R.H. Lending, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
R.H. Lending, Inc. 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | R.H. Lending, Inc. 6209 Colleyville Blvd. Colleyville, TX 76034 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 496 |
| Total Mortgage Loan Application Amount | $53,798,000 |
| Average Mortgage Loan Application Amount | $110,500 |
| Highest Mortgage Loan Application Amount | $275,000 |
| Average Applicant Income | $32,000 |
| Highest Applicant Income | $134,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with R.H. Lending, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing R.H. Lending, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down R.H. Lending, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how R.H. Lending, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by R.H. Lending, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at R.H. Lending, Inc.'s mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Tarrant County Texas | 28 | $ 2,485,000 | $ 88,000 | $ 37,000 |
| Hunt County Texas | 14 | $ 1,544,000 | $ 110,000 | $ 49,000 |
| Johnson County Texas | 12 | $ 1,223,000 | $ 101,000 | $ 49,000 |
| Randall County Texas | 12 | $ 1,226,000 | $ 102,000 | $ 43,000 |
| Mobile County Alabama | 10 | $ 876,000 | $ 87,000 | $ 41,000 |
| Kaufman County Texas | 10 | $ 1,051,000 | $ 105,000 | $ 50,000 |
| Potter County Texas | 10 | $ 1,056,000 | $ 105,000 | $ 39,000 |
| Lexington County South Carolina | 9 | $ 769,000 | $ 85,000 | $ 30,000 |
| Parker County Texas | 8 | $ 885,000 | $ 110,000 | $ 43,000 |
| Harrison County Texas | 7 | $ 749,000 | $ 107,000 | $ 41,000 |
| Van Zandt County Texas | 7 | $ 766,000 | $ 109,000 | $ 47,000 |
| Laurens County Georgia | 6 | $ 569,000 | $ 94,000 | $ 33,000 |
| Liberty County Georgia | 6 | $ 671,000 | $ 111,000 | $ 56,000 |
| Caddo County Louisiana | 5 | $ 551,000 | $ 110,000 | $ 46,000 |
| Liberty County Texas | 5 | $ 588,000 | $ 117,000 | $ 72,000 |
| Rusk County Texas | 5 | $ 546,000 | $ 109,000 | $ 35,000 |
| Wise County Texas | 5 | $ 471,000 | $ 94,000 | $ 76,000 |
| Union County Arkansas | 4 | $ 466,000 | $ 116,000 | $ 40,000 |
| Long County Georgia | 4 | $ 445,000 | $ 111,000 | $ 48,000 |
| Lafayette County Louisiana | 4 | $ 489,000 | $ 122,000 | $ 47,000 |
| Bexar County Texas | 4 | $ 459,000 | $ 114,000 | $ 55,000 |
| Bowie County Texas | 4 | $ 401,000 | $ 100,000 | $ 34,000 |
| Collin County Texas | 4 | $ 429,000 | $ 107,000 | $ 29,000 |
| Ellis County Texas | 4 | $ 435,000 | $ 108,000 | $ 44,000 |
| Harris County Texas | 4 | $ 420,000 | $ 105,000 | $ 32,000 |
| Hill County Texas | 4 | $ 455,000 | $ 113,000 | $ 65,000 |
| Hood County Texas | 4 | $ 427,000 | $ 106,000 | $ 28,000 |
| Montgomery County Texas | 4 | $ 434,000 | $ 108,000 | $ 48,000 |
| Smith County Texas | 4 | $ 386,000 | $ 96,000 | $ 51,000 |
| Taylor County Texas | 4 | $ 350,000 | $ 87,000 | $ 39,000 |
| Walker County Texas | 4 | $ 539,000 | $ 134,000 | $ 24,000 |
| Saline County Arkansas | 3 | $ 301,000 | $ 100,000 | $ 26,000 |
