Pulaski Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Pulaski Bank 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Pulaski Bank 12300 Olive Blvd St Louis, MO 63141 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 10,043 |
| Total Mortgage Loan Application Amount | $1,635,557,000 |
| Average Mortgage Loan Application Amount | $154,333 |
| Highest Mortgage Loan Application Amount | $6,106,000 |
| Average Applicant Income | $88,666 |
| Highest Applicant Income | $5,168,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Pulaski Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Pulaski Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Pulaski Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Pulaski Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Pulaski Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Pulaski Bank's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 2,903 | $ 522,181,000 | $ 179,000 | $ 100,000 |
| Johnson County Kansas | 1,651 | $ 293,807,000 | $ 177,000 | $ 102,000 |
| St. Charles County Missouri | 1,213 | $ 194,457,000 | $ 160,000 | $ 81,000 |
| St. Louis City County Missouri | 971 | $ 144,168,000 | $ 148,000 | $ 82,000 |
| Jackson County Missouri | 764 | $ 105,681,000 | $ 138,000 | $ 82,000 |
| Jefferson County Missouri | 600 | $ 84,737,000 | $ 141,000 | $ 71,000 |
| Madison County Illinois | 313 | $ 31,302,000 | $ 100,000 | $ 59,000 |
| Cass County Missouri | 239 | $ 39,349,000 | $ 164,000 | $ 99,000 |
| St. Clair County Illinois | 143 | $ 17,309,000 | $ 121,000 | $ 62,000 |
| Clay County Missouri | 114 | $ 16,559,000 | $ 145,000 | $ 80,000 |
| Wyandotte County Kansas | 103 | $ 10,725,000 | $ 104,000 | $ 60,000 |
| Lincoln County Missouri | 99 | $ 13,661,000 | $ 137,000 | $ 58,000 |
| Warren County Missouri | 70 | $ 9,949,000 | $ 142,000 | $ 119,000 |
| Franklin County Missouri | 66 | $ 9,532,000 | $ 144,000 | $ 67,000 |
| Miami County Kansas | 60 | $ 9,279,000 | $ 154,000 | $ 80,000 |
| Platte County Missouri | 56 | $ 9,175,000 | $ 163,000 | $ 99,000 |
| Ste. Genevieve County Missouri | 45 | $ 5,493,000 | $ 122,000 | $ 64,000 |
| Douglas County Kansas | 41 | $ 6,395,000 | $ 155,000 | $ 97,000 |
| Monroe County Illinois | 35 | $ 6,706,000 | $ 191,000 | $ 87,000 |
| St. Francois County Missouri | 35 | $ 3,974,000 | $ 113,000 | $ 62,000 |
| Camden County Missouri | 29 | $ 6,899,000 | $ 237,000 | $ 219,000 |
| Jersey County Illinois | 25 | $ 3,265,000 | $ 130,000 | $ 59,000 |
| Leavenworth County Kansas | 23 | $ 3,574,000 | $ 155,000 | $ 82,000 |
| Macoupin County Illinois | 19 | $ 1,974,000 | $ 103,000 | $ 58,000 |
| Maricopa County Arizona | 14 | $ 3,767,000 | $ 269,000 | $ 157,000 |
| Boone County Missouri | 14 | $ 3,644,000 | $ 260,000 | $ 132,000 |
| Johnson County Missouri | 12 | $ 1,397,000 | $ 116,000 | $ 57,000 |
| Cook County Illinois | 10 | $ 3,081,000 | $ 308,000 | $ 115,000 |
| Franklin County Kansas | 10 | $ 1,092,000 | $ 109,000 | $ 47,000 |
| Linn County Kansas | 9 | $ 1,017,000 | $ 113,000 | $ 58,000 |
| Stone County Missouri | 8 | $ 1,058,000 | $ 132,000 | $ 96,000 |
