Randolph-Brooks Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Randolph-Brooks Federal Credit Union 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Randolph-Brooks Federal Credit Union Po Box 2097 Live Oak, TX 78148 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 24,703 |
| Total Mortgage Loan Application Amount | $4,603,725,000 |
| Average Mortgage Loan Application Amount | $173,000 |
| Highest Mortgage Loan Application Amount | $4,805,000 |
| Average Applicant Income | $131,750 |
| Highest Applicant Income | $4,740,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Randolph-Brooks Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Randolph-Brooks Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Randolph-Brooks Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Randolph-Brooks Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Randolph-Brooks Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Randolph-Brooks Federal Credit Union's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bexar County Texas | 7,559 | $ 1,091,815,000 | $ 144,000 | $ 118,000 |
| Travis County Texas | 2,571 | $ 617,045,000 | $ 240,000 | $ 161,000 |
| Comal County Texas | 1,594 | $ 322,720,000 | $ 202,000 | $ 139,000 |
| Williamson County Texas | 1,529 | $ 280,845,000 | $ 183,000 | $ 142,000 |
| Guadalupe County Texas | 1,527 | $ 201,885,000 | $ 132,000 | $ 110,000 |
| Hays County Texas | 1,099 | $ 200,125,000 | $ 182,000 | $ 129,000 |
| Collin County Texas | 820 | $ 167,240,000 | $ 203,000 | $ 176,000 |
| Denton County Texas | 485 | $ 108,305,000 | $ 223,000 | $ 179,000 |
| Harris County Texas | 461 | $ 105,555,000 | $ 228,000 | $ 192,000 |
| Tarrant County Texas | 441 | $ 90,055,000 | $ 204,000 | $ 175,000 |
| Nueces County Texas | 421 | $ 68,885,000 | $ 163,000 | $ 144,000 |
| Wilson County Texas | 414 | $ 66,180,000 | $ 159,000 | $ 115,000 |
| Dallas County Texas | 398 | $ 108,530,000 | $ 272,000 | $ 179,000 |
| Kendall County Texas | 270 | $ 76,530,000 | $ 283,000 | $ 169,000 |
| Caldwell County Texas | 179 | $ 20,805,000 | $ 116,000 | $ 110,000 |
| Kerr County Texas | 144 | $ 25,280,000 | $ 175,000 | $ 136,000 |
| Fort Bend County Texas | 138 | $ 26,010,000 | $ 188,000 | $ 182,000 |
| Bastrop County Texas | 133 | $ 21,635,000 | $ 162,000 | $ 101,000 |
| Medina County Texas | 129 | $ 23,465,000 | $ 181,000 | $ 123,000 |
| Montgomery County Texas | 97 | $ 21,025,000 | $ 216,000 | $ 154,000 |
| Atascosa County Texas | 86 | $ 11,420,000 | $ 132,000 | $ 103,000 |
| Burnet County Texas | 86 | $ 22,540,000 | $ 262,000 | $ 137,000 |
| Bell County Texas | 75 | $ 14,155,000 | $ 188,000 | $ 150,000 |
| Hidalgo County Texas | 75 | $ 11,065,000 | $ 147,000 | $ 134,000 |
| Gonzales County Texas | 70 | $ 9,130,000 | $ 130,000 | $ 105,000 |
| Bandera County Texas | 67 | $ 13,305,000 | $ 198,000 | $ 153,000 |
| Blanco County Texas | 54 | $ 10,850,000 | $ 200,000 | $ 118,000 |
| Aransas County Texas | 52 | $ 11,470,000 | $ 220,000 | $ 238,000 |
| Grayson County Texas | 51 | $ 10,965,000 | $ 215,000 | $ 126,000 |
| Galveston County Texas | 49 | $ 9,745,000 | $ 198,000 | $ 173,000 |
| San Patricio County Texas | 47 | $ 8,335,000 | $ 177,000 | $ 122,000 |
| Gillespie County Texas | 44 | $ 13,290,000 | $ 302,000 | $ 149,000 |
