 47,857,000 | $ 108,000 | $ 76,000 |
| Jefferson County Missouri | 427 | $ 48,987,000 | $ 114,000 | $ 58,000 |
| Wyandotte County Kansas | 88 | $ 6,567,000 | $ 74,000 | $ 63,000 |
| Warren County Missouri | 80 | $ 10,460,000 | $ 130,000 | $ 53,000 |
| Clay County Missouri | 70 | $ 8,216,000 | $ 117,000 | $ 73,000 |
| Lincoln County Missouri | 68 | $ 8,964,000 | $ 131,000 | $ 57,000 |
| Franklin County Missouri | 54 | $ 7,033,000 | $ 130,000 | $ 67,000 |
| Cass County Missouri | 47 | $ 5,707,000 | $ 121,000 | $ 66,000 |
| St. Clair County Illinois | 44 | $ 5,440,000 | $ 123,000 | $ 70,000 |
| Miami County Kansas | 44 | $ 6,660,000 | $ 151,000 | $ 75,000 |
| Madison County Illinois | 36 | $ 4,361,000 | $ 121,000 | $ 84,000 |
| Platte County Missouri | 28 | $ 4,756,000 | $ 169,000 | $ 102,000 |
| Camden County Missouri | 20 | $ 3,933,000 | $ 196,000 | $ 135,000 |
| Monroe County Illinois | 14 | $ 1,869,000 | $ 133,000 | $ 67,000 |
| Douglas County Kansas | 12 | $ 1,745,000 | $ 145,000 | $ 84,000 |
| Leavenworth County Kansas | 12 | $ 1,516,000 | $ 126,000 | $ 67,000 |
| St. Francois County Missouri | 8 | $ 723,000 | $ 90,000 | $ 62,000 |
| Jersey County Illinois | 7 | $ 960,000 | $ 137,000 | $ 239,000 |
| Linn County Kansas | 7 | $ 802,000 | $ 114,000 | $ 53,000 |
| Morgan County Missouri | 7 | $ 628,000 | $ 89,000 | $ 94,000 |
| Ste. Genevieve County Missouri | 7 | $ 430,000 | $ 61,000 | $ 49,000 |
| Maricopa County Arizona | 6 | $ 1,616,000 | $ 269,000 | $ 147,000 |
| Boone County Missouri | 6 | $ 963,000 | $ 160,000 | $ 90,000 |
| Miller County Missouri | 5 | $ 560,000 | $ 112,000 | $ 144,000 |
| Denver County Colorado | 4 | $ 437,000 | $ 109,000 | $ 135,000 |
| Fairfield County Connecticut | 4 | $ 1,846,000 | $ 461,000 | $ 251,000 |
| Middlesex County Massachusetts | 4 | $ 620,000 | $ 155,000 | $ 77,000 |
| Cape Girardeau County Missouri | 4 | $ 539,000 | $ 134,000 | $ 69,000 |
| Perry County Missouri | 4 | $ 447,000 | $ 111,000 | $ 111,000 |
| Washington County Missouri | 4 | $ 415,000 | $ 103,000 | $ 56,000 |
| Washington County Arkansas | 3 | $ 282,000 | $ 94,000 | $ 84,000 |
| Collier County Florida | 3 | $ 734,000 | $ 244,000 | $ 289,000 |
| Lee County Florida | 3 | $ 1,371,000 | $ 457,000 | $ 232,000 |
| Palm Beach County Florida | 3 | $ 373,000 | $ 124,000 | $ 182,000 |
| Cook County Illinois | 3 | $ 1,046,000 | $ 348,000 | $ 156,000 |
| Franklin County Kansas | 3 | $ 244,000 | $ 81,000 | $ 108,000 |
| Montgomery County Kansas | 3 | $ 278,000 | $ 92,000 | $ 101,000 |
| Adair County Missouri | 3 | $ 472,000 | $ 157,000 | $ 113,000 |
| Bates County Missouri | 3 | $ 50,000 | $ 16,000 | $ 59,000 |
| Crawford County Missouri | 3 | $ 319,000 | $ 106,000 | $ 67,000 |
| Gasconade County Missouri | 3 | $ 397,000 | $ 132,000 | $ 81,000 |
| Ray County Missouri | 3 | $ 268,000 | $ 89,000 | $ 60,000 |