| Wayne County Georgia | 3 | $ 312,000 | $ 104,000 | $ 68,000 |
| Ascension County Louisiana | 3 | $ 386,000 | $ 128,000 | $ 17,000 |
| Evangeline County Louisiana | 3 | $ 254,000 | $ 84,000 | $ 38,000 |
| Iberia County Louisiana | 3 | $ 358,000 | $ 119,000 | $ 40,000 |
| Lauderdale County Mississippi | 3 | $ 255,000 | $ 85,000 | $ 31,000 |
| Osage County Oklahoma | 3 | $ 250,000 | $ 83,000 | $ 32,000 |
| Aiken County South Carolina | 3 | $ 380,000 | $ 126,000 | $ 42,000 |
| Laurens County South Carolina | 3 | $ 271,000 | $ 90,000 | $ 39,000 |
| Brazoria County Texas | 3 | $ 400,000 | $ 133,000 | $ 50,000 |
| Cooke County Texas | 3 | $ 406,000 | $ 135,000 | $ 82,000 |
| Dallas County Texas | 3 | $ 400,000 | $ 133,000 | $ 49,000 |
| Gray County Texas | 3 | $ 245,000 | $ 81,000 | $ 45,000 |
| Henderson County Texas | 3 | $ 304,000 | $ 101,000 | $ 38,000 |
| Limestone County Texas | 3 | $ 313,000 | $ 104,000 | $ 44,000 |
| Midland County Texas | 3 | $ 569,000 | $ 189,000 | $ 77,000 |
| Navarro County Texas | 3 | $ 232,000 | $ 77,000 | $ 46,000 |
| Panola County Texas | 3 | $ 367,000 | $ 122,000 | $ 27,000 |
| San Jacinto County Texas | 3 | $ 313,000 | $ 104,000 | $ 28,000 |
| Victoria County Texas | 3 | $ 342,000 | $ 114,000 | $ 33,000 |
| Lincoln County West Virginia | 3 | $ 334,000 | $ 111,000 | $ 51,000 |
| Butler County Alabama | 2 | $ 262,000 | $ 131,000 | $ 57,000 |
| Leon County Florida | 2 | $ 288,000 | $ 144,000 | $ 58,000 |
| Bleckley County Georgia | 2 | $ 211,000 | $ 105,000 | $ 50,000 |
| Effingham County Georgia | 2 | $ 233,000 | $ 116,000 | $ 58,000 |
| Grady County Georgia | 2 | $ 185,000 | $ 92,000 | $ 39,000 |
| Jones County Georgia | 2 | $ 160,000 | $ 80,000 | $ 37,000 |
| McIntosh County Georgia | 2 | $ 178,000 | $ 89,000 | $ 52,000 |
| Tattnall County Georgia | 2 | $ 200,000 | $ 100,000 | $ 46,000 |
| Twiggs County Georgia | 2 | $ 167,000 | $ 83,000 | $ 40,000 |
| Barren County Kentucky | 2 | $ 216,000 | $ 108,000 | $ 42,000 |
| Bossier County Louisiana | 2 | $ 224,000 | $ 112,000 | $ 75,000 |
| Lincoln County Louisiana | 2 | $ 275,000 | $ 137,000 | $ 44,000 |
| Ouachita County Louisiana | 2 | $ 238,000 | $ 119,000 | $ 0 |
| St. Landry County Louisiana | 2 | $ 198,000 | $ 99,000 | $ 12,000 |
| St. Martin County Louisiana | 2 | $ 243,000 | $ 121,000 | $ 60,000 |
| Copiah County Mississippi | 2 | $ 178,000 | $ 89,000 | $ 49,000 |
| Lee County Mississippi | 2 | $ 182,000 | $ 91,000 | $ 34,000 |
| Lincoln County Mississippi | 2 | $ 162,000 | $ 81,000 | $ 40,000 |
| Pike County Mississippi | 2 | $ 219,000 | $ 109,000 | $ 57,000 |
| Cleveland County Oklahoma | 2 | $ 224,000 | $ 112,000 | $ 51,000 |
| Pawnee County Oklahoma | 2 | $ 265,000 | $ 132,000 | $ 52,000 |
| Wagoner County Oklahoma | 2 | $ 259,000 | $ 129,000 | $ 58,000 |
| Cherokee County South Carolina | 2 | $ 223,000 | $ 111,000 | $ 32,000 |
| Dillon County South Carolina | 2 | $ 175,000 | $ 87,000 | $ 43,000 |
| Florence County South Carolina | 2 | $ 335,000 | $ 167,000 | $ 60,000 |