| Greene County Missouri | 7 | $ 1,109,000 | $ 158,000 | $ 75,000 |
| Collier County Florida | 6 | $ 2,604,000 | $ 434,000 | $ 532,000 |
| Riley County Kansas | 6 | $ 729,000 | $ 121,000 | $ 154,000 |
| Sedgwick County Kansas | 6 | $ 918,000 | $ 153,000 | $ 86,000 |
| Lafayette County Missouri | 6 | $ 1,478,000 | $ 246,000 | $ 84,000 |
| Perry County Missouri | 6 | $ 851,000 | $ 141,000 | $ 60,000 |
| Bond County Illinois | 5 | $ 1,085,000 | $ 217,000 | $ 33,000 |
| Perry County Illinois | 5 | $ 553,000 | $ 110,000 | $ 48,000 |
| Benton County Missouri | 5 | $ 437,000 | $ 87,000 | $ 72,000 |
| Jasper County Missouri | 5 | $ 644,000 | $ 128,000 | $ 96,000 |
| Pike County Missouri | 5 | $ 539,000 | $ 107,000 | $ 39,000 |
| Wake County North Carolina | 5 | $ 681,000 | $ 136,000 | $ 139,000 |
| Douglas County Colorado | 4 | $ 502,000 | $ 125,000 | $ 141,000 |
| Okaloosa County Florida | 4 | $ 1,424,000 | $ 356,000 | $ 220,000 |
| Calhoun County Illinois | 4 | $ 388,000 | $ 97,000 | $ 71,000 |
| Clinton County Illinois | 4 | $ 520,000 | $ 130,000 | $ 50,000 |
| Marion County Illinois | 4 | $ 420,000 | $ 105,000 | $ 31,000 |
| Shawnee County Kansas | 4 | $ 329,000 | $ 82,000 | $ 52,000 |
| Bates County Missouri | 4 | $ 388,000 | $ 97,000 | $ 36,000 |
| Cape Girardeau County Missouri | 4 | $ 538,000 | $ 134,000 | $ 91,000 |
| Crawford County Missouri | 4 | $ 413,000 | $ 103,000 | $ 94,000 |
| Henry County Missouri | 4 | $ 546,000 | $ 136,000 | $ 163,000 |
| Pinellas County Florida | 3 | $ 469,000 | $ 156,000 | $ 75,000 |
| Gwinnett County Georgia | 3 | $ 395,000 | $ 131,000 | $ 56,000 |
| Ada County Idaho | 3 | $ 953,000 | $ 317,000 | $ 93,000 |
| DuPage County Illinois | 3 | $ 1,334,000 | $ 444,000 | $ 186,000 |
| Anoka County Minnesota | 3 | $ 567,000 | $ 189,000 | $ 83,000 |
| Buchanan County Missouri | 3 | $ 391,000 | $ 130,000 | $ 68,000 |
| Clinton County Missouri | 3 | $ 359,000 | $ 119,000 | $ 113,000 |
| Phelps County Missouri | 3 | $ 173,000 | $ 57,000 | $ 24,000 |
| Taney County Missouri | 3 | $ 586,000 | $ 195,000 | $ 217,000 |
| Washington County Missouri | 3 | $ 332,000 | $ 110,000 | $ 58,000 |
| Douglas County Nebraska | 3 | $ 228,000 | $ 76,000 | $ 58,000 |
| Sarpy County Nebraska | 3 | $ 549,000 | $ 183,000 | $ 84,000 |
| Franklin County Ohio | 3 | $ 759,000 | $ 253,000 | $ 131,000 |
| Charleston County South Carolina | 3 | $ 457,000 | $ 152,000 | $ 65,000 |
| Davidson County Tennessee | 3 | $ 448,000 | $ 149,000 | $ 72,000 |
| Collin County Texas | 3 | $ 533,000 | $ 177,000 | $ 112,000 |
| Harris County Texas | 3 | $ 457,000 | $ 152,000 | $ 75,000 |
| Montgomery County Texas | 3 | $ 830,000 | $ 276,000 | $ 299,000 |
| Mobile County Alabama | 2 | $ 367,000 | $ 183,000 | $ 20,000 |
| Pulaski County Arkansas | 2 | $ 307,000 | $ 153,000 | $ 151,000 |
| Saline County Arkansas | 2 | $ 411,000 | $ 205,000 | $ 138,000 |
| El Paso County Colorado | 2 | $ 324,000 | $ 162,000 | $ 76,000 |
| Grand County Colorado | 2 | $ 203,000 | $ 101,000 | $ 77,000 |
| Jefferson County Colorado | 2 | $ 405,000 | $ 202,000 | $ 109,000 |
