Randolph-Brooks Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Randolph-Brooks Federal Credit Union 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Randolph-Brooks Federal Credit Union Po Box 2097 Live Oak, TX 78148 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 12,862 |
| Total Mortgage Loan Application Amount | $1,758,365,000 |
| Average Mortgage Loan Application Amount | $131,000 |
| Highest Mortgage Loan Application Amount | $9,500,000 |
| Average Applicant Income | $117,666 |
| Highest Applicant Income | $1,883,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Randolph-Brooks Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Randolph-Brooks Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Randolph-Brooks Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Randolph-Brooks Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Randolph-Brooks Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Randolph-Brooks Federal Credit Union's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bexar County Texas | 4,551 | $ 521,280,000 | $ 114,000 | $ 100,000 |
| Travis County Texas | 1,273 | $ 196,099,000 | $ 154,000 | $ 115,000 |
| Comal County Texas | 1,007 | $ 163,620,000 | $ 162,000 | $ 112,000 |
| Guadalupe County Texas | 952 | $ 101,471,000 | $ 106,000 | $ 92,000 |
| Williamson County Texas | 703 | $ 95,113,000 | $ 135,000 | $ 115,000 |
| Hays County Texas | 579 | $ 70,039,000 | $ 120,000 | $ 101,000 |
| Collin County Texas | 330 | $ 50,582,000 | $ 153,000 | $ 147,000 |
| Wilson County Texas | 282 | $ 34,193,000 | $ 121,000 | $ 101,000 |
| Denton County Texas | 213 | $ 30,934,000 | $ 145,000 | $ 129,000 |
| Harris County Texas | 178 | $ 33,375,000 | $ 187,000 | $ 130,000 |
| Caldwell County Texas | 147 | $ 12,968,000 | $ 88,000 | $ 84,000 |
| Kendall County Texas | 130 | $ 26,031,000 | $ 200,000 | $ 158,000 |
| Kerr County Texas | 114 | $ 13,577,000 | $ 119,000 | $ 77,000 |
| Dallas County Texas | 112 | $ 19,867,000 | $ 177,000 | $ 155,000 |
| Tarrant County Texas | 86 | $ 13,953,000 | $ 162,000 | $ 123,000 |
| Nueces County Texas | 85 | $ 12,430,000 | $ 146,000 | $ 139,000 |
| Medina County Texas | 78 | $ 14,059,000 | $ 180,000 | $ 115,000 |
| Bastrop County Texas | 70 | $ 7,920,000 | $ 113,000 | $ 86,000 |
| Gonzales County Texas | 57 | $ 5,227,000 | $ 91,000 | $ 76,000 |
| Atascosa County Texas | 53 | $ 6,527,000 | $ 123,000 | $ 90,000 |
| Bell County Texas | 51 | $ 6,719,000 | $ 131,000 | $ 102,000 |
| Bandera County Texas | 48 | $ 7,324,000 | $ 152,000 | $ 81,000 |
| Burnet County Texas | 43 | $ 6,519,000 | $ 151,000 | $ 97,000 |
| Fort Bend County Texas | 39 | $ 7,301,000 | $ 187,000 | $ 147,000 |
| Blanco County Texas | 33 | $ 4,447,000 | $ 134,000 | $ 90,000 |
| Montgomery County Texas | 33 | $ 7,368,000 | $ 223,000 | $ 140,000 |
| Hidalgo County Texas | 30 | $ 3,279,000 | $ 109,000 | $ 116,000 |
| Cameron County Texas | 28 | $ 2,825,000 | $ 100,000 | $ 133,000 |
| Brazos County Texas | 25 | $ 3,321,000 | $ 132,000 | $ 159,000 |
| El Paso County Texas | 25 | $ 2,429,000 | $ 97,000 | $ 75,000 |