| Greenwood County South Carolina | 2 | $ 212,000 | $ 106,000 | $ 34,000 |
| Union County South Carolina | 2 | $ 157,000 | $ 78,000 | $ 40,000 |
| Sullivan County Tennessee | 2 | $ 215,000 | $ 107,000 | $ 49,000 |
| Atascosa County Texas | 2 | $ 187,000 | $ 93,000 | $ 29,000 |
| Bell County Texas | 2 | $ 260,000 | $ 130,000 | $ 45,000 |
| Cherokee County Texas | 2 | $ 219,000 | $ 109,000 | $ 54,000 |
| Ector County Texas | 2 | $ 258,000 | $ 129,000 | $ 34,000 |
| Jones County Texas | 2 | $ 171,000 | $ 85,000 | $ 22,000 |
| Lubbock County Texas | 2 | $ 289,000 | $ 144,000 | $ 31,000 |
| Palo Pinto County Texas | 2 | $ 174,000 | $ 87,000 | $ 32,000 |
| Wood County Texas | 2 | $ 161,000 | $ 80,000 | $ 42,000 |
| Mingo County West Virginia | 2 | $ 228,000 | $ 114,000 | $ 58,000 |
| Barbour County Alabama | 1 | $ 85,000 | $ 85,000 | $ 25,000 |
| Calhoun County Alabama | 1 | $ 111,000 | $ 111,000 | $ 41,000 |
| Chilton County Alabama | 1 | $ 94,000 | $ 94,000 | $ 34,000 |
| Clay County Alabama | 1 | $ 96,000 | $ 96,000 | $ 24,000 |
| Covington County Alabama | 1 | $ 131,000 | $ 131,000 | $ 58,000 |
| Dallas County Alabama | 1 | $ 117,000 | $ 117,000 | $ 62,000 |
| Henry County Alabama | 1 | $ 79,000 | $ 79,000 | $ 27,000 |
| Houston County Alabama | 1 | $ 86,000 | $ 86,000 | $ 53,000 |
| Jackson County Alabama | 1 | $ 142,000 | $ 142,000 | $ 60,000 |
| Pike County Alabama | 1 | $ 90,000 | $ 90,000 | $ 63,000 |
| Talladega County Alabama | 1 | $ 127,000 | $ 127,000 | $ 68,000 |
| Ashley County Arkansas | 1 | $ 104,000 | $ 104,000 | $ 64,000 |
| Faulkner County Arkansas | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Lonoke County Arkansas | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Miller County Arkansas | 1 | $ 116,000 | $ 116,000 | $ 51,000 |
| Washington County Arkansas | 1 | $ 102,000 | $ 102,000 | $ 44,000 |
| Bay County Florida | 1 | $ 189,000 | $ 189,000 | $ 58,000 |
| Holmes County Florida | 1 | $ 102,000 | $ 102,000 | $ 43,000 |
| Manatee County Florida | 1 | $ 206,000 | $ 206,000 | $ 84,000 |
| Wakulla County Florida | 1 | $ 120,000 | $ 120,000 | $ 45,000 |
| Appling County Georgia | 1 | $ 85,000 | $ 85,000 | $ 38,000 |
| Berrien County Georgia | 1 | $ 127,000 | $ 127,000 | $ 40,000 |
| Brantley County Georgia | 1 | $ 116,000 | $ 116,000 | $ 79,000 |
| Bulloch County Georgia | 1 | $ 117,000 | $ 117,000 | $ 45,000 |
| Chatham County Georgia | 1 | $ 117,000 | $ 117,000 | $ 33,000 |
| Clayton County Georgia | 1 | $ 88,000 | $ 88,000 | $ 32,000 |
| Columbia County Georgia | 1 | $ 137,000 | $ 137,000 | $ 61,000 |
| Dodge County Georgia | 1 | $ 95,000 | $ 95,000 | $ 46,000 |
| Emanuel County Georgia | 1 | $ 130,000 | $ 130,000 | $ 53,000 |
| Glynn County Georgia | 1 | $ 87,000 | $ 87,000 | $ 23,000 |
| Miller County Georgia | 1 | $ 113,000 | $ 113,000 | $ 46,000 |
| Polk County Georgia | 1 | $ 98,000 | $ 98,000 | $ 24,000 |
| Screven County Georgia | 1 | $ 110,000 | $ 110,000 | $ 47,000 |
| Sumter County Georgia | 1 | $ 106,000 | $ 106,000 | $ 37,000 |
| Taylor County Georgia | 1 | $ 94,000 | $ 94,000 | $ 55,000 |
