Pulaski Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010

Pulaski Bank 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Pulaski Bank
12300 Olive Blvd
St Louis, MO 63141
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 12,885
Total Mortgage Loan Application Amount $2,314,539,000
Average Mortgage Loan Application Amount $178,500
Highest Mortgage Loan Application Amount $1,288,000
Average Applicant Income $92,000
Highest Applicant Income $1,694,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Pulaski Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Pulaski Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2010 breaks down Pulaski Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Pulaski Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Pulaski Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Pulaski Bank's mortgage activity for 2010.

Mortgage Loan Application Totals for Pulaski Bank by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
St. Louis County Missouri 3,427 $ 657,610,000 $ 191,000 $ 104,000
Johnson County Kansas 2,378 $ 491,104,000 $ 206,000 $ 103,000
St. Charles County Missouri 1,515 $ 266,403,000 $ 175,000 $ 86,000
Jackson County Missouri 1,223 $ 204,993,000 $ 167,000 $ 89,000
St. Louis City County Missouri 795 $ 115,145,000 $ 144,000 $ 80,000
Jefferson County Missouri 758 $ 116,190,000 $ 153,000 $ 69,000
Cass County Missouri 370 $ 62,647,000 $ 169,000 $ 75,000
Madison County Illinois 365 $ 41,106,000 $ 112,000 $ 60,000
Clay County Missouri 279 $ 47,000,000 $ 168,000 $ 74,000
Platte County Missouri 174 $ 35,573,000 $ 204,000 $ 102,000
Wyandotte County Kansas 162 $ 20,494,000 $ 126,000 $ 62,000
St. Clair County Illinois 138 $ 24,768,000 $ 179,000 $ 79,000
Douglas County Kansas 112 $ 18,333,000 $ 163,000 $ 101,000
Lincoln County Missouri 81 $ 11,387,000 $ 140,000 $ 63,000
Leavenworth County Kansas 71 $ 13,266,000 $ 186,000 $ 98,000
Miami County Kansas 69 $ 11,406,000 $ 165,000 $ 76,000
Franklin County Missouri 63 $ 10,438,000 $ 165,000 $ 71,000
Warren County Missouri 63 $ 10,795,000 $ 171,000 $ 102,000
Camden County Missouri 54 $ 10,715,000 $ 198,000 $ 174,000
Sedgwick County Kansas 49 $ 8,599,000 $ 175,000 $ 70,000
Ste. Genevieve County Missouri 40 $ 4,271,000 $ 106,000 $ 51,000
Jersey County Illinois 33 $ 4,192,000 $ 127,000 $ 55,000
St. Francois County Missouri 31 $ 3,572,000 $ 115,000 $ 61,000
Monroe County Illinois 30 $ 5,406,000 $ 180,000 $ 95,000
Lafayette County Missouri 24 $ 3,903,000 $ 162,000 $ 79,000
Franklin County Kansas 20 $ 2,279,000 $ 113,000 $ 56,000
Johnson County Missouri 20 $ 2,872,000 $ 143,000 $ 70,000
Boone County Missouri 14 $ 2,017,000 $ 144,000 $ 81,000
Maricopa County Arizona 13 $ 3,332,000 $ 256,000 $ 150,000
Cook County Illinois 13 $ 3,410,000 $ 262,000 $ 126,000
Morgan County Missouri 13 $ 1,985,000 $ 152,000 $ 105,000
Platte County Nebraska 13 $ 1,994,000 $ 153,000 $ 66,000
Macoupin County Illinois 11 $ 1,055,000 $ 95,000 $ 43,000
Cape Girardeau County Missouri 11 $ 2,140,000 $ 194,000 $ 102,000
