Pulaski Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Pulaski Bank 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Pulaski Bank 12300 Olive Blvd St Louis, MO 63141 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 9,065 |
| Total Mortgage Loan Application Amount | $1,569,342,000 |
| Average Mortgage Loan Application Amount | $160,666 |
| Highest Mortgage Loan Application Amount | $1,917,000 |
| Average Applicant Income | $82,666 |
| Highest Applicant Income | $4,500,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Pulaski Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Pulaski Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Pulaski Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Pulaski Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Pulaski Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Pulaski Bank's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 2,620 | $ 475,674,000 | $ 181,000 | $ 95,000 |
| Johnson County Kansas | 1,520 | $ 310,896,000 | $ 204,000 | $ 102,000 |
| St. Charles County Missouri | 945 | $ 170,158,000 | $ 180,000 | $ 81,000 |
| St. Louis City County Missouri | 836 | $ 118,451,000 | $ 141,000 | $ 75,000 |
| Jackson County Missouri | 741 | $ 116,325,000 | $ 156,000 | $ 84,000 |
| Jefferson County Missouri | 655 | $ 98,231,000 | $ 149,000 | $ 65,000 |
| Madison County Illinois | 288 | $ 30,816,000 | $ 107,000 | $ 54,000 |
| Cass County Missouri | 236 | $ 39,969,000 | $ 169,000 | $ 78,000 |
| St. Clair County Illinois | 131 | $ 19,029,000 | $ 145,000 | $ 71,000 |
| Clay County Missouri | 114 | $ 18,609,000 | $ 163,000 | $ 74,000 |
| Wyandotte County Kansas | 98 | $ 11,481,000 | $ 117,000 | $ 55,000 |
| Lincoln County Missouri | 73 | $ 12,687,000 | $ 173,000 | $ 63,000 |
| Platte County Missouri | 69 | $ 12,675,000 | $ 183,000 | $ 96,000 |
| Warren County Missouri | 51 | $ 8,267,000 | $ 162,000 | $ 79,000 |
| Franklin County Missouri | 45 | $ 9,426,000 | $ 209,000 | $ 97,000 |
| Ste. Genevieve County Missouri | 44 | $ 5,978,000 | $ 135,000 | $ 62,000 |
| Miami County Kansas | 41 | $ 5,977,000 | $ 145,000 | $ 66,000 |
| Jersey County Illinois | 31 | $ 3,680,000 | $ 118,000 | $ 67,000 |
| Douglas County Kansas | 30 | $ 5,286,000 | $ 176,000 | $ 76,000 |
| Leavenworth County Kansas | 29 | $ 5,449,000 | $ 187,000 | $ 78,000 |
| Camden County Missouri | 29 | $ 5,888,000 | $ 203,000 | $ 308,000 |
| Monroe County Illinois | 27 | $ 4,802,000 | $ 177,000 | $ 96,000 |
| Greene County Illinois | 24 | $ 1,567,000 | $ 65,000 | $ 52,000 |
| St. Francois County Missouri | 16 | $ 2,104,000 | $ 131,000 | $ 63,000 |
| Clinton County Illinois | 13 | $ 2,107,000 | $ 162,000 | $ 79,000 |
| Macoupin County Illinois | 12 | $ 1,412,000 | $ 117,000 | $ 68,000 |
| Adams County Illinois | 11 | $ 1,137,000 | $ 103,000 | $ 55,000 |
| Maricopa County Arizona | 9 | $ 2,899,000 | $ 322,000 | $ 179,000 |
| Linn County Kansas | 9 | $ 1,214,000 | $ 134,000 | $ 93,000 |
| Sedgwick County Kansas | 9 | $ 1,274,000 | $ 141,000 | $ 89,000 |