| Tift County Georgia | 1 | $ 119,000 | $ 119,000 | $ 39,000 |
| Toombs County Georgia | 1 | $ 139,000 | $ 139,000 | $ 41,000 |
| Walker County Georgia | 1 | $ 76,000 | $ 76,000 | $ 73,000 |
| Carter County Kentucky | 1 | $ 104,000 | $ 104,000 | $ 50,000 |
| Henry County Kentucky | 1 | $ 168,000 | $ 168,000 | $ 77,000 |
| Hopkins County Kentucky | 1 | $ 93,000 | $ 93,000 | $ 36,000 |
| Letcher County Kentucky | 1 | $ 102,000 | $ 102,000 | $ 69,000 |
| Pendleton County Kentucky | 1 | $ 108,000 | $ 108,000 | $ 37,000 |
| Acadia County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 29,000 |
| Calcasieu County Louisiana | 1 | $ 116,000 | $ 116,000 | $ 107,000 |
| Jackson County Louisiana | 1 | $ 110,000 | $ 110,000 | $ 36,000 |
| Rapides County Louisiana | 1 | $ 102,000 | $ 102,000 | $ 41,000 |
| Richland County Louisiana | 1 | $ 121,000 | $ 121,000 | $ 0 |
| St. Mary County Louisiana | 1 | $ 169,000 | $ 169,000 | $ 52,000 |
| Terrebonne County Louisiana | 1 | $ 173,000 | $ 173,000 | $ 68,000 |
| Webster County Louisiana | 1 | $ 153,000 | $ 153,000 | $ 45,000 |
| Chickasaw County Mississippi | 1 | $ 80,000 | $ 80,000 | $ 28,000 |
| Clarke County Mississippi | 1 | $ 100,000 | $ 100,000 | $ 96,000 |
| Grenada County Mississippi | 1 | $ 79,000 | $ 79,000 | $ 22,000 |
| Harrison County Mississippi | 1 | $ 61,000 | $ 61,000 | $ 22,000 |
| Hinds County Mississippi | 1 | $ 127,000 | $ 127,000 | $ 72,000 |
| Jackson County Mississippi | 1 | $ 91,000 | $ 91,000 | $ 76,000 |
| Lawrence County Mississippi | 1 | $ 102,000 | $ 102,000 | $ 76,000 |
| Lowndes County Mississippi | 1 | $ 101,000 | $ 101,000 | $ 42,000 |
| Marshall County Mississippi | 1 | $ 109,000 | $ 109,000 | $ 67,000 |
| Monroe County Mississippi | 1 | $ 138,000 | $ 138,000 | $ 55,000 |
| Pontotoc County Mississippi | 1 | $ 102,000 | $ 102,000 | $ 60,000 |
| Simpson County Mississippi | 1 | $ 98,000 | $ 98,000 | $ 56,000 |
| Union County Mississippi | 1 | $ 88,000 | $ 88,000 | $ 30,000 |
| Webster County Mississippi | 1 | $ 111,000 | $ 111,000 | $ 56,000 |
| Carter County Oklahoma | 1 | $ 83,000 | $ 83,000 | $ 33,000 |
| Choctaw County Oklahoma | 1 | $ 138,000 | $ 138,000 | $ 81,000 |
| Ellis County Oklahoma | 1 | $ 123,000 | $ 123,000 | $ 50,000 |
| Garvin County Oklahoma | 1 | $ 181,000 | $ 181,000 | $ 80,000 |
| Haskell County Oklahoma | 1 | $ 67,000 | $ 67,000 | $ 38,000 |
| Lincoln County Oklahoma | 1 | $ 123,000 | $ 123,000 | $ 57,000 |
| Okmulgee County Oklahoma | 1 | $ 128,000 | $ 128,000 | $ 50,000 |
| Pottawatomie County Oklahoma | 1 | $ 157,000 | $ 157,000 | $ 44,000 |
| Anderson County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 42,000 |
| Calhoun County South Carolina | 1 | $ 66,000 | $ 66,000 | $ 35,000 |
| Charleston County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 70,000 |
| Georgetown County South Carolina | 1 | $ 96,000 | $ 96,000 | $ 33,000 |
| Marion County South Carolina | 1 | $ 116,000 | $ 116,000 | $ 92,000 |
| Oconee County South Carolina | 1 | $ 67,000 | $ 67,000 | $ 18,000 |