| Gillespie County Texas | 24 | $ 6,005,000 | $ 250,000 | $ 150,000 |
| Webb County Texas | 21 | $ 1,927,000 | $ 91,000 | $ 79,000 |
| Aransas County Texas | 20 | $ 3,088,000 | $ 154,000 | $ 130,000 |
| Karnes County Texas | 16 | $ 1,628,000 | $ 101,000 | $ 113,000 |
| Rockwall County Texas | 16 | $ 1,977,000 | $ 123,000 | $ 157,000 |
| Coryell County Texas | 14 | $ 1,631,000 | $ 116,000 | $ 80,000 |
| Llano County Texas | 14 | $ 2,740,000 | $ 195,000 | $ 105,000 |
| Lavaca County Texas | 13 | $ 1,589,000 | $ 122,000 | $ 84,000 |
| McLennan County Texas | 13 | $ 1,421,000 | $ 109,000 | $ 97,000 |
| Taylor County Texas | 13 | $ 1,101,000 | $ 84,000 | $ 76,000 |
| Brazoria County Texas | 11 | $ 1,535,000 | $ 139,000 | $ 99,000 |
| Galveston County Texas | 11 | $ 1,576,000 | $ 143,000 | $ 200,000 |
| Val Verde County Texas | 11 | $ 1,714,000 | $ 155,000 | $ 76,000 |
| Victoria County Texas | 11 | $ 1,644,000 | $ 149,000 | $ 137,000 |
| Grayson County Texas | 10 | $ 1,758,000 | $ 175,000 | $ 124,000 |
| Jefferson County Texas | 10 | $ 1,048,000 | $ 104,000 | $ 134,000 |
| Kaufman County Texas | 10 | $ 1,435,000 | $ 143,000 | $ 154,000 |
| Lubbock County Texas | 10 | $ 1,137,000 | $ 113,000 | $ 114,000 |
| Ellis County Texas | 8 | $ 1,100,000 | $ 137,000 | $ 127,000 |
| Hunt County Texas | 8 | $ 1,574,000 | $ 196,000 | $ 76,000 |
| Milam County Texas | 7 | $ 1,526,000 | $ 218,000 | $ 119,000 |
| Frio County Texas | 6 | $ 893,000 | $ 148,000 | $ 93,000 |
| Parker County Texas | 6 | $ 947,000 | $ 157,000 | $ 162,000 |
| Randall County Texas | 6 | $ 703,000 | $ 117,000 | $ 91,000 |
| San Patricio County Texas | 6 | $ 520,000 | $ 86,000 | $ 88,000 |
| Uvalde County Texas | 6 | $ 1,561,000 | $ 260,000 | $ 111,000 |
| Calhoun County Texas | 5 | $ 495,000 | $ 99,000 | $ 98,000 |
| DeWitt County Texas | 5 | $ 342,000 | $ 68,000 | $ 49,000 |
| Fannin County Texas | 5 | $ 692,000 | $ 138,000 | $ 103,000 |
| Jim Wells County Texas | 5 | $ 994,000 | $ 198,000 | $ 148,000 |
| Kimble County Texas | 5 | $ 506,000 | $ 101,000 | $ 87,000 |
| Lampasas County Texas | 5 | $ 603,000 | $ 120,000 | $ 109,000 |
| Lee County Texas | 5 | $ 634,000 | $ 126,000 | $ 58,000 |
| Brown County Texas | 4 | $ 252,000 | $ 63,000 | $ 59,000 |
| Ector County Texas | 4 | $ 435,000 | $ 108,000 | $ 112,000 |
| Fayette County Texas | 4 | $ 256,000 | $ 64,000 | $ 127,000 |
| Henderson County Texas | 4 | $ 941,000 | $ 235,000 | $ 142,000 |
| Hood County Texas | 4 | $ 831,000 | $ 207,000 | $ 190,000 |
| Johnson County Texas | 4 | $ 483,000 | $ 120,000 | $ 83,000 |
| Maverick County Texas | 4 | $ 297,000 | $ 74,000 | $ 112,000 |
| Smith County Texas | 4 | $ 692,000 | $ 173,000 | $ 179,000 |
| Austin County Texas | 3 | $ 407,000 | $ 135,000 | $ 99,000 |
| Colorado County Texas | 3 | $ 515,000 | $ 171,000 | $ 119,000 |
| Hardin County Texas | 3 | $ 137,000 | $ 45,000 | $ 99,000 |
| Lamar County Texas | 3 | $ 459,000 | $ 153,000 | $ 282,000 |
| Liberty County Texas | 3 | $ 482,000 | $ 160,000 | $ 152,000 |
| Live Oak County Texas | 3 | $ 420,000 | $ 140,000 | $ 79,000 |
| Washington County Texas | 3 | $ 498,000 | $ 166,000 | $ 81,000 |