Clinton County Illinois 10 $ 1,847,000 $ 184,000 $ 61,000
Shawnee County Kansas 10 $ 1,943,000 $ 194,000 $ 66,000
Carroll County Missouri 10 $ 825,000 $ 82,000 $ 49,000
DuPage County Illinois 9 $ 2,980,000 $ 331,000 $ 142,000
Washington County Missouri 9 $ 929,000 $ 103,000 $ 35,000
Jefferson County Kansas 8 $ 1,206,000 $ 150,000 $ 71,000
Marion County Missouri 8 $ 1,283,000 $ 160,000 $ 63,000
Eagle County Colorado 7 $ 4,305,000 $ 615,000 $ 453,000
Riley County Kansas 7 $ 805,000 $ 115,000 $ 108,000
Clinton County Missouri 6 $ 967,000 $ 161,000 $ 141,000
Crawford County Missouri 6 $ 899,000 $ 149,000 $ 172,000
Ray County Missouri 6 $ 490,000 $ 81,000 $ 60,000
Stone County Missouri 6 $ 1,004,000 $ 167,000 $ 216,000
Douglas County Nebraska 6 $ 1,101,000 $ 183,000 $ 130,000
Forsyth County Georgia 5 $ 1,374,000 $ 274,000 $ 130,000
Linn County Kansas 5 $ 682,000 $ 136,000 $ 87,000
Greene County Missouri 5 $ 1,161,000 $ 232,000 $ 160,000
Henry County Missouri 5 $ 725,000 $ 145,000 $ 69,000
Taney County Missouri 5 $ 948,000 $ 189,000 $ 76,000
Collier County Florida 4 $ 1,342,000 $ 335,000 $ 292,000
Butler County Kansas 4 $ 565,000 $ 141,000 $ 68,000
Andrew County Missouri 4 $ 678,000 $ 169,000 $ 84,000
Bates County Missouri 4 $ 651,000 $ 162,000 $ 53,000
Dodge County Nebraska 4 $ 966,000 $ 241,000 $ 262,000
Denton County Texas 4 $ 863,000 $ 215,000 $ 174,000
Travis County Texas 4 $ 664,000 $ 166,000 $ 67,000
Alexandria County Virginia 4 $ 1,418,000 $ 354,000 $ 135,000
Loudoun County Virginia 4 $ 1,334,000 $ 333,000 $ 332,000
Los Angeles County California 3 $ 867,000 $ 289,000 $ 283,000
San Diego County California 3 $ 857,000 $ 285,000 $ 252,000
Arapahoe County Colorado 3 $ 776,000 $ 258,000 $ 194,000
Larimer County Colorado 3 $ 991,000 $ 330,000 $ 318,000
Broward County Florida 3 $ 821,000 $ 273,000 $ 84,000
Lee County Florida 3 $ 405,000 $ 135,000 $ 67,000
Orange County Florida 3 $ 601,000 $ 200,000 $ 234,000
Sarasota County Florida 3 $ 458,000 $ 152,000 $ 242,000
Cobb County Georgia 3 $ 472,000 $ 157,000 $ 119,000
Hamilton County Indiana 3 $ 491,000 $ 163,000 $ 104,000
Polk County Iowa 3 $ 446,000 $ 148,000 $ 79,000
Grant County Kansas 3 $ 382,000 $ 127,000 $ 67,000
Osage County Kansas 3 $ 510,000 $ 170,000 $ 80,000
Hennepin County Minnesota 3 $ 972,000 $ 324,000 $ 167,000
Barry County Missouri 3 $ 532,000 $ 177,000 $ 165,000
Buchanan County Missouri 3 $ 448,000 $ 149,000 $ 84,000
Caldwell County Missouri 3 $ 299,000 $ 99,000 $ 66,000
Gasconade County Missouri 3 $ 568,000 $ 189,000 $ 47,000
Hickory County Missouri 3 $ 514,000 $ 171,000 $ 98,000
Polk County Missouri 3 $ 384,000 $ 128,000 $ 198,000
Lancaster County Nebraska 3 $ 502,000 $ 167,000 $ 59,000
Suffolk County New York 3 $ 998,000 $ 332,000 $ 241,000
Oklahoma County Oklahoma 3 $ 437,000 $ 145,000 $ 76,000
Tulsa County Oklahoma 3 $ 642,000 $ 214,000 $ 126,000
Chester County Pennsylvania 3 $ 990,000 $ 330,000 $ 169,000
Collin County Texas 3 $ 483,000 $ 161,000 $ 83,000
Houston County Alabama 2 $ 242,000 $ 121,000 $ 92,000
