Mortgage Lenders Investment Trading Corporation
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Mortgage Lenders Investment Trading Corporation 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Mortgage Lenders Investment Trading Corporation 500 Winderley Place Suite 300 Oxford, MS 32751 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 7,703 |
| Total Mortgage Loan Application Amount | $1,407,226,000 |
| Average Mortgage Loan Application Amount | $178,000 |
| Highest Mortgage Loan Application Amount | $643,000 |
| Average Applicant Income | $79,666 |
| Highest Applicant Income | $1,167,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Mortgage Lenders Investment Trading Corporation. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Mortgage Lenders Investment Trading Corporation's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Mortgage Lenders Investment Trading Corporation's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Mortgage Lenders Investment Trading Corporation serves its applicants.
Each category highlights the total number of mortgage applications processed by Mortgage Lenders Investment Trading Corporation, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Mortgage Lenders Investment Trading Corporation's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Orange County Florida | 1,541 | $ 312,680,000 | $ 202,000 | $ 86,000 |
| Seminole County Florida | 759 | $ 149,958,000 | $ 197,000 | $ 86,000 |
| Polk County Florida | 715 | $ 109,317,000 | $ 152,000 | $ 66,000 |
| Hillsborough County Florida | 600 | $ 116,324,000 | $ 193,000 | $ 84,000 |
| Volusia County Florida | 596 | $ 94,630,000 | $ 158,000 | $ 70,000 |
| Pinellas County Florida | 476 | $ 87,868,000 | $ 184,000 | $ 83,000 |
| Brevard County Florida | 454 | $ 76,438,000 | $ 168,000 | $ 76,000 |
| Lake County Florida | 448 | $ 80,325,000 | $ 179,000 | $ 75,000 |
| Osceola County Florida | 379 | $ 65,286,000 | $ 172,000 | $ 78,000 |
| Pasco County Florida | 254 | $ 43,495,000 | $ 171,000 | $ 73,000 |
| Duval County Florida | 201 | $ 35,609,000 | $ 177,000 | $ 78,000 |
| Manatee County Florida | 171 | $ 35,972,000 | $ 210,000 | $ 80,000 |
| Sarasota County Florida | 120 | $ 22,766,000 | $ 189,000 | $ 72,000 |
| Marion County Florida | 110 | $ 15,442,000 | $ 140,000 | $ 69,000 |
| St. Johns County Florida | 85 | $ 20,674,000 | $ 243,000 | $ 89,000 |
| Hernando County Florida | 66 | $ 8,861,000 | $ 134,000 | $ 66,000 |
| Palm Beach County Florida | 66 | $ 14,013,000 | $ 212,000 | $ 94,000 |
| Flagler County Florida | 61 | $ 10,479,000 | $ 171,000 | $ 75,000 |
| Clay County Florida | 60 | $ 11,249,000 | $ 187,000 | $ 65,000 |
| Sumter County Florida | 47 | $ 9,078,000 | $ 193,000 | $ 63,000 |
| Tulsa County Oklahoma | 42 | $ 5,632,000 | $ 134,000 | $ 67,000 |
| Charlotte County Florida | 41 | $ 8,206,000 | $ 200,000 | $ 104,000 |
| St. Lucie County Florida | 38 | $ 5,542,000 | $ 145,000 | $ 63,000 |
| Broward County Florida | 35 | $ 8,484,000 | $ 242,000 | $ 104,000 |
| Lee County Florida | 31 | $ 5,341,000 | $ 172,000 | $ 83,000 |
| Nassau County Florida | 25 | $ 5,594,000 | $ 223,000 | $ 79,000 |
| Citrus County Florida | 22 | $ 2,688,000 | $ 122,000 | $ 53,000 |
| Highlands County Florida | 22 | $ 3,001,000 | $ 136,000 | $ 68,000 |
| Santa Rosa County Florida | 20 | $ 4,646,000 | $ 232,000 | $ 63,000 |
| Escambia County Florida | 18 | $ 2,941,000 | $ 163,000 | $ 79,000 |
| Martin County Florida | 18 | $ 4,829,000 | $ 268,000 | $ 116,000 |
| Indian River County Florida | 16 | $ 2,591,000 | $ 161,000 | $ 62,000 |
| Miami-Dade County Florida | 14 | $ 3,021,000 | $ 215,000 | $ 106,000 |
| Alachua County Florida | 9 | $ 1,959,000 | $ 217,000 | $ 93,000 |
| Oklahoma County Oklahoma | 8 | $ 1,158,000 | $ 144,000 | $ 76,000 |
| Rogers County Oklahoma | 8 | $ 1,144,000 | $ 143,000 | $ 73,000 |
| Wagoner County Oklahoma | 8 | $ 1,190,000 | $ 148,000 | $ 124,000 |