| Wise County Texas | 3 | $ 623,000 | $ 207,000 | $ 61,000 |
| Wood County Texas | 3 | $ 317,000 | $ 105,000 | $ 87,000 |
| Zavala County Texas | 3 | $ 319,000 | $ 106,000 | $ 113,000 |
| Bee County Texas | 2 | $ 85,000 | $ 42,000 | $ 141,000 |
| Cherokee County Texas | 2 | $ 192,000 | $ 96,000 | $ 119,000 |
| Duval County Texas | 2 | $ 378,000 | $ 189,000 | $ 96,000 |
| Freestone County Texas | 2 | $ 279,000 | $ 139,000 | $ 114,000 |
| Grimes County Texas | 2 | $ 290,000 | $ 145,000 | $ 79,000 |
| Hill County Texas | 2 | $ 264,000 | $ 132,000 | $ 94,000 |
| Kleberg County Texas | 2 | $ 123,000 | $ 61,000 | $ 163,000 |
| La Salle County Texas | 2 | $ 279,000 | $ 139,000 | $ 76,000 |
| Mason County Texas | 2 | $ 249,000 | $ 124,000 | $ 58,000 |
| Matagorda County Texas | 2 | $ 90,000 | $ 45,000 | $ 98,000 |
| Polk County Texas | 2 | $ 133,000 | $ 66,000 | $ 143,000 |
| San Jacinto County Texas | 2 | $ 173,000 | $ 86,000 | $ 52,000 |
| Throckmorton County Texas | 2 | $ 222,000 | $ 111,000 | $ 259,000 |
| Tom Green County Texas | 2 | $ 224,000 | $ 112,000 | $ 96,000 |
| Walker County Texas | 2 | $ 724,000 | $ 362,000 | $ 69,000 |
| Wichita County Texas | 2 | $ 163,000 | $ 81,000 | $ 38,000 |
| Angelina County Texas | 1 | $ 65,000 | $ 65,000 | $ 95,000 |
| Archer County Texas | 1 | $ 49,000 | $ 49,000 | $ 152,000 |
| Brewster County Texas | 1 | $ 50,000 | $ 50,000 | $ 53,000 |
| Burleson County Texas | 1 | $ 222,000 | $ 222,000 | $ 54,000 |
| Chambers County Texas | 1 | $ 219,000 | $ 219,000 | $ 100,000 |
| Cooke County Texas | 1 | $ 13,000 | $ 13,000 | $ 184,000 |
| Dallam County Texas | 1 | $ 8,000 | $ 8,000 | $ 66,000 |
| Dimmit County Texas | 1 | $ 17,000 | $ 17,000 | $ 34,000 |
| Erath County Texas | 1 | $ 163,000 | $ 163,000 | $ 135,000 |
| Hale County Texas | 1 | $ 37,000 | $ 37,000 | $ 33,000 |
| Haskell County Texas | 1 | $ 50,000 | $ 50,000 | $ 56,000 |
| Hockley County Texas | 1 | $ 154,000 | $ 154,000 | $ 117,000 |
| Hopkins County Texas | 1 | $ 85,000 | $ 85,000 | $ 175,000 |
| Howard County Texas | 1 | $ 28,000 | $ 28,000 | $ 48,000 |
| Jasper County Texas | 1 | $ 220,000 | $ 220,000 | $ 104,000 |
| Kinney County Texas | 1 | $ 22,000 | $ 22,000 | $ 58,000 |
| Knox County Texas | 1 | $ 24,000 | $ 24,000 | $ 62,000 |
| Lynn County Texas | 1 | $ 35,000 | $ 35,000 | $ 76,000 |
| Marion County Texas | 1 | $ 94,000 | $ 94,000 | $ 101,000 |
| McMullen County Texas | 1 | $ 171,000 | $ 171,000 | $ 112,000 |
| Mills County Texas | 1 | $ 148,000 | $ 148,000 | $ 63,000 |
| Moore County Texas | 1 | $ 30,000 | $ 30,000 | $ 55,000 |
| Navarro County Texas | 1 | $ 228,000 | $ 228,000 | $ 247,000 |
| Potter County Texas | 1 | $ 41,000 | $ 41,000 | $ 37,000 |
| Real County Texas | 1 | $ 15,000 | $ 15,000 | $ 42,000 |
| Refugio County Texas | 1 | $ 50,000 | $ 50,000 | $ 150,000 |
| Runnels County Texas | 1 | $ 25,000 | $ 25,000 | $ 75,000 |
| Upshur County Texas | 1 | $ 62,000 | $ 62,000 | $ 25,000 |
| Waller County Texas | 1 | $ 537,000 | $ 537,000 | $ 228,000 |
| Ward County Texas | 1 | $ 209,000 | $ 209,000 | $ 147,000 |