Benton County Arkansas 2 $ 421,000 $ 210,000 $ 183,000
Ventura County California 2 $ 733,000 $ 366,000 $ 340,000
Denver County Colorado 2 $ 504,000 $ 252,000 $ 127,000
Douglas County Colorado 2 $ 522,000 $ 261,000 $ 77,000
Jefferson County Colorado 2 $ 441,000 $ 220,000 $ 144,000
Charlotte County Florida 2 $ 120,000 $ 60,000 $ 51,000
Manatee County Florida 2 $ 707,000 $ 353,000 $ 660,000
Lake County Illinois 2 $ 583,000 $ 291,000 $ 183,000
Randolph County Illinois 2 $ 224,000 $ 112,000 $ 109,000
Tippecanoe County Indiana 2 $ 275,000 $ 137,000 $ 116,000
Linn County Iowa 2 $ 198,000 $ 99,000 $ 26,000
Harvey County Kansas 2 $ 375,000 $ 187,000 $ 123,000
Frederick County Maryland 2 $ 644,000 $ 322,000 $ 60,000
Montgomery County Maryland 2 $ 797,000 $ 398,000 $ 308,000
Washington County Minnesota 2 $ 266,000 $ 133,000 $ 55,000
Benton County Missouri 2 $ 143,000 $ 71,000 $ 96,000
Jasper County Missouri 2 $ 224,000 $ 112,000 $ 19,000
Livingston County Missouri 2 $ 379,000 $ 189,000 $ 156,000
Miller County Missouri 2 $ 475,000 $ 237,000 $ 92,000
Monroe County Missouri 2 $ 272,000 $ 136,000 $ 193,000
Montgomery County Missouri 2 $ 451,000 $ 225,000 $ 81,000
Newton County Missouri 2 $ 122,000 $ 61,000 $ 35,000
Stoddard County Missouri 2 $ 172,000 $ 86,000 $ 31,000
Vernon County Missouri 2 $ 250,000 $ 125,000 $ 69,000
Colfax County Nebraska 2 $ 230,000 $ 115,000 $ 55,000
Cleveland County Oklahoma 2 $ 340,000 $ 170,000 $ 88,000
Delaware County Oklahoma 2 $ 557,000 $ 278,000 $ 50,000
Beaufort County South Carolina 2 $ 474,000 $ 237,000 $ 23,000
Dallas County Texas 2 $ 535,000 $ 267,000 $ 146,000
Fort Bend County Texas 2 $ 424,000 $ 212,000 $ 110,000
Randall County Texas 2 $ 458,000 $ 229,000 $ 112,000
Tarrant County Texas 2 $ 780,000 $ 390,000 $ 169,000
Fairfax County Virginia 2 $ 516,000 $ 258,000 $ 175,000
Virginia Beach County Virginia 2 $ 540,000 $ 270,000 $ 26,000
King County Washington 2 $ 832,000 $ 416,000 $ 317,000
Jefferson County Alabama 1 $ 87,000 $ 87,000 $ 19,000
Mobile County Alabama 1 $ 178,000 $ 178,000 $ 44,000
Tallapoosa County Alabama 1 $ 160,000 $ 160,000 $ 202,000
Anchorage County Alaska 1 $ 551,000 $ 551,000 $ 206,000
Yavapai County Arizona 1 $ 252,000 $ 252,000 $ 145,000
Newton County Arkansas 1 $ 110,000 $ 110,000 $ 57,000
Amador County California 1 $ 367,000 $ 367,000 $ 0
Contra Costa County California 1 $ 417,000 $ 417,000 $ 220,000
Riverside County California 1 $ 171,000 $ 171,000 $ 91,000
San Joaquin County California 1 $ 250,000 $ 250,000 $ 101,000
Adams County Colorado 1 $ 92,000 $ 92,000 $ 30,000
Boulder County Colorado 1 $ 417,000 $ 417,000 $ 224,000
Las Animas County Colorado 1 $ 147,000 $ 147,000 $ 192,000
Summit County Colorado 1 $ 417,000 $ 417,000 $ 606,000
Teller County Colorado 1 $ 96,000 $ 96,000 $ 116,000
District of Columbia County District Of Columbia 1 $ 100,000 $ 100,000 $ 46,000
Alachua County Florida 1 $ 186,000 $ 186,000 $ 46,000
Duval County Florida 1 $ 155,000 $ 155,000 $ 65,000