| Boone County Missouri | 8 | $ 1,221,000 | $ 152,000 | $ 88,000 |
| Johnson County Missouri | 8 | $ 1,233,000 | $ 154,000 | $ 56,000 |
| Morgan County Missouri | 8 | $ 1,373,000 | $ 171,000 | $ 108,000 |
| Washington County Missouri | 7 | $ 854,000 | $ 122,000 | $ 35,000 |
| Shawnee County Kansas | 6 | $ 931,000 | $ 155,000 | $ 59,000 |
| Lafayette County Missouri | 5 | $ 640,000 | $ 128,000 | $ 73,000 |
| Ray County Missouri | 5 | $ 493,000 | $ 98,000 | $ 57,000 |
| Stone County Missouri | 5 | $ 699,000 | $ 139,000 | $ 88,000 |
| Pinellas County Florida | 4 | $ 1,168,000 | $ 292,000 | $ 143,000 |
| Cook County Illinois | 4 | $ 1,789,000 | $ 447,000 | $ 248,000 |
| DuPage County Illinois | 4 | $ 1,396,000 | $ 349,000 | $ 233,000 |
| Bates County Missouri | 4 | $ 433,000 | $ 108,000 | $ 71,000 |
| Marion County Missouri | 4 | $ 630,000 | $ 157,000 | $ 79,000 |
| Perry County Missouri | 4 | $ 385,000 | $ 96,000 | $ 47,000 |
| San Diego County California | 3 | $ 802,000 | $ 267,000 | $ 191,000 |
| Douglas County Colorado | 3 | $ 709,000 | $ 236,000 | $ 309,000 |
| Randolph County Illinois | 3 | $ 258,000 | $ 86,000 | $ 34,000 |
| Franklin County Kansas | 3 | $ 541,000 | $ 180,000 | $ 71,000 |
| Jefferson County Kansas | 3 | $ 446,000 | $ 148,000 | $ 99,000 |
| Hennepin County Minnesota | 3 | $ 781,000 | $ 260,000 | $ 100,000 |
| Christian County Missouri | 3 | $ 536,000 | $ 178,000 | $ 85,000 |
| Gasconade County Missouri | 3 | $ 440,000 | $ 146,000 | $ 88,000 |
| Greene County Missouri | 3 | $ 408,000 | $ 136,000 | $ 63,000 |
| Miller County Missouri | 3 | $ 615,000 | $ 205,000 | $ 108,000 |
| Suffolk County New York | 3 | $ 991,000 | $ 330,000 | $ 108,000 |
| Chester County Pennsylvania | 3 | $ 1,062,000 | $ 354,000 | $ 138,000 |
| Denton County Texas | 3 | $ 1,075,000 | $ 358,000 | $ 151,000 |
| Waukesha County Wisconsin | 3 | $ 859,000 | $ 286,000 | $ 201,000 |
| Baldwin County Alabama | 2 | $ 1,034,000 | $ 517,000 | $ 0 |
| Mobile County Alabama | 2 | $ 262,000 | $ 131,000 | $ 60,000 |
| Pinal County Arizona | 2 | $ 217,000 | $ 108,000 | $ 148,000 |
| Benton County Arkansas | 2 | $ 470,000 | $ 235,000 | $ 109,000 |
| Teller County Colorado | 2 | $ 319,000 | $ 159,000 | $ 105,000 |
| Broward County Florida | 2 | $ 424,000 | $ 212,000 | $ 122,000 |
| Flagler County Florida | 2 | $ 414,000 | $ 207,000 | $ 46,000 |
| Lee County Florida | 2 | $ 733,000 | $ 366,000 | $ 299,000 |
| Miami-Dade County Florida | 2 | $ 746,000 | $ 373,000 | $ 372,000 |
| Palm Beach County Florida | 2 | $ 510,000 | $ 255,000 | $ 329,000 |
| Sarasota County Florida | 2 | $ 441,000 | $ 220,000 | $ 90,000 |
| Gwinnett County Georgia | 2 | $ 328,000 | $ 164,000 | $ 50,000 |
| Bond County Illinois | 2 | $ 328,000 | $ 164,000 | $ 106,000 |
| Calhoun County Illinois | 2 | $ 157,000 | $ 78,000 | $ 42,000 |
| Pike County Illinois | 2 | $ 282,000 | $ 141,000 | $ 82,000 |
| Scott County Illinois | 2 | $ 334,000 | $ 167,000 | $ 60,000 |
| Polk County Iowa | 2 | $ 351,000 | $ 175,000 | $ 84,000 |
| Jackson County Kansas | 2 | $ 397,000 | $ 198,000 | $ 54,000 |
