Quality Home Loans
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Quality Home Loans 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Quality Home Loans 27001 W. Agoura Rd. Agoura Hills, CA 91301 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 |
| Total Number of Mortgage Applications | 7,273 |
| Total Mortgage Loan Application Amount | $2,092,586,000 |
| Average Mortgage Loan Application Amount | $233,000 |
| Highest Mortgage Loan Application Amount | $7,000,000 |
| Average Applicant Income | $88,000 |
| Highest Applicant Income | $3,600,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Quality Home Loans. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Quality Home Loans's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Quality Home Loans's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Quality Home Loans serves its applicants.
Each category highlights the total number of mortgage applications processed by Quality Home Loans, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Quality Home Loans's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 1,437 | $ 500,895,000 | $ 348,000 | $ 126,000 |
| San Bernardino County California | 591 | $ 132,706,000 | $ 224,000 | $ 85,000 |
| Riverside County California | 500 | $ 124,697,000 | $ 249,000 | $ 95,000 |
| Fresno County California | 300 | $ 52,349,000 | $ 174,000 | $ 73,000 |
| Kern County California | 294 | $ 44,947,000 | $ 152,000 | $ 73,000 |
| Sacramento County California | 265 | $ 58,893,000 | $ 222,000 | $ 86,000 |
| San Diego County California | 200 | $ 78,562,000 | $ 392,000 | $ 139,000 |
| Alameda County California | 189 | $ 71,349,000 | $ 377,000 | $ 141,000 |
| Stanislaus County California | 178 | $ 41,367,000 | $ 232,000 | $ 101,000 |
| San Joaquin County California | 173 | $ 43,563,000 | $ 251,000 | $ 91,000 |
| Orange County California | 172 | $ 82,631,000 | $ 480,000 | $ 158,000 |
| Tulare County California | 168 | $ 25,535,000 | $ 151,000 | $ 77,000 |
| Maricopa County Arizona | 138 | $ 45,719,000 | $ 331,000 | $ 130,000 |
| Contra Costa County California | 138 | $ 46,422,000 | $ 336,000 | $ 136,000 |
| Ventura County California | 124 | $ 46,756,000 | $ 377,000 | $ 124,000 |
| Clark County Nevada | 108 | $ 25,550,000 | $ 236,000 | $ 110,000 |
| Santa Clara County California | 104 | $ 56,702,000 | $ 545,000 | $ 185,000 |
| Prince George's County Maryland | 78 | $ 17,672,000 | $ 226,000 | $ 87,000 |
| Miami-Dade County Florida | 69 | $ 17,629,000 | $ 255,000 | $ 111,000 |
| Merced County California | 68 | $ 14,549,000 | $ 213,000 | $ 85,000 |
| Solano County California | 67 | $ 21,852,000 | $ 326,000 | $ 142,000 |
| King County Washington | 62 | $ 18,024,000 | $ 290,000 | $ 119,000 |
| Imperial County California | 56 | $ 7,837,000 | $ 139,000 | $ 61,000 |
| San Francisco County California | 54 | $ 38,214,000 | $ 707,000 | $ 311,000 |
| Kings County California | 52 | $ 7,218,000 | $ 138,000 | $ 60,000 |