Miami-Dade County Florida 1 $ 241,000 $ 241,000 $ 84,000
Okaloosa County Florida 1 $ 110,000 $ 110,000 $ 116,000
Osceola County Florida 1 $ 260,000 $ 260,000 $ 111,000
Palm Beach County Florida 1 $ 374,000 $ 374,000 $ 128,000
DeKalb County Georgia 1 $ 200,000 $ 200,000 $ 0
Fulton County Georgia 1 $ 549,000 $ 549,000 $ 130,000
Rockdale County Georgia 1 $ 70,000 $ 70,000 $ 130,000
Kootenai County Idaho 1 $ 340,000 $ 340,000 $ 386,000
Calhoun County Illinois 1 $ 56,000 $ 56,000 $ 64,000
Effingham County Illinois 1 $ 209,000 $ 209,000 $ 67,000
Grundy County Illinois 1 $ 200,000 $ 200,000 $ 101,000
Kane County Illinois 1 $ 150,000 $ 150,000 $ 51,000
Kankakee County Illinois 1 $ 330,000 $ 330,000 $ 122,000
Kendall County Illinois 1 $ 275,000 $ 275,000 $ 137,000
McLean County Illinois 1 $ 140,000 $ 140,000 $ 87,000
Montgomery County Illinois 1 $ 147,000 $ 147,000 $ 108,000
Union County Illinois 1 $ 74,000 $ 74,000 $ 36,000
Winnebago County Illinois 1 $ 144,000 $ 144,000 $ 47,000
Allen County Indiana 1 $ 125,000 $ 125,000 $ 117,000
Floyd County Indiana 1 $ 117,000 $ 117,000 $ 31,000
Lake County Indiana 1 $ 403,000 $ 403,000 $ 133,000
Marion County Indiana 1 $ 133,000 $ 133,000 $ 125,000
St. Joseph County Indiana 1 $ 230,000 $ 230,000 $ 144,000
Sioux County Iowa 1 $ 160,000 $ 160,000 $ 84,000
Anderson County Kansas 1 $ 49,000 $ 49,000 $ 47,000
Bourbon County Kansas 1 $ 94,000 $ 94,000 $ 49,000
Cloud County Kansas 1 $ 167,000 $ 167,000 $ 50,000
Cowley County Kansas 1 $ 412,000 $ 412,000 $ 179,000
Crawford County Kansas 1 $ 196,000 $ 196,000 $ 98,000
Geary County Kansas 1 $ 166,000 $ 166,000 $ 47,000
Greenwood County Kansas 1 $ 81,000 $ 81,000 $ 26,000
Marshall County Kansas 1 $ 102,000 $ 102,000 $ 38,000
Morris County Kansas 1 $ 175,000 $ 175,000 $ 320,000
Neosho County Kansas 1 $ 216,000 $ 216,000 $ 109,000
Pottawatomie County Kansas 1 $ 112,000 $ 112,000 $ 64,000
Saline County Kansas 1 $ 179,000 $ 179,000 $ 119,000
Sumner County Kansas 1 $ 245,000 $ 245,000 $ 105,000
Kenton County Kentucky 1 $ 122,000 $ 122,000 $ 96,000
Oldham County Kentucky 1 $ 415,000 $ 415,000 $ 166,000
Jefferson County Louisiana 1 $ 263,000 $ 263,000 $ 613,000
Baltimore County Maryland 1 $ 404,000 $ 404,000 $ 102,000
Howard County Maryland 1 $ 256,000 $ 256,000 $ 110,000
St. Mary's County Maryland 1 $ 170,000 $ 170,000 $ 0
Hampshire County Massachusetts 1 $ 286,000 $ 286,000 $ 197,000
Worcester County Massachusetts 1 $ 500,000 $ 500,000 $ 327,000
Charlevoix County Michigan 1 $ 250,000 $ 250,000 $ 314,000
Crow Wing County Minnesota 1 $ 368,000 $ 368,000 $ 661,000
Dakota County Minnesota 1 $ 527,000 $ 527,000 $ 224,000
Olmsted County Minnesota 1 $ 171,000 $ 171,000 $ 160,000
Clay County Mississippi 1 $ 27,000 $ 27,000 $ 48,000
Hancock County Mississippi 1 $ 271,000 $ 271,000 $ 57,000
Lamar County Mississippi 1 $ 185,000 $ 185,000 $ 68,000
Butler County Missouri 1 $ 54,000 $ 54,000 $ 173,000
Callaway County Missouri 1 $ 92,000 $ 92,000 $ 124,000
Christian County Missouri 1 $ 242,000 $ 242,000 $ 104,000