| Stone County Missouri | 3 | $ 245,000 | $ 81,000 | $ 111,000 |
| Taney County Missouri | 3 | $ 419,000 | $ 139,000 | $ 156,000 |
| Baldwin County Alabama | 2 | $ 443,000 | $ 221,000 | $ 140,000 |
| Jefferson County Colorado | 2 | $ 455,000 | $ 227,000 | $ 132,000 |
| Hillsborough County Florida | 2 | $ 287,000 | $ 143,000 | $ 90,000 |
| Polk County Florida | 2 | $ 224,000 | $ 112,000 | $ 74,000 |
| Clinton County Illinois | 2 | $ 375,000 | $ 187,000 | $ 55,000 |
| Fayette County Illinois | 2 | $ 123,000 | $ 61,000 | $ 62,000 |
| Kane County Illinois | 2 | $ 508,000 | $ 254,000 | $ 79,000 |
| Union County Illinois | 2 | $ 149,000 | $ 74,000 | $ 94,000 |
| Marion County Indiana | 2 | $ 850,000 | $ 425,000 | $ 284,000 |
| Geary County Kansas | 2 | $ 146,000 | $ 73,000 | $ 63,000 |
| Shawnee County Kansas | 2 | $ 258,000 | $ 129,000 | $ 79,000 |
| Clinton County Missouri | 2 | $ 290,000 | $ 145,000 | $ 61,000 |
| Greene County Missouri | 2 | $ 205,000 | $ 102,000 | $ 78,000 |
| Johnson County Missouri | 2 | $ 160,000 | $ 80,000 | $ 32,000 |
| Marion County Missouri | 2 | $ 264,000 | $ 132,000 | $ 67,000 |
| Phelps County Missouri | 2 | $ 264,000 | $ 132,000 | $ 74,000 |
| Pike County Missouri | 2 | $ 163,000 | $ 81,000 | $ 13,000 |
| Texas County Missouri | 2 | $ 333,000 | $ 166,000 | $ 95,000 |
| Lancaster County Nebraska | 2 | $ 128,000 | $ 64,000 | $ 120,000 |
| Grafton County New Hampshire | 2 | $ 515,000 | $ 257,000 | $ 119,000 |
| Wake County North Carolina | 2 | $ 532,000 | $ 266,000 | $ 156,000 |
| Dallas County Texas | 2 | $ 711,000 | $ 355,000 | $ 255,000 |
| Jefferson County Alabama | 1 | $ 432,000 | $ 432,000 | $ 180,000 |
| Pima County Arizona | 1 | $ 164,000 | $ 164,000 | $ 122,000 |
| Benton County Arkansas | 1 | $ 334,000 | $ 334,000 | $ 180,000 |
| Pulaski County Arkansas | 1 | $ 120,000 | $ 120,000 | $ 108,000 |
| Sebastian County Arkansas | 1 | $ 108,000 | $ 108,000 | $ 80,000 |
| Boulder County Colorado | 1 | $ 334,000 | $ 334,000 | $ 132,000 |
| Eagle County Colorado | 1 | $ 748,000 | $ 748,000 | $ 0 |
| Broward County Florida | 1 | $ 358,000 | $ 358,000 | $ 131,000 |
| Lake County Florida | 1 | $ 228,000 | $ 228,000 | $ 93,000 |
| Manatee County Florida | 1 | $ 141,000 | $ 141,000 | $ 81,000 |
| Okaloosa County Florida | 1 | $ 300,000 | $ 300,000 | $ 240,000 |
| Pinellas County Florida | 1 | $ 289,000 | $ 289,000 | $ 74,000 |
| Sarasota County Florida | 1 | $ 854,000 | $ 854,000 | $ 1,570,000 |
| Seminole County Florida | 1 | $ 197,000 | $ 197,000 | $ 89,000 |
| Walton County Florida | 1 | $ 304,000 | $ 304,000 | $ 141,000 |
| Gwinnett County Georgia | 1 | $ 124,000 | $ 124,000 | $ 54,000 |
| Blaine County Idaho | 1 | $ 425,000 | $ 425,000 | $ 212,000 |
| Adams County Illinois | 1 | $ 162,000 | $ 162,000 | $ 107,000 |
| Champaign County Illinois | 1 | $ 276,000 | $ 276,000 | $ 92,000 |