| Madera County California | 52 | $ 13,281,000 | $ 255,000 | $ 97,000 |
| Monterey County California | 52 | $ 16,980,000 | $ 326,000 | $ 120,000 |
| Hillsborough County Florida | 44 | $ 8,163,000 | $ 185,000 | $ 88,000 |
| Pierce County Washington | 43 | $ 9,148,000 | $ 212,000 | $ 81,000 |
| Santa Barbara County California | 40 | $ 12,438,000 | $ 310,000 | $ 99,000 |
| Butte County California | 39 | $ 7,182,000 | $ 184,000 | $ 68,000 |
| Placer County California | 38 | $ 14,553,000 | $ 382,000 | $ 253,000 |
| Broward County Florida | 37 | $ 7,230,000 | $ 195,000 | $ 83,000 |
| San Mateo County California | 32 | $ 27,147,000 | $ 848,000 | $ 298,000 |
| Sonoma County California | 32 | $ 17,363,000 | $ 542,000 | $ 171,000 |
| Baltimore County Maryland | 31 | $ 7,849,000 | $ 253,000 | $ 100,000 |
| Orange County Florida | 28 | $ 4,892,000 | $ 174,000 | $ 85,000 |
| Palm Beach County Florida | 28 | $ 7,858,000 | $ 280,000 | $ 115,000 |
| Shasta County California | 26 | $ 4,385,000 | $ 168,000 | $ 91,000 |
| El Dorado County California | 25 | $ 9,027,000 | $ 361,000 | $ 137,000 |
| Lake County California | 25 | $ 7,893,000 | $ 315,000 | $ 141,000 |
| Pinellas County Florida | 24 | $ 4,741,000 | $ 197,000 | $ 86,000 |
| Multnomah County Oregon | 24 | $ 5,224,000 | $ 217,000 | $ 85,000 |
| Baltimore City County Maryland | 23 | $ 2,997,000 | $ 130,000 | $ 55,000 |
| Pima County Arizona | 22 | $ 2,876,000 | $ 130,000 | $ 58,000 |
| Fairfield County Connecticut | 20 | $ 6,909,000 | $ 345,000 | $ 115,000 |
| Hartford County Connecticut | 19 | $ 4,055,000 | $ 213,000 | $ 109,000 |
| New Haven County Connecticut | 19 | $ 5,445,000 | $ 286,000 | $ 167,000 |
| Duval County Florida | 19 | $ 3,051,000 | $ 160,000 | $ 429,000 |
| Snohomish County Washington | 19 | $ 4,520,000 | $ 237,000 | $ 93,000 |
| Sutter County California | 18 | $ 3,720,000 | $ 206,000 | $ 86,000 |
| Tehama County California | 18 | $ 3,029,000 | $ 168,000 | $ 64,000 |
| Calaveras County California | 17 | $ 4,547,000 | $ 267,000 | $ 108,000 |
| Humboldt County California | 17 | $ 3,267,000 | $ 192,000 | $ 65,000 |
| Yolo County California | 17 | $ 4,032,000 | $ 237,000 | $ 76,000 |
| Volusia County Florida | 17 | $ 3,509,000 | $ 206,000 | $ 108,000 |
| Anne Arundel County Maryland | 17 | $ 3,654,000 | $ 214,000 | $ 93,000 |
| Washoe County Nevada | 17 | $ 7,934,000 | $ 466,000 | $ 167,000 |
| Bernalillo County New Mexico | 17 | $ 2,730,000 | $ 160,000 | $ 71,000 |
| Nevada County California | 16 | $ 4,905,000 | $ 306,000 | $ 107,000 |
| Tuolumne County California | 16 | $ 3,249,000 | $ 203,000 | $ 80,000 |
| Yuba County California | 16 | $ 2,783,000 | $ 173,000 | $ 129,000 |
| Lee County Florida | 16 | $ 5,096,000 | $ 318,000 | $ 249,000 |
| Spokane County Washington | 16 | $ 2,864,000 | $ 179,000 | $ 78,000 |
| San Luis Obispo County California | 15 | $ 4,549,000 | $ 303,000 | $ 105,000 |
| Santa Cruz County California | 15 | $ 12,573,000 | $ 838,000 | $ 250,000 |