| Marshall County Kansas | 2 | $ 264,000 | $ 132,000 | $ 64,000 |
| Riley County Kansas | 2 | $ 313,000 | $ 156,000 | $ 224,000 |
| Carver County Minnesota | 2 | $ 726,000 | $ 363,000 | $ 169,000 |
| Madison County Mississippi | 2 | $ 550,000 | $ 275,000 | $ 96,000 |
| Benton County Missouri | 2 | $ 201,000 | $ 100,000 | $ 80,000 |
| Carroll County Missouri | 2 | $ 329,000 | $ 164,000 | $ 89,000 |
| Hickory County Missouri | 2 | $ 362,000 | $ 181,000 | $ 107,000 |
| Montgomery County Missouri | 2 | $ 232,000 | $ 116,000 | $ 69,000 |
| Taney County Missouri | 2 | $ 517,000 | $ 258,000 | $ 91,000 |
| Monmouth County New Jersey | 2 | $ 704,000 | $ 352,000 | $ 210,000 |
| Wake County North Carolina | 2 | $ 460,000 | $ 230,000 | $ 157,000 |
| Hamilton County Tennessee | 2 | $ 352,000 | $ 176,000 | $ 74,000 |
| Harris County Texas | 2 | $ 249,000 | $ 124,000 | $ 71,000 |
| Tarrant County Texas | 2 | $ 480,000 | $ 240,000 | $ 156,000 |
| King County Washington | 2 | $ 652,000 | $ 326,000 | $ 144,000 |
| Madison County Alabama | 1 | $ 165,000 | $ 165,000 | $ 83,000 |
| Yavapai County Arizona | 1 | $ 176,000 | $ 176,000 | $ 103,000 |
| Boone County Arkansas | 1 | $ 185,000 | $ 185,000 | $ 192,000 |
| White County Arkansas | 1 | $ 160,000 | $ 160,000 | $ 44,000 |
| Orange County California | 1 | $ 399,000 | $ 399,000 | $ 115,000 |
| Placer County California | 1 | $ 188,000 | $ 188,000 | $ 79,000 |
| San Bernardino County California | 1 | $ 405,000 | $ 405,000 | $ 167,000 |
| San Francisco County California | 1 | $ 647,000 | $ 647,000 | $ 0 |
| Santa Clara County California | 1 | $ 739,000 | $ 739,000 | $ 190,000 |
| Boulder County Colorado | 1 | $ 304,000 | $ 304,000 | $ 140,000 |
| Chaffee County Colorado | 1 | $ 312,000 | $ 312,000 | $ 143,000 |
| Denver County Colorado | 1 | $ 266,000 | $ 266,000 | $ 130,000 |
| Garfield County Colorado | 1 | $ 250,000 | $ 250,000 | $ 42,000 |
| Jefferson County Colorado | 1 | $ 197,000 | $ 197,000 | $ 48,000 |
| Larimer County Colorado | 1 | $ 220,000 | $ 220,000 | $ 116,000 |
| Summit County Colorado | 1 | $ 1,917,000 | $ 1,917,000 | $ 0 |
| District of Columbia County District Of Columbia | 1 | $ 310,000 | $ 310,000 | $ 116,000 |
| Manatee County Florida | 1 | $ 203,000 | $ 203,000 | $ 62,000 |
| DeKalb County Georgia | 1 | $ 306,000 | $ 306,000 | $ 126,000 |
| Fulton County Georgia | 1 | $ 544,000 | $ 544,000 | $ 127,000 |
| Ada County Idaho | 1 | $ 197,000 | $ 197,000 | $ 79,000 |
| Valley County Idaho | 1 | $ 417,000 | $ 417,000 | $ 445,000 |
| Effingham County Illinois | 1 | $ 180,000 | $ 180,000 | $ 65,000 |
| Macon County Illinois | 1 | $ 316,000 | $ 316,000 | $ 153,000 |
| McHenry County Illinois | 1 | $ 257,000 | $ 257,000 | $ 128,000 |
| Montgomery County Illinois | 1 | $ 217,000 | $ 217,000 | $ 80,000 |
| Morgan County Illinois | 1 | $ 76,000 | $ 76,000 | $ 36,000 |
| Perry County Illinois | 1 | $ 50,000 | $ 50,000 | $ 52,000 |
| Piatt County Illinois | 1 | $ 83,000 | $ 83,000 | $ 58,000 |