| Jefferson County Illinois | 1 | $ 40,000 | $ 40,000 | $ 74,000 |
| Jo Daviess County Illinois | 1 | $ 90,000 | $ 90,000 | $ 23,000 |
| Macoupin County Illinois | 1 | $ 39,000 | $ 39,000 | $ 49,000 |
| Peoria County Illinois | 1 | $ 200,000 | $ 200,000 | $ 91,000 |
| Will County Illinois | 1 | $ 355,000 | $ 355,000 | $ 203,000 |
| Williamson County Illinois | 1 | $ 124,000 | $ 124,000 | $ 81,000 |
| Porter County Indiana | 1 | $ 132,000 | $ 132,000 | $ 55,000 |
| Clay County Iowa | 1 | $ 110,000 | $ 110,000 | $ 120,000 |
| Harvey County Kansas | 1 | $ 90,000 | $ 90,000 | $ 115,000 |
| Jefferson County Kansas | 1 | $ 60,000 | $ 60,000 | $ 26,000 |
| Neosho County Kansas | 1 | $ 80,000 | $ 80,000 | $ 38,000 |
| Riley County Kansas | 1 | $ 94,000 | $ 94,000 | $ 90,000 |
| Sedgwick County Kansas | 1 | $ 155,000 | $ 155,000 | $ 104,000 |
| Sumner County Kansas | 1 | $ 144,000 | $ 144,000 | $ 85,000 |
| Calcasieu County Louisiana | 1 | $ 100,000 | $ 100,000 | $ 41,000 |
| Orleans County Louisiana | 1 | $ 126,000 | $ 126,000 | $ 174,000 |
| Howard County Maryland | 1 | $ 180,000 | $ 180,000 | $ 278,000 |
| Montgomery County Maryland | 1 | $ 396,000 | $ 396,000 | $ 127,000 |
| Worcester County Massachusetts | 1 | $ 320,000 | $ 320,000 | $ 200,000 |
| Benton County Missouri | 1 | $ 138,000 | $ 138,000 | $ 74,000 |
| Buchanan County Missouri | 1 | $ 220,000 | $ 220,000 | $ 80,000 |
| Cedar County Missouri | 1 | $ 188,000 | $ 188,000 | $ 50,000 |
| Cole County Missouri | 1 | $ 130,000 | $ 130,000 | $ 60,000 |
| Hickory County Missouri | 1 | $ 76,000 | $ 76,000 | $ 108,000 |
| Laclede County Missouri | 1 | $ 136,000 | $ 136,000 | $ 52,000 |
| Montgomery County Missouri | 1 | $ 102,000 | $ 102,000 | $ 35,000 |
| Pettis County Missouri | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Polk County Missouri | 1 | $ 68,000 | $ 68,000 | $ 92,000 |
| Ralls County Missouri | 1 | $ 92,000 | $ 92,000 | $ 250,000 |
| Hill County Montana | 1 | $ 118,000 | $ 118,000 | $ 72,000 |
| Douglas County Nebraska | 1 | $ 213,000 | $ 213,000 | $ 64,000 |
| Clark County Nevada | 1 | $ 318,000 | $ 318,000 | $ 102,000 |
| Monmouth County New Jersey | 1 | $ 594,000 | $ 594,000 | $ 776,000 |
| Nassau County New York | 1 | $ 252,000 | $ 252,000 | $ 236,000 |
| Champaign County Ohio | 1 | $ 160,000 | $ 160,000 | $ 72,000 |
| Cuyahoga County Ohio | 1 | $ 350,000 | $ 350,000 | $ 117,000 |
| Delaware County Oklahoma | 1 | $ 74,000 | $ 74,000 | $ 24,000 |
| Oklahoma County Oklahoma | 1 | $ 484,000 | $ 484,000 | $ 264,000 |
| Clackamas County Oregon | 1 | $ 169,000 | $ 169,000 | $ 72,000 |
| Charleston County South Carolina | 1 | $ 565,000 | $ 565,000 | $ 150,000 |
| Georgetown County South Carolina | 1 | $ 148,000 | $ 148,000 | $ 339,000 |
| Knox County Tennessee | 1 | $ 116,000 | $ 116,000 | $ 65,000 |
| Williamson County Tennessee | 1 | $ 334,000 | $ 334,000 | $ 110,000 |