| Leon County Florida | 7 | $ 606,000 | $ 86,000 | $ 76,000 |
| Mecklenburg County North Carolina | 6 | $ 933,000 | $ 155,000 | $ 110,000 |
| Knox County Tennessee | 6 | $ 974,000 | $ 162,000 | $ 82,000 |
| Buncombe County North Carolina | 4 | $ 872,000 | $ 218,000 | $ 99,000 |
| Haywood County North Carolina | 4 | $ 661,000 | $ 165,000 | $ 101,000 |
| Sevier County Tennessee | 4 | $ 654,000 | $ 163,000 | $ 91,000 |
| Monroe County Florida | 3 | $ 635,000 | $ 211,000 | $ 91,000 |
| Okaloosa County Florida | 3 | $ 470,000 | $ 156,000 | $ 100,000 |
| Putnam County Florida | 3 | $ 337,000 | $ 112,000 | $ 52,000 |
| Wake County North Carolina | 3 | $ 623,000 | $ 207,000 | $ 90,000 |
| Canadian County Oklahoma | 3 | $ 473,000 | $ 157,000 | $ 84,000 |
| Creek County Oklahoma | 3 | $ 319,000 | $ 106,000 | $ 81,000 |
| Harris County Texas | 3 | $ 347,000 | $ 115,000 | $ 112,000 |
| Levy County Florida | 2 | $ 256,000 | $ 128,000 | $ 74,000 |
| DeSoto County Mississippi | 2 | $ 280,000 | $ 140,000 | $ 74,000 |
| Leflore County Mississippi | 2 | $ 270,000 | $ 135,000 | $ 28,000 |
| Cabarrus County North Carolina | 2 | $ 228,000 | $ 114,000 | $ 135,000 |
| Nash County North Carolina | 2 | $ 184,000 | $ 92,000 | $ 26,000 |
| Dallas County Texas | 2 | $ 214,000 | $ 107,000 | $ 107,000 |
| Baldwin County Alabama | 1 | $ 178,000 | $ 178,000 | $ 56,000 |
| St. Clair County Alabama | 1 | $ 185,000 | $ 185,000 | $ 111,000 |
| Baker County Florida | 1 | $ 119,000 | $ 119,000 | $ 40,000 |
| Bay County Florida | 1 | $ 92,000 | $ 92,000 | $ 38,000 |
| Collier County Florida | 1 | $ 412,000 | $ 412,000 | $ 137,000 |
| Columbia County Florida | 1 | $ 55,000 | $ 55,000 | $ 22,000 |
| Gilchrist County Florida | 1 | $ 144,000 | $ 144,000 | $ 76,000 |
| Hardee County Florida | 1 | $ 148,000 | $ 148,000 | $ 29,000 |
| Hendry County Florida | 1 | $ 179,000 | $ 179,000 | $ 76,000 |
| Madison County Florida | 1 | $ 80,000 | $ 80,000 | $ 72,000 |
| Harrison County Mississippi | 1 | $ 184,000 | $ 184,000 | $ 113,000 |
| Hinds County Mississippi | 1 | $ 417,000 | $ 417,000 | $ 299,000 |
| Jones County Mississippi | 1 | $ 69,000 | $ 69,000 | $ 67,000 |
| Panola County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 64,000 |
| Pike County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 82,000 |
| Walthall County Mississippi | 1 | $ 130,000 | $ 130,000 | $ 188,000 |
| Ashe County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 150,000 |
| Avery County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 74,000 |
| Brunswick County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 75,000 |
| Cherokee County North Carolina | 1 | $ 89,000 | $ 89,000 | $ 117,000 |
| Cumberland County North Carolina | 1 | $ 303,000 | $ 303,000 | $ 85,000 |
| Davidson County North Carolina | 1 | $ 370,000 | $ 370,000 | $ 116,000 |
| Durham County North Carolina | 1 | $ 140,000 | $ 140,000 | $ 43,000 |
| Graham County North Carolina | 1 | $ 313,000 | $ 313,000 | $ 305,000 |
| Harnett County North Carolina | 1 | $ 300,000 | $ 300,000 | $ 131,000 |
| Jackson County North Carolina | 1 | $ 122,000 | $ 122,000 | $ 124,000 |
| Johnston County North Carolina | 1 | $ 230,000 | $ 230,000 | $ 59,000 |
| Perquimans County North Carolina | 1 | $ 206,000 | $ 206,000 | $ 68,000 |
| Wilson County North Carolina | 1 | $ 233,000 | $ 233,000 | $ 113,000 |
| Cleveland County Oklahoma | 1 | $ 207,000 | $ 207,000 | $ 119,000 |
| Delaware County Oklahoma | 1 | $ 149,000 | $ 149,000 | $ 233,000 |
| Garfield County Oklahoma | 1 | $ 114,000 | $ 114,000 | $ 100,000 |
| Logan County Oklahoma | 1 | $ 132,000 | $ 132,000 | $ 64,000 |
| McIntosh County Oklahoma | 1 | $ 136,000 | $ 136,000 | $ 28,000 |
| Pawnee County Oklahoma | 1 | $ 113,000 | $ 113,000 | $ 89,000 |
| Payne County Oklahoma | 1 | $ 130,000 | $ 130,000 | $ 104,000 |
| Pittsburg County Oklahoma | 1 | $ 52,000 | $ 52,000 | $ 33,000 |