| Sangamon County Illinois | 1 | $ 192,000 | $ 192,000 | $ 189,000 |
| Washington County Illinois | 1 | $ 79,000 | $ 79,000 | $ 72,000 |
| Wayne County Illinois | 1 | $ 71,000 | $ 71,000 | $ 50,000 |
| Will County Illinois | 1 | $ 530,000 | $ 530,000 | $ 200,000 |
| Vigo County Indiana | 1 | $ 112,000 | $ 112,000 | $ 36,000 |
| Cedar County Iowa | 1 | $ 215,000 | $ 215,000 | $ 80,000 |
| Dallas County Iowa | 1 | $ 355,000 | $ 355,000 | $ 187,000 |
| Anderson County Kansas | 1 | $ 107,000 | $ 107,000 | $ 66,000 |
| Bourbon County Kansas | 1 | $ 44,000 | $ 44,000 | $ 29,000 |
| Cheyenne County Kansas | 1 | $ 91,000 | $ 91,000 | $ 35,000 |
| Crawford County Kansas | 1 | $ 45,000 | $ 45,000 | $ 54,000 |
| Doniphan County Kansas | 1 | $ 85,000 | $ 85,000 | $ 40,000 |
| Marion County Kansas | 1 | $ 92,000 | $ 92,000 | $ 174,000 |
| Osage County Kansas | 1 | $ 182,000 | $ 182,000 | $ 69,000 |
| Pratt County Kansas | 1 | $ 50,000 | $ 50,000 | $ 32,000 |
| Reno County Kansas | 1 | $ 183,000 | $ 183,000 | $ 138,000 |
| Russell County Kansas | 1 | $ 74,000 | $ 74,000 | $ 29,000 |
| Jefferson County Kentucky | 1 | $ 197,000 | $ 197,000 | $ 105,000 |
| Bossier County Louisiana | 1 | $ 184,000 | $ 184,000 | $ 38,000 |
| Baltimore County Maryland | 1 | $ 234,000 | $ 234,000 | $ 94,000 |
| Hampshire County Massachusetts | 1 | $ 213,000 | $ 213,000 | $ 71,000 |
| Worcester County Massachusetts | 1 | $ 395,000 | $ 395,000 | $ 123,000 |
| Livingston County Michigan | 1 | $ 264,000 | $ 264,000 | $ 120,000 |
| Dakota County Minnesota | 1 | $ 270,000 | $ 270,000 | $ 90,000 |
| Ramsey County Minnesota | 1 | $ 242,000 | $ 242,000 | $ 88,000 |
| St. Louis County Minnesota | 1 | $ 149,000 | $ 149,000 | $ 46,000 |
| Steele County Minnesota | 1 | $ 224,000 | $ 224,000 | $ 128,000 |
| Adair County Missouri | 1 | $ 132,000 | $ 132,000 | $ 48,000 |
| Andrew County Missouri | 1 | $ 120,000 | $ 120,000 | $ 79,000 |
| Audrain County Missouri | 1 | $ 71,000 | $ 71,000 | $ 33,000 |
| Buchanan County Missouri | 1 | $ 97,000 | $ 97,000 | $ 86,000 |
| Cape Girardeau County Missouri | 1 | $ 66,000 | $ 66,000 | $ 15,000 |
| Carter County Missouri | 1 | $ 134,000 | $ 134,000 | $ 71,000 |
| Clinton County Missouri | 1 | $ 143,000 | $ 143,000 | $ 48,000 |
| Grundy County Missouri | 1 | $ 121,000 | $ 121,000 | $ 69,000 |
| Howell County Missouri | 1 | $ 274,000 | $ 274,000 | $ 35,000 |
| Iron County Missouri | 1 | $ 50,000 | $ 50,000 | $ 63,000 |
| Jasper County Missouri | 1 | $ 93,000 | $ 93,000 | $ 39,000 |
| Knox County Missouri | 1 | $ 80,000 | $ 80,000 | $ 15,000 |
| Laclede County Missouri | 1 | $ 125,000 | $ 125,000 | $ 59,000 |
| Lewis County Missouri | 1 | $ 127,000 | $ 127,000 | $ 54,000 |
| Livingston County Missouri | 1 | $ 129,000 | $ 129,000 | $ 77,000 |
| Newton County Missouri | 1 | $ 113,000 | $ 113,000 | $ 78,000 |
| Pettis County Missouri | 1 | $ 144,000 | $ 144,000 | $ 70,000 |
| Pike County Missouri | 1 | $ 49,000 | $ 49,000 | $ 50,000 |
| Pulaski County Missouri | 1 | $ 169,000 | $ 169,000 | $ 57,000 |