Cole County Missouri 1 $ 180,000 $ 180,000 $ 118,000
Lewis County Missouri 1 $ 192,000 $ 192,000 $ 98,000
Moniteau County Missouri 1 $ 102,000 $ 102,000 $ 52,000
Perry County Missouri 1 $ 105,000 $ 105,000 $ 47,000
Pike County Missouri 1 $ 70,000 $ 70,000 $ 39,000
Ralls County Missouri 1 $ 145,000 $ 145,000 $ 83,000
Wayne County Missouri 1 $ 140,000 $ 140,000 $ 96,000
Madison County Nebraska 1 $ 135,000 $ 135,000 $ 63,000
Red Willow County Nebraska 1 $ 185,000 $ 185,000 $ 91,000
Sarpy County Nebraska 1 $ 150,000 $ 150,000 $ 136,000
Clark County Nevada 1 $ 109,000 $ 109,000 $ 70,000
Douglas County Nevada 1 $ 236,000 $ 236,000 $ 226,000
Washoe County Nevada 1 $ 148,000 $ 148,000 $ 126,000
Carroll County New Hampshire 1 $ 225,000 $ 225,000 $ 82,000
Middlesex County New Jersey 1 $ 228,000 $ 228,000 $ 142,000
Union County New Jersey 1 $ 499,000 $ 499,000 $ 95,000
Taos County New Mexico 1 $ 258,000 $ 258,000 $ 68,000
Erie County New York 1 $ 145,000 $ 145,000 $ 64,000
Monroe County New York 1 $ 125,000 $ 125,000 $ 60,000
Nassau County New York 1 $ 216,000 $ 216,000 $ 140,000
McDowell County North Carolina 1 $ 25,000 $ 25,000 $ 109,000
Mecklenburg County North Carolina 1 $ 95,000 $ 95,000 $ 131,000
New Hanover County North Carolina 1 $ 405,000 $ 405,000 $ 256,000
Onslow County North Carolina 1 $ 155,000 $ 155,000 $ 46,000
Pasquotank County North Carolina 1 $ 127,000 $ 127,000 $ 92,000
Wake County North Carolina 1 $ 280,000 $ 280,000 $ 105,000
Butler County Ohio 1 $ 270,000 $ 270,000 $ 168,000
Cherokee County Oklahoma 1 $ 328,000 $ 328,000 $ 166,000
Mayes County Oklahoma 1 $ 61,000 $ 61,000 $ 19,000
Payne County Oklahoma 1 $ 110,000 $ 110,000 $ 60,000
Washington County Oklahoma 1 $ 191,000 $ 191,000 $ 90,000
Bucks County Pennsylvania 1 $ 396,000 $ 396,000 $ 124,000
Centre County Pennsylvania 1 $ 205,000 $ 205,000 $ 80,000
Fayette County Pennsylvania 1 $ 106,000 $ 106,000 $ 33,000
Franklin County Pennsylvania 1 $ 238,000 $ 238,000 $ 146,000
Monroe County Pennsylvania 1 $ 417,000 $ 417,000 $ 700,000
Philadelphia County Pennsylvania 1 $ 190,000 $ 190,000 $ 104,000
Horry County South Carolina 1 $ 417,000 $ 417,000 $ 548,000
Davidson County Tennessee 1 $ 328,000 $ 328,000 $ 96,000
Obion County Tennessee 1 $ 199,000 $ 199,000 $ 54,000
Sumner County Tennessee 1 $ 297,000 $ 297,000 $ 139,000
Bexar County Texas 1 $ 273,000 $ 273,000 $ 202,000
Callahan County Texas 1 $ 189,000 $ 189,000 $ 61,000
Montgomery County Texas 1 $ 334,000 $ 334,000 $ 86,000
Parker County Texas 1 $ 236,000 $ 236,000 $ 82,000
Rockwall County Texas 1 $ 213,000 $ 213,000 $ 310,000
Williamson County Texas 1 $ 180,000 $ 180,000 $ 70,000
Chesterfield County Virginia 1 $ 242,000 $ 242,000 $ 0
Hanover County Virginia 1 $ 239,000 $ 239,000 $ 75,000
Henrico County Virginia 1 $ 145,000 $ 145,000 $ 138,000
Norfolk County Virginia 1 $ 291,000 $ 291,000 $ 200,000
Prince William County Virginia 1 $ 362,000 $ 362,000 $ 188,000
Tazewell County Virginia 1 $ 275,000 $ 275,000 $ 106,000
Pierce County Washington 1 $ 304,000 $ 304,000 $ 72,000
