Quaker City Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Quaker City Bank 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Quaker City Bank 7021 Greenleaf Avenue Whittier, CA 90602 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2004 |
| Total Number of Mortgage Applications | 1,517 |
| Total Mortgage Loan Application Amount | $618,814,000 |
| Average Mortgage Loan Application Amount | $189,289 |
| Highest Mortgage Loan Application Amount | $8,500,000 |
| Average Applicant Income | $5,131 |
| Highest Applicant Income | $4,229,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Quaker City Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Quaker City Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Quaker City Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Quaker City Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Quaker City Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Quaker City Bank's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 844 | $ 316,047,000 | $ 374,000 | $ 74,000 |
| Riverside County California | 106 | $ 28,592,000 | $ 269,000 | $ 61,000 |
| Orange County California | 104 | $ 38,381,000 | $ 369,000 | $ 86,000 |
| San Diego County California | 87 | $ 95,854,000 | $ 1,101,000 | $ 20,000 |
| San Bernardino County California | 53 | $ 14,405,000 | $ 271,000 | $ 63,000 |
| Santa Clara County California | 40 | $ 20,065,000 | $ 501,000 | $ 0 |
| Alameda County California | 23 | $ 15,354,000 | $ 667,000 | $ 6,000 |
| Sacramento County California | 17 | $ 4,804,000 | $ 282,000 | $ 18,000 |
| Contra Costa County California | 15 | $ 5,690,000 | $ 379,000 | $ 60,000 |
| Kern County California | 13 | $ 7,827,000 | $ 602,000 | $ 20,000 |
| San Mateo County California | 12 | $ 9,686,000 | $ 807,000 | $ 0 |
| Ventura County California | 11 | $ 6,870,000 | $ 624,000 | $ 76,000 |
| Sonoma County California | 9 | $ 3,966,000 | $ 440,000 | $ 13,000 |
| Solano County California | 8 | $ 1,300,000 | $ 162,000 | $ 50,000 |
| San Joaquin County California | 7 | $ 2,460,000 | $ 351,000 | $ 37,000 |
| Santa Barbara County California | 7 | $ 5,443,000 | $ 777,000 | $ 17,000 |
| Tulare County California | 7 | $ 2,574,000 | $ 367,000 | $ 41,000 |
| Fresno County California | 6 | $ 7,896,000 | $ 1,316,000 | $ 46,000 |
| Santa Cruz County California | 6 | $ 1,332,000 | $ 222,000 | $ 63,000 |
| Stanislaus County California | 6 | $ 796,000 | $ 132,000 | $ 43,000 |
| San Francisco County California | 5 | $ 2,344,000 | $ 468,000 | $ 81,000 |
| Maricopa County Arizona | 3 | $ 2,353,000 | $ 784,000 | $ 0 |
| Placer County California | 3 | $ 626,000 | $ 208,000 | $ 42,000 |
| Montgomery County Maryland | 3 | $ 500,000 | $ 166,000 | $ 0 |
| Jackson County Missouri | 3 | $ 229,000 | $ 76,000 | $ 0 |
| El Dorado County California | 2 | $ 656,000 | $ 328,000 | $ 52,000 |
| Imperial County California | 2 | $ 347,000 | $ 173,000 | $ 45,000 |
| Lake County California | 2 | $ 327,000 | $ 163,000 | $ 45,000 |
| Marin County California | 2 | $ 1,333,000 | $ 666,000 | $ 0 |
| Merced County California | 2 | $ 115,000 | $ 57,000 | $ 64,000 |
| San Luis Obispo County California | 2 | $ 872,000 | $ 436,000 | $ 0 |
| Tuolumne County California | 2 | $ 329,000 | $ 164,000 | $ 82,000 |
| Arapahoe County Colorado | 2 | $ 296,000 | $ 148,000 | $ 0 |
| Denver County Colorado | 2 | $ 476,000 | $ 238,000 | $ 0 |
| El Paso County Colorado | 2 | $ 245,000 | $ 122,000 | $ 0 |
| District of Columbia County District Of Columbia | 2 | $ 621,000 | $ 310,000 | $ 0 |
| Orange County Florida | 2 | $ 267,000 | $ 133,000 | $ 0 |
| Baltimore County Maryland | 2 | $ 119,000 | $ 59,000 | $ 0 |
| Harford County Maryland | 2 | $ 154,000 | $ 77,000 | $ 0 |
| Oakland County Michigan | 2 | $ 205,000 | $ 102,000 | $ 0 |
| Union County New Jersey | 2 | $ 454,000 | $ 227,000 | $ 0 |
| Franklin County Ohio | 2 | $ 102,000 | $ 51,000 | $ 0 |
| Montgomery County Ohio | 2 | $ 201,000 | $ 100,000 | $ 0 |
| Providence County Rhode Island | 2 | $ 157,000 | $ 78,000 | $ 0 |
| Fairfax County Virginia | 2 | $ 571,000 | $ 285,000 | $ 0 |