| Orangeburg County South Carolina | 1 | $ 143,000 | $ 143,000 | $ 67,000 |
| Richland County South Carolina | 1 | $ 89,000 | $ 89,000 | $ 37,000 |
| Williamsburg County South Carolina | 1 | $ 107,000 | $ 107,000 | $ 35,000 |
| York County South Carolina | 1 | $ 98,000 | $ 98,000 | $ 29,000 |
| Benton County Tennessee | 1 | $ 118,000 | $ 118,000 | $ 65,000 |
| Bradley County Tennessee | 1 | $ 99,000 | $ 99,000 | $ 80,000 |
| Chester County Tennessee | 1 | $ 87,000 | $ 87,000 | $ 29,000 |
| Fayette County Tennessee | 1 | $ 109,000 | $ 109,000 | $ 62,000 |
| Hawkins County Tennessee | 1 | $ 94,000 | $ 94,000 | $ 60,000 |
| Hickman County Tennessee | 1 | $ 130,000 | $ 130,000 | $ 107,000 |
| Lauderdale County Tennessee | 1 | $ 157,000 | $ 157,000 | $ 73,000 |
| Lincoln County Tennessee | 1 | $ 164,000 | $ 164,000 | $ 52,000 |
| Tipton County Tennessee | 1 | $ 129,000 | $ 129,000 | $ 57,000 |
| Wilson County Tennessee | 1 | $ 151,000 | $ 151,000 | $ 69,000 |
| Anderson County Texas | 1 | $ 76,000 | $ 76,000 | $ 37,000 |
| Andrews County Texas | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Angelina County Texas | 1 | $ 131,000 | $ 131,000 | $ 48,000 |
| Austin County Texas | 1 | $ 187,000 | $ 187,000 | $ 93,000 |
| Bastrop County Texas | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Bee County Texas | 1 | $ 137,000 | $ 137,000 | $ 112,000 |
| Bosque County Texas | 1 | $ 151,000 | $ 151,000 | $ 57,000 |
| Brown County Texas | 1 | $ 83,000 | $ 83,000 | $ 31,000 |
| Calhoun County Texas | 1 | $ 108,000 | $ 108,000 | $ 63,000 |
| Callahan County Texas | 1 | $ 69,000 | $ 69,000 | $ 40,000 |
| Camp County Texas | 1 | $ 129,000 | $ 129,000 | $ 41,000 |
| Carson County Texas | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Colorado County Texas | 1 | $ 260,000 | $ 260,000 | $ 118,000 |
| Comal County Texas | 1 | $ 111,000 | $ 111,000 | $ 56,000 |
| Deaf Smith County Texas | 1 | $ 99,000 | $ 99,000 | $ 40,000 |
| El Paso County Texas | 1 | $ 166,000 | $ 166,000 | $ 69,000 |
| Erath County Texas | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Franklin County Texas | 1 | $ 100,000 | $ 100,000 | $ 45,000 |
| Galveston County Texas | 1 | $ 130,000 | $ 130,000 | $ 79,000 |
| Grayson County Texas | 1 | $ 96,000 | $ 96,000 | $ 31,000 |
| Gregg County Texas | 1 | $ 101,000 | $ 101,000 | $ 35,000 |
| Grimes County Texas | 1 | $ 82,000 | $ 82,000 | $ 42,000 |
| Guadalupe County Texas | 1 | $ 121,000 | $ 121,000 | $ 68,000 |
| Hall County Texas | 1 | $ 82,000 | $ 82,000 | $ 59,000 |
| Hartley County Texas | 1 | $ 83,000 | $ 83,000 | $ 40,000 |
| Hopkins County Texas | 1 | $ 107,000 | $ 107,000 | $ 44,000 |
| Houston County Texas | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Howard County Texas | 1 | $ 187,000 | $ 187,000 | $ 53,000 |
| Jackson County Texas | 1 | $ 129,000 | $ 129,000 | $ 94,000 |
| Jefferson County Texas | 1 | $ 105,000 | $ 105,000 | $ 64,000 |
| Jim Wells County Texas | 1 | $ 164,000 | $ 164,000 | $ 108,000 |
| Kendall County Texas | 1 | $ 102,000 | $ 102,000 | $ 46,000 |