| Cameron County Texas | 43 | $ 6,125,000 | $ 142,000 | $ 166,000 |
| Webb County Texas | 41 | $ 4,555,000 | $ 111,000 | $ 102,000 |
| Brazos County Texas | 40 | $ 13,300,000 | $ 332,000 | $ 196,000 |
| Rockwall County Texas | 40 | $ 9,290,000 | $ 232,000 | $ 229,000 |
| El Paso County Texas | 37 | $ 3,985,000 | $ 107,000 | $ 144,000 |
| Llano County Texas | 36 | $ 11,030,000 | $ 306,000 | $ 191,000 |
| McLennan County Texas | 35 | $ 6,625,000 | $ 189,000 | $ 123,000 |
| Ellis County Texas | 31 | $ 5,525,000 | $ 178,000 | $ 203,000 |
| Parker County Texas | 30 | $ 7,680,000 | $ 256,000 | $ 144,000 |
| Karnes County Texas | 24 | $ 4,340,000 | $ 180,000 | $ 99,000 |
| Lubbock County Texas | 23 | $ 3,175,000 | $ 138,000 | $ 139,000 |
| Kaufman County Texas | 22 | $ 4,310,000 | $ 195,000 | $ 119,000 |
| Lavaca County Texas | 20 | $ 3,790,000 | $ 189,000 | $ 112,000 |
| Brazoria County Texas | 19 | $ 4,005,000 | $ 210,000 | $ 159,000 |
| Johnson County Texas | 19 | $ 3,565,000 | $ 187,000 | $ 145,000 |
| Victoria County Texas | 19 | $ 4,455,000 | $ 234,000 | $ 115,000 |
| Val Verde County Texas | 18 | $ 1,460,000 | $ 81,000 | $ 105,000 |
| Fayette County Texas | 15 | $ 4,135,000 | $ 275,000 | $ 158,000 |
| Henderson County Texas | 15 | $ 3,885,000 | $ 259,000 | $ 232,000 |
| Lee County Texas | 15 | $ 2,825,000 | $ 188,000 | $ 165,000 |
| Smith County Texas | 15 | $ 2,705,000 | $ 180,000 | $ 213,000 |
| Live Oak County Texas | 13 | $ 1,405,000 | $ 108,000 | $ 99,000 |
| Midland County Texas | 13 | $ 4,015,000 | $ 308,000 | $ 155,000 |
| Hunt County Texas | 12 | $ 1,910,000 | $ 159,000 | $ 121,000 |
| Tom Green County Texas | 12 | $ 1,830,000 | $ 152,000 | $ 159,000 |
| Coryell County Texas | 11 | $ 2,955,000 | $ 268,000 | $ 162,000 |
| Maverick County Texas | 11 | $ 1,015,000 | $ 92,000 | $ 79,000 |
| Calhoun County Texas | 10 | $ 1,470,000 | $ 147,000 | $ 240,000 |
| Jim Wells County Texas | 10 | $ 1,610,000 | $ 161,000 | $ 119,000 |
| Taylor County Texas | 10 | $ 1,230,000 | $ 123,000 | $ 155,000 |
| Cooke County Texas | 9 | $ 1,025,000 | $ 113,000 | $ 150,000 |
| DeWitt County Texas | 9 | $ 765,000 | $ 85,000 | $ 90,000 |
| Frio County Texas | 9 | $ 1,295,000 | $ 143,000 | $ 101,000 |
| Uvalde County Texas | 9 | $ 1,755,000 | $ 195,000 | $ 260,000 |
| Milam County Texas | 8 | $ 1,420,000 | $ 177,000 | $ 126,000 |
| Randall County Texas | 8 | $ 1,240,000 | $ 155,000 | $ 109,000 |
| Waller County Texas | 8 | $ 3,010,000 | $ 376,000 | $ 235,000 |
| Wichita County Texas | 8 | $ 790,000 | $ 98,000 | $ 100,000 |
| Brewster County Texas | 7 | $ 615,000 | $ 87,000 | $ 90,000 |
| Colorado County Texas | 7 | $ 1,195,000 | $ 170,000 | $ 116,000 |
| Kimble County Texas | 7 | $ 985,000 | $ 140,000 | $ 167,000 |
| Lampasas County Texas | 7 | $ 665,000 | $ 95,000 | $ 60,000 |
| Liberty County Texas | 7 | $ 1,085,000 | $ 155,000 | $ 103,000 |
| Navarro County Texas | 7 | $ 965,000 | $ 137,000 | $ 104,000 |
| Ector County Texas | 6 | $ 910,000 | $ 151,000 | $ 90,000 |
| Hood County Texas | 6 | $ 960,000 | $ 160,000 | $ 101,000 |
| Jefferson County Texas | 6 | $ 750,000 | $ 125,000 | $ 173,000 |
| Mason County Texas | 6 | $ 670,000 | $ 111,000 | $ 92,000 |
| Wise County Texas | 6 | $ 1,010,000 | $ 168,000 | $ 185,000 |