| King County Washington | 2 | $ 88,000 | $ 44,000 | $ 0 |
| Mobile County Alabama | 1 | $ 18,000 | $ 18,000 | $ 0 |
| Shelby County Alabama | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Butte County California | 1 | $ 394,000 | $ 394,000 | $ 0 |
| Del Norte County California | 1 | $ 25,000 | $ 25,000 | $ 57,000 |
| Kings County California | 1 | $ 68,000 | $ 68,000 | $ 140,000 |
| Madera County California | 1 | $ 25,000 | $ 25,000 | $ 56,000 |
| Napa County California | 1 | $ 3,115,000 | $ 3,115,000 | $ 0 |
| Nevada County California | 1 | $ 314,000 | $ 314,000 | $ 0 |
| Shasta County California | 1 | $ 70,000 | $ 70,000 | $ 69,000 |
| Tehama County California | 1 | $ 40,000 | $ 40,000 | $ 90,000 |
| Yolo County California | 1 | $ 995,000 | $ 995,000 | $ 0 |
| Yuba County California | 1 | $ 88,000 | $ 88,000 | $ 71,000 |
| Adams County Colorado | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Boulder County Colorado | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Fairfield County Connecticut | 1 | $ 42,000 | $ 42,000 | $ 0 |
| Broward County Florida | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Flagler County Florida | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Hillsborough County Florida | 1 | $ 182,000 | $ 182,000 | $ 0 |
| Indian River County Florida | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Miami-Dade County Florida | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Monroe County Florida | 1 | $ 193,000 | $ 193,000 | $ 0 |
| Pinellas County Florida | 1 | $ 42,000 | $ 42,000 | $ 0 |
| Polk County Florida | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Clayton County Georgia | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Columbia County Georgia | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Douglas County Georgia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Fulton County Georgia | 1 | $ 194,000 | $ 194,000 | $ 0 |
| Richmond County Georgia | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Honolulu County Hawaii | 1 | $ 372,000 | $ 372,000 | $ 0 |
| DuPage County Illinois | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Madison County Illinois | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Allen County Indiana | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Webster County Iowa | 1 | $ 39,000 | $ 39,000 | $ 0 |
| Jefferson County Louisiana | 1 | $ 182,000 | $ 182,000 | $ 0 |
| Lafayette County Louisiana | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Orleans County Louisiana | 1 | $ 82,000 | $ 82,000 | $ 0 |
| Anne Arundel County Maryland | 1 | $ 231,000 | $ 231,000 | $ 0 |
| Barnstable County Massachusetts | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Suffolk County Massachusetts | 1 | $ 213,000 | $ 213,000 | $ 0 |
| Worcester County Massachusetts | 1 | $ 711,000 | $ 711,000 | $ 0 |
| Berrien County Michigan | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Jackson County Michigan | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Shiawassee County Michigan | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Wayne County Michigan | 1 | $ 4,000 | $ 4,000 | $ 0 |
| Clay County Minnesota | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Ramsey County Minnesota | 1 | $ 197,000 | $ 197,000 | $ 0 |
| Washington County Minnesota | 1 | $ 356,000 | $ 356,000 | $ 0 |
| Boone County Missouri | 1 | $ 226,000 | $ 226,000 | $ 0 |
| Franklin County Missouri | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Lake County Montana | 1 | $ 366,000 | $ 366,000 | $ 0 |
| Cass County Nebraska | 1 | $ 17,000 | $ 17,000 | $ 0 |
| Carson City County Nevada | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Bergen County New Jersey | 1 | $ 373,000 | $ 373,000 | $ 0 |
| Gloucester County New Jersey | 1 | $ 47,000 | $ 47,000 | $ 0 |
| Morris County New Jersey | 1 | $ 298,000 | $ 298,000 | $ 0 |
| Santa Fe County New Mexico | 1 | $ 356,000 | $ 356,000 | $ 0 |
| Nassau County New York | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Wake County North Carolina | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Athens County Ohio | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Clackamas County Oregon | 1 | $ 301,000 | $ 301,000 | $ 0 |