| Kerr County Texas | 1 | $ 132,000 | $ 132,000 | $ 46,000 |
| Lavaca County Texas | 1 | $ 99,000 | $ 99,000 | $ 34,000 |
| Martin County Texas | 1 | $ 193,000 | $ 193,000 | $ 76,000 |
| Newton County Texas | 1 | $ 90,000 | $ 90,000 | $ 32,000 |
| Polk County Texas | 1 | $ 109,000 | $ 109,000 | $ 38,000 |
| Rains County Texas | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Schleicher County Texas | 1 | $ 120,000 | $ 120,000 | $ 46,000 |
| Scurry County Texas | 1 | $ 147,000 | $ 147,000 | $ 64,000 |
| Somervell County Texas | 1 | $ 128,000 | $ 128,000 | $ 54,000 |
| Sterling County Texas | 1 | $ 111,000 | $ 111,000 | $ 51,000 |
| Titus County Texas | 1 | $ 83,000 | $ 83,000 | $ 22,000 |
| Tom Green County Texas | 1 | $ 78,000 | $ 78,000 | $ 21,000 |
| Upshur County Texas | 1 | $ 109,000 | $ 109,000 | $ 40,000 |
| Upton County Texas | 1 | $ 85,000 | $ 85,000 | $ 40,000 |
| Young County Texas | 1 | $ 136,000 | $ 136,000 | $ 49,000 |
| Kanawha County West Virginia | 1 | $ 96,000 | $ 96,000 | $ 27,000 |
| Putnam County West Virginia | 1 | $ 156,000 | $ 156,000 | $ 40,000 |
Mortgage Loan Application Detail Totals for R.H. Lending, Inc. in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 438 | $47,147,000 | $107,000 | $275,000 | $49,000 | $128,000 |
| Refinancing | 58 | $6,651,000 | $114,000 | $179,000 | $15,000 | $134,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 346 | $37,871,000 | $109,000 | $275,000 | $45,000 | $134,000 |
| Black or African American | 85 | $9,062,000 | $106,000 | $206,000 | $43,000 | $110,000 |
| Hispanic | 45 | $4,815,000 | $107,000 | $198,000 | $44,000 | $86,000 |
| Not Provided | 18 | $1,884,000 | $104,000 | $167,000 | $44,000 | $96,000 |
| Asian | 2 | $166,000 | $83,000 | $87,000 | $32,000 | $33,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 494 | $53,549,000 | $108,000 | $275,000 | $45,000 | $134,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2 | $249,000 | $124,000 | $130,000 | $68,000 | $79,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 400 | $43,333,000 | $108,000 | $275,000 | $44,000 | $134,000 |
| File Closed For Incompleteness | 67 | $7,184,000 | $107,000 | $176,000 | $47,000 | $112,000 |
| Application Denied By Financial Institution | 29 | $3,281,000 | $113,000 | $169,000 | $46,000 | $108,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 18 | $1,978,000 | $109,000 | $157,000 | $48,000 | $76,000 |
| Debt-To-Income Ratio | 3 | $435,000 | $145,000 | $169,000 | $67,000 | $108,000 |
| Collateral | 3 | $335,000 | $111,000 | $124,000 | $39,000 | $52,000 |
| Credit Application Incomplete | 2 | $226,000 | $113,000 | $117,000 | $39,000 | $45,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $209,000 | $104,000 | $142,000 | $33,000 | $49,000 |
| Other | 1 | $98,000 | $98,000 | $98,000 | $24,000 | $24,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into R.H. Lending, Inc.'s 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess R.H. Lending, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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