| Austin County Texas | 5 | $ 1,045,000 | $ 209,000 | $ 132,000 |
| Bee County Texas | 5 | $ 955,000 | $ 191,000 | $ 98,000 |
| Kleberg County Texas | 5 | $ 905,000 | $ 181,000 | $ 164,000 |
| Matagorda County Texas | 5 | $ 505,000 | $ 101,000 | $ 133,000 |
| Real County Texas | 5 | $ 1,175,000 | $ 235,000 | $ 116,000 |
| Robertson County Texas | 5 | $ 895,000 | $ 179,000 | $ 150,000 |
| Van Zandt County Texas | 5 | $ 1,455,000 | $ 291,000 | $ 105,000 |
| Washington County Texas | 5 | $ 2,145,000 | $ 429,000 | $ 246,000 |
| Wood County Texas | 5 | $ 605,000 | $ 121,000 | $ 127,000 |
| Anderson County Texas | 4 | $ 630,000 | $ 157,000 | $ 113,000 |
| Chambers County Texas | 4 | $ 230,000 | $ 57,000 | $ 117,000 |
| Duval County Texas | 4 | $ 530,000 | $ 132,000 | $ 122,000 |
| Fannin County Texas | 4 | $ 790,000 | $ 197,000 | $ 144,000 |
| Gregg County Texas | 4 | $ 590,000 | $ 147,000 | $ 85,000 |
| Nacogdoches County Texas | 4 | $ 780,000 | $ 195,000 | $ 91,000 |
| Refugio County Texas | 4 | $ 780,000 | $ 195,000 | $ 73,000 |
| San Jacinto County Texas | 4 | $ 330,000 | $ 82,000 | $ 97,000 |
| Bowie County Texas | 3 | $ 365,000 | $ 121,000 | $ 237,000 |
| Brooks County Texas | 3 | $ 505,000 | $ 168,000 | $ 75,000 |
| Burleson County Texas | 3 | $ 405,000 | $ 135,000 | $ 172,000 |
| Edwards County Texas | 3 | $ 355,000 | $ 118,000 | $ 147,000 |
| Grimes County Texas | 3 | $ 1,385,000 | $ 461,000 | $ 202,000 |
| McCulloch County Texas | 3 | $ 275,000 | $ 91,000 | $ 126,000 |
| Trinity County Texas | 3 | $ 675,000 | $ 225,000 | $ 161,000 |
| Walker County Texas | 3 | $ 485,000 | $ 161,000 | $ 124,000 |
| Willacy County Texas | 3 | $ 255,000 | $ 85,000 | $ 115,000 |
| Zapata County Texas | 3 | $ 285,000 | $ 95,000 | $ 79,000 |
| Zavala County Texas | 3 | $ 345,000 | $ 115,000 | $ 101,000 |
| Angelina County Texas | 2 | $ 120,000 | $ 60,000 | $ 105,000 |
| Archer County Texas | 2 | $ 1,520,000 | $ 760,000 | $ 101,000 |
| Bosque County Texas | 2 | $ 150,000 | $ 75,000 | $ 70,000 |
| Callahan County Texas | 2 | $ 270,000 | $ 135,000 | $ 107,000 |
| Cherokee County Texas | 2 | $ 800,000 | $ 400,000 | $ 149,000 |
| Clay County Texas | 2 | $ 310,000 | $ 155,000 | $ 73,000 |
| Crane County Texas | 2 | $ 240,000 | $ 120,000 | $ 81,000 |
| Dimmit County Texas | 2 | $ 160,000 | $ 80,000 | $ 89,000 |
| Hamilton County Texas | 2 | $ 410,000 | $ 205,000 | $ 118,000 |
| Harrison County Texas | 2 | $ 440,000 | $ 220,000 | $ 351,000 |
| Hill County Texas | 2 | $ 550,000 | $ 275,000 | $ 343,000 |
| Houston County Texas | 2 | $ 120,000 | $ 60,000 | $ 40,000 |
| Jackson County Texas | 2 | $ 260,000 | $ 130,000 | $ 162,000 |
| Kinney County Texas | 2 | $ 190,000 | $ 95,000 | $ 64,000 |
| La Salle County Texas | 2 | $ 70,000 | $ 35,000 | $ 76,000 |
| Lamar County Texas | 2 | $ 150,000 | $ 75,000 | $ 63,000 |
| Lamb County Texas | 2 | $ 180,000 | $ 90,000 | $ 62,000 |
| Limestone County Texas | 2 | $ 310,000 | $ 155,000 | $ 128,000 |
| Palo Pinto County Texas | 2 | $ 490,000 | $ 245,000 | $ 146,000 |
| Polk County Texas | 2 | $ 280,000 | $ 140,000 | $ 112,000 |
| San Saba County Texas | 2 | $ 300,000 | $ 150,000 | $ 114,000 |
| Titus County Texas | 2 | $ 230,000 | $ 115,000 | $ 77,000 |
| Wharton County Texas | 2 | $ 290,000 | $ 145,000 | $ 106,000 |