| Wharton County Texas | 1 | $ 120,000 | $ 120,000 | $ 277,000 |
| Zapata County Texas | 1 | $ 200,000 | $ 200,000 | $ 92,000 |
Mortgage Loan Application Detail Totals for Randolph-Brooks Federal Credit Union in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 8,616 | $846,625,000 | $98,000 | $9,500,000 | $100,000 | $1,883,000 |
| Home Purchase | 3,771 | $882,078,000 | $233,000 | $2,885,000 | $116,000 | $1,214,000 |
| Home Improvement | 475 | $29,662,000 | $62,000 | $391,000 | $137,000 | $655,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,884 | $866,374,000 | $147,000 | $2,885,000 | $117,000 | $1,883,000 |
| Hispanic | 3,654 | $386,216,000 | $105,000 | $866,000 | $87,000 | $1,654,000 |
| Not Provided | 2,085 | $290,610,000 | $139,000 | $2,017,000 | $111,000 | $1,540,000 |
| Asian | 550 | $98,303,000 | $178,000 | $1,760,000 | $121,000 | $872,000 |
| Black or African American | 443 | $57,107,000 | $128,000 | $1,027,000 | $96,000 | $623,000 |
| Not applicable | 134 | $47,494,000 | $354,000 | $9,500,000 | $0 | $0 |
| American Indian or Alaskan Native | 92 | $10,251,000 | $111,000 | $1,056,000 | $126,000 | $1,229,000 |
| Native Hawaiian or Other Pacific Islander | 20 | $2,010,000 | $100,000 | $385,000 | $114,000 | $423,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,862 | $1,758,365,000 | $136,000 | $9,500,000 | $106,000 | $1,883,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,191 | $771,564,000 | $124,000 | $2,885,000 | $114,000 | $1,229,000 |
| Application Denied By Financial Institution | 2,438 | $251,057,000 | $102,000 | $2,500,000 | $78,000 | $1,883,000 |
| Application Withdrawn By Applicant | 1,216 | $190,934,000 | $157,000 | $9,500,000 | $113,000 | $1,654,000 |
| File Closed For Incompleteness | 1,176 | $194,982,000 | $165,000 | $2,296,000 | $121,000 | $1,200,000 |
| Application Approved But Not Accepted | 796 | $136,182,000 | $171,000 | $840,000 | $116,000 | $737,000 |
| Preapproval Approved but not Accepted | 531 | $112,229,000 | $211,000 | $680,000 | $112,000 | $1,214,000 |
| Preapproval Denied by Financial Institution | 513 | $101,322,000 | $197,000 | $1,200,000 | $63,000 | $611,000 |
| Loan Purchased By The Institution | 1 | $95,000 | $95,000 | $95,000 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 1,559 | $215,647,000 | $138,000 | $2,017,000 | $56,000 | $570,000 |
| Credit History | 815 | $67,291,000 | $82,000 | $880,000 | $88,000 | $1,398,000 |
| Collateral | 454 | $50,202,000 | $110,000 | $2,500,000 | $119,000 | $1,883,000 |
| Employment History | 56 | $6,534,000 | $116,000 | $750,000 | $69,000 | $255,000 |
| Unverifiable Information | 26 | $3,771,000 | $145,000 | $880,000 | $77,000 | $277,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 21 | $4,638,000 | $220,000 | $1,027,000 | $100,000 | $448,000 |
| Credit Application Incomplete | 12 | $2,086,000 | $173,000 | $280,000 | $91,000 | $152,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Randolph-Brooks Federal Credit Union's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Randolph-Brooks Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.