| Jefferson County Oregon | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Dauphin County Pennsylvania | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Delaware County Pennsylvania | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Philadelphia County Pennsylvania | 1 | $ 51,000 | $ 51,000 | $ 0 |
| Shelby County Tennessee | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Bexar County Texas | 1 | $ 25,000 | $ 25,000 | $ 0 |
| El Paso County Texas | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Galveston County Texas | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Grayson County Texas | 1 | $ 49,000 | $ 49,000 | $ 0 |
| Henderson County Texas | 1 | $ 316,000 | $ 316,000 | $ 0 |
| Kaufman County Texas | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Lubbock County Texas | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Webb County Texas | 1 | $ 32,000 | $ 32,000 | $ 0 |
| Fauquier County Virginia | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Prince William County Virginia | 1 | $ 394,000 | $ 394,000 | $ 0 |
| Kitsap County Washington | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Thurston County Washington | 1 | $ 156,000 | $ 156,000 | $ 0 |
Mortgage Loan Application Detail Totals for Quaker City Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 771 | $327,219,000 | $187,818 | $8,500,000 | $1,393 | $960,000 |
| Refinancing | 692 | $281,444,000 | $202,000 | $8,000,000 | $15,250 | $4,229,000 |
| Home Improvement | 54 | $10,151,000 | $187,000 | $920,000 | $88,000 | $508,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 585 | $259,407,000 | $189,575 | $8,500,000 | $1,030 | $196,000 |
| White | 585 | $212,845,000 | $363,000 | $5,404,000 | $69,000 | $4,229,000 |
| Hispanic | 177 | $77,348,000 | $436,000 | $5,585,000 | $52,000 | $204,000 |
| Asian | 89 | $52,504,000 | $589,000 | $6,160,000 | $72,000 | $339,000 |
| Black or African American | 51 | $11,819,000 | $231,000 | $1,250,000 | $71,000 | $936,000 |
| Native Hawaiian or Other Pacific Islander | 19 | $2,986,000 | $157,000 | $532,000 | $88,000 | $337,000 |
| Not Provided | 10 | $1,775,000 | $177,000 | $875,000 | $71,000 | $133,000 |
| American Indian or Alaskan Native | 1 | $130,000 | $130,000 | $130,000 | $120,000 | $120,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,517 | $618,814,000 | $187,212 | $8,500,000 | $1,757 | $4,229,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 784 | $434,717,000 | $1,361,000 | $8,500,000 | $24,500 | $4,229,000 |
| Loan Purchased By The Institution | 495 | $118,394,000 | $161,303 | $3,115,000 | $1,454 | $196,000 |
| Application Withdrawn By Applicant | 102 | $31,889,000 | $312,000 | $4,200,000 | $81,000 | $508,000 |
| Application Denied By Financial Institution | 75 | $16,129,000 | $215,000 | $1,950,000 | $81,000 | $936,000 |
| Application Approved But Not Accepted | 47 | $14,839,000 | $315,000 | $5,465,000 | $54,000 | $960,000 |
| File Closed For Incompleteness | 14 | $2,846,000 | $203,000 | $341,000 | $65,000 | $180,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 35 | $9,087,000 | $259,000 | $1,950,000 | $47,000 | $936,000 |
| Collateral | 10 | $1,179,000 | $117,000 | $500,000 | $60,000 | $138,000 |
| Credit Application Incomplete | 10 | $1,538,000 | $153,000 | $207,000 | $100,000 | $337,000 |
| Other | 9 | $2,212,000 | $245,000 | $750,000 | $119,000 | $209,000 |
| Unverifiable Information | 3 | $542,000 | $180,000 | $297,000 | $150,000 | $339,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $544,000 | $181,000 | $315,000 | $38,000 | $54,000 |
| Debt-To-Income Ratio | 3 | $546,000 | $182,000 | $280,000 | $49,000 | $72,000 |
| Employment History | 1 | $76,000 | $76,000 | $76,000 | $13,000 | $13,000 |
| Mortgage Insurance Denied | 1 | $405,000 | $405,000 | $405,000 | $288,000 | $288,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Quaker City Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Quaker City Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.