| Larimer County Colorado | 2 | $ 216,000 | $ 108,000 | $ 125,000 |
| Summit County Colorado | 2 | $ 594,000 | $ 297,000 | $ 140,000 |
| Fairfield County Connecticut | 2 | $ 1,916,000 | $ 958,000 | $ 301,000 |
| Duval County Florida | 2 | $ 756,000 | $ 378,000 | $ 155,000 |
| Hillsborough County Florida | 2 | $ 502,000 | $ 251,000 | $ 186,000 |
| Lee County Florida | 2 | $ 658,000 | $ 329,000 | $ 190,000 |
| Orange County Florida | 2 | $ 561,000 | $ 280,000 | $ 219,000 |
| Cherokee County Georgia | 2 | $ 190,000 | $ 95,000 | $ 120,000 |
| Cobb County Georgia | 2 | $ 600,000 | $ 300,000 | $ 225,000 |
| Adams County Illinois | 2 | $ 448,000 | $ 224,000 | $ 264,000 |
| Christian County Illinois | 2 | $ 146,000 | $ 73,000 | $ 81,000 |
| Greene County Illinois | 2 | $ 152,000 | $ 76,000 | $ 72,000 |
| Randolph County Illinois | 2 | $ 455,000 | $ 227,000 | $ 127,000 |
| Marion County Indiana | 2 | $ 247,000 | $ 123,000 | $ 90,000 |
| Crawford County Kansas | 2 | $ 63,000 | $ 31,000 | $ 114,000 |
| Ford County Kansas | 2 | $ 139,000 | $ 69,000 | $ 123,000 |
| Pottawatomie County Kansas | 2 | $ 486,000 | $ 243,000 | $ 112,000 |
| Callaway County Missouri | 2 | $ 252,000 | $ 126,000 | $ 82,000 |
| Cole County Missouri | 2 | $ 176,000 | $ 88,000 | $ 69,000 |
| Gasconade County Missouri | 2 | $ 275,000 | $ 137,000 | $ 84,000 |
| Montgomery County Missouri | 2 | $ 90,000 | $ 45,000 | $ 288,000 |
| Morgan County Missouri | 2 | $ 266,000 | $ 133,000 | $ 52,000 |
| Pulaski County Missouri | 2 | $ 125,000 | $ 62,000 | $ 115,000 |
| Washoe County Nevada | 2 | $ 452,000 | $ 226,000 | $ 216,000 |
| Durham County North Carolina | 2 | $ 449,000 | $ 224,000 | $ 180,000 |
| Mecklenburg County North Carolina | 2 | $ 458,000 | $ 229,000 | $ 247,000 |
| Union County North Carolina | 2 | $ 229,000 | $ 114,000 | $ 95,000 |
| Union County Ohio | 2 | $ 127,000 | $ 63,000 | $ 90,000 |
| Oklahoma County Oklahoma | 2 | $ 288,000 | $ 144,000 | $ 128,000 |
| Montgomery County Tennessee | 2 | $ 439,000 | $ 219,000 | $ 92,000 |
| Sevier County Tennessee | 2 | $ 320,000 | $ 160,000 | $ 258,000 |
| Williamson County Tennessee | 2 | $ 647,000 | $ 323,000 | $ 188,000 |
| Bexar County Texas | 2 | $ 266,000 | $ 133,000 | $ 156,000 |
| Fort Bend County Texas | 2 | $ 434,000 | $ 217,000 | $ 96,000 |
| Fairfax County Virginia | 2 | $ 774,000 | $ 387,000 | $ 196,000 |
| Floyd County Virginia | 2 | $ 156,000 | $ 78,000 | $ 90,000 |
| St. Clair County Alabama | 1 | $ 194,000 | $ 194,000 | $ 85,000 |
| Baxter County Arkansas | 1 | $ 104,000 | $ 104,000 | $ 65,000 |
| Boone County Arkansas | 1 | $ 184,000 | $ 184,000 | $ 192,000 |
| Lonoke County Arkansas | 1 | $ 140,000 | $ 140,000 | $ 62,000 |
| Marion County Arkansas | 1 | $ 320,000 | $ 320,000 | $ 126,000 |
| Los Angeles County California | 1 | $ 350,000 | $ 350,000 | $ 110,000 |
| Orange County California | 1 | $ 588,000 | $ 588,000 | $ 224,000 |
| Riverside County California | 1 | $ 544,000 | $ 544,000 | $ 698,000 |
| Boulder County Colorado | 1 | $ 187,000 | $ 187,000 | $ 73,000 |