| Young County Texas | 2 | $ 280,000 | $ 140,000 | $ 83,000 |
| Gila County Arizona | 1 | $ 25,000 | $ 25,000 | $ 96,000 |
| Alameda County California | 1 | $ 25,000 | $ 25,000 | $ 77,000 |
| Arapahoe County Colorado | 1 | $ 55,000 | $ 55,000 | $ 92,000 |
| Denver County Colorado | 1 | $ 35,000 | $ 35,000 | $ 1,440,000 |
| Holmes County Florida | 1 | $ 255,000 | $ 255,000 | $ 211,000 |
| Pasco County Florida | 1 | $ 145,000 | $ 145,000 | $ 84,000 |
| Walton County Florida | 1 | $ 35,000 | $ 35,000 | $ 90,000 |
| Fulton County Georgia | 1 | $ 65,000 | $ 65,000 | $ 105,000 |
| Lowndes County Georgia | 1 | $ 15,000 | $ 15,000 | $ 106,000 |
| Calcasieu County Louisiana | 1 | $ 45,000 | $ 45,000 | $ 65,000 |
| Howard County Maryland | 1 | $ 225,000 | $ 225,000 | $ 197,000 |
| Kandiyohi County Minnesota | 1 | $ 325,000 | $ 325,000 | $ 110,000 |
| Sarpy County Nebraska | 1 | $ 55,000 | $ 55,000 | $ 202,000 |
| Chaves County New Mexico | 1 | $ 115,000 | $ 115,000 | $ 120,000 |
| McKinley County New Mexico | 1 | $ 385,000 | $ 385,000 | $ 96,000 |
| Valencia County New Mexico | 1 | $ 15,000 | $ 15,000 | $ 66,000 |
| Niagara County New York | 1 | $ 65,000 | $ 65,000 | $ 1,200,000 |
| Cumberland County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 84,000 |
| Harnett County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 84,000 |
| Mecklenburg County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 103,000 |
| Cumberland County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 31,000 |
| Anderson County South Carolina | 1 | $ 15,000 | $ 15,000 | $ 71,000 |
| Baylor County Texas | 1 | $ 15,000 | $ 15,000 | $ 33,000 |
| Brown County Texas | 1 | $ 45,000 | $ 45,000 | $ 74,000 |
| Camp County Texas | 1 | $ 95,000 | $ 95,000 | $ 121,000 |
| Carson County Texas | 1 | $ 115,000 | $ 115,000 | $ 65,000 |
| Culberson County Texas | 1 | $ 45,000 | $ 45,000 | $ 42,000 |
| Franklin County Texas | 1 | $ 55,000 | $ 55,000 | $ 56,000 |
| Hall County Texas | 1 | $ 15,000 | $ 15,000 | $ 94,000 |
| Hopkins County Texas | 1 | $ 165,000 | $ 165,000 | $ 83,000 |
| Hutchinson County Texas | 1 | $ 25,000 | $ 25,000 | $ 86,000 |
| Jack County Texas | 1 | $ 405,000 | $ 405,000 | $ 113,000 |
| Jeff Davis County Texas | 1 | $ 25,000 | $ 25,000 | $ 70,000 |
| Lipscomb County Texas | 1 | $ 115,000 | $ 115,000 | $ 98,000 |
| Madison County Texas | 1 | $ 105,000 | $ 105,000 | $ 98,000 |
| McMullen County Texas | 1 | $ 25,000 | $ 25,000 | $ 183,000 |
| Mills County Texas | 1 | $ 75,000 | $ 75,000 | $ 121,000 |
| Montague County Texas | 1 | $ 35,000 | $ 35,000 | $ 24,000 |
| Orange County Texas | 1 | $ 25,000 | $ 25,000 | $ 67,000 |
| Pecos County Texas | 1 | $ 95,000 | $ 95,000 | $ 45,000 |
| Potter County Texas | 1 | $ 225,000 | $ 225,000 | $ 60,000 |
| Presidio County Texas | 1 | $ 95,000 | $ 95,000 | $ 280,000 |
| Rains County Texas | 1 | $ 95,000 | $ 95,000 | $ 42,000 |
| Sabine County Texas | 1 | $ 315,000 | $ 315,000 | $ 115,000 |
| San Augustine County Texas | 1 | $ 125,000 | $ 125,000 | $ 150,000 |
| Scurry County Texas | 1 | $ 65,000 | $ 65,000 | $ 43,000 |
| Starr County Texas | 1 | $ 455,000 | $ 455,000 | $ 210,000 |
| Upshur County Texas | 1 | $ 405,000 | $ 405,000 | $ 277,000 |
| Ward County Texas | 1 | $ 45,000 | $ 45,000 | $ 47,000 |