| Washington County Oklahoma | 1 | $ 86,000 | $ 86,000 | $ 35,000 |
| Woodward County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 17,000 |
| Anderson County Tennessee | 1 | $ 132,000 | $ 132,000 | $ 74,000 |
| Campbell County Tennessee | 1 | $ 124,000 | $ 124,000 | $ 43,000 |
| Crockett County Tennessee | 1 | $ 280,000 | $ 280,000 | $ 138,000 |
| Cumberland County Tennessee | 1 | $ 156,000 | $ 156,000 | $ 65,000 |
| Greene County Tennessee | 1 | $ 154,000 | $ 154,000 | $ 72,000 |
| Loudon County Tennessee | 1 | $ 132,000 | $ 132,000 | $ 42,000 |
| McMinn County Tennessee | 1 | $ 148,000 | $ 148,000 | $ 35,000 |
| Polk County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 87,000 |
| Sumner County Tennessee | 1 | $ 140,000 | $ 140,000 | $ 53,000 |
| Washington County Tennessee | 1 | $ 77,000 | $ 77,000 | $ 36,000 |
| Williamson County Tennessee | 1 | $ 333,000 | $ 333,000 | $ 113,000 |
| Wilson County Tennessee | 1 | $ 166,000 | $ 166,000 | $ 57,000 |
Mortgage Loan Application Detail Totals for Mortgage Lenders Investment Trading Corporation in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,571 | $841,763,000 | $184,000 | $643,000 | $81,000 | $1,167,000 |
| Home Purchase | 3,026 | $547,424,000 | $180,000 | $525,000 | $76,000 | $600,000 |
| Home Improvement | 106 | $18,039,000 | $170,000 | $417,000 | $82,000 | $212,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,802 | $1,071,738,000 | $184,000 | $643,000 | $81,000 | $644,000 |
| Hispanic | 1,041 | $182,738,000 | $175,000 | $459,000 | $68,000 | $425,000 |
| Black or African American | 359 | $63,108,000 | $175,000 | $424,000 | $64,000 | $309,000 |
| Not Provided | 250 | $43,777,000 | $175,000 | $417,000 | $83,000 | $413,000 |
| Asian | 211 | $38,643,000 | $183,000 | $417,000 | $94,000 | $1,167,000 |
| American Indian or Alaskan Native | 23 | $3,703,000 | $161,000 | $342,000 | $78,000 | $221,000 |
| Native Hawaiin or Other Pacific Islander | 15 | $3,047,000 | $203,000 | $347,000 | $68,000 | $182,000 |
| Not applicable | 2 | $472,000 | $236,000 | $236,000 | $68,000 | $72,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,652 | $845,130,000 | $181,000 | $492,000 | $92,000 | $1,167,000 |
| FHA-insured (Federal Housing Administration) | 2,141 | $361,358,000 | $168,000 | $412,000 | $62,000 | $300,000 |
| VA-guaranteed (Veterans Administration) | 875 | $195,045,000 | $222,000 | $643,000 | $54,000 | $322,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 35 | $5,693,000 | $162,000 | $223,000 | $52,000 | $76,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,617 | $1,209,166,000 | $182,000 | $643,000 | $80,000 | $1,167,000 |
| Application Withdrawn By Applicant | 804 | $147,812,000 | $183,000 | $486,000 | $76,000 | $542,000 |
| Application Denied By Financial Institution | 257 | $45,599,000 | $177,000 | $487,000 | $67,000 | $406,000 |
| Application Approved But Not Accepted | 19 | $3,188,000 | $167,000 | $406,000 | $82,000 | $230,000 |
| File Closed For Incompleteness | 6 | $1,461,000 | $243,000 | $459,000 | $128,000 | $350,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 91 | $16,872,000 | $185,000 | $487,000 | $53,000 | $251,000 |
| Collateral | 35 | $4,968,000 | $141,000 | $417,000 | $84,000 | $282,000 |
| Credit History | 26 | $5,071,000 | $195,000 | $417,000 | $94,000 | $253,000 |
| Other | 20 | $2,979,000 | $148,000 | $280,000 | $75,000 | $167,000 |
| Employment History | 9 | $1,738,000 | $193,000 | $326,000 | $89,000 | $406,000 |
| Unverifiable Information | 5 | $821,000 | $164,000 | $184,000 | $49,000 | $78,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $573,000 | $143,000 | $184,000 | $58,000 | $87,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mortgage Lenders Investment Trading Corporation's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mortgage Lenders Investment Trading Corporation's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.