| Denver County Colorado | 1 | $ 33,000 | $ 33,000 | $ 81,000 |
| Eagle County Colorado | 1 | $ 2,000,000 | $ 2,000,000 | $ 360,000 |
| Routt County Colorado | 1 | $ 350,000 | $ 350,000 | $ 307,000 |
| Teller County Colorado | 1 | $ 203,000 | $ 203,000 | $ 42,000 |
| Bay County Florida | 1 | $ 120,000 | $ 120,000 | $ 49,000 |
| Flagler County Florida | 1 | $ 142,000 | $ 142,000 | $ 27,000 |
| Monroe County Florida | 1 | $ 1,231,000 | $ 1,231,000 | $ 420,000 |
| Palm Beach County Florida | 1 | $ 152,000 | $ 152,000 | $ 161,000 |
| Sarasota County Florida | 1 | $ 406,000 | $ 406,000 | $ 120,000 |
| Seminole County Florida | 1 | $ 360,000 | $ 360,000 | $ 127,000 |
| Coweta County Georgia | 1 | $ 417,000 | $ 417,000 | $ 194,000 |
| Fulton County Georgia | 1 | $ 687,000 | $ 687,000 | $ 250,000 |
| Bear Lake County Idaho | 1 | $ 180,000 | $ 180,000 | $ 189,000 |
| Champaign County Illinois | 1 | $ 115,000 | $ 115,000 | $ 49,000 |
| Douglas County Illinois | 1 | $ 78,000 | $ 78,000 | $ 98,000 |
| Jefferson County Illinois | 1 | $ 98,000 | $ 98,000 | $ 97,000 |
| Lake County Illinois | 1 | $ 337,000 | $ 337,000 | $ 135,000 |
| McLean County Illinois | 1 | $ 144,000 | $ 144,000 | $ 41,000 |
| Pike County Illinois | 1 | $ 155,000 | $ 155,000 | $ 56,000 |
| White County Illinois | 1 | $ 74,000 | $ 74,000 | $ 58,000 |
| Carroll County Indiana | 1 | $ 128,000 | $ 128,000 | $ 130,000 |
| LaPorte County Indiana | 1 | $ 49,000 | $ 49,000 | $ 90,000 |
| St. Joseph County Indiana | 1 | $ 225,000 | $ 225,000 | $ 204,000 |
| Hamilton County Iowa | 1 | $ 79,000 | $ 79,000 | $ 29,000 |
| Johnson County Iowa | 1 | $ 240,000 | $ 240,000 | $ 95,000 |
| Linn County Iowa | 1 | $ 202,000 | $ 202,000 | $ 68,000 |
| Polk County Iowa | 1 | $ 100,000 | $ 100,000 | $ 45,000 |
| Bourbon County Kansas | 1 | $ 116,000 | $ 116,000 | $ 120,000 |
| Geary County Kansas | 1 | $ 292,000 | $ 292,000 | $ 140,000 |
| Jefferson County Kansas | 1 | $ 185,000 | $ 185,000 | $ 44,000 |
| Marshall County Kansas | 1 | $ 95,000 | $ 95,000 | $ 72,000 |
| Osage County Kansas | 1 | $ 33,000 | $ 33,000 | $ 43,000 |
| Trego County Kansas | 1 | $ 83,000 | $ 83,000 | $ 44,000 |
| Wabaunsee County Kansas | 1 | $ 113,000 | $ 113,000 | $ 949,000 |
| Calloway County Kentucky | 1 | $ 96,000 | $ 96,000 | $ 318,000 |
| Jefferson County Kentucky | 1 | $ 1,700,000 | $ 1,700,000 | $ 0 |
| Trigg County Kentucky | 1 | $ 170,000 | $ 170,000 | $ 88,000 |
| Lafayette County Louisiana | 1 | $ 187,000 | $ 187,000 | $ 112,000 |
| Orleans County Louisiana | 1 | $ 188,000 | $ 188,000 | $ 77,000 |
| Calvert County Maryland | 1 | $ 375,000 | $ 375,000 | $ 108,000 |
| Montgomery County Maryland | 1 | $ 750,000 | $ 750,000 | $ 1,388,000 |
| Kent County Michigan | 1 | $ 126,000 | $ 126,000 | $ 59,000 |
| Becker County Minnesota | 1 | $ 184,000 | $ 184,000 | $ 103,000 |
| Hennepin County Minnesota | 1 | $ 89,000 | $ 89,000 | $ 27,000 |
| Jackson County Mississippi | 1 | $ 186,000 | $ 186,000 | $ 114,000 |
| Adair County Missouri | 1 | $ 223,000 | $ 223,000 | $ 73,000 |
| Andrew County Missouri | 1 | $ 123,000 | $ 123,000 | $ 76,000 |