| Brevard County Florida | 15 | $ 3,115,000 | $ 207,000 | $ 117,000 |
| Clark County Washington | 15 | $ 3,126,000 | $ 208,000 | $ 82,000 |
| Mendocino County California | 14 | $ 3,880,000 | $ 277,000 | $ 95,000 |
| El Paso County Colorado | 14 | $ 2,683,000 | $ 191,000 | $ 114,000 |
| Arapahoe County Colorado | 13 | $ 6,034,000 | $ 464,000 | $ 294,000 |
| Pinal County Arizona | 12 | $ 1,907,000 | $ 158,000 | $ 52,000 |
| Yuma County Arizona | 12 | $ 1,591,000 | $ 132,000 | $ 66,000 |
| Pasco County Florida | 12 | $ 1,950,000 | $ 162,000 | $ 80,000 |
| Montgomery County Maryland | 12 | $ 2,871,000 | $ 239,000 | $ 83,000 |
| Clackamas County Oregon | 12 | $ 2,781,000 | $ 231,000 | $ 92,000 |
| Denver County Colorado | 11 | $ 3,775,000 | $ 343,000 | $ 155,000 |
| Collier County Florida | 11 | $ 6,213,000 | $ 564,000 | $ 450,000 |
| Marion County Florida | 10 | $ 5,757,000 | $ 575,000 | $ 283,000 |
| St. Lucie County Florida | 10 | $ 1,816,000 | $ 181,000 | $ 85,000 |
| Ada County Idaho | 10 | $ 1,865,000 | $ 186,000 | $ 82,000 |
| Deschutes County Oregon | 10 | $ 1,929,000 | $ 192,000 | $ 76,000 |
| Salt Lake County Utah | 10 | $ 3,401,000 | $ 340,000 | $ 175,000 |
| Marin County California | 9 | $ 6,641,000 | $ 737,000 | $ 242,000 |
| San Benito County California | 9 | $ 3,698,000 | $ 410,000 | $ 125,000 |
| Seminole County Florida | 9 | $ 1,689,000 | $ 187,000 | $ 69,000 |
| Washington County Oregon | 9 | $ 1,897,000 | $ 210,000 | $ 87,000 |
| Jefferson County Colorado | 8 | $ 7,761,000 | $ 970,000 | $ 402,000 |
| Sarasota County Florida | 8 | $ 2,110,000 | $ 263,000 | $ 151,000 |
| Frederick County Maryland | 8 | $ 1,753,000 | $ 219,000 | $ 81,000 |
| Klamath County Oregon | 8 | $ 1,176,000 | $ 147,000 | $ 79,000 |
| Mohave County Arizona | 7 | $ 1,126,000 | $ 160,000 | $ 99,000 |
| Mariposa County California | 7 | $ 1,509,000 | $ 215,000 | $ 82,000 |
| Polk County Florida | 7 | $ 1,038,000 | $ 148,000 | $ 61,000 |
| Howard County Maryland | 7 | $ 3,482,000 | $ 497,000 | $ 143,000 |
| Lane County Oregon | 7 | $ 1,001,000 | $ 143,000 | $ 57,000 |
| Yavapai County Arizona | 6 | $ 1,586,000 | $ 264,000 | $ 77,000 |
| Amador County California | 6 | $ 1,491,000 | $ 248,000 | $ 75,000 |
| Glenn County California | 6 | $ 787,000 | $ 131,000 | $ 70,000 |
| Plumas County California | 6 | $ 1,103,000 | $ 183,000 | $ 71,000 |
| Siskiyou County California | 6 | $ 816,000 | $ 136,000 | $ 52,000 |
| Boulder County Colorado | 6 | $ 3,987,000 | $ 664,000 | $ 250,000 |
| Mesa County Colorado | 6 | $ 1,035,000 | $ 172,000 | $ 91,000 |
| Charles County Maryland | 6 | $ 1,254,000 | $ 209,000 | $ 80,000 |
| Jackson County Oregon | 6 | $ 1,060,000 | $ 176,000 | $ 63,000 |
| Franklin County Washington | 6 | $ 990,000 | $ 165,000 | $ 50,000 |
| Thurston County Washington | 6 | $ 944,000 | $ 157,000 | $ 58,000 |
| Delta County Colorado | 5 | $ 836,000 | $ 167,000 | $ 135,000 |
| Hernando County Florida | 5 | $ 546,000 | $ 109,000 | $ 52,000 |
| Manatee County Florida | 5 | $ 789,000 | $ 157,000 | $ 69,000 |
| Carroll County Maryland | 5 | $ 1,077,000 | $ 215,000 | $ 84,000 |
| Carson City County Nevada | 5 | $ 1,608,000 | $ 321,000 | $ 191,000 |
| Marion County Oregon | 5 | $ 794,000 | $ 158,000 | $ 68,000 |
| Cowlitz County Washington | 5 | $ 754,000 | $ 150,000 | $ 66,000 |
| Skagit County Washington | 5 | $ 1,266,000 | $ 253,000 | $ 100,000 |
| Whatcom County Washington | 5 | $ 825,000 | $ 165,000 | $ 75,000 |
| Colusa County California | 4 | $ 681,000 | $ 170,000 | $ 75,000 |
| Napa County California | 4 | $ 2,133,000 | $ 533,000 | $ 189,000 |
| Eagle County Colorado | 4 | $ 4,839,000 | $ 1,209,000 | $ 402,000 |
| Pueblo County Colorado | 4 | $ 369,000 | $ 92,000 | $ 59,000 |
| Litchfield County Connecticut | 4 | $ 2,105,000 | $ 526,000 | $ 223,000 |
| Windham County Connecticut | 4 | $ 633,000 | $ 158,000 | $ 61,000 |
| Lake County Florida | 4 | $ 515,000 | $ 128,000 | $ 62,000 |
| Canyon County Idaho | 4 | $ 527,000 | $ 131,000 | $ 63,000 |
| Calvert County Maryland | 4 | $ 937,000 | $ 234,000 | $ 99,000 |
| Cecil County Maryland | 4 | $ 832,000 | $ 208,000 | $ 92,000 |
| Harford County Maryland | 4 | $ 1,000,000 | $ 250,000 | $ 107,000 |
| Coos County Oregon | 4 | $ 677,000 | $ 169,000 | $ 75,000 |
| Josephine County Oregon | 4 | $ 1,184,000 | $ 296,000 | $ 115,000 |
| Polk County Oregon | 4 | $ 642,000 | $ 160,000 | $ 70,000 |
| Utah County Utah | 4 | $ 4,971,000 | $ 1,242,000 | $ 612,000 |
| Benton County Washington | 4 | $ 526,000 | $ 131,000 | $ 67,000 |
| Gila County Arizona | 3 | $ 398,000 | $ 132,000 | $ 76,000 |
| Del Norte County California | 3 | $ 677,000 | $ 225,000 | $ 93,000 |
| Lassen County California | 3 | $ 524,000 | $ 174,000 | $ 64,000 |
| Douglas County Colorado | 3 | $ 1,582,000 | $ 527,000 | $ 264,000 |
| La Plata County Colorado | 3 | $ 826,000 | $ 275,000 | $ 83,000 |
| Larimer County Colorado | 3 | $ 853,000 | $ 284,000 | $ 160,000 |
| Clay County Florida | 3 | $ 2,229,000 | $ 743,000 | $ 190,000 |
| Leon County Florida | 3 | $ 527,000 | $ 175,000 | $ 91,000 |
| Osceola County Florida | 3 | $ 727,000 | $ 242,000 | $ 81,000 |
| Kootenai County Idaho | 3 | $ 374,000 | $ 124,000 | $ 53,000 |
| Caroline County Maryland | 3 | $ 449,000 | $ 149,000 | $ 65,000 |
| Queen Anne's County Maryland | 3 | $ 825,000 | $ 275,000 | $ 110,000 |
| St. Mary's County Maryland | 3 | $ 703,000 | $ 234,000 | $ 108,000 |
| Wicomico County Maryland | 3 | $ 334,000 | $ 111,000 | $ 45,000 |
| Taos County New Mexico | 3 | $ 895,000 | $ 298,000 | $ 121,000 |
| Benton County Oregon | 3 | $ 425,000 | $ 141,000 | $ 69,000 |
| Clatsop County Oregon | 3 | $ 382,000 | $ 127,000 | $ 59,000 |
| Curry County Oregon | 3 | $ 3,750,000 | $ 1,250,000 | $ 589,000 |
| Lincoln County Oregon | 3 | $ 787,000 | $ 262,000 | $ 332,000 |
| Davis County Utah | 3 | $ 608,000 | $ 202,000 | $ 78,000 |
| Coconino County Arizona | 2 | $ 823,000 | $ 411,000 | $ 132,000 |
| Navajo County Arizona | 2 | $ 207,000 | $ 103,000 | $ 51,000 |
| Adams County Colorado | 2 | $ 1,649,000 | $ 824,000 | $ 233,000 |
| Archuleta County Colorado | 2 | $ 864,000 | $ 432,000 | $ 180,000 |
| Teller County Colorado | 2 | $ 205,000 | $ 102,000 | $ 36,000 |
| Weld County Colorado | 2 | $ 208,000 | $ 104,000 | $ 47,000 |
| New London County Connecticut | 2 | $ 486,000 | $ 243,000 | $ 123,000 |
| Charlotte County Florida | 2 | $ 395,000 | $ 197,000 | $ 54,000 |
| Citrus County Florida | 2 | $ 376,000 | $ 188,000 | $ 100,000 |
| DeSoto County Florida | 2 | $ 257,000 | $ 128,000 | $ 54,000 |
| Indian River County Florida | 2 | $ 266,000 | $ 133,000 | $ 54,000 |
| Okaloosa County Florida | 2 | $ 1,001,000 | $ 500,000 | $ 210,000 |
| St. Johns County Florida | 2 | $ 436,000 | $ 218,000 | $ 89,000 |
| Valley County Idaho | 2 | $ 610,000 | $ 305,000 | $ 94,000 |
| Churchill County Nevada | 2 | $ 304,000 | $ 152,000 | $ 131,000 |
| Douglas County Nevada | 2 | $ 1,215,000 | $ 607,000 | $ 297,000 |
| Dona Ana County New Mexico | 2 | $ 222,000 | $ 111,000 | $ 63,000 |
| Sandoval County New Mexico | 2 | $ 384,000 | $ 192,000 | $ 110,000 |
| Santa Fe County New Mexico | 2 | $ 539,000 | $ 269,000 | $ 133,000 |
| Columbia County Oregon | 2 | $ 557,000 | $ 278,000 | $ 94,000 |
| Weber County Utah | 2 | $ 299,000 | $ 149,000 | $ 81,000 |
| Jefferson County Washington | 2 | $ 311,000 | $ 155,000 | $ 63,000 |
| Kitsap County Washington | 2 | $ 299,000 | $ 149,000 | $ 83,000 |
| Mason County Washington | 2 | $ 350,000 | $ 175,000 | $ 80,000 |
| Pacific County Washington | 2 | $ 190,000 | $ 95,000 | $ 82,000 |
| Stevens County Washington | 2 | $ 230,000 | $ 115,000 | $ 74,000 |
| Cochise County Arizona | 1 | $ 106,000 | $ 106,000 | $ 78,000 |
| La Paz County Arizona | 1 | $ 111,000 | $ 111,000 | $ 68,000 |
| Inyo County California | 1 | $ 228,000 | $ 228,000 | $ 62,000 |
| Modoc County California | 1 | $ 80,000 | $ 80,000 | $ 57,000 |
| Trinity County California | 1 | $ 210,000 | $ 210,000 | $ 74,000 |
| Broomfield County Colorado | 1 | $ 224,000 | $ 224,000 | $ 66,000 |
| Clear Creek County Colorado | 1 | $ 102,000 | $ 102,000 | $ 58,000 |
| Grand County Colorado | 1 | $ 412,000 | $ 412,000 | $ 246,000 |
| Hinsdale County Colorado | 1 | $ 910,000 | $ 910,000 | $ 269,000 |
| Montrose County Colorado | 1 | $ 51,000 | $ 51,000 | $ 42,000 |
| Alachua County Florida | 1 | $ 235,000 | $ 235,000 | $ 72,000 |
| Bay County Florida | 1 | $ 150,000 | $ 150,000 | $ 120,000 |
| Escambia County Florida | 1 | $ 154,000 | $ 154,000 | $ 48,000 |
| Flagler County Florida | 1 | $ 175,000 | $ 175,000 | $ 71,000 |
| Gadsden County Florida | 1 | $ 84,000 | $ 84,000 | $ 41,000 |
| Hardee County Florida | 1 | $ 133,000 | $ 133,000 | $ 124,000 |
| Highlands County Florida | 1 | $ 84,000 | $ 84,000 | $ 43,000 |
| Martin County Florida | 1 | $ 424,000 | $ 424,000 | $ 156,000 |
| Okeechobee County Florida | 1 | $ 151,000 | $ 151,000 | $ 48,000 |
| Putnam County Florida | 1 | $ 99,000 | $ 99,000 | $ 37,000 |
| Hawaii County Hawaii | 1 | $ 261,000 | $ 261,000 | $ 153,000 |
| Kauai County Hawaii | 1 | $ 429,000 | $ 429,000 | $ 117,000 |
| Payette County Idaho | 1 | $ 224,000 | $ 224,000 | $ 87,000 |
| Shoshone County Idaho | 1 | $ 133,000 | $ 133,000 | $ 112,000 |
| Twin Falls County Idaho | 1 | $ 74,000 | $ 74,000 | $ 36,000 |
| Kosciusko County Indiana | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Talbot County Maryland | 1 | $ 2,558,000 | $ 2,558,000 | $ 704,000 |
| Washington County Maryland | 1 | $ 140,000 | $ 140,000 | $ 80,000 |
| Middlesex County Massachusetts | 1 | $ 431,000 | $ 431,000 | $ 0 |
| Cass County Minnesota | 1 | $ 218,000 | $ 218,000 | $ 486,000 |
| Humboldt County Nevada | 1 | $ 119,000 | $ 119,000 | $ 73,000 |
| Lander County Nevada | 1 | $ 117,000 | $ 117,000 | $ 159,000 |
| Lyon County Nevada | 1 | $ 198,000 | $ 198,000 | $ 67,000 |
| Mineral County Nevada | 1 | $ 107,000 | $ 107,000 | $ 30,000 |
| Monmouth County New Jersey | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Colfax County New Mexico | 1 | $ 90,000 | $ 90,000 | $ 67,000 |
| Curry County New Mexico | 1 | $ 114,000 | $ 114,000 | $ 50,000 |
| Grant County New Mexico | 1 | $ 211,000 | $ 211,000 | $ 108,000 |
| Lincoln County New Mexico | 1 | $ 112,000 | $ 112,000 | $ 90,000 |
| McKinley County New Mexico | 1 | $ 208,000 | $ 208,000 | $ 84,000 |
| Otero County New Mexico | 1 | $ 142,000 | $ 142,000 | $ 50,000 |
| Rio Arriba County New Mexico | 1 | $ 215,000 | $ 215,000 | $ 84,000 |
| Valencia County New Mexico | 1 | $ 120,000 | $ 120,000 | $ 43,000 |
| New York County New York | 1 | $ 1,700,000 | $ 1,700,000 | $ 0 |
| Westchester County New York | 1 | $ 328,000 | $ 328,000 | $ 0 |
| Cuyahoga County Ohio | 1 | $ 117,000 | $ 117,000 | $ 93,000 |
| Ottawa County Ohio | 1 | $ 94,000 | $ 94,000 | $ 54,000 |
| Portage County Ohio | 1 | $ 109,000 | $ 109,000 | $ 70,000 |
| Summit County Ohio | 1 | $ 285,000 | $ 285,000 | $ 106,000 |
| Baker County Oregon | 1 | $ 90,000 | $ 90,000 | $ 32,000 |
| Douglas County Oregon | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Hood River County Oregon | 1 | $ 358,000 | $ 358,000 | $ 156,000 |
| Linn County Oregon | 1 | $ 119,000 | $ 119,000 | $ 48,000 |
| Yamhill County Oregon | 1 | $ 387,000 | $ 387,000 | $ 126,000 |
| York County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 68,000 |
| Fayette County Tennessee | 1 | $ 720,000 | $ 720,000 | $ 0 |
| Cache County Utah | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Iron County Utah | 1 | $ 150,000 | $ 150,000 | $ 54,000 |
| Tooele County Utah | 1 | $ 146,000 | $ 146,000 | $ 60,000 |
| King William County Virginia | 1 | $ 103,000 | $ 103,000 | $ 33,000 |
| Portsmouth County Virginia | 1 | $ 127,000 | $ 127,000 | $ 128,000 |
| Grays Harbor County Washington | 1 | $ 100,000 | $ 100,000 | $ 41,000 |
| Island County Washington | 1 | $ 374,000 | $ 374,000 | $ 144,000 |
| Kittitas County Washington | 1 | $ 120,000 | $ 120,000 | $ 283,000 |
| Lewis County Washington | 1 | $ 115,000 | $ 115,000 | $ 36,000 |
| Lincoln County Washington | 1 | $ 50,000 | $ 50,000 | $ 28,000 |
| Yakima County Washington | 1 | $ 56,000 | $ 56,000 | $ 53,000 |
Mortgage Loan Application Detail Totals for Quality Home Loans in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 7,262 | $2,089,612,000 | $287,000 | $7,000,000 | $113,000 | $3,600,000 |
| Home Purchase | 10 | $2,846,000 | $284,000 | $748,000 | $97,000 | $288,000 |
| Home Improvement | 1 | $128,000 | $128,000 | $128,000 | $54,000 | $54,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 2,333 | $701,681,000 | $300,000 | $4,420,000 | $110,000 | $2,160,000 |
| White | 1,985 | $632,959,000 | $318,000 | $7,000,000 | $132,000 | $3,600,000 |
| Hispanic | 1,739 | $400,807,000 | $230,000 | $1,978,000 | $89,000 | $859,000 |
| Black or African American | 997 | $278,849,000 | $279,000 | $3,300,000 | $115,000 | $3,000,000 |
| Asian | 130 | $54,450,000 | $418,000 | $2,470,000 | $180,000 | $1,334,000 |
| Native Hawaiian or Other Pacific Islander | 59 | $16,882,000 | $286,000 | $1,300,000 | $110,000 | $300,000 |
| American Indian or Alaskan Native | 30 | $6,958,000 | $231,000 | $805,000 | $94,000 | $300,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,273 | $2,092,586,000 | $287,000 | $7,000,000 | $113,000 | $3,600,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,735 | $632,105,000 | $231,000 | $1,528,000 | $89,000 | $750,000 |
| Application Withdrawn By Applicant | 2,372 | $707,733,000 | $298,000 | $4,340,000 | $116,000 | $3,600,000 |
| Application Denied By Financial Institution | 2,089 | $728,125,000 | $348,000 | $7,000,000 | $143,000 | $3,000,000 |
| File Closed For Incompleteness | 55 | $18,311,000 | $332,000 | $2,744,000 | $96,000 | $996,000 |
| Application Approved But Not Accepted | 21 | $5,857,000 | $278,000 | $845,000 | $96,000 | $198,000 |
| Loan Purchased By The Institution | 1 | $455,000 | $455,000 | $455,000 | $144,000 | $144,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 1,449 | $505,943,000 | $349,000 | $5,390,000 | $139,000 | $2,386,000 |
| Other | 223 | $77,710,000 | $348,000 | $2,282,000 | $155,000 | $1,477,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 49 | $15,867,000 | $323,000 | $1,120,000 | $122,000 | $600,000 |
| Credit History | 18 | $5,795,000 | $321,000 | $1,700,000 | $111,000 | $496,000 |
| Unverifiable Information | 7 | $2,754,000 | $393,000 | $943,000 | $135,000 | $252,000 |
| Debt-To-Income Ratio | 6 | $1,813,000 | $302,000 | $533,000 | $76,000 | $114,000 |
| Credit Application Incomplete | 6 | $1,650,000 | $275,000 | $393,000 | $89,000 | $148,000 |
| Mortgage Insurance Denied | 1 | $130,000 | $130,000 | $130,000 | $96,000 | $96,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Quality Home Loans's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Quality Home Loans's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.