| Yoakum County Texas | 1 | $ 95,000 | $ 95,000 | $ 67,000 |
Mortgage Loan Application Detail Totals for Randolph-Brooks Federal Credit Union in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 8,611 | $1,896,235,000 | $220,000 | $4,805,000 | $141,000 | $4,740,000 |
| Cash-out Refinancing | 6,271 | $716,215,000 | $114,000 | $2,255,000 | $122,000 | $2,760,000 |
| Home Purchase | 5,982 | $1,714,490,000 | $286,000 | $4,605,000 | $136,000 | $3,514,000 |
| Home Improvement | 3,839 | $276,785,000 | $72,000 | $1,005,000 | $128,000 | $1,994,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 10,410 | $2,044,910,000 | $196,000 | $2,825,000 | $144,000 | $4,008,000 |
| Hispanic | 7,278 | $1,067,090,000 | $146,000 | $2,385,000 | $104,000 | $2,676,000 |
| Not Provided | 4,300 | $852,540,000 | $198,000 | $3,005,000 | $152,000 | $4,740,000 |
| Asian | 1,265 | $291,145,000 | $230,000 | $2,335,000 | $155,000 | $2,760,000 |
| Black or African American | 923 | $162,985,000 | $176,000 | $4,605,000 | $120,000 | $1,752,000 |
| Not applicable | 334 | $151,100,000 | $452,000 | $4,805,000 | $0 | $0 |
| American Indian or Alaskan Native | 139 | $24,015,000 | $172,000 | $955,000 | $127,000 | $1,356,000 |
| Native Hawaiian or Other Pacific Islander | 20 | $3,480,000 | $174,000 | $415,000 | $150,000 | $318,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 24,703 | $4,603,725,000 | $186,000 | $4,805,000 | $133,000 | $4,740,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 9,284 | $1,523,460,000 | $164,000 | $4,805,000 | $137,000 | $2,573,000 |
| Application Withdrawn By Applicant | 3,689 | $693,035,000 | $187,000 | $3,005,000 | $158,000 | $4,008,000 |
| Application Denied By Financial Institution | 3,346 | $479,160,000 | $143,000 | $2,385,000 | $95,000 | $2,914,000 |
| File Closed For Incompleteness | 2,988 | $592,170,000 | $198,000 | $3,005,000 | $154,000 | $4,740,000 |
| Application Approved But Not Accepted | 2,718 | $604,710,000 | $222,000 | $1,705,000 | $141,000 | $2,831,000 |
| Preapproval Denied by Financial Institution | 1,357 | $304,265,000 | $224,000 | $4,605,000 | $74,000 | $1,596,000 |
| Preapproval Approved but not Accepted | 1,096 | $301,850,000 | $275,000 | $2,825,000 | $127,000 | $1,054,000 |
| Loan Purchased By The Institution | 225 | $105,075,000 | $467,000 | $3,735,000 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 20,000 | $3,820,300,000 | $191,000 | $4,805,000 | $143,000 | $4,740,000 |
| Debt-To-Income Ratio | 1,971 | $374,705,000 | $190,000 | $2,385,000 | $63,000 | $853,000 |
| Credit History | 1,829 | $258,385,000 | $141,000 | $4,605,000 | $92,000 | $1,320,000 |
| Collateral | 608 | $85,600,000 | $140,000 | $2,205,000 | $155,000 | $2,914,000 |
| Unverifiable Information | 174 | $38,820,000 | $223,000 | $2,255,000 | $100,000 | $774,000 |
| Employment History | 52 | $7,170,000 | $137,000 | $355,000 | $82,000 | $868,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 38 | $14,270,000 | $375,000 | $2,075,000 | $104,000 | $358,000 |
| Other | 31 | $4,475,000 | $144,000 | $475,000 | $135,000 | $1,596,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Randolph-Brooks Federal Credit Union's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Randolph-Brooks Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.