| Barry County Missouri | 1 | $ 436,000 | $ 436,000 | $ 180,000 |
| Butler County Missouri | 1 | $ 52,000 | $ 52,000 | $ 136,000 |
| Carroll County Missouri | 1 | $ 67,000 | $ 67,000 | $ 83,000 |
| Dent County Missouri | 1 | $ 208,000 | $ 208,000 | $ 35,000 |
| Howell County Missouri | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Iron County Missouri | 1 | $ 96,000 | $ 96,000 | $ 80,000 |
| Livingston County Missouri | 1 | $ 126,000 | $ 126,000 | $ 108,000 |
| Marion County Missouri | 1 | $ 134,000 | $ 134,000 | $ 34,000 |
| Nodaway County Missouri | 1 | $ 83,000 | $ 83,000 | $ 58,000 |
| Pettis County Missouri | 1 | $ 157,000 | $ 157,000 | $ 130,000 |
| Putnam County Missouri | 1 | $ 88,000 | $ 88,000 | $ 161,000 |
| Ralls County Missouri | 1 | $ 88,000 | $ 88,000 | $ 56,000 |
| Ray County Missouri | 1 | $ 169,000 | $ 169,000 | $ 58,000 |
| Wayne County Missouri | 1 | $ 70,000 | $ 70,000 | $ 44,000 |
| Cass County Nebraska | 1 | $ 125,000 | $ 125,000 | $ 69,000 |
| Clark County Nevada | 1 | $ 510,000 | $ 510,000 | $ 199,000 |
| Hudson County New Jersey | 1 | $ 210,000 | $ 210,000 | $ 144,000 |
| Morris County New Jersey | 1 | $ 808,000 | $ 808,000 | $ 873,000 |
| Erie County New York | 1 | $ 130,000 | $ 130,000 | $ 0 |
| New York County New York | 1 | $ 519,000 | $ 519,000 | $ 176,000 |
| Rowan County North Carolina | 1 | $ 294,000 | $ 294,000 | $ 223,000 |
| Rutherford County North Carolina | 1 | $ 223,000 | $ 223,000 | $ 246,000 |
| Hamilton County Ohio | 1 | $ 132,000 | $ 132,000 | $ 49,000 |
| Delaware County Oklahoma | 1 | $ 114,000 | $ 114,000 | $ 90,000 |
| Logan County Oklahoma | 1 | $ 231,000 | $ 231,000 | $ 81,000 |
| Tulsa County Oklahoma | 1 | $ 133,000 | $ 133,000 | $ 91,000 |
| Washington County Oklahoma | 1 | $ 184,000 | $ 184,000 | $ 81,000 |
| Marion County Oregon | 1 | $ 266,000 | $ 266,000 | $ 78,000 |
| Washington County Oregon | 1 | $ 182,000 | $ 182,000 | $ 63,000 |
| Cheatham County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 223,000 |
| Henderson County Tennessee | 1 | $ 160,000 | $ 160,000 | $ 50,000 |
| Shelby County Tennessee | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Sullivan County Tennessee | 1 | $ 73,000 | $ 73,000 | $ 32,000 |
| Dallas County Texas | 1 | $ 150,000 | $ 150,000 | $ 58,000 |
| Tarrant County Texas | 1 | $ 148,000 | $ 148,000 | $ 167,000 |
| Williamson County Texas | 1 | $ 170,000 | $ 170,000 | $ 79,000 |
| Salt Lake County Utah | 1 | $ 339,000 | $ 339,000 | $ 200,000 |
| Summit County Utah | 1 | $ 417,000 | $ 417,000 | $ 1,020,000 |
| Alexandria County Virginia | 1 | $ 725,000 | $ 725,000 | $ 199,000 |
| Chesterfield County Virginia | 1 | $ 250,000 | $ 250,000 | $ 92,000 |
| King William County Virginia | 1 | $ 290,000 | $ 290,000 | $ 112,000 |
| New Kent County Virginia | 1 | $ 258,000 | $ 258,000 | $ 111,000 |
| York County Virginia | 1 | $ 228,000 | $ 228,000 | $ 106,000 |
| Pierce County Washington | 1 | $ 212,000 | $ 212,000 | $ 112,000 |
| Dane County Wisconsin | 1 | $ 166,000 | $ 166,000 | $ 201,000 |