| Denton County Texas | 1 | $ 122,000 | $ 122,000 | $ 52,000 |
| Tarrant County Texas | 1 | $ 108,000 | $ 108,000 | $ 72,000 |
| Fairfax County Virginia | 1 | $ 504,000 | $ 504,000 | $ 187,000 |
| Clallam County Washington | 1 | $ 141,000 | $ 141,000 | $ 26,000 |
| Berkeley County West Virginia | 1 | $ 110,000 | $ 110,000 | $ 39,000 |
Mortgage Loan Application Detail Totals for Pulaski Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 5,201 | $719,204,000 | $224,785 | $3,328,000 | $142,821 | $1,200,000 |
| Refinancing | 2,395 | $401,802,000 | $286,666 | $2,300,000 | $153,722 | $1,902,000 |
| Home Improvement | 23 | $2,697,000 | $118,333 | $400,000 | $51,666 | $137,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,870 | $1,022,462,000 | $243,677 | $2,300,000 | $145,612 | $1,902,000 |
| Black or African American | 417 | $45,031,000 | $138,500 | $624,000 | $123,500 | $1,004,000 |
| Asian | 147 | $25,894,000 | $295,200 | $746,000 | $155,200 | $389,000 |
| Hispanic | 82 | $11,465,000 | $134,000 | $1,200,000 | $70,000 | $678,000 |
| Not Provided | 57 | $7,562,000 | $128,333 | $437,000 | $81,000 | $202,000 |
| Native Hawaiian or Other Pacific Islander | 22 | $3,226,000 | $139,000 | $379,000 | $67,000 | $240,000 |
| Not applicable | 15 | $6,094,000 | $432,000 | $3,328,000 | $45,333 | $96,000 |
| American Indian or Alaskan Native | 9 | $1,969,000 | $218,000 | $484,000 | $86,000 | $157,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,811 | $1,026,041,000 | $245,750 | $3,328,000 | $151,156 | $1,902,000 |
| FHA-insured (Federal Housing Administration) | 744 | $87,869,000 | $117,666 | $217,000 | $46,333 | $285,000 |
| VA-guaranteed (Veterans Administration) | 64 | $9,793,000 | $175,333 | $240,000 | $79,333 | $159,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,931 | $1,021,653,000 | $249,656 | $2,300,000 | $149,843 | $1,902,000 |
| Application Withdrawn By Applicant | 452 | $68,958,000 | $142,000 | $3,328,000 | $118,285 | $1,000,000 |
| Application Approved But Not Accepted | 165 | $24,111,000 | $122,000 | $700,000 | $89,250 | $689,000 |
| Application Denied By Financial Institution | 71 | $8,981,000 | $111,000 | $557,000 | $43,333 | $205,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 21 | $2,234,000 | $120,666 | $490,000 | $67,666 | $204,000 |
| Debt-To-Income Ratio | 18 | $2,419,000 | $131,500 | $196,000 | $47,000 | $177,000 |
| Credit History | 17 | $2,732,000 | $150,000 | $557,000 | $50,000 | $180,000 |
| Unverifiable Information | 10 | $919,000 | $104,000 | $154,000 | $41,500 | $60,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $615,000 | $153,500 | $276,000 | $107,500 | $205,000 |
| Employment History | 1 | $62,000 | $62,000 | $62,000 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Pulaski Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Pulaski Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.