| Shannon County Missouri | 1 | $ 52,000 | $ 52,000 | $ 38,000 |
| St. Clair County Missouri | 1 | $ 36,000 | $ 36,000 | $ 18,000 |
| Vernon County Missouri | 1 | $ 148,000 | $ 148,000 | $ 58,000 |
| Wayne County Missouri | 1 | $ 92,000 | $ 92,000 | $ 60,000 |
| Gallatin County Montana | 1 | $ 214,000 | $ 214,000 | $ 81,000 |
| Saunders County Nebraska | 1 | $ 312,000 | $ 312,000 | $ 396,000 |
| Bergen County New Jersey | 1 | $ 78,000 | $ 78,000 | $ 86,000 |
| Mercer County New Jersey | 1 | $ 750,000 | $ 750,000 | $ 155,000 |
| Morris County New Jersey | 1 | $ 334,000 | $ 334,000 | $ 137,000 |
| Passaic County New Jersey | 1 | $ 75,000 | $ 75,000 | $ 56,000 |
| Sussex County New Jersey | 1 | $ 297,000 | $ 297,000 | $ 0 |
| Union County New Jersey | 1 | $ 417,000 | $ 417,000 | $ 95,000 |
| Erie County New York | 1 | $ 210,000 | $ 210,000 | $ 125,000 |
| Buncombe County North Carolina | 1 | $ 106,000 | $ 106,000 | $ 515,000 |
| Cumberland County North Carolina | 1 | $ 103,000 | $ 103,000 | $ 42,000 |
| Mecklenburg County North Carolina | 1 | $ 114,000 | $ 114,000 | $ 36,000 |
| Lucas County Ohio | 1 | $ 200,000 | $ 200,000 | $ 165,000 |
| Van Wert County Ohio | 1 | $ 138,000 | $ 138,000 | $ 92,000 |
| Cleveland County Oklahoma | 1 | $ 283,000 | $ 283,000 | $ 162,000 |
| Mayes County Oklahoma | 1 | $ 170,000 | $ 170,000 | $ 123,000 |
| Tulsa County Oklahoma | 1 | $ 310,000 | $ 310,000 | $ 95,000 |
| Washington County Oklahoma | 1 | $ 130,000 | $ 130,000 | $ 60,000 |
| Clackamas County Oregon | 1 | $ 345,000 | $ 345,000 | $ 200,000 |
| Curry County Oregon | 1 | $ 270,000 | $ 270,000 | $ 108,000 |
| Washington County Oregon | 1 | $ 284,000 | $ 284,000 | $ 96,000 |
| Bucks County Pennsylvania | 1 | $ 366,000 | $ 366,000 | $ 130,000 |
| Delaware County Pennsylvania | 1 | $ 417,000 | $ 417,000 | $ 168,000 |
| Montgomery County Pennsylvania | 1 | $ 408,000 | $ 408,000 | $ 81,000 |
| Beaufort County South Carolina | 1 | $ 275,000 | $ 275,000 | $ 396,000 |
| Lexington County South Carolina | 1 | $ 72,000 | $ 72,000 | $ 135,000 |
| Meade County South Dakota | 1 | $ 162,000 | $ 162,000 | $ 40,000 |
| Davidson County Tennessee | 1 | $ 324,000 | $ 324,000 | $ 96,000 |
| Loudon County Tennessee | 1 | $ 329,000 | $ 329,000 | $ 74,000 |
| Williamson County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 194,000 |
| Bexar County Texas | 1 | $ 319,000 | $ 319,000 | $ 144,000 |
| Fort Bend County Texas | 1 | $ 162,000 | $ 162,000 | $ 225,000 |
| Galveston County Texas | 1 | $ 107,000 | $ 107,000 | $ 43,000 |
| Hood County Texas | 1 | $ 365,000 | $ 365,000 | $ 231,000 |
| Montgomery County Texas | 1 | $ 328,000 | $ 328,000 | $ 150,000 |
| Nueces County Texas | 1 | $ 148,000 | $ 148,000 | $ 183,000 |
| Travis County Texas | 1 | $ 73,000 | $ 73,000 | $ 76,000 |
| Williamson County Texas | 1 | $ 128,000 | $ 128,000 | $ 46,000 |
| Kane County Utah | 1 | $ 310,000 | $ 310,000 | $ 101,000 |
| Salt Lake County Utah | 1 | $ 340,000 | $ 340,000 | $ 262,000 |
| Alexandria County Virginia | 1 | $ 409,000 | $ 409,000 | $ 145,000 |