| Door County Wisconsin | 1 | $ 246,000 | $ 246,000 | $ 217,000 |
| Price County Wisconsin | 1 | $ 182,000 | $ 182,000 | $ 142,000 |
| Teton County Wyoming | 1 | $ 325,000 | $ 325,000 | $ 76,000 |
Mortgage Loan Application Detail Totals for Pulaski Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,120 | $1,114,579,000 | $156,000 | $2,487,000 | $89,000 | $5,168,000 |
| Refinancing | 2,796 | $504,731,000 | $180,000 | $6,106,000 | $97,000 | $1,774,000 |
| Home Improvement | 127 | $16,247,000 | $127,000 | $600,000 | $80,000 | $360,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,005 | $1,295,374,000 | $161,000 | $1,750,000 | $92,000 | $5,168,000 |
| Not Provided | 1,222 | $208,088,000 | $170,000 | $1,231,000 | $100,000 | $1,020,000 |
| Black or African American | 454 | $57,326,000 | $126,000 | $700,000 | $67,000 | $650,000 |
| Hispanic | 155 | $23,272,000 | $150,000 | $1,000,000 | $75,000 | $480,000 |
| Asian | 154 | $28,112,000 | $182,000 | $2,000,000 | $96,000 | $462,000 |
| Not applicable | 37 | $20,736,000 | $560,000 | $6,106,000 | $0 | $0 |
| American Indian or Alaskan Native | 8 | $1,420,000 | $177,000 | $377,000 | $81,000 | $140,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $1,229,000 | $153,000 | $288,000 | $96,000 | $180,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,834 | $1,474,991,000 | $166,000 | $6,106,000 | $96,000 | $5,168,000 |
| FHA-insured (Federal Housing Administration) | 1,072 | $137,301,000 | $128,000 | $313,000 | $55,000 | $624,000 |
| VA-guaranteed (Veterans Administration) | 136 | $23,132,000 | $170,000 | $348,000 | $67,000 | $265,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $133,000 | $133,000 | $133,000 | $37,000 | $37,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,881 | $1,447,115,000 | $162,000 | $6,106,000 | $92,000 | $5,168,000 |
| Application Withdrawn By Applicant | 790 | $126,260,000 | $159,000 | $1,080,000 | $80,000 | $900,000 |
| Application Denied By Financial Institution | 197 | $32,953,000 | $167,000 | $1,000,000 | $80,000 | $1,000,000 |
| Application Approved But Not Accepted | 175 | $29,229,000 | $167,000 | $1,360,000 | $105,000 | $996,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 76 | $13,290,000 | $174,000 | $1,000,000 | $105,000 | $1,000,000 |
| Debt-To-Income Ratio | 39 | $6,419,000 | $164,000 | $480,000 | $55,000 | $224,000 |
| Credit History | 36 | $5,487,000 | $152,000 | $880,000 | $80,000 | $949,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 23 | $2,857,000 | $124,000 | $223,000 | $63,000 | $210,000 |
| Unverifiable Information | 10 | $1,832,000 | $183,000 | $563,000 | $54,000 | $168,000 |
| Other | 5 | $1,128,000 | $225,000 | $414,000 | $45,000 | $90,000 |
| Employment History | 5 | $566,000 | $113,000 | $160,000 | $40,000 | $75,000 |
| Credit Application Incomplete | 3 | $1,374,000 | $458,000 | $960,000 | $112,000 | $230,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Pulaski Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Pulaski Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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