Brown County Wisconsin 1 $ 191,000 $ 191,000 $ 60,000
Dane County Wisconsin 1 $ 396,000 $ 396,000 $ 133,000
Fond du Lac County Wisconsin 1 $ 196,000 $ 196,000 $ 88,000
Iowa County Wisconsin 1 $ 100,000 $ 100,000 $ 45,000
Marathon County Wisconsin 1 $ 90,000 $ 90,000 $ 185,000
Waukesha County Wisconsin 1 $ 140,000 $ 140,000 $ 189,000
Waupaca County Wisconsin 1 $ 296,000 $ 296,000 $ 132,000

Mortgage Loan Application Detail Totals for Pulaski Bank in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 6,791 $1,345,026,000 $198,000 $1,261,000 $107,000 $1,540,000
Home Purchase 6,094 $969,513,000 $159,000 $1,288,000 $77,000 $1,694,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 10,677 $1,936,597,000 $181,000 $1,288,000 $94,000 $1,694,000
Not Provided 1,268 $218,725,000 $172,000 $900,000 $86,000 $1,427,000
Black or African American 449 $58,194,000 $129,000 $417,000 $58,000 $665,000
Asian 270 $56,472,000 $209,000 $624,000 $124,000 $613,000
Hispanic 164 $30,885,000 $188,000 $768,000 $89,000 $854,000
American Indian or Alaskan Native 25 $4,481,000 $179,000 $417,000 $102,000 $229,000
Not applicable 19 $6,839,000 $359,000 $1,261,000 $0 $0
Native Hawaiian or Other Pacific Islander 13 $2,346,000 $180,000 $364,000 $168,000 $970,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 8,657 $1,685,347,000 $194,000 $1,288,000 $110,000 $1,694,000
FHA-insured (Federal Housing Administration) 3,588 $519,851,000 $144,000 $499,000 $58,000 $864,000
VA-guaranteed (Veterans Administration) 434 $82,596,000 $190,000 $417,000 $56,000 $204,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 206 $26,745,000 $129,000 $255,000 $46,000 $199,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 11,043 $1,988,329,000 $180,000 $1,261,000 $94,000 $1,694,000
Application Withdrawn By Applicant 1,371 $249,885,000 $182,000 $1,288,000 $90,000 $1,540,000
Application Denied By Financial Institution 386 $61,166,000 $158,000 $1,000,000 $80,000 $780,000
Application Approved But Not Accepted 68 $11,415,000 $167,000 $1,000,000 $86,000 $780,000
File Closed For Incompleteness 17 $3,744,000 $220,000 $740,000 $102,000 $338,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 119 $19,593,000 $164,000 $722,000 $95,000 $332,000
Debt-To-Income Ratio 87 $15,030,000 $172,000 $1,000,000 $70,000 $780,000
Other 78 $10,911,000 $139,000 $417,000 $89,000 $510,000
Credit History 51 $8,365,000 $164,000 $848,000 $67,000 $428,000
Unverifiable Information 16 $2,203,000 $137,000 $412,000 $50,000 $161,000
Insufficient Cash (Downpayment, Closing Cost) 15 $1,972,000 $131,000 $416,000 $66,000 $157,000
Employment History 13 $2,447,000 $188,000 $352,000 $70,000 $150,000
Credit Application Incomplete 5 $450,000 $90,000 $152,000 $44,000 $68,000
Mortgage Insurance Denied 2 $195,000 $97,000 $112,000 $93,000 $118,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Pulaski Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Pulaski Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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