| Fairfax County Virginia | 1 | $ 240,000 | $ 240,000 | $ 78,000 |
| Hanover County Virginia | 1 | $ 238,000 | $ 238,000 | $ 95,000 |
| Loudoun County Virginia | 1 | $ 325,000 | $ 325,000 | $ 600,000 |
| Spotsylvania County Virginia | 1 | $ 417,000 | $ 417,000 | $ 175,000 |
| Barron County Wisconsin | 1 | $ 161,000 | $ 161,000 | $ 57,000 |
Mortgage Loan Application Detail Totals for Pulaski Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 5,576 | $886,933,000 | $159,000 | $1,917,000 | $81,000 | $2,485,000 |
| Refinancing | 3,416 | $673,178,000 | $197,000 | $1,430,000 | $97,000 | $4,500,000 |
| Home Improvement | 73 | $9,231,000 | $126,000 | $417,000 | $70,000 | $246,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,471 | $1,303,454,000 | $174,000 | $1,430,000 | $88,000 | $4,500,000 |
| Not Provided | 808 | $142,800,000 | $176,000 | $844,000 | $87,000 | $896,000 |
| Black or African American | 440 | $55,188,000 | $125,000 | $550,000 | $65,000 | $2,485,000 |
| Asian | 159 | $32,060,000 | $201,000 | $1,300,000 | $93,000 | $515,000 |
| Hispanic | 143 | $24,678,000 | $172,000 | $680,000 | $87,000 | $856,000 |
| American Indian or Alaskan Native | 22 | $3,904,000 | $177,000 | $381,000 | $89,000 | $142,000 |
| Not applicable | 13 | $5,782,000 | $444,000 | $1,917,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 9 | $1,476,000 | $164,000 | $233,000 | $73,000 | $110,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,965 | $1,125,289,000 | $188,000 | $1,917,000 | $102,000 | $4,500,000 |
| FHA-insured (Federal Housing Administration) | 2,850 | $404,506,000 | $141,000 | $739,000 | $57,000 | $368,000 |
| VA-guaranteed (Veterans Administration) | 215 | $36,162,000 | $168,000 | $431,000 | $60,000 | $186,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 35 | $3,385,000 | $96,000 | $204,000 | $40,000 | $90,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,035 | $1,388,289,000 | $172,000 | $1,917,000 | $87,000 | $3,201,000 |
| Application Withdrawn By Applicant | 679 | $122,374,000 | $180,000 | $1,345,000 | $87,000 | $4,500,000 |
| Application Denied By Financial Institution | 189 | $28,791,000 | $152,000 | $1,000,000 | $67,000 | $301,000 |
| Application Approved But Not Accepted | 162 | $29,888,000 | $184,000 | $1,430,000 | $102,000 | $1,800,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 70 | $9,454,000 | $135,000 | $417,000 | $74,000 | $262,000 |
| Debt-To-Income Ratio | 43 | $7,837,000 | $182,000 | $1,000,000 | $47,000 | $280,000 |
| Credit History | 35 | $5,140,000 | $146,000 | $509,000 | $71,000 | $193,000 |
| Unverifiable Information | 18 | $2,471,000 | $137,000 | $257,000 | $69,000 | $114,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 16 | $2,899,000 | $181,000 | $598,000 | $81,000 | $301,000 |
| Employment History | 7 | $990,000 | $141,000 | $260,000 | $52,000 | $102,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Pulaski Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Pulaski Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.