Quontic Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Quontic Bank 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Quontic Bank 31-05 Broadway New York, NY 11106 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 747 |
| Total Mortgage Loan Application Amount | $340,395,000 |
| Average Mortgage Loan Application Amount | $465,000 |
| Highest Mortgage Loan Application Amount | $4,525,000 |
| Average Applicant Income | $166,333 |
| Highest Applicant Income | $1,337,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Quontic Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Quontic Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Quontic Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Quontic Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Quontic Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Quontic Bank's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Queens County New York | 177 | $ 93,265,000 | $ 526,000 | $ 147,000 |
| Nassau County New York | 96 | $ 46,240,000 | $ 481,000 | $ 203,000 |
| Miami-Dade County Florida | 58 | $ 20,150,000 | $ 347,000 | $ 158,000 |
| Suffolk County New York | 53 | $ 21,195,000 | $ 399,000 | $ 184,000 |
| Bronx County New York | 51 | $ 25,855,000 | $ 506,000 | $ 88,000 |
| Kings County New York | 49 | $ 34,625,000 | $ 706,000 | $ 158,000 |
| New York County New York | 20 | $ 19,350,000 | $ 967,000 | $ 340,000 |
| Norfolk County Massachusetts | 17 | $ 7,525,000 | $ 442,000 | $ 207,000 |
| Middlesex County Massachusetts | 10 | $ 4,160,000 | $ 416,000 | $ 111,000 |
| Westchester County New York | 10 | $ 4,420,000 | $ 442,000 | $ 144,000 |
| Broward County Florida | 9 | $ 1,925,000 | $ 213,000 | $ 202,000 |
| Richmond County New York | 9 | $ 3,095,000 | $ 343,000 | $ 74,000 |
| Bristol County Massachusetts | 8 | $ 2,420,000 | $ 302,000 | $ 82,000 |
| Plymouth County Massachusetts | 8 | $ 2,540,000 | $ 317,000 | $ 74,000 |
| Bergen County New Jersey | 7 | $ 3,845,000 | $ 549,000 | $ 195,000 |
| Gwinnett County Georgia | 6 | $ 1,350,000 | $ 225,000 | $ 115,000 |
| Suffolk County Massachusetts | 6 | $ 3,180,000 | $ 530,000 | $ 115,000 |
| Middlesex County New Jersey | 5 | $ 1,285,000 | $ 257,000 | $ 95,000 |
| Palm Beach County Florida | 4 | $ 3,480,000 | $ 870,000 | $ 703,000 |
| Essex County Massachusetts | 4 | $ 1,830,000 | $ 457,000 | $ 133,000 |
| Clark County Nevada | 4 | $ 810,000 | $ 202,000 | $ 120,000 |
| Hudson County New Jersey | 4 | $ 1,360,000 | $ 340,000 | $ 66,000 |
| Williamson County Texas | 4 | $ 890,000 | $ 222,000 | $ 103,000 |
| Los Angeles County California | 3 | $ 1,785,000 | $ 595,000 | $ 276,000 |
| Fairfield County Connecticut | 3 | $ 1,335,000 | $ 445,000 | $ 222,000 |
| Orange County Florida | 3 | $ 1,415,000 | $ 471,000 | $ 61,000 |
| Oakland County Michigan | 3 | $ 835,000 | $ 278,000 | $ 86,000 |
| Essex County New Jersey | 3 | $ 715,000 | $ 238,000 | $ 98,000 |
| Monmouth County New Jersey | 3 | $ 1,805,000 | $ 601,000 | $ 239,000 |
| Rockland County New York | 3 | $ 2,775,000 | $ 925,000 | $ 326,000 |
| Dallas County Texas | 3 | $ 545,000 | $ 181,000 | $ 105,000 |
| Harris County Texas | 3 | $ 405,000 | $ 135,000 | $ 65,000 |
| Tarrant County Texas | 3 | $ 685,000 | $ 228,000 | $ 146,000 |
| San Bernardino County California | 2 | $ 510,000 | $ 255,000 | $ 90,000 |
| New Castle County Delaware | 2 | $ 630,000 | $ 315,000 | $ 72,000 |
| Lee County Florida | 2 | $ 270,000 | $ 135,000 | $ 60,000 |
| Clayton County Georgia | 2 | $ 980,000 | $ 490,000 | $ 0 |
| Mercer County New Jersey | 2 | $ 770,000 | $ 385,000 | $ 166,000 |
| Morris County New Jersey | 2 | $ 570,000 | $ 285,000 | $ 164,000 |
| Ocean County New Jersey | 2 | $ 530,000 | $ 265,000 | $ 177,000 |
| Sussex County New Jersey | 2 | $ 440,000 | $ 220,000 | $ 63,000 |
| Union County New Jersey | 2 | $ 440,000 | $ 220,000 | $ 76,000 |
| Berks County Pennsylvania | 2 | $ 500,000 | $ 250,000 | $ 110,000 |
| Monroe County Pennsylvania | 2 | $ 330,000 | $ 165,000 | $ 47,000 |
| Montgomery County Pennsylvania | 2 | $ 430,000 | $ 215,000 | $ 66,000 |
| Pike County Pennsylvania | 2 | $ 260,000 | $ 130,000 | $ 162,000 |
| Beaufort County South Carolina | 2 | $ 420,000 | $ 210,000 | $ 78,000 |
| Horry County South Carolina | 2 | $ 300,000 | $ 150,000 | $ 38,000 |
| Spotsylvania County Virginia | 2 | $ 420,000 | $ 210,000 | $ 71,000 |
| Virginia Beach County Virginia | 2 | $ 340,000 | $ 170,000 | $ 62,000 |
| Yavapai County Arizona | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Contra Costa County California | 1 | $ 315,000 | $ 315,000 | $ 0 |
| El Dorado County California | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Riverside County California | 1 | $ 165,000 | $ 165,000 | $ 44,000 |
| San Mateo County California | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Mesa County Colorado | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Hartford County Connecticut | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Litchfield County Connecticut | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Middlesex County Connecticut | 1 | $ 115,000 | $ 115,000 | $ 0 |
| New London County Connecticut | 1 | $ 185,000 | $ 185,000 | $ 53,000 |
| Duval County Florida | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| Hernando County Florida | 1 | $ 195,000 | $ 195,000 | $ 72,000 |
| Hillsborough County Florida | 1 | $ 105,000 | $ 105,000 | $ 19,000 |
| Lake County Florida | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Monroe County Florida | 1 | $ 485,000 | $ 485,000 | $ 122,000 |
| Pasco County Florida | 1 | $ 215,000 | $ 215,000 | $ 53,000 |
| Sarasota County Florida | 1 | $ 265,000 | $ 265,000 | $ 86,000 |
| St. Lucie County Florida | 1 | $ 195,000 | $ 195,000 | $ 53,000 |
| Coffee County Georgia | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Fayette County Georgia | 1 | $ 455,000 | $ 455,000 | $ 227,000 |
| Henry County Georgia | 1 | $ 175,000 | $ 175,000 | $ 148,000 |
| Lake County Illinois | 1 | $ 195,000 | $ 195,000 | $ 51,000 |
| Scott County Iowa | 1 | $ 195,000 | $ 195,000 | $ 86,000 |
| Montgomery County Maryland | 1 | $ 485,000 | $ 485,000 | $ 138,000 |
| Barnstable County Massachusetts | 1 | $ 385,000 | $ 385,000 | $ 149,000 |
| Dukes County Massachusetts | 1 | $ 1,245,000 | $ 1,245,000 | $ 0 |
| Grand Traverse County Michigan | 1 | $ 195,000 | $ 195,000 | $ 42,000 |
| Macomb County Michigan | 1 | $ 215,000 | $ 215,000 | $ 46,000 |
| Washtenaw County Michigan | 1 | $ 295,000 | $ 295,000 | $ 71,000 |
| Stearns County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 82,000 |
| Atlantic County New Jersey | 1 | $ 1,015,000 | $ 1,015,000 | $ 231,000 |
| Camden County New Jersey | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Gloucester County New Jersey | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| Passaic County New Jersey | 1 | $ 285,000 | $ 285,000 | $ 90,000 |
| Somerset County New Jersey | 1 | $ 385,000 | $ 385,000 | $ 244,000 |
| Albany County New York | 1 | $ 165,000 | $ 165,000 | $ 92,000 |
| Dutchess County New York | 1 | $ 165,000 | $ 165,000 | $ 47,000 |
| Erie County New York | 1 | $ 155,000 | $ 155,000 | $ 44,000 |
| Herkimer County New York | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Monroe County New York | 1 | $ 205,000 | $ 205,000 | $ 260,000 |
| Orange County New York | 1 | $ 255,000 | $ 255,000 | $ 60,000 |
| Cuyahoga County Ohio | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
| Montgomery County Ohio | 1 | $ 155,000 | $ 155,000 | $ 64,000 |
| Klamath County Oregon | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Carbon County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 227,000 |
| Chester County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Delaware County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 150,000 |
| Northampton County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 89,000 |
| Philadelphia County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 15,000 |
| Providence County Rhode Island | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
| Berkeley County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 54,000 |
| Lexington County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Rutherford County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 113,000 |
| Gregg County Texas | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Liberty County Texas | 1 | $ 135,000 | $ 135,000 | $ 0 |
| San Patricio County Texas | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| Travis County Texas | 1 | $ 165,000 | $ 165,000 | $ 298,000 |
| Chesterfield County Virginia | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Norfolk County Virginia | 1 | $ 115,000 | $ 115,000 | $ 35,000 |
| Orange County Virginia | 1 | $ 185,000 | $ 185,000 | $ 55,000 |
| Stafford County Virginia | 1 | $ 195,000 | $ 195,000 | $ 51,000 |
| Pierce County Washington | 1 | $ 305,000 | $ 305,000 | $ 134,000 |
| Kanawha County West Virginia | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Raleigh County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 0 |
Mortgage Loan Application Detail Totals for Quontic Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 535 | $231,115,000 | $431,000 | $2,245,000 | $147,000 | $1,202,000 |
| Cash-out Refinancing | 144 | $82,650,000 | $573,000 | $4,525,000 | $195,000 | $1,337,000 |
| Refinancing | 68 | $26,630,000 | $391,000 | $1,495,000 | $157,000 | $929,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 258 | $114,180,000 | $442,000 | $2,245,000 | $134,000 | $1,202,000 |
| White | 230 | $104,850,000 | $455,000 | $2,175,000 | $212,000 | $1,337,000 |
| Hispanic | 125 | $46,805,000 | $374,000 | $1,345,000 | $130,000 | $1,053,000 |
| Not applicable | 69 | $48,015,000 | $695,000 | $4,525,000 | $0 | $0 |
| Black or African American | 57 | $23,645,000 | $414,000 | $2,105,000 | $107,000 | $481,000 |
| Not Provided | 7 | $2,645,000 | $377,000 | $1,505,000 | $121,000 | $243,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 621 | $298,405,000 | $480,000 | $4,525,000 | $167,000 | $1,337,000 |
| FHA-insured (Federal Housing Administration) | 118 | $39,700,000 | $336,000 | $835,000 | $89,000 | $171,000 |
| VA-guaranteed (Veterans Administration) | 6 | $1,870,000 | $311,000 | $495,000 | $85,000 | $148,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $420,000 | $210,000 | $235,000 | $69,000 | $98,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 611 | $284,545,000 | $465,000 | $4,525,000 | $161,000 | $1,337,000 |
| File Closed For Incompleteness | 57 | $23,385,000 | $410,000 | $1,005,000 | $137,000 | $600,000 |
| Application Denied By Financial Institution | 40 | $17,580,000 | $439,000 | $2,105,000 | $123,000 | $481,000 |
| Application Withdrawn By Applicant | 21 | $7,285,000 | $346,000 | $1,505,000 | $123,000 | $243,000 |
| Application Approved But Not Accepted | 18 | $7,600,000 | $422,000 | $835,000 | $137,000 | $388,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 707 | $322,815,000 | $456,000 | $4,525,000 | $158,000 | $1,337,000 |
| Debt-To-Income Ratio | 18 | $8,170,000 | $453,000 | $2,105,000 | $111,000 | $481,000 |
| Collateral | 6 | $3,390,000 | $565,000 | $1,205,000 | $222,000 | $439,000 |
| Unverifiable Information | 6 | $2,230,000 | $371,000 | $635,000 | $100,000 | $146,000 |
| Credit History | 3 | $1,375,000 | $458,000 | $875,000 | $166,000 | $355,000 |
| Other | 3 | $475,000 | $158,000 | $195,000 | $47,000 | $72,000 |
| Credit Application Incomplete | 2 | $1,210,000 | $605,000 | $665,000 | $93,000 | $93,000 |
| Employment History | 1 | $425,000 | $425,000 | $425,000 | $166,000 | $166,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $305,000 | $305,000 | $305,000 | $68,000 | $68,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Quontic